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<row _id="1"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>23</denials><originations>39</originations><total>62</total><denial_rate>0.3709677419354839</denial_rate><origination_rate>0.6290322580645161</origination_rate></row>
<row _id="2"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>20</denials><originations>180</originations><total>200</total><denial_rate>0.1</denial_rate><origination_rate>0.9</origination_rate></row>
<row _id="3"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>48</denials><originations>80</originations><total>128</total><denial_rate>0.375</denial_rate><origination_rate>0.625</origination_rate></row>
<row _id="4"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>91</denials><originations>299</originations><total>390</total><denial_rate>0.23333333333333334</denial_rate><origination_rate>0.7666666666666667</origination_rate></row>
<row _id="5"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>27</denials><originations>36</originations><total>63</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="6"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>15</denials><originations>67</originations><total>82</total><denial_rate>0.18292682926829268</denial_rate><origination_rate>0.8170731707317073</origination_rate></row>
<row _id="7"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>98</denials><originations>99</originations><total>197</total><denial_rate>0.49746192893401014</denial_rate><origination_rate>0.5025380710659898</origination_rate></row>
<row _id="8"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>140</denials><originations>202</originations><total>342</total><denial_rate>0.4093567251461988</denial_rate><origination_rate>0.5906432748538012</origination_rate></row>
<row _id="9"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>231</denials><originations>594</originations><total>825</total><denial_rate>0.28</denial_rate><origination_rate>0.72</origination_rate></row>
<row _id="10"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>89</denials><originations>769</originations><total>858</total><denial_rate>0.10372960372960373</denial_rate><origination_rate>0.8962703962703963</origination_rate></row>
<row _id="11"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>846</denials><originations>1436</originations><total>2282</total><denial_rate>0.37072743207712533</denial_rate><origination_rate>0.6292725679228747</origination_rate></row>
<row _id="12"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1166</denials><originations>2799</originations><total>3965</total><denial_rate>0.2940731399747793</denial_rate><origination_rate>0.7059268600252206</origination_rate></row>
<row _id="13"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>35</denials><originations>36</originations><total>71</total><denial_rate>0.49295774647887325</denial_rate><origination_rate>0.5070422535211268</origination_rate></row>
<row _id="14"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>29</denials><originations>116</originations><total>145</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="15"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>113</denials><originations>106</originations><total>219</total><denial_rate>0.5159817351598174</denial_rate><origination_rate>0.4840182648401826</origination_rate></row>
<row _id="16"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>177</denials><originations>258</originations><total>435</total><denial_rate>0.4068965517241379</denial_rate><origination_rate>0.593103448275862</origination_rate></row>
<row _id="17"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>561</denials><originations>1868</originations><total>2429</total><denial_rate>0.23095924248662</denial_rate><origination_rate>0.76904075751338</origination_rate></row>
<row _id="18"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>291</denials><originations>3686</originations><total>3977</total><denial_rate>0.07317073170731707</denial_rate><origination_rate>0.926829268292683</origination_rate></row>
<row _id="19"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2063</denials><originations>5136</originations><total>7199</total><denial_rate>0.28656757883039313</denial_rate><origination_rate>0.7134324211696069</origination_rate></row>
<row _id="20"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2915</denials><originations>10690</originations><total>13605</total><denial_rate>0.21425946343256155</denial_rate><origination_rate>0.7857405365674385</origination_rate></row>
<row _id="21"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>721</denials><originations>2284</originations><total>3005</total><denial_rate>0.2399334442595674</denial_rate><origination_rate>0.7600665557404326</origination_rate></row>
<row _id="22"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>323</denials><originations>4135</originations><total>4458</total><denial_rate>0.07245401525347689</denial_rate><origination_rate>0.9275459847465231</origination_rate></row>
<row _id="23"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2513</denials><originations>5860</originations><total>8373</total><denial_rate>0.3001313746566344</denial_rate><origination_rate>0.6998686253433656</origination_rate></row>
<row _id="24"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3557</denials><originations>12279</originations><total>15836</total><denial_rate>0.22461480171760545</denial_rate><origination_rate>0.7753851982823945</origination_rate></row>
<row _id="25"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>59</denials><originations>81</originations><total>140</total><denial_rate>0.42142857142857143</denial_rate><origination_rate>0.5785714285714286</origination_rate></row>
<row _id="26"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>37</denials><originations>266</originations><total>303</total><denial_rate>0.12211221122112212</denial_rate><origination_rate>0.8778877887788779</origination_rate></row>
<row _id="27"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>164</denials><originations>218</originations><total>382</total><denial_rate>0.4293193717277487</denial_rate><origination_rate>0.5706806282722513</origination_rate></row>
<row _id="28"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>260</denials><originations>565</originations><total>825</total><denial_rate>0.3151515151515151</denial_rate><origination_rate>0.6848484848484848</origination_rate></row>
<row _id="29"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>700</denials><originations>2252</originations><total>2952</total><denial_rate>0.23712737127371275</denial_rate><origination_rate>0.7628726287262872</origination_rate></row>
<row _id="30"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>312</denials><originations>3744</originations><total>4056</total><denial_rate>0.07692307692307693</denial_rate><origination_rate>0.9230769230769231</origination_rate></row>
<row _id="31"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2470</denials><originations>5747</originations><total>8217</total><denial_rate>0.30059632469271025</denial_rate><origination_rate>0.6994036753072898</origination_rate></row>
<row _id="32"><year>2007</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>3482</denials><originations>11743</originations><total>15225</total><denial_rate>0.22870279146141215</denial_rate><origination_rate>0.7712972085385879</origination_rate></row>
<row _id="33"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>15</denials><originations>32</originations><total>47</total><denial_rate>0.3191489361702128</denial_rate><origination_rate>0.6808510638297872</origination_rate></row>
<row _id="34"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>100</originations><total>115</total><denial_rate>0.13043478260869565</denial_rate><origination_rate>0.8695652173913043</origination_rate></row>
<row _id="35"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>49</denials><originations>95</originations><total>144</total><denial_rate>0.3402777777777778</denial_rate><origination_rate>0.6597222222222222</origination_rate></row>
<row _id="36"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>79</denials><originations>227</originations><total>306</total><denial_rate>0.2581699346405229</denial_rate><origination_rate>0.7418300653594772</origination_rate></row>
<row _id="37"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>174</denials><originations>135</originations><total>309</total><denial_rate>0.5631067961165048</denial_rate><origination_rate>0.4368932038834951</origination_rate></row>
<row _id="38"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>83</denials><originations>246</originations><total>329</total><denial_rate>0.25227963525835867</denial_rate><origination_rate>0.7477203647416414</origination_rate></row>
<row _id="39"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>520</denials><originations>535</originations><total>1055</total><denial_rate>0.4928909952606635</denial_rate><origination_rate>0.5071090047393365</origination_rate></row>
<row _id="40"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>777</denials><originations>916</originations><total>1693</total><denial_rate>0.45894861193148256</denial_rate><origination_rate>0.5410513880685174</origination_rate></row>
<row _id="41"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>286</denials><originations>344</originations><total>630</total><denial_rate>0.45396825396825397</denial_rate><origination_rate>0.546031746031746</origination_rate></row>
<row _id="42"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>104</denials><originations>511</originations><total>615</total><denial_rate>0.16910569105691056</denial_rate><origination_rate>0.8308943089430895</origination_rate></row>
<row _id="43"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>791</denials><originations>1034</originations><total>1825</total><denial_rate>0.4334246575342466</denial_rate><origination_rate>0.5665753424657535</origination_rate></row>
<row _id="44"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1181</denials><originations>1889</originations><total>3070</total><denial_rate>0.38469055374592837</denial_rate><origination_rate>0.6153094462540717</origination_rate></row>
<row _id="45"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>60</denials><originations>60</originations><total>120</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="46"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>20</denials><originations>106</originations><total>126</total><denial_rate>0.15873015873015872</denial_rate><origination_rate>0.8412698412698413</origination_rate></row>
<row _id="47"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>123</denials><originations>126</originations><total>249</total><denial_rate>0.4939759036144578</denial_rate><origination_rate>0.5060240963855421</origination_rate></row>
<row _id="48"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>203</denials><originations>292</originations><total>495</total><denial_rate>0.4101010101010101</denial_rate><origination_rate>0.5898989898989899</origination_rate></row>
<row _id="49"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>512</denials><originations>1065</originations><total>1577</total><denial_rate>0.32466708941027267</denial_rate><origination_rate>0.6753329105897273</origination_rate></row>
<row _id="50"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>263</denials><originations>2283</originations><total>2546</total><denial_rate>0.103299293008641</denial_rate><origination_rate>0.896700706991359</origination_rate></row>
<row _id="51"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1635</denials><originations>3493</originations><total>5128</total><denial_rate>0.31883775351014043</denial_rate><origination_rate>0.6811622464898596</origination_rate></row>
<row _id="52"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2410</denials><originations>6841</originations><total>9251</total><denial_rate>0.26051237704032</denial_rate><origination_rate>0.7394876229596801</origination_rate></row>
<row _id="53"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>693</denials><originations>1258</originations><total>1951</total><denial_rate>0.35520246027678115</denial_rate><origination_rate>0.6447975397232188</origination_rate></row>
<row _id="54"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>323</denials><originations>2451</originations><total>2774</total><denial_rate>0.11643835616438356</denial_rate><origination_rate>0.8835616438356164</origination_rate></row>
<row _id="55"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1929</denials><originations>3929</originations><total>5858</total><denial_rate>0.3292932741550017</denial_rate><origination_rate>0.6707067258449982</origination_rate></row>
<row _id="56"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2945</denials><originations>7638</originations><total>10583</total><denial_rate>0.27827648114901254</denial_rate><origination_rate>0.7217235188509874</origination_rate></row>
<row _id="57"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>205</denials><originations>179</originations><total>384</total><denial_rate>0.5338541666666666</denial_rate><origination_rate>0.4661458333333333</origination_rate></row>
<row _id="58"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>102</denials><originations>357</originations><total>459</total><denial_rate>0.2222222222222222</denial_rate><origination_rate>0.7777777777777778</origination_rate></row>
<row _id="59"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>599</denials><originations>655</originations><total>1254</total><denial_rate>0.47767145135566186</denial_rate><origination_rate>0.5223285486443381</origination_rate></row>
<row _id="60"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>906</denials><originations>1191</originations><total>2097</total><denial_rate>0.43204577968526464</denial_rate><origination_rate>0.5679542203147353</origination_rate></row>
<row _id="61"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>554</denials><originations>1170</originations><total>1724</total><denial_rate>0.3213457076566125</denial_rate><origination_rate>0.6786542923433875</origination_rate></row>
<row _id="62"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>228</denials><originations>2087</originations><total>2315</total><denial_rate>0.09848812095032397</denial_rate><origination_rate>0.901511879049676</origination_rate></row>
<row _id="63"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1424</denials><originations>3380</originations><total>4804</total><denial_rate>0.2964196502914238</denial_rate><origination_rate>0.7035803497085762</origination_rate></row>
<row _id="64"><year>2007</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>2206</denials><originations>6637</originations><total>8843</total><denial_rate>0.24946285197331222</denial_rate><origination_rate>0.7505371480266878</origination_rate></row>
<row _id="65"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>20</denials><originations>42</originations><total>62</total><denial_rate>0.3225806451612903</denial_rate><origination_rate>0.6774193548387096</origination_rate></row>
<row _id="66"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>22</denials><originations>104</originations><total>126</total><denial_rate>0.1746031746031746</denial_rate><origination_rate>0.8253968253968254</origination_rate></row>
<row _id="67"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>69</denials><originations>107</originations><total>176</total><denial_rate>0.39204545454545453</denial_rate><origination_rate>0.6079545454545454</origination_rate></row>
<row _id="68"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>111</denials><originations>253</originations><total>364</total><denial_rate>0.30494505494505497</denial_rate><origination_rate>0.695054945054945</origination_rate></row>
<row _id="69"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>172</denials><originations>137</originations><total>309</total><denial_rate>0.5566343042071198</denial_rate><origination_rate>0.44336569579288027</origination_rate></row>
<row _id="70"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>99</denials><originations>242</originations><total>341</total><denial_rate>0.2903225806451613</denial_rate><origination_rate>0.7096774193548387</origination_rate></row>
<row _id="71"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>454</denials><originations>441</originations><total>895</total><denial_rate>0.5072625698324023</denial_rate><origination_rate>0.49273743016759775</origination_rate></row>
<row _id="72"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>725</denials><originations>820</originations><total>1545</total><denial_rate>0.4692556634304207</denial_rate><origination_rate>0.5307443365695793</origination_rate></row>
<row _id="73"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>366</denials><originations>469</originations><total>835</total><denial_rate>0.43832335329341315</denial_rate><origination_rate>0.5616766467065868</origination_rate></row>
<row _id="74"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>138</denials><originations>574</originations><total>712</total><denial_rate>0.19382022471910113</denial_rate><origination_rate>0.8061797752808989</origination_rate></row>
<row _id="75"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>854</denials><originations>1026</originations><total>1880</total><denial_rate>0.4542553191489362</denial_rate><origination_rate>0.5457446808510639</origination_rate></row>
<row _id="76"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1358</denials><originations>2069</originations><total>3427</total><denial_rate>0.3962649547709367</denial_rate><origination_rate>0.6037350452290633</origination_rate></row>
<row _id="77"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>124</denials><originations>97</originations><total>221</total><denial_rate>0.5610859728506787</denial_rate><origination_rate>0.43891402714932126</origination_rate></row>
<row _id="78"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>75</denials><originations>217</originations><total>292</total><denial_rate>0.2568493150684932</denial_rate><origination_rate>0.7431506849315068</origination_rate></row>
<row _id="79"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>227</denials><originations>194</originations><total>421</total><denial_rate>0.5391923990498813</denial_rate><origination_rate>0.46080760095011875</origination_rate></row>
<row _id="80"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>426</denials><originations>508</originations><total>934</total><denial_rate>0.45610278372591007</denial_rate><origination_rate>0.5438972162740899</origination_rate></row>
<row _id="81"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>612</denials><originations>1136</originations><total>1748</total><denial_rate>0.3501144164759725</denial_rate><origination_rate>0.6498855835240275</origination_rate></row>
<row _id="82"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>291</denials><originations>1997</originations><total>2288</total><denial_rate>0.1271853146853147</denial_rate><origination_rate>0.8728146853146853</origination_rate></row>
<row _id="83"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1679</denials><originations>3291</originations><total>4970</total><denial_rate>0.33782696177062377</denial_rate><origination_rate>0.6621730382293762</origination_rate></row>
<row _id="84"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2582</denials><originations>6424</originations><total>9006</total><denial_rate>0.286697757050855</denial_rate><origination_rate>0.713302242949145</origination_rate></row>
<row _id="85"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>811</denials><originations>1407</originations><total>2218</total><denial_rate>0.36564472497745715</denial_rate><origination_rate>0.6343552750225429</origination_rate></row>
<row _id="86"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>322</denials><originations>2192</originations><total>2514</total><denial_rate>0.1280827366746221</denial_rate><origination_rate>0.8719172633253779</origination_rate></row>
<row _id="87"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1963</denials><originations>3661</originations><total>5624</total><denial_rate>0.3490398293029872</denial_rate><origination_rate>0.6509601706970128</origination_rate></row>
<row _id="88"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3096</denials><originations>7260</originations><total>10356</total><denial_rate>0.2989571263035921</denial_rate><origination_rate>0.7010428736964078</origination_rate></row>
<row _id="89"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>220</denials><originations>193</originations><total>413</total><denial_rate>0.5326876513317191</denial_rate><origination_rate>0.46731234866828086</origination_rate></row>
<row _id="90"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>126</denials><originations>360</originations><total>486</total><denial_rate>0.25925925925925924</denial_rate><origination_rate>0.7407407407407407</origination_rate></row>
<row _id="91"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>559</denials><originations>584</originations><total>1143</total><denial_rate>0.4890638670166229</denial_rate><origination_rate>0.510936132983377</origination_rate></row>
<row _id="92"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>905</denials><originations>1137</originations><total>2042</total><denial_rate>0.44319294809010773</denial_rate><origination_rate>0.5568070519098922</origination_rate></row>
<row _id="93"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>700</denials><originations>1327</originations><total>2027</total><denial_rate>0.3453379378391712</denial_rate><origination_rate>0.6546620621608288</origination_rate></row>
<row _id="94"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>259</denials><originations>1933</originations><total>2192</total><denial_rate>0.11815693430656934</denial_rate><origination_rate>0.8818430656934306</origination_rate></row>
<row _id="95"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1572</denials><originations>3269</originations><total>4841</total><denial_rate>0.3247262962197893</denial_rate><origination_rate>0.6752737037802107</origination_rate></row>
<row _id="96"><year>2007</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>2531</denials><originations>6529</originations><total>9060</total><denial_rate>0.2793598233995585</denial_rate><origination_rate>0.7206401766004416</origination_rate></row>
<row _id="97"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>9</denials><originations>19</originations><total>28</total><denial_rate>0.32142857142857145</denial_rate><origination_rate>0.6785714285714286</origination_rate></row>
<row _id="98"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>12</denials><originations>225</originations><total>237</total><denial_rate>0.05063291139240506</denial_rate><origination_rate>0.9493670886075949</origination_rate></row>
<row _id="99"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>21</denials><originations>88</originations><total>109</total><denial_rate>0.1926605504587156</denial_rate><origination_rate>0.8073394495412844</origination_rate></row>
<row _id="100"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>42</denials><originations>332</originations><total>374</total><denial_rate>0.11229946524064172</denial_rate><origination_rate>0.8877005347593583</origination_rate></row>
<row _id="101"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>41</denials><originations>33</originations><total>74</total><denial_rate>0.5540540540540541</denial_rate><origination_rate>0.44594594594594594</origination_rate></row>
<row _id="102"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>25</denials><originations>78</originations><total>103</total><denial_rate>0.24271844660194175</denial_rate><origination_rate>0.7572815533980582</origination_rate></row>
<row _id="103"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>142</denials><originations>126</originations><total>268</total><denial_rate>0.5298507462686567</denial_rate><origination_rate>0.4701492537313433</origination_rate></row>
<row _id="104"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>208</denials><originations>237</originations><total>445</total><denial_rate>0.46741573033707867</denial_rate><origination_rate>0.5325842696629214</origination_rate></row>
<row _id="105"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>118</denials><originations>368</originations><total>486</total><denial_rate>0.24279835390946503</denial_rate><origination_rate>0.757201646090535</origination_rate></row>
<row _id="106"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>78</denials><originations>776</originations><total>854</total><denial_rate>0.09133489461358314</denial_rate><origination_rate>0.9086651053864169</origination_rate></row>
<row _id="107"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>548</denials><originations>893</originations><total>1441</total><denial_rate>0.3802914642609299</denial_rate><origination_rate>0.6197085357390701</origination_rate></row>
<row _id="108"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>744</denials><originations>2037</originations><total>2781</total><denial_rate>0.267529665587918</denial_rate><origination_rate>0.732470334412082</origination_rate></row>
<row _id="109"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>19</denials><originations>31</originations><total>50</total><denial_rate>0.38</denial_rate><origination_rate>0.62</origination_rate></row>
<row _id="110"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>29</denials><originations>104</originations><total>133</total><denial_rate>0.21804511278195488</denial_rate><origination_rate>0.7819548872180451</origination_rate></row>
<row _id="111"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>65</denials><originations>97</originations><total>162</total><denial_rate>0.4012345679012346</denial_rate><origination_rate>0.5987654320987654</origination_rate></row>
<row _id="112"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>113</denials><originations>232</originations><total>345</total><denial_rate>0.32753623188405795</denial_rate><origination_rate>0.672463768115942</origination_rate></row>
<row _id="113"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>341</denials><originations>1224</originations><total>1565</total><denial_rate>0.21789137380191692</denial_rate><origination_rate>0.7821086261980831</origination_rate></row>
<row _id="114"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>276</denials><originations>3687</originations><total>3963</total><denial_rate>0.0696442089326268</denial_rate><origination_rate>0.9303557910673732</origination_rate></row>
<row _id="115"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1294</denials><originations>3628</originations><total>4922</total><denial_rate>0.26290125965054856</denial_rate><origination_rate>0.7370987403494514</origination_rate></row>
<row _id="116"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1911</denials><originations>8539</originations><total>10450</total><denial_rate>0.18287081339712918</denial_rate><origination_rate>0.8171291866028708</origination_rate></row>
<row _id="117"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>417</denials><originations>1385</originations><total>1802</total><denial_rate>0.2314095449500555</denial_rate><origination_rate>0.7685904550499445</origination_rate></row>
<row _id="118"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>299</denials><originations>4119</originations><total>4418</total><denial_rate>0.06767768220914441</denial_rate><origination_rate>0.9323223177908556</origination_rate></row>
<row _id="119"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1606</denials><originations>4010</originations><total>5616</total><denial_rate>0.28596866096866097</denial_rate><origination_rate>0.7140313390313391</origination_rate></row>
<row _id="120"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2322</denials><originations>9514</originations><total>11836</total><denial_rate>0.19618114227779657</denial_rate><origination_rate>0.8038188577222034</origination_rate></row>
<row _id="121"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>56</denials><originations>56</originations><total>112</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="122"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>40</denials><originations>317</originations><total>357</total><denial_rate>0.11204481792717087</denial_rate><origination_rate>0.8879551820728291</origination_rate></row>
<row _id="123"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>177</denials><originations>228</originations><total>405</total><denial_rate>0.43703703703703706</denial_rate><origination_rate>0.562962962962963</origination_rate></row>
<row _id="124"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>273</denials><originations>601</originations><total>874</total><denial_rate>0.3123569794050343</denial_rate><origination_rate>0.6876430205949656</origination_rate></row>
<row _id="125"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>385</denials><originations>1328</originations><total>1713</total><denial_rate>0.22475189725627553</denial_rate><origination_rate>0.7752481027437245</origination_rate></row>
<row _id="126"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>280</denials><originations>3525</originations><total>3805</total><denial_rate>0.0735873850197109</denial_rate><origination_rate>0.926412614980289</origination_rate></row>
<row _id="127"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1482</denials><originations>3788</originations><total>5270</total><denial_rate>0.2812144212523719</denial_rate><origination_rate>0.718785578747628</origination_rate></row>
<row _id="128"><year>2007</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2147</denials><originations>8641</originations><total>10788</total><denial_rate>0.19901742677048573</denial_rate><origination_rate>0.8009825732295143</origination_rate></row>
<row _id="129"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>33</denials><originations>20</originations><total>53</total><denial_rate>0.6226415094339622</denial_rate><origination_rate>0.37735849056603776</origination_rate></row>
<row _id="130"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>21</denials><originations>113</originations><total>134</total><denial_rate>0.15671641791044777</denial_rate><origination_rate>0.8432835820895522</origination_rate></row>
<row _id="131"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>48</denials><originations>56</originations><total>104</total><denial_rate>0.46153846153846156</denial_rate><origination_rate>0.5384615384615384</origination_rate></row>
<row _id="132"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>102</denials><originations>189</originations><total>291</total><denial_rate>0.35051546391752575</denial_rate><origination_rate>0.6494845360824743</origination_rate></row>
<row _id="133"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>118</denials><originations>67</originations><total>185</total><denial_rate>0.6378378378378379</denial_rate><origination_rate>0.3621621621621622</origination_rate></row>
<row _id="134"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>73</denials><originations>211</originations><total>284</total><denial_rate>0.25704225352112675</denial_rate><origination_rate>0.7429577464788732</origination_rate></row>
<row _id="135"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>343</denials><originations>246</originations><total>589</total><denial_rate>0.5823429541595926</denial_rate><origination_rate>0.41765704584040747</origination_rate></row>
<row _id="136"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>534</denials><originations>524</originations><total>1058</total><denial_rate>0.504725897920605</denial_rate><origination_rate>0.4952741020793951</origination_rate></row>
<row _id="137"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>263</denials><originations>373</originations><total>636</total><denial_rate>0.41352201257861637</denial_rate><origination_rate>0.5864779874213837</origination_rate></row>
<row _id="138"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>93</denials><originations>738</originations><total>831</total><denial_rate>0.11191335740072202</denial_rate><origination_rate>0.8880866425992779</origination_rate></row>
<row _id="139"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>675</denials><originations>869</originations><total>1544</total><denial_rate>0.4371761658031088</denial_rate><origination_rate>0.5628238341968912</origination_rate></row>
<row _id="140"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1031</denials><originations>1980</originations><total>3011</total><denial_rate>0.342411159083361</denial_rate><origination_rate>0.6575888409166389</origination_rate></row>
<row _id="141"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>17</denials><originations>24</originations><total>41</total><denial_rate>0.4146341463414634</denial_rate><origination_rate>0.5853658536585366</origination_rate></row>
<row _id="142"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>8</denials><originations>57</originations><total>65</total><denial_rate>0.12307692307692308</denial_rate><origination_rate>0.8769230769230769</origination_rate></row>
<row _id="143"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>52</denials><originations>51</originations><total>103</total><denial_rate>0.5048543689320388</denial_rate><origination_rate>0.49514563106796117</origination_rate></row>
<row _id="144"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>77</denials><originations>132</originations><total>209</total><denial_rate>0.3684210526315789</denial_rate><origination_rate>0.631578947368421</origination_rate></row>
<row _id="145"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>467</denials><originations>1134</originations><total>1601</total><denial_rate>0.29169269206745785</denial_rate><origination_rate>0.7083073079325422</origination_rate></row>
<row _id="146"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>222</denials><originations>2620</originations><total>2842</total><denial_rate>0.0781140042223786</denial_rate><origination_rate>0.9218859957776214</origination_rate></row>
<row _id="147"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1417</denials><originations>3112</originations><total>4529</total><denial_rate>0.3128725988076838</denial_rate><origination_rate>0.6871274011923162</origination_rate></row>
<row _id="148"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2106</denials><originations>6866</originations><total>8972</total><denial_rate>0.23473027195720017</denial_rate><origination_rate>0.7652697280427998</origination_rate></row>
<row _id="149"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>687</denials><originations>1356</originations><total>2043</total><denial_rate>0.33627019089574156</denial_rate><origination_rate>0.6637298091042585</origination_rate></row>
<row _id="150"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>281</denials><originations>3071</originations><total>3352</total><denial_rate>0.08383054892601433</denial_rate><origination_rate>0.9161694510739857</origination_rate></row>
<row _id="151"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1813</denials><originations>3523</originations><total>5336</total><denial_rate>0.33976761619190404</denial_rate><origination_rate>0.6602323838080959</origination_rate></row>
<row _id="152"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2781</denials><originations>7950</originations><total>10731</total><denial_rate>0.2591557170813531</denial_rate><origination_rate>0.7408442829186469</origination_rate></row>
<row _id="153"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>159</denials><originations>98</originations><total>257</total><denial_rate>0.6186770428015564</denial_rate><origination_rate>0.38132295719844356</origination_rate></row>
<row _id="154"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>97</denials><originations>332</originations><total>429</total><denial_rate>0.2261072261072261</denial_rate><origination_rate>0.7738927738927739</origination_rate></row>
<row _id="155"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>413</denials><originations>326</originations><total>739</total><denial_rate>0.5588633288227334</denial_rate><origination_rate>0.44113667117726657</origination_rate></row>
<row _id="156"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>669</denials><originations>756</originations><total>1425</total><denial_rate>0.4694736842105263</denial_rate><origination_rate>0.5305263157894737</origination_rate></row>
<row _id="157"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>551</denials><originations>1286</originations><total>1837</total><denial_rate>0.29994556341861733</denial_rate><origination_rate>0.7000544365813827</origination_rate></row>
<row _id="158"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>189</denials><originations>2479</originations><total>2668</total><denial_rate>0.07083958020989506</denial_rate><origination_rate>0.929160419790105</origination_rate></row>
<row _id="159"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1438</denials><originations>3210</originations><total>4648</total><denial_rate>0.3093803786574871</denial_rate><origination_rate>0.6906196213425129</origination_rate></row>
<row _id="160"><year>2007</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>2178</denials><originations>6975</originations><total>9153</total><denial_rate>0.23795476892822026</denial_rate><origination_rate>0.7620452310717798</origination_rate></row>
<row _id="161"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>9</denials><originations>11</originations><total>20</total><denial_rate>0.45</denial_rate><origination_rate>0.55</origination_rate></row>
<row _id="162"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>10</denials><originations>44</originations><total>54</total><denial_rate>0.18518518518518517</denial_rate><origination_rate>0.8148148148148148</origination_rate></row>
<row _id="163"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>13</denials><originations>44</originations><total>57</total><denial_rate>0.22807017543859648</denial_rate><origination_rate>0.7719298245614035</origination_rate></row>
<row _id="164"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>32</denials><originations>99</originations><total>131</total><denial_rate>0.24427480916030533</denial_rate><origination_rate>0.7557251908396947</origination_rate></row>
<row _id="165"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>54</denials><originations>58</originations><total>112</total><denial_rate>0.48214285714285715</denial_rate><origination_rate>0.5178571428571429</origination_rate></row>
<row _id="166"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>35</denials><originations>105</originations><total>140</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="167"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>190</denials><originations>179</originations><total>369</total><denial_rate>0.5149051490514905</denial_rate><origination_rate>0.48509485094850946</origination_rate></row>
<row _id="168"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>279</denials><originations>342</originations><total>621</total><denial_rate>0.4492753623188406</denial_rate><origination_rate>0.5507246376811594</origination_rate></row>
<row _id="169"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>216</denials><originations>331</originations><total>547</total><denial_rate>0.39488117001828155</denial_rate><origination_rate>0.6051188299817185</origination_rate></row>
<row _id="170"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>67</denials><originations>395</originations><total>462</total><denial_rate>0.14502164502164502</denial_rate><origination_rate>0.854978354978355</origination_rate></row>
<row _id="171"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>508</denials><originations>719</originations><total>1227</total><denial_rate>0.41401792991035047</denial_rate><origination_rate>0.5859820700896495</origination_rate></row>
<row _id="172"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>791</denials><originations>1445</originations><total>2236</total><denial_rate>0.3537567084078712</denial_rate><origination_rate>0.6462432915921288</origination_rate></row>
<row _id="173"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>29</denials><originations>33</originations><total>62</total><denial_rate>0.46774193548387094</denial_rate><origination_rate>0.532258064516129</origination_rate></row>
<row _id="174"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>12</denials><originations>67</originations><total>79</total><denial_rate>0.1518987341772152</denial_rate><origination_rate>0.8481012658227848</origination_rate></row>
<row _id="175"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>52</denials><originations>66</originations><total>118</total><denial_rate>0.4406779661016949</denial_rate><origination_rate>0.559322033898305</origination_rate></row>
<row _id="176"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>93</denials><originations>166</originations><total>259</total><denial_rate>0.3590733590733591</denial_rate><origination_rate>0.640926640926641</origination_rate></row>
<row _id="177"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>406</denials><originations>1047</originations><total>1453</total><denial_rate>0.2794218857536132</denial_rate><origination_rate>0.7205781142463867</origination_rate></row>
<row _id="178"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>199</denials><originations>1701</originations><total>1900</total><denial_rate>0.10473684210526316</denial_rate><origination_rate>0.8952631578947369</origination_rate></row>
<row _id="179"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1237</denials><originations>2593</originations><total>3830</total><denial_rate>0.32297650130548305</denial_rate><origination_rate>0.677023498694517</origination_rate></row>
<row _id="180"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1842</denials><originations>5341</originations><total>7183</total><denial_rate>0.25643881386607265</denial_rate><origination_rate>0.7435611861339273</origination_rate></row>
<row _id="181"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>565</denials><originations>1293</originations><total>1858</total><denial_rate>0.3040904198062433</denial_rate><origination_rate>0.6959095801937567</origination_rate></row>
<row _id="182"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>230</denials><originations>1875</originations><total>2105</total><denial_rate>0.10926365795724466</denial_rate><origination_rate>0.8907363420427553</origination_rate></row>
<row _id="183"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1475</denials><originations>2906</originations><total>4381</total><denial_rate>0.3366811230312714</denial_rate><origination_rate>0.6633188769687286</origination_rate></row>
<row _id="184"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2270</denials><originations>6074</originations><total>8344</total><denial_rate>0.2720517737296261</denial_rate><origination_rate>0.7279482262703739</origination_rate></row>
<row _id="185"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>73</denials><originations>73</originations><total>146</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="186"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>47</denials><originations>157</originations><total>204</total><denial_rate>0.23039215686274508</denial_rate><origination_rate>0.7696078431372549</origination_rate></row>
<row _id="187"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>215</denials><originations>243</originations><total>458</total><denial_rate>0.46943231441048033</denial_rate><origination_rate>0.5305676855895196</origination_rate></row>
<row _id="188"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>335</denials><originations>473</originations><total>808</total><denial_rate>0.4146039603960396</denial_rate><origination_rate>0.5853960396039604</origination_rate></row>
<row _id="189"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>523</denials><originations>1254</originations><total>1777</total><denial_rate>0.29431626336522226</denial_rate><origination_rate>0.7056837366347777</origination_rate></row>
<row _id="190"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>190</denials><originations>1709</originations><total>1899</total><denial_rate>0.10005265929436545</denial_rate><origination_rate>0.8999473407056345</origination_rate></row>
<row _id="191"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1289</denials><originations>2723</originations><total>4012</total><denial_rate>0.3212861415752742</denial_rate><origination_rate>0.6787138584247259</origination_rate></row>
<row _id="192"><year>2007</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2002</denials><originations>5686</originations><total>7688</total><denial_rate>0.26040582726326744</denial_rate><origination_rate>0.7395941727367326</origination_rate></row>
<row _id="193"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>17</denials><originations>22</originations><total>39</total><denial_rate>0.4358974358974359</denial_rate><origination_rate>0.5641025641025641</origination_rate></row>
<row _id="194"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>29</denials><originations>335</originations><total>364</total><denial_rate>0.07967032967032966</denial_rate><origination_rate>0.9203296703296703</origination_rate></row>
<row _id="195"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>56</denials><originations>114</originations><total>170</total><denial_rate>0.32941176470588235</denial_rate><origination_rate>0.6705882352941176</origination_rate></row>
<row _id="196"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>102</denials><originations>471</originations><total>573</total><denial_rate>0.17801047120418848</denial_rate><origination_rate>0.8219895287958116</origination_rate></row>
<row _id="197"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>87</denials><originations>60</originations><total>147</total><denial_rate>0.5918367346938775</denial_rate><origination_rate>0.40816326530612246</origination_rate></row>
<row _id="198"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>76</denials><originations>148</originations><total>224</total><denial_rate>0.3392857142857143</denial_rate><origination_rate>0.6607142857142857</origination_rate></row>
<row _id="199"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>309</denials><originations>296</originations><total>605</total><denial_rate>0.5107438016528926</denial_rate><origination_rate>0.48925619834710743</origination_rate></row>
<row _id="200"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>472</denials><originations>504</originations><total>976</total><denial_rate>0.48360655737704916</denial_rate><origination_rate>0.5163934426229508</origination_rate></row>
<row _id="201"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>119</denials><originations>156</originations><total>275</total><denial_rate>0.43272727272727274</denial_rate><origination_rate>0.5672727272727273</origination_rate></row>
<row _id="202"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>93</denials><originations>427</originations><total>520</total><denial_rate>0.17884615384615385</denial_rate><origination_rate>0.8211538461538461</origination_rate></row>
<row _id="203"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>430</denials><originations>600</originations><total>1030</total><denial_rate>0.4174757281553398</denial_rate><origination_rate>0.5825242718446602</origination_rate></row>
<row _id="204"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>642</denials><originations>1183</originations><total>1825</total><denial_rate>0.35178082191780824</denial_rate><origination_rate>0.6482191780821918</origination_rate></row>
<row _id="205"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>50</denials><originations>36</originations><total>86</total><denial_rate>0.5813953488372093</denial_rate><origination_rate>0.4186046511627907</origination_rate></row>
<row _id="206"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>48</denials><originations>171</originations><total>219</total><denial_rate>0.2191780821917808</denial_rate><origination_rate>0.7808219178082192</origination_rate></row>
<row _id="207"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>174</denials><originations>174</originations><total>348</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="208"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>272</denials><originations>381</originations><total>653</total><denial_rate>0.4165390505359878</denial_rate><origination_rate>0.5834609494640123</origination_rate></row>
<row _id="209"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>244</denials><originations>407</originations><total>651</total><denial_rate>0.37480798771121354</denial_rate><origination_rate>0.6251920122887865</origination_rate></row>
<row _id="210"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>217</denials><originations>1726</originations><total>1943</total><denial_rate>0.1116829644879053</denial_rate><origination_rate>0.8883170355120947</origination_rate></row>
<row _id="211"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>939</denials><originations>1791</originations><total>2730</total><denial_rate>0.34395604395604396</denial_rate><origination_rate>0.656043956043956</origination_rate></row>
<row _id="212"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1400</denials><originations>3924</originations><total>5324</total><denial_rate>0.26296018031555224</denial_rate><origination_rate>0.7370398196844478</origination_rate></row>
<row _id="213"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>297</denials><originations>503</originations><total>800</total><denial_rate>0.37125</denial_rate><origination_rate>0.62875</origination_rate></row>
<row _id="214"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>235</denials><originations>1848</originations><total>2083</total><denial_rate>0.1128180508881421</denial_rate><origination_rate>0.8871819491118579</origination_rate></row>
<row _id="215"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1038</denials><originations>2027</originations><total>3065</total><denial_rate>0.3386623164763458</denial_rate><origination_rate>0.6613376835236542</origination_rate></row>
<row _id="216"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1570</denials><originations>4378</originations><total>5948</total><denial_rate>0.2639542703429724</denial_rate><origination_rate>0.7360457296570275</origination_rate></row>
<row _id="217"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>117</denials><originations>87</originations><total>204</total><denial_rate>0.5735294117647058</denial_rate><origination_rate>0.4264705882352941</origination_rate></row>
<row _id="218"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>114</denials><originations>498</originations><total>612</total><denial_rate>0.18627450980392157</denial_rate><origination_rate>0.8137254901960784</origination_rate></row>
<row _id="219"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>390</denials><originations>435</originations><total>825</total><denial_rate>0.4727272727272727</denial_rate><origination_rate>0.5272727272727272</origination_rate></row>
<row _id="220"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>621</denials><originations>1020</originations><total>1641</total><denial_rate>0.37842778793418647</denial_rate><origination_rate>0.6215722120658135</origination_rate></row>
<row _id="221"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>223</denials><originations>455</originations><total>678</total><denial_rate>0.32890855457227136</denial_rate><origination_rate>0.6710914454277286</origination_rate></row>
<row _id="222"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>163</denials><originations>1453</originations><total>1616</total><denial_rate>0.10086633663366337</denial_rate><origination_rate>0.8991336633663366</origination_rate></row>
<row _id="223"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>778</denials><originations>1735</originations><total>2513</total><denial_rate>0.3095901313171508</denial_rate><origination_rate>0.6904098686828491</origination_rate></row>
<row _id="224"><year>2007</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>1164</denials><originations>3643</originations><total>4807</total><denial_rate>0.24214686914915748</denial_rate><origination_rate>0.7578531308508425</origination_rate></row>
<row _id="225"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>40</denials><originations>89</originations><total>129</total><denial_rate>0.31007751937984496</denial_rate><origination_rate>0.689922480620155</origination_rate></row>
<row _id="226"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>34</denials><originations>302</originations><total>336</total><denial_rate>0.10119047619047619</denial_rate><origination_rate>0.8988095238095238</origination_rate></row>
<row _id="227"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>99</denials><originations>154</originations><total>253</total><denial_rate>0.391304347826087</denial_rate><origination_rate>0.6086956521739131</origination_rate></row>
<row _id="228"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>173</denials><originations>545</originations><total>718</total><denial_rate>0.24094707520891365</denial_rate><origination_rate>0.7590529247910863</origination_rate></row>
<row _id="229"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>108</denials><originations>72</originations><total>180</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="230"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>58</denials><originations>196</originations><total>254</total><denial_rate>0.2283464566929134</denial_rate><origination_rate>0.7716535433070866</origination_rate></row>
<row _id="231"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>306</denials><originations>326</originations><total>632</total><denial_rate>0.48417721518987344</denial_rate><origination_rate>0.5158227848101266</origination_rate></row>
<row _id="232"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>472</denials><originations>594</originations><total>1066</total><denial_rate>0.4427767354596623</denial_rate><origination_rate>0.5572232645403377</origination_rate></row>
<row _id="233"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>263</denials><originations>585</originations><total>848</total><denial_rate>0.31014150943396224</denial_rate><origination_rate>0.6898584905660378</origination_rate></row>
<row _id="234"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>126</denials><originations>1126</originations><total>1252</total><denial_rate>0.10063897763578275</denial_rate><origination_rate>0.8993610223642172</origination_rate></row>
<row _id="235"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>976</denials><originations>1412</originations><total>2388</total><denial_rate>0.40871021775544386</denial_rate><origination_rate>0.5912897822445561</origination_rate></row>
<row _id="236"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1365</denials><originations>3123</originations><total>4488</total><denial_rate>0.30414438502673796</denial_rate><origination_rate>0.695855614973262</origination_rate></row>
<row _id="237"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>28</denials><originations>35</originations><total>63</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="238"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>21</denials><originations>118</originations><total>139</total><denial_rate>0.1510791366906475</denial_rate><origination_rate>0.8489208633093526</origination_rate></row>
<row _id="239"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>77</denials><originations>98</originations><total>175</total><denial_rate>0.44</denial_rate><origination_rate>0.56</origination_rate></row>
<row _id="240"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>126</denials><originations>251</originations><total>377</total><denial_rate>0.33421750663129973</denial_rate><origination_rate>0.6657824933687002</origination_rate></row>
<row _id="241"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>609</denials><originations>1860</originations><total>2469</total><denial_rate>0.24665856622114216</denial_rate><origination_rate>0.7533414337788579</origination_rate></row>
<row _id="242"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>347</denials><originations>4862</originations><total>5209</total><denial_rate>0.06661547321942791</denial_rate><origination_rate>0.933384526780572</origination_rate></row>
<row _id="243"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2125</denials><originations>5366</originations><total>7491</total><denial_rate>0.28367374182352156</denial_rate><origination_rate>0.7163262581764784</origination_rate></row>
<row _id="244"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>3081</denials><originations>12088</originations><total>15169</total><denial_rate>0.20311160920297977</denial_rate><origination_rate>0.7968883907970202</origination_rate></row>
<row _id="245"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>803</denials><originations>2227</originations><total>3030</total><denial_rate>0.265016501650165</denial_rate><origination_rate>0.734983498349835</origination_rate></row>
<row _id="246"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>413</denials><originations>5567</originations><total>5980</total><denial_rate>0.06906354515050167</denial_rate><origination_rate>0.9309364548494983</origination_rate></row>
<row _id="247"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2678</denials><originations>6084</originations><total>8762</total><denial_rate>0.3056379821958457</denial_rate><origination_rate>0.6943620178041543</origination_rate></row>
<row _id="248"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3894</denials><originations>13878</originations><total>17772</total><denial_rate>0.21910871033085752</denial_rate><origination_rate>0.7808912896691425</origination_rate></row>
<row _id="249"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>155</denials><originations>181</originations><total>336</total><denial_rate>0.46130952380952384</denial_rate><origination_rate>0.5386904761904762</origination_rate></row>
<row _id="250"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>94</denials><originations>526</originations><total>620</total><denial_rate>0.15161290322580645</denial_rate><origination_rate>0.8483870967741935</origination_rate></row>
<row _id="251"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>432</denials><originations>508</originations><total>940</total><denial_rate>0.4595744680851064</denial_rate><origination_rate>0.5404255319148936</origination_rate></row>
<row _id="252"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>681</denials><originations>1215</originations><total>1896</total><denial_rate>0.35917721518987344</denial_rate><origination_rate>0.6408227848101266</origination_rate></row>
<row _id="253"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>685</denials><originations>2088</originations><total>2773</total><denial_rate>0.24702488279841328</denial_rate><origination_rate>0.7529751172015867</origination_rate></row>
<row _id="254"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>340</denials><originations>4717</originations><total>5057</total><denial_rate>0.06723353767055566</denial_rate><origination_rate>0.9327664623294444</origination_rate></row>
<row _id="255"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2311</denials><originations>5660</originations><total>7971</total><denial_rate>0.28992598168360306</denial_rate><origination_rate>0.7100740183163969</origination_rate></row>
<row _id="256"><year>2007</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>3336</denials><originations>12465</originations><total>15801</total><denial_rate>0.21112587810898045</denial_rate><origination_rate>0.7888741218910196</origination_rate></row>
<row _id="257"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>118</denials><originations>108</originations><total>226</total><denial_rate>0.5221238938053098</denial_rate><origination_rate>0.4778761061946903</origination_rate></row>
<row _id="258"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>54</denials><originations>345</originations><total>399</total><denial_rate>0.13533834586466165</denial_rate><origination_rate>0.8646616541353384</origination_rate></row>
<row _id="259"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>157</denials><originations>167</originations><total>324</total><denial_rate>0.4845679012345679</denial_rate><origination_rate>0.5154320987654321</origination_rate></row>
<row _id="260"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>329</denials><originations>620</originations><total>949</total><denial_rate>0.3466807165437302</denial_rate><origination_rate>0.6533192834562698</origination_rate></row>
<row _id="261"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>810</denials><originations>324</originations><total>1134</total><denial_rate>0.7142857142857143</denial_rate><origination_rate>0.2857142857142857</origination_rate></row>
<row _id="262"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>289</denials><originations>490</originations><total>779</total><denial_rate>0.37098844672657255</denial_rate><origination_rate>0.6290115532734275</origination_rate></row>
<row _id="263"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>1404</denials><originations>972</originations><total>2376</total><denial_rate>0.5909090909090909</denial_rate><origination_rate>0.4090909090909091</origination_rate></row>
<row _id="264"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>2503</denials><originations>1786</originations><total>4289</total><denial_rate>0.5835859174632781</denial_rate><origination_rate>0.41641408253672185</origination_rate></row>
<row _id="265"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>836</denials><originations>674</originations><total>1510</total><denial_rate>0.5536423841059602</denial_rate><origination_rate>0.4463576158940397</origination_rate></row>
<row _id="266"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>295</denials><originations>1234</originations><total>1529</total><denial_rate>0.19293655984303465</denial_rate><origination_rate>0.8070634401569653</origination_rate></row>
<row _id="267"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>1656</denials><originations>1728</originations><total>3384</total><denial_rate>0.48936170212765956</denial_rate><origination_rate>0.5106382978723404</origination_rate></row>
<row _id="268"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>2787</denials><originations>3636</originations><total>6423</total><denial_rate>0.43390938813638485</denial_rate><origination_rate>0.5660906118636151</origination_rate></row>
<row _id="269"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>250</denials><originations>110</originations><total>360</total><denial_rate>0.6944444444444444</denial_rate><origination_rate>0.3055555555555556</origination_rate></row>
<row _id="270"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>105</denials><originations>290</originations><total>395</total><denial_rate>0.26582278481012656</denial_rate><origination_rate>0.7341772151898734</origination_rate></row>
<row _id="271"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>375</denials><originations>306</originations><total>681</total><denial_rate>0.5506607929515418</denial_rate><origination_rate>0.44933920704845814</origination_rate></row>
<row _id="272"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>730</denials><originations>706</originations><total>1436</total><denial_rate>0.5083565459610028</denial_rate><origination_rate>0.49164345403899723</origination_rate></row>
<row _id="273"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>1104</denials><originations>1338</originations><total>2442</total><denial_rate>0.4520884520884521</denial_rate><origination_rate>0.547911547911548</origination_rate></row>
<row _id="274"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>561</denials><originations>3427</originations><total>3988</total><denial_rate>0.14067201604814444</denial_rate><origination_rate>0.8593279839518556</origination_rate></row>
<row _id="275"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2670</denials><originations>3999</originations><total>6669</total><denial_rate>0.4003598740440846</denial_rate><origination_rate>0.5996401259559154</origination_rate></row>
<row _id="276"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>4335</denials><originations>8764</originations><total>13099</total><denial_rate>0.33094129322849075</denial_rate><origination_rate>0.6690587067715092</origination_rate></row>
<row _id="277"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1571</denials><originations>1549</originations><total>3120</total><denial_rate>0.503525641025641</denial_rate><origination_rate>0.496474358974359</origination_rate></row>
<row _id="278"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>688</denials><originations>3967</originations><total>4655</total><denial_rate>0.14779806659505906</denial_rate><origination_rate>0.8522019334049409</origination_rate></row>
<row _id="279"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>3370</denials><originations>4192</originations><total>7562</total><denial_rate>0.445649299127215</denial_rate><origination_rate>0.5543507008727849</origination_rate></row>
<row _id="280"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>5629</denials><originations>9708</originations><total>15337</total><denial_rate>0.3670209297776619</denial_rate><origination_rate>0.6329790702223381</origination_rate></row>
<row _id="281"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>988</denials><originations>460</originations><total>1448</total><denial_rate>0.6823204419889503</denial_rate><origination_rate>0.31767955801104975</origination_rate></row>
<row _id="282"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>359</denials><originations>867</originations><total>1226</total><denial_rate>0.2928221859706362</denial_rate><origination_rate>0.7071778140293637</origination_rate></row>
<row _id="283"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>1666</denials><originations>1208</originations><total>2874</total><denial_rate>0.5796798886569241</denial_rate><origination_rate>0.42032011134307584</origination_rate></row>
<row _id="284"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>3013</denials><originations>2535</originations><total>5548</total><denial_rate>0.5430785868781542</denial_rate><origination_rate>0.4569214131218457</origination_rate></row>
<row _id="285"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>815</denials><originations>1231</originations><total>2046</total><denial_rate>0.39833822091886606</denial_rate><origination_rate>0.6016617790811339</origination_rate></row>
<row _id="286"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>415</denials><originations>2960</originations><total>3375</total><denial_rate>0.12296296296296297</denial_rate><origination_rate>0.8770370370370371</origination_rate></row>
<row _id="287"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1959</denials><originations>3212</originations><total>5171</total><denial_rate>0.37884355057048924</denial_rate><origination_rate>0.6211564494295108</origination_rate></row>
<row _id="288"><year>2007</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>3189</denials><originations>7403</originations><total>10592</total><denial_rate>0.3010762839879154</denial_rate><origination_rate>0.6989237160120846</origination_rate></row>
<row _id="289"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>15</denials><originations>22</originations><total>37</total><denial_rate>0.40540540540540543</denial_rate><origination_rate>0.5945945945945946</origination_rate></row>
<row _id="290"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>27</denials><originations>157</originations><total>184</total><denial_rate>0.14673913043478262</denial_rate><origination_rate>0.8532608695652174</origination_rate></row>
<row _id="291"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>57</denials><originations>103</originations><total>160</total><denial_rate>0.35625</denial_rate><origination_rate>0.64375</origination_rate></row>
<row _id="292"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>99</denials><originations>282</originations><total>381</total><denial_rate>0.25984251968503935</denial_rate><origination_rate>0.7401574803149606</origination_rate></row>
<row _id="293"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>14</denials><originations>6</originations><total>20</total><denial_rate>0.7</denial_rate><origination_rate>0.3</origination_rate></row>
<row _id="294"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>4</denials><originations>57</originations><total>61</total><denial_rate>0.06557377049180328</denial_rate><origination_rate>0.9344262295081968</origination_rate></row>
<row _id="295"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>104</denials><originations>63</originations><total>167</total><denial_rate>0.6227544910179641</denial_rate><origination_rate>0.3772455089820359</origination_rate></row>
<row _id="296"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>122</denials><originations>126</originations><total>248</total><denial_rate>0.49193548387096775</denial_rate><origination_rate>0.5080645161290323</origination_rate></row>
<row _id="297"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>196</denials><originations>277</originations><total>473</total><denial_rate>0.4143763213530655</denial_rate><origination_rate>0.5856236786469344</origination_rate></row>
<row _id="298"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>73</denials><originations>605</originations><total>678</total><denial_rate>0.10766961651917405</denial_rate><origination_rate>0.8923303834808259</origination_rate></row>
<row _id="299"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>793</denials><originations>1131</originations><total>1924</total><denial_rate>0.41216216216216217</denial_rate><origination_rate>0.5878378378378378</origination_rate></row>
<row _id="300"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1062</denials><originations>2013</originations><total>3075</total><denial_rate>0.34536585365853656</denial_rate><origination_rate>0.6546341463414634</origination_rate></row>
<row _id="301"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>29</denials><originations>14</originations><total>43</total><denial_rate>0.6744186046511628</denial_rate><origination_rate>0.32558139534883723</origination_rate></row>
<row _id="302"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>9</denials><originations>92</originations><total>101</total><denial_rate>0.0891089108910891</denial_rate><origination_rate>0.9108910891089109</origination_rate></row>
<row _id="303"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>74</denials><originations>101</originations><total>175</total><denial_rate>0.4228571428571429</denial_rate><origination_rate>0.5771428571428572</origination_rate></row>
<row _id="304"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>112</denials><originations>207</originations><total>319</total><denial_rate>0.3510971786833856</denial_rate><origination_rate>0.6489028213166145</origination_rate></row>
<row _id="305"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>410</denials><originations>1152</originations><total>1562</total><denial_rate>0.26248399487836105</denial_rate><origination_rate>0.737516005121639</origination_rate></row>
<row _id="306"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>268</denials><originations>2800</originations><total>3068</total><denial_rate>0.08735332464146023</denial_rate><origination_rate>0.9126466753585397</origination_rate></row>
<row _id="307"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1877</denials><originations>4730</originations><total>6607</total><denial_rate>0.28409262902981686</denial_rate><origination_rate>0.7159073709701831</origination_rate></row>
<row _id="308"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2555</denials><originations>8682</originations><total>11237</total><denial_rate>0.22737385423155645</denial_rate><origination_rate>0.7726261457684436</origination_rate></row>
<row _id="309"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>556</denials><originations>1339</originations><total>1895</total><denial_rate>0.2934036939313984</denial_rate><origination_rate>0.7065963060686016</origination_rate></row>
<row _id="310"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>309</denials><originations>3139</originations><total>3448</total><denial_rate>0.08961716937354988</denial_rate><origination_rate>0.9103828306264501</origination_rate></row>
<row _id="311"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2457</denials><originations>5271</originations><total>7728</total><denial_rate>0.3179347826086957</denial_rate><origination_rate>0.6820652173913043</origination_rate></row>
<row _id="312"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3322</denials><originations>9749</originations><total>13071</total><denial_rate>0.2541504093030373</denial_rate><origination_rate>0.7458495906969628</origination_rate></row>
<row _id="313"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>33</denials><originations>36</originations><total>69</total><denial_rate>0.4782608695652174</denial_rate><origination_rate>0.5217391304347826</origination_rate></row>
<row _id="314"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>37</denials><originations>229</originations><total>266</total><denial_rate>0.13909774436090225</denial_rate><origination_rate>0.8609022556390977</origination_rate></row>
<row _id="315"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>182</denials><originations>200</originations><total>382</total><denial_rate>0.47643979057591623</denial_rate><origination_rate>0.5235602094240838</origination_rate></row>
<row _id="316"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>252</denials><originations>465</originations><total>717</total><denial_rate>0.3514644351464435</denial_rate><origination_rate>0.6485355648535565</origination_rate></row>
<row _id="317"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>554</denials><originations>1328</originations><total>1882</total><denial_rate>0.29436769394261425</denial_rate><origination_rate>0.7056323060573858</origination_rate></row>
<row _id="318"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>285</denials><originations>2995</originations><total>3280</total><denial_rate>0.08689024390243902</denial_rate><origination_rate>0.913109756097561</origination_rate></row>
<row _id="319"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2342</denials><originations>5188</originations><total>7530</total><denial_rate>0.31102257636122177</denial_rate><origination_rate>0.6889774236387782</origination_rate></row>
<row _id="320"><year>2008</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>3181</denials><originations>9511</originations><total>12692</total><denial_rate>0.25063031831074695</denial_rate><origination_rate>0.7493696816892531</origination_rate></row>
<row _id="321"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>8</originations><total>16</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="322"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>17</denials><originations>119</originations><total>136</total><denial_rate>0.125</denial_rate><origination_rate>0.875</origination_rate></row>
<row _id="323"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>45</denials><originations>77</originations><total>122</total><denial_rate>0.36885245901639346</denial_rate><origination_rate>0.6311475409836066</origination_rate></row>
<row _id="324"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>70</denials><originations>204</originations><total>274</total><denial_rate>0.25547445255474455</denial_rate><origination_rate>0.7445255474452555</origination_rate></row>
<row _id="325"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>84</denials><originations>45</originations><total>129</total><denial_rate>0.6511627906976745</denial_rate><origination_rate>0.3488372093023256</origination_rate></row>
<row _id="326"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>57</denials><originations>166</originations><total>223</total><denial_rate>0.2556053811659193</denial_rate><origination_rate>0.7443946188340808</origination_rate></row>
<row _id="327"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>386</denials><originations>343</originations><total>729</total><denial_rate>0.5294924554183813</denial_rate><origination_rate>0.47050754458161864</origination_rate></row>
<row _id="328"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>527</denials><originations>554</originations><total>1081</total><denial_rate>0.48751156336725254</denial_rate><origination_rate>0.5124884366327475</origination_rate></row>
<row _id="329"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>163</denials><originations>157</originations><total>320</total><denial_rate>0.509375</denial_rate><origination_rate>0.490625</origination_rate></row>
<row _id="330"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>100</denials><originations>415</originations><total>515</total><denial_rate>0.1941747572815534</denial_rate><origination_rate>0.8058252427184466</origination_rate></row>
<row _id="331"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>594</denials><originations>747</originations><total>1341</total><denial_rate>0.4429530201342282</denial_rate><origination_rate>0.5570469798657718</origination_rate></row>
<row _id="332"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>857</denials><originations>1319</originations><total>2176</total><denial_rate>0.3938419117647059</denial_rate><origination_rate>0.6061580882352942</origination_rate></row>
<row _id="333"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>38</denials><originations>20</originations><total>58</total><denial_rate>0.6551724137931034</denial_rate><origination_rate>0.3448275862068966</origination_rate></row>
<row _id="334"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>24</denials><originations>69</originations><total>93</total><denial_rate>0.25806451612903225</denial_rate><origination_rate>0.7419354838709677</origination_rate></row>
<row _id="335"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>108</denials><originations>117</originations><total>225</total><denial_rate>0.48</denial_rate><origination_rate>0.52</origination_rate></row>
<row _id="336"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>170</denials><originations>206</originations><total>376</total><denial_rate>0.4521276595744681</denial_rate><origination_rate>0.5478723404255319</origination_rate></row>
<row _id="337"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>312</denials><originations>484</originations><total>796</total><denial_rate>0.39195979899497485</denial_rate><origination_rate>0.6080402010050251</origination_rate></row>
<row _id="338"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>237</denials><originations>1674</originations><total>1911</total><denial_rate>0.12401883830455258</denial_rate><origination_rate>0.8759811616954474</origination_rate></row>
<row _id="339"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1208</denials><originations>2895</originations><total>4103</total><denial_rate>0.29441871801121133</denial_rate><origination_rate>0.7055812819887887</origination_rate></row>
<row _id="340"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1757</denials><originations>5053</originations><total>6810</total><denial_rate>0.2580029368575624</denial_rate><origination_rate>0.7419970631424376</origination_rate></row>
<row _id="341"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>413</denials><originations>588</originations><total>1001</total><denial_rate>0.4125874125874126</denial_rate><origination_rate>0.5874125874125874</origination_rate></row>
<row _id="342"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>280</denials><originations>1853</originations><total>2133</total><denial_rate>0.13127051101734646</denial_rate><origination_rate>0.8687294889826536</origination_rate></row>
<row _id="343"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1550</denials><originations>3185</originations><total>4735</total><denial_rate>0.3273495248152059</denial_rate><origination_rate>0.672650475184794</origination_rate></row>
<row _id="344"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2243</denials><originations>5626</originations><total>7869</total><denial_rate>0.2850425721184394</denial_rate><origination_rate>0.7149574278815606</origination_rate></row>
<row _id="345"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>106</denials><originations>63</originations><total>169</total><denial_rate>0.6272189349112426</denial_rate><origination_rate>0.3727810650887574</origination_rate></row>
<row _id="346"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>78</denials><originations>295</originations><total>373</total><denial_rate>0.20911528150134048</denial_rate><origination_rate>0.7908847184986595</origination_rate></row>
<row _id="347"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>456</denials><originations>437</originations><total>893</total><denial_rate>0.5106382978723404</denial_rate><origination_rate>0.48936170212765956</origination_rate></row>
<row _id="348"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>640</denials><originations>795</originations><total>1435</total><denial_rate>0.445993031358885</denial_rate><origination_rate>0.554006968641115</origination_rate></row>
<row _id="349"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>347</denials><originations>551</originations><total>898</total><denial_rate>0.38641425389755013</denial_rate><origination_rate>0.6135857461024499</origination_rate></row>
<row _id="350"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>232</denials><originations>1611</originations><total>1843</total><denial_rate>0.12588171459576777</denial_rate><origination_rate>0.8741182854042322</origination_rate></row>
<row _id="351"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1204</denials><originations>2900</originations><total>4104</total><denial_rate>0.2933723196881092</denial_rate><origination_rate>0.7066276803118908</origination_rate></row>
<row _id="352"><year>2008</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1783</denials><originations>5062</originations><total>6845</total><denial_rate>0.26048210372534697</denial_rate><origination_rate>0.739517896274653</origination_rate></row>
<row _id="353"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>36</denials><originations>27</originations><total>63</total><denial_rate>0.5714285714285714</denial_rate><origination_rate>0.42857142857142855</origination_rate></row>
<row _id="354"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>97</originations><total>112</total><denial_rate>0.13392857142857142</denial_rate><origination_rate>0.8660714285714286</origination_rate></row>
<row _id="355"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>77</denials><originations>100</originations><total>177</total><denial_rate>0.4350282485875706</denial_rate><origination_rate>0.5649717514124294</origination_rate></row>
<row _id="356"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>128</denials><originations>224</originations><total>352</total><denial_rate>0.36363636363636365</denial_rate><origination_rate>0.6363636363636364</origination_rate></row>
<row _id="357"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>101</denials><originations>52</originations><total>153</total><denial_rate>0.6601307189542484</denial_rate><origination_rate>0.33986928104575165</origination_rate></row>
<row _id="358"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>44</denials><originations>147</originations><total>191</total><denial_rate>0.23036649214659685</denial_rate><origination_rate>0.7696335078534031</origination_rate></row>
<row _id="359"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>305</denials><originations>289</originations><total>594</total><denial_rate>0.5134680134680135</denial_rate><origination_rate>0.48653198653198654</origination_rate></row>
<row _id="360"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>450</denials><originations>488</originations><total>938</total><denial_rate>0.47974413646055436</denial_rate><origination_rate>0.5202558635394456</origination_rate></row>
<row _id="361"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>228</denials><originations>248</originations><total>476</total><denial_rate>0.4789915966386555</denial_rate><origination_rate>0.5210084033613446</origination_rate></row>
<row _id="362"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>73</denials><originations>470</originations><total>543</total><denial_rate>0.13443830570902393</denial_rate><origination_rate>0.8655616942909761</origination_rate></row>
<row _id="363"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>579</denials><originations>803</originations><total>1382</total><denial_rate>0.4189580318379161</denial_rate><origination_rate>0.581041968162084</origination_rate></row>
<row _id="364"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>880</denials><originations>1521</originations><total>2401</total><denial_rate>0.3665139525197834</denial_rate><origination_rate>0.6334860474802165</origination_rate></row>
<row _id="365"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>93</denials><originations>36</originations><total>129</total><denial_rate>0.7209302325581395</denial_rate><origination_rate>0.27906976744186046</origination_rate></row>
<row _id="366"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>46</denials><originations>153</originations><total>199</total><denial_rate>0.23115577889447236</denial_rate><origination_rate>0.7688442211055276</origination_rate></row>
<row _id="367"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>160</denials><originations>159</originations><total>319</total><denial_rate>0.5015673981191222</denial_rate><origination_rate>0.49843260188087773</origination_rate></row>
<row _id="368"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>299</denials><originations>348</originations><total>647</total><denial_rate>0.46213292117465227</denial_rate><origination_rate>0.5378670788253478</origination_rate></row>
<row _id="369"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>467</denials><originations>543</originations><total>1010</total><denial_rate>0.4623762376237624</denial_rate><origination_rate>0.5376237623762377</origination_rate></row>
<row _id="370"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>210</denials><originations>1373</originations><total>1583</total><denial_rate>0.1326595072646873</denial_rate><origination_rate>0.8673404927353127</origination_rate></row>
<row _id="371"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1310</denials><originations>2424</originations><total>3734</total><denial_rate>0.3508302088912694</denial_rate><origination_rate>0.6491697911087306</origination_rate></row>
<row _id="372"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1987</denials><originations>4340</originations><total>6327</total><denial_rate>0.31405089299826144</denial_rate><origination_rate>0.6859491070017386</origination_rate></row>
<row _id="373"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>569</denials><originations>722</originations><total>1291</total><denial_rate>0.4407436096049574</denial_rate><origination_rate>0.5592563903950426</origination_rate></row>
<row _id="374"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>210</denials><originations>1574</originations><total>1784</total><denial_rate>0.11771300448430494</denial_rate><origination_rate>0.8822869955156951</origination_rate></row>
<row _id="375"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1568</denials><originations>2786</originations><total>4354</total><denial_rate>0.36012861736334406</denial_rate><origination_rate>0.639871382636656</origination_rate></row>
<row _id="376"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2347</denials><originations>5082</originations><total>7429</total><denial_rate>0.31592408130300176</denial_rate><origination_rate>0.6840759186969982</origination_rate></row>
<row _id="377"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>149</denials><originations>87</originations><total>236</total><denial_rate>0.6313559322033898</denial_rate><origination_rate>0.3686440677966102</origination_rate></row>
<row _id="378"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>63</denials><originations>254</originations><total>317</total><denial_rate>0.19873817034700317</denial_rate><origination_rate>0.8012618296529969</origination_rate></row>
<row _id="379"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>413</denials><originations>412</originations><total>825</total><denial_rate>0.5006060606060606</denial_rate><origination_rate>0.4993939393939394</origination_rate></row>
<row _id="380"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>625</denials><originations>753</originations><total>1378</total><denial_rate>0.45355587808417996</denial_rate><origination_rate>0.54644412191582</origination_rate></row>
<row _id="381"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>507</denials><originations>672</originations><total>1179</total><denial_rate>0.4300254452926209</denial_rate><origination_rate>0.5699745547073791</origination_rate></row>
<row _id="382"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>191</denials><originations>1470</originations><total>1661</total><denial_rate>0.11499096929560505</denial_rate><origination_rate>0.885009030704395</origination_rate></row>
<row _id="383"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1304</denials><originations>2570</originations><total>3874</total><denial_rate>0.3366029943211151</denial_rate><origination_rate>0.6633970056788848</origination_rate></row>
<row _id="384"><year>2008</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>2002</denials><originations>4712</originations><total>6714</total><denial_rate>0.2981829014000596</denial_rate><origination_rate>0.7018170985999405</origination_rate></row>
<row _id="385"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>5</denials><originations>11</originations><total>16</total><denial_rate>0.3125</denial_rate><origination_rate>0.6875</origination_rate></row>
<row _id="386"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>160</originations><total>175</total><denial_rate>0.08571428571428572</denial_rate><origination_rate>0.9142857142857143</origination_rate></row>
<row _id="387"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>40</denials><originations>108</originations><total>148</total><denial_rate>0.2702702702702703</denial_rate><origination_rate>0.7297297297297297</origination_rate></row>
<row _id="388"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>60</denials><originations>279</originations><total>339</total><denial_rate>0.17699115044247787</denial_rate><origination_rate>0.8230088495575221</origination_rate></row>
<row _id="389"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>23</denials><originations>17</originations><total>40</total><denial_rate>0.575</denial_rate><origination_rate>0.425</origination_rate></row>
<row _id="390"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>10</denials><originations>95</originations><total>105</total><denial_rate>0.09523809523809523</denial_rate><origination_rate>0.9047619047619048</origination_rate></row>
<row _id="391"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>127</denials><originations>105</originations><total>232</total><denial_rate>0.5474137931034483</denial_rate><origination_rate>0.4525862068965517</origination_rate></row>
<row _id="392"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>160</denials><originations>217</originations><total>377</total><denial_rate>0.4244031830238727</denial_rate><origination_rate>0.5755968169761273</origination_rate></row>
<row _id="393"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>103</denials><originations>224</originations><total>327</total><denial_rate>0.3149847094801223</denial_rate><origination_rate>0.6850152905198776</origination_rate></row>
<row _id="394"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>66</denials><originations>643</originations><total>709</total><denial_rate>0.0930888575458392</denial_rate><origination_rate>0.9069111424541608</origination_rate></row>
<row _id="395"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>578</denials><originations>775</originations><total>1353</total><denial_rate>0.42719881744271987</denial_rate><origination_rate>0.5728011825572801</origination_rate></row>
<row _id="396"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>747</denials><originations>1642</originations><total>2389</total><denial_rate>0.312683131017162</denial_rate><origination_rate>0.6873168689828381</origination_rate></row>
<row _id="397"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>14</denials><originations>16</originations><total>30</total><denial_rate>0.4666666666666667</denial_rate><origination_rate>0.5333333333333333</origination_rate></row>
<row _id="398"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>19</denials><originations>79</originations><total>98</total><denial_rate>0.19387755102040816</denial_rate><origination_rate>0.8061224489795918</origination_rate></row>
<row _id="399"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>58</denials><originations>72</originations><total>130</total><denial_rate>0.4461538461538462</denial_rate><origination_rate>0.5538461538461539</origination_rate></row>
<row _id="400"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>91</denials><originations>167</originations><total>258</total><denial_rate>0.35271317829457366</denial_rate><origination_rate>0.6472868217054264</origination_rate></row>
<row _id="401"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>211</denials><originations>714</originations><total>925</total><denial_rate>0.2281081081081081</denial_rate><origination_rate>0.7718918918918919</origination_rate></row>
<row _id="402"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>220</denials><originations>2900</originations><total>3120</total><denial_rate>0.07051282051282051</denial_rate><origination_rate>0.9294871794871795</origination_rate></row>
<row _id="403"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1381</denials><originations>3613</originations><total>4994</total><denial_rate>0.27653183820584704</denial_rate><origination_rate>0.723468161794153</origination_rate></row>
<row _id="404"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1812</denials><originations>7227</originations><total>9039</total><denial_rate>0.2004646531695984</denial_rate><origination_rate>0.7995353468304016</origination_rate></row>
<row _id="405"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>277</denials><originations>804</originations><total>1081</total><denial_rate>0.25624421831637373</denial_rate><origination_rate>0.7437557816836263</origination_rate></row>
<row _id="406"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>255</denials><originations>3299</originations><total>3554</total><denial_rate>0.07175014068655036</denial_rate><origination_rate>0.9282498593134496</origination_rate></row>
<row _id="407"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1801</denials><originations>3935</originations><total>5736</total><denial_rate>0.3139818688981869</denial_rate><origination_rate>0.6860181311018131</origination_rate></row>
<row _id="408"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2333</denials><originations>8038</originations><total>10371</total><denial_rate>0.2249541992093337</denial_rate><origination_rate>0.7750458007906663</origination_rate></row>
<row _id="409"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>29</denials><originations>30</originations><total>59</total><denial_rate>0.4915254237288136</denial_rate><origination_rate>0.5084745762711864</origination_rate></row>
<row _id="410"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>32</denials><originations>274</originations><total>306</total><denial_rate>0.10457516339869281</denial_rate><origination_rate>0.8954248366013072</origination_rate></row>
<row _id="411"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>180</denials><originations>230</originations><total>410</total><denial_rate>0.43902439024390244</denial_rate><origination_rate>0.5609756097560976</origination_rate></row>
<row _id="412"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>241</denials><originations>534</originations><total>775</total><denial_rate>0.3109677419354839</denial_rate><origination_rate>0.6890322580645162</origination_rate></row>
<row _id="413"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>270</denials><originations>789</originations><total>1059</total><denial_rate>0.254957507082153</denial_rate><origination_rate>0.7450424929178471</origination_rate></row>
<row _id="414"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>239</denials><originations>3087</originations><total>3326</total><denial_rate>0.07185808779314491</denial_rate><origination_rate>0.928141912206855</origination_rate></row>
<row _id="415"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1680</denials><originations>3781</originations><total>5461</total><denial_rate>0.3076359641091375</denial_rate><origination_rate>0.6923640358908625</origination_rate></row>
<row _id="416"><year>2008</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2189</denials><originations>7657</originations><total>9846</total><denial_rate>0.22232378630916108</denial_rate><origination_rate>0.777676213690839</origination_rate></row>
<row _id="417"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>20</denials><originations>18</originations><total>38</total><denial_rate>0.5263157894736842</denial_rate><origination_rate>0.47368421052631576</origination_rate></row>
<row _id="418"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>16</denials><originations>125</originations><total>141</total><denial_rate>0.11347517730496454</denial_rate><origination_rate>0.8865248226950354</origination_rate></row>
<row _id="419"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>48</denials><originations>93</originations><total>141</total><denial_rate>0.3404255319148936</denial_rate><origination_rate>0.6595744680851063</origination_rate></row>
<row _id="420"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>84</denials><originations>236</originations><total>320</total><denial_rate>0.2625</denial_rate><origination_rate>0.7375</origination_rate></row>
<row _id="421"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>54</denials><originations>38</originations><total>92</total><denial_rate>0.5869565217391305</denial_rate><origination_rate>0.41304347826086957</origination_rate></row>
<row _id="422"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>35</denials><originations>159</originations><total>194</total><denial_rate>0.18041237113402062</denial_rate><origination_rate>0.8195876288659794</origination_rate></row>
<row _id="423"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>315</denials><originations>165</originations><total>480</total><denial_rate>0.65625</denial_rate><origination_rate>0.34375</origination_rate></row>
<row _id="424"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>404</denials><originations>362</originations><total>766</total><denial_rate>0.5274151436031331</denial_rate><origination_rate>0.4725848563968668</origination_rate></row>
<row _id="425"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>166</denials><originations>180</originations><total>346</total><denial_rate>0.4797687861271676</denial_rate><origination_rate>0.5202312138728323</origination_rate></row>
<row _id="426"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>64</denials><originations>554</originations><total>618</total><denial_rate>0.10355987055016182</denial_rate><origination_rate>0.8964401294498382</origination_rate></row>
<row _id="427"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>662</denials><originations>731</originations><total>1393</total><denial_rate>0.4752333094041637</denial_rate><origination_rate>0.5247666905958364</origination_rate></row>
<row _id="428"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>892</denials><originations>1465</originations><total>2357</total><denial_rate>0.37844717861688587</denial_rate><origination_rate>0.6215528213831141</origination_rate></row>
<row _id="429"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>7</originations><total>15</total><denial_rate>0.5333333333333333</denial_rate><origination_rate>0.4666666666666667</origination_rate></row>
<row _id="430"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>11</denials><originations>45</originations><total>56</total><denial_rate>0.19642857142857142</denial_rate><origination_rate>0.8035714285714286</origination_rate></row>
<row _id="431"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>42</denials><originations>49</originations><total>91</total><denial_rate>0.46153846153846156</denial_rate><origination_rate>0.5384615384615384</origination_rate></row>
<row _id="432"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>61</denials><originations>101</originations><total>162</total><denial_rate>0.3765432098765432</denial_rate><origination_rate>0.6234567901234568</origination_rate></row>
<row _id="433"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>285</denials><originations>554</originations><total>839</total><denial_rate>0.3396901072705602</denial_rate><origination_rate>0.6603098927294399</origination_rate></row>
<row _id="434"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>171</denials><originations>2052</originations><total>2223</total><denial_rate>0.07692307692307693</denial_rate><origination_rate>0.9230769230769231</origination_rate></row>
<row _id="435"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1232</denials><originations>2979</originations><total>4211</total><denial_rate>0.2925670862028022</denial_rate><origination_rate>0.7074329137971979</origination_rate></row>
<row _id="436"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1688</denials><originations>5585</originations><total>7273</total><denial_rate>0.2320912965763784</denial_rate><origination_rate>0.7679087034236216</origination_rate></row>
<row _id="437"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>419</denials><originations>669</originations><total>1088</total><denial_rate>0.3851102941176471</denial_rate><origination_rate>0.6148897058823529</origination_rate></row>
<row _id="438"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>207</denials><originations>2422</originations><total>2629</total><denial_rate>0.07873716241917078</denial_rate><origination_rate>0.9212628375808292</origination_rate></row>
<row _id="439"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1761</denials><originations>3350</originations><total>5111</total><denial_rate>0.3445509684993152</denial_rate><origination_rate>0.6554490315006848</origination_rate></row>
<row _id="440"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2387</denials><originations>6441</originations><total>8828</total><denial_rate>0.27038966923425467</denial_rate><origination_rate>0.7296103307657453</origination_rate></row>
<row _id="441"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>77</denials><originations>59</originations><total>136</total><denial_rate>0.5661764705882353</denial_rate><origination_rate>0.4338235294117647</origination_rate></row>
<row _id="442"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>54</denials><originations>298</originations><total>352</total><denial_rate>0.1534090909090909</denial_rate><origination_rate>0.8465909090909091</origination_rate></row>
<row _id="443"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>386</denials><originations>285</originations><total>671</total><denial_rate>0.5752608047690015</denial_rate><origination_rate>0.4247391952309985</origination_rate></row>
<row _id="444"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>517</denials><originations>642</originations><total>1159</total><denial_rate>0.4460742018981881</denial_rate><origination_rate>0.5539257981018119</origination_rate></row>
<row _id="445"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>354</denials><originations>622</originations><total>976</total><denial_rate>0.36270491803278687</denial_rate><origination_rate>0.6372950819672131</origination_rate></row>
<row _id="446"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>165</denials><originations>2162</originations><total>2327</total><denial_rate>0.07090674688440052</denial_rate><origination_rate>0.9290932531155995</origination_rate></row>
<row _id="447"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1393</denials><originations>3114</originations><total>4507</total><denial_rate>0.3090747725759929</denial_rate><origination_rate>0.6909252274240071</origination_rate></row>
<row _id="448"><year>2008</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1912</denials><originations>5898</originations><total>7810</total><denial_rate>0.2448143405889885</denial_rate><origination_rate>0.7551856594110116</origination_rate></row>
<row _id="449"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>4</originations><total>8</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="450"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>10</denials><originations>50</originations><total>60</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="451"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>23</denials><originations>34</originations><total>57</total><denial_rate>0.40350877192982454</denial_rate><origination_rate>0.5964912280701754</origination_rate></row>
<row _id="452"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>37</denials><originations>88</originations><total>125</total><denial_rate>0.296</denial_rate><origination_rate>0.704</origination_rate></row>
<row _id="453"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>34</denials><originations>22</originations><total>56</total><denial_rate>0.6071428571428571</denial_rate><origination_rate>0.39285714285714285</origination_rate></row>
<row _id="454"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>32</denials><originations>58</originations><total>90</total><denial_rate>0.35555555555555557</denial_rate><origination_rate>0.6444444444444445</origination_rate></row>
<row _id="455"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>117</denials><originations>125</originations><total>242</total><denial_rate>0.4834710743801653</denial_rate><origination_rate>0.5165289256198347</origination_rate></row>
<row _id="456"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>183</denials><originations>205</originations><total>388</total><denial_rate>0.47164948453608246</denial_rate><origination_rate>0.5283505154639175</origination_rate></row>
<row _id="457"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>146</denials><originations>153</originations><total>299</total><denial_rate>0.4882943143812709</denial_rate><origination_rate>0.5117056856187291</origination_rate></row>
<row _id="458"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>46</denials><originations>287</originations><total>333</total><denial_rate>0.13813813813813813</denial_rate><origination_rate>0.8618618618618619</origination_rate></row>
<row _id="459"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>405</denials><originations>528</originations><total>933</total><denial_rate>0.4340836012861736</denial_rate><origination_rate>0.5659163987138264</origination_rate></row>
<row _id="460"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>597</denials><originations>968</originations><total>1565</total><denial_rate>0.3814696485623003</denial_rate><origination_rate>0.6185303514376996</origination_rate></row>
<row _id="461"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>11</denials><originations>15</originations><total>26</total><denial_rate>0.4230769230769231</denial_rate><origination_rate>0.5769230769230769</origination_rate></row>
<row _id="462"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>3</denials><originations>39</originations><total>42</total><denial_rate>0.07142857142857142</denial_rate><origination_rate>0.9285714285714286</origination_rate></row>
<row _id="463"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>47</denials><originations>45</originations><total>92</total><denial_rate>0.5108695652173914</denial_rate><origination_rate>0.4891304347826087</origination_rate></row>
<row _id="464"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>61</denials><originations>99</originations><total>160</total><denial_rate>0.38125</denial_rate><origination_rate>0.61875</origination_rate></row>
<row _id="465"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>248</denials><originations>519</originations><total>767</total><denial_rate>0.32333767926988266</denial_rate><origination_rate>0.6766623207301173</origination_rate></row>
<row _id="466"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>175</denials><originations>1163</originations><total>1338</total><denial_rate>0.13079222720478326</denial_rate><origination_rate>0.8692077727952168</origination_rate></row>
<row _id="467"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>922</denials><originations>2187</originations><total>3109</total><denial_rate>0.29655837889996783</denial_rate><origination_rate>0.7034416211000322</origination_rate></row>
<row _id="468"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1345</denials><originations>3869</originations><total>5214</total><denial_rate>0.25795934023782124</denial_rate><origination_rate>0.7420406597621787</origination_rate></row>
<row _id="469"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>365</denials><originations>635</originations><total>1000</total><denial_rate>0.365</denial_rate><origination_rate>0.635</origination_rate></row>
<row _id="470"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>201</denials><originations>1315</originations><total>1516</total><denial_rate>0.13258575197889183</denial_rate><origination_rate>0.8674142480211082</origination_rate></row>
<row _id="471"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1193</denials><originations>2429</originations><total>3622</total><denial_rate>0.32937603533959137</denial_rate><origination_rate>0.6706239646604086</origination_rate></row>
<row _id="472"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1759</denials><originations>4379</originations><total>6138</total><denial_rate>0.28657543173672206</denial_rate><origination_rate>0.7134245682632779</origination_rate></row>
<row _id="473"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>45</denials><originations>29</originations><total>74</total><denial_rate>0.6081081081081081</denial_rate><origination_rate>0.3918918918918919</origination_rate></row>
<row _id="474"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>44</denials><originations>114</originations><total>158</total><denial_rate>0.27848101265822783</denial_rate><origination_rate>0.7215189873417721</origination_rate></row>
<row _id="475"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>149</denials><originations>167</originations><total>316</total><denial_rate>0.47151898734177217</denial_rate><origination_rate>0.5284810126582279</origination_rate></row>
<row _id="476"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>238</denials><originations>310</originations><total>548</total><denial_rate>0.4343065693430657</denial_rate><origination_rate>0.5656934306569343</origination_rate></row>
<row _id="477"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>335</denials><originations>623</originations><total>958</total><denial_rate>0.3496868475991649</denial_rate><origination_rate>0.6503131524008351</origination_rate></row>
<row _id="478"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>160</denials><originations>1242</originations><total>1402</total><denial_rate>0.11412268188302425</denial_rate><origination_rate>0.8858773181169758</origination_rate></row>
<row _id="479"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1088</denials><originations>2328</originations><total>3416</total><denial_rate>0.3185011709601874</denial_rate><origination_rate>0.6814988290398126</origination_rate></row>
<row _id="480"><year>2008</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1583</denials><originations>4193</originations><total>5776</total><denial_rate>0.2740650969529086</denial_rate><origination_rate>0.7259349030470914</origination_rate></row>
<row _id="481"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>14</denials><originations>16</originations><total>30</total><denial_rate>0.4666666666666667</denial_rate><origination_rate>0.5333333333333333</origination_rate></row>
<row _id="482"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>29</denials><originations>266</originations><total>295</total><denial_rate>0.09830508474576272</denial_rate><origination_rate>0.9016949152542373</origination_rate></row>
<row _id="483"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>84</denials><originations>165</originations><total>249</total><denial_rate>0.3373493975903614</denial_rate><origination_rate>0.6626506024096386</origination_rate></row>
<row _id="484"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>127</denials><originations>447</originations><total>574</total><denial_rate>0.22125435540069685</denial_rate><origination_rate>0.7787456445993032</origination_rate></row>
<row _id="485"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>27</denials><originations>30</originations><total>57</total><denial_rate>0.47368421052631576</denial_rate><origination_rate>0.5263157894736842</origination_rate></row>
<row _id="486"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>37</denials><originations>109</originations><total>146</total><denial_rate>0.2534246575342466</denial_rate><origination_rate>0.7465753424657534</origination_rate></row>
<row _id="487"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>181</denials><originations>171</originations><total>352</total><denial_rate>0.5142045454545454</denial_rate><origination_rate>0.48579545454545453</origination_rate></row>
<row _id="488"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>245</denials><originations>310</originations><total>555</total><denial_rate>0.44144144144144143</denial_rate><origination_rate>0.5585585585585585</origination_rate></row>
<row _id="489"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>73</denials><originations>79</originations><total>152</total><denial_rate>0.48026315789473684</denial_rate><origination_rate>0.5197368421052632</origination_rate></row>
<row _id="490"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>49</denials><originations>332</originations><total>381</total><denial_rate>0.12860892388451445</denial_rate><origination_rate>0.8713910761154856</origination_rate></row>
<row _id="491"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>297</denials><originations>409</originations><total>706</total><denial_rate>0.4206798866855524</denial_rate><origination_rate>0.5793201133144475</origination_rate></row>
<row _id="492"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>419</denials><originations>820</originations><total>1239</total><denial_rate>0.33817594834543985</denial_rate><origination_rate>0.6618240516545602</origination_rate></row>
<row _id="493"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>28</denials><originations>18</originations><total>46</total><denial_rate>0.6086956521739131</denial_rate><origination_rate>0.391304347826087</origination_rate></row>
<row _id="494"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>25</denials><originations>111</originations><total>136</total><denial_rate>0.18382352941176472</denial_rate><origination_rate>0.8161764705882353</origination_rate></row>
<row _id="495"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>163</denials><originations>140</originations><total>303</total><denial_rate>0.5379537953795379</denial_rate><origination_rate>0.46204620462046203</origination_rate></row>
<row _id="496"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>216</denials><originations>269</originations><total>485</total><denial_rate>0.44536082474226807</denial_rate><origination_rate>0.554639175257732</origination_rate></row>
<row _id="497"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>113</denials><originations>198</originations><total>311</total><denial_rate>0.3633440514469453</denial_rate><origination_rate>0.6366559485530546</origination_rate></row>
<row _id="498"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>182</denials><originations>1204</originations><total>1386</total><denial_rate>0.13131313131313133</denial_rate><origination_rate>0.8686868686868687</origination_rate></row>
<row _id="499"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>774</denials><originations>1484</originations><total>2258</total><denial_rate>0.34278122232063774</denial_rate><origination_rate>0.6572187776793623</origination_rate></row>
<row _id="500"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1069</denials><originations>2886</originations><total>3955</total><denial_rate>0.2702907711757269</denial_rate><origination_rate>0.729709228824273</origination_rate></row>
<row _id="501"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>145</denials><originations>245</originations><total>390</total><denial_rate>0.3717948717948718</denial_rate><origination_rate>0.6282051282051282</origination_rate></row>
<row _id="502"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>182</denials><originations>1338</originations><total>1520</total><denial_rate>0.11973684210526316</denial_rate><origination_rate>0.8802631578947369</origination_rate></row>
<row _id="503"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>828</denials><originations>1643</originations><total>2471</total><denial_rate>0.33508700930797247</denial_rate><origination_rate>0.6649129906920275</origination_rate></row>
<row _id="504"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1155</denials><originations>3226</originations><total>4381</total><denial_rate>0.2636384387126227</denial_rate><origination_rate>0.7363615612873773</origination_rate></row>
<row _id="505"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>45</denials><originations>50</originations><total>95</total><denial_rate>0.47368421052631576</denial_rate><origination_rate>0.5263157894736842</origination_rate></row>
<row _id="506"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>67</denials><originations>381</originations><total>448</total><denial_rate>0.14955357142857142</denial_rate><origination_rate>0.8504464285714286</origination_rate></row>
<row _id="507"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>281</denials><originations>348</originations><total>629</total><denial_rate>0.4467408585055644</denial_rate><origination_rate>0.5532591414944356</origination_rate></row>
<row _id="508"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>393</denials><originations>779</originations><total>1172</total><denial_rate>0.33532423208191126</denial_rate><origination_rate>0.6646757679180887</origination_rate></row>
<row _id="509"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>122</denials><originations>215</originations><total>337</total><denial_rate>0.3620178041543027</denial_rate><origination_rate>0.6379821958456974</origination_rate></row>
<row _id="510"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>139</denials><originations>1061</originations><total>1200</total><denial_rate>0.11583333333333333</denial_rate><origination_rate>0.8841666666666667</origination_rate></row>
<row _id="511"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>687</denials><originations>1421</originations><total>2108</total><denial_rate>0.3259013282732448</denial_rate><origination_rate>0.6740986717267552</origination_rate></row>
<row _id="512"><year>2008</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>948</denials><originations>2697</originations><total>3645</total><denial_rate>0.26008230452674896</denial_rate><origination_rate>0.739917695473251</origination_rate></row>
<row _id="513"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>33</denials><originations>48</originations><total>81</total><denial_rate>0.4074074074074074</denial_rate><origination_rate>0.5925925925925926</origination_rate></row>
<row _id="514"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>47</denials><originations>274</originations><total>321</total><denial_rate>0.14641744548286603</denial_rate><origination_rate>0.8535825545171339</origination_rate></row>
<row _id="515"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>97</denials><originations>192</originations><total>289</total><denial_rate>0.3356401384083045</denial_rate><origination_rate>0.6643598615916955</origination_rate></row>
<row _id="516"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>177</denials><originations>514</originations><total>691</total><denial_rate>0.25615050651230103</denial_rate><origination_rate>0.743849493487699</origination_rate></row>
<row _id="517"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>54</denials><originations>42</originations><total>96</total><denial_rate>0.5625</denial_rate><origination_rate>0.4375</origination_rate></row>
<row _id="518"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>25</denials><originations>134</originations><total>159</total><denial_rate>0.15723270440251572</denial_rate><origination_rate>0.8427672955974843</origination_rate></row>
<row _id="519"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>303</denials><originations>204</originations><total>507</total><denial_rate>0.5976331360946746</denial_rate><origination_rate>0.40236686390532544</origination_rate></row>
<row _id="520"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>382</denials><originations>380</originations><total>762</total><denial_rate>0.5013123359580053</denial_rate><origination_rate>0.49868766404199477</origination_rate></row>
<row _id="521"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>173</denials><originations>315</originations><total>488</total><denial_rate>0.35450819672131145</denial_rate><origination_rate>0.6454918032786885</origination_rate></row>
<row _id="522"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>88</denials><originations>879</originations><total>967</total><denial_rate>0.09100310237849017</denial_rate><origination_rate>0.9089968976215098</origination_rate></row>
<row _id="523"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>914</denials><originations>1269</originations><total>2183</total><denial_rate>0.41868987631699495</denial_rate><origination_rate>0.581310123683005</origination_rate></row>
<row _id="524"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1175</denials><originations>2463</originations><total>3638</total><denial_rate>0.322979659153381</denial_rate><origination_rate>0.677020340846619</origination_rate></row>
<row _id="525"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>10</denials><originations>13</originations><total>23</total><denial_rate>0.43478260869565216</denial_rate><origination_rate>0.5652173913043478</origination_rate></row>
<row _id="526"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>88</originations><total>94</total><denial_rate>0.06382978723404255</denial_rate><origination_rate>0.9361702127659575</origination_rate></row>
<row _id="527"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>80</denials><originations>99</originations><total>179</total><denial_rate>0.44692737430167595</denial_rate><origination_rate>0.553072625698324</origination_rate></row>
<row _id="528"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>96</denials><originations>200</originations><total>296</total><denial_rate>0.32432432432432434</denial_rate><origination_rate>0.6756756756756757</origination_rate></row>
<row _id="529"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>398</denials><originations>1201</originations><total>1599</total><denial_rate>0.2489055659787367</denial_rate><origination_rate>0.7510944340212633</origination_rate></row>
<row _id="530"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>319</denials><originations>3697</originations><total>4016</total><denial_rate>0.07943227091633466</denial_rate><origination_rate>0.9205677290836654</origination_rate></row>
<row _id="531"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2005</denials><originations>4944</originations><total>6949</total><denial_rate>0.2885307238451576</denial_rate><origination_rate>0.7114692761548425</origination_rate></row>
<row _id="532"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2722</denials><originations>9842</originations><total>12564</total><denial_rate>0.2166507481693728</denial_rate><origination_rate>0.7833492518306272</origination_rate></row>
<row _id="533"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>533</denials><originations>1361</originations><total>1894</total><denial_rate>0.28141499472016895</denial_rate><origination_rate>0.718585005279831</origination_rate></row>
<row _id="534"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>371</denials><originations>4255</originations><total>4626</total><denial_rate>0.08019887591872028</denial_rate><origination_rate>0.9198011240812797</origination_rate></row>
<row _id="535"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2660</denials><originations>5529</originations><total>8189</total><denial_rate>0.3248259860788863</denial_rate><origination_rate>0.6751740139211136</origination_rate></row>
<row _id="536"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3564</denials><originations>11145</originations><total>14709</total><denial_rate>0.2423006322659596</denial_rate><origination_rate>0.7576993677340403</origination_rate></row>
<row _id="537"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>93</denials><originations>99</originations><total>192</total><denial_rate>0.484375</denial_rate><origination_rate>0.515625</origination_rate></row>
<row _id="538"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>77</denials><originations>429</originations><total>506</total><denial_rate>0.15217391304347827</denial_rate><origination_rate>0.8478260869565217</origination_rate></row>
<row _id="539"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>422</denials><originations>436</originations><total>858</total><denial_rate>0.49184149184149184</denial_rate><origination_rate>0.5081585081585082</origination_rate></row>
<row _id="540"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>592</denials><originations>964</originations><total>1556</total><denial_rate>0.38046272493573263</denial_rate><origination_rate>0.6195372750642674</origination_rate></row>
<row _id="541"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>449</denials><originations>1299</originations><total>1748</total><denial_rate>0.2568649885583524</denial_rate><origination_rate>0.7431350114416476</origination_rate></row>
<row _id="542"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>301</denials><originations>3896</originations><total>4197</total><denial_rate>0.07171789373361925</denial_rate><origination_rate>0.9282821062663807</origination_rate></row>
<row _id="543"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2312</denials><originations>5212</originations><total>7524</total><denial_rate>0.3072833599149389</denial_rate><origination_rate>0.6927166400850612</origination_rate></row>
<row _id="544"><year>2008</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>3062</denials><originations>10407</originations><total>13469</total><denial_rate>0.22733684757591507</denial_rate><origination_rate>0.7726631524240849</origination_rate></row>
<row _id="545"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>104</denials><originations>57</originations><total>161</total><denial_rate>0.6459627329192547</denial_rate><origination_rate>0.35403726708074534</origination_rate></row>
<row _id="546"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>64</denials><originations>282</originations><total>346</total><denial_rate>0.18497109826589594</denial_rate><origination_rate>0.815028901734104</origination_rate></row>
<row _id="547"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>172</denials><originations>138</originations><total>310</total><denial_rate>0.5548387096774193</denial_rate><origination_rate>0.44516129032258067</origination_rate></row>
<row _id="548"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>340</denials><originations>477</originations><total>817</total><denial_rate>0.41615667074663404</denial_rate><origination_rate>0.583843329253366</origination_rate></row>
<row _id="549"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>458</denials><originations>188</originations><total>646</total><denial_rate>0.7089783281733746</denial_rate><origination_rate>0.29102167182662536</origination_rate></row>
<row _id="550"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>145</denials><originations>361</originations><total>506</total><denial_rate>0.2865612648221344</denial_rate><origination_rate>0.7134387351778656</origination_rate></row>
<row _id="551"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>1264</denials><originations>631</originations><total>1895</total><denial_rate>0.6670184696569921</denial_rate><origination_rate>0.3329815303430079</origination_rate></row>
<row _id="552"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>1867</denials><originations>1180</originations><total>3047</total><denial_rate>0.6127338365605514</denial_rate><origination_rate>0.38726616343944864</origination_rate></row>
<row _id="553"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>576</denials><originations>397</originations><total>973</total><denial_rate>0.591983556012333</denial_rate><origination_rate>0.408016443987667</origination_rate></row>
<row _id="554"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>197</denials><originations>1038</originations><total>1235</total><denial_rate>0.15951417004048582</denial_rate><origination_rate>0.8404858299595142</origination_rate></row>
<row _id="555"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>1384</denials><originations>1375</originations><total>2759</total><denial_rate>0.5016310257339616</denial_rate><origination_rate>0.49836897426603843</origination_rate></row>
<row _id="556"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>2157</denials><originations>2810</originations><total>4967</total><denial_rate>0.434266156633783</denial_rate><origination_rate>0.565733843366217</origination_rate></row>
<row _id="557"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>188</denials><originations>60</originations><total>248</total><denial_rate>0.7580645161290323</denial_rate><origination_rate>0.24193548387096775</origination_rate></row>
<row _id="558"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>53</denials><originations>229</originations><total>282</total><denial_rate>0.1879432624113475</denial_rate><origination_rate>0.8120567375886525</origination_rate></row>
<row _id="559"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>301</denials><originations>217</originations><total>518</total><denial_rate>0.581081081081081</denial_rate><origination_rate>0.4189189189189189</origination_rate></row>
<row _id="560"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>542</denials><originations>506</originations><total>1048</total><denial_rate>0.517175572519084</denial_rate><origination_rate>0.48282442748091603</origination_rate></row>
<row _id="561"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>746</denials><originations>778</originations><total>1524</total><denial_rate>0.489501312335958</denial_rate><origination_rate>0.510498687664042</origination_rate></row>
<row _id="562"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>406</denials><originations>2647</originations><total>3053</total><denial_rate>0.13298395021290535</denial_rate><origination_rate>0.8670160497870947</origination_rate></row>
<row _id="563"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2339</denials><originations>3445</originations><total>5784</total><denial_rate>0.4043914246196404</denial_rate><origination_rate>0.5956085753803596</origination_rate></row>
<row _id="564"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>3491</denials><originations>6870</originations><total>10361</total><denial_rate>0.33693658913232316</denial_rate><origination_rate>0.6630634108676768</origination_rate></row>
<row _id="565"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1037</denials><originations>920</originations><total>1957</total><denial_rate>0.5298926928972918</denial_rate><origination_rate>0.4701073071027082</origination_rate></row>
<row _id="566"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>479</denials><originations>3144</originations><total>3623</total><denial_rate>0.13221087496549822</denial_rate><origination_rate>0.8677891250345018</origination_rate></row>
<row _id="567"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>3109</denials><originations>3565</originations><total>6674</total><denial_rate>0.4658375786634702</denial_rate><origination_rate>0.5341624213365298</origination_rate></row>
<row _id="568"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>4625</denials><originations>7629</originations><total>12254</total><denial_rate>0.37742777868451116</denial_rate><origination_rate>0.6225722213154888</origination_rate></row>
<row _id="569"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>613</denials><originations>261</originations><total>874</total><denial_rate>0.7013729977116705</denial_rate><origination_rate>0.2986270022883295</origination_rate></row>
<row _id="570"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>213</denials><originations>667</originations><total>880</total><denial_rate>0.24204545454545454</denial_rate><origination_rate>0.7579545454545454</origination_rate></row>
<row _id="571"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>1528</denials><originations>803</originations><total>2331</total><denial_rate>0.6555126555126555</denial_rate><origination_rate>0.34448734448734447</origination_rate></row>
<row _id="572"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>2354</denials><originations>1731</originations><total>4085</total><denial_rate>0.5762545899632803</denial_rate><origination_rate>0.4237454100367197</origination_rate></row>
<row _id="573"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>612</denials><originations>733</originations><total>1345</total><denial_rate>0.4550185873605948</denial_rate><origination_rate>0.5449814126394052</origination_rate></row>
<row _id="574"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>310</denials><originations>2686</originations><total>2996</total><denial_rate>0.10347129506008011</denial_rate><origination_rate>0.8965287049399199</origination_rate></row>
<row _id="575"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1835</denials><originations>3000</originations><total>4835</total><denial_rate>0.3795243019648397</denial_rate><origination_rate>0.6204756980351603</origination_rate></row>
<row _id="576"><year>2008</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>2757</denials><originations>6419</originations><total>9176</total><denial_rate>0.30045771578029645</denial_rate><origination_rate>0.6995422842197035</origination_rate></row>
<row _id="577"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>7</denials><originations>20</originations><total>27</total><denial_rate>0.25925925925925924</denial_rate><origination_rate>0.7407407407407407</origination_rate></row>
<row _id="578"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>23</denials><originations>131</originations><total>154</total><denial_rate>0.14935064935064934</denial_rate><origination_rate>0.8506493506493507</origination_rate></row>
<row _id="579"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>103</denials><originations>355</originations><total>458</total><denial_rate>0.22489082969432314</denial_rate><origination_rate>0.7751091703056768</origination_rate></row>
<row _id="580"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>133</denials><originations>506</originations><total>639</total><denial_rate>0.2081377151799687</denial_rate><origination_rate>0.7918622848200313</origination_rate></row>
<row _id="581"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>8</denials><originations>4</originations><total>12</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="582"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>11</denials><originations>37</originations><total>48</total><denial_rate>0.22916666666666666</denial_rate><origination_rate>0.7708333333333334</origination_rate></row>
<row _id="583"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>54</denials><originations>93</originations><total>147</total><denial_rate>0.3673469387755102</denial_rate><origination_rate>0.6326530612244898</origination_rate></row>
<row _id="584"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>73</denials><originations>134</originations><total>207</total><denial_rate>0.3526570048309179</denial_rate><origination_rate>0.6473429951690821</origination_rate></row>
<row _id="585"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>96</denials><originations>171</originations><total>267</total><denial_rate>0.3595505617977528</denial_rate><origination_rate>0.6404494382022472</origination_rate></row>
<row _id="586"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>77</denials><originations>586</originations><total>663</total><denial_rate>0.11613876319758673</denial_rate><origination_rate>0.8838612368024132</origination_rate></row>
<row _id="587"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>687</denials><originations>1889</originations><total>2576</total><denial_rate>0.26669254658385094</denial_rate><origination_rate>0.7333074534161491</origination_rate></row>
<row _id="588"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>860</denials><originations>2646</originations><total>3506</total><denial_rate>0.2452937820878494</denial_rate><origination_rate>0.7547062179121506</origination_rate></row>
<row _id="589"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>7</originations><total>15</total><denial_rate>0.5333333333333333</denial_rate><origination_rate>0.4666666666666667</origination_rate></row>
<row _id="590"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>15</denials><originations>69</originations><total>84</total><denial_rate>0.17857142857142858</denial_rate><origination_rate>0.8214285714285714</origination_rate></row>
<row _id="591"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>46</denials><originations>153</originations><total>199</total><denial_rate>0.23115577889447236</denial_rate><origination_rate>0.7688442211055276</origination_rate></row>
<row _id="592"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>69</denials><originations>229</originations><total>298</total><denial_rate>0.23154362416107382</denial_rate><origination_rate>0.7684563758389261</origination_rate></row>
<row _id="593"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>195</denials><originations>808</originations><total>1003</total><denial_rate>0.19441674975074777</denial_rate><origination_rate>0.8055832502492523</origination_rate></row>
<row _id="594"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>242</denials><originations>2337</originations><total>2579</total><denial_rate>0.09383481969755719</denial_rate><origination_rate>0.9061651803024428</origination_rate></row>
<row _id="595"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2042</denials><originations>9738</originations><total>11780</total><denial_rate>0.1733446519524618</denial_rate><origination_rate>0.8266553480475382</origination_rate></row>
<row _id="596"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2479</denials><originations>12883</originations><total>15362</total><denial_rate>0.16137221715922406</denial_rate><origination_rate>0.838627782840776</origination_rate></row>
<row _id="597"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>260</denials><originations>899</originations><total>1159</total><denial_rate>0.22433132010353754</denial_rate><origination_rate>0.7756686798964625</origination_rate></row>
<row _id="598"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>273</denials><originations>2656</originations><total>2929</total><denial_rate>0.09320587231136906</denial_rate><origination_rate>0.9067941276886309</origination_rate></row>
<row _id="599"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2458</denials><originations>10599</originations><total>13057</total><denial_rate>0.18825151259860612</denial_rate><origination_rate>0.8117484874013939</origination_rate></row>
<row _id="600"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2991</denials><originations>14154</originations><total>17145</total><denial_rate>0.17445319335083115</denial_rate><origination_rate>0.8255468066491689</origination_rate></row>
<row _id="601"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>15</denials><originations>27</originations><total>42</total><denial_rate>0.35714285714285715</denial_rate><origination_rate>0.6428571428571429</origination_rate></row>
<row _id="602"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>34</denials><originations>193</originations><total>227</total><denial_rate>0.14977973568281938</denial_rate><origination_rate>0.8502202643171806</origination_rate></row>
<row _id="603"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>177</denials><originations>489</originations><total>666</total><denial_rate>0.26576576576576577</denial_rate><origination_rate>0.7342342342342343</origination_rate></row>
<row _id="604"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>226</denials><originations>709</originations><total>935</total><denial_rate>0.24171122994652405</denial_rate><origination_rate>0.758288770053476</origination_rate></row>
<row _id="605"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>253</denials><originations>886</originations><total>1139</total><denial_rate>0.2221246707638279</denial_rate><origination_rate>0.7778753292361721</origination_rate></row>
<row _id="606"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>254</denials><originations>2537</originations><total>2791</total><denial_rate>0.09100680759584379</denial_rate><origination_rate>0.9089931924041562</origination_rate></row>
<row _id="607"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2333</denials><originations>10315</originations><total>12648</total><denial_rate>0.1844560404807084</denial_rate><origination_rate>0.8155439595192916</origination_rate></row>
<row _id="608"><year>2009</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>2840</denials><originations>13738</originations><total>16578</total><denial_rate>0.1713113765231029</denial_rate><origination_rate>0.8286886234768971</origination_rate></row>
<row _id="609"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>8</originations><total>11</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="610"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>19</denials><originations>113</originations><total>132</total><denial_rate>0.14393939393939395</denial_rate><origination_rate>0.8560606060606061</origination_rate></row>
<row _id="611"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>88</denials><originations>247</originations><total>335</total><denial_rate>0.2626865671641791</denial_rate><origination_rate>0.7373134328358208</origination_rate></row>
<row _id="612"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>110</denials><originations>368</originations><total>478</total><denial_rate>0.2301255230125523</denial_rate><origination_rate>0.7698744769874477</origination_rate></row>
<row _id="613"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>27</denials><originations>19</originations><total>46</total><denial_rate>0.5869565217391305</denial_rate><origination_rate>0.41304347826086957</origination_rate></row>
<row _id="614"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>30</denials><originations>131</originations><total>161</total><denial_rate>0.18633540372670807</denial_rate><origination_rate>0.8136645962732919</origination_rate></row>
<row _id="615"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>240</denials><originations>360</originations><total>600</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="616"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>297</denials><originations>510</originations><total>807</total><denial_rate>0.3680297397769517</denial_rate><origination_rate>0.6319702602230484</origination_rate></row>
<row _id="617"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>72</denials><originations>103</originations><total>175</total><denial_rate>0.4114285714285714</denial_rate><origination_rate>0.5885714285714285</origination_rate></row>
<row _id="618"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>63</denials><originations>336</originations><total>399</total><denial_rate>0.15789473684210525</denial_rate><origination_rate>0.8421052631578947</origination_rate></row>
<row _id="619"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>459</denials><originations>1054</originations><total>1513</total><denial_rate>0.30337078651685395</denial_rate><origination_rate>0.6966292134831461</origination_rate></row>
<row _id="620"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>594</denials><originations>1493</originations><total>2087</total><denial_rate>0.2846190704360326</denial_rate><origination_rate>0.7153809295639674</origination_rate></row>
<row _id="621"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>21</denials><originations>7</originations><total>28</total><denial_rate>0.75</denial_rate><origination_rate>0.25</origination_rate></row>
<row _id="622"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>9</denials><originations>82</originations><total>91</total><denial_rate>0.0989010989010989</denial_rate><origination_rate>0.9010989010989011</origination_rate></row>
<row _id="623"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>91</denials><originations>160</originations><total>251</total><denial_rate>0.36254980079681276</denial_rate><origination_rate>0.6374501992031872</origination_rate></row>
<row _id="624"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>121</denials><originations>249</originations><total>370</total><denial_rate>0.327027027027027</denial_rate><origination_rate>0.672972972972973</origination_rate></row>
<row _id="625"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>159</denials><originations>327</originations><total>486</total><denial_rate>0.3271604938271605</denial_rate><origination_rate>0.6728395061728395</origination_rate></row>
<row _id="626"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>174</denials><originations>1438</originations><total>1612</total><denial_rate>0.10794044665012408</denial_rate><origination_rate>0.892059553349876</origination_rate></row>
<row _id="627"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1424</denials><originations>5483</originations><total>6907</total><denial_rate>0.20616765600115824</denial_rate><origination_rate>0.7938323439988417</origination_rate></row>
<row _id="628"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1757</denials><originations>7248</originations><total>9005</total><denial_rate>0.19511382565241533</denial_rate><origination_rate>0.8048861743475847</origination_rate></row>
<row _id="629"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>187</denials><originations>399</originations><total>586</total><denial_rate>0.3191126279863481</denial_rate><origination_rate>0.6808873720136519</origination_rate></row>
<row _id="630"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>208</denials><originations>1547</originations><total>1755</total><denial_rate>0.11851851851851852</denial_rate><origination_rate>0.8814814814814815</origination_rate></row>
<row _id="631"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1640</denials><originations>5870</originations><total>7510</total><denial_rate>0.21837549933422104</denial_rate><origination_rate>0.7816245006657789</origination_rate></row>
<row _id="632"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2035</denials><originations>7816</originations><total>9851</total><denial_rate>0.2065780123845295</denial_rate><origination_rate>0.7934219876154706</origination_rate></row>
<row _id="633"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>34</denials><originations>27</originations><total>61</total><denial_rate>0.5573770491803278</denial_rate><origination_rate>0.4426229508196721</origination_rate></row>
<row _id="634"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>51</denials><originations>264</originations><total>315</total><denial_rate>0.1619047619047619</denial_rate><origination_rate>0.8380952380952381</origination_rate></row>
<row _id="635"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>343</denials><originations>642</originations><total>985</total><denial_rate>0.34822335025380713</denial_rate><origination_rate>0.6517766497461929</origination_rate></row>
<row _id="636"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>428</denials><originations>933</originations><total>1361</total><denial_rate>0.3144746509919177</denial_rate><origination_rate>0.6855253490080823</origination_rate></row>
<row _id="637"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>169</denials><originations>385</originations><total>554</total><denial_rate>0.30505415162454874</denial_rate><origination_rate>0.6949458483754513</origination_rate></row>
<row _id="638"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>162</denials><originations>1374</originations><total>1536</total><denial_rate>0.10546875</denial_rate><origination_rate>0.89453125</origination_rate></row>
<row _id="639"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1387</denials><originations>5391</originations><total>6778</total><denial_rate>0.2046326349955739</denial_rate><origination_rate>0.7953673650044261</origination_rate></row>
<row _id="640"><year>2009</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1718</denials><originations>7150</originations><total>8868</total><denial_rate>0.19373026612539468</denial_rate><origination_rate>0.8062697338746053</origination_rate></row>
<row _id="641"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>13</originations><total>26</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="642"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>21</denials><originations>84</originations><total>105</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="643"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>107</denials><originations>187</originations><total>294</total><denial_rate>0.36394557823129253</denial_rate><origination_rate>0.6360544217687075</origination_rate></row>
<row _id="644"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>141</denials><originations>284</originations><total>425</total><denial_rate>0.33176470588235296</denial_rate><origination_rate>0.668235294117647</origination_rate></row>
<row _id="645"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>28</denials><originations>30</originations><total>58</total><denial_rate>0.4827586206896552</denial_rate><origination_rate>0.5172413793103449</origination_rate></row>
<row _id="646"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>26</denials><originations>98</originations><total>124</total><denial_rate>0.20967741935483872</denial_rate><origination_rate>0.7903225806451613</origination_rate></row>
<row _id="647"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>171</denials><originations>251</originations><total>422</total><denial_rate>0.4052132701421801</denial_rate><origination_rate>0.5947867298578199</origination_rate></row>
<row _id="648"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>225</denials><originations>379</originations><total>604</total><denial_rate>0.37251655629139074</denial_rate><origination_rate>0.6274834437086093</origination_rate></row>
<row _id="649"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>123</denials><originations>170</originations><total>293</total><denial_rate>0.4197952218430034</denial_rate><origination_rate>0.5802047781569966</origination_rate></row>
<row _id="650"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>55</denials><originations>387</originations><total>442</total><denial_rate>0.1244343891402715</denial_rate><origination_rate>0.8755656108597285</origination_rate></row>
<row _id="651"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>465</denials><originations>955</originations><total>1420</total><denial_rate>0.3274647887323944</denial_rate><origination_rate>0.6725352112676056</origination_rate></row>
<row _id="652"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>643</denials><originations>1512</originations><total>2155</total><denial_rate>0.2983758700696056</denial_rate><origination_rate>0.7016241299303945</origination_rate></row>
<row _id="653"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>38</denials><originations>19</originations><total>57</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="654"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>17</denials><originations>85</originations><total>102</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="655"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>118</denials><originations>165</originations><total>283</total><denial_rate>0.4169611307420495</denial_rate><origination_rate>0.5830388692579506</origination_rate></row>
<row _id="656"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>173</denials><originations>269</originations><total>442</total><denial_rate>0.3914027149321267</denial_rate><origination_rate>0.6085972850678733</origination_rate></row>
<row _id="657"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>181</denials><originations>328</originations><total>509</total><denial_rate>0.3555992141453831</denial_rate><origination_rate>0.6444007858546169</origination_rate></row>
<row _id="658"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>152</denials><originations>1114</originations><total>1266</total><denial_rate>0.12006319115323855</denial_rate><origination_rate>0.8799368088467614</origination_rate></row>
<row _id="659"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1300</denials><originations>4132</originations><total>5432</total><denial_rate>0.23932253313696614</denial_rate><origination_rate>0.7606774668630338</origination_rate></row>
<row _id="660"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1633</denials><originations>5574</originations><total>7207</total><denial_rate>0.22658526432634937</denial_rate><origination_rate>0.7734147356736506</origination_rate></row>
<row _id="661"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>238</denials><originations>456</originations><total>694</total><denial_rate>0.34293948126801155</denial_rate><origination_rate>0.6570605187319885</origination_rate></row>
<row _id="662"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>164</denials><originations>1337</originations><total>1501</total><denial_rate>0.10926049300466356</denial_rate><origination_rate>0.8907395069953364</origination_rate></row>
<row _id="663"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1504</denials><originations>4557</originations><total>6061</total><denial_rate>0.24814387064840784</denial_rate><origination_rate>0.7518561293515922</origination_rate></row>
<row _id="664"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1906</denials><originations>6350</originations><total>8256</total><denial_rate>0.2308624031007752</denial_rate><origination_rate>0.7691375968992248</origination_rate></row>
<row _id="665"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>45</denials><originations>46</originations><total>91</total><denial_rate>0.4945054945054945</denial_rate><origination_rate>0.5054945054945055</origination_rate></row>
<row _id="666"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>50</denials><originations>194</originations><total>244</total><denial_rate>0.20491803278688525</denial_rate><origination_rate>0.7950819672131147</origination_rate></row>
<row _id="667"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>290</denials><originations>465</originations><total>755</total><denial_rate>0.3841059602649007</denial_rate><origination_rate>0.6158940397350994</origination_rate></row>
<row _id="668"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>385</denials><originations>705</originations><total>1090</total><denial_rate>0.3532110091743119</denial_rate><origination_rate>0.6467889908256881</origination_rate></row>
<row _id="669"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>217</denials><originations>427</originations><total>644</total><denial_rate>0.33695652173913043</denial_rate><origination_rate>0.6630434782608695</origination_rate></row>
<row _id="670"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>131</denials><originations>1222</originations><total>1353</total><denial_rate>0.09682187730968218</denial_rate><origination_rate>0.9031781226903178</origination_rate></row>
<row _id="671"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1307</denials><originations>4254</originations><total>5561</total><denial_rate>0.23502967092249596</denial_rate><origination_rate>0.7649703290775041</origination_rate></row>
<row _id="672"><year>2009</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1655</denials><originations>5903</originations><total>7558</total><denial_rate>0.2189732733527388</denial_rate><origination_rate>0.7810267266472611</origination_rate></row>
<row _id="673"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>5</originations><total>9</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="674"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>16</denials><originations>93</originations><total>109</total><denial_rate>0.14678899082568808</denial_rate><origination_rate>0.8532110091743119</origination_rate></row>
<row _id="675"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>78</denials><originations>417</originations><total>495</total><denial_rate>0.15757575757575756</denial_rate><origination_rate>0.8424242424242424</origination_rate></row>
<row _id="676"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>98</denials><originations>515</originations><total>613</total><denial_rate>0.1598694942903752</denial_rate><origination_rate>0.8401305057096248</origination_rate></row>
<row _id="677"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>4</denials><originations>6</originations><total>10</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="678"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>10</denials><originations>42</originations><total>52</total><denial_rate>0.19230769230769232</denial_rate><origination_rate>0.8076923076923077</origination_rate></row>
<row _id="679"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>83</denials><originations>114</originations><total>197</total><denial_rate>0.4213197969543147</denial_rate><origination_rate>0.5786802030456852</origination_rate></row>
<row _id="680"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>97</denials><originations>162</originations><total>259</total><denial_rate>0.3745173745173745</denial_rate><origination_rate>0.6254826254826255</origination_rate></row>
<row _id="681"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>50</denials><originations>136</originations><total>186</total><denial_rate>0.26881720430107525</denial_rate><origination_rate>0.7311827956989247</origination_rate></row>
<row _id="682"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>54</denials><originations>499</originations><total>553</total><denial_rate>0.09764918625678119</denial_rate><origination_rate>0.9023508137432188</origination_rate></row>
<row _id="683"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>445</denials><originations>1467</originations><total>1912</total><denial_rate>0.23274058577405857</denial_rate><origination_rate>0.7672594142259415</origination_rate></row>
<row _id="684"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>549</denials><originations>2102</originations><total>2651</total><denial_rate>0.2070916635231988</denial_rate><origination_rate>0.7929083364768013</origination_rate></row>
<row _id="685"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>3</denials><originations>4</originations><total>7</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="686"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>12</denials><originations>67</originations><total>79</total><denial_rate>0.1518987341772152</denial_rate><origination_rate>0.8481012658227848</origination_rate></row>
<row _id="687"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>47</denials><originations>126</originations><total>173</total><denial_rate>0.27167630057803466</denial_rate><origination_rate>0.7283236994219653</origination_rate></row>
<row _id="688"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>62</denials><originations>197</originations><total>259</total><denial_rate>0.23938223938223938</denial_rate><origination_rate>0.7606177606177607</origination_rate></row>
<row _id="689"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>116</denials><originations>475</originations><total>591</total><denial_rate>0.19627749576988154</denial_rate><origination_rate>0.8037225042301185</origination_rate></row>
<row _id="690"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>167</denials><originations>2238</originations><total>2405</total><denial_rate>0.06943866943866944</denial_rate><origination_rate>0.9305613305613306</origination_rate></row>
<row _id="691"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1604</denials><originations>8983</originations><total>10587</total><denial_rate>0.15150656465476528</denial_rate><origination_rate>0.8484934353452347</origination_rate></row>
<row _id="692"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1887</denials><originations>11696</originations><total>13583</total><denial_rate>0.13892365456821026</denial_rate><origination_rate>0.8610763454317898</origination_rate></row>
<row _id="693"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>145</denials><originations>517</originations><total>662</total><denial_rate>0.2190332326283988</denial_rate><origination_rate>0.7809667673716012</origination_rate></row>
<row _id="694"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>201</denials><originations>2521</originations><total>2722</total><denial_rate>0.07384276267450404</denial_rate><origination_rate>0.9261572373254959</origination_rate></row>
<row _id="695"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1848</denials><originations>9658</originations><total>11506</total><denial_rate>0.16061185468451242</denial_rate><origination_rate>0.8393881453154876</origination_rate></row>
<row _id="696"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2194</denials><originations>12696</originations><total>14890</total><denial_rate>0.1473472128945601</denial_rate><origination_rate>0.8526527871054399</origination_rate></row>
<row _id="697"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>11</denials><originations>12</originations><total>23</total><denial_rate>0.4782608695652174</denial_rate><origination_rate>0.5217391304347826</origination_rate></row>
<row _id="698"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>31</denials><originations>149</originations><total>180</total><denial_rate>0.17222222222222222</denial_rate><origination_rate>0.8277777777777777</origination_rate></row>
<row _id="699"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>176</denials><originations>577</originations><total>753</total><denial_rate>0.2337317397078353</denial_rate><origination_rate>0.7662682602921647</origination_rate></row>
<row _id="700"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>218</denials><originations>738</originations><total>956</total><denial_rate>0.2280334728033473</denial_rate><origination_rate>0.7719665271966527</origination_rate></row>
<row _id="701"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>136</denials><originations>508</originations><total>644</total><denial_rate>0.2111801242236025</denial_rate><origination_rate>0.7888198757763976</origination_rate></row>
<row _id="702"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>180</denials><originations>2434</originations><total>2614</total><denial_rate>0.06885998469778118</denial_rate><origination_rate>0.9311400153022188</origination_rate></row>
<row _id="703"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1719</denials><originations>9217</originations><total>10936</total><denial_rate>0.1571872713972202</denial_rate><origination_rate>0.8428127286027798</origination_rate></row>
<row _id="704"><year>2009</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2035</denials><originations>12159</originations><total>14194</total><denial_rate>0.14337043821332957</denial_rate><origination_rate>0.8566295617866704</origination_rate></row>
<row _id="705"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>9</denials><originations>20</originations><total>29</total><denial_rate>0.3103448275862069</denial_rate><origination_rate>0.6896551724137931</origination_rate></row>
<row _id="706"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>20</denials><originations>103</originations><total>123</total><denial_rate>0.16260162601626016</denial_rate><origination_rate>0.8373983739837398</origination_rate></row>
<row _id="707"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>62</denials><originations>218</originations><total>280</total><denial_rate>0.22142857142857142</denial_rate><origination_rate>0.7785714285714286</origination_rate></row>
<row _id="708"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>91</denials><originations>341</originations><total>432</total><denial_rate>0.21064814814814814</denial_rate><origination_rate>0.7893518518518519</origination_rate></row>
<row _id="709"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>26</denials><originations>14</originations><total>40</total><denial_rate>0.65</denial_rate><origination_rate>0.35</origination_rate></row>
<row _id="710"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>28</denials><originations>79</originations><total>107</total><denial_rate>0.2616822429906542</denial_rate><origination_rate>0.7383177570093458</origination_rate></row>
<row _id="711"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>154</denials><originations>179</originations><total>333</total><denial_rate>0.4624624624624625</denial_rate><origination_rate>0.5375375375375375</origination_rate></row>
<row _id="712"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>208</denials><originations>272</originations><total>480</total><denial_rate>0.43333333333333335</denial_rate><origination_rate>0.5666666666666667</origination_rate></row>
<row _id="713"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>97</denials><originations>131</originations><total>228</total><denial_rate>0.42543859649122806</denial_rate><origination_rate>0.5745614035087719</origination_rate></row>
<row _id="714"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>48</denials><originations>506</originations><total>554</total><denial_rate>0.08664259927797834</denial_rate><origination_rate>0.9133574007220217</origination_rate></row>
<row _id="715"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>422</denials><originations>1186</originations><total>1608</total><denial_rate>0.26243781094527363</denial_rate><origination_rate>0.7375621890547264</origination_rate></row>
<row _id="716"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>567</denials><originations>1823</originations><total>2390</total><denial_rate>0.23723849372384936</denial_rate><origination_rate>0.7627615062761506</origination_rate></row>
<row _id="717"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>3</denials><originations>5</originations><total>8</total><denial_rate>0.375</denial_rate><origination_rate>0.625</origination_rate></row>
<row _id="718"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>3</denials><originations>28</originations><total>31</total><denial_rate>0.0967741935483871</denial_rate><origination_rate>0.9032258064516129</origination_rate></row>
<row _id="719"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>18</denials><originations>76</originations><total>94</total><denial_rate>0.19148936170212766</denial_rate><origination_rate>0.8085106382978723</origination_rate></row>
<row _id="720"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>24</denials><originations>109</originations><total>133</total><denial_rate>0.18045112781954886</denial_rate><origination_rate>0.8195488721804511</origination_rate></row>
<row _id="721"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>177</denials><originations>422</originations><total>599</total><denial_rate>0.29549248747913187</denial_rate><origination_rate>0.7045075125208681</origination_rate></row>
<row _id="722"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>153</denials><originations>1593</originations><total>1746</total><denial_rate>0.08762886597938144</denial_rate><origination_rate>0.9123711340206185</origination_rate></row>
<row _id="723"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1188</denials><originations>5710</originations><total>6898</total><denial_rate>0.17222383299507105</denial_rate><origination_rate>0.827776167004929</origination_rate></row>
<row _id="724"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1518</denials><originations>7725</originations><total>9243</total><denial_rate>0.16423239208049334</denial_rate><origination_rate>0.8357676079195067</origination_rate></row>
<row _id="725"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>240</denials><originations>483</originations><total>723</total><denial_rate>0.33195020746887965</denial_rate><origination_rate>0.6680497925311203</origination_rate></row>
<row _id="726"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>183</denials><originations>1922</originations><total>2105</total><denial_rate>0.08693586698337293</denial_rate><origination_rate>0.913064133016627</origination_rate></row>
<row _id="727"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1457</denials><originations>6341</originations><total>7798</total><denial_rate>0.1868427802000513</denial_rate><origination_rate>0.8131572197999487</origination_rate></row>
<row _id="728"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1880</denials><originations>8746</originations><total>10626</total><denial_rate>0.1769245247506117</denial_rate><origination_rate>0.8230754752493883</origination_rate></row>
<row _id="729"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>40</denials><originations>36</originations><total>76</total><denial_rate>0.5263157894736842</denial_rate><origination_rate>0.47368421052631576</origination_rate></row>
<row _id="730"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>50</denials><originations>212</originations><total>262</total><denial_rate>0.19083969465648856</denial_rate><origination_rate>0.8091603053435115</origination_rate></row>
<row _id="731"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>225</denials><originations>425</originations><total>650</total><denial_rate>0.34615384615384615</denial_rate><origination_rate>0.6538461538461539</origination_rate></row>
<row _id="732"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>315</denials><originations>673</originations><total>988</total><denial_rate>0.3188259109311741</denial_rate><origination_rate>0.6811740890688259</origination_rate></row>
<row _id="733"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>208</denials><originations>450</originations><total>658</total><denial_rate>0.3161094224924012</denial_rate><origination_rate>0.6838905775075987</origination_rate></row>
<row _id="734"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>137</denials><originations>1743</originations><total>1880</total><denial_rate>0.07287234042553191</denial_rate><origination_rate>0.9271276595744681</origination_rate></row>
<row _id="735"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1258</denials><originations>5978</originations><total>7236</total><denial_rate>0.173852957435047</denial_rate><origination_rate>0.826147042564953</origination_rate></row>
<row _id="736"><year>2009</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1603</denials><originations>8171</originations><total>9774</total><denial_rate>0.16400654798444853</denial_rate><origination_rate>0.8359934520155514</origination_rate></row>
<row _id="737"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>4</originations><total>7</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="738"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>7</denials><originations>34</originations><total>41</total><denial_rate>0.17073170731707318</denial_rate><origination_rate>0.8292682926829268</origination_rate></row>
<row _id="739"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>47</denials><originations>91</originations><total>138</total><denial_rate>0.34057971014492755</denial_rate><origination_rate>0.6594202898550725</origination_rate></row>
<row _id="740"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>57</denials><originations>129</originations><total>186</total><denial_rate>0.3064516129032258</denial_rate><origination_rate>0.6935483870967742</origination_rate></row>
<row _id="741"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>17</denials><originations>9</originations><total>26</total><denial_rate>0.6538461538461539</denial_rate><origination_rate>0.34615384615384615</origination_rate></row>
<row _id="742"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>11</denials><originations>40</originations><total>51</total><denial_rate>0.21568627450980393</denial_rate><origination_rate>0.7843137254901961</origination_rate></row>
<row _id="743"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>96</denials><originations>117</originations><total>213</total><denial_rate>0.4507042253521127</denial_rate><origination_rate>0.5492957746478874</origination_rate></row>
<row _id="744"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>124</denials><originations>166</originations><total>290</total><denial_rate>0.42758620689655175</denial_rate><origination_rate>0.5724137931034483</origination_rate></row>
<row _id="745"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>65</denials><originations>103</originations><total>168</total><denial_rate>0.3869047619047619</denial_rate><origination_rate>0.6130952380952381</origination_rate></row>
<row _id="746"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>37</denials><originations>259</originations><total>296</total><denial_rate>0.125</denial_rate><origination_rate>0.875</origination_rate></row>
<row _id="747"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>350</denials><originations>782</originations><total>1132</total><denial_rate>0.30918727915194344</denial_rate><origination_rate>0.6908127208480566</origination_rate></row>
<row _id="748"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>452</denials><originations>1144</originations><total>1596</total><denial_rate>0.2832080200501253</denial_rate><origination_rate>0.7167919799498746</origination_rate></row>
<row _id="749"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>7</denials><originations>10</originations><total>17</total><denial_rate>0.4117647058823529</denial_rate><origination_rate>0.5882352941176471</origination_rate></row>
<row _id="750"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>5</denials><originations>28</originations><total>33</total><denial_rate>0.15151515151515152</denial_rate><origination_rate>0.8484848484848485</origination_rate></row>
<row _id="751"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>44</denials><originations>89</originations><total>133</total><denial_rate>0.3308270676691729</denial_rate><origination_rate>0.6691729323308271</origination_rate></row>
<row _id="752"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>56</denials><originations>127</originations><total>183</total><denial_rate>0.30601092896174864</denial_rate><origination_rate>0.6939890710382514</origination_rate></row>
<row _id="753"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>132</denials><originations>293</originations><total>425</total><denial_rate>0.31058823529411766</denial_rate><origination_rate>0.6894117647058824</origination_rate></row>
<row _id="754"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>122</denials><originations>927</originations><total>1049</total><denial_rate>0.11630123927550047</denial_rate><origination_rate>0.8836987607244995</origination_rate></row>
<row _id="755"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1020</denials><originations>3431</originations><total>4451</total><denial_rate>0.22916198607054594</denial_rate><origination_rate>0.7708380139294541</origination_rate></row>
<row _id="756"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1274</denials><originations>4651</originations><total>5925</total><denial_rate>0.2150210970464135</denial_rate><origination_rate>0.7849789029535865</origination_rate></row>
<row _id="757"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>178</denials><originations>363</originations><total>541</total><denial_rate>0.3290203327171904</denial_rate><origination_rate>0.6709796672828097</origination_rate></row>
<row _id="758"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>136</denials><originations>1097</originations><total>1233</total><denial_rate>0.11030008110300081</denial_rate><origination_rate>0.8896999188969992</origination_rate></row>
<row _id="759"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1227</denials><originations>3797</originations><total>5024</total><denial_rate>0.24422770700636942</denial_rate><origination_rate>0.7557722929936306</origination_rate></row>
<row _id="760"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1541</denials><originations>5257</originations><total>6798</total><denial_rate>0.22668431891732863</denial_rate><origination_rate>0.7733156810826713</origination_rate></row>
<row _id="761"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>22</denials><originations>14</originations><total>36</total><denial_rate>0.6111111111111112</denial_rate><origination_rate>0.3888888888888889</origination_rate></row>
<row _id="762"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>19</denials><originations>82</originations><total>101</total><denial_rate>0.18811881188118812</denial_rate><origination_rate>0.8118811881188119</origination_rate></row>
<row _id="763"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>153</denials><originations>225</originations><total>378</total><denial_rate>0.40476190476190477</denial_rate><origination_rate>0.5952380952380952</origination_rate></row>
<row _id="764"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>194</denials><originations>321</originations><total>515</total><denial_rate>0.3766990291262136</denial_rate><origination_rate>0.6233009708737864</origination_rate></row>
<row _id="765"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>164</denials><originations>359</originations><total>523</total><denial_rate>0.3135755258126195</denial_rate><origination_rate>0.6864244741873805</origination_rate></row>
<row _id="766"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>123</denials><originations>1043</originations><total>1166</total><denial_rate>0.10548885077186965</denial_rate><origination_rate>0.8945111492281304</origination_rate></row>
<row _id="767"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1124</denials><originations>3675</originations><total>4799</total><denial_rate>0.23421546155449052</denial_rate><origination_rate>0.7657845384455095</origination_rate></row>
<row _id="768"><year>2009</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1411</denials><originations>5077</originations><total>6488</total><denial_rate>0.21747842170160295</denial_rate><origination_rate>0.7825215782983971</origination_rate></row>
<row _id="769"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>10</denials><originations>8</originations><total>18</total><denial_rate>0.5555555555555556</denial_rate><origination_rate>0.4444444444444444</origination_rate></row>
<row _id="770"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>35</denials><originations>190</originations><total>225</total><denial_rate>0.15555555555555556</denial_rate><origination_rate>0.8444444444444444</origination_rate></row>
<row _id="771"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>135</denials><originations>538</originations><total>673</total><denial_rate>0.20059435364041606</denial_rate><origination_rate>0.799405646359584</origination_rate></row>
<row _id="772"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>180</denials><originations>736</originations><total>916</total><denial_rate>0.1965065502183406</denial_rate><origination_rate>0.8034934497816594</origination_rate></row>
<row _id="773"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>22</denials><originations>12</originations><total>34</total><denial_rate>0.6470588235294118</denial_rate><origination_rate>0.35294117647058826</origination_rate></row>
<row _id="774"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>19</denials><originations>91</originations><total>110</total><denial_rate>0.17272727272727273</denial_rate><origination_rate>0.8272727272727273</origination_rate></row>
<row _id="775"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>124</denials><originations>177</originations><total>301</total><denial_rate>0.4119601328903654</denial_rate><origination_rate>0.5880398671096345</origination_rate></row>
<row _id="776"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>165</denials><originations>280</originations><total>445</total><denial_rate>0.3707865168539326</denial_rate><origination_rate>0.6292134831460674</origination_rate></row>
<row _id="777"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>38</denials><originations>51</originations><total>89</total><denial_rate>0.42696629213483145</denial_rate><origination_rate>0.5730337078651685</origination_rate></row>
<row _id="778"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>52</denials><originations>275</originations><total>327</total><denial_rate>0.15902140672782875</denial_rate><origination_rate>0.8409785932721713</origination_rate></row>
<row _id="779"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>295</denials><originations>723</originations><total>1018</total><denial_rate>0.28978388998035365</denial_rate><origination_rate>0.7102161100196464</origination_rate></row>
<row _id="780"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>385</denials><originations>1049</originations><total>1434</total><denial_rate>0.2684797768479777</denial_rate><origination_rate>0.7315202231520224</origination_rate></row>
<row _id="781"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>13</denials><originations>4</originations><total>17</total><denial_rate>0.7647058823529411</denial_rate><origination_rate>0.23529411764705882</origination_rate></row>
<row _id="782"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>26</denials><originations>84</originations><total>110</total><denial_rate>0.23636363636363636</denial_rate><origination_rate>0.7636363636363637</origination_rate></row>
<row _id="783"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>118</denials><originations>169</originations><total>287</total><denial_rate>0.41114982578397213</denial_rate><origination_rate>0.5888501742160279</origination_rate></row>
<row _id="784"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>157</denials><originations>257</originations><total>414</total><denial_rate>0.37922705314009664</denial_rate><origination_rate>0.6207729468599034</origination_rate></row>
<row _id="785"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>81</denials><originations>112</originations><total>193</total><denial_rate>0.41968911917098445</denial_rate><origination_rate>0.5803108808290155</origination_rate></row>
<row _id="786"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>146</denials><originations>982</originations><total>1128</total><denial_rate>0.12943262411347517</denial_rate><origination_rate>0.8705673758865248</origination_rate></row>
<row _id="787"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>943</denials><originations>3596</originations><total>4539</total><denial_rate>0.20775501211720643</denial_rate><origination_rate>0.7922449878827935</origination_rate></row>
<row _id="788"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1170</denials><originations>4690</originations><total>5860</total><denial_rate>0.19965870307167236</denial_rate><origination_rate>0.8003412969283277</origination_rate></row>
<row _id="789"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>102</denials><originations>147</originations><total>249</total><denial_rate>0.40963855421686746</denial_rate><origination_rate>0.5903614457831325</origination_rate></row>
<row _id="790"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>160</denials><originations>1130</originations><total>1290</total><denial_rate>0.12403100775193798</denial_rate><origination_rate>0.875968992248062</origination_rate></row>
<row _id="791"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1055</denials><originations>3879</originations><total>4934</total><denial_rate>0.21382245642480746</denial_rate><origination_rate>0.7861775435751925</origination_rate></row>
<row _id="792"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1317</denials><originations>5156</originations><total>6473</total><denial_rate>0.20346052834852463</denial_rate><origination_rate>0.7965394716514753</origination_rate></row>
<row _id="793"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>33</denials><originations>20</originations><total>53</total><denial_rate>0.6226415094339622</denial_rate><origination_rate>0.37735849056603776</origination_rate></row>
<row _id="794"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>54</denials><originations>291</originations><total>345</total><denial_rate>0.1565217391304348</denial_rate><origination_rate>0.8434782608695652</origination_rate></row>
<row _id="795"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>269</denials><originations>737</originations><total>1006</total><denial_rate>0.2673956262425447</denial_rate><origination_rate>0.7326043737574552</origination_rate></row>
<row _id="796"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>356</denials><originations>1048</originations><total>1404</total><denial_rate>0.2535612535612536</denial_rate><origination_rate>0.7464387464387464</origination_rate></row>
<row _id="797"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>82</denials><originations>133</originations><total>215</total><denial_rate>0.3813953488372093</denial_rate><origination_rate>0.6186046511627907</origination_rate></row>
<row _id="798"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>124</denials><originations>922</originations><total>1046</total><denial_rate>0.11854684512428298</denial_rate><origination_rate>0.8814531548757171</origination_rate></row>
<row _id="799"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>879</denials><originations>3277</originations><total>4156</total><denial_rate>0.2115014436958614</denial_rate><origination_rate>0.7884985563041386</origination_rate></row>
<row _id="800"><year>2009</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>1085</denials><originations>4332</originations><total>5417</total><denial_rate>0.20029536643898838</denial_rate><origination_rate>0.7997046335610116</origination_rate></row>
<row _id="801"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>17</denials><originations>27</originations><total>44</total><denial_rate>0.38636363636363635</denial_rate><origination_rate>0.6136363636363636</origination_rate></row>
<row _id="802"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>37</denials><originations>222</originations><total>259</total><denial_rate>0.14285714285714285</denial_rate><origination_rate>0.8571428571428571</origination_rate></row>
<row _id="803"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>146</denials><originations>631</originations><total>777</total><denial_rate>0.1879021879021879</denial_rate><origination_rate>0.8120978120978121</origination_rate></row>
<row _id="804"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>200</denials><originations>880</originations><total>1080</total><denial_rate>0.18518518518518517</denial_rate><origination_rate>0.8148148148148148</origination_rate></row>
<row _id="805"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>14</denials><originations>13</originations><total>27</total><denial_rate>0.5185185185185185</denial_rate><origination_rate>0.48148148148148145</origination_rate></row>
<row _id="806"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>18</denials><originations>106</originations><total>124</total><denial_rate>0.14516129032258066</denial_rate><origination_rate>0.8548387096774194</origination_rate></row>
<row _id="807"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>155</denials><originations>271</originations><total>426</total><denial_rate>0.36384976525821594</denial_rate><origination_rate>0.636150234741784</origination_rate></row>
<row _id="808"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>187</denials><originations>390</originations><total>577</total><denial_rate>0.3240901213171577</denial_rate><origination_rate>0.6759098786828422</origination_rate></row>
<row _id="809"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>93</denials><originations>191</originations><total>284</total><denial_rate>0.3274647887323944</denial_rate><origination_rate>0.6725352112676056</origination_rate></row>
<row _id="810"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>87</denials><originations>853</originations><total>940</total><denial_rate>0.0925531914893617</denial_rate><origination_rate>0.9074468085106383</origination_rate></row>
<row _id="811"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>719</denials><originations>2230</originations><total>2949</total><denial_rate>0.24381146151237706</denial_rate><origination_rate>0.7561885384876229</origination_rate></row>
<row _id="812"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>899</denials><originations>3274</originations><total>4173</total><denial_rate>0.21543254253534627</denial_rate><origination_rate>0.7845674574646537</origination_rate></row>
<row _id="813"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>18</originations><total>26</total><denial_rate>0.3076923076923077</denial_rate><origination_rate>0.6923076923076923</origination_rate></row>
<row _id="814"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>8</denials><originations>64</originations><total>72</total><denial_rate>0.1111111111111111</denial_rate><origination_rate>0.8888888888888888</origination_rate></row>
<row _id="815"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>59</denials><originations>159</originations><total>218</total><denial_rate>0.2706422018348624</denial_rate><origination_rate>0.7293577981651376</origination_rate></row>
<row _id="816"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>75</denials><originations>241</originations><total>316</total><denial_rate>0.23734177215189872</denial_rate><origination_rate>0.7626582278481012</origination_rate></row>
<row _id="817"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>195</denials><originations>755</originations><total>950</total><denial_rate>0.20526315789473684</denial_rate><origination_rate>0.7947368421052632</origination_rate></row>
<row _id="818"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>236</denials><originations>3036</originations><total>3272</total><denial_rate>0.07212713936430318</denial_rate><origination_rate>0.9278728606356969</origination_rate></row>
<row _id="819"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2272</denials><originations>11683</originations><total>13955</total><denial_rate>0.16280902902185596</denial_rate><origination_rate>0.837190970978144</origination_rate></row>
<row _id="820"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2703</denials><originations>15474</originations><total>18177</total><denial_rate>0.14870440666776696</denial_rate><origination_rate>0.851295593332233</origination_rate></row>
<row _id="821"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>255</denials><originations>833</originations><total>1088</total><denial_rate>0.234375</denial_rate><origination_rate>0.765625</origination_rate></row>
<row _id="822"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>280</denials><originations>3618</originations><total>3898</total><denial_rate>0.07183170856849666</denial_rate><origination_rate>0.9281682914315034</origination_rate></row>
<row _id="823"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2669</denials><originations>12802</originations><total>15471</total><denial_rate>0.1725163208583802</denial_rate><origination_rate>0.8274836791416198</origination_rate></row>
<row _id="824"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3204</denials><originations>17253</originations><total>20457</total><denial_rate>0.15662120545534536</denial_rate><origination_rate>0.8433787945446546</origination_rate></row>
<row _id="825"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>32</denials><originations>44</originations><total>76</total><denial_rate>0.42105263157894735</denial_rate><origination_rate>0.5789473684210527</origination_rate></row>
<row _id="826"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>55</denials><originations>359</originations><total>414</total><denial_rate>0.13285024154589373</denial_rate><origination_rate>0.8671497584541062</origination_rate></row>
<row _id="827"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>311</denials><originations>947</originations><total>1258</total><denial_rate>0.24721780604133545</denial_rate><origination_rate>0.7527821939586645</origination_rate></row>
<row _id="828"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>398</denials><originations>1350</originations><total>1748</total><denial_rate>0.22768878718535468</denial_rate><origination_rate>0.7723112128146453</origination_rate></row>
<row _id="829"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>230</denials><originations>825</originations><total>1055</total><denial_rate>0.21800947867298578</denial_rate><origination_rate>0.7819905213270142</origination_rate></row>
<row _id="830"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>238</denials><originations>3291</originations><total>3529</total><denial_rate>0.06744120147350524</denial_rate><origination_rate>0.9325587985264947</origination_rate></row>
<row _id="831"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2448</denials><originations>12084</originations><total>14532</total><denial_rate>0.16845582163501238</denial_rate><origination_rate>0.8315441783649876</origination_rate></row>
<row _id="832"><year>2009</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>2916</denials><originations>16200</originations><total>19116</total><denial_rate>0.15254237288135594</denial_rate><origination_rate>0.847457627118644</origination_rate></row>
<row _id="833"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>43</denials><originations>26</originations><total>69</total><denial_rate>0.6231884057971014</denial_rate><origination_rate>0.37681159420289856</origination_rate></row>
<row _id="834"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>71</denials><originations>244</originations><total>315</total><denial_rate>0.2253968253968254</denial_rate><origination_rate>0.7746031746031746</origination_rate></row>
<row _id="835"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>206</denials><originations>295</originations><total>501</total><denial_rate>0.4111776447105788</denial_rate><origination_rate>0.5888223552894212</origination_rate></row>
<row _id="836"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>320</denials><originations>565</originations><total>885</total><denial_rate>0.3615819209039548</denial_rate><origination_rate>0.6384180790960452</origination_rate></row>
<row _id="837"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>250</denials><originations>104</originations><total>354</total><denial_rate>0.7062146892655368</denial_rate><origination_rate>0.2937853107344633</origination_rate></row>
<row _id="838"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>94</denials><originations>241</originations><total>335</total><denial_rate>0.28059701492537314</denial_rate><origination_rate>0.7194029850746269</origination_rate></row>
<row _id="839"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>575</denials><originations>460</originations><total>1035</total><denial_rate>0.5555555555555556</denial_rate><origination_rate>0.4444444444444444</origination_rate></row>
<row _id="840"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>919</denials><originations>805</originations><total>1724</total><denial_rate>0.5330626450116009</denial_rate><origination_rate>0.46693735498839906</origination_rate></row>
<row _id="841"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>338</denials><originations>215</originations><total>553</total><denial_rate>0.6112115732368897</denial_rate><origination_rate>0.3887884267631103</origination_rate></row>
<row _id="842"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>173</denials><originations>829</originations><total>1002</total><denial_rate>0.17265469061876249</denial_rate><origination_rate>0.8273453093812375</origination_rate></row>
<row _id="843"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>875</denials><originations>1704</originations><total>2579</total><denial_rate>0.33927879022877083</denial_rate><origination_rate>0.6607212097712292</origination_rate></row>
<row _id="844"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1386</denials><originations>2748</originations><total>4134</total><denial_rate>0.3352685050798258</denial_rate><origination_rate>0.6647314949201741</origination_rate></row>
<row _id="845"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>94</denials><originations>25</originations><total>119</total><denial_rate>0.7899159663865546</denial_rate><origination_rate>0.21008403361344538</origination_rate></row>
<row _id="846"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>37</denials><originations>206</originations><total>243</total><denial_rate>0.1522633744855967</denial_rate><origination_rate>0.8477366255144033</origination_rate></row>
<row _id="847"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>185</denials><originations>182</originations><total>367</total><denial_rate>0.5040871934604905</denial_rate><origination_rate>0.49591280653950953</origination_rate></row>
<row _id="848"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>316</denials><originations>413</originations><total>729</total><denial_rate>0.4334705075445816</denial_rate><origination_rate>0.5665294924554184</origination_rate></row>
<row _id="849"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>458</denials><originations>504</originations><total>962</total><denial_rate>0.4760914760914761</denial_rate><origination_rate>0.5239085239085239</origination_rate></row>
<row _id="850"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>340</denials><originations>2213</originations><total>2553</total><denial_rate>0.13317665491578534</denial_rate><origination_rate>0.8668233450842147</origination_rate></row>
<row _id="851"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1803</denials><originations>5034</originations><total>6837</total><denial_rate>0.26371215445370777</denial_rate><origination_rate>0.7362878455462922</origination_rate></row>
<row _id="852"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2601</denials><originations>7751</originations><total>10352</total><denial_rate>0.25125579598145287</denial_rate><origination_rate>0.7487442040185471</origination_rate></row>
<row _id="853"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>600</denials><originations>536</originations><total>1136</total><denial_rate>0.528169014084507</denial_rate><origination_rate>0.47183098591549294</origination_rate></row>
<row _id="854"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>395</denials><originations>2519</originations><total>2914</total><denial_rate>0.13555250514756348</denial_rate><origination_rate>0.8644474948524365</origination_rate></row>
<row _id="855"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2171</denials><originations>5344</originations><total>7515</total><denial_rate>0.28888888888888886</denial_rate><origination_rate>0.7111111111111111</origination_rate></row>
<row _id="856"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3166</denials><originations>8399</originations><total>11565</total><denial_rate>0.2737570255079983</denial_rate><origination_rate>0.7262429744920017</origination_rate></row>
<row _id="857"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>315</denials><originations>134</originations><total>449</total><denial_rate>0.7015590200445434</denial_rate><origination_rate>0.2984409799554566</origination_rate></row>
<row _id="858"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>168</denials><originations>509</originations><total>677</total><denial_rate>0.2481536189069424</denial_rate><origination_rate>0.7518463810930576</origination_rate></row>
<row _id="859"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>815</denials><originations>800</originations><total>1615</total><denial_rate>0.5046439628482973</denial_rate><origination_rate>0.4953560371517028</origination_rate></row>
<row _id="860"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1298</denials><originations>1443</originations><total>2741</total><denial_rate>0.4735497993433054</denial_rate><origination_rate>0.5264502006566947</origination_rate></row>
<row _id="861"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>374</denials><originations>439</originations><total>813</total><denial_rate>0.46002460024600245</denial_rate><origination_rate>0.5399753997539976</origination_rate></row>
<row _id="862"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>265</denials><originations>2209</originations><total>2474</total><denial_rate>0.10711398544866613</denial_rate><origination_rate>0.8928860145513339</origination_rate></row>
<row _id="863"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1528</denials><originations>4720</originations><total>6248</total><denial_rate>0.24455825864276567</denial_rate><origination_rate>0.7554417413572343</origination_rate></row>
<row _id="864"><year>2009</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>2167</denials><originations>7368</originations><total>9535</total><denial_rate>0.22726796014682749</denial_rate><origination_rate>0.7727320398531725</origination_rate></row>
<row _id="865"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>7</originations><total>15</total><denial_rate>0.5333333333333333</denial_rate><origination_rate>0.4666666666666667</origination_rate></row>
<row _id="866"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>23</denials><originations>145</originations><total>168</total><denial_rate>0.13690476190476192</denial_rate><origination_rate>0.8630952380952381</origination_rate></row>
<row _id="867"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>80</denials><originations>356</originations><total>436</total><denial_rate>0.1834862385321101</denial_rate><origination_rate>0.8165137614678899</origination_rate></row>
<row _id="868"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>111</denials><originations>508</originations><total>619</total><denial_rate>0.17932148626817448</denial_rate><origination_rate>0.8206785137318255</origination_rate></row>
<row _id="869"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>6</denials><originations>9</originations><total>15</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="870"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>2</denials><originations>36</originations><total>38</total><denial_rate>0.05263157894736842</denial_rate><origination_rate>0.9473684210526315</origination_rate></row>
<row _id="871"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>36</denials><originations>65</originations><total>101</total><denial_rate>0.3564356435643564</denial_rate><origination_rate>0.6435643564356436</origination_rate></row>
<row _id="872"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>44</denials><originations>110</originations><total>154</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="873"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>91</denials><originations>207</originations><total>298</total><denial_rate>0.3053691275167785</denial_rate><origination_rate>0.6946308724832215</origination_rate></row>
<row _id="874"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>77</denials><originations>485</originations><total>562</total><denial_rate>0.13701067615658363</denial_rate><origination_rate>0.8629893238434164</origination_rate></row>
<row _id="875"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>477</denials><originations>1653</originations><total>2130</total><denial_rate>0.223943661971831</denial_rate><origination_rate>0.776056338028169</origination_rate></row>
<row _id="876"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>645</denials><originations>2345</originations><total>2990</total><denial_rate>0.2157190635451505</denial_rate><origination_rate>0.7842809364548495</origination_rate></row>
<row _id="877"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>14</denials><originations>8</originations><total>22</total><denial_rate>0.6363636363636364</denial_rate><origination_rate>0.36363636363636365</origination_rate></row>
<row _id="878"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>12</denials><originations>56</originations><total>68</total><denial_rate>0.17647058823529413</denial_rate><origination_rate>0.8235294117647058</origination_rate></row>
<row _id="879"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>37</denials><originations>130</originations><total>167</total><denial_rate>0.2215568862275449</denial_rate><origination_rate>0.7784431137724551</origination_rate></row>
<row _id="880"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>63</denials><originations>194</originations><total>257</total><denial_rate>0.245136186770428</denial_rate><origination_rate>0.754863813229572</origination_rate></row>
<row _id="881"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>210</denials><originations>681</originations><total>891</total><denial_rate>0.2356902356902357</denial_rate><origination_rate>0.7643097643097643</origination_rate></row>
<row _id="882"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>218</denials><originations>2204</originations><total>2422</total><denial_rate>0.09000825763831544</denial_rate><origination_rate>0.9099917423616846</origination_rate></row>
<row _id="883"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1886</denials><originations>8850</originations><total>10736</total><denial_rate>0.17567064083457526</denial_rate><origination_rate>0.8243293591654247</origination_rate></row>
<row _id="884"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2314</denials><originations>11735</originations><total>14049</total><denial_rate>0.16470923197380596</denial_rate><origination_rate>0.8352907680261941</origination_rate></row>
<row _id="885"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>271</denials><originations>819</originations><total>1090</total><denial_rate>0.2486238532110092</denial_rate><origination_rate>0.7513761467889908</origination_rate></row>
<row _id="886"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>257</denials><originations>2527</originations><total>2784</total><denial_rate>0.0923132183908046</denial_rate><origination_rate>0.9076867816091954</origination_rate></row>
<row _id="887"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2161</denials><originations>9748</originations><total>11909</total><denial_rate>0.18145940045343859</denial_rate><origination_rate>0.8185405995465614</origination_rate></row>
<row _id="888"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2689</denials><originations>13094</originations><total>15783</total><denial_rate>0.1703731863397326</denial_rate><origination_rate>0.8296268136602674</origination_rate></row>
<row _id="889"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>15</denials><originations>20</originations><total>35</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="890"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>26</denials><originations>191</originations><total>217</total><denial_rate>0.11981566820276497</denial_rate><origination_rate>0.880184331797235</origination_rate></row>
<row _id="891"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>128</denials><originations>451</originations><total>579</total><denial_rate>0.22107081174438686</denial_rate><origination_rate>0.7789291882556131</origination_rate></row>
<row _id="892"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>169</denials><originations>662</originations><total>831</total><denial_rate>0.20336943441636582</denial_rate><origination_rate>0.7966305655836342</origination_rate></row>
<row _id="893"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>269</denials><originations>812</originations><total>1081</total><denial_rate>0.2488436632747456</denial_rate><origination_rate>0.7511563367252544</origination_rate></row>
<row _id="894"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>247</denials><originations>2397</originations><total>2644</total><denial_rate>0.09341906202723146</denial_rate><origination_rate>0.9065809379727685</origination_rate></row>
<row _id="895"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2095</denials><originations>9458</originations><total>11553</total><denial_rate>0.18133818055916212</denial_rate><origination_rate>0.8186618194408378</origination_rate></row>
<row _id="896"><year>2010</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>2611</denials><originations>12667</originations><total>15278</total><denial_rate>0.17089933237334728</denial_rate><origination_rate>0.8291006676266527</origination_rate></row>
<row _id="897"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>5</denials><originations>5</originations><total>10</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="898"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>91</originations><total>106</total><denial_rate>0.14150943396226415</denial_rate><origination_rate>0.8584905660377359</origination_rate></row>
<row _id="899"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>74</denials><originations>201</originations><total>275</total><denial_rate>0.2690909090909091</denial_rate><origination_rate>0.730909090909091</origination_rate></row>
<row _id="900"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>94</denials><originations>297</originations><total>391</total><denial_rate>0.24040920716112532</denial_rate><origination_rate>0.7595907928388747</origination_rate></row>
<row _id="901"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>26</denials><originations>15</originations><total>41</total><denial_rate>0.6341463414634146</denial_rate><origination_rate>0.36585365853658536</origination_rate></row>
<row _id="902"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>16</denials><originations>92</originations><total>108</total><denial_rate>0.14814814814814814</denial_rate><origination_rate>0.8518518518518519</origination_rate></row>
<row _id="903"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>141</denials><originations>209</originations><total>350</total><denial_rate>0.40285714285714286</denial_rate><origination_rate>0.5971428571428572</origination_rate></row>
<row _id="904"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>183</denials><originations>316</originations><total>499</total><denial_rate>0.3667334669338677</denial_rate><origination_rate>0.6332665330661322</origination_rate></row>
<row _id="905"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>71</denials><originations>81</originations><total>152</total><denial_rate>0.46710526315789475</denial_rate><origination_rate>0.5328947368421053</origination_rate></row>
<row _id="906"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>38</denials><originations>305</originations><total>343</total><denial_rate>0.11078717201166181</denial_rate><origination_rate>0.8892128279883382</origination_rate></row>
<row _id="907"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>388</denials><originations>828</originations><total>1216</total><denial_rate>0.3190789473684211</denial_rate><origination_rate>0.680921052631579</origination_rate></row>
<row _id="908"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>497</denials><originations>1214</originations><total>1711</total><denial_rate>0.29047340736411453</denial_rate><origination_rate>0.7095265926358855</origination_rate></row>
<row _id="909"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>7</denials><originations>9</originations><total>16</total><denial_rate>0.4375</denial_rate><origination_rate>0.5625</origination_rate></row>
<row _id="910"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>4</denials><originations>68</originations><total>72</total><denial_rate>0.05555555555555555</denial_rate><origination_rate>0.9444444444444444</origination_rate></row>
<row _id="911"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>64</denials><originations>131</originations><total>195</total><denial_rate>0.3282051282051282</denial_rate><origination_rate>0.6717948717948717</origination_rate></row>
<row _id="912"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>75</denials><originations>208</originations><total>283</total><denial_rate>0.26501766784452296</denial_rate><origination_rate>0.734982332155477</origination_rate></row>
<row _id="913"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>157</denials><originations>360</originations><total>517</total><denial_rate>0.3036750483558994</denial_rate><origination_rate>0.6963249516441006</origination_rate></row>
<row _id="914"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>131</denials><originations>1203</originations><total>1334</total><denial_rate>0.09820089955022489</denial_rate><origination_rate>0.9017991004497751</origination_rate></row>
<row _id="915"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1226</denials><originations>4605</originations><total>5831</total><denial_rate>0.21025553078374207</denial_rate><origination_rate>0.789744469216258</origination_rate></row>
<row _id="916"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1514</denials><originations>6168</originations><total>7682</total><denial_rate>0.19708409268419683</denial_rate><origination_rate>0.8029159073158032</origination_rate></row>
<row _id="917"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>202</denials><originations>405</originations><total>607</total><denial_rate>0.33278418451400327</denial_rate><origination_rate>0.6672158154859967</origination_rate></row>
<row _id="918"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>154</denials><originations>1379</originations><total>1533</total><denial_rate>0.1004566210045662</denial_rate><origination_rate>0.8995433789954338</origination_rate></row>
<row _id="919"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1436</denials><originations>4939</originations><total>6375</total><denial_rate>0.22525490196078432</denial_rate><origination_rate>0.7747450980392157</origination_rate></row>
<row _id="920"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1792</denials><originations>6723</originations><total>8515</total><denial_rate>0.21045214327657075</denial_rate><origination_rate>0.7895478567234292</origination_rate></row>
<row _id="921"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>32</denials><originations>22</originations><total>54</total><denial_rate>0.5925925925925926</denial_rate><origination_rate>0.4074074074074074</origination_rate></row>
<row _id="922"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>33</denials><originations>193</originations><total>226</total><denial_rate>0.14601769911504425</denial_rate><origination_rate>0.8539823008849557</origination_rate></row>
<row _id="923"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>229</denials><originations>432</originations><total>661</total><denial_rate>0.3464447806354009</denial_rate><origination_rate>0.653555219364599</origination_rate></row>
<row _id="924"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>294</denials><originations>647</originations><total>941</total><denial_rate>0.31243358129649307</denial_rate><origination_rate>0.6875664187035069</origination_rate></row>
<row _id="925"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>181</denials><originations>395</originations><total>576</total><denial_rate>0.3142361111111111</denial_rate><origination_rate>0.6857638888888888</origination_rate></row>
<row _id="926"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>126</denials><originations>1263</originations><total>1389</total><denial_rate>0.09071274298056156</denial_rate><origination_rate>0.9092872570194385</origination_rate></row>
<row _id="927"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1272</denials><originations>4663</originations><total>5935</total><denial_rate>0.2143218197135636</denial_rate><origination_rate>0.7856781802864364</origination_rate></row>
<row _id="928"><year>2010</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1579</denials><originations>6321</originations><total>7900</total><denial_rate>0.19987341772151898</denial_rate><origination_rate>0.800126582278481</origination_rate></row>
<row _id="929"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>10</denials><originations>16</originations><total>26</total><denial_rate>0.38461538461538464</denial_rate><origination_rate>0.6153846153846154</origination_rate></row>
<row _id="930"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>19</denials><originations>69</originations><total>88</total><denial_rate>0.2159090909090909</denial_rate><origination_rate>0.7840909090909091</origination_rate></row>
<row _id="931"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>87</denials><originations>172</originations><total>259</total><denial_rate>0.3359073359073359</denial_rate><origination_rate>0.6640926640926641</origination_rate></row>
<row _id="932"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>116</denials><originations>257</originations><total>373</total><denial_rate>0.3109919571045576</denial_rate><origination_rate>0.6890080428954424</origination_rate></row>
<row _id="933"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>30</denials><originations>29</originations><total>59</total><denial_rate>0.5084745762711864</denial_rate><origination_rate>0.4915254237288136</origination_rate></row>
<row _id="934"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>24</denials><originations>62</originations><total>86</total><denial_rate>0.27906976744186046</denial_rate><origination_rate>0.7209302325581395</origination_rate></row>
<row _id="935"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>119</denials><originations>128</originations><total>247</total><denial_rate>0.4817813765182186</denial_rate><origination_rate>0.5182186234817814</origination_rate></row>
<row _id="936"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>173</denials><originations>219</originations><total>392</total><denial_rate>0.4413265306122449</denial_rate><origination_rate>0.5586734693877551</origination_rate></row>
<row _id="937"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>103</denials><originations>143</originations><total>246</total><denial_rate>0.4186991869918699</denial_rate><origination_rate>0.5813008130081301</origination_rate></row>
<row _id="938"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>62</denials><originations>286</originations><total>348</total><denial_rate>0.1781609195402299</denial_rate><origination_rate>0.8218390804597702</origination_rate></row>
<row _id="939"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>408</denials><originations>737</originations><total>1145</total><denial_rate>0.3563318777292576</denial_rate><origination_rate>0.6436681222707423</origination_rate></row>
<row _id="940"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>573</denials><originations>1166</originations><total>1739</total><denial_rate>0.3294997124784359</denial_rate><origination_rate>0.6705002875215641</origination_rate></row>
<row _id="941"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>27</denials><originations>17</originations><total>44</total><denial_rate>0.6136363636363636</denial_rate><origination_rate>0.38636363636363635</origination_rate></row>
<row _id="942"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>24</denials><originations>69</originations><total>93</total><denial_rate>0.25806451612903225</denial_rate><origination_rate>0.7419354838709677</origination_rate></row>
<row _id="943"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>84</denials><originations>102</originations><total>186</total><denial_rate>0.45161290322580644</denial_rate><origination_rate>0.5483870967741935</origination_rate></row>
<row _id="944"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>135</denials><originations>188</originations><total>323</total><denial_rate>0.4179566563467492</denial_rate><origination_rate>0.5820433436532507</origination_rate></row>
<row _id="945"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>192</denials><originations>337</originations><total>529</total><denial_rate>0.3629489603024575</denial_rate><origination_rate>0.6370510396975425</origination_rate></row>
<row _id="946"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>149</denials><originations>886</originations><total>1035</total><denial_rate>0.14396135265700483</denial_rate><origination_rate>0.8560386473429952</origination_rate></row>
<row _id="947"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1062</denials><originations>3499</originations><total>4561</total><denial_rate>0.232843674632756</denial_rate><origination_rate>0.767156325367244</origination_rate></row>
<row _id="948"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1403</denials><originations>4722</originations><total>6125</total><denial_rate>0.2290612244897959</denial_rate><origination_rate>0.7709387755102041</origination_rate></row>
<row _id="949"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>248</denials><originations>439</originations><total>687</total><denial_rate>0.3609898107714702</denial_rate><origination_rate>0.6390101892285298</origination_rate></row>
<row _id="950"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>168</denials><originations>1049</originations><total>1217</total><denial_rate>0.13804437140509448</denial_rate><origination_rate>0.8619556285949055</origination_rate></row>
<row _id="951"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1272</denials><originations>3887</originations><total>5159</total><denial_rate>0.24655941073851523</denial_rate><origination_rate>0.7534405892614848</origination_rate></row>
<row _id="952"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1688</denials><originations>5375</originations><total>7063</total><denial_rate>0.2389919297748832</denial_rate><origination_rate>0.7610080702251169</origination_rate></row>
<row _id="953"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>48</denials><originations>46</originations><total>94</total><denial_rate>0.5106382978723404</denial_rate><origination_rate>0.48936170212765956</origination_rate></row>
<row _id="954"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>45</denials><originations>141</originations><total>186</total><denial_rate>0.24193548387096775</denial_rate><origination_rate>0.7580645161290323</origination_rate></row>
<row _id="955"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>224</denials><originations>320</originations><total>544</total><denial_rate>0.4117647058823529</denial_rate><origination_rate>0.5882352941176471</origination_rate></row>
<row _id="956"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>317</denials><originations>507</originations><total>824</total><denial_rate>0.38470873786407767</denial_rate><origination_rate>0.6152912621359223</origination_rate></row>
<row _id="957"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>225</denials><originations>412</originations><total>637</total><denial_rate>0.3532182103610675</denial_rate><origination_rate>0.6467817896389325</origination_rate></row>
<row _id="958"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>146</denials><originations>977</originations><total>1123</total><denial_rate>0.13000890471950133</denial_rate><origination_rate>0.8699910952804987</origination_rate></row>
<row _id="959"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1120</denials><originations>3674</originations><total>4794</total><denial_rate>0.23362536503963288</denial_rate><origination_rate>0.7663746349603672</origination_rate></row>
<row _id="960"><year>2010</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1491</denials><originations>5063</originations><total>6554</total><denial_rate>0.22749465974977112</denial_rate><origination_rate>0.7725053402502289</origination_rate></row>
<row _id="961"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>5</originations><total>13</total><denial_rate>0.6153846153846154</denial_rate><origination_rate>0.38461538461538464</origination_rate></row>
<row _id="962"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>11</denials><originations>121</originations><total>132</total><denial_rate>0.08333333333333333</denial_rate><origination_rate>0.9166666666666666</origination_rate></row>
<row _id="963"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>77</denials><originations>412</originations><total>489</total><denial_rate>0.1574642126789366</denial_rate><origination_rate>0.8425357873210634</origination_rate></row>
<row _id="964"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>96</denials><originations>538</originations><total>634</total><denial_rate>0.15141955835962145</denial_rate><origination_rate>0.8485804416403786</origination_rate></row>
<row _id="965"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>8</denials><originations>10</originations><total>18</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="966"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>11</denials><originations>49</originations><total>60</total><denial_rate>0.18333333333333332</denial_rate><origination_rate>0.8166666666666667</origination_rate></row>
<row _id="967"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>56</denials><originations>100</originations><total>156</total><denial_rate>0.358974358974359</denial_rate><origination_rate>0.6410256410256411</origination_rate></row>
<row _id="968"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>75</denials><originations>159</originations><total>234</total><denial_rate>0.32051282051282054</denial_rate><origination_rate>0.6794871794871795</origination_rate></row>
<row _id="969"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>48</denials><originations>101</originations><total>149</total><denial_rate>0.3221476510067114</denial_rate><origination_rate>0.6778523489932886</origination_rate></row>
<row _id="970"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>43</denials><originations>414</originations><total>457</total><denial_rate>0.09409190371991247</denial_rate><origination_rate>0.9059080962800875</origination_rate></row>
<row _id="971"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>360</denials><originations>1274</originations><total>1634</total><denial_rate>0.22031823745410037</denial_rate><origination_rate>0.7796817625458996</origination_rate></row>
<row _id="972"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>451</denials><originations>1789</originations><total>2240</total><denial_rate>0.20133928571428572</denial_rate><origination_rate>0.7986607142857143</origination_rate></row>
<row _id="973"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>4</denials><originations>4</originations><total>8</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="974"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>13</denials><originations>50</originations><total>63</total><denial_rate>0.20634920634920634</denial_rate><origination_rate>0.7936507936507936</origination_rate></row>
<row _id="975"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>41</denials><originations>109</originations><total>150</total><denial_rate>0.2733333333333333</denial_rate><origination_rate>0.7266666666666667</origination_rate></row>
<row _id="976"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>58</denials><originations>163</originations><total>221</total><denial_rate>0.26244343891402716</denial_rate><origination_rate>0.7375565610859729</origination_rate></row>
<row _id="977"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>134</denials><originations>455</originations><total>589</total><denial_rate>0.22750424448217318</denial_rate><origination_rate>0.7724957555178268</origination_rate></row>
<row _id="978"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>220</denials><originations>2004</originations><total>2224</total><denial_rate>0.09892086330935251</denial_rate><origination_rate>0.9010791366906474</origination_rate></row>
<row _id="979"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1508</denials><originations>7970</originations><total>9478</total><denial_rate>0.1591052964760498</denial_rate><origination_rate>0.8408947035239502</origination_rate></row>
<row _id="980"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1862</denials><originations>10429</originations><total>12291</total><denial_rate>0.15149296233016027</denial_rate><origination_rate>0.8485070376698397</origination_rate></row>
<row _id="981"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>159</denials><originations>494</originations><total>653</total><denial_rate>0.2434915773353752</denial_rate><origination_rate>0.7565084226646248</origination_rate></row>
<row _id="982"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>233</denials><originations>2252</originations><total>2485</total><denial_rate>0.0937625754527163</denial_rate><origination_rate>0.9062374245472837</origination_rate></row>
<row _id="983"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1680</denials><originations>8590</originations><total>10270</total><denial_rate>0.16358325219084713</denial_rate><origination_rate>0.8364167478091529</origination_rate></row>
<row _id="984"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2072</denials><originations>11336</originations><total>13408</total><denial_rate>0.15453460620525059</denial_rate><origination_rate>0.8454653937947494</origination_rate></row>
<row _id="985"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>17</denials><originations>16</originations><total>33</total><denial_rate>0.5151515151515151</denial_rate><origination_rate>0.48484848484848486</origination_rate></row>
<row _id="986"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>23</denials><originations>178</originations><total>201</total><denial_rate>0.11442786069651742</denial_rate><origination_rate>0.8855721393034826</origination_rate></row>
<row _id="987"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>138</denials><originations>531</originations><total>669</total><denial_rate>0.2062780269058296</denial_rate><origination_rate>0.7937219730941704</origination_rate></row>
<row _id="988"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>178</denials><originations>725</originations><total>903</total><denial_rate>0.19712070874861573</denial_rate><origination_rate>0.8028792912513842</origination_rate></row>
<row _id="989"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>150</denials><originations>482</originations><total>632</total><denial_rate>0.23734177215189872</denial_rate><origination_rate>0.7626582278481012</origination_rate></row>
<row _id="990"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>219</denials><originations>2113</originations><total>2332</total><denial_rate>0.09391080617495712</denial_rate><origination_rate>0.9060891938250428</origination_rate></row>
<row _id="991"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1575</denials><originations>8138</originations><total>9713</total><denial_rate>0.16215381447544527</denial_rate><origination_rate>0.8378461855245547</origination_rate></row>
<row _id="992"><year>2010</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1944</denials><originations>10733</originations><total>12677</total><denial_rate>0.15334858404985408</denial_rate><origination_rate>0.8466514159501459</origination_rate></row>
<row _id="993"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>18</originations><total>31</total><denial_rate>0.41935483870967744</denial_rate><origination_rate>0.5806451612903226</origination_rate></row>
<row _id="994"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>20</denials><originations>111</originations><total>131</total><denial_rate>0.15267175572519084</denial_rate><origination_rate>0.8473282442748091</origination_rate></row>
<row _id="995"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>73</denials><originations>245</originations><total>318</total><denial_rate>0.22955974842767296</denial_rate><origination_rate>0.7704402515723271</origination_rate></row>
<row _id="996"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>106</denials><originations>374</originations><total>480</total><denial_rate>0.22083333333333333</denial_rate><origination_rate>0.7791666666666667</origination_rate></row>
<row _id="997"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>30</denials><originations>14</originations><total>44</total><denial_rate>0.6818181818181818</denial_rate><origination_rate>0.3181818181818182</origination_rate></row>
<row _id="998"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>20</denials><originations>94</originations><total>114</total><denial_rate>0.17543859649122806</denial_rate><origination_rate>0.8245614035087719</origination_rate></row>
<row _id="999"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>98</denials><originations>134</originations><total>232</total><denial_rate>0.4224137931034483</denial_rate><origination_rate>0.5775862068965517</origination_rate></row>
<row _id="1000"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>148</denials><originations>242</originations><total>390</total><denial_rate>0.37948717948717947</denial_rate><origination_rate>0.6205128205128205</origination_rate></row>
<row _id="1001"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>73</denials><originations>118</originations><total>191</total><denial_rate>0.38219895287958117</denial_rate><origination_rate>0.6178010471204188</origination_rate></row>
<row _id="1002"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>54</denials><originations>344</originations><total>398</total><denial_rate>0.135678391959799</denial_rate><origination_rate>0.864321608040201</origination_rate></row>
<row _id="1003"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>343</denials><originations>1067</originations><total>1410</total><denial_rate>0.24326241134751772</denial_rate><origination_rate>0.7567375886524823</origination_rate></row>
<row _id="1004"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>470</denials><originations>1529</originations><total>1999</total><denial_rate>0.2351175587793897</denial_rate><origination_rate>0.7648824412206103</origination_rate></row>
<row _id="1005"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>5</denials><originations>5</originations><total>10</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1006"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>5</denials><originations>26</originations><total>31</total><denial_rate>0.16129032258064516</denial_rate><origination_rate>0.8387096774193549</origination_rate></row>
<row _id="1007"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>10</denials><originations>66</originations><total>76</total><denial_rate>0.13157894736842105</denial_rate><origination_rate>0.868421052631579</origination_rate></row>
<row _id="1008"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>20</denials><originations>97</originations><total>117</total><denial_rate>0.17094017094017094</denial_rate><origination_rate>0.8290598290598291</origination_rate></row>
<row _id="1009"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>131</denials><originations>419</originations><total>550</total><denial_rate>0.2381818181818182</denial_rate><origination_rate>0.7618181818181818</origination_rate></row>
<row _id="1010"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>165</denials><originations>1340</originations><total>1505</total><denial_rate>0.10963455149501661</denial_rate><origination_rate>0.8903654485049833</origination_rate></row>
<row _id="1011"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1171</denials><originations>5278</originations><total>6449</total><denial_rate>0.1815785393084199</denial_rate><origination_rate>0.8184214606915801</origination_rate></row>
<row _id="1012"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1467</denials><originations>7037</originations><total>8504</total><denial_rate>0.17250705550329257</denial_rate><origination_rate>0.8274929444967074</origination_rate></row>
<row _id="1013"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>183</denials><originations>490</originations><total>673</total><denial_rate>0.27191679049034173</denial_rate><origination_rate>0.7280832095096582</origination_rate></row>
<row _id="1014"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>197</denials><originations>1566</originations><total>1763</total><denial_rate>0.11174134997163924</denial_rate><origination_rate>0.8882586500283608</origination_rate></row>
<row _id="1015"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1400</denials><originations>5923</originations><total>7323</total><denial_rate>0.19117847876553326</denial_rate><origination_rate>0.8088215212344667</origination_rate></row>
<row _id="1016"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1780</denials><originations>7979</originations><total>9759</total><denial_rate>0.18239573726816272</denial_rate><origination_rate>0.8176042627318373</origination_rate></row>
<row _id="1017"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>43</denials><originations>34</originations><total>77</total><denial_rate>0.5584415584415584</denial_rate><origination_rate>0.44155844155844154</origination_rate></row>
<row _id="1018"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>40</denials><originations>214</originations><total>254</total><denial_rate>0.15748031496062992</denial_rate><origination_rate>0.84251968503937</origination_rate></row>
<row _id="1019"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>179</denials><originations>401</originations><total>580</total><denial_rate>0.3086206896551724</denial_rate><origination_rate>0.6913793103448276</origination_rate></row>
<row _id="1020"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>262</denials><originations>649</originations><total>911</total><denial_rate>0.287596048298573</denial_rate><origination_rate>0.712403951701427</origination_rate></row>
<row _id="1021"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>149</denials><originations>459</originations><total>608</total><denial_rate>0.2450657894736842</denial_rate><origination_rate>0.7549342105263158</origination_rate></row>
<row _id="1022"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>157</denials><originations>1364</originations><total>1521</total><denial_rate>0.1032215647600263</denial_rate><origination_rate>0.8967784352399737</origination_rate></row>
<row _id="1023"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1241</denials><originations>5599</originations><total>6840</total><denial_rate>0.1814327485380117</denial_rate><origination_rate>0.8185672514619883</origination_rate></row>
<row _id="1024"><year>2010</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1547</denials><originations>7422</originations><total>8969</total><denial_rate>0.17248299698963096</denial_rate><origination_rate>0.827517003010369</origination_rate></row>
<row _id="1025"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>0</denials><originations>1</originations><total>1</total><denial_rate>0.0</denial_rate><origination_rate>1.0</origination_rate></row>
<row _id="1026"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>6</denials><originations>22</originations><total>28</total><denial_rate>0.21428571428571427</denial_rate><origination_rate>0.7857142857142857</origination_rate></row>
<row _id="1027"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>41</denials><originations>56</originations><total>97</total><denial_rate>0.422680412371134</denial_rate><origination_rate>0.5773195876288659</origination_rate></row>
<row _id="1028"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>47</denials><originations>79</originations><total>126</total><denial_rate>0.373015873015873</denial_rate><origination_rate>0.626984126984127</origination_rate></row>
<row _id="1029"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>17</denials><originations>18</originations><total>35</total><denial_rate>0.4857142857142857</denial_rate><origination_rate>0.5142857142857142</origination_rate></row>
<row _id="1030"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>18</denials><originations>41</originations><total>59</total><denial_rate>0.3050847457627119</denial_rate><origination_rate>0.6949152542372882</origination_rate></row>
<row _id="1031"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>56</denials><originations>94</originations><total>150</total><denial_rate>0.37333333333333335</denial_rate><origination_rate>0.6266666666666667</origination_rate></row>
<row _id="1032"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>91</denials><originations>153</originations><total>244</total><denial_rate>0.3729508196721312</denial_rate><origination_rate>0.6270491803278688</origination_rate></row>
<row _id="1033"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>64</denials><originations>110</originations><total>174</total><denial_rate>0.367816091954023</denial_rate><origination_rate>0.632183908045977</origination_rate></row>
<row _id="1034"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>52</denials><originations>187</originations><total>239</total><denial_rate>0.2175732217573222</denial_rate><origination_rate>0.7824267782426778</origination_rate></row>
<row _id="1035"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>263</denials><originations>581</originations><total>844</total><denial_rate>0.31161137440758296</denial_rate><origination_rate>0.6883886255924171</origination_rate></row>
<row _id="1036"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>379</denials><originations>878</originations><total>1257</total><denial_rate>0.3015115354017502</denial_rate><origination_rate>0.6984884645982498</origination_rate></row>
<row _id="1037"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>1</denials><originations>4</originations><total>5</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="1038"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>7</denials><originations>20</originations><total>27</total><denial_rate>0.25925925925925924</denial_rate><origination_rate>0.7407407407407407</origination_rate></row>
<row _id="1039"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>59</originations><total>84</total><denial_rate>0.2976190476190476</denial_rate><origination_rate>0.7023809523809523</origination_rate></row>
<row _id="1040"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>33</denials><originations>83</originations><total>116</total><denial_rate>0.28448275862068967</denial_rate><origination_rate>0.7155172413793104</origination_rate></row>
<row _id="1041"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>144</denials><originations>317</originations><total>461</total><denial_rate>0.3123644251626898</denial_rate><origination_rate>0.6876355748373102</origination_rate></row>
<row _id="1042"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>117</denials><originations>745</originations><total>862</total><denial_rate>0.1357308584686775</denial_rate><origination_rate>0.8642691415313225</origination_rate></row>
<row _id="1043"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>827</denials><originations>2795</originations><total>3622</total><denial_rate>0.22832689122032027</denial_rate><origination_rate>0.7716731087796798</origination_rate></row>
<row _id="1044"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1088</denials><originations>3857</originations><total>4945</total><denial_rate>0.22002022244691607</denial_rate><origination_rate>0.7799797775530839</origination_rate></row>
<row _id="1045"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>191</denials><originations>398</originations><total>589</total><denial_rate>0.3242784380305603</denial_rate><origination_rate>0.6757215619694398</origination_rate></row>
<row _id="1046"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>155</denials><originations>857</originations><total>1012</total><denial_rate>0.15316205533596838</denial_rate><origination_rate>0.8468379446640316</origination_rate></row>
<row _id="1047"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>984</denials><originations>3087</originations><total>4071</total><denial_rate>0.2417096536477524</denial_rate><origination_rate>0.7582903463522476</origination_rate></row>
<row _id="1048"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1330</denials><originations>4342</originations><total>5672</total><denial_rate>0.2344851904090268</denial_rate><origination_rate>0.7655148095909732</origination_rate></row>
<row _id="1049"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>21</denials><originations>22</originations><total>43</total><denial_rate>0.4883720930232558</denial_rate><origination_rate>0.5116279069767442</origination_rate></row>
<row _id="1050"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>25</denials><originations>67</originations><total>92</total><denial_rate>0.2717391304347826</denial_rate><origination_rate>0.7282608695652174</origination_rate></row>
<row _id="1051"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>101</denials><originations>163</originations><total>264</total><denial_rate>0.38257575757575757</denial_rate><origination_rate>0.6174242424242424</origination_rate></row>
<row _id="1052"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>147</denials><originations>252</originations><total>399</total><denial_rate>0.3684210526315789</denial_rate><origination_rate>0.631578947368421</origination_rate></row>
<row _id="1053"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>173</denials><originations>384</originations><total>557</total><denial_rate>0.3105924596050269</denial_rate><origination_rate>0.6894075403949731</origination_rate></row>
<row _id="1054"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>135</denials><originations>815</originations><total>950</total><denial_rate>0.14210526315789473</denial_rate><origination_rate>0.8578947368421053</origination_rate></row>
<row _id="1055"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>906</denials><originations>2990</originations><total>3896</total><denial_rate>0.23254620123203285</denial_rate><origination_rate>0.7674537987679672</origination_rate></row>
<row _id="1056"><year>2010</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1214</denials><originations>4189</originations><total>5403</total><denial_rate>0.22468998704423468</denial_rate><origination_rate>0.7753100129557653</origination_rate></row>
<row _id="1057"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>14</originations><total>18</total><denial_rate>0.2222222222222222</denial_rate><origination_rate>0.7777777777777778</origination_rate></row>
<row _id="1058"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>23</denials><originations>198</originations><total>221</total><denial_rate>0.10407239819004525</denial_rate><origination_rate>0.8959276018099548</origination_rate></row>
<row _id="1059"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>134</denials><originations>533</originations><total>667</total><denial_rate>0.20089955022488756</denial_rate><origination_rate>0.7991004497751124</origination_rate></row>
<row _id="1060"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>161</denials><originations>745</originations><total>906</total><denial_rate>0.17770419426048564</denial_rate><origination_rate>0.8222958057395143</origination_rate></row>
<row _id="1061"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>16</denials><originations>17</originations><total>33</total><denial_rate>0.48484848484848486</denial_rate><origination_rate>0.5151515151515151</origination_rate></row>
<row _id="1062"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>13</denials><originations>51</originations><total>64</total><denial_rate>0.203125</denial_rate><origination_rate>0.796875</origination_rate></row>
<row _id="1063"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>77</denials><originations>86</originations><total>163</total><denial_rate>0.4723926380368098</denial_rate><origination_rate>0.5276073619631901</origination_rate></row>
<row _id="1064"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>106</denials><originations>154</originations><total>260</total><denial_rate>0.4076923076923077</denial_rate><origination_rate>0.5923076923076923</origination_rate></row>
<row _id="1065"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>39</denials><originations>56</originations><total>95</total><denial_rate>0.4105263157894737</denial_rate><origination_rate>0.5894736842105263</origination_rate></row>
<row _id="1066"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>34</denials><originations>220</originations><total>254</total><denial_rate>0.13385826771653545</denial_rate><origination_rate>0.8661417322834646</origination_rate></row>
<row _id="1067"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>211</denials><originations>560</originations><total>771</total><denial_rate>0.27367055771725035</denial_rate><origination_rate>0.7263294422827496</origination_rate></row>
<row _id="1068"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>284</denials><originations>836</originations><total>1120</total><denial_rate>0.25357142857142856</denial_rate><origination_rate>0.7464285714285714</origination_rate></row>
<row _id="1069"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>11</originations><total>17</total><denial_rate>0.35294117647058826</denial_rate><origination_rate>0.6470588235294118</origination_rate></row>
<row _id="1070"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>14</denials><originations>71</originations><total>85</total><denial_rate>0.16470588235294117</denial_rate><origination_rate>0.8352941176470589</origination_rate></row>
<row _id="1071"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>73</denials><originations>106</originations><total>179</total><denial_rate>0.40782122905027934</denial_rate><origination_rate>0.5921787709497207</origination_rate></row>
<row _id="1072"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>93</denials><originations>188</originations><total>281</total><denial_rate>0.3309608540925267</denial_rate><origination_rate>0.6690391459074733</origination_rate></row>
<row _id="1073"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>64</denials><originations>177</originations><total>241</total><denial_rate>0.26556016597510373</denial_rate><origination_rate>0.7344398340248963</origination_rate></row>
<row _id="1074"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>86</denials><originations>795</originations><total>881</total><denial_rate>0.09761634506242906</denial_rate><origination_rate>0.9023836549375709</origination_rate></row>
<row _id="1075"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>795</denials><originations>2938</originations><total>3733</total><denial_rate>0.21296544334315565</denial_rate><origination_rate>0.7870345566568444</origination_rate></row>
<row _id="1076"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>945</denials><originations>3910</originations><total>4855</total><denial_rate>0.19464469618949537</denial_rate><origination_rate>0.8053553038105047</origination_rate></row>
<row _id="1077"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>92</denials><originations>214</originations><total>306</total><denial_rate>0.3006535947712418</denial_rate><origination_rate>0.6993464052287581</origination_rate></row>
<row _id="1078"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>94</denials><originations>903</originations><total>997</total><denial_rate>0.09428284854563691</denial_rate><origination_rate>0.905717151454363</origination_rate></row>
<row _id="1079"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>870</denials><originations>3215</originations><total>4085</total><denial_rate>0.21297429620563035</denial_rate><origination_rate>0.7870257037943696</origination_rate></row>
<row _id="1080"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1056</denials><originations>4332</originations><total>5388</total><denial_rate>0.19599109131403117</denial_rate><origination_rate>0.8040089086859689</origination_rate></row>
<row _id="1081"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>20</denials><originations>31</originations><total>51</total><denial_rate>0.39215686274509803</denial_rate><origination_rate>0.6078431372549019</origination_rate></row>
<row _id="1082"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>40</denials><originations>251</originations><total>291</total><denial_rate>0.13745704467353953</denial_rate><origination_rate>0.8625429553264605</origination_rate></row>
<row _id="1083"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>225</denials><originations>637</originations><total>862</total><denial_rate>0.26102088167053367</denial_rate><origination_rate>0.7389791183294664</origination_rate></row>
<row _id="1084"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>285</denials><originations>919</originations><total>1204</total><denial_rate>0.2367109634551495</denial_rate><origination_rate>0.7632890365448505</origination_rate></row>
<row _id="1085"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>78</denials><originations>195</originations><total>273</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="1086"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>64</denials><originations>723</originations><total>787</total><denial_rate>0.08132147395171538</denial_rate><origination_rate>0.9186785260482846</origination_rate></row>
<row _id="1087"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>703</denials><originations>2686</originations><total>3389</total><denial_rate>0.2074358217763352</denial_rate><origination_rate>0.7925641782236648</origination_rate></row>
<row _id="1088"><year>2010</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>845</denials><originations>3604</originations><total>4449</total><denial_rate>0.18993032142054395</denial_rate><origination_rate>0.8100696785794561</origination_rate></row>
<row _id="1089"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>14</denials><originations>15</originations><total>29</total><denial_rate>0.4827586206896552</denial_rate><origination_rate>0.5172413793103449</origination_rate></row>
<row _id="1090"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>29</denials><originations>262</originations><total>291</total><denial_rate>0.09965635738831616</denial_rate><origination_rate>0.9003436426116839</origination_rate></row>
<row _id="1091"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>156</denials><originations>637</originations><total>793</total><denial_rate>0.19672131147540983</denial_rate><origination_rate>0.8032786885245902</origination_rate></row>
<row _id="1092"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>199</denials><originations>914</originations><total>1113</total><denial_rate>0.17879604672057503</denial_rate><origination_rate>0.821203953279425</origination_rate></row>
<row _id="1093"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>18</denials><originations>14</originations><total>32</total><denial_rate>0.5625</denial_rate><origination_rate>0.4375</origination_rate></row>
<row _id="1094"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>18</denials><originations>120</originations><total>138</total><denial_rate>0.13043478260869565</denial_rate><origination_rate>0.8695652173913043</origination_rate></row>
<row _id="1095"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>107</denials><originations>226</originations><total>333</total><denial_rate>0.3213213213213213</denial_rate><origination_rate>0.6786786786786787</origination_rate></row>
<row _id="1096"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>143</denials><originations>360</originations><total>503</total><denial_rate>0.28429423459244535</denial_rate><origination_rate>0.7157057654075547</origination_rate></row>
<row _id="1097"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>112</denials><originations>195</originations><total>307</total><denial_rate>0.36482084690553745</denial_rate><origination_rate>0.6351791530944625</origination_rate></row>
<row _id="1098"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>78</denials><originations>689</originations><total>767</total><denial_rate>0.1016949152542373</denial_rate><origination_rate>0.8983050847457628</origination_rate></row>
<row _id="1099"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>557</denials><originations>2044</originations><total>2601</total><denial_rate>0.21414840445982314</denial_rate><origination_rate>0.7858515955401768</origination_rate></row>
<row _id="1100"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>747</denials><originations>2928</originations><total>3675</total><denial_rate>0.20326530612244897</denial_rate><origination_rate>0.796734693877551</origination_rate></row>
<row _id="1101"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>11</originations><total>19</total><denial_rate>0.42105263157894735</denial_rate><origination_rate>0.5789473684210527</origination_rate></row>
<row _id="1102"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>62</originations><total>68</total><denial_rate>0.08823529411764706</denial_rate><origination_rate>0.9117647058823529</origination_rate></row>
<row _id="1103"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>52</denials><originations>147</originations><total>199</total><denial_rate>0.2613065326633166</denial_rate><origination_rate>0.7386934673366834</origination_rate></row>
<row _id="1104"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>66</denials><originations>220</originations><total>286</total><denial_rate>0.23076923076923078</denial_rate><origination_rate>0.7692307692307693</origination_rate></row>
<row _id="1105"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>214</denials><originations>681</originations><total>895</total><denial_rate>0.23910614525139665</denial_rate><origination_rate>0.7608938547486034</origination_rate></row>
<row _id="1106"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>227</denials><originations>2833</originations><total>3060</total><denial_rate>0.07418300653594771</denial_rate><origination_rate>0.9258169934640523</origination_rate></row>
<row _id="1107"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2100</denials><originations>10642</originations><total>12742</total><denial_rate>0.1648092921048501</denial_rate><origination_rate>0.8351907078951499</origination_rate></row>
<row _id="1108"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2541</denials><originations>14156</originations><total>16697</total><denial_rate>0.15218302689105828</denial_rate><origination_rate>0.8478169731089418</origination_rate></row>
<row _id="1109"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>292</denials><originations>779</originations><total>1071</total><denial_rate>0.2726423902894491</denial_rate><origination_rate>0.7273576097105509</origination_rate></row>
<row _id="1110"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>285</denials><originations>3305</originations><total>3590</total><denial_rate>0.07938718662952646</denial_rate><origination_rate>0.9206128133704735</origination_rate></row>
<row _id="1111"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2413</denials><originations>11803</originations><total>14216</total><denial_rate>0.16973832301631964</denial_rate><origination_rate>0.8302616769836804</origination_rate></row>
<row _id="1112"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2990</denials><originations>15887</originations><total>18877</total><denial_rate>0.15839381257615087</denial_rate><origination_rate>0.8416061874238492</origination_rate></row>
<row _id="1113"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>38</denials><originations>34</originations><total>72</total><denial_rate>0.5277777777777778</denial_rate><origination_rate>0.4722222222222222</origination_rate></row>
<row _id="1114"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>50</denials><originations>391</originations><total>441</total><denial_rate>0.11337868480725624</denial_rate><origination_rate>0.8866213151927438</origination_rate></row>
<row _id="1115"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>274</denials><originations>896</originations><total>1170</total><denial_rate>0.2341880341880342</denial_rate><origination_rate>0.7658119658119659</origination_rate></row>
<row _id="1116"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>362</denials><originations>1321</originations><total>1683</total><denial_rate>0.21509209744503863</denial_rate><origination_rate>0.7849079025549613</origination_rate></row>
<row _id="1117"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>264</denials><originations>771</originations><total>1035</total><denial_rate>0.25507246376811593</denial_rate><origination_rate>0.744927536231884</origination_rate></row>
<row _id="1118"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>238</denials><originations>2968</originations><total>3206</total><denial_rate>0.07423580786026202</denial_rate><origination_rate>0.925764192139738</origination_rate></row>
<row _id="1119"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2185</denials><originations>11078</originations><total>13263</total><denial_rate>0.16474402473045313</denial_rate><origination_rate>0.8352559752695469</origination_rate></row>
<row _id="1120"><year>2010</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>2687</denials><originations>14817</originations><total>17504</total><denial_rate>0.1535077696526508</denial_rate><origination_rate>0.8464922303473492</origination_rate></row>
<row _id="1121"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>48</denials><originations>22</originations><total>70</total><denial_rate>0.6857142857142857</denial_rate><origination_rate>0.3142857142857143</origination_rate></row>
<row _id="1122"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>57</denials><originations>243</originations><total>300</total><denial_rate>0.19</denial_rate><origination_rate>0.81</origination_rate></row>
<row _id="1123"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>137</denials><originations>257</originations><total>394</total><denial_rate>0.3477157360406091</denial_rate><origination_rate>0.6522842639593909</origination_rate></row>
<row _id="1124"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>242</denials><originations>522</originations><total>764</total><denial_rate>0.31675392670157065</denial_rate><origination_rate>0.6832460732984293</origination_rate></row>
<row _id="1125"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>208</denials><originations>109</originations><total>317</total><denial_rate>0.6561514195583596</denial_rate><origination_rate>0.3438485804416404</origination_rate></row>
<row _id="1126"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>73</denials><originations>225</originations><total>298</total><denial_rate>0.24496644295302014</denial_rate><origination_rate>0.7550335570469798</origination_rate></row>
<row _id="1127"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>383</denials><originations>360</originations><total>743</total><denial_rate>0.5154777927321669</denial_rate><origination_rate>0.4845222072678331</origination_rate></row>
<row _id="1128"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>664</denials><originations>694</originations><total>1358</total><denial_rate>0.4889543446244477</denial_rate><origination_rate>0.5110456553755522</origination_rate></row>
<row _id="1129"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>288</denials><originations>227</originations><total>515</total><denial_rate>0.5592233009708738</denial_rate><origination_rate>0.4407766990291262</origination_rate></row>
<row _id="1130"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>148</denials><originations>781</originations><total>929</total><denial_rate>0.15931108719052745</denial_rate><origination_rate>0.8406889128094726</origination_rate></row>
<row _id="1131"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>597</denials><originations>1381</originations><total>1978</total><denial_rate>0.3018200202224469</denial_rate><origination_rate>0.6981799797775531</origination_rate></row>
<row _id="1132"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1033</denials><originations>2389</originations><total>3422</total><denial_rate>0.30187025131502043</denial_rate><origination_rate>0.6981297486849796</origination_rate></row>
<row _id="1133"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>85</denials><originations>26</originations><total>111</total><denial_rate>0.7657657657657657</denial_rate><origination_rate>0.23423423423423423</origination_rate></row>
<row _id="1134"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>40</denials><originations>175</originations><total>215</total><denial_rate>0.18604651162790697</denial_rate><origination_rate>0.813953488372093</origination_rate></row>
<row _id="1135"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>133</denials><originations>155</originations><total>288</total><denial_rate>0.4618055555555556</denial_rate><origination_rate>0.5381944444444444</origination_rate></row>
<row _id="1136"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>258</denials><originations>356</originations><total>614</total><denial_rate>0.4201954397394137</denial_rate><origination_rate>0.5798045602605864</origination_rate></row>
<row _id="1137"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>412</denials><originations>474</originations><total>886</total><denial_rate>0.4650112866817156</denial_rate><origination_rate>0.5349887133182845</origination_rate></row>
<row _id="1138"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>317</denials><originations>1825</originations><total>2142</total><denial_rate>0.14799253034547152</denial_rate><origination_rate>0.8520074696545284</origination_rate></row>
<row _id="1139"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1508</denials><originations>4217</originations><total>5725</total><denial_rate>0.2634061135371179</denial_rate><origination_rate>0.736593886462882</origination_rate></row>
<row _id="1140"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2237</denials><originations>6516</originations><total>8753</total><denial_rate>0.2555695190220496</denial_rate><origination_rate>0.7444304809779504</origination_rate></row>
<row _id="1141"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>518</denials><originations>566</originations><total>1084</total><denial_rate>0.477859778597786</denial_rate><origination_rate>0.522140221402214</origination_rate></row>
<row _id="1142"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>386</denials><originations>2202</originations><total>2588</total><denial_rate>0.1491499227202473</denial_rate><origination_rate>0.8508500772797527</origination_rate></row>
<row _id="1143"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1757</denials><originations>4748</originations><total>6505</total><denial_rate>0.2700999231360492</denial_rate><origination_rate>0.7299000768639508</origination_rate></row>
<row _id="1144"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2661</denials><originations>7516</originations><total>10177</total><denial_rate>0.2614719465461334</denial_rate><origination_rate>0.7385280534538665</origination_rate></row>
<row _id="1145"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>271</denials><originations>136</originations><total>407</total><denial_rate>0.6658476658476659</denial_rate><origination_rate>0.33415233415233414</origination_rate></row>
<row _id="1146"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>139</denials><originations>488</originations><total>627</total><denial_rate>0.22169059011164274</denial_rate><origination_rate>0.7783094098883573</origination_rate></row>
<row _id="1147"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>551</denials><originations>645</originations><total>1196</total><denial_rate>0.46070234113712377</denial_rate><origination_rate>0.5392976588628763</origination_rate></row>
<row _id="1148"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>961</denials><originations>1269</originations><total>2230</total><denial_rate>0.43094170403587445</denial_rate><origination_rate>0.5690582959641256</origination_rate></row>
<row _id="1149"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>331</denials><originations>456</originations><total>787</total><denial_rate>0.420584498094028</denial_rate><origination_rate>0.579415501905972</origination_rate></row>
<row _id="1150"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>278</denials><originations>1906</originations><total>2184</total><denial_rate>0.12728937728937728</denial_rate><origination_rate>0.8727106227106227</origination_rate></row>
<row _id="1151"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1302</denials><originations>4270</originations><total>5572</total><denial_rate>0.23366834170854273</denial_rate><origination_rate>0.7663316582914573</origination_rate></row>
<row _id="1152"><year>2010</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>1911</denials><originations>6632</originations><total>8543</total><denial_rate>0.22369191150649656</denial_rate><origination_rate>0.7763080884935034</origination_rate></row>
<row _id="1153"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>6</denials><originations>9</originations><total>15</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="1154"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>25</denials><originations>125</originations><total>150</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="1155"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>89</denials><originations>309</originations><total>398</total><denial_rate>0.2236180904522613</denial_rate><origination_rate>0.7763819095477387</origination_rate></row>
<row _id="1156"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>120</denials><originations>443</originations><total>563</total><denial_rate>0.21314387211367672</denial_rate><origination_rate>0.7868561278863233</origination_rate></row>
<row _id="1157"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>4</denials><originations>9</originations><total>13</total><denial_rate>0.3076923076923077</denial_rate><origination_rate>0.6923076923076923</origination_rate></row>
<row _id="1158"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>8</denials><originations>32</originations><total>40</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="1159"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>27</denials><originations>63</originations><total>90</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="1160"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>39</denials><originations>104</originations><total>143</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="1161"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>70</denials><originations>181</originations><total>251</total><denial_rate>0.2788844621513944</denial_rate><origination_rate>0.7211155378486056</origination_rate></row>
<row _id="1162"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>88</denials><originations>468</originations><total>556</total><denial_rate>0.15827338129496402</denial_rate><origination_rate>0.841726618705036</origination_rate></row>
<row _id="1163"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>410</denials><originations>1406</originations><total>1816</total><denial_rate>0.22577092511013216</denial_rate><origination_rate>0.7742290748898678</origination_rate></row>
<row _id="1164"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>568</denials><originations>2055</originations><total>2623</total><denial_rate>0.21654593976362943</denial_rate><origination_rate>0.7834540602363705</origination_rate></row>
<row _id="1165"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>15</originations><total>23</total><denial_rate>0.34782608695652173</denial_rate><origination_rate>0.6521739130434783</origination_rate></row>
<row _id="1166"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>7</denials><originations>54</originations><total>61</total><denial_rate>0.11475409836065574</denial_rate><origination_rate>0.8852459016393442</origination_rate></row>
<row _id="1167"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>38</denials><originations>114</originations><total>152</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="1168"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>53</denials><originations>183</originations><total>236</total><denial_rate>0.2245762711864407</denial_rate><origination_rate>0.7754237288135594</origination_rate></row>
<row _id="1169"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>187</denials><originations>572</originations><total>759</total><denial_rate>0.2463768115942029</denial_rate><origination_rate>0.7536231884057971</origination_rate></row>
<row _id="1170"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>260</denials><originations>2065</originations><total>2325</total><denial_rate>0.11182795698924732</denial_rate><origination_rate>0.8881720430107527</origination_rate></row>
<row _id="1171"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1662</denials><originations>7438</originations><total>9100</total><denial_rate>0.18263736263736263</denial_rate><origination_rate>0.8173626373626374</origination_rate></row>
<row _id="1172"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2109</denials><originations>10075</originations><total>12184</total><denial_rate>0.17309586342744582</denial_rate><origination_rate>0.8269041365725541</origination_rate></row>
<row _id="1173"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>230</denials><originations>691</originations><total>921</total><denial_rate>0.249728555917481</denial_rate><origination_rate>0.750271444082519</origination_rate></row>
<row _id="1174"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>323</denials><originations>2368</originations><total>2691</total><denial_rate>0.1200297287253809</denial_rate><origination_rate>0.8799702712746191</origination_rate></row>
<row _id="1175"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1912</denials><originations>8293</originations><total>10205</total><denial_rate>0.187359137677609</denial_rate><origination_rate>0.812640862322391</origination_rate></row>
<row _id="1176"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2465</denials><originations>11352</originations><total>13817</total><denial_rate>0.17840341608163857</denial_rate><origination_rate>0.8215965839183614</origination_rate></row>
<row _id="1177"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>16</denials><originations>20</originations><total>36</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="1178"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>35</denials><originations>166</originations><total>201</total><denial_rate>0.17412935323383086</denial_rate><origination_rate>0.8258706467661692</origination_rate></row>
<row _id="1179"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>135</denials><originations>406</originations><total>541</total><denial_rate>0.24953789279112754</denial_rate><origination_rate>0.7504621072088724</origination_rate></row>
<row _id="1180"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>186</denials><originations>592</originations><total>778</total><denial_rate>0.2390745501285347</denial_rate><origination_rate>0.7609254498714653</origination_rate></row>
<row _id="1181"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>231</denials><originations>687</originations><total>918</total><denial_rate>0.25163398692810457</denial_rate><origination_rate>0.7483660130718954</origination_rate></row>
<row _id="1182"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>294</denials><originations>2255</originations><total>2549</total><denial_rate>0.11533934876422126</denial_rate><origination_rate>0.8846606512357787</origination_rate></row>
<row _id="1183"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1799</denials><originations>8021</originations><total>9820</total><denial_rate>0.18319755600814663</denial_rate><origination_rate>0.8168024439918533</origination_rate></row>
<row _id="1184"><year>2011</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>2324</denials><originations>10963</originations><total>13287</total><denial_rate>0.17490780462105818</denial_rate><origination_rate>0.8250921953789419</origination_rate></row>
<row _id="1185"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>11</denials><originations>9</originations><total>20</total><denial_rate>0.55</denial_rate><origination_rate>0.45</origination_rate></row>
<row _id="1186"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>19</denials><originations>76</originations><total>95</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="1187"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>74</denials><originations>176</originations><total>250</total><denial_rate>0.296</denial_rate><origination_rate>0.704</origination_rate></row>
<row _id="1188"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>104</denials><originations>261</originations><total>365</total><denial_rate>0.28493150684931506</denial_rate><origination_rate>0.7150684931506849</origination_rate></row>
<row _id="1189"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>30</denials><originations>18</originations><total>48</total><denial_rate>0.625</denial_rate><origination_rate>0.375</origination_rate></row>
<row _id="1190"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>14</denials><originations>72</originations><total>86</total><denial_rate>0.16279069767441862</denial_rate><origination_rate>0.8372093023255814</origination_rate></row>
<row _id="1191"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>119</denials><originations>229</originations><total>348</total><denial_rate>0.34195402298850575</denial_rate><origination_rate>0.6580459770114943</origination_rate></row>
<row _id="1192"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>163</denials><originations>319</originations><total>482</total><denial_rate>0.3381742738589212</denial_rate><origination_rate>0.6618257261410788</origination_rate></row>
<row _id="1193"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>81</denials><originations>102</originations><total>183</total><denial_rate>0.4426229508196721</denial_rate><origination_rate>0.5573770491803278</origination_rate></row>
<row _id="1194"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>50</denials><originations>241</originations><total>291</total><denial_rate>0.1718213058419244</denial_rate><origination_rate>0.8281786941580757</origination_rate></row>
<row _id="1195"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>322</denials><originations>752</originations><total>1074</total><denial_rate>0.29981378026070765</denial_rate><origination_rate>0.7001862197392924</origination_rate></row>
<row _id="1196"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>453</denials><originations>1095</originations><total>1548</total><denial_rate>0.2926356589147287</denial_rate><origination_rate>0.7073643410852714</origination_rate></row>
<row _id="1197"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>11</denials><originations>7</originations><total>18</total><denial_rate>0.6111111111111112</denial_rate><origination_rate>0.3888888888888889</origination_rate></row>
<row _id="1198"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>14</denials><originations>51</originations><total>65</total><denial_rate>0.2153846153846154</denial_rate><origination_rate>0.7846153846153846</origination_rate></row>
<row _id="1199"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>55</denials><originations>135</originations><total>190</total><denial_rate>0.2894736842105263</denial_rate><origination_rate>0.7105263157894737</origination_rate></row>
<row _id="1200"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>80</denials><originations>193</originations><total>273</total><denial_rate>0.29304029304029305</denial_rate><origination_rate>0.706959706959707</origination_rate></row>
<row _id="1201"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>147</denials><originations>330</originations><total>477</total><denial_rate>0.3081761006289308</denial_rate><origination_rate>0.6918238993710691</origination_rate></row>
<row _id="1202"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>130</denials><originations>1011</originations><total>1141</total><denial_rate>0.11393514460999124</denial_rate><origination_rate>0.8860648553900088</origination_rate></row>
<row _id="1203"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1172</denials><originations>3952</originations><total>5124</total><denial_rate>0.22872755659640906</denial_rate><origination_rate>0.7712724434035909</origination_rate></row>
<row _id="1204"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1449</denials><originations>5293</originations><total>6742</total><denial_rate>0.21492138831207358</denial_rate><origination_rate>0.7850786116879265</origination_rate></row>
<row _id="1205"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>201</denials><originations>406</originations><total>607</total><denial_rate>0.3311367380560132</denial_rate><origination_rate>0.6688632619439868</origination_rate></row>
<row _id="1206"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>158</denials><originations>1146</originations><total>1304</total><denial_rate>0.12116564417177914</denial_rate><origination_rate>0.8788343558282209</origination_rate></row>
<row _id="1207"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1342</denials><originations>4297</originations><total>5639</total><denial_rate>0.23798545841461252</denial_rate><origination_rate>0.7620145415853875</origination_rate></row>
<row _id="1208"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1701</denials><originations>5849</originations><total>7550</total><denial_rate>0.22529801324503312</denial_rate><origination_rate>0.7747019867549669</origination_rate></row>
<row _id="1209"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>45</denials><originations>31</originations><total>76</total><denial_rate>0.5921052631578947</denial_rate><origination_rate>0.40789473684210525</origination_rate></row>
<row _id="1210"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>35</denials><originations>151</originations><total>186</total><denial_rate>0.1881720430107527</denial_rate><origination_rate>0.8118279569892473</origination_rate></row>
<row _id="1211"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>211</denials><originations>431</originations><total>642</total><denial_rate>0.32866043613707163</denial_rate><origination_rate>0.6713395638629284</origination_rate></row>
<row _id="1212"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>291</denials><originations>613</originations><total>904</total><denial_rate>0.3219026548672566</denial_rate><origination_rate>0.6780973451327433</origination_rate></row>
<row _id="1213"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>176</denials><originations>386</originations><total>562</total><denial_rate>0.31316725978647686</denial_rate><origination_rate>0.6868327402135231</origination_rate></row>
<row _id="1214"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>137</denials><originations>1049</originations><total>1186</total><denial_rate>0.11551433389544688</denial_rate><origination_rate>0.8844856661045531</origination_rate></row>
<row _id="1215"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1190</denials><originations>3988</originations><total>5178</total><denial_rate>0.22981846272692158</denial_rate><origination_rate>0.7701815372730784</origination_rate></row>
<row _id="1216"><year>2011</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1503</denials><originations>5423</originations><total>6926</total><denial_rate>0.2170083742419867</denial_rate><origination_rate>0.7829916257580133</origination_rate></row>
<row _id="1217"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>12</denials><originations>7</originations><total>19</total><denial_rate>0.631578947368421</denial_rate><origination_rate>0.3684210526315789</origination_rate></row>
<row _id="1218"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>24</denials><originations>76</originations><total>100</total><denial_rate>0.24</denial_rate><origination_rate>0.76</origination_rate></row>
<row _id="1219"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>82</denials><originations>162</originations><total>244</total><denial_rate>0.3360655737704918</denial_rate><origination_rate>0.6639344262295082</origination_rate></row>
<row _id="1220"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>118</denials><originations>245</originations><total>363</total><denial_rate>0.325068870523416</denial_rate><origination_rate>0.6749311294765841</origination_rate></row>
<row _id="1221"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>22</denials><originations>32</originations><total>54</total><denial_rate>0.4074074074074074</denial_rate><origination_rate>0.5925925925925926</origination_rate></row>
<row _id="1222"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>16</denials><originations>57</originations><total>73</total><denial_rate>0.2191780821917808</denial_rate><origination_rate>0.7808219178082192</origination_rate></row>
<row _id="1223"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>92</denials><originations>124</originations><total>216</total><denial_rate>0.42592592592592593</denial_rate><origination_rate>0.5740740740740741</origination_rate></row>
<row _id="1224"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>130</denials><originations>213</originations><total>343</total><denial_rate>0.37900874635568516</denial_rate><origination_rate>0.6209912536443148</origination_rate></row>
<row _id="1225"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>101</denials><originations>136</originations><total>237</total><denial_rate>0.42616033755274263</denial_rate><origination_rate>0.5738396624472574</origination_rate></row>
<row _id="1226"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>58</denials><originations>239</originations><total>297</total><denial_rate>0.19528619528619529</denial_rate><origination_rate>0.8047138047138047</origination_rate></row>
<row _id="1227"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>278</denials><originations>663</originations><total>941</total><denial_rate>0.29543039319872477</denial_rate><origination_rate>0.7045696068012752</origination_rate></row>
<row _id="1228"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>437</denials><originations>1038</originations><total>1475</total><denial_rate>0.29627118644067796</denial_rate><origination_rate>0.703728813559322</origination_rate></row>
<row _id="1229"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>19</denials><originations>12</originations><total>31</total><denial_rate>0.6129032258064516</denial_rate><origination_rate>0.3870967741935484</origination_rate></row>
<row _id="1230"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>19</denials><originations>50</originations><total>69</total><denial_rate>0.2753623188405797</denial_rate><origination_rate>0.7246376811594203</origination_rate></row>
<row _id="1231"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>62</denials><originations>90</originations><total>152</total><denial_rate>0.40789473684210525</denial_rate><origination_rate>0.5921052631578947</origination_rate></row>
<row _id="1232"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>100</denials><originations>152</originations><total>252</total><denial_rate>0.3968253968253968</denial_rate><origination_rate>0.6031746031746031</origination_rate></row>
<row _id="1233"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>193</denials><originations>305</originations><total>498</total><denial_rate>0.38755020080321284</denial_rate><origination_rate>0.6124497991967871</origination_rate></row>
<row _id="1234"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>135</denials><originations>791</originations><total>926</total><denial_rate>0.14578833693304535</denial_rate><origination_rate>0.8542116630669546</origination_rate></row>
<row _id="1235"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>963</denials><originations>2911</originations><total>3874</total><denial_rate>0.24858027878162106</denial_rate><origination_rate>0.751419721218379</origination_rate></row>
<row _id="1236"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1291</denials><originations>4007</originations><total>5298</total><denial_rate>0.243676859192148</denial_rate><origination_rate>0.756323140807852</origination_rate></row>
<row _id="1237"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>254</denials><originations>414</originations><total>668</total><denial_rate>0.38023952095808383</denial_rate><origination_rate>0.6197604790419161</origination_rate></row>
<row _id="1238"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>167</denials><originations>949</originations><total>1116</total><denial_rate>0.1496415770609319</denial_rate><origination_rate>0.850358422939068</origination_rate></row>
<row _id="1239"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1078</denials><originations>3328</originations><total>4406</total><denial_rate>0.24466636404902406</denial_rate><origination_rate>0.7553336359509759</origination_rate></row>
<row _id="1240"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1499</denials><originations>4691</originations><total>6190</total><denial_rate>0.24216478190630047</denial_rate><origination_rate>0.7578352180936995</origination_rate></row>
<row _id="1241"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>37</denials><originations>42</originations><total>79</total><denial_rate>0.46835443037974683</denial_rate><origination_rate>0.5316455696202531</origination_rate></row>
<row _id="1242"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>41</denials><originations>142</originations><total>183</total><denial_rate>0.22404371584699453</denial_rate><origination_rate>0.7759562841530054</origination_rate></row>
<row _id="1243"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>181</denials><originations>300</originations><total>481</total><denial_rate>0.3762993762993763</denial_rate><origination_rate>0.6237006237006237</origination_rate></row>
<row _id="1244"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>259</denials><originations>484</originations><total>743</total><denial_rate>0.34858681022880217</denial_rate><origination_rate>0.6514131897711979</origination_rate></row>
<row _id="1245"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>241</denials><originations>378</originations><total>619</total><denial_rate>0.3893376413570275</denial_rate><origination_rate>0.6106623586429726</origination_rate></row>
<row _id="1246"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>139</denials><originations>858</originations><total>997</total><denial_rate>0.13941825476429287</denial_rate><origination_rate>0.8605817452357071</origination_rate></row>
<row _id="1247"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>952</denials><originations>3116</originations><total>4068</total><denial_rate>0.23402163225172073</denial_rate><origination_rate>0.7659783677482792</origination_rate></row>
<row _id="1248"><year>2011</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1332</denials><originations>4352</originations><total>5684</total><denial_rate>0.2343420126671358</denial_rate><origination_rate>0.7656579873328642</origination_rate></row>
<row _id="1249"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>13</originations><total>17</total><denial_rate>0.23529411764705882</denial_rate><origination_rate>0.7647058823529411</origination_rate></row>
<row _id="1250"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>126</originations><total>141</total><denial_rate>0.10638297872340426</denial_rate><origination_rate>0.8936170212765957</origination_rate></row>
<row _id="1251"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>59</denials><originations>348</originations><total>407</total><denial_rate>0.14496314496314497</denial_rate><origination_rate>0.855036855036855</origination_rate></row>
<row _id="1252"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>78</denials><originations>487</originations><total>565</total><denial_rate>0.13805309734513274</denial_rate><origination_rate>0.8619469026548673</origination_rate></row>
<row _id="1253"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>6</denials><originations>4</originations><total>10</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="1254"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>11</denials><originations>30</originations><total>41</total><denial_rate>0.2682926829268293</denial_rate><origination_rate>0.7317073170731707</origination_rate></row>
<row _id="1255"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>45</denials><originations>81</originations><total>126</total><denial_rate>0.35714285714285715</denial_rate><origination_rate>0.6428571428571429</origination_rate></row>
<row _id="1256"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>62</denials><originations>115</originations><total>177</total><denial_rate>0.3502824858757062</denial_rate><origination_rate>0.6497175141242938</origination_rate></row>
<row _id="1257"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>54</denials><originations>87</originations><total>141</total><denial_rate>0.3829787234042553</denial_rate><origination_rate>0.6170212765957447</origination_rate></row>
<row _id="1258"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>56</denials><originations>378</originations><total>434</total><denial_rate>0.12903225806451613</denial_rate><origination_rate>0.8709677419354839</origination_rate></row>
<row _id="1259"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>298</denials><originations>1170</originations><total>1468</total><denial_rate>0.20299727520435967</denial_rate><origination_rate>0.7970027247956403</origination_rate></row>
<row _id="1260"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>408</denials><originations>1635</originations><total>2043</total><denial_rate>0.19970631424375918</denial_rate><origination_rate>0.8002936857562408</origination_rate></row>
<row _id="1261"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>11</originations><total>19</total><denial_rate>0.42105263157894735</denial_rate><origination_rate>0.5789473684210527</origination_rate></row>
<row _id="1262"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>51</originations><total>57</total><denial_rate>0.10526315789473684</denial_rate><origination_rate>0.8947368421052632</origination_rate></row>
<row _id="1263"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>32</denials><originations>110</originations><total>142</total><denial_rate>0.22535211267605634</denial_rate><origination_rate>0.7746478873239436</origination_rate></row>
<row _id="1264"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>46</denials><originations>172</originations><total>218</total><denial_rate>0.21100917431192662</denial_rate><origination_rate>0.7889908256880734</origination_rate></row>
<row _id="1265"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>104</denials><originations>336</originations><total>440</total><denial_rate>0.23636363636363636</denial_rate><origination_rate>0.7636363636363637</origination_rate></row>
<row _id="1266"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>215</denials><originations>1946</originations><total>2161</total><denial_rate>0.0994909763998149</denial_rate><origination_rate>0.9005090236001851</origination_rate></row>
<row _id="1267"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1302</denials><originations>6719</originations><total>8021</total><denial_rate>0.1623238997631218</denial_rate><origination_rate>0.8376761002368782</origination_rate></row>
<row _id="1268"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1621</denials><originations>9001</originations><total>10622</total><denial_rate>0.15260779514215778</denial_rate><origination_rate>0.8473922048578422</origination_rate></row>
<row _id="1269"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>134</denials><originations>391</originations><total>525</total><denial_rate>0.25523809523809526</denial_rate><origination_rate>0.7447619047619047</origination_rate></row>
<row _id="1270"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>245</denials><originations>2145</originations><total>2390</total><denial_rate>0.10251046025104603</denial_rate><origination_rate>0.897489539748954</origination_rate></row>
<row _id="1271"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1452</denials><originations>7377</originations><total>8829</total><denial_rate>0.16445803601766903</denial_rate><origination_rate>0.8355419639823309</origination_rate></row>
<row _id="1272"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1831</denials><originations>9913</originations><total>11744</total><denial_rate>0.15590940054495914</denial_rate><origination_rate>0.8440905994550408</origination_rate></row>
<row _id="1273"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>13</denials><originations>18</originations><total>31</total><denial_rate>0.41935483870967744</denial_rate><origination_rate>0.5806451612903226</origination_rate></row>
<row _id="1274"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>28</denials><originations>165</originations><total>193</total><denial_rate>0.14507772020725387</denial_rate><origination_rate>0.8549222797927462</origination_rate></row>
<row _id="1275"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>109</denials><originations>448</originations><total>557</total><denial_rate>0.19569120287253142</denial_rate><origination_rate>0.8043087971274686</origination_rate></row>
<row _id="1276"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>150</denials><originations>631</originations><total>781</total><denial_rate>0.19206145966709348</denial_rate><origination_rate>0.8079385403329066</origination_rate></row>
<row _id="1277"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>133</denials><originations>384</originations><total>517</total><denial_rate>0.2572533849129594</denial_rate><origination_rate>0.7427466150870407</origination_rate></row>
<row _id="1278"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>226</denials><originations>2035</originations><total>2261</total><denial_rate>0.09995577178239717</denial_rate><origination_rate>0.9000442282176029</origination_rate></row>
<row _id="1279"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1361</denials><originations>7024</originations><total>8385</total><denial_rate>0.16231365533691114</denial_rate><origination_rate>0.8376863446630889</origination_rate></row>
<row _id="1280"><year>2011</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1720</denials><originations>9443</originations><total>11163</total><denial_rate>0.15408044432500223</denial_rate><origination_rate>0.8459195556749978</origination_rate></row>
<row _id="1281"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>19</denials><originations>15</originations><total>34</total><denial_rate>0.5588235294117647</denial_rate><origination_rate>0.4411764705882353</origination_rate></row>
<row _id="1282"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>20</denials><originations>83</originations><total>103</total><denial_rate>0.1941747572815534</denial_rate><origination_rate>0.8058252427184466</origination_rate></row>
<row _id="1283"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>61</denials><originations>190</originations><total>251</total><denial_rate>0.24302788844621515</denial_rate><origination_rate>0.7569721115537849</origination_rate></row>
<row _id="1284"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>100</denials><originations>288</originations><total>388</total><denial_rate>0.25773195876288657</denial_rate><origination_rate>0.7422680412371134</origination_rate></row>
<row _id="1285"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>30</denials><originations>19</originations><total>49</total><denial_rate>0.6122448979591837</denial_rate><origination_rate>0.3877551020408163</origination_rate></row>
<row _id="1286"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>21</denials><originations>67</originations><total>88</total><denial_rate>0.23863636363636365</denial_rate><origination_rate>0.7613636363636364</origination_rate></row>
<row _id="1287"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>89</denials><originations>119</originations><total>208</total><denial_rate>0.42788461538461536</denial_rate><origination_rate>0.5721153846153846</origination_rate></row>
<row _id="1288"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>140</denials><originations>205</originations><total>345</total><denial_rate>0.4057971014492754</denial_rate><origination_rate>0.5942028985507246</origination_rate></row>
<row _id="1289"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>101</denials><originations>137</originations><total>238</total><denial_rate>0.42436974789915966</denial_rate><origination_rate>0.5756302521008403</origination_rate></row>
<row _id="1290"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>38</denials><originations>317</originations><total>355</total><denial_rate>0.10704225352112676</denial_rate><origination_rate>0.8929577464788733</origination_rate></row>
<row _id="1291"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>315</denials><originations>918</originations><total>1233</total><denial_rate>0.25547445255474455</denial_rate><origination_rate>0.7445255474452555</origination_rate></row>
<row _id="1292"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>454</denials><originations>1372</originations><total>1826</total><denial_rate>0.24863088718510407</denial_rate><origination_rate>0.7513691128148959</origination_rate></row>
<row _id="1293"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>10</denials><originations>3</originations><total>13</total><denial_rate>0.7692307692307693</denial_rate><origination_rate>0.23076923076923078</origination_rate></row>
<row _id="1294"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>4</denials><originations>23</originations><total>27</total><denial_rate>0.14814814814814814</denial_rate><origination_rate>0.8518518518518519</origination_rate></row>
<row _id="1295"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>20</denials><originations>39</originations><total>59</total><denial_rate>0.3389830508474576</denial_rate><origination_rate>0.6610169491525424</origination_rate></row>
<row _id="1296"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>34</denials><originations>65</originations><total>99</total><denial_rate>0.3434343434343434</denial_rate><origination_rate>0.6565656565656566</origination_rate></row>
<row _id="1297"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>184</denials><originations>384</originations><total>568</total><denial_rate>0.323943661971831</denial_rate><origination_rate>0.676056338028169</origination_rate></row>
<row _id="1298"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>141</denials><originations>1179</originations><total>1320</total><denial_rate>0.10681818181818181</denial_rate><origination_rate>0.8931818181818182</origination_rate></row>
<row _id="1299"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1182</denials><originations>4543</originations><total>5725</total><denial_rate>0.20646288209606986</denial_rate><origination_rate>0.7935371179039301</origination_rate></row>
<row _id="1300"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1507</denials><originations>6106</originations><total>7613</total><denial_rate>0.19795087350584525</denial_rate><origination_rate>0.8020491264941547</origination_rate></row>
<row _id="1301"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>251</denials><originations>483</originations><total>734</total><denial_rate>0.3419618528610354</denial_rate><origination_rate>0.6580381471389646</origination_rate></row>
<row _id="1302"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>158</denials><originations>1371</originations><total>1529</total><denial_rate>0.10333551340745585</denial_rate><origination_rate>0.8966644865925442</origination_rate></row>
<row _id="1303"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1380</denials><originations>5176</originations><total>6556</total><denial_rate>0.21049420378279438</denial_rate><origination_rate>0.7895057962172056</origination_rate></row>
<row _id="1304"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1789</denials><originations>7030</originations><total>8819</total><denial_rate>0.20285746683297426</denial_rate><origination_rate>0.7971425331670258</origination_rate></row>
<row _id="1305"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>52</denials><originations>35</originations><total>87</total><denial_rate>0.5977011494252874</denial_rate><origination_rate>0.40229885057471265</origination_rate></row>
<row _id="1306"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>43</denials><originations>152</originations><total>195</total><denial_rate>0.2205128205128205</denial_rate><origination_rate>0.7794871794871795</origination_rate></row>
<row _id="1307"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>161</denials><originations>329</originations><total>490</total><denial_rate>0.32857142857142857</denial_rate><origination_rate>0.6714285714285714</origination_rate></row>
<row _id="1308"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>256</denials><originations>516</originations><total>772</total><denial_rate>0.3316062176165803</denial_rate><origination_rate>0.6683937823834197</origination_rate></row>
<row _id="1309"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>215</denials><originations>453</originations><total>668</total><denial_rate>0.3218562874251497</denial_rate><origination_rate>0.6781437125748503</origination_rate></row>
<row _id="1310"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>118</denials><originations>1238</originations><total>1356</total><denial_rate>0.08702064896755163</denial_rate><origination_rate>0.9129793510324484</origination_rate></row>
<row _id="1311"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1224</denials><originations>4858</originations><total>6082</total><denial_rate>0.20124958895100295</denial_rate><origination_rate>0.798750411048997</origination_rate></row>
<row _id="1312"><year>2011</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1557</denials><originations>6549</originations><total>8106</total><denial_rate>0.192079940784604</denial_rate><origination_rate>0.807920059215396</origination_rate></row>
<row _id="1313"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>4</originations><total>8</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1314"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>11</denials><originations>24</originations><total>35</total><denial_rate>0.3142857142857143</denial_rate><origination_rate>0.6857142857142857</origination_rate></row>
<row _id="1315"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>25</denials><originations>51</originations><total>76</total><denial_rate>0.32894736842105265</denial_rate><origination_rate>0.6710526315789473</origination_rate></row>
<row _id="1316"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>40</denials><originations>79</originations><total>119</total><denial_rate>0.33613445378151263</denial_rate><origination_rate>0.6638655462184874</origination_rate></row>
<row _id="1317"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>11</denials><originations>14</originations><total>25</total><denial_rate>0.44</denial_rate><origination_rate>0.56</origination_rate></row>
<row _id="1318"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>8</denials><originations>31</originations><total>39</total><denial_rate>0.20512820512820512</denial_rate><origination_rate>0.7948717948717948</origination_rate></row>
<row _id="1319"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>50</denials><originations>79</originations><total>129</total><denial_rate>0.3875968992248062</denial_rate><origination_rate>0.6124031007751938</origination_rate></row>
<row _id="1320"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>69</denials><originations>124</originations><total>193</total><denial_rate>0.35751295336787564</denial_rate><origination_rate>0.6424870466321243</origination_rate></row>
<row _id="1321"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>67</denials><originations>112</originations><total>179</total><denial_rate>0.3743016759776536</denial_rate><origination_rate>0.6256983240223464</origination_rate></row>
<row _id="1322"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>34</denials><originations>207</originations><total>241</total><denial_rate>0.14107883817427386</denial_rate><origination_rate>0.8589211618257261</origination_rate></row>
<row _id="1323"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>208</denials><originations>504</originations><total>712</total><denial_rate>0.29213483146067415</denial_rate><origination_rate>0.7078651685393258</origination_rate></row>
<row _id="1324"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>309</denials><originations>823</originations><total>1132</total><denial_rate>0.27296819787985865</denial_rate><origination_rate>0.7270318021201413</origination_rate></row>
<row _id="1325"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>5</originations><total>11</total><denial_rate>0.5454545454545454</denial_rate><origination_rate>0.45454545454545453</origination_rate></row>
<row _id="1326"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>26</originations><total>32</total><denial_rate>0.1875</denial_rate><origination_rate>0.8125</origination_rate></row>
<row _id="1327"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>48</originations><total>73</total><denial_rate>0.3424657534246575</denial_rate><origination_rate>0.6575342465753424</origination_rate></row>
<row _id="1328"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>37</denials><originations>79</originations><total>116</total><denial_rate>0.31896551724137934</denial_rate><origination_rate>0.6810344827586207</origination_rate></row>
<row _id="1329"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>116</denials><originations>229</originations><total>345</total><denial_rate>0.336231884057971</denial_rate><origination_rate>0.663768115942029</origination_rate></row>
<row _id="1330"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>110</denials><originations>714</originations><total>824</total><denial_rate>0.13349514563106796</denial_rate><origination_rate>0.866504854368932</origination_rate></row>
<row _id="1331"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>687</denials><originations>2298</originations><total>2985</total><denial_rate>0.23015075376884422</denial_rate><origination_rate>0.7698492462311558</origination_rate></row>
<row _id="1332"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>913</denials><originations>3241</originations><total>4154</total><denial_rate>0.21978815599422244</denial_rate><origination_rate>0.7802118440057776</origination_rate></row>
<row _id="1333"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>167</denials><originations>315</originations><total>482</total><denial_rate>0.34647302904564314</denial_rate><origination_rate>0.6535269709543569</origination_rate></row>
<row _id="1334"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>126</denials><originations>866</originations><total>992</total><denial_rate>0.12701612903225806</denial_rate><origination_rate>0.8729838709677419</origination_rate></row>
<row _id="1335"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>823</denials><originations>2599</originations><total>3422</total><denial_rate>0.24050263004091174</denial_rate><origination_rate>0.7594973699590882</origination_rate></row>
<row _id="1336"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1116</denials><originations>3780</originations><total>4896</total><denial_rate>0.22794117647058823</denial_rate><origination_rate>0.7720588235294118</origination_rate></row>
<row _id="1337"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>16</denials><originations>20</originations><total>36</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="1338"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>20</denials><originations>58</originations><total>78</total><denial_rate>0.2564102564102564</denial_rate><origination_rate>0.7435897435897436</origination_rate></row>
<row _id="1339"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>81</denials><originations>143</originations><total>224</total><denial_rate>0.36160714285714285</denial_rate><origination_rate>0.6383928571428571</origination_rate></row>
<row _id="1340"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>117</denials><originations>221</originations><total>338</total><denial_rate>0.34615384615384615</denial_rate><origination_rate>0.6538461538461539</origination_rate></row>
<row _id="1341"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>158</denials><originations>299</originations><total>457</total><denial_rate>0.34573304157549234</denial_rate><origination_rate>0.6542669584245077</origination_rate></row>
<row _id="1342"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>114</denials><originations>835</originations><total>949</total><denial_rate>0.12012644889357219</denial_rate><origination_rate>0.8798735511064278</origination_rate></row>
<row _id="1343"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>763</denials><originations>2495</originations><total>3258</total><denial_rate>0.23419275629220382</denial_rate><origination_rate>0.7658072437077962</origination_rate></row>
<row _id="1344"><year>2011</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1035</denials><originations>3629</originations><total>4664</total><denial_rate>0.22191252144082332</denial_rate><origination_rate>0.7780874785591767</origination_rate></row>
<row _id="1345"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>14</originations><total>22</total><denial_rate>0.36363636363636365</denial_rate><origination_rate>0.6363636363636364</origination_rate></row>
<row _id="1346"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>31</denials><originations>176</originations><total>207</total><denial_rate>0.1497584541062802</denial_rate><origination_rate>0.8502415458937198</origination_rate></row>
<row _id="1347"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>106</denials><originations>499</originations><total>605</total><denial_rate>0.17520661157024794</denial_rate><origination_rate>0.824793388429752</origination_rate></row>
<row _id="1348"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>145</denials><originations>689</originations><total>834</total><denial_rate>0.17386091127098321</denial_rate><origination_rate>0.8261390887290168</origination_rate></row>
<row _id="1349"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>15</denials><originations>7</originations><total>22</total><denial_rate>0.6818181818181818</denial_rate><origination_rate>0.3181818181818182</origination_rate></row>
<row _id="1350"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>10</denials><originations>30</originations><total>40</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="1351"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>67</denials><originations>97</originations><total>164</total><denial_rate>0.40853658536585363</denial_rate><origination_rate>0.5914634146341463</origination_rate></row>
<row _id="1352"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>92</denials><originations>134</originations><total>226</total><denial_rate>0.40707964601769914</denial_rate><origination_rate>0.5929203539823009</origination_rate></row>
<row _id="1353"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>28</denials><originations>52</originations><total>80</total><denial_rate>0.35</denial_rate><origination_rate>0.65</origination_rate></row>
<row _id="1354"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>34</denials><originations>193</originations><total>227</total><denial_rate>0.14977973568281938</denial_rate><origination_rate>0.8502202643171806</origination_rate></row>
<row _id="1355"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>188</denials><originations>508</originations><total>696</total><denial_rate>0.27011494252873564</denial_rate><origination_rate>0.7298850574712644</origination_rate></row>
<row _id="1356"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>250</denials><originations>753</originations><total>1003</total><denial_rate>0.24925224327018944</denial_rate><origination_rate>0.7507477567298105</origination_rate></row>
<row _id="1357"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>10</denials><originations>10</originations><total>20</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1358"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>16</denials><originations>51</originations><total>67</total><denial_rate>0.23880597014925373</denial_rate><origination_rate>0.7611940298507462</origination_rate></row>
<row _id="1359"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>59</denials><originations>110</originations><total>169</total><denial_rate>0.34911242603550297</denial_rate><origination_rate>0.650887573964497</origination_rate></row>
<row _id="1360"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>85</denials><originations>171</originations><total>256</total><denial_rate>0.33203125</denial_rate><origination_rate>0.66796875</origination_rate></row>
<row _id="1361"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>72</denials><originations>180</originations><total>252</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="1362"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>101</denials><originations>679</originations><total>780</total><denial_rate>0.1294871794871795</denial_rate><origination_rate>0.8705128205128205</origination_rate></row>
<row _id="1363"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>764</denials><originations>2817</originations><total>3581</total><denial_rate>0.21334822675230383</denial_rate><origination_rate>0.7866517732476962</origination_rate></row>
<row _id="1364"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>937</denials><originations>3676</originations><total>4613</total><denial_rate>0.20312161283329722</denial_rate><origination_rate>0.7968783871667028</origination_rate></row>
<row _id="1365"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>86</denials><originations>215</originations><total>301</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="1366"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>111</denials><originations>794</originations><total>905</total><denial_rate>0.12265193370165746</denial_rate><origination_rate>0.8773480662983425</origination_rate></row>
<row _id="1367"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>828</denials><originations>3079</originations><total>3907</total><denial_rate>0.21192730995648834</denial_rate><origination_rate>0.7880726900435117</origination_rate></row>
<row _id="1368"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1025</denials><originations>4088</originations><total>5113</total><denial_rate>0.20046939174652845</denial_rate><origination_rate>0.7995306082534716</origination_rate></row>
<row _id="1369"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>26</denials><originations>24</originations><total>50</total><denial_rate>0.52</denial_rate><origination_rate>0.48</origination_rate></row>
<row _id="1370"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>41</denials><originations>209</originations><total>250</total><denial_rate>0.164</denial_rate><origination_rate>0.836</origination_rate></row>
<row _id="1371"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>185</denials><originations>617</originations><total>802</total><denial_rate>0.23067331670822944</denial_rate><origination_rate>0.7693266832917706</origination_rate></row>
<row _id="1372"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>252</denials><originations>850</originations><total>1102</total><denial_rate>0.22867513611615245</denial_rate><origination_rate>0.7713248638838476</origination_rate></row>
<row _id="1373"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>69</denials><originations>204</originations><total>273</total><denial_rate>0.25274725274725274</denial_rate><origination_rate>0.7472527472527473</origination_rate></row>
<row _id="1374"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>79</denials><originations>629</originations><total>708</total><denial_rate>0.1115819209039548</denial_rate><origination_rate>0.8884180790960452</origination_rate></row>
<row _id="1375"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>684</denials><originations>2567</originations><total>3251</total><denial_rate>0.21039680098431252</denial_rate><origination_rate>0.7896031990156874</origination_rate></row>
<row _id="1376"><year>2011</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>832</denials><originations>3400</originations><total>4232</total><denial_rate>0.19659735349716445</denial_rate><origination_rate>0.8034026465028355</origination_rate></row>
<row _id="1377"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>18</originations><total>31</total><denial_rate>0.41935483870967744</denial_rate><origination_rate>0.5806451612903226</origination_rate></row>
<row _id="1378"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>29</denials><originations>224</originations><total>253</total><denial_rate>0.11462450592885376</denial_rate><origination_rate>0.8853754940711462</origination_rate></row>
<row _id="1379"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>163</denials><originations>542</originations><total>705</total><denial_rate>0.23120567375886525</denial_rate><origination_rate>0.7687943262411348</origination_rate></row>
<row _id="1380"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>205</denials><originations>784</originations><total>989</total><denial_rate>0.20728008088978767</denial_rate><origination_rate>0.7927199191102123</origination_rate></row>
<row _id="1381"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>15</denials><originations>10</originations><total>25</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="1382"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>15</denials><originations>84</originations><total>99</total><denial_rate>0.15151515151515152</denial_rate><origination_rate>0.8484848484848485</origination_rate></row>
<row _id="1383"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>114</denials><originations>229</originations><total>343</total><denial_rate>0.3323615160349854</denial_rate><origination_rate>0.6676384839650146</origination_rate></row>
<row _id="1384"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>144</denials><originations>323</originations><total>467</total><denial_rate>0.3083511777301927</denial_rate><origination_rate>0.6916488222698073</origination_rate></row>
<row _id="1385"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>86</denials><originations>166</originations><total>252</total><denial_rate>0.3412698412698413</denial_rate><origination_rate>0.6587301587301587</origination_rate></row>
<row _id="1386"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>73</denials><originations>647</originations><total>720</total><denial_rate>0.10138888888888889</denial_rate><origination_rate>0.8986111111111111</origination_rate></row>
<row _id="1387"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>494</denials><originations>1826</originations><total>2320</total><denial_rate>0.21293103448275863</denial_rate><origination_rate>0.7870689655172414</origination_rate></row>
<row _id="1388"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>653</denials><originations>2639</originations><total>3292</total><denial_rate>0.19835965978128797</denial_rate><origination_rate>0.801640340218712</origination_rate></row>
<row _id="1389"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>1</denials><originations>10</originations><total>11</total><denial_rate>0.09090909090909091</denial_rate><origination_rate>0.9090909090909091</origination_rate></row>
<row _id="1390"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>9</denials><originations>52</originations><total>61</total><denial_rate>0.14754098360655737</denial_rate><origination_rate>0.8524590163934426</origination_rate></row>
<row _id="1391"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>44</denials><originations>140</originations><total>184</total><denial_rate>0.2391304347826087</denial_rate><origination_rate>0.7608695652173914</origination_rate></row>
<row _id="1392"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>54</denials><originations>202</originations><total>256</total><denial_rate>0.2109375</denial_rate><origination_rate>0.7890625</origination_rate></row>
<row _id="1393"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>182</denials><originations>569</originations><total>751</total><denial_rate>0.24234354194407456</denial_rate><origination_rate>0.7576564580559254</origination_rate></row>
<row _id="1394"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>273</denials><originations>2553</originations><total>2826</total><denial_rate>0.09660297239915075</denial_rate><origination_rate>0.9033970276008493</origination_rate></row>
<row _id="1395"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1978</denials><originations>9092</originations><total>11070</total><denial_rate>0.17868112014453477</denial_rate><origination_rate>0.8213188798554653</origination_rate></row>
<row _id="1396"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2433</denials><originations>12214</originations><total>14647</total><denial_rate>0.1661091008397624</denial_rate><origination_rate>0.8338908991602376</origination_rate></row>
<row _id="1397"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>247</denials><originations>669</originations><total>916</total><denial_rate>0.26965065502183405</denial_rate><origination_rate>0.730349344978166</origination_rate></row>
<row _id="1398"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>307</denials><originations>2997</originations><total>3304</total><denial_rate>0.09291767554479419</denial_rate><origination_rate>0.9070823244552058</origination_rate></row>
<row _id="1399"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2287</denials><originations>10202</originations><total>12489</total><denial_rate>0.18312114660901593</denial_rate><origination_rate>0.8168788533909841</origination_rate></row>
<row _id="1400"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2841</denials><originations>13868</originations><total>16709</total><denial_rate>0.17002812855347418</denial_rate><origination_rate>0.8299718714465258</origination_rate></row>
<row _id="1401"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>30</denials><originations>32</originations><total>62</total><denial_rate>0.4838709677419355</denial_rate><origination_rate>0.5161290322580645</origination_rate></row>
<row _id="1402"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>45</denials><originations>314</originations><total>359</total><denial_rate>0.12534818941504178</denial_rate><origination_rate>0.8746518105849582</origination_rate></row>
<row _id="1403"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>292</denials><originations>792</originations><total>1084</total><denial_rate>0.2693726937269373</denial_rate><origination_rate>0.7306273062730627</origination_rate></row>
<row _id="1404"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>367</denials><originations>1138</originations><total>1505</total><denial_rate>0.24385382059800664</denial_rate><origination_rate>0.7561461794019934</origination_rate></row>
<row _id="1405"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>228</denials><originations>657</originations><total>885</total><denial_rate>0.2576271186440678</denial_rate><origination_rate>0.7423728813559322</origination_rate></row>
<row _id="1406"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>267</denials><originations>2742</originations><total>3009</total><denial_rate>0.08873379860418744</denial_rate><origination_rate>0.9112662013958126</origination_rate></row>
<row _id="1407"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2041</denials><originations>9571</originations><total>11612</total><denial_rate>0.17576644850155013</denial_rate><origination_rate>0.8242335514984499</origination_rate></row>
<row _id="1408"><year>2011</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>2536</denials><originations>12970</originations><total>15506</total><denial_rate>0.16354959370566233</denial_rate><origination_rate>0.8364504062943376</origination_rate></row>
<row _id="1409"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>38</denials><originations>24</originations><total>62</total><denial_rate>0.6129032258064516</denial_rate><origination_rate>0.3870967741935484</origination_rate></row>
<row _id="1410"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>62</denials><originations>213</originations><total>275</total><denial_rate>0.22545454545454546</denial_rate><origination_rate>0.7745454545454545</origination_rate></row>
<row _id="1411"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>177</denials><originations>268</originations><total>445</total><denial_rate>0.39775280898876403</denial_rate><origination_rate>0.6022471910112359</origination_rate></row>
<row _id="1412"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>277</denials><originations>505</originations><total>782</total><denial_rate>0.35421994884910485</denial_rate><origination_rate>0.6457800511508951</origination_rate></row>
<row _id="1413"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>235</denials><originations>73</originations><total>308</total><denial_rate>0.762987012987013</denial_rate><origination_rate>0.237012987012987</origination_rate></row>
<row _id="1414"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>62</denials><originations>141</originations><total>203</total><denial_rate>0.3054187192118227</denial_rate><origination_rate>0.6945812807881774</origination_rate></row>
<row _id="1415"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>325</denials><originations>377</originations><total>702</total><denial_rate>0.46296296296296297</denial_rate><origination_rate>0.5370370370370371</origination_rate></row>
<row _id="1416"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>622</denials><originations>591</originations><total>1213</total><denial_rate>0.5127782357790602</denial_rate><origination_rate>0.4872217642209398</origination_rate></row>
<row _id="1417"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>294</denials><originations>184</originations><total>478</total><denial_rate>0.6150627615062761</denial_rate><origination_rate>0.38493723849372385</origination_rate></row>
<row _id="1418"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>130</denials><originations>627</originations><total>757</total><denial_rate>0.17173051519154559</denial_rate><origination_rate>0.8282694848084544</origination_rate></row>
<row _id="1419"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>596</denials><originations>1179</originations><total>1775</total><denial_rate>0.3357746478873239</denial_rate><origination_rate>0.6642253521126761</origination_rate></row>
<row _id="1420"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1020</denials><originations>1990</originations><total>3010</total><denial_rate>0.3388704318936877</denial_rate><origination_rate>0.6611295681063123</origination_rate></row>
<row _id="1421"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>87</denials><originations>35</originations><total>122</total><denial_rate>0.7131147540983607</denial_rate><origination_rate>0.28688524590163933</origination_rate></row>
<row _id="1422"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>32</denials><originations>114</originations><total>146</total><denial_rate>0.2191780821917808</denial_rate><origination_rate>0.7808219178082192</origination_rate></row>
<row _id="1423"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>121</denials><originations>137</originations><total>258</total><denial_rate>0.4689922480620155</denial_rate><origination_rate>0.5310077519379846</origination_rate></row>
<row _id="1424"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>240</denials><originations>286</originations><total>526</total><denial_rate>0.45627376425855515</denial_rate><origination_rate>0.5437262357414449</origination_rate></row>
<row _id="1425"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>406</denials><originations>431</originations><total>837</total><denial_rate>0.4850657108721625</denial_rate><origination_rate>0.5149342891278376</origination_rate></row>
<row _id="1426"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>287</denials><originations>1570</originations><total>1857</total><denial_rate>0.15455035002692516</denial_rate><origination_rate>0.8454496499730748</origination_rate></row>
<row _id="1427"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1394</denials><originations>3708</originations><total>5102</total><denial_rate>0.2732261858094865</denial_rate><origination_rate>0.7267738141905136</origination_rate></row>
<row _id="1428"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2087</denials><originations>5709</originations><total>7796</total><denial_rate>0.2677013853258081</denial_rate><origination_rate>0.7322986146741919</origination_rate></row>
<row _id="1429"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>557</denials><originations>482</originations><total>1039</total><denial_rate>0.53609239653513</denial_rate><origination_rate>0.4639076034648701</origination_rate></row>
<row _id="1430"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>341</denials><originations>1879</originations><total>2220</total><denial_rate>0.15360360360360362</denial_rate><origination_rate>0.8463963963963964</origination_rate></row>
<row _id="1431"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1669</denials><originations>4250</originations><total>5919</total><denial_rate>0.28197330630174017</denial_rate><origination_rate>0.7180266936982599</origination_rate></row>
<row _id="1432"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2567</denials><originations>6611</originations><total>9178</total><denial_rate>0.27969056439311396</denial_rate><origination_rate>0.720309435606886</origination_rate></row>
<row _id="1433"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>285</denials><originations>101</originations><total>386</total><denial_rate>0.7383419689119171</denial_rate><origination_rate>0.2616580310880829</origination_rate></row>
<row _id="1434"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>125</denials><originations>359</originations><total>484</total><denial_rate>0.25826446280991733</denial_rate><origination_rate>0.7417355371900827</origination_rate></row>
<row _id="1435"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>521</denials><originations>677</originations><total>1198</total><denial_rate>0.4348914858096828</denial_rate><origination_rate>0.5651085141903172</origination_rate></row>
<row _id="1436"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>931</denials><originations>1137</originations><total>2068</total><denial_rate>0.45019342359767894</denial_rate><origination_rate>0.5498065764023211</origination_rate></row>
<row _id="1437"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>346</denials><originations>407</originations><total>753</total><denial_rate>0.4594953519256308</denial_rate><origination_rate>0.5405046480743692</origination_rate></row>
<row _id="1438"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>249</denials><originations>1646</originations><total>1895</total><denial_rate>0.13139841688654352</denial_rate><origination_rate>0.8686015831134565</origination_rate></row>
<row _id="1439"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1239</denials><originations>3695</originations><total>4934</total><denial_rate>0.25111471422780707</denial_rate><origination_rate>0.7488852857721929</origination_rate></row>
<row _id="1440"><year>2011</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>1834</denials><originations>5748</originations><total>7582</total><denial_rate>0.24188868372461092</denial_rate><origination_rate>0.7581113162753891</origination_rate></row>
<row _id="1441"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>12</denials><originations>9</originations><total>21</total><denial_rate>0.5714285714285714</denial_rate><origination_rate>0.42857142857142855</origination_rate></row>
<row _id="1442"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>17</denials><originations>142</originations><total>159</total><denial_rate>0.1069182389937107</denial_rate><origination_rate>0.8930817610062893</origination_rate></row>
<row _id="1443"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>121</denials><originations>447</originations><total>568</total><denial_rate>0.2130281690140845</denial_rate><origination_rate>0.7869718309859155</origination_rate></row>
<row _id="1444"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>150</denials><originations>598</originations><total>748</total><denial_rate>0.20053475935828877</denial_rate><origination_rate>0.7994652406417112</origination_rate></row>
<row _id="1445"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>10</denials><originations>9</originations><total>19</total><denial_rate>0.5263157894736842</denial_rate><origination_rate>0.47368421052631576</origination_rate></row>
<row _id="1446"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>5</denials><originations>15</originations><total>20</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="1447"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>48</denials><originations>99</originations><total>147</total><denial_rate>0.32653061224489793</denial_rate><origination_rate>0.673469387755102</origination_rate></row>
<row _id="1448"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>63</denials><originations>123</originations><total>186</total><denial_rate>0.3387096774193548</denial_rate><origination_rate>0.6612903225806451</origination_rate></row>
<row _id="1449"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>99</denials><originations>179</originations><total>278</total><denial_rate>0.35611510791366907</denial_rate><origination_rate>0.6438848920863309</origination_rate></row>
<row _id="1450"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>107</denials><originations>547</originations><total>654</total><denial_rate>0.1636085626911315</denial_rate><origination_rate>0.8363914373088684</origination_rate></row>
<row _id="1451"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>519</denials><originations>1937</originations><total>2456</total><denial_rate>0.21131921824104236</denial_rate><origination_rate>0.7886807817589576</origination_rate></row>
<row _id="1452"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>725</denials><originations>2663</originations><total>3388</total><denial_rate>0.2139905548996458</denial_rate><origination_rate>0.7860094451003542</origination_rate></row>
<row _id="1453"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>7</denials><originations>13</originations><total>20</total><denial_rate>0.35</denial_rate><origination_rate>0.65</origination_rate></row>
<row _id="1454"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>13</denials><originations>49</originations><total>62</total><denial_rate>0.20967741935483872</denial_rate><origination_rate>0.7903225806451613</origination_rate></row>
<row _id="1455"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>53</denials><originations>148</originations><total>201</total><denial_rate>0.263681592039801</denial_rate><origination_rate>0.736318407960199</origination_rate></row>
<row _id="1456"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>73</denials><originations>210</originations><total>283</total><denial_rate>0.2579505300353357</denial_rate><origination_rate>0.7420494699646644</origination_rate></row>
<row _id="1457"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>198</denials><originations>583</originations><total>781</total><denial_rate>0.2535211267605634</denial_rate><origination_rate>0.7464788732394366</origination_rate></row>
<row _id="1458"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>264</denials><originations>2237</originations><total>2501</total><denial_rate>0.10555777688924431</denial_rate><origination_rate>0.8944422231107557</origination_rate></row>
<row _id="1459"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2024</denials><originations>10164</originations><total>12188</total><denial_rate>0.16606498194945848</denial_rate><origination_rate>0.8339350180505415</origination_rate></row>
<row _id="1460"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2486</denials><originations>12984</originations><total>15470</total><denial_rate>0.16069812540400777</denial_rate><origination_rate>0.8393018745959923</origination_rate></row>
<row _id="1461"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>269</denials><originations>707</originations><total>976</total><denial_rate>0.27561475409836067</denial_rate><origination_rate>0.7243852459016393</origination_rate></row>
<row _id="1462"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>313</denials><originations>2628</originations><total>2941</total><denial_rate>0.10642638558313498</denial_rate><origination_rate>0.893573614416865</origination_rate></row>
<row _id="1463"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2340</denials><originations>11371</originations><total>13711</total><denial_rate>0.17066588870250163</denial_rate><origination_rate>0.8293341112974983</origination_rate></row>
<row _id="1464"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2922</denials><originations>14706</originations><total>17628</total><denial_rate>0.16575901974132062</denial_rate><origination_rate>0.8342409802586793</origination_rate></row>
<row _id="1465"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>25</denials><originations>22</originations><total>47</total><denial_rate>0.5319148936170213</denial_rate><origination_rate>0.46808510638297873</origination_rate></row>
<row _id="1466"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>25</denials><originations>165</originations><total>190</total><denial_rate>0.13157894736842105</denial_rate><origination_rate>0.868421052631579</origination_rate></row>
<row _id="1467"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>182</denials><originations>578</originations><total>760</total><denial_rate>0.2394736842105263</denial_rate><origination_rate>0.7605263157894737</origination_rate></row>
<row _id="1468"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>232</denials><originations>765</originations><total>997</total><denial_rate>0.23269809428284854</denial_rate><origination_rate>0.7673019057171514</origination_rate></row>
<row _id="1469"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>260</denials><originations>700</originations><total>960</total><denial_rate>0.2708333333333333</denial_rate><origination_rate>0.7291666666666666</origination_rate></row>
<row _id="1470"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>306</denials><originations>2507</originations><total>2813</total><denial_rate>0.10878066121578386</denial_rate><origination_rate>0.8912193387842161</origination_rate></row>
<row _id="1471"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2213</denials><originations>10991</originations><total>13204</total><denial_rate>0.16760072705240836</denial_rate><origination_rate>0.8323992729475916</origination_rate></row>
<row _id="1472"><year>2012</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>2779</denials><originations>14198</originations><total>16977</total><denial_rate>0.16369205395535136</denial_rate><origination_rate>0.8363079460446486</origination_rate></row>
<row _id="1473"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>10</originations><total>18</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="1474"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>14</denials><originations>75</originations><total>89</total><denial_rate>0.15730337078651685</denial_rate><origination_rate>0.8426966292134831</origination_rate></row>
<row _id="1475"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>82</denials><originations>272</originations><total>354</total><denial_rate>0.23163841807909605</denial_rate><origination_rate>0.768361581920904</origination_rate></row>
<row _id="1476"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>104</denials><originations>357</originations><total>461</total><denial_rate>0.22559652928416485</denial_rate><origination_rate>0.7744034707158352</origination_rate></row>
<row _id="1477"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>26</denials><originations>30</originations><total>56</total><denial_rate>0.4642857142857143</denial_rate><origination_rate>0.5357142857142857</origination_rate></row>
<row _id="1478"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>29</denials><originations>96</originations><total>125</total><denial_rate>0.232</denial_rate><origination_rate>0.768</origination_rate></row>
<row _id="1479"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>147</denials><originations>336</originations><total>483</total><denial_rate>0.30434782608695654</denial_rate><origination_rate>0.6956521739130435</origination_rate></row>
<row _id="1480"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>202</denials><originations>462</originations><total>664</total><denial_rate>0.3042168674698795</denial_rate><origination_rate>0.6957831325301205</origination_rate></row>
<row _id="1481"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>79</denials><originations>99</originations><total>178</total><denial_rate>0.4438202247191011</denial_rate><origination_rate>0.5561797752808989</origination_rate></row>
<row _id="1482"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>54</denials><originations>286</originations><total>340</total><denial_rate>0.1588235294117647</denial_rate><origination_rate>0.8411764705882353</origination_rate></row>
<row _id="1483"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>338</denials><originations>1067</originations><total>1405</total><denial_rate>0.2405693950177936</denial_rate><origination_rate>0.7594306049822064</origination_rate></row>
<row _id="1484"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>471</denials><originations>1452</originations><total>1923</total><denial_rate>0.24492979719188768</denial_rate><origination_rate>0.7550702028081123</origination_rate></row>
<row _id="1485"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>9</originations><total>18</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1486"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>15</denials><originations>60</originations><total>75</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="1487"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>40</denials><originations>149</originations><total>189</total><denial_rate>0.21164021164021163</denial_rate><origination_rate>0.7883597883597884</origination_rate></row>
<row _id="1488"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>64</denials><originations>218</originations><total>282</total><denial_rate>0.22695035460992907</denial_rate><origination_rate>0.7730496453900709</origination_rate></row>
<row _id="1489"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>130</denials><originations>363</originations><total>493</total><denial_rate>0.26369168356997974</denial_rate><origination_rate>0.7363083164300203</origination_rate></row>
<row _id="1490"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>184</denials><originations>1262</originations><total>1446</total><denial_rate>0.1272475795297372</denial_rate><origination_rate>0.8727524204702628</origination_rate></row>
<row _id="1491"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1284</denials><originations>5340</originations><total>6624</total><denial_rate>0.19384057971014493</denial_rate><origination_rate>0.8061594202898551</origination_rate></row>
<row _id="1492"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1598</denials><originations>6965</originations><total>8563</total><denial_rate>0.18661683989256103</denial_rate><origination_rate>0.8133831601074389</origination_rate></row>
<row _id="1493"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>191</denials><originations>427</originations><total>618</total><denial_rate>0.30906148867313915</denial_rate><origination_rate>0.6909385113268608</origination_rate></row>
<row _id="1494"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>210</denials><originations>1434</originations><total>1644</total><denial_rate>0.12773722627737227</denial_rate><origination_rate>0.8722627737226277</origination_rate></row>
<row _id="1495"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1474</denials><originations>5873</originations><total>7347</total><denial_rate>0.200626105893562</denial_rate><origination_rate>0.799373894106438</origination_rate></row>
<row _id="1496"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1875</denials><originations>7734</originations><total>9609</total><denial_rate>0.19512956603184514</denial_rate><origination_rate>0.8048704339681548</origination_rate></row>
<row _id="1497"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>39</denials><originations>42</originations><total>81</total><denial_rate>0.48148148148148145</denial_rate><origination_rate>0.5185185185185185</origination_rate></row>
<row _id="1498"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>48</denials><originations>176</originations><total>224</total><denial_rate>0.21428571428571427</denial_rate><origination_rate>0.7857142857142857</origination_rate></row>
<row _id="1499"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>248</denials><originations>646</originations><total>894</total><denial_rate>0.27740492170022374</denial_rate><origination_rate>0.7225950782997763</origination_rate></row>
<row _id="1500"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>335</denials><originations>864</originations><total>1199</total><denial_rate>0.2793994995829858</denial_rate><origination_rate>0.7206005004170142</origination_rate></row>
<row _id="1501"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>162</denials><originations>403</originations><total>565</total><denial_rate>0.2867256637168142</denial_rate><origination_rate>0.7132743362831858</origination_rate></row>
<row _id="1502"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>176</denials><originations>1319</originations><total>1495</total><denial_rate>0.1177257525083612</denial_rate><origination_rate>0.8822742474916387</origination_rate></row>
<row _id="1503"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1257</denials><originations>5370</originations><total>6627</total><denial_rate>0.18967858759619738</denial_rate><origination_rate>0.8103214124038026</origination_rate></row>
<row _id="1504"><year>2012</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1595</denials><originations>7092</originations><total>8687</total><denial_rate>0.18360768965120294</denial_rate><origination_rate>0.816392310348797</origination_rate></row>
<row _id="1505"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>11</denials><originations>9</originations><total>20</total><denial_rate>0.55</denial_rate><origination_rate>0.45</origination_rate></row>
<row _id="1506"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>14</denials><originations>53</originations><total>67</total><denial_rate>0.208955223880597</denial_rate><origination_rate>0.7910447761194029</origination_rate></row>
<row _id="1507"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>111</denials><originations>253</originations><total>364</total><denial_rate>0.30494505494505497</denial_rate><origination_rate>0.695054945054945</origination_rate></row>
<row _id="1508"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>136</denials><originations>315</originations><total>451</total><denial_rate>0.30155210643015523</denial_rate><origination_rate>0.6984478935698448</origination_rate></row>
<row _id="1509"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>22</denials><originations>35</originations><total>57</total><denial_rate>0.38596491228070173</denial_rate><origination_rate>0.6140350877192983</origination_rate></row>
<row _id="1510"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>28</denials><originations>60</originations><total>88</total><denial_rate>0.3181818181818182</denial_rate><origination_rate>0.6818181818181818</origination_rate></row>
<row _id="1511"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>120</denials><originations>224</originations><total>344</total><denial_rate>0.3488372093023256</denial_rate><origination_rate>0.6511627906976745</origination_rate></row>
<row _id="1512"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>170</denials><originations>319</originations><total>489</total><denial_rate>0.3476482617586912</denial_rate><origination_rate>0.6523517382413088</origination_rate></row>
<row _id="1513"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>94</denials><originations>154</originations><total>248</total><denial_rate>0.3790322580645161</denial_rate><origination_rate>0.6209677419354839</origination_rate></row>
<row _id="1514"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>62</denials><originations>266</originations><total>328</total><denial_rate>0.18902439024390244</denial_rate><origination_rate>0.8109756097560976</origination_rate></row>
<row _id="1515"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>386</denials><originations>954</originations><total>1340</total><denial_rate>0.2880597014925373</denial_rate><origination_rate>0.7119402985074627</origination_rate></row>
<row _id="1516"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>542</denials><originations>1374</originations><total>1916</total><denial_rate>0.2828810020876827</denial_rate><origination_rate>0.7171189979123174</origination_rate></row>
<row _id="1517"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>20</denials><originations>16</originations><total>36</total><denial_rate>0.5555555555555556</denial_rate><origination_rate>0.4444444444444444</origination_rate></row>
<row _id="1518"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>17</denials><originations>64</originations><total>81</total><denial_rate>0.20987654320987653</denial_rate><origination_rate>0.7901234567901234</origination_rate></row>
<row _id="1519"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>90</denials><originations>155</originations><total>245</total><denial_rate>0.3673469387755102</denial_rate><origination_rate>0.6326530612244898</origination_rate></row>
<row _id="1520"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>127</denials><originations>235</originations><total>362</total><denial_rate>0.35082872928176795</denial_rate><origination_rate>0.649171270718232</origination_rate></row>
<row _id="1521"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>176</denials><originations>330</originations><total>506</total><denial_rate>0.34782608695652173</denial_rate><origination_rate>0.6521739130434783</origination_rate></row>
<row _id="1522"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>149</denials><originations>919</originations><total>1068</total><denial_rate>0.13951310861423222</denial_rate><origination_rate>0.8604868913857678</origination_rate></row>
<row _id="1523"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1238</denials><originations>3957</originations><total>5195</total><denial_rate>0.2383060635226179</denial_rate><origination_rate>0.7616939364773821</origination_rate></row>
<row _id="1524"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1563</denials><originations>5206</originations><total>6769</total><denial_rate>0.23090559905451322</denial_rate><origination_rate>0.7690944009454868</origination_rate></row>
<row _id="1525"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>234</denials><originations>454</originations><total>688</total><denial_rate>0.34011627906976744</denial_rate><origination_rate>0.6598837209302325</origination_rate></row>
<row _id="1526"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>181</denials><originations>1069</originations><total>1250</total><denial_rate>0.1448</denial_rate><origination_rate>0.8552</origination_rate></row>
<row _id="1527"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1447</denials><originations>4523</originations><total>5970</total><denial_rate>0.2423785594639866</denial_rate><origination_rate>0.7576214405360134</origination_rate></row>
<row _id="1528"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1862</denials><originations>6046</originations><total>7908</total><denial_rate>0.23545776428932727</denial_rate><origination_rate>0.7645422357106727</origination_rate></row>
<row _id="1529"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>38</denials><originations>47</originations><total>85</total><denial_rate>0.4470588235294118</denial_rate><origination_rate>0.5529411764705883</origination_rate></row>
<row _id="1530"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>47</denials><originations>128</originations><total>175</total><denial_rate>0.26857142857142857</denial_rate><origination_rate>0.7314285714285714</origination_rate></row>
<row _id="1531"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>247</denials><originations>502</originations><total>749</total><denial_rate>0.32977303070761016</denial_rate><origination_rate>0.6702269692923899</origination_rate></row>
<row _id="1532"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>332</denials><originations>677</originations><total>1009</total><denial_rate>0.3290386521308226</denial_rate><origination_rate>0.6709613478691774</origination_rate></row>
<row _id="1533"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>219</denials><originations>427</originations><total>646</total><denial_rate>0.33900928792569657</denial_rate><origination_rate>0.6609907120743034</origination_rate></row>
<row _id="1534"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>147</denials><originations>1000</originations><total>1147</total><denial_rate>0.12816041848299914</denial_rate><origination_rate>0.8718395815170009</origination_rate></row>
<row _id="1535"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1278</denials><originations>4171</originations><total>5449</total><denial_rate>0.23453844742154523</denial_rate><origination_rate>0.7654615525784547</origination_rate></row>
<row _id="1536"><year>2012</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1644</denials><originations>5598</originations><total>7242</total><denial_rate>0.22700911350455674</denial_rate><origination_rate>0.7729908864954432</origination_rate></row>
<row _id="1537"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>0</denials><originations>10</originations><total>10</total><denial_rate>0.0</denial_rate><origination_rate>1.0</origination_rate></row>
<row _id="1538"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>27</denials><originations>164</originations><total>191</total><denial_rate>0.14136125654450263</denial_rate><origination_rate>0.8586387434554974</origination_rate></row>
<row _id="1539"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>76</denials><originations>466</originations><total>542</total><denial_rate>0.14022140221402213</denial_rate><origination_rate>0.8597785977859779</origination_rate></row>
<row _id="1540"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>103</denials><originations>640</originations><total>743</total><denial_rate>0.1386271870794078</denial_rate><origination_rate>0.8613728129205922</origination_rate></row>
<row _id="1541"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>13</denials><originations>16</originations><total>29</total><denial_rate>0.4482758620689655</denial_rate><origination_rate>0.5517241379310345</origination_rate></row>
<row _id="1542"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>14</denials><originations>43</originations><total>57</total><denial_rate>0.24561403508771928</denial_rate><origination_rate>0.7543859649122807</origination_rate></row>
<row _id="1543"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>47</denials><originations>122</originations><total>169</total><denial_rate>0.2781065088757396</denial_rate><origination_rate>0.7218934911242604</origination_rate></row>
<row _id="1544"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>74</denials><originations>181</originations><total>255</total><denial_rate>0.2901960784313726</denial_rate><origination_rate>0.7098039215686275</origination_rate></row>
<row _id="1545"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>43</denials><originations>113</originations><total>156</total><denial_rate>0.27564102564102566</denial_rate><origination_rate>0.7243589743589743</origination_rate></row>
<row _id="1546"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>51</denials><originations>487</originations><total>538</total><denial_rate>0.09479553903345725</denial_rate><origination_rate>0.9052044609665427</origination_rate></row>
<row _id="1547"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>352</denials><originations>1497</originations><total>1849</total><denial_rate>0.1903731746890211</denial_rate><origination_rate>0.809626825310979</origination_rate></row>
<row _id="1548"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>446</denials><originations>2097</originations><total>2543</total><denial_rate>0.17538340542666142</denial_rate><origination_rate>0.8246165945733386</origination_rate></row>
<row _id="1549"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>3</denials><originations>8</originations><total>11</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="1550"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>9</denials><originations>53</originations><total>62</total><denial_rate>0.14516129032258066</denial_rate><origination_rate>0.8548387096774194</origination_rate></row>
<row _id="1551"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>52</denials><originations>148</originations><total>200</total><denial_rate>0.26</denial_rate><origination_rate>0.74</origination_rate></row>
<row _id="1552"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>64</denials><originations>209</originations><total>273</total><denial_rate>0.23443223443223443</denial_rate><origination_rate>0.7655677655677655</origination_rate></row>
<row _id="1553"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>126</denials><originations>423</originations><total>549</total><denial_rate>0.22950819672131148</denial_rate><origination_rate>0.7704918032786885</origination_rate></row>
<row _id="1554"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>245</denials><originations>2250</originations><total>2495</total><denial_rate>0.09819639278557114</denial_rate><origination_rate>0.9018036072144289</origination_rate></row>
<row _id="1555"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1558</denials><originations>8887</originations><total>10445</total><denial_rate>0.14916227860220202</denial_rate><origination_rate>0.850837721397798</origination_rate></row>
<row _id="1556"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1929</denials><originations>11560</originations><total>13489</total><denial_rate>0.1430054118170361</denial_rate><origination_rate>0.8569945881829639</origination_rate></row>
<row _id="1557"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>158</denials><originations>504</originations><total>662</total><denial_rate>0.23867069486404835</denial_rate><origination_rate>0.7613293051359517</origination_rate></row>
<row _id="1558"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>268</denials><originations>2555</originations><total>2823</total><denial_rate>0.09493446687920652</denial_rate><origination_rate>0.9050655331207935</origination_rate></row>
<row _id="1559"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1765</denials><originations>9742</originations><total>11507</total><denial_rate>0.15338489615016945</denial_rate><origination_rate>0.8466151038498305</origination_rate></row>
<row _id="1560"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2191</denials><originations>12801</originations><total>14992</total><denial_rate>0.14614461045891142</denial_rate><origination_rate>0.8538553895410885</origination_rate></row>
<row _id="1561"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>13</denials><originations>30</originations><total>43</total><denial_rate>0.3023255813953488</denial_rate><origination_rate>0.6976744186046512</origination_rate></row>
<row _id="1562"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>43</denials><originations>212</originations><total>255</total><denial_rate>0.16862745098039217</denial_rate><origination_rate>0.8313725490196079</origination_rate></row>
<row _id="1563"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>130</denials><originations>621</originations><total>751</total><denial_rate>0.17310252996005326</denial_rate><origination_rate>0.8268974700399467</origination_rate></row>
<row _id="1564"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>186</denials><originations>863</originations><total>1049</total><denial_rate>0.1773117254528122</denial_rate><origination_rate>0.8226882745471878</origination_rate></row>
<row _id="1565"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>151</denials><originations>490</originations><total>641</total><denial_rate>0.23556942277691106</denial_rate><origination_rate>0.7644305772230889</origination_rate></row>
<row _id="1566"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>232</denials><originations>2405</originations><total>2637</total><denial_rate>0.08797876374668183</denial_rate><origination_rate>0.9120212362533182</origination_rate></row>
<row _id="1567"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1677</denials><originations>9257</originations><total>10934</total><denial_rate>0.15337479421986464</denial_rate><origination_rate>0.8466252057801353</origination_rate></row>
<row _id="1568"><year>2012</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2060</denials><originations>12152</originations><total>14212</total><denial_rate>0.1449479313256403</denial_rate><origination_rate>0.8550520686743597</origination_rate></row>
<row _id="1569"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>12</denials><originations>8</originations><total>20</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="1570"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>19</denials><originations>111</originations><total>130</total><denial_rate>0.14615384615384616</denial_rate><origination_rate>0.8538461538461538</origination_rate></row>
<row _id="1571"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>76</denials><originations>266</originations><total>342</total><denial_rate>0.2222222222222222</denial_rate><origination_rate>0.7777777777777778</origination_rate></row>
<row _id="1572"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>107</denials><originations>385</originations><total>492</total><denial_rate>0.21747967479674796</denial_rate><origination_rate>0.782520325203252</origination_rate></row>
<row _id="1573"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>11</originations><total>40</total><denial_rate>0.725</denial_rate><origination_rate>0.275</origination_rate></row>
<row _id="1574"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>24</denials><originations>75</originations><total>99</total><denial_rate>0.24242424242424243</denial_rate><origination_rate>0.7575757575757576</origination_rate></row>
<row _id="1575"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>110</denials><originations>168</originations><total>278</total><denial_rate>0.39568345323741005</denial_rate><origination_rate>0.60431654676259</origination_rate></row>
<row _id="1576"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>163</denials><originations>254</originations><total>417</total><denial_rate>0.3908872901678657</denial_rate><origination_rate>0.6091127098321343</origination_rate></row>
<row _id="1577"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>103</denials><originations>112</originations><total>215</total><denial_rate>0.4790697674418605</denial_rate><origination_rate>0.5209302325581395</origination_rate></row>
<row _id="1578"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>61</denials><originations>407</originations><total>468</total><denial_rate>0.13034188034188035</denial_rate><origination_rate>0.8696581196581197</origination_rate></row>
<row _id="1579"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>362</denials><originations>1216</originations><total>1578</total><denial_rate>0.229404309252218</denial_rate><origination_rate>0.770595690747782</origination_rate></row>
<row _id="1580"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>526</denials><originations>1735</originations><total>2261</total><denial_rate>0.232640424590889</denial_rate><origination_rate>0.767359575409111</origination_rate></row>
<row _id="1581"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>4</denials><originations>2</originations><total>6</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="1582"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>5</denials><originations>33</originations><total>38</total><denial_rate>0.13157894736842105</denial_rate><origination_rate>0.868421052631579</origination_rate></row>
<row _id="1583"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>79</originations><total>104</total><denial_rate>0.2403846153846154</denial_rate><origination_rate>0.7596153846153846</origination_rate></row>
<row _id="1584"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>34</denials><originations>114</originations><total>148</total><denial_rate>0.22972972972972974</denial_rate><origination_rate>0.7702702702702703</origination_rate></row>
<row _id="1585"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>154</denials><originations>392</originations><total>546</total><denial_rate>0.28205128205128205</denial_rate><origination_rate>0.717948717948718</origination_rate></row>
<row _id="1586"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>159</denials><originations>1371</originations><total>1530</total><denial_rate>0.10392156862745099</denial_rate><origination_rate>0.8960784313725491</origination_rate></row>
<row _id="1587"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1403</denials><originations>5817</originations><total>7220</total><denial_rate>0.19432132963988918</denial_rate><origination_rate>0.8056786703601108</origination_rate></row>
<row _id="1588"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1716</denials><originations>7580</originations><total>9296</total><denial_rate>0.18459552495697074</denial_rate><origination_rate>0.8154044750430293</origination_rate></row>
<row _id="1589"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>233</denials><originations>469</originations><total>702</total><denial_rate>0.3319088319088319</denial_rate><origination_rate>0.6680911680911681</origination_rate></row>
<row _id="1590"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>196</denials><originations>1631</originations><total>1827</total><denial_rate>0.10727969348659004</denial_rate><origination_rate>0.89272030651341</origination_rate></row>
<row _id="1591"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1598</denials><originations>6633</originations><total>8231</total><denial_rate>0.1941440894180537</denial_rate><origination_rate>0.8058559105819463</origination_rate></row>
<row _id="1592"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2027</denials><originations>8733</originations><total>10760</total><denial_rate>0.18838289962825278</denial_rate><origination_rate>0.8116171003717472</origination_rate></row>
<row _id="1593"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>46</denials><originations>19</originations><total>65</total><denial_rate>0.7076923076923077</denial_rate><origination_rate>0.2923076923076923</origination_rate></row>
<row _id="1594"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>44</denials><originations>192</originations><total>236</total><denial_rate>0.1864406779661017</denial_rate><origination_rate>0.8135593220338984</origination_rate></row>
<row _id="1595"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>196</denials><originations>452</originations><total>648</total><denial_rate>0.30246913580246915</denial_rate><origination_rate>0.6975308641975309</origination_rate></row>
<row _id="1596"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>286</denials><originations>663</originations><total>949</total><denial_rate>0.3013698630136986</denial_rate><origination_rate>0.6986301369863014</origination_rate></row>
<row _id="1597"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>194</denials><originations>459</originations><total>653</total><denial_rate>0.29709035222052066</denial_rate><origination_rate>0.7029096477794793</origination_rate></row>
<row _id="1598"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>149</denials><originations>1470</originations><total>1619</total><denial_rate>0.09203211859172329</denial_rate><origination_rate>0.9079678814082767</origination_rate></row>
<row _id="1599"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1434</denials><originations>6248</originations><total>7682</total><denial_rate>0.18667013798489976</denial_rate><origination_rate>0.8133298620151003</origination_rate></row>
<row _id="1600"><year>2012</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1777</denials><originations>8177</originations><total>9954</total><denial_rate>0.1785211975085393</denial_rate><origination_rate>0.8214788024914608</origination_rate></row>
<row _id="1601"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>2</originations><total>5</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="1602"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>8</denials><originations>17</originations><total>25</total><denial_rate>0.32</denial_rate><origination_rate>0.68</origination_rate></row>
<row _id="1603"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>26</denials><originations>94</originations><total>120</total><denial_rate>0.21666666666666667</denial_rate><origination_rate>0.7833333333333333</origination_rate></row>
<row _id="1604"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>37</denials><originations>113</originations><total>150</total><denial_rate>0.24666666666666667</denial_rate><origination_rate>0.7533333333333333</origination_rate></row>
<row _id="1605"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>7</denials><originations>16</originations><total>23</total><denial_rate>0.30434782608695654</denial_rate><origination_rate>0.6956521739130435</origination_rate></row>
<row _id="1606"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>16</denials><originations>32</originations><total>48</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="1607"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>62</denials><originations>133</originations><total>195</total><denial_rate>0.31794871794871793</denial_rate><origination_rate>0.6820512820512821</origination_rate></row>
<row _id="1608"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>85</denials><originations>181</originations><total>266</total><denial_rate>0.31954887218045114</denial_rate><origination_rate>0.6804511278195489</origination_rate></row>
<row _id="1609"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>74</denials><originations>152</originations><total>226</total><denial_rate>0.3274336283185841</denial_rate><origination_rate>0.672566371681416</origination_rate></row>
<row _id="1610"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>43</denials><originations>219</originations><total>262</total><denial_rate>0.16412213740458015</denial_rate><origination_rate>0.8358778625954199</origination_rate></row>
<row _id="1611"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>234</denials><originations>754</originations><total>988</total><denial_rate>0.23684210526315788</denial_rate><origination_rate>0.7631578947368421</origination_rate></row>
<row _id="1612"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>351</denials><originations>1125</originations><total>1476</total><denial_rate>0.23780487804878048</denial_rate><origination_rate>0.7621951219512195</origination_rate></row>
<row _id="1613"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>14</originations><total>23</total><denial_rate>0.391304347826087</denial_rate><origination_rate>0.6086956521739131</origination_rate></row>
<row _id="1614"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>17</originations><total>23</total><denial_rate>0.2608695652173913</denial_rate><origination_rate>0.7391304347826086</origination_rate></row>
<row _id="1615"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>31</denials><originations>77</originations><total>108</total><denial_rate>0.28703703703703703</denial_rate><origination_rate>0.7129629629629629</origination_rate></row>
<row _id="1616"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>46</denials><originations>108</originations><total>154</total><denial_rate>0.2987012987012987</denial_rate><origination_rate>0.7012987012987013</origination_rate></row>
<row _id="1617"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>124</denials><originations>373</originations><total>497</total><denial_rate>0.24949698189134809</denial_rate><origination_rate>0.7505030181086519</origination_rate></row>
<row _id="1618"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>131</denials><originations>706</originations><total>837</total><denial_rate>0.15651135005973715</denial_rate><origination_rate>0.8434886499402628</origination_rate></row>
<row _id="1619"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>885</denials><originations>3415</originations><total>4300</total><denial_rate>0.2058139534883721</denial_rate><origination_rate>0.7941860465116279</origination_rate></row>
<row _id="1620"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1140</denials><originations>4494</originations><total>5634</total><denial_rate>0.20234291799787008</denial_rate><origination_rate>0.7976570820021299</origination_rate></row>
<row _id="1621"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>171</denials><originations>500</originations><total>671</total><denial_rate>0.2548435171385991</denial_rate><origination_rate>0.7451564828614009</origination_rate></row>
<row _id="1622"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>155</denials><originations>878</originations><total>1033</total><denial_rate>0.15004840271055178</denial_rate><origination_rate>0.8499515972894482</origination_rate></row>
<row _id="1623"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1023</denials><originations>3895</originations><total>4918</total><denial_rate>0.2080113867425783</denial_rate><origination_rate>0.7919886132574218</origination_rate></row>
<row _id="1624"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1349</denials><originations>5273</originations><total>6622</total><denial_rate>0.2037148897614014</denial_rate><origination_rate>0.7962851102385986</origination_rate></row>
<row _id="1625"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>16</denials><originations>22</originations><total>38</total><denial_rate>0.42105263157894735</denial_rate><origination_rate>0.5789473684210527</origination_rate></row>
<row _id="1626"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>24</denials><originations>50</originations><total>74</total><denial_rate>0.32432432432432434</denial_rate><origination_rate>0.6756756756756757</origination_rate></row>
<row _id="1627"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>99</denials><originations>246</originations><total>345</total><denial_rate>0.28695652173913044</denial_rate><origination_rate>0.7130434782608696</origination_rate></row>
<row _id="1628"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>139</denials><originations>318</originations><total>457</total><denial_rate>0.3041575492341357</denial_rate><origination_rate>0.6958424507658644</origination_rate></row>
<row _id="1629"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>169</denials><originations>495</originations><total>664</total><denial_rate>0.2545180722891566</denial_rate><origination_rate>0.7454819277108434</origination_rate></row>
<row _id="1630"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>137</denials><originations>839</originations><total>976</total><denial_rate>0.1403688524590164</denial_rate><origination_rate>0.8596311475409836</origination_rate></row>
<row _id="1631"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>937</denials><originations>3715</originations><total>4652</total><denial_rate>0.20141874462596732</denial_rate><origination_rate>0.7985812553740327</origination_rate></row>
<row _id="1632"><year>2012</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1243</denials><originations>5049</originations><total>6292</total><denial_rate>0.19755244755244755</denial_rate><origination_rate>0.8024475524475524</origination_rate></row>
<row _id="1633"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>7</denials><originations>11</originations><total>18</total><denial_rate>0.3888888888888889</denial_rate><origination_rate>0.6111111111111112</origination_rate></row>
<row _id="1634"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>26</denials><originations>190</originations><total>216</total><denial_rate>0.12037037037037036</denial_rate><origination_rate>0.8796296296296297</origination_rate></row>
<row _id="1635"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>132</denials><originations>618</originations><total>750</total><denial_rate>0.176</denial_rate><origination_rate>0.824</origination_rate></row>
<row _id="1636"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>165</denials><originations>819</originations><total>984</total><denial_rate>0.1676829268292683</denial_rate><origination_rate>0.8323170731707317</origination_rate></row>
<row _id="1637"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>10</denials><originations>8</originations><total>18</total><denial_rate>0.5555555555555556</denial_rate><origination_rate>0.4444444444444444</origination_rate></row>
<row _id="1638"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>14</denials><originations>34</originations><total>48</total><denial_rate>0.2916666666666667</denial_rate><origination_rate>0.7083333333333334</origination_rate></row>
<row _id="1639"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>82</denials><originations>139</originations><total>221</total><denial_rate>0.37104072398190047</denial_rate><origination_rate>0.6289592760180995</origination_rate></row>
<row _id="1640"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>106</denials><originations>181</originations><total>287</total><denial_rate>0.3693379790940767</denial_rate><origination_rate>0.6306620209059234</origination_rate></row>
<row _id="1641"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>33</denials><originations>61</originations><total>94</total><denial_rate>0.35106382978723405</denial_rate><origination_rate>0.648936170212766</origination_rate></row>
<row _id="1642"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>36</denials><originations>218</originations><total>254</total><denial_rate>0.14173228346456693</denial_rate><origination_rate>0.8582677165354331</origination_rate></row>
<row _id="1643"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>248</denials><originations>729</originations><total>977</total><denial_rate>0.2538382804503582</denial_rate><origination_rate>0.7461617195496417</origination_rate></row>
<row _id="1644"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>317</denials><originations>1008</originations><total>1325</total><denial_rate>0.23924528301886794</denial_rate><origination_rate>0.7607547169811321</origination_rate></row>
<row _id="1645"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>6</originations><total>15</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="1646"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>7</denials><originations>64</originations><total>71</total><denial_rate>0.09859154929577464</denial_rate><origination_rate>0.9014084507042254</origination_rate></row>
<row _id="1647"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>73</denials><originations>148</originations><total>221</total><denial_rate>0.33031674208144796</denial_rate><origination_rate>0.669683257918552</origination_rate></row>
<row _id="1648"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>89</denials><originations>218</originations><total>307</total><denial_rate>0.2899022801302932</denial_rate><origination_rate>0.7100977198697068</origination_rate></row>
<row _id="1649"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>44</denials><originations>156</originations><total>200</total><denial_rate>0.22</denial_rate><origination_rate>0.78</origination_rate></row>
<row _id="1650"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>102</denials><originations>803</originations><total>905</total><denial_rate>0.112707182320442</denial_rate><origination_rate>0.887292817679558</origination_rate></row>
<row _id="1651"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>853</denials><originations>3805</originations><total>4658</total><denial_rate>0.18312580506655216</denial_rate><origination_rate>0.8168741949334478</origination_rate></row>
<row _id="1652"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>999</denials><originations>4764</originations><total>5763</total><denial_rate>0.17334721499219158</denial_rate><origination_rate>0.8266527850078085</origination_rate></row>
<row _id="1653"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>65</denials><originations>203</originations><total>268</total><denial_rate>0.24253731343283583</denial_rate><origination_rate>0.7574626865671642</origination_rate></row>
<row _id="1654"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>128</denials><originations>932</originations><total>1060</total><denial_rate>0.12075471698113208</denial_rate><origination_rate>0.879245283018868</origination_rate></row>
<row _id="1655"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>958</denials><originations>4173</originations><total>5131</total><denial_rate>0.1867082440070162</denial_rate><origination_rate>0.8132917559929839</origination_rate></row>
<row _id="1656"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1151</denials><originations>5308</originations><total>6459</total><denial_rate>0.17820095990091345</denial_rate><origination_rate>0.8217990400990866</origination_rate></row>
<row _id="1657"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>23</denials><originations>20</originations><total>43</total><denial_rate>0.5348837209302325</denial_rate><origination_rate>0.46511627906976744</origination_rate></row>
<row _id="1658"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>40</denials><originations>226</originations><total>266</total><denial_rate>0.15037593984962405</denial_rate><origination_rate>0.849624060150376</origination_rate></row>
<row _id="1659"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>224</denials><originations>774</originations><total>998</total><denial_rate>0.22444889779559118</denial_rate><origination_rate>0.7755511022044088</origination_rate></row>
<row _id="1660"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>287</denials><originations>1020</originations><total>1307</total><denial_rate>0.2195868400918133</denial_rate><origination_rate>0.7804131599081867</origination_rate></row>
<row _id="1661"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>52</denials><originations>194</originations><total>246</total><denial_rate>0.21138211382113822</denial_rate><origination_rate>0.7886178861788617</origination_rate></row>
<row _id="1662"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>91</denials><originations>767</originations><total>858</total><denial_rate>0.10606060606060606</denial_rate><origination_rate>0.8939393939393939</origination_rate></row>
<row _id="1663"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>792</denials><originations>3526</originations><total>4318</total><denial_rate>0.18341824918943955</denial_rate><origination_rate>0.8165817508105604</origination_rate></row>
<row _id="1664"><year>2012</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>935</denials><originations>4487</originations><total>5422</total><denial_rate>0.17244559203246035</denial_rate><origination_rate>0.8275544079675397</origination_rate></row>
<row _id="1665"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>10</denials><originations>21</originations><total>31</total><denial_rate>0.3225806451612903</denial_rate><origination_rate>0.6774193548387096</origination_rate></row>
<row _id="1666"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>33</denials><originations>221</originations><total>254</total><denial_rate>0.12992125984251968</denial_rate><origination_rate>0.8700787401574803</origination_rate></row>
<row _id="1667"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>216</denials><originations>739</originations><total>955</total><denial_rate>0.2261780104712042</denial_rate><origination_rate>0.7738219895287958</origination_rate></row>
<row _id="1668"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>259</denials><originations>981</originations><total>1240</total><denial_rate>0.20887096774193548</denial_rate><origination_rate>0.7911290322580645</origination_rate></row>
<row _id="1669"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>19</denials><originations>12</originations><total>31</total><denial_rate>0.6129032258064516</denial_rate><origination_rate>0.3870967741935484</origination_rate></row>
<row _id="1670"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>30</denials><originations>92</originations><total>122</total><denial_rate>0.2459016393442623</denial_rate><origination_rate>0.7540983606557377</origination_rate></row>
<row _id="1671"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>118</denials><originations>319</originations><total>437</total><denial_rate>0.2700228832951945</denial_rate><origination_rate>0.7299771167048055</origination_rate></row>
<row _id="1672"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>167</denials><originations>423</originations><total>590</total><denial_rate>0.2830508474576271</denial_rate><origination_rate>0.7169491525423729</origination_rate></row>
<row _id="1673"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>84</denials><originations>191</originations><total>275</total><denial_rate>0.3054545454545455</denial_rate><origination_rate>0.6945454545454546</origination_rate></row>
<row _id="1674"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>125</denials><originations>751</originations><total>876</total><denial_rate>0.14269406392694065</denial_rate><origination_rate>0.8573059360730594</origination_rate></row>
<row _id="1675"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>565</denials><originations>2404</originations><total>2969</total><denial_rate>0.19029976423038059</denial_rate><origination_rate>0.8097002357696194</origination_rate></row>
<row _id="1676"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>774</denials><originations>3346</originations><total>4120</total><denial_rate>0.1878640776699029</denial_rate><origination_rate>0.8121359223300971</origination_rate></row>
<row _id="1677"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>10</originations><total>16</total><denial_rate>0.375</denial_rate><origination_rate>0.625</origination_rate></row>
<row _id="1678"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>13</denials><originations>66</originations><total>79</total><denial_rate>0.16455696202531644</denial_rate><origination_rate>0.8354430379746836</origination_rate></row>
<row _id="1679"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>43</denials><originations>180</originations><total>223</total><denial_rate>0.19282511210762332</denial_rate><origination_rate>0.8071748878923767</origination_rate></row>
<row _id="1680"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>62</denials><originations>256</originations><total>318</total><denial_rate>0.1949685534591195</denial_rate><origination_rate>0.8050314465408805</origination_rate></row>
<row _id="1681"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>193</denials><originations>653</originations><total>846</total><denial_rate>0.2281323877068558</denial_rate><origination_rate>0.7718676122931442</origination_rate></row>
<row _id="1682"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>306</denials><originations>2892</originations><total>3198</total><denial_rate>0.09568480300187618</denial_rate><origination_rate>0.9043151969981238</origination_rate></row>
<row _id="1683"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2382</denials><originations>12368</originations><total>14750</total><denial_rate>0.16149152542372883</denial_rate><origination_rate>0.8385084745762712</origination_rate></row>
<row _id="1684"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2881</denials><originations>15913</originations><total>18794</total><denial_rate>0.15329360434181122</denial_rate><origination_rate>0.8467063956581888</origination_rate></row>
<row _id="1685"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>250</denials><originations>762</originations><total>1012</total><denial_rate>0.24703557312252963</denial_rate><origination_rate>0.7529644268774703</origination_rate></row>
<row _id="1686"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>369</denials><originations>3408</originations><total>3777</total><denial_rate>0.0976965845909452</denial_rate><origination_rate>0.9023034154090548</origination_rate></row>
<row _id="1687"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2694</denials><originations>13901</originations><total>16595</total><denial_rate>0.16233805363061163</denial_rate><origination_rate>0.8376619463693884</origination_rate></row>
<row _id="1688"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3313</denials><originations>18071</originations><total>21384</total><denial_rate>0.1549289188178077</denial_rate><origination_rate>0.8450710811821923</origination_rate></row>
<row _id="1689"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>30</denials><originations>37</originations><total>67</total><denial_rate>0.44776119402985076</denial_rate><origination_rate>0.5522388059701493</origination_rate></row>
<row _id="1690"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>64</denials><originations>324</originations><total>388</total><denial_rate>0.16494845360824742</denial_rate><origination_rate>0.8350515463917526</origination_rate></row>
<row _id="1691"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>348</denials><originations>1090</originations><total>1438</total><denial_rate>0.24200278164116829</denial_rate><origination_rate>0.7579972183588317</origination_rate></row>
<row _id="1692"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>442</denials><originations>1451</originations><total>1893</total><denial_rate>0.2334918119387216</denial_rate><origination_rate>0.7665081880612784</origination_rate></row>
<row _id="1693"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>228</denials><originations>747</originations><total>975</total><denial_rate>0.23384615384615384</denial_rate><origination_rate>0.7661538461538462</origination_rate></row>
<row _id="1694"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>320</denials><originations>3134</originations><total>3454</total><denial_rate>0.09264620729588882</denial_rate><origination_rate>0.9073537927041112</origination_rate></row>
<row _id="1695"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2385</denials><originations>13005</originations><total>15390</total><denial_rate>0.15497076023391812</denial_rate><origination_rate>0.8450292397660819</origination_rate></row>
<row _id="1696"><year>2012</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>2933</denials><originations>16886</originations><total>19819</total><denial_rate>0.14798930319390483</denial_rate><origination_rate>0.8520106968060952</origination_rate></row>
<row _id="1697"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>35</denials><originations>21</originations><total>56</total><denial_rate>0.625</denial_rate><origination_rate>0.375</origination_rate></row>
<row _id="1698"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>52</denials><originations>255</originations><total>307</total><denial_rate>0.16938110749185667</denial_rate><origination_rate>0.8306188925081434</origination_rate></row>
<row _id="1699"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>215</denials><originations>412</originations><total>627</total><denial_rate>0.34290271132376393</denial_rate><origination_rate>0.6570972886762361</origination_rate></row>
<row _id="1700"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>302</denials><originations>688</originations><total>990</total><denial_rate>0.30505050505050507</denial_rate><origination_rate>0.694949494949495</origination_rate></row>
<row _id="1701"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>212</denials><originations>106</originations><total>318</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="1702"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>86</denials><originations>164</originations><total>250</total><denial_rate>0.344</denial_rate><origination_rate>0.656</origination_rate></row>
<row _id="1703"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>384</denials><originations>476</originations><total>860</total><denial_rate>0.44651162790697674</denial_rate><origination_rate>0.5534883720930233</origination_rate></row>
<row _id="1704"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>682</denials><originations>746</originations><total>1428</total><denial_rate>0.47759103641456585</denial_rate><origination_rate>0.5224089635854342</origination_rate></row>
<row _id="1705"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>260</denials><originations>207</originations><total>467</total><denial_rate>0.556745182012848</denial_rate><origination_rate>0.44325481798715205</origination_rate></row>
<row _id="1706"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>164</denials><originations>700</originations><total>864</total><denial_rate>0.18981481481481483</denial_rate><origination_rate>0.8101851851851852</origination_rate></row>
<row _id="1707"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>675</denials><originations>1490</originations><total>2165</total><denial_rate>0.3117782909930716</denial_rate><origination_rate>0.6882217090069284</origination_rate></row>
<row _id="1708"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1099</denials><originations>2397</originations><total>3496</total><denial_rate>0.31435926773455375</denial_rate><origination_rate>0.6856407322654462</origination_rate></row>
<row _id="1709"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>82</denials><originations>26</originations><total>108</total><denial_rate>0.7592592592592593</denial_rate><origination_rate>0.24074074074074073</origination_rate></row>
<row _id="1710"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>26</denials><originations>113</originations><total>139</total><denial_rate>0.18705035971223022</denial_rate><origination_rate>0.8129496402877698</origination_rate></row>
<row _id="1711"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>122</denials><originations>180</originations><total>302</total><denial_rate>0.40397350993377484</denial_rate><origination_rate>0.5960264900662252</origination_rate></row>
<row _id="1712"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>230</denials><originations>319</originations><total>549</total><denial_rate>0.41894353369763204</denial_rate><origination_rate>0.581056466302368</origination_rate></row>
<row _id="1713"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>345</denials><originations>439</originations><total>784</total><denial_rate>0.44005102040816324</denial_rate><origination_rate>0.5599489795918368</origination_rate></row>
<row _id="1714"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>370</denials><originations>1776</originations><total>2146</total><denial_rate>0.1724137931034483</denial_rate><origination_rate>0.8275862068965517</origination_rate></row>
<row _id="1715"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1702</denials><originations>4972</originations><total>6674</total><denial_rate>0.25501947857356905</denial_rate><origination_rate>0.7449805214264309</origination_rate></row>
<row _id="1716"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2417</denials><originations>7187</originations><total>9604</total><denial_rate>0.25166597251145356</denial_rate><origination_rate>0.7483340274885465</origination_rate></row>
<row _id="1717"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>477</denials><originations>508</originations><total>985</total><denial_rate>0.4842639593908629</denial_rate><origination_rate>0.515736040609137</origination_rate></row>
<row _id="1718"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>414</denials><originations>2121</originations><total>2535</total><denial_rate>0.16331360946745563</denial_rate><origination_rate>0.8366863905325443</origination_rate></row>
<row _id="1719"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2001</denials><originations>5657</originations><total>7658</total><denial_rate>0.26129537738312875</denial_rate><origination_rate>0.7387046226168712</origination_rate></row>
<row _id="1720"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2892</denials><originations>8286</originations><total>11178</total><denial_rate>0.25872249060654856</denial_rate><origination_rate>0.7412775093934514</origination_rate></row>
<row _id="1721"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>259</denials><originations>131</originations><total>390</total><denial_rate>0.6641025641025641</denial_rate><origination_rate>0.33589743589743587</origination_rate></row>
<row _id="1722"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>146</denials><originations>428</originations><total>574</total><denial_rate>0.25435540069686413</denial_rate><origination_rate>0.7456445993031359</origination_rate></row>
<row _id="1723"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>624</denials><originations>926</originations><total>1550</total><denial_rate>0.40258064516129033</denial_rate><origination_rate>0.5974193548387097</origination_rate></row>
<row _id="1724"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1029</denials><originations>1485</originations><total>2514</total><denial_rate>0.40930787589498807</denial_rate><origination_rate>0.5906921241050119</origination_rate></row>
<row _id="1725"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>291</denials><originations>407</originations><total>698</total><denial_rate>0.4169054441260745</denial_rate><origination_rate>0.5830945558739254</origination_rate></row>
<row _id="1726"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>301</denials><originations>1800</originations><total>2101</total><denial_rate>0.1432651118514993</denial_rate><origination_rate>0.8567348881485007</origination_rate></row>
<row _id="1727"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1468</denials><originations>4913</originations><total>6381</total><denial_rate>0.23005798464190566</denial_rate><origination_rate>0.7699420153580944</origination_rate></row>
<row _id="1728"><year>2012</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>2060</denials><originations>7120</originations><total>9180</total><denial_rate>0.22440087145969498</denial_rate><origination_rate>0.775599128540305</origination_rate></row>
<row _id="1729"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>8</originations><total>16</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1730"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>30</denials><originations>201</originations><total>231</total><denial_rate>0.12987012987012986</denial_rate><origination_rate>0.8701298701298701</origination_rate></row>
<row _id="1731"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>85</denials><originations>234</originations><total>319</total><denial_rate>0.2664576802507837</denial_rate><origination_rate>0.7335423197492164</origination_rate></row>
<row _id="1732"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>123</denials><originations>443</originations><total>566</total><denial_rate>0.21731448763250882</denial_rate><origination_rate>0.7826855123674912</origination_rate></row>
<row _id="1733"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>8</denials><originations>4</originations><total>12</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="1734"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>6</denials><originations>32</originations><total>38</total><denial_rate>0.15789473684210525</denial_rate><origination_rate>0.8421052631578947</origination_rate></row>
<row _id="1735"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>35</denials><originations>63</originations><total>98</total><denial_rate>0.35714285714285715</denial_rate><origination_rate>0.6428571428571429</origination_rate></row>
<row _id="1736"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>49</denials><originations>99</originations><total>148</total><denial_rate>0.3310810810810811</denial_rate><origination_rate>0.668918918918919</origination_rate></row>
<row _id="1737"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>109</denials><originations>187</originations><total>296</total><denial_rate>0.36824324324324326</denial_rate><origination_rate>0.6317567567567568</origination_rate></row>
<row _id="1738"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>83</denials><originations>595</originations><total>678</total><denial_rate>0.1224188790560472</denial_rate><origination_rate>0.8775811209439528</origination_rate></row>
<row _id="1739"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>382</denials><originations>1266</originations><total>1648</total><denial_rate>0.23179611650485438</denial_rate><origination_rate>0.7682038834951457</origination_rate></row>
<row _id="1740"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>574</denials><originations>2048</originations><total>2622</total><denial_rate>0.21891685736079328</denial_rate><origination_rate>0.7810831426392068</origination_rate></row>
<row _id="1741"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>12</denials><originations>16</originations><total>28</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="1742"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>18</denials><originations>67</originations><total>85</total><denial_rate>0.21176470588235294</denial_rate><origination_rate>0.788235294117647</origination_rate></row>
<row _id="1743"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>48</denials><originations>128</originations><total>176</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="1744"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>78</denials><originations>211</originations><total>289</total><denial_rate>0.2698961937716263</denial_rate><origination_rate>0.7301038062283737</origination_rate></row>
<row _id="1745"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>173</denials><originations>554</originations><total>727</total><denial_rate>0.23796423658872076</denial_rate><origination_rate>0.7620357634112792</origination_rate></row>
<row _id="1746"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>288</denials><originations>2483</originations><total>2771</total><denial_rate>0.10393359797906893</denial_rate><origination_rate>0.896066402020931</origination_rate></row>
<row _id="1747"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1514</denials><originations>6571</originations><total>8085</total><denial_rate>0.18726035868893012</denial_rate><origination_rate>0.8127396413110699</origination_rate></row>
<row _id="1748"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1975</denials><originations>9608</originations><total>11583</total><denial_rate>0.1705085038418372</denial_rate><origination_rate>0.8294914961581629</origination_rate></row>
<row _id="1749"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>255</denials><originations>674</originations><total>929</total><denial_rate>0.2744886975242196</denial_rate><origination_rate>0.7255113024757804</origination_rate></row>
<row _id="1750"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>328</denials><originations>2907</originations><total>3235</total><denial_rate>0.10139103554868624</denial_rate><origination_rate>0.8986089644513138</origination_rate></row>
<row _id="1751"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1735</denials><originations>7285</originations><total>9020</total><denial_rate>0.19235033259423504</denial_rate><origination_rate>0.8076496674057649</origination_rate></row>
<row _id="1752"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2318</denials><originations>10866</originations><total>13184</total><denial_rate>0.17581917475728157</denial_rate><origination_rate>0.8241808252427184</origination_rate></row>
<row _id="1753"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>17</denials><originations>13</originations><total>30</total><denial_rate>0.5666666666666667</denial_rate><origination_rate>0.43333333333333335</origination_rate></row>
<row _id="1754"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>41</denials><originations>241</originations><total>282</total><denial_rate>0.1453900709219858</denial_rate><origination_rate>0.8546099290780141</origination_rate></row>
<row _id="1755"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>132</denials><originations>324</originations><total>456</total><denial_rate>0.2894736842105263</denial_rate><origination_rate>0.7105263157894737</origination_rate></row>
<row _id="1756"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>190</denials><originations>578</originations><total>768</total><denial_rate>0.24739583333333334</denial_rate><origination_rate>0.7526041666666666</origination_rate></row>
<row _id="1757"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>255</denials><originations>689</originations><total>944</total><denial_rate>0.2701271186440678</denial_rate><origination_rate>0.7298728813559322</origination_rate></row>
<row _id="1758"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>307</denials><originations>2741</originations><total>3048</total><denial_rate>0.10072178477690288</denial_rate><origination_rate>0.8992782152230971</origination_rate></row>
<row _id="1759"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1643</denials><originations>7148</originations><total>8791</total><denial_rate>0.18689568877260834</denial_rate><origination_rate>0.8131043112273917</origination_rate></row>
<row _id="1760"><year>2013</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>2205</denials><originations>10578</originations><total>12783</total><denial_rate>0.17249471954940154</denial_rate><origination_rate>0.8275052804505985</origination_rate></row>
<row _id="1761"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>3</originations><total>6</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1762"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>21</denials><originations>112</originations><total>133</total><denial_rate>0.15789473684210525</denial_rate><origination_rate>0.8421052631578947</origination_rate></row>
<row _id="1763"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>40</denials><originations>213</originations><total>253</total><denial_rate>0.15810276679841898</denial_rate><origination_rate>0.841897233201581</origination_rate></row>
<row _id="1764"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>64</denials><originations>328</originations><total>392</total><denial_rate>0.16326530612244897</denial_rate><origination_rate>0.8367346938775511</origination_rate></row>
<row _id="1765"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>20</denials><originations>20</originations><total>40</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1766"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>28</denials><originations>73</originations><total>101</total><denial_rate>0.27722772277227725</denial_rate><origination_rate>0.7227722772277227</origination_rate></row>
<row _id="1767"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>130</denials><originations>280</originations><total>410</total><denial_rate>0.3170731707317073</denial_rate><origination_rate>0.6829268292682927</origination_rate></row>
<row _id="1768"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>178</denials><originations>373</originations><total>551</total><denial_rate>0.32304900181488205</denial_rate><origination_rate>0.676950998185118</origination_rate></row>
<row _id="1769"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>80</denials><originations>107</originations><total>187</total><denial_rate>0.42780748663101603</denial_rate><origination_rate>0.5721925133689839</origination_rate></row>
<row _id="1770"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>52</denials><originations>332</originations><total>384</total><denial_rate>0.13541666666666666</denial_rate><origination_rate>0.8645833333333334</origination_rate></row>
<row _id="1771"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>289</denials><originations>790</originations><total>1079</total><denial_rate>0.267840593141798</denial_rate><origination_rate>0.732159406858202</origination_rate></row>
<row _id="1772"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>421</denials><originations>1229</originations><total>1650</total><denial_rate>0.25515151515151513</denial_rate><origination_rate>0.7448484848484849</origination_rate></row>
<row _id="1773"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>15</denials><originations>8</originations><total>23</total><denial_rate>0.6521739130434783</denial_rate><origination_rate>0.34782608695652173</origination_rate></row>
<row _id="1774"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>11</denials><originations>67</originations><total>78</total><denial_rate>0.14102564102564102</denial_rate><origination_rate>0.8589743589743589</origination_rate></row>
<row _id="1775"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>52</denials><originations>146</originations><total>198</total><denial_rate>0.26262626262626265</denial_rate><origination_rate>0.7373737373737373</origination_rate></row>
<row _id="1776"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>78</denials><originations>221</originations><total>299</total><denial_rate>0.2608695652173913</denial_rate><origination_rate>0.7391304347826086</origination_rate></row>
<row _id="1777"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>138</denials><originations>306</originations><total>444</total><denial_rate>0.3108108108108108</denial_rate><origination_rate>0.6891891891891891</origination_rate></row>
<row _id="1778"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>187</denials><originations>1447</originations><total>1634</total><denial_rate>0.11444308445532436</denial_rate><origination_rate>0.8855569155446756</origination_rate></row>
<row _id="1779"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1008</denials><originations>3712</originations><total>4720</total><denial_rate>0.2135593220338983</denial_rate><origination_rate>0.7864406779661017</origination_rate></row>
<row _id="1780"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1333</denials><originations>5465</originations><total>6798</total><denial_rate>0.196087084436599</denial_rate><origination_rate>0.803912915563401</origination_rate></row>
<row _id="1781"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>192</denials><originations>390</originations><total>582</total><denial_rate>0.32989690721649484</denial_rate><origination_rate>0.6701030927835051</origination_rate></row>
<row _id="1782"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>211</denials><originations>1634</originations><total>1845</total><denial_rate>0.11436314363143632</denial_rate><origination_rate>0.8856368563685637</origination_rate></row>
<row _id="1783"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1145</denials><originations>4107</originations><total>5252</total><denial_rate>0.218012185833968</denial_rate><origination_rate>0.781987814166032</origination_rate></row>
<row _id="1784"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1548</denials><originations>6131</originations><total>7679</total><denial_rate>0.2015887485349655</denial_rate><origination_rate>0.7984112514650346</origination_rate></row>
<row _id="1785"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>27</denials><originations>27</originations><total>54</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="1786"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>50</denials><originations>190</originations><total>240</total><denial_rate>0.20833333333333334</denial_rate><origination_rate>0.7916666666666666</origination_rate></row>
<row _id="1787"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>184</denials><originations>529</originations><total>713</total><denial_rate>0.25806451612903225</denial_rate><origination_rate>0.7419354838709677</origination_rate></row>
<row _id="1788"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>261</denials><originations>746</originations><total>1007</total><denial_rate>0.25918570009930486</denial_rate><origination_rate>0.7408142999006951</origination_rate></row>
<row _id="1789"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>185</denials><originations>371</originations><total>556</total><denial_rate>0.3327338129496403</denial_rate><origination_rate>0.6672661870503597</origination_rate></row>
<row _id="1790"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>171</denials><originations>1508</originations><total>1679</total><denial_rate>0.10184633710541989</denial_rate><origination_rate>0.8981536628945801</origination_rate></row>
<row _id="1791"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1006</denials><originations>3712</originations><total>4718</total><denial_rate>0.2132259431962696</denial_rate><origination_rate>0.7867740568037304</origination_rate></row>
<row _id="1792"><year>2013</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1362</denials><originations>5591</originations><total>6953</total><denial_rate>0.1958866676254854</denial_rate><origination_rate>0.8041133323745145</origination_rate></row>
<row _id="1793"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>10</originations><total>18</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="1794"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>31</denials><originations>93</originations><total>124</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="1795"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>82</denials><originations>179</originations><total>261</total><denial_rate>0.31417624521072796</denial_rate><origination_rate>0.685823754789272</origination_rate></row>
<row _id="1796"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>121</denials><originations>282</originations><total>403</total><denial_rate>0.3002481389578164</denial_rate><origination_rate>0.6997518610421837</origination_rate></row>
<row _id="1797"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>28</originations><total>57</total><denial_rate>0.5087719298245614</denial_rate><origination_rate>0.49122807017543857</origination_rate></row>
<row _id="1798"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>19</denials><originations>67</originations><total>86</total><denial_rate>0.22093023255813954</denial_rate><origination_rate>0.7790697674418605</origination_rate></row>
<row _id="1799"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>96</denials><originations>208</originations><total>304</total><denial_rate>0.3157894736842105</denial_rate><origination_rate>0.6842105263157895</origination_rate></row>
<row _id="1800"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>144</denials><originations>303</originations><total>447</total><denial_rate>0.3221476510067114</denial_rate><origination_rate>0.6778523489932886</origination_rate></row>
<row _id="1801"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>104</denials><originations>118</originations><total>222</total><denial_rate>0.46846846846846846</denial_rate><origination_rate>0.5315315315315315</origination_rate></row>
<row _id="1802"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>62</denials><originations>347</originations><total>409</total><denial_rate>0.15158924205378974</denial_rate><origination_rate>0.8484107579462102</origination_rate></row>
<row _id="1803"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>271</denials><originations>703</originations><total>974</total><denial_rate>0.2782340862422998</denial_rate><origination_rate>0.7217659137577002</origination_rate></row>
<row _id="1804"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>437</denials><originations>1168</originations><total>1605</total><denial_rate>0.2722741433021807</denial_rate><origination_rate>0.7277258566978193</origination_rate></row>
<row _id="1805"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>20</denials><originations>17</originations><total>37</total><denial_rate>0.5405405405405406</denial_rate><origination_rate>0.4594594594594595</origination_rate></row>
<row _id="1806"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>23</denials><originations>68</originations><total>91</total><denial_rate>0.25274725274725274</denial_rate><origination_rate>0.7472527472527473</origination_rate></row>
<row _id="1807"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>77</denials><originations>135</originations><total>212</total><denial_rate>0.3632075471698113</denial_rate><origination_rate>0.6367924528301887</origination_rate></row>
<row _id="1808"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>120</denials><originations>220</originations><total>340</total><denial_rate>0.35294117647058826</denial_rate><origination_rate>0.6470588235294118</origination_rate></row>
<row _id="1809"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>136</denials><originations>259</originations><total>395</total><denial_rate>0.34430379746835443</denial_rate><origination_rate>0.6556962025316456</origination_rate></row>
<row _id="1810"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>159</denials><originations>1109</originations><total>1268</total><denial_rate>0.1253943217665615</denial_rate><origination_rate>0.8746056782334385</origination_rate></row>
<row _id="1811"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>933</denials><originations>2957</originations><total>3890</total><denial_rate>0.23984575835475577</denial_rate><origination_rate>0.7601542416452443</origination_rate></row>
<row _id="1812"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1228</denials><originations>4325</originations><total>5553</total><denial_rate>0.22114172519358904</denial_rate><origination_rate>0.7788582748064109</origination_rate></row>
<row _id="1813"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>212</denials><originations>345</originations><total>557</total><denial_rate>0.38061041292639136</denial_rate><origination_rate>0.6193895870736086</origination_rate></row>
<row _id="1814"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>182</denials><originations>1321</originations><total>1503</total><denial_rate>0.12109115103127079</denial_rate><origination_rate>0.8789088489687292</origination_rate></row>
<row _id="1815"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1022</denials><originations>3321</originations><total>4343</total><denial_rate>0.2353212065392586</denial_rate><origination_rate>0.7646787934607414</origination_rate></row>
<row _id="1816"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1416</denials><originations>4987</originations><total>6403</total><denial_rate>0.2211463376542246</denial_rate><origination_rate>0.7788536623457755</origination_rate></row>
<row _id="1817"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>47</denials><originations>42</originations><total>89</total><denial_rate>0.5280898876404494</denial_rate><origination_rate>0.47191011235955055</origination_rate></row>
<row _id="1818"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>56</denials><originations>167</originations><total>223</total><denial_rate>0.25112107623318386</denial_rate><origination_rate>0.7488789237668162</origination_rate></row>
<row _id="1819"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>193</denials><originations>411</originations><total>604</total><denial_rate>0.3195364238410596</denial_rate><origination_rate>0.6804635761589404</origination_rate></row>
<row _id="1820"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>296</denials><originations>620</originations><total>916</total><denial_rate>0.3231441048034934</denial_rate><origination_rate>0.6768558951965066</origination_rate></row>
<row _id="1821"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>188</denials><originations>325</originations><total>513</total><denial_rate>0.3664717348927875</denial_rate><origination_rate>0.6335282651072125</origination_rate></row>
<row _id="1822"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>151</denials><originations>1217</originations><total>1368</total><denial_rate>0.11038011695906433</denial_rate><origination_rate>0.8896198830409356</origination_rate></row>
<row _id="1823"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>891</denials><originations>3023</originations><total>3914</total><denial_rate>0.22764435360245272</denial_rate><origination_rate>0.7723556463975473</origination_rate></row>
<row _id="1824"><year>2013</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1230</denials><originations>4565</originations><total>5795</total><denial_rate>0.21225194132873165</denial_rate><origination_rate>0.7877480586712683</origination_rate></row>
<row _id="1825"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>5</denials><originations>10</originations><total>15</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="1826"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>28</denials><originations>195</originations><total>223</total><denial_rate>0.12556053811659193</denial_rate><origination_rate>0.874439461883408</origination_rate></row>
<row _id="1827"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>61</denials><originations>257</originations><total>318</total><denial_rate>0.1918238993710692</denial_rate><origination_rate>0.8081761006289309</origination_rate></row>
<row _id="1828"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>94</denials><originations>462</originations><total>556</total><denial_rate>0.16906474820143885</denial_rate><origination_rate>0.8309352517985612</origination_rate></row>
<row _id="1829"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>6</denials><originations>8</originations><total>14</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="1830"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>8</denials><originations>49</originations><total>57</total><denial_rate>0.14035087719298245</denial_rate><origination_rate>0.8596491228070176</origination_rate></row>
<row _id="1831"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>51</denials><originations>112</originations><total>163</total><denial_rate>0.3128834355828221</denial_rate><origination_rate>0.6871165644171779</origination_rate></row>
<row _id="1832"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>65</denials><originations>169</originations><total>234</total><denial_rate>0.2777777777777778</denial_rate><origination_rate>0.7222222222222222</origination_rate></row>
<row _id="1833"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>49</denials><originations>125</originations><total>174</total><denial_rate>0.28160919540229884</denial_rate><origination_rate>0.7183908045977011</origination_rate></row>
<row _id="1834"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>71</denials><originations>568</originations><total>639</total><denial_rate>0.1111111111111111</denial_rate><origination_rate>0.8888888888888888</origination_rate></row>
<row _id="1835"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>319</denials><originations>1080</originations><total>1399</total><denial_rate>0.22802001429592567</denial_rate><origination_rate>0.7719799857040743</origination_rate></row>
<row _id="1836"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>439</denials><originations>1773</originations><total>2212</total><denial_rate>0.1984629294755877</denial_rate><origination_rate>0.8015370705244123</origination_rate></row>
<row _id="1837"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>3</denials><originations>15</originations><total>18</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="1838"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>15</denials><originations>50</originations><total>65</total><denial_rate>0.23076923076923078</denial_rate><origination_rate>0.7692307692307693</origination_rate></row>
<row _id="1839"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>35</denials><originations>116</originations><total>151</total><denial_rate>0.23178807947019867</denial_rate><origination_rate>0.7682119205298014</origination_rate></row>
<row _id="1840"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>53</denials><originations>181</originations><total>234</total><denial_rate>0.2264957264957265</denial_rate><origination_rate>0.7735042735042735</origination_rate></row>
<row _id="1841"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>111</denials><originations>399</originations><total>510</total><denial_rate>0.21764705882352942</denial_rate><origination_rate>0.7823529411764706</origination_rate></row>
<row _id="1842"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>262</denials><originations>2564</originations><total>2826</total><denial_rate>0.0927105449398443</denial_rate><origination_rate>0.9072894550601557</origination_rate></row>
<row _id="1843"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1204</denials><originations>5794</originations><total>6998</total><denial_rate>0.172049156901972</denial_rate><origination_rate>0.827950843098028</origination_rate></row>
<row _id="1844"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1577</denials><originations>8757</originations><total>10334</total><denial_rate>0.15260305786723438</denial_rate><origination_rate>0.8473969421327656</origination_rate></row>
<row _id="1845"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>145</denials><originations>490</originations><total>635</total><denial_rate>0.2283464566929134</denial_rate><origination_rate>0.7716535433070866</origination_rate></row>
<row _id="1846"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>290</denials><originations>2940</originations><total>3230</total><denial_rate>0.08978328173374613</denial_rate><origination_rate>0.9102167182662538</origination_rate></row>
<row _id="1847"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1399</denials><originations>6412</originations><total>7811</total><denial_rate>0.1791063884265779</denial_rate><origination_rate>0.8208936115734221</origination_rate></row>
<row _id="1848"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1834</denials><originations>9842</originations><total>11676</total><denial_rate>0.15707434052757793</denial_rate><origination_rate>0.842925659472422</origination_rate></row>
<row _id="1849"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>11</denials><originations>20</originations><total>31</total><denial_rate>0.3548387096774194</denial_rate><origination_rate>0.6451612903225806</origination_rate></row>
<row _id="1850"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>40</denials><originations>250</originations><total>290</total><denial_rate>0.13793103448275862</denial_rate><origination_rate>0.8620689655172413</origination_rate></row>
<row _id="1851"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>117</denials><originations>392</originations><total>509</total><denial_rate>0.22986247544204322</denial_rate><origination_rate>0.7701375245579568</origination_rate></row>
<row _id="1852"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>168</denials><originations>662</originations><total>830</total><denial_rate>0.20240963855421687</denial_rate><origination_rate>0.7975903614457831</origination_rate></row>
<row _id="1853"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>143</denials><originations>483</originations><total>626</total><denial_rate>0.22843450479233227</denial_rate><origination_rate>0.7715654952076677</origination_rate></row>
<row _id="1854"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>271</denials><originations>2736</originations><total>3007</total><denial_rate>0.09012304622547389</denial_rate><origination_rate>0.9098769537745262</origination_rate></row>
<row _id="1855"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1307</denials><originations>6155</originations><total>7462</total><denial_rate>0.17515411417850443</denial_rate><origination_rate>0.8248458858214955</origination_rate></row>
<row _id="1856"><year>2013</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1721</denials><originations>9374</originations><total>11095</total><denial_rate>0.15511491662911223</denial_rate><origination_rate>0.8448850833708877</origination_rate></row>
<row _id="1857"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>11</denials><originations>16</originations><total>27</total><denial_rate>0.4074074074074074</denial_rate><origination_rate>0.5925925925925926</origination_rate></row>
<row _id="1858"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>24</denials><originations>108</originations><total>132</total><denial_rate>0.18181818181818182</denial_rate><origination_rate>0.8181818181818182</origination_rate></row>
<row _id="1859"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>63</denials><originations>169</originations><total>232</total><denial_rate>0.27155172413793105</denial_rate><origination_rate>0.728448275862069</origination_rate></row>
<row _id="1860"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>98</denials><originations>293</originations><total>391</total><denial_rate>0.2506393861892583</denial_rate><origination_rate>0.7493606138107417</origination_rate></row>
<row _id="1861"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>16</originations><total>45</total><denial_rate>0.6444444444444445</denial_rate><origination_rate>0.35555555555555557</origination_rate></row>
<row _id="1862"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>30</denials><originations>71</originations><total>101</total><denial_rate>0.297029702970297</denial_rate><origination_rate>0.7029702970297029</origination_rate></row>
<row _id="1863"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>99</denials><originations>139</originations><total>238</total><denial_rate>0.41596638655462187</denial_rate><origination_rate>0.5840336134453782</origination_rate></row>
<row _id="1864"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>158</denials><originations>226</originations><total>384</total><denial_rate>0.4114583333333333</denial_rate><origination_rate>0.5885416666666666</origination_rate></row>
<row _id="1865"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>76</denials><originations>122</originations><total>198</total><denial_rate>0.3838383838383838</denial_rate><origination_rate>0.6161616161616161</origination_rate></row>
<row _id="1866"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>59</denials><originations>429</originations><total>488</total><denial_rate>0.12090163934426229</denial_rate><origination_rate>0.8790983606557377</origination_rate></row>
<row _id="1867"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>278</denials><originations>917</originations><total>1195</total><denial_rate>0.23263598326359833</denial_rate><origination_rate>0.7673640167364016</origination_rate></row>
<row _id="1868"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>413</denials><originations>1468</originations><total>1881</total><denial_rate>0.21956406166932482</denial_rate><origination_rate>0.7804359383306751</origination_rate></row>
<row _id="1869"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>3</denials><originations>4</originations><total>7</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="1870"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>8</denials><originations>34</originations><total>42</total><denial_rate>0.19047619047619047</denial_rate><origination_rate>0.8095238095238095</origination_rate></row>
<row _id="1871"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>30</denials><originations>75</originations><total>105</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="1872"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>41</denials><originations>113</originations><total>154</total><denial_rate>0.2662337662337662</denial_rate><origination_rate>0.7337662337662337</origination_rate></row>
<row _id="1873"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>137</denials><originations>338</originations><total>475</total><denial_rate>0.28842105263157897</denial_rate><origination_rate>0.7115789473684211</origination_rate></row>
<row _id="1874"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>145</denials><originations>1561</originations><total>1706</total><denial_rate>0.08499413833528723</denial_rate><origination_rate>0.9150058616647128</origination_rate></row>
<row _id="1875"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1010</denials><originations>3951</originations><total>4961</total><denial_rate>0.20358798629308608</denial_rate><origination_rate>0.796412013706914</origination_rate></row>
<row _id="1876"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1292</denials><originations>5850</originations><total>7142</total><denial_rate>0.1809017082049846</denial_rate><origination_rate>0.8190982917950154</origination_rate></row>
<row _id="1877"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>202</denials><originations>427</originations><total>629</total><denial_rate>0.32114467408585057</denial_rate><origination_rate>0.6788553259141494</origination_rate></row>
<row _id="1878"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>182</denials><originations>1864</originations><total>2046</total><denial_rate>0.08895405669599218</denial_rate><origination_rate>0.9110459433040078</origination_rate></row>
<row _id="1879"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1170</denials><originations>4568</originations><total>5738</total><denial_rate>0.2039037992331823</denial_rate><origination_rate>0.7960962007668178</origination_rate></row>
<row _id="1880"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1554</denials><originations>6859</originations><total>8413</total><denial_rate>0.18471413288957567</denial_rate><origination_rate>0.8152858671104244</origination_rate></row>
<row _id="1881"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>41</denials><originations>33</originations><total>74</total><denial_rate>0.5540540540540541</denial_rate><origination_rate>0.44594594594594594</origination_rate></row>
<row _id="1882"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>55</denials><originations>184</originations><total>239</total><denial_rate>0.2301255230125523</denial_rate><origination_rate>0.7698744769874477</origination_rate></row>
<row _id="1883"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>170</denials><originations>323</originations><total>493</total><denial_rate>0.3448275862068966</denial_rate><origination_rate>0.6551724137931034</origination_rate></row>
<row _id="1884"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>266</denials><originations>540</originations><total>806</total><denial_rate>0.33002481389578164</denial_rate><origination_rate>0.6699751861042184</origination_rate></row>
<row _id="1885"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>163</denials><originations>405</originations><total>568</total><denial_rate>0.2869718309859155</denial_rate><origination_rate>0.7130281690140845</origination_rate></row>
<row _id="1886"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>138</denials><originations>1711</originations><total>1849</total><denial_rate>0.0746349378042185</denial_rate><origination_rate>0.9253650621957815</origination_rate></row>
<row _id="1887"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1020</denials><originations>4302</originations><total>5322</total><denial_rate>0.19165727170236754</denial_rate><origination_rate>0.8083427282976324</origination_rate></row>
<row _id="1888"><year>2013</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1321</denials><originations>6418</originations><total>7739</total><denial_rate>0.17069388809923763</denial_rate><origination_rate>0.8293061119007624</origination_rate></row>
<row _id="1889"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>6</originations><total>10</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="1890"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>4</denials><originations>31</originations><total>35</total><denial_rate>0.11428571428571428</denial_rate><origination_rate>0.8857142857142857</origination_rate></row>
<row _id="1891"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>27</denials><originations>69</originations><total>96</total><denial_rate>0.28125</denial_rate><origination_rate>0.71875</origination_rate></row>
<row _id="1892"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>35</denials><originations>106</originations><total>141</total><denial_rate>0.24822695035460993</denial_rate><origination_rate>0.75177304964539</origination_rate></row>
<row _id="1893"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>10</denials><originations>7</originations><total>17</total><denial_rate>0.5882352941176471</denial_rate><origination_rate>0.4117647058823529</origination_rate></row>
<row _id="1894"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>9</denials><originations>45</originations><total>54</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="1895"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>53</denials><originations>117</originations><total>170</total><denial_rate>0.31176470588235294</denial_rate><origination_rate>0.6882352941176471</origination_rate></row>
<row _id="1896"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>72</denials><originations>169</originations><total>241</total><denial_rate>0.2987551867219917</denial_rate><origination_rate>0.7012448132780082</origination_rate></row>
<row _id="1897"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>56</denials><originations>103</originations><total>159</total><denial_rate>0.3522012578616352</denial_rate><origination_rate>0.6477987421383647</origination_rate></row>
<row _id="1898"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>33</denials><originations>262</originations><total>295</total><denial_rate>0.11186440677966102</denial_rate><origination_rate>0.888135593220339</origination_rate></row>
<row _id="1899"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>213</denials><originations>590</originations><total>803</total><denial_rate>0.26525529265255293</denial_rate><origination_rate>0.7347447073474471</origination_rate></row>
<row _id="1900"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>302</denials><originations>955</originations><total>1257</total><denial_rate>0.24025457438345266</denial_rate><origination_rate>0.7597454256165473</origination_rate></row>
<row _id="1901"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>7</denials><originations>10</originations><total>17</total><denial_rate>0.4117647058823529</denial_rate><origination_rate>0.5882352941176471</origination_rate></row>
<row _id="1902"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>10</denials><originations>26</originations><total>36</total><denial_rate>0.2777777777777778</denial_rate><origination_rate>0.7222222222222222</origination_rate></row>
<row _id="1903"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>24</denials><originations>75</originations><total>99</total><denial_rate>0.24242424242424243</denial_rate><origination_rate>0.7575757575757576</origination_rate></row>
<row _id="1904"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>41</denials><originations>111</originations><total>152</total><denial_rate>0.26973684210526316</denial_rate><origination_rate>0.7302631578947368</origination_rate></row>
<row _id="1905"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>137</denials><originations>239</originations><total>376</total><denial_rate>0.36436170212765956</denial_rate><origination_rate>0.6356382978723404</origination_rate></row>
<row _id="1906"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>119</denials><originations>850</originations><total>969</total><denial_rate>0.12280701754385964</denial_rate><origination_rate>0.8771929824561403</origination_rate></row>
<row _id="1907"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>682</denials><originations>2442</originations><total>3124</total><denial_rate>0.21830985915492956</denial_rate><origination_rate>0.7816901408450704</origination_rate></row>
<row _id="1908"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>938</denials><originations>3531</originations><total>4469</total><denial_rate>0.2098903557842918</denial_rate><origination_rate>0.7901096442157082</origination_rate></row>
<row _id="1909"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>177</denials><originations>322</originations><total>499</total><denial_rate>0.35470941883767537</denial_rate><origination_rate>0.6452905811623246</origination_rate></row>
<row _id="1910"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>133</denials><originations>1051</originations><total>1184</total><denial_rate>0.11233108108108109</denial_rate><origination_rate>0.887668918918919</origination_rate></row>
<row _id="1911"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>797</denials><originations>2786</originations><total>3583</total><denial_rate>0.2224392966787608</denial_rate><origination_rate>0.7775607033212392</origination_rate></row>
<row _id="1912"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1107</denials><originations>4159</originations><total>5266</total><denial_rate>0.21021648309912647</denial_rate><origination_rate>0.7897835169008736</origination_rate></row>
<row _id="1913"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>14</denials><originations>13</originations><total>27</total><denial_rate>0.5185185185185185</denial_rate><origination_rate>0.48148148148148145</origination_rate></row>
<row _id="1914"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>14</denials><originations>79</originations><total>93</total><denial_rate>0.15053763440860216</denial_rate><origination_rate>0.8494623655913979</origination_rate></row>
<row _id="1915"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>89</denials><originations>205</originations><total>294</total><denial_rate>0.30272108843537415</denial_rate><origination_rate>0.6972789115646258</origination_rate></row>
<row _id="1916"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>117</denials><originations>297</originations><total>414</total><denial_rate>0.2826086956521739</denial_rate><origination_rate>0.717391304347826</origination_rate></row>
<row _id="1917"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>173</denials><originations>320</originations><total>493</total><denial_rate>0.3509127789046653</denial_rate><origination_rate>0.6490872210953347</origination_rate></row>
<row _id="1918"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>131</denials><originations>1002</originations><total>1133</total><denial_rate>0.11562224183583407</denial_rate><origination_rate>0.884377758164166</origination_rate></row>
<row _id="1919"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>730</denials><originations>2663</originations><total>3393</total><denial_rate>0.215148835838491</denial_rate><origination_rate>0.784851164161509</origination_rate></row>
<row _id="1920"><year>2013</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1034</denials><originations>3985</originations><total>5019</total><denial_rate>0.20601713488742776</denial_rate><origination_rate>0.7939828651125722</origination_rate></row>
<row _id="1921"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>6</denials><originations>14</originations><total>20</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="1922"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>36</denials><originations>258</originations><total>294</total><denial_rate>0.12244897959183673</denial_rate><origination_rate>0.8775510204081632</origination_rate></row>
<row _id="1923"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>98</denials><originations>367</originations><total>465</total><denial_rate>0.210752688172043</denial_rate><origination_rate>0.789247311827957</origination_rate></row>
<row _id="1924"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>140</denials><originations>639</originations><total>779</total><denial_rate>0.1797175866495507</denial_rate><origination_rate>0.8202824133504493</origination_rate></row>
<row _id="1925"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>7</denials><originations>9</originations><total>16</total><denial_rate>0.4375</denial_rate><origination_rate>0.5625</origination_rate></row>
<row _id="1926"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>18</denials><originations>34</originations><total>52</total><denial_rate>0.34615384615384615</denial_rate><origination_rate>0.6538461538461539</origination_rate></row>
<row _id="1927"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>60</denials><originations>138</originations><total>198</total><denial_rate>0.30303030303030304</denial_rate><origination_rate>0.696969696969697</origination_rate></row>
<row _id="1928"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>85</denials><originations>181</originations><total>266</total><denial_rate>0.31954887218045114</denial_rate><origination_rate>0.6804511278195489</origination_rate></row>
<row _id="1929"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>29</denials><originations>48</originations><total>77</total><denial_rate>0.37662337662337664</denial_rate><origination_rate>0.6233766233766234</origination_rate></row>
<row _id="1930"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>31</denials><originations>228</originations><total>259</total><denial_rate>0.11969111969111969</denial_rate><origination_rate>0.8803088803088803</origination_rate></row>
<row _id="1931"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>151</denials><originations>539</originations><total>690</total><denial_rate>0.21884057971014492</denial_rate><origination_rate>0.7811594202898551</origination_rate></row>
<row _id="1932"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>211</denials><originations>815</originations><total>1026</total><denial_rate>0.20565302144249512</denial_rate><origination_rate>0.7943469785575049</origination_rate></row>
<row _id="1933"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>10</originations><total>19</total><denial_rate>0.47368421052631576</denial_rate><origination_rate>0.5263157894736842</origination_rate></row>
<row _id="1934"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>16</denials><originations>68</originations><total>84</total><denial_rate>0.19047619047619047</denial_rate><origination_rate>0.8095238095238095</origination_rate></row>
<row _id="1935"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>64</denials><originations>132</originations><total>196</total><denial_rate>0.32653061224489793</denial_rate><origination_rate>0.673469387755102</origination_rate></row>
<row _id="1936"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>89</denials><originations>210</originations><total>299</total><denial_rate>0.2976588628762542</denial_rate><origination_rate>0.7023411371237458</origination_rate></row>
<row _id="1937"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>56</denials><originations>166</originations><total>222</total><denial_rate>0.25225225225225223</denial_rate><origination_rate>0.7477477477477478</origination_rate></row>
<row _id="1938"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>135</denials><originations>946</originations><total>1081</total><denial_rate>0.12488436632747456</denial_rate><origination_rate>0.8751156336725254</origination_rate></row>
<row _id="1939"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>591</denials><originations>2512</originations><total>3103</total><denial_rate>0.19046084434418306</denial_rate><origination_rate>0.8095391556558169</origination_rate></row>
<row _id="1940"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>782</denials><originations>3624</originations><total>4406</total><denial_rate>0.17748524738992283</denial_rate><origination_rate>0.8225147526100771</origination_rate></row>
<row _id="1941"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>69</denials><originations>197</originations><total>266</total><denial_rate>0.2593984962406015</denial_rate><origination_rate>0.7406015037593985</origination_rate></row>
<row _id="1942"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>143</denials><originations>1080</originations><total>1223</total><denial_rate>0.1169255928045789</denial_rate><origination_rate>0.8830744071954211</origination_rate></row>
<row _id="1943"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>632</denials><originations>2783</originations><total>3415</total><denial_rate>0.18506588579795022</denial_rate><origination_rate>0.8149341142020498</origination_rate></row>
<row _id="1944"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>844</denials><originations>4060</originations><total>4904</total><denial_rate>0.17210440456769985</denial_rate><origination_rate>0.8278955954323002</origination_rate></row>
<row _id="1945"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>18</denials><originations>26</originations><total>44</total><denial_rate>0.4090909090909091</denial_rate><origination_rate>0.5909090909090909</origination_rate></row>
<row _id="1946"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>55</denials><originations>295</originations><total>350</total><denial_rate>0.15714285714285714</denial_rate><origination_rate>0.8428571428571429</origination_rate></row>
<row _id="1947"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>165</denials><originations>527</originations><total>692</total><denial_rate>0.2384393063583815</denial_rate><origination_rate>0.7615606936416185</origination_rate></row>
<row _id="1948"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>238</denials><originations>848</originations><total>1086</total><denial_rate>0.21915285451197053</denial_rate><origination_rate>0.7808471454880295</origination_rate></row>
<row _id="1949"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>59</denials><originations>183</originations><total>242</total><denial_rate>0.24380165289256198</denial_rate><origination_rate>0.756198347107438</origination_rate></row>
<row _id="1950"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>103</denials><originations>849</originations><total>952</total><denial_rate>0.10819327731092437</denial_rate><origination_rate>0.8918067226890757</origination_rate></row>
<row _id="1951"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>522</denials><originations>2362</originations><total>2884</total><denial_rate>0.180998613037448</denial_rate><origination_rate>0.819001386962552</origination_rate></row>
<row _id="1952"><year>2013</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>684</denials><originations>3394</originations><total>4078</total><denial_rate>0.16772927905836194</denial_rate><origination_rate>0.832270720941638</origination_rate></row>
<row _id="1953"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>21</denials><originations>13</originations><total>34</total><denial_rate>0.6176470588235294</denial_rate><origination_rate>0.38235294117647056</origination_rate></row>
<row _id="1954"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>46</denials><originations>295</originations><total>341</total><denial_rate>0.1348973607038123</denial_rate><origination_rate>0.8651026392961877</origination_rate></row>
<row _id="1955"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>111</denials><originations>490</originations><total>601</total><denial_rate>0.18469217970049917</denial_rate><origination_rate>0.8153078202995009</origination_rate></row>
<row _id="1956"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>178</denials><originations>798</originations><total>976</total><denial_rate>0.18237704918032788</denial_rate><origination_rate>0.8176229508196722</origination_rate></row>
<row _id="1957"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>18</denials><originations>24</originations><total>42</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="1958"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>28</denials><originations>104</originations><total>132</total><denial_rate>0.21212121212121213</denial_rate><origination_rate>0.7878787878787878</origination_rate></row>
<row _id="1959"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>132</denials><originations>268</originations><total>400</total><denial_rate>0.33</denial_rate><origination_rate>0.67</origination_rate></row>
<row _id="1960"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>178</denials><originations>396</originations><total>574</total><denial_rate>0.31010452961672474</denial_rate><origination_rate>0.6898954703832753</origination_rate></row>
<row _id="1961"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>104</denials><originations>217</originations><total>321</total><denial_rate>0.32398753894080995</denial_rate><origination_rate>0.67601246105919</origination_rate></row>
<row _id="1962"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>85</denials><originations>797</originations><total>882</total><denial_rate>0.0963718820861678</denial_rate><origination_rate>0.9036281179138322</origination_rate></row>
<row _id="1963"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>465</denials><originations>1794</originations><total>2259</total><denial_rate>0.2058432934926959</denial_rate><origination_rate>0.7941567065073041</origination_rate></row>
<row _id="1964"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>654</denials><originations>2808</originations><total>3462</total><denial_rate>0.18890814558058924</denial_rate><origination_rate>0.8110918544194108</origination_rate></row>
<row _id="1965"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>8</originations><total>17</total><denial_rate>0.5294117647058824</denial_rate><origination_rate>0.47058823529411764</origination_rate></row>
<row _id="1966"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>13</denials><originations>82</originations><total>95</total><denial_rate>0.1368421052631579</denial_rate><origination_rate>0.8631578947368421</origination_rate></row>
<row _id="1967"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>63</denials><originations>147</originations><total>210</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="1968"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>85</denials><originations>237</originations><total>322</total><denial_rate>0.2639751552795031</denial_rate><origination_rate>0.7360248447204969</origination_rate></row>
<row _id="1969"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>193</denials><originations>650</originations><total>843</total><denial_rate>0.22894424673784106</denial_rate><origination_rate>0.7710557532621589</origination_rate></row>
<row _id="1970"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>322</denials><originations>3287</originations><total>3609</total><denial_rate>0.08922139096702687</denial_rate><origination_rate>0.9107786090329731</origination_rate></row>
<row _id="1971"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1747</denials><originations>8092</originations><total>9839</total><denial_rate>0.1775586949893282</denial_rate><origination_rate>0.8224413050106718</origination_rate></row>
<row _id="1972"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2262</denials><originations>12029</originations><total>14291</total><denial_rate>0.15828143586872856</denial_rate><origination_rate>0.8417185641312714</origination_rate></row>
<row _id="1973"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>275</denials><originations>816</originations><total>1091</total><denial_rate>0.2520623281393217</denial_rate><origination_rate>0.7479376718606783</origination_rate></row>
<row _id="1974"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>360</denials><originations>3851</originations><total>4211</total><denial_rate>0.08549038233198765</denial_rate><origination_rate>0.9145096176680123</origination_rate></row>
<row _id="1975"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2006</denials><originations>9279</originations><total>11285</total><denial_rate>0.17775808595480727</denial_rate><origination_rate>0.8222419140451928</origination_rate></row>
<row _id="1976"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2641</denials><originations>13946</originations><total>16587</total><denial_rate>0.15922107674684993</denial_rate><origination_rate>0.8407789232531501</origination_rate></row>
<row _id="1977"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>44</denials><originations>40</originations><total>84</total><denial_rate>0.5238095238095238</denial_rate><origination_rate>0.47619047619047616</origination_rate></row>
<row _id="1978"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>78</denials><originations>409</originations><total>487</total><denial_rate>0.1601642710472279</denial_rate><origination_rate>0.839835728952772</origination_rate></row>
<row _id="1979"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>252</denials><originations>782</originations><total>1034</total><denial_rate>0.2437137330754352</denial_rate><origination_rate>0.7562862669245648</origination_rate></row>
<row _id="1980"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>374</denials><originations>1231</originations><total>1605</total><denial_rate>0.23302180685358256</denial_rate><origination_rate>0.7669781931464175</origination_rate></row>
<row _id="1981"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>243</denials><originations>792</originations><total>1035</total><denial_rate>0.23478260869565218</denial_rate><origination_rate>0.7652173913043478</origination_rate></row>
<row _id="1982"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>289</denials><originations>3516</originations><total>3805</total><denial_rate>0.0759526938239159</denial_rate><origination_rate>0.9240473061760841</origination_rate></row>
<row _id="1983"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1801</denials><originations>8650</originations><total>10451</total><denial_rate>0.1723280068892929</denial_rate><origination_rate>0.8276719931107072</origination_rate></row>
<row _id="1984"><year>2013</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>2333</denials><originations>12958</originations><total>15291</total><denial_rate>0.15257340919495127</denial_rate><origination_rate>0.8474265908050487</origination_rate></row>
<row _id="1985"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>23</denials><originations>19</originations><total>42</total><denial_rate>0.5476190476190477</denial_rate><origination_rate>0.4523809523809524</origination_rate></row>
<row _id="1986"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>75</denials><originations>323</originations><total>398</total><denial_rate>0.1884422110552764</denial_rate><origination_rate>0.8115577889447236</origination_rate></row>
<row _id="1987"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>195</denials><originations>336</originations><total>531</total><denial_rate>0.3672316384180791</denial_rate><origination_rate>0.632768361581921</origination_rate></row>
<row _id="1988"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>293</denials><originations>678</originations><total>971</total><denial_rate>0.30175077239958803</denial_rate><origination_rate>0.698249227600412</origination_rate></row>
<row _id="1989"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>209</denials><originations>83</originations><total>292</total><denial_rate>0.7157534246575342</denial_rate><origination_rate>0.2842465753424658</origination_rate></row>
<row _id="1990"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>57</denials><originations>154</originations><total>211</total><denial_rate>0.27014218009478674</denial_rate><origination_rate>0.7298578199052133</origination_rate></row>
<row _id="1991"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>405</denials><originations>497</originations><total>902</total><denial_rate>0.4490022172949002</denial_rate><origination_rate>0.5509977827050998</origination_rate></row>
<row _id="1992"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>671</denials><originations>734</originations><total>1405</total><denial_rate>0.47758007117437723</denial_rate><origination_rate>0.5224199288256228</origination_rate></row>
<row _id="1993"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>235</denials><originations>169</originations><total>404</total><denial_rate>0.5816831683168316</denial_rate><origination_rate>0.4183168316831683</origination_rate></row>
<row _id="1994"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>137</denials><originations>755</originations><total>892</total><denial_rate>0.15358744394618834</denial_rate><origination_rate>0.8464125560538116</origination_rate></row>
<row _id="1995"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>604</denials><originations>1332</originations><total>1936</total><denial_rate>0.3119834710743802</denial_rate><origination_rate>0.6880165289256198</origination_rate></row>
<row _id="1996"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>976</denials><originations>2256</originations><total>3232</total><denial_rate>0.30198019801980197</denial_rate><origination_rate>0.698019801980198</origination_rate></row>
<row _id="1997"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>66</denials><originations>25</originations><total>91</total><denial_rate>0.7252747252747253</denial_rate><origination_rate>0.27472527472527475</origination_rate></row>
<row _id="1998"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>21</denials><originations>131</originations><total>152</total><denial_rate>0.13815789473684212</denial_rate><origination_rate>0.8618421052631579</origination_rate></row>
<row _id="1999"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>140</denials><originations>176</originations><total>316</total><denial_rate>0.4430379746835443</denial_rate><origination_rate>0.5569620253164557</origination_rate></row>
<row _id="2000"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>227</denials><originations>332</originations><total>559</total><denial_rate>0.40608228980322003</denial_rate><origination_rate>0.59391771019678</origination_rate></row>
<row _id="2001"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>304</denials><originations>344</originations><total>648</total><denial_rate>0.4691358024691358</denial_rate><origination_rate>0.5308641975308642</origination_rate></row>
<row _id="2002"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>298</denials><originations>1912</originations><total>2210</total><denial_rate>0.134841628959276</denial_rate><origination_rate>0.865158371040724</origination_rate></row>
<row _id="2003"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1551</denials><originations>4088</originations><total>5639</total><denial_rate>0.2750487675119702</denial_rate><origination_rate>0.7249512324880298</origination_rate></row>
<row _id="2004"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2153</denials><originations>6344</originations><total>8497</total><denial_rate>0.2533835471342827</denial_rate><origination_rate>0.7466164528657173</origination_rate></row>
<row _id="2005"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>450</denials><originations>437</originations><total>887</total><denial_rate>0.5073280721533259</denial_rate><origination_rate>0.4926719278466742</origination_rate></row>
<row _id="2006"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>362</denials><originations>2334</originations><total>2696</total><denial_rate>0.13427299703264095</denial_rate><origination_rate>0.865727002967359</origination_rate></row>
<row _id="2007"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1812</denials><originations>4790</originations><total>6602</total><denial_rate>0.2744622841563163</denial_rate><origination_rate>0.7255377158436838</origination_rate></row>
<row _id="2008"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2624</denials><originations>7561</originations><total>10185</total><denial_rate>0.25763377515954833</denial_rate><origination_rate>0.7423662248404517</origination_rate></row>
<row _id="2009"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>246</denials><originations>107</originations><total>353</total><denial_rate>0.6968838526912181</denial_rate><origination_rate>0.3031161473087819</origination_rate></row>
<row _id="2010"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>138</denials><originations>495</originations><total>633</total><denial_rate>0.21800947867298578</denial_rate><origination_rate>0.7819905213270142</origination_rate></row>
<row _id="2011"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>620</denials><originations>869</originations><total>1489</total><denial_rate>0.41638683680322364</denial_rate><origination_rate>0.5836131631967764</origination_rate></row>
<row _id="2012"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1004</denials><originations>1471</originations><total>2475</total><denial_rate>0.40565656565656566</denial_rate><origination_rate>0.5943434343434344</origination_rate></row>
<row _id="2013"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>257</denials><originations>361</originations><total>618</total><denial_rate>0.41585760517799353</denial_rate><origination_rate>0.5841423948220065</origination_rate></row>
<row _id="2014"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>243</denials><originations>1962</originations><total>2205</total><denial_rate>0.11020408163265306</denial_rate><origination_rate>0.889795918367347</origination_rate></row>
<row _id="2015"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1283</denials><originations>4096</originations><total>5379</total><denial_rate>0.23852017103550846</denial_rate><origination_rate>0.7614798289644915</origination_rate></row>
<row _id="2016"><year>2013</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>1783</denials><originations>6419</originations><total>8202</total><denial_rate>0.21738600341380152</denial_rate><origination_rate>0.7826139965861985</origination_rate></row>
<row _id="2017"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>9</denials><originations>9</originations><total>18</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2018"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>34</denials><originations>215</originations><total>249</total><denial_rate>0.13654618473895583</denial_rate><origination_rate>0.8634538152610441</origination_rate></row>
<row _id="2019"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>37</denials><originations>81</originations><total>118</total><denial_rate>0.3135593220338983</denial_rate><origination_rate>0.6864406779661016</origination_rate></row>
<row _id="2020"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>80</denials><originations>305</originations><total>385</total><denial_rate>0.2077922077922078</denial_rate><origination_rate>0.7922077922077922</origination_rate></row>
<row _id="2021"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>7</denials><originations>5</originations><total>12</total><denial_rate>0.5833333333333334</denial_rate><origination_rate>0.4166666666666667</origination_rate></row>
<row _id="2022"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>5</denials><originations>44</originations><total>49</total><denial_rate>0.10204081632653061</denial_rate><origination_rate>0.8979591836734694</origination_rate></row>
<row _id="2023"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>27</denials><originations>26</originations><total>53</total><denial_rate>0.5094339622641509</denial_rate><origination_rate>0.49056603773584906</origination_rate></row>
<row _id="2024"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>39</denials><originations>75</originations><total>114</total><denial_rate>0.34210526315789475</denial_rate><origination_rate>0.6578947368421053</origination_rate></row>
<row _id="2025"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>109</denials><originations>209</originations><total>318</total><denial_rate>0.34276729559748426</denial_rate><origination_rate>0.6572327044025157</origination_rate></row>
<row _id="2026"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>69</denials><originations>563</originations><total>632</total><denial_rate>0.10917721518987342</denial_rate><origination_rate>0.8908227848101266</origination_rate></row>
<row _id="2027"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>224</denials><originations>575</originations><total>799</total><denial_rate>0.28035043804755944</denial_rate><origination_rate>0.7196495619524406</origination_rate></row>
<row _id="2028"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>402</denials><originations>1347</originations><total>1749</total><denial_rate>0.22984562607204118</denial_rate><origination_rate>0.7701543739279588</origination_rate></row>
<row _id="2029"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>10</originations><total>18</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="2030"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>5</denials><originations>68</originations><total>73</total><denial_rate>0.0684931506849315</denial_rate><origination_rate>0.9315068493150684</origination_rate></row>
<row _id="2031"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>27</denials><originations>42</originations><total>69</total><denial_rate>0.391304347826087</denial_rate><origination_rate>0.6086956521739131</origination_rate></row>
<row _id="2032"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>40</denials><originations>120</originations><total>160</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="2033"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>197</denials><originations>537</originations><total>734</total><denial_rate>0.2683923705722071</denial_rate><origination_rate>0.7316076294277929</origination_rate></row>
<row _id="2034"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>248</denials><originations>2603</originations><total>2851</total><denial_rate>0.08698702209750965</denial_rate><origination_rate>0.9130129779024904</origination_rate></row>
<row _id="2035"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>782</denials><originations>2244</originations><total>3026</total><denial_rate>0.25842696629213485</denial_rate><origination_rate>0.7415730337078652</origination_rate></row>
<row _id="2036"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1227</denials><originations>5384</originations><total>6611</total><denial_rate>0.1855997579791257</denial_rate><origination_rate>0.8144002420208744</origination_rate></row>
<row _id="2037"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>283</denials><originations>693</originations><total>976</total><denial_rate>0.2899590163934426</denial_rate><origination_rate>0.7100409836065574</origination_rate></row>
<row _id="2038"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>295</denials><originations>2997</originations><total>3292</total><denial_rate>0.08961117861482382</denial_rate><origination_rate>0.9103888213851762</origination_rate></row>
<row _id="2039"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>912</denials><originations>2649</originations><total>3561</total><denial_rate>0.2561078348778433</denial_rate><origination_rate>0.7438921651221567</origination_rate></row>
<row _id="2040"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1490</denials><originations>6339</originations><total>7829</total><denial_rate>0.19031804828202836</denial_rate><origination_rate>0.8096819517179716</origination_rate></row>
<row _id="2041"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>17</denials><originations>19</originations><total>36</total><denial_rate>0.4722222222222222</denial_rate><origination_rate>0.5277777777777778</origination_rate></row>
<row _id="2042"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>43</denials><originations>266</originations><total>309</total><denial_rate>0.13915857605177995</denial_rate><origination_rate>0.86084142394822</origination_rate></row>
<row _id="2043"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>71</denials><originations>122</originations><total>193</total><denial_rate>0.36787564766839376</denial_rate><origination_rate>0.6321243523316062</origination_rate></row>
<row _id="2044"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>131</denials><originations>407</originations><total>538</total><denial_rate>0.24349442379182157</denial_rate><origination_rate>0.7565055762081785</origination_rate></row>
<row _id="2045"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>275</denials><originations>704</originations><total>979</total><denial_rate>0.2808988764044944</denial_rate><origination_rate>0.7191011235955056</origination_rate></row>
<row _id="2046"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>258</denials><originations>2785</originations><total>3043</total><denial_rate>0.08478475188958265</denial_rate><origination_rate>0.9152152481104173</origination_rate></row>
<row _id="2047"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>853</denials><originations>2554</originations><total>3407</total><denial_rate>0.25036689169357207</denial_rate><origination_rate>0.7496331083064279</origination_rate></row>
<row _id="2048"><year>2014</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>1386</denials><originations>6043</originations><total>7429</total><denial_rate>0.18656615964463588</denial_rate><origination_rate>0.8134338403553641</origination_rate></row>
<row _id="2049"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>9</denials><originations>11</originations><total>20</total><denial_rate>0.45</denial_rate><origination_rate>0.55</origination_rate></row>
<row _id="2050"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>12</denials><originations>96</originations><total>108</total><denial_rate>0.1111111111111111</denial_rate><origination_rate>0.8888888888888888</origination_rate></row>
<row _id="2051"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>23</denials><originations>61</originations><total>84</total><denial_rate>0.27380952380952384</denial_rate><origination_rate>0.7261904761904762</origination_rate></row>
<row _id="2052"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>44</denials><originations>168</originations><total>212</total><denial_rate>0.20754716981132076</denial_rate><origination_rate>0.7924528301886793</origination_rate></row>
<row _id="2053"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>20</originations><total>49</total><denial_rate>0.5918367346938775</denial_rate><origination_rate>0.40816326530612246</origination_rate></row>
<row _id="2054"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>31</denials><originations>86</originations><total>117</total><denial_rate>0.26495726495726496</denial_rate><origination_rate>0.7350427350427351</origination_rate></row>
<row _id="2055"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>111</denials><originations>142</originations><total>253</total><denial_rate>0.43873517786561267</denial_rate><origination_rate>0.5612648221343873</origination_rate></row>
<row _id="2056"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>171</denials><originations>248</originations><total>419</total><denial_rate>0.4081145584725537</denial_rate><origination_rate>0.5918854415274463</origination_rate></row>
<row _id="2057"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>72</denials><originations>87</originations><total>159</total><denial_rate>0.4528301886792453</denial_rate><origination_rate>0.5471698113207547</origination_rate></row>
<row _id="2058"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>47</denials><originations>346</originations><total>393</total><denial_rate>0.11959287531806616</denial_rate><origination_rate>0.8804071246819338</origination_rate></row>
<row _id="2059"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>150</denials><originations>322</originations><total>472</total><denial_rate>0.3177966101694915</denial_rate><origination_rate>0.6822033898305084</origination_rate></row>
<row _id="2060"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>269</denials><originations>755</originations><total>1024</total><denial_rate>0.2626953125</denial_rate><origination_rate>0.7373046875</origination_rate></row>
<row _id="2061"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>7</originations><total>13</total><denial_rate>0.46153846153846156</denial_rate><origination_rate>0.5384615384615384</origination_rate></row>
<row _id="2062"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>10</denials><originations>53</originations><total>63</total><denial_rate>0.15873015873015872</denial_rate><origination_rate>0.8412698412698413</origination_rate></row>
<row _id="2063"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>27</denials><originations>46</originations><total>73</total><denial_rate>0.3698630136986301</denial_rate><origination_rate>0.6301369863013698</origination_rate></row>
<row _id="2064"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>43</denials><originations>106</originations><total>149</total><denial_rate>0.28859060402684567</denial_rate><origination_rate>0.7114093959731543</origination_rate></row>
<row _id="2065"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>156</denials><originations>225</originations><total>381</total><denial_rate>0.4094488188976378</denial_rate><origination_rate>0.5905511811023622</origination_rate></row>
<row _id="2066"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>142</denials><originations>1263</originations><total>1405</total><denial_rate>0.10106761565836299</denial_rate><origination_rate>0.898932384341637</origination_rate></row>
<row _id="2067"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>509</denials><originations>1221</originations><total>1730</total><denial_rate>0.29421965317919074</denial_rate><origination_rate>0.7057803468208093</origination_rate></row>
<row _id="2068"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>807</denials><originations>2709</originations><total>3516</total><denial_rate>0.2295221843003413</denial_rate><origination_rate>0.7704778156996587</origination_rate></row>
<row _id="2069"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>214</denials><originations>296</originations><total>510</total><denial_rate>0.4196078431372549</denial_rate><origination_rate>0.5803921568627451</origination_rate></row>
<row _id="2070"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>172</denials><originations>1497</originations><total>1669</total><denial_rate>0.1030557219892151</denial_rate><origination_rate>0.8969442780107849</origination_rate></row>
<row _id="2071"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>589</denials><originations>1425</originations><total>2014</total><denial_rate>0.29245283018867924</denial_rate><origination_rate>0.7075471698113207</origination_rate></row>
<row _id="2072"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>975</denials><originations>3218</originations><total>4193</total><denial_rate>0.2325304078225614</denial_rate><origination_rate>0.7674695921774386</origination_rate></row>
<row _id="2073"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>42</denials><originations>33</originations><total>75</total><denial_rate>0.56</denial_rate><origination_rate>0.44</origination_rate></row>
<row _id="2074"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>43</denials><originations>188</originations><total>231</total><denial_rate>0.18614718614718614</denial_rate><origination_rate>0.8138528138528138</origination_rate></row>
<row _id="2075"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>137</denials><originations>213</originations><total>350</total><denial_rate>0.3914285714285714</denial_rate><origination_rate>0.6085714285714285</origination_rate></row>
<row _id="2076"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>222</denials><originations>434</originations><total>656</total><denial_rate>0.3384146341463415</denial_rate><origination_rate>0.6615853658536586</origination_rate></row>
<row _id="2077"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>179</denials><originations>270</originations><total>449</total><denial_rate>0.3986636971046771</denial_rate><origination_rate>0.6013363028953229</origination_rate></row>
<row _id="2078"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>138</denials><originations>1350</originations><total>1488</total><denial_rate>0.09274193548387097</denial_rate><origination_rate>0.907258064516129</origination_rate></row>
<row _id="2079"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>463</denials><originations>1250</originations><total>1713</total><denial_rate>0.27028604786923527</denial_rate><origination_rate>0.7297139521307647</origination_rate></row>
<row _id="2080"><year>2014</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>780</denials><originations>2870</originations><total>3650</total><denial_rate>0.2136986301369863</denial_rate><origination_rate>0.7863013698630137</origination_rate></row>
<row _id="2081"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>11</denials><originations>9</originations><total>20</total><denial_rate>0.55</denial_rate><origination_rate>0.45</origination_rate></row>
<row _id="2082"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>25</denials><originations>100</originations><total>125</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="2083"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>39</denials><originations>66</originations><total>105</total><denial_rate>0.37142857142857144</denial_rate><origination_rate>0.6285714285714286</origination_rate></row>
<row _id="2084"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>75</denials><originations>175</originations><total>250</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="2085"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>18</denials><originations>13</originations><total>31</total><denial_rate>0.5806451612903226</denial_rate><origination_rate>0.41935483870967744</origination_rate></row>
<row _id="2086"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>14</denials><originations>76</originations><total>90</total><denial_rate>0.15555555555555556</denial_rate><origination_rate>0.8444444444444444</origination_rate></row>
<row _id="2087"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>63</denials><originations>89</originations><total>152</total><denial_rate>0.4144736842105263</denial_rate><origination_rate>0.5855263157894737</origination_rate></row>
<row _id="2088"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>95</denials><originations>178</originations><total>273</total><denial_rate>0.34798534798534797</denial_rate><origination_rate>0.652014652014652</origination_rate></row>
<row _id="2089"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>74</denials><originations>109</originations><total>183</total><denial_rate>0.40437158469945356</denial_rate><origination_rate>0.5956284153005464</origination_rate></row>
<row _id="2090"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>63</denials><originations>332</originations><total>395</total><denial_rate>0.15949367088607594</denial_rate><origination_rate>0.8405063291139241</origination_rate></row>
<row _id="2091"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>169</denials><originations>312</originations><total>481</total><denial_rate>0.35135135135135137</denial_rate><origination_rate>0.6486486486486487</origination_rate></row>
<row _id="2092"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>306</denials><originations>753</originations><total>1059</total><denial_rate>0.28895184135977336</denial_rate><origination_rate>0.7110481586402266</origination_rate></row>
<row _id="2093"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>21</denials><originations>7</originations><total>28</total><denial_rate>0.75</denial_rate><origination_rate>0.25</origination_rate></row>
<row _id="2094"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>24</denials><originations>64</originations><total>88</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="2095"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>57</denials><originations>59</originations><total>116</total><denial_rate>0.49137931034482757</denial_rate><origination_rate>0.5086206896551724</origination_rate></row>
<row _id="2096"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>102</denials><originations>130</originations><total>232</total><denial_rate>0.4396551724137931</denial_rate><origination_rate>0.5603448275862069</origination_rate></row>
<row _id="2097"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>123</denials><originations>202</originations><total>325</total><denial_rate>0.37846153846153846</denial_rate><origination_rate>0.6215384615384615</origination_rate></row>
<row _id="2098"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>142</denials><originations>1013</originations><total>1155</total><denial_rate>0.12294372294372294</denial_rate><origination_rate>0.8770562770562771</origination_rate></row>
<row _id="2099"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>467</denials><originations>1077</originations><total>1544</total><denial_rate>0.3024611398963731</denial_rate><origination_rate>0.697538860103627</origination_rate></row>
<row _id="2100"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>732</denials><originations>2292</originations><total>3024</total><denial_rate>0.24206349206349206</denial_rate><origination_rate>0.7579365079365079</origination_rate></row>
<row _id="2101"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>164</denials><originations>286</originations><total>450</total><denial_rate>0.36444444444444446</denial_rate><origination_rate>0.6355555555555555</origination_rate></row>
<row _id="2102"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>172</denials><originations>1215</originations><total>1387</total><denial_rate>0.1240086517664023</denial_rate><origination_rate>0.8759913482335977</origination_rate></row>
<row _id="2103"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>543</denials><originations>1251</originations><total>1794</total><denial_rate>0.30267558528428096</denial_rate><origination_rate>0.697324414715719</origination_rate></row>
<row _id="2104"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>879</denials><originations>2752</originations><total>3631</total><denial_rate>0.24208207105480584</denial_rate><origination_rate>0.7579179289451942</origination_rate></row>
<row _id="2105"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>36</denials><originations>23</originations><total>59</total><denial_rate>0.6101694915254238</denial_rate><origination_rate>0.3898305084745763</origination_rate></row>
<row _id="2106"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>43</denials><originations>182</originations><total>225</total><denial_rate>0.19111111111111112</denial_rate><origination_rate>0.8088888888888889</origination_rate></row>
<row _id="2107"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>111</denials><originations>164</originations><total>275</total><denial_rate>0.4036363636363636</denial_rate><origination_rate>0.5963636363636363</origination_rate></row>
<row _id="2108"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>190</denials><originations>369</originations><total>559</total><denial_rate>0.33989266547406083</denial_rate><origination_rate>0.6601073345259392</origination_rate></row>
<row _id="2109"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>150</denials><originations>273</originations><total>423</total><denial_rate>0.3546099290780142</denial_rate><origination_rate>0.6453900709219859</origination_rate></row>
<row _id="2110"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>153</denials><originations>1091</originations><total>1244</total><denial_rate>0.1229903536977492</denial_rate><origination_rate>0.8770096463022508</origination_rate></row>
<row _id="2111"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>479</denials><originations>1133</originations><total>1612</total><denial_rate>0.29714640198511166</denial_rate><origination_rate>0.7028535980148883</origination_rate></row>
<row _id="2112"><year>2014</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>782</denials><originations>2497</originations><total>3279</total><denial_rate>0.23848734370234828</denial_rate><origination_rate>0.7615126562976517</origination_rate></row>
<row _id="2113"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>9</originations><total>12</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="2114"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>23</denials><originations>212</originations><total>235</total><denial_rate>0.09787234042553192</denial_rate><origination_rate>0.902127659574468</origination_rate></row>
<row _id="2115"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>25</denials><originations>68</originations><total>93</total><denial_rate>0.26881720430107525</denial_rate><origination_rate>0.7311827956989247</origination_rate></row>
<row _id="2116"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>51</denials><originations>289</originations><total>340</total><denial_rate>0.15</denial_rate><origination_rate>0.85</origination_rate></row>
<row _id="2117"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>9</denials><originations>13</originations><total>22</total><denial_rate>0.4090909090909091</denial_rate><origination_rate>0.5909090909090909</origination_rate></row>
<row _id="2118"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>10</denials><originations>52</originations><total>62</total><denial_rate>0.16129032258064516</denial_rate><origination_rate>0.8387096774193549</origination_rate></row>
<row _id="2119"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>38</denials><originations>47</originations><total>85</total><denial_rate>0.4470588235294118</denial_rate><origination_rate>0.5529411764705883</origination_rate></row>
<row _id="2120"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>57</denials><originations>112</originations><total>169</total><denial_rate>0.33727810650887574</denial_rate><origination_rate>0.6627218934911243</origination_rate></row>
<row _id="2121"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>56</denials><originations>121</originations><total>177</total><denial_rate>0.3163841807909605</denial_rate><origination_rate>0.6836158192090396</origination_rate></row>
<row _id="2122"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>67</denials><originations>518</originations><total>585</total><denial_rate>0.11452991452991453</denial_rate><origination_rate>0.8854700854700854</origination_rate></row>
<row _id="2123"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>159</denials><originations>414</originations><total>573</total><denial_rate>0.2774869109947644</denial_rate><origination_rate>0.7225130890052356</origination_rate></row>
<row _id="2124"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>282</denials><originations>1053</originations><total>1335</total><denial_rate>0.21123595505617979</denial_rate><origination_rate>0.7887640449438202</origination_rate></row>
<row _id="2125"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>2</denials><originations>10</originations><total>12</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="2126"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>21</denials><originations>70</originations><total>91</total><denial_rate>0.23076923076923078</denial_rate><origination_rate>0.7692307692307693</origination_rate></row>
<row _id="2127"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>39</originations><total>64</total><denial_rate>0.390625</denial_rate><origination_rate>0.609375</origination_rate></row>
<row _id="2128"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>48</denials><originations>119</originations><total>167</total><denial_rate>0.2874251497005988</denial_rate><origination_rate>0.7125748502994012</origination_rate></row>
<row _id="2129"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>93</denials><originations>337</originations><total>430</total><denial_rate>0.21627906976744185</denial_rate><origination_rate>0.7837209302325582</origination_rate></row>
<row _id="2130"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>240</denials><originations>2442</originations><total>2682</total><denial_rate>0.0894854586129754</denial_rate><origination_rate>0.9105145413870246</origination_rate></row>
<row _id="2131"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>588</denials><originations>1775</originations><total>2363</total><denial_rate>0.24883622513753703</denial_rate><origination_rate>0.751163774862463</origination_rate></row>
<row _id="2132"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>921</denials><originations>4554</originations><total>5475</total><denial_rate>0.16821917808219178</denial_rate><origination_rate>0.8317808219178082</origination_rate></row>
<row _id="2133"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>142</denials><originations>422</originations><total>564</total><denial_rate>0.25177304964539005</denial_rate><origination_rate>0.74822695035461</origination_rate></row>
<row _id="2134"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>270</denials><originations>2795</originations><total>3065</total><denial_rate>0.08809135399673736</denial_rate><origination_rate>0.9119086460032626</origination_rate></row>
<row _id="2135"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>659</denials><originations>2054</originations><total>2713</total><denial_rate>0.24290453372650203</denial_rate><origination_rate>0.757095466273498</origination_rate></row>
<row _id="2136"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1071</denials><originations>5271</originations><total>6342</total><denial_rate>0.16887417218543047</denial_rate><origination_rate>0.8311258278145696</origination_rate></row>
<row _id="2137"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>14</denials><originations>25</originations><total>39</total><denial_rate>0.358974358974359</denial_rate><origination_rate>0.6410256410256411</origination_rate></row>
<row _id="2138"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>34</denials><originations>277</originations><total>311</total><denial_rate>0.10932475884244373</denial_rate><origination_rate>0.8906752411575563</origination_rate></row>
<row _id="2139"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>68</denials><originations>119</originations><total>187</total><denial_rate>0.36363636363636365</denial_rate><origination_rate>0.6363636363636364</origination_rate></row>
<row _id="2140"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>116</denials><originations>421</originations><total>537</total><denial_rate>0.21601489757914338</denial_rate><origination_rate>0.7839851024208566</origination_rate></row>
<row _id="2141"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>131</denials><originations>406</originations><total>537</total><denial_rate>0.24394785847299813</denial_rate><origination_rate>0.7560521415270018</origination_rate></row>
<row _id="2142"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>251</denials><originations>2586</originations><total>2837</total><denial_rate>0.0884737398660557</denial_rate><origination_rate>0.9115262601339443</origination_rate></row>
<row _id="2143"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>617</denials><originations>1965</originations><total>2582</total><denial_rate>0.23896204492641362</denial_rate><origination_rate>0.7610379550735864</origination_rate></row>
<row _id="2144"><year>2014</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>999</denials><originations>4957</originations><total>5956</total><denial_rate>0.16773002014775018</denial_rate><origination_rate>0.8322699798522498</origination_rate></row>
<row _id="2145"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>10</denials><originations>9</originations><total>19</total><denial_rate>0.5263157894736842</denial_rate><origination_rate>0.47368421052631576</origination_rate></row>
<row _id="2146"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>10</denials><originations>112</originations><total>122</total><denial_rate>0.08196721311475409</denial_rate><origination_rate>0.9180327868852459</origination_rate></row>
<row _id="2147"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>26</denials><originations>62</originations><total>88</total><denial_rate>0.29545454545454547</denial_rate><origination_rate>0.7045454545454546</origination_rate></row>
<row _id="2148"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>46</denials><originations>183</originations><total>229</total><denial_rate>0.20087336244541484</denial_rate><origination_rate>0.7991266375545851</origination_rate></row>
<row _id="2149"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>38</denials><originations>12</originations><total>50</total><denial_rate>0.76</denial_rate><origination_rate>0.24</origination_rate></row>
<row _id="2150"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>31</denials><originations>88</originations><total>119</total><denial_rate>0.2605042016806723</denial_rate><origination_rate>0.7394957983193278</origination_rate></row>
<row _id="2151"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>85</denials><originations>76</originations><total>161</total><denial_rate>0.5279503105590062</denial_rate><origination_rate>0.4720496894409938</origination_rate></row>
<row _id="2152"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>154</denials><originations>176</originations><total>330</total><denial_rate>0.4666666666666667</denial_rate><origination_rate>0.5333333333333333</origination_rate></row>
<row _id="2153"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>73</denials><originations>109</originations><total>182</total><denial_rate>0.4010989010989011</denial_rate><origination_rate>0.5989010989010989</origination_rate></row>
<row _id="2154"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>60</denials><originations>430</originations><total>490</total><denial_rate>0.12244897959183673</denial_rate><origination_rate>0.8775510204081632</origination_rate></row>
<row _id="2155"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>206</denials><originations>379</originations><total>585</total><denial_rate>0.35213675213675216</denial_rate><origination_rate>0.6478632478632479</origination_rate></row>
<row _id="2156"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>339</denials><originations>918</originations><total>1257</total><denial_rate>0.26968973747016706</denial_rate><origination_rate>0.7303102625298329</origination_rate></row>
<row _id="2157"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>2</denials><originations>5</originations><total>7</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="2158"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>8</denials><originations>35</originations><total>43</total><denial_rate>0.18604651162790697</denial_rate><origination_rate>0.813953488372093</origination_rate></row>
<row _id="2159"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>10</denials><originations>27</originations><total>37</total><denial_rate>0.2702702702702703</denial_rate><origination_rate>0.7297297297297297</origination_rate></row>
<row _id="2160"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>20</denials><originations>67</originations><total>87</total><denial_rate>0.22988505747126436</denial_rate><origination_rate>0.7701149425287356</origination_rate></row>
<row _id="2161"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>132</denials><originations>263</originations><total>395</total><denial_rate>0.3341772151898734</denial_rate><origination_rate>0.6658227848101266</origination_rate></row>
<row _id="2162"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>129</denials><originations>1514</originations><total>1643</total><denial_rate>0.07851491174680462</denial_rate><origination_rate>0.9214850882531954</origination_rate></row>
<row _id="2163"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>534</denials><originations>1311</originations><total>1845</total><denial_rate>0.2894308943089431</denial_rate><origination_rate>0.7105691056910569</origination_rate></row>
<row _id="2164"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>795</denials><originations>3088</originations><total>3883</total><denial_rate>0.20473860417203193</denial_rate><origination_rate>0.7952613958279681</origination_rate></row>
<row _id="2165"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>188</denials><originations>343</originations><total>531</total><denial_rate>0.3540489642184557</denial_rate><origination_rate>0.6459510357815442</origination_rate></row>
<row _id="2166"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>173</denials><originations>1812</originations><total>1985</total><denial_rate>0.0871536523929471</denial_rate><origination_rate>0.9128463476070529</origination_rate></row>
<row _id="2167"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>673</denials><originations>1584</originations><total>2257</total><denial_rate>0.2981834293309703</denial_rate><origination_rate>0.7018165706690297</origination_rate></row>
<row _id="2168"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1034</denials><originations>3739</originations><total>4773</total><denial_rate>0.21663523989105385</denial_rate><origination_rate>0.7833647601089462</origination_rate></row>
<row _id="2169"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>49</denials><originations>24</originations><total>73</total><denial_rate>0.6712328767123288</denial_rate><origination_rate>0.3287671232876712</origination_rate></row>
<row _id="2170"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>42</denials><originations>203</originations><total>245</total><denial_rate>0.17142857142857143</denial_rate><origination_rate>0.8285714285714286</origination_rate></row>
<row _id="2171"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>121</denials><originations>142</originations><total>263</total><denial_rate>0.4600760456273764</denial_rate><origination_rate>0.5399239543726235</origination_rate></row>
<row _id="2172"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>212</denials><originations>369</originations><total>581</total><denial_rate>0.3648881239242685</denial_rate><origination_rate>0.6351118760757315</origination_rate></row>
<row _id="2173"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>140</denials><originations>329</originations><total>469</total><denial_rate>0.29850746268656714</denial_rate><origination_rate>0.7014925373134329</origination_rate></row>
<row _id="2174"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>139</denials><originations>1648</originations><total>1787</total><denial_rate>0.07778399552322328</denial_rate><origination_rate>0.9222160044767768</origination_rate></row>
<row _id="2175"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>551</denials><originations>1471</originations><total>2022</total><denial_rate>0.2725024727992087</denial_rate><origination_rate>0.7274975272007913</origination_rate></row>
<row _id="2176"><year>2014</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>830</denials><originations>3448</originations><total>4278</total><denial_rate>0.19401589527816737</denial_rate><origination_rate>0.8059841047218327</origination_rate></row>
<row _id="2177"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>1</denials><originations>1</originations><total>2</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2178"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>4</denials><originations>22</originations><total>26</total><denial_rate>0.15384615384615385</denial_rate><origination_rate>0.8461538461538461</origination_rate></row>
<row _id="2179"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>11</denials><originations>24</originations><total>35</total><denial_rate>0.3142857142857143</denial_rate><origination_rate>0.6857142857142857</origination_rate></row>
<row _id="2180"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>16</denials><originations>47</originations><total>63</total><denial_rate>0.25396825396825395</denial_rate><origination_rate>0.746031746031746</origination_rate></row>
<row _id="2181"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>15</denials><originations>16</originations><total>31</total><denial_rate>0.4838709677419355</denial_rate><origination_rate>0.5161290322580645</origination_rate></row>
<row _id="2182"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>5</denials><originations>36</originations><total>41</total><denial_rate>0.12195121951219512</denial_rate><origination_rate>0.8780487804878049</origination_rate></row>
<row _id="2183"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>52</denials><originations>53</originations><total>105</total><denial_rate>0.49523809523809526</denial_rate><origination_rate>0.5047619047619047</origination_rate></row>
<row _id="2184"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>72</denials><originations>105</originations><total>177</total><denial_rate>0.4067796610169492</denial_rate><origination_rate>0.5932203389830508</origination_rate></row>
<row _id="2185"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>68</denials><originations>76</originations><total>144</total><denial_rate>0.4722222222222222</denial_rate><origination_rate>0.5277777777777778</origination_rate></row>
<row _id="2186"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>34</denials><originations>235</originations><total>269</total><denial_rate>0.12639405204460966</denial_rate><origination_rate>0.8736059479553904</origination_rate></row>
<row _id="2187"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>109</denials><originations>234</originations><total>343</total><denial_rate>0.3177842565597668</denial_rate><origination_rate>0.6822157434402333</origination_rate></row>
<row _id="2188"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>211</denials><originations>545</originations><total>756</total><denial_rate>0.2791005291005291</denial_rate><origination_rate>0.7208994708994709</origination_rate></row>
<row _id="2189"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>5</denials><originations>4</originations><total>9</total><denial_rate>0.5555555555555556</denial_rate><origination_rate>0.4444444444444444</origination_rate></row>
<row _id="2190"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>42</originations><total>48</total><denial_rate>0.125</denial_rate><origination_rate>0.875</origination_rate></row>
<row _id="2191"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>15</denials><originations>19</originations><total>34</total><denial_rate>0.4411764705882353</denial_rate><origination_rate>0.5588235294117647</origination_rate></row>
<row _id="2192"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>26</denials><originations>65</originations><total>91</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="2193"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>107</denials><originations>203</originations><total>310</total><denial_rate>0.34516129032258064</denial_rate><origination_rate>0.6548387096774193</origination_rate></row>
<row _id="2194"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>91</denials><originations>877</originations><total>968</total><denial_rate>0.09400826446280992</denial_rate><origination_rate>0.90599173553719</origination_rate></row>
<row _id="2195"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>414</denials><originations>906</originations><total>1320</total><denial_rate>0.31363636363636366</denial_rate><origination_rate>0.6863636363636364</origination_rate></row>
<row _id="2196"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>612</denials><originations>1986</originations><total>2598</total><denial_rate>0.23556581986143188</denial_rate><origination_rate>0.7644341801385681</origination_rate></row>
<row _id="2197"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>158</denials><originations>255</originations><total>413</total><denial_rate>0.38256658595641646</denial_rate><origination_rate>0.6174334140435835</origination_rate></row>
<row _id="2198"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>112</denials><originations>1039</originations><total>1151</total><denial_rate>0.09730668983492616</denial_rate><origination_rate>0.9026933101650738</origination_rate></row>
<row _id="2199"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>473</denials><originations>1077</originations><total>1550</total><denial_rate>0.30516129032258066</denial_rate><origination_rate>0.6948387096774193</origination_rate></row>
<row _id="2200"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>743</denials><originations>2371</originations><total>3114</total><denial_rate>0.23859987154784842</denial_rate><origination_rate>0.7614001284521515</origination_rate></row>
<row _id="2201"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>18</denials><originations>18</originations><total>36</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2202"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>10</denials><originations>61</originations><total>71</total><denial_rate>0.14084507042253522</denial_rate><origination_rate>0.8591549295774648</origination_rate></row>
<row _id="2203"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>66</denials><originations>78</originations><total>144</total><denial_rate>0.4583333333333333</denial_rate><origination_rate>0.5416666666666666</origination_rate></row>
<row _id="2204"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>94</denials><originations>157</originations><total>251</total><denial_rate>0.3745019920318725</denial_rate><origination_rate>0.6254980079681275</origination_rate></row>
<row _id="2205"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>148</denials><originations>239</originations><total>387</total><denial_rate>0.38242894056847543</denial_rate><origination_rate>0.6175710594315246</origination_rate></row>
<row _id="2206"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>111</denials><originations>1010</originations><total>1121</total><denial_rate>0.09901873327386262</denial_rate><origination_rate>0.9009812667261374</origination_rate></row>
<row _id="2207"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>419</denials><originations>1008</originations><total>1427</total><denial_rate>0.2936229852838122</denial_rate><origination_rate>0.7063770147161879</origination_rate></row>
<row _id="2208"><year>2014</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>678</denials><originations>2257</originations><total>2935</total><denial_rate>0.23100511073253832</denial_rate><origination_rate>0.7689948892674616</origination_rate></row>
<row _id="2209"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>12</denials><originations>7</originations><total>19</total><denial_rate>0.631578947368421</denial_rate><origination_rate>0.3684210526315789</origination_rate></row>
<row _id="2210"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>39</denials><originations>250</originations><total>289</total><denial_rate>0.13494809688581316</denial_rate><origination_rate>0.8650519031141869</origination_rate></row>
<row _id="2211"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>45</denials><originations>113</originations><total>158</total><denial_rate>0.2848101265822785</denial_rate><origination_rate>0.7151898734177216</origination_rate></row>
<row _id="2212"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>96</denials><originations>370</originations><total>466</total><denial_rate>0.20600858369098712</denial_rate><origination_rate>0.7939914163090128</origination_rate></row>
<row _id="2213"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>13</denials><originations>5</originations><total>18</total><denial_rate>0.7222222222222222</denial_rate><origination_rate>0.2777777777777778</origination_rate></row>
<row _id="2214"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>11</denials><originations>45</originations><total>56</total><denial_rate>0.19642857142857142</denial_rate><origination_rate>0.8035714285714286</origination_rate></row>
<row _id="2215"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>55</denials><originations>54</originations><total>109</total><denial_rate>0.5045871559633027</denial_rate><origination_rate>0.4954128440366973</origination_rate></row>
<row _id="2216"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>79</denials><originations>104</originations><total>183</total><denial_rate>0.43169398907103823</denial_rate><origination_rate>0.5683060109289617</origination_rate></row>
<row _id="2217"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>35</denials><originations>42</originations><total>77</total><denial_rate>0.45454545454545453</denial_rate><origination_rate>0.5454545454545454</origination_rate></row>
<row _id="2218"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>35</denials><originations>267</originations><total>302</total><denial_rate>0.11589403973509933</denial_rate><origination_rate>0.8841059602649006</origination_rate></row>
<row _id="2219"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>93</denials><originations>186</originations><total>279</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="2220"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>163</denials><originations>495</originations><total>658</total><denial_rate>0.24772036474164133</denial_rate><origination_rate>0.7522796352583586</origination_rate></row>
<row _id="2221"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>4</originations><total>12</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="2222"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>24</denials><originations>76</originations><total>100</total><denial_rate>0.24</denial_rate><origination_rate>0.76</origination_rate></row>
<row _id="2223"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>43</denials><originations>48</originations><total>91</total><denial_rate>0.4725274725274725</denial_rate><origination_rate>0.5274725274725275</origination_rate></row>
<row _id="2224"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>75</denials><originations>128</originations><total>203</total><denial_rate>0.3694581280788177</denial_rate><origination_rate>0.6305418719211823</origination_rate></row>
<row _id="2225"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>43</denials><originations>89</originations><total>132</total><denial_rate>0.32575757575757575</denial_rate><origination_rate>0.6742424242424242</origination_rate></row>
<row _id="2226"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>118</denials><originations>898</originations><total>1016</total><denial_rate>0.11614173228346457</denial_rate><origination_rate>0.8838582677165354</origination_rate></row>
<row _id="2227"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>314</denials><originations>817</originations><total>1131</total><denial_rate>0.27763041556145</denial_rate><origination_rate>0.7223695844385499</origination_rate></row>
<row _id="2228"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>475</denials><originations>1804</originations><total>2279</total><denial_rate>0.20842474769635805</denial_rate><origination_rate>0.7915752523036419</origination_rate></row>
<row _id="2229"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>68</denials><originations>120</originations><total>188</total><denial_rate>0.3617021276595745</denial_rate><origination_rate>0.6382978723404256</origination_rate></row>
<row _id="2230"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>126</denials><originations>1063</originations><total>1189</total><denial_rate>0.10597140454163162</denial_rate><origination_rate>0.8940285954583683</origination_rate></row>
<row _id="2231"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>347</denials><originations>911</originations><total>1258</total><denial_rate>0.2758346581875994</denial_rate><origination_rate>0.7241653418124007</origination_rate></row>
<row _id="2232"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>541</denials><originations>2094</originations><total>2635</total><denial_rate>0.20531309297912714</denial_rate><origination_rate>0.7946869070208729</origination_rate></row>
<row _id="2233"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>28</denials><originations>14</originations><total>42</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="2234"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>54</denials><originations>301</originations><total>355</total><denial_rate>0.15211267605633802</denial_rate><origination_rate>0.847887323943662</origination_rate></row>
<row _id="2235"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>106</denials><originations>174</originations><total>280</total><denial_rate>0.37857142857142856</denial_rate><origination_rate>0.6214285714285714</origination_rate></row>
<row _id="2236"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>188</denials><originations>489</originations><total>677</total><denial_rate>0.2776957163958641</denial_rate><origination_rate>0.7223042836041359</origination_rate></row>
<row _id="2237"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>48</denials><originations>110</originations><total>158</total><denial_rate>0.3037974683544304</denial_rate><origination_rate>0.6962025316455697</origination_rate></row>
<row _id="2238"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>93</denials><originations>831</originations><total>924</total><denial_rate>0.10064935064935066</denial_rate><origination_rate>0.8993506493506493</origination_rate></row>
<row _id="2239"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>265</denials><originations>771</originations><total>1036</total><denial_rate>0.2557915057915058</denial_rate><origination_rate>0.7442084942084942</origination_rate></row>
<row _id="2240"><year>2014</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>406</denials><originations>1712</originations><total>2118</total><denial_rate>0.19169027384324835</denial_rate><origination_rate>0.8083097261567517</origination_rate></row>
<row _id="2241"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>21</denials><originations>16</originations><total>37</total><denial_rate>0.5675675675675675</denial_rate><origination_rate>0.43243243243243246</origination_rate></row>
<row _id="2242"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>30</denials><originations>289</originations><total>319</total><denial_rate>0.09404388714733543</denial_rate><origination_rate>0.9059561128526645</origination_rate></row>
<row _id="2243"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>74</denials><originations>165</originations><total>239</total><denial_rate>0.30962343096234307</denial_rate><origination_rate>0.6903765690376569</origination_rate></row>
<row _id="2244"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>125</denials><originations>470</originations><total>595</total><denial_rate>0.21008403361344538</denial_rate><origination_rate>0.7899159663865546</origination_rate></row>
<row _id="2245"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>23</denials><originations>17</originations><total>40</total><denial_rate>0.575</denial_rate><origination_rate>0.425</origination_rate></row>
<row _id="2246"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>21</denials><originations>127</originations><total>148</total><denial_rate>0.14189189189189189</denial_rate><origination_rate>0.8581081081081081</origination_rate></row>
<row _id="2247"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>75</denials><originations>116</originations><total>191</total><denial_rate>0.39267015706806285</denial_rate><origination_rate>0.6073298429319371</origination_rate></row>
<row _id="2248"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>119</denials><originations>260</originations><total>379</total><denial_rate>0.31398416886543534</denial_rate><origination_rate>0.6860158311345647</origination_rate></row>
<row _id="2249"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>101</denials><originations>210</originations><total>311</total><denial_rate>0.3247588424437299</denial_rate><origination_rate>0.6752411575562701</origination_rate></row>
<row _id="2250"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>80</denials><originations>836</originations><total>916</total><denial_rate>0.08733624454148471</denial_rate><origination_rate>0.9126637554585153</origination_rate></row>
<row _id="2251"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>278</denials><originations>665</originations><total>943</total><denial_rate>0.2948038176033934</denial_rate><origination_rate>0.7051961823966065</origination_rate></row>
<row _id="2252"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>459</denials><originations>1711</originations><total>2170</total><denial_rate>0.21152073732718893</denial_rate><origination_rate>0.7884792626728111</origination_rate></row>
<row _id="2253"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>11</denials><originations>16</originations><total>27</total><denial_rate>0.4074074074074074</denial_rate><origination_rate>0.5925925925925926</origination_rate></row>
<row _id="2254"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>85</originations><total>91</total><denial_rate>0.06593406593406594</denial_rate><origination_rate>0.9340659340659341</origination_rate></row>
<row _id="2255"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>23</denials><originations>52</originations><total>75</total><denial_rate>0.30666666666666664</denial_rate><origination_rate>0.6933333333333334</origination_rate></row>
<row _id="2256"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>40</denials><originations>153</originations><total>193</total><denial_rate>0.20725388601036268</denial_rate><origination_rate>0.7927461139896373</origination_rate></row>
<row _id="2257"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>174</denials><originations>555</originations><total>729</total><denial_rate>0.23868312757201646</denial_rate><origination_rate>0.7613168724279835</origination_rate></row>
<row _id="2258"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>277</denials><originations>3216</originations><total>3493</total><denial_rate>0.07930146006298311</denial_rate><origination_rate>0.9206985399370169</origination_rate></row>
<row _id="2259"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>796</denials><originations>2591</originations><total>3387</total><denial_rate>0.23501623855919693</denial_rate><origination_rate>0.764983761440803</origination_rate></row>
<row _id="2260"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1247</denials><originations>6362</originations><total>7609</total><denial_rate>0.16388487317650152</denial_rate><origination_rate>0.8361151268234985</origination_rate></row>
<row _id="2261"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>242</denials><originations>699</originations><total>941</total><denial_rate>0.25717321997874604</denial_rate><origination_rate>0.742826780021254</origination_rate></row>
<row _id="2262"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>321</denials><originations>3816</originations><total>4137</total><denial_rate>0.0775924583031182</denial_rate><origination_rate>0.9224075416968818</origination_rate></row>
<row _id="2263"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>993</denials><originations>3033</originations><total>4026</total><denial_rate>0.2466467958271237</denial_rate><origination_rate>0.7533532041728763</origination_rate></row>
<row _id="2264"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1556</denials><originations>7548</originations><total>9104</total><denial_rate>0.17091388400702986</denial_rate><origination_rate>0.8290861159929701</origination_rate></row>
<row _id="2265"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>49</denials><originations>36</originations><total>85</total><denial_rate>0.5764705882352941</denial_rate><origination_rate>0.4235294117647059</origination_rate></row>
<row _id="2266"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>58</denials><originations>433</originations><total>491</total><denial_rate>0.11812627291242363</denial_rate><origination_rate>0.8818737270875764</origination_rate></row>
<row _id="2267"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>157</denials><originations>287</originations><total>444</total><denial_rate>0.3536036036036036</denial_rate><origination_rate>0.6463963963963963</origination_rate></row>
<row _id="2268"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>264</denials><originations>756</originations><total>1020</total><denial_rate>0.25882352941176473</denial_rate><origination_rate>0.7411764705882353</origination_rate></row>
<row _id="2269"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>207</denials><originations>690</originations><total>897</total><denial_rate>0.23076923076923078</denial_rate><origination_rate>0.7692307692307693</origination_rate></row>
<row _id="2270"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>272</denials><originations>3463</originations><total>3735</total><denial_rate>0.07282463186077644</denial_rate><origination_rate>0.9271753681392235</origination_rate></row>
<row _id="2271"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>848</denials><originations>2783</originations><total>3631</total><denial_rate>0.23354447810520518</denial_rate><origination_rate>0.7664555218947948</origination_rate></row>
<row _id="2272"><year>2014</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>1327</denials><originations>6936</originations><total>8263</total><denial_rate>0.1605954253902941</denial_rate><origination_rate>0.839404574609706</origination_rate></row>
<row _id="2273"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>27</denials><originations>23</originations><total>50</total><denial_rate>0.54</denial_rate><origination_rate>0.46</origination_rate></row>
<row _id="2274"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>65</denials><originations>369</originations><total>434</total><denial_rate>0.1497695852534562</denial_rate><origination_rate>0.8502304147465438</origination_rate></row>
<row _id="2275"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>111</denials><originations>148</originations><total>259</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="2276"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>203</denials><originations>540</originations><total>743</total><denial_rate>0.2732166890982503</denial_rate><origination_rate>0.7267833109017496</origination_rate></row>
<row _id="2277"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>202</denials><originations>67</originations><total>269</total><denial_rate>0.7509293680297398</denial_rate><origination_rate>0.24907063197026022</origination_rate></row>
<row _id="2278"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>80</denials><originations>182</originations><total>262</total><denial_rate>0.3053435114503817</denial_rate><origination_rate>0.6946564885496184</origination_rate></row>
<row _id="2279"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>326</denials><originations>297</originations><total>623</total><denial_rate>0.5232744783306581</denial_rate><origination_rate>0.4767255216693419</origination_rate></row>
<row _id="2280"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>608</denials><originations>546</originations><total>1154</total><denial_rate>0.5268630849220104</denial_rate><origination_rate>0.4731369150779896</origination_rate></row>
<row _id="2281"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>282</denials><originations>188</originations><total>470</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="2282"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>122</denials><originations>697</originations><total>819</total><denial_rate>0.14896214896214896</denial_rate><origination_rate>0.851037851037851</origination_rate></row>
<row _id="2283"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>428</denials><originations>705</originations><total>1133</total><denial_rate>0.37775816416593117</denial_rate><origination_rate>0.6222418358340689</origination_rate></row>
<row _id="2284"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>832</denials><originations>1590</originations><total>2422</total><denial_rate>0.3435177539223782</denial_rate><origination_rate>0.6564822460776218</origination_rate></row>
<row _id="2285"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>58</denials><originations>22</originations><total>80</total><denial_rate>0.725</denial_rate><origination_rate>0.275</origination_rate></row>
<row _id="2286"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>31</denials><originations>114</originations><total>145</total><denial_rate>0.21379310344827587</denial_rate><origination_rate>0.7862068965517242</origination_rate></row>
<row _id="2287"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>94</denials><originations>113</originations><total>207</total><denial_rate>0.45410628019323673</denial_rate><origination_rate>0.5458937198067633</origination_rate></row>
<row _id="2288"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>183</denials><originations>249</originations><total>432</total><denial_rate>0.4236111111111111</denial_rate><origination_rate>0.5763888888888888</origination_rate></row>
<row _id="2289"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>318</denials><originations>350</originations><total>668</total><denial_rate>0.47604790419161674</denial_rate><origination_rate>0.5239520958083832</origination_rate></row>
<row _id="2290"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>284</denials><originations>1938</originations><total>2222</total><denial_rate>0.1278127812781278</denial_rate><origination_rate>0.8721872187218722</origination_rate></row>
<row _id="2291"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>962</denials><originations>1770</originations><total>2732</total><denial_rate>0.35212298682284043</denial_rate><origination_rate>0.6478770131771596</origination_rate></row>
<row _id="2292"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1564</denials><originations>4058</originations><total>5622</total><denial_rate>0.2781928139452152</denial_rate><origination_rate>0.7218071860547848</origination_rate></row>
<row _id="2293"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>480</denials><originations>458</originations><total>938</total><denial_rate>0.511727078891258</denial_rate><origination_rate>0.488272921108742</origination_rate></row>
<row _id="2294"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>349</denials><originations>2395</originations><total>2744</total><denial_rate>0.1271865889212828</denial_rate><origination_rate>0.8728134110787172</origination_rate></row>
<row _id="2295"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1165</denials><originations>2223</originations><total>3388</total><denial_rate>0.34386068476977566</denial_rate><origination_rate>0.6561393152302243</origination_rate></row>
<row _id="2296"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1994</denials><originations>5076</originations><total>7070</total><denial_rate>0.28203677510608205</denial_rate><origination_rate>0.717963224893918</origination_rate></row>
<row _id="2297"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>254</denials><originations>93</originations><total>347</total><denial_rate>0.7319884726224783</denial_rate><origination_rate>0.2680115273775216</origination_rate></row>
<row _id="2298"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>150</denials><originations>566</originations><total>716</total><denial_rate>0.20949720670391062</denial_rate><origination_rate>0.7905027932960894</origination_rate></row>
<row _id="2299"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>463</denials><originations>468</originations><total>931</total><denial_rate>0.49731471535982813</denial_rate><origination_rate>0.5026852846401718</origination_rate></row>
<row _id="2300"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>867</denials><originations>1127</originations><total>1994</total><denial_rate>0.43480441323971913</denial_rate><origination_rate>0.5651955867602808</origination_rate></row>
<row _id="2301"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>284</denials><originations>396</originations><total>680</total><denial_rate>0.4176470588235294</denial_rate><origination_rate>0.5823529411764706</origination_rate></row>
<row _id="2302"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>224</denials><originations>1928</originations><total>2152</total><denial_rate>0.10408921933085502</denial_rate><origination_rate>0.895910780669145</origination_rate></row>
<row _id="2303"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>757</denials><originations>1822</originations><total>2579</total><denial_rate>0.29352462194649087</denial_rate><origination_rate>0.7064753780535091</origination_rate></row>
<row _id="2304"><year>2014</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>1265</denials><originations>4146</originations><total>5411</total><denial_rate>0.2337830345592312</denial_rate><origination_rate>0.7662169654407688</origination_rate></row>
<row _id="2305"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>7</denials><originations>17</originations><total>24</total><denial_rate>0.2916666666666667</denial_rate><origination_rate>0.7083333333333334</origination_rate></row>
<row _id="2306"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>17</denials><originations>191</originations><total>208</total><denial_rate>0.08173076923076923</denial_rate><origination_rate>0.9182692307692307</origination_rate></row>
<row _id="2307"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>46</denials><originations>159</originations><total>205</total><denial_rate>0.22439024390243903</denial_rate><origination_rate>0.775609756097561</origination_rate></row>
<row _id="2308"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>70</denials><originations>367</originations><total>437</total><denial_rate>0.16018306636155608</denial_rate><origination_rate>0.8398169336384439</origination_rate></row>
<row _id="2309"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>11</denials><originations>4</originations><total>15</total><denial_rate>0.7333333333333333</denial_rate><origination_rate>0.26666666666666666</origination_rate></row>
<row _id="2310"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>4</denials><originations>48</originations><total>52</total><denial_rate>0.07692307692307693</denial_rate><origination_rate>0.9230769230769231</origination_rate></row>
<row _id="2311"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>34</denials><originations>44</originations><total>78</total><denial_rate>0.4358974358974359</denial_rate><origination_rate>0.5641025641025641</origination_rate></row>
<row _id="2312"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>49</denials><originations>96</originations><total>145</total><denial_rate>0.33793103448275863</denial_rate><origination_rate>0.6620689655172414</origination_rate></row>
<row _id="2313"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>95</denials><originations>212</originations><total>307</total><denial_rate>0.30944625407166126</denial_rate><origination_rate>0.6905537459283387</origination_rate></row>
<row _id="2314"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>63</denials><originations>685</originations><total>748</total><denial_rate>0.08422459893048129</denial_rate><origination_rate>0.9157754010695187</origination_rate></row>
<row _id="2315"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>271</denials><originations>781</originations><total>1052</total><denial_rate>0.2576045627376426</denial_rate><origination_rate>0.7423954372623575</origination_rate></row>
<row _id="2316"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>429</denials><originations>1678</originations><total>2107</total><denial_rate>0.20360702420503085</denial_rate><origination_rate>0.7963929757949691</origination_rate></row>
<row _id="2317"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>4</denials><originations>17</originations><total>21</total><denial_rate>0.19047619047619047</denial_rate><origination_rate>0.8095238095238095</origination_rate></row>
<row _id="2318"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>7</denials><originations>82</originations><total>89</total><denial_rate>0.07865168539325842</denial_rate><origination_rate>0.9213483146067416</origination_rate></row>
<row _id="2319"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>37</denials><originations>64</originations><total>101</total><denial_rate>0.36633663366336633</denial_rate><origination_rate>0.6336633663366337</origination_rate></row>
<row _id="2320"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>48</denials><originations>163</originations><total>211</total><denial_rate>0.22748815165876776</denial_rate><origination_rate>0.7725118483412322</origination_rate></row>
<row _id="2321"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>163</denials><originations>475</originations><total>638</total><denial_rate>0.2554858934169279</denial_rate><origination_rate>0.7445141065830722</origination_rate></row>
<row _id="2322"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>212</denials><originations>2730</originations><total>2942</total><denial_rate>0.07205982324949015</denial_rate><origination_rate>0.9279401767505099</origination_rate></row>
<row _id="2323"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>915</denials><originations>3124</originations><total>4039</total><denial_rate>0.22654122307501856</denial_rate><origination_rate>0.7734587769249814</origination_rate></row>
<row _id="2324"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1290</denials><originations>6329</originations><total>7619</total><denial_rate>0.1693135582097388</denial_rate><origination_rate>0.8306864417902612</origination_rate></row>
<row _id="2325"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>222</denials><originations>636</originations><total>858</total><denial_rate>0.25874125874125875</denial_rate><origination_rate>0.7412587412587412</origination_rate></row>
<row _id="2326"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>248</denials><originations>3204</originations><total>3452</total><denial_rate>0.07184241019698726</denial_rate><origination_rate>0.9281575898030128</origination_rate></row>
<row _id="2327"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1076</denials><originations>3663</originations><total>4739</total><denial_rate>0.22705212070056974</denial_rate><origination_rate>0.7729478792994302</origination_rate></row>
<row _id="2328"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1546</denials><originations>7503</originations><total>9049</total><denial_rate>0.17084760747043873</denial_rate><origination_rate>0.8291523925295613</origination_rate></row>
<row _id="2329"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>19</denials><originations>28</originations><total>47</total><denial_rate>0.40425531914893614</denial_rate><origination_rate>0.5957446808510638</origination_rate></row>
<row _id="2330"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>23</denials><originations>248</originations><total>271</total><denial_rate>0.08487084870848709</denial_rate><origination_rate>0.915129151291513</origination_rate></row>
<row _id="2331"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>90</denials><originations>224</originations><total>314</total><denial_rate>0.28662420382165604</denial_rate><origination_rate>0.7133757961783439</origination_rate></row>
<row _id="2332"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>132</denials><originations>500</originations><total>632</total><denial_rate>0.2088607594936709</denial_rate><origination_rate>0.7911392405063291</origination_rate></row>
<row _id="2333"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>208</denials><originations>635</originations><total>843</total><denial_rate>0.24673784104389088</denial_rate><origination_rate>0.7532621589561092</origination_rate></row>
<row _id="2334"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>229</denials><originations>3018</originations><total>3247</total><denial_rate>0.07052663997536188</denial_rate><origination_rate>0.9294733600246381</origination_rate></row>
<row _id="2335"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1010</denials><originations>3477</originations><total>4487</total><denial_rate>0.22509471807443726</denial_rate><origination_rate>0.7749052819255627</origination_rate></row>
<row _id="2336"><year>2015</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>1447</denials><originations>7130</originations><total>8577</total><denial_rate>0.16870700711204384</denial_rate><origination_rate>0.8312929928879562</origination_rate></row>
<row _id="2337"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>11</denials><originations>8</originations><total>19</total><denial_rate>0.5789473684210527</denial_rate><origination_rate>0.42105263157894735</origination_rate></row>
<row _id="2338"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>20</denials><originations>117</originations><total>137</total><denial_rate>0.145985401459854</denial_rate><origination_rate>0.8540145985401459</origination_rate></row>
<row _id="2339"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>31</denials><originations>95</originations><total>126</total><denial_rate>0.24603174603174602</denial_rate><origination_rate>0.753968253968254</origination_rate></row>
<row _id="2340"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>62</denials><originations>220</originations><total>282</total><denial_rate>0.2198581560283688</denial_rate><origination_rate>0.7801418439716312</origination_rate></row>
<row _id="2341"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>21</denials><originations>17</originations><total>38</total><denial_rate>0.5526315789473685</denial_rate><origination_rate>0.4473684210526316</origination_rate></row>
<row _id="2342"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>20</denials><originations>123</originations><total>143</total><denial_rate>0.13986013986013987</denial_rate><origination_rate>0.8601398601398601</origination_rate></row>
<row _id="2343"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>95</denials><originations>131</originations><total>226</total><denial_rate>0.42035398230088494</denial_rate><origination_rate>0.5796460176991151</origination_rate></row>
<row _id="2344"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>136</denials><originations>271</originations><total>407</total><denial_rate>0.33415233415233414</denial_rate><origination_rate>0.6658476658476659</origination_rate></row>
<row _id="2345"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>51</denials><originations>82</originations><total>133</total><denial_rate>0.38345864661654133</denial_rate><origination_rate>0.6165413533834586</origination_rate></row>
<row _id="2346"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>35</denials><originations>396</originations><total>431</total><denial_rate>0.08120649651972157</denial_rate><origination_rate>0.9187935034802784</origination_rate></row>
<row _id="2347"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>148</denials><originations>403</originations><total>551</total><denial_rate>0.26860254083484575</denial_rate><origination_rate>0.7313974591651543</origination_rate></row>
<row _id="2348"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>234</denials><originations>881</originations><total>1115</total><denial_rate>0.20986547085201793</denial_rate><origination_rate>0.7901345291479821</origination_rate></row>
<row _id="2349"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>8</originations><total>14</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="2350"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>5</denials><originations>75</originations><total>80</total><denial_rate>0.0625</denial_rate><origination_rate>0.9375</origination_rate></row>
<row _id="2351"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>30</denials><originations>84</originations><total>114</total><denial_rate>0.2631578947368421</denial_rate><origination_rate>0.7368421052631579</origination_rate></row>
<row _id="2352"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>41</denials><originations>167</originations><total>208</total><denial_rate>0.1971153846153846</denial_rate><origination_rate>0.8028846153846154</origination_rate></row>
<row _id="2353"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>103</denials><originations>214</originations><total>317</total><denial_rate>0.3249211356466877</denial_rate><origination_rate>0.6750788643533123</origination_rate></row>
<row _id="2354"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>151</denials><originations>1492</originations><total>1643</total><denial_rate>0.09190505173463177</denial_rate><origination_rate>0.9080949482653682</origination_rate></row>
<row _id="2355"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>576</denials><originations>1699</originations><total>2275</total><denial_rate>0.2531868131868132</denial_rate><origination_rate>0.7468131868131868</origination_rate></row>
<row _id="2356"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>830</denials><originations>3405</originations><total>4235</total><denial_rate>0.1959858323494687</denial_rate><origination_rate>0.8040141676505312</origination_rate></row>
<row _id="2357"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>142</denials><originations>264</originations><total>406</total><denial_rate>0.3497536945812808</denial_rate><origination_rate>0.6502463054187192</origination_rate></row>
<row _id="2358"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>168</denials><originations>1738</originations><total>1906</total><denial_rate>0.08814270724029381</denial_rate><origination_rate>0.9118572927597062</origination_rate></row>
<row _id="2359"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>653</denials><originations>1905</originations><total>2558</total><denial_rate>0.25527756059421425</denial_rate><origination_rate>0.7447224394057858</origination_rate></row>
<row _id="2360"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>963</denials><originations>3907</originations><total>4870</total><denial_rate>0.197741273100616</denial_rate><origination_rate>0.8022587268993839</origination_rate></row>
<row _id="2361"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>34</denials><originations>29</originations><total>63</total><denial_rate>0.5396825396825397</denial_rate><origination_rate>0.4603174603174603</origination_rate></row>
<row _id="2362"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>42</denials><originations>249</originations><total>291</total><denial_rate>0.14432989690721648</denial_rate><origination_rate>0.8556701030927835</origination_rate></row>
<row _id="2363"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>133</denials><originations>236</originations><total>369</total><denial_rate>0.3604336043360434</denial_rate><origination_rate>0.6395663956639567</origination_rate></row>
<row _id="2364"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>209</denials><originations>514</originations><total>723</total><denial_rate>0.28907330567081607</denial_rate><origination_rate>0.710926694329184</origination_rate></row>
<row _id="2365"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>115</denials><originations>244</originations><total>359</total><denial_rate>0.3203342618384401</denial_rate><origination_rate>0.6796657381615598</origination_rate></row>
<row _id="2366"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>131</denials><originations>1546</originations><total>1677</total><denial_rate>0.07811568276684555</denial_rate><origination_rate>0.9218843172331544</origination_rate></row>
<row _id="2367"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>543</denials><originations>1738</originations><total>2281</total><denial_rate>0.23805348531345902</denial_rate><origination_rate>0.761946514686541</origination_rate></row>
<row _id="2368"><year>2015</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>789</denials><originations>3528</originations><total>4317</total><denial_rate>0.18276580958999306</denial_rate><origination_rate>0.817234190410007</origination_rate></row>
<row _id="2369"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>5</originations><total>18</total><denial_rate>0.7222222222222222</denial_rate><origination_rate>0.2777777777777778</origination_rate></row>
<row _id="2370"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>79</originations><total>94</total><denial_rate>0.1595744680851064</denial_rate><origination_rate>0.8404255319148937</origination_rate></row>
<row _id="2371"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>32</denials><originations>56</originations><total>88</total><denial_rate>0.36363636363636365</denial_rate><origination_rate>0.6363636363636364</origination_rate></row>
<row _id="2372"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>60</denials><originations>140</originations><total>200</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="2373"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>26</denials><originations>19</originations><total>45</total><denial_rate>0.5777777777777777</denial_rate><origination_rate>0.4222222222222222</origination_rate></row>
<row _id="2374"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>22</denials><originations>89</originations><total>111</total><denial_rate>0.1981981981981982</denial_rate><origination_rate>0.8018018018018018</origination_rate></row>
<row _id="2375"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>78</denials><originations>121</originations><total>199</total><denial_rate>0.39195979899497485</denial_rate><origination_rate>0.6080402010050251</origination_rate></row>
<row _id="2376"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>126</denials><originations>229</originations><total>355</total><denial_rate>0.35492957746478876</denial_rate><origination_rate>0.6450704225352113</origination_rate></row>
<row _id="2377"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>86</denials><originations>100</originations><total>186</total><denial_rate>0.46236559139784944</denial_rate><origination_rate>0.5376344086021505</origination_rate></row>
<row _id="2378"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>49</denials><originations>370</originations><total>419</total><denial_rate>0.11694510739856802</denial_rate><origination_rate>0.883054892601432</origination_rate></row>
<row _id="2379"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>158</denials><originations>389</originations><total>547</total><denial_rate>0.28884826325411334</denial_rate><origination_rate>0.7111517367458866</origination_rate></row>
<row _id="2380"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>293</denials><originations>859</originations><total>1152</total><denial_rate>0.2543402777777778</denial_rate><origination_rate>0.7456597222222222</origination_rate></row>
<row _id="2381"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>24</denials><originations>15</originations><total>39</total><denial_rate>0.6153846153846154</denial_rate><origination_rate>0.38461538461538464</origination_rate></row>
<row _id="2382"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>14</denials><originations>93</originations><total>107</total><denial_rate>0.1308411214953271</denial_rate><origination_rate>0.8691588785046729</origination_rate></row>
<row _id="2383"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>55</denials><originations>85</originations><total>140</total><denial_rate>0.39285714285714285</denial_rate><origination_rate>0.6071428571428571</origination_rate></row>
<row _id="2384"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>93</denials><originations>193</originations><total>286</total><denial_rate>0.32517482517482516</denial_rate><origination_rate>0.6748251748251748</origination_rate></row>
<row _id="2385"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>121</denials><originations>229</originations><total>350</total><denial_rate>0.3457142857142857</denial_rate><origination_rate>0.6542857142857142</origination_rate></row>
<row _id="2386"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>111</denials><originations>1097</originations><total>1208</total><denial_rate>0.09188741721854304</denial_rate><origination_rate>0.9081125827814569</origination_rate></row>
<row _id="2387"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>513</denials><originations>1331</originations><total>1844</total><denial_rate>0.2781995661605206</denial_rate><origination_rate>0.7218004338394793</origination_rate></row>
<row _id="2388"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>745</denials><originations>2657</originations><total>3402</total><denial_rate>0.21898883009994122</denial_rate><origination_rate>0.7810111699000588</origination_rate></row>
<row _id="2389"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>177</denials><originations>300</originations><total>477</total><denial_rate>0.3710691823899371</denial_rate><origination_rate>0.6289308176100629</origination_rate></row>
<row _id="2390"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>137</denials><originations>1296</originations><total>1433</total><denial_rate>0.09560362875087229</denial_rate><origination_rate>0.9043963712491278</origination_rate></row>
<row _id="2391"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>570</denials><originations>1546</originations><total>2116</total><denial_rate>0.26937618147448017</denial_rate><origination_rate>0.7306238185255198</origination_rate></row>
<row _id="2392"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>884</denials><originations>3142</originations><total>4026</total><denial_rate>0.21957277694982613</denial_rate><origination_rate>0.7804272230501739</origination_rate></row>
<row _id="2393"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>43</denials><originations>27</originations><total>70</total><denial_rate>0.6142857142857143</denial_rate><origination_rate>0.38571428571428573</origination_rate></row>
<row _id="2394"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>39</denials><originations>175</originations><total>214</total><denial_rate>0.1822429906542056</denial_rate><origination_rate>0.8177570093457944</origination_rate></row>
<row _id="2395"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>117</denials><originations>188</originations><total>305</total><denial_rate>0.3836065573770492</denial_rate><origination_rate>0.6163934426229508</origination_rate></row>
<row _id="2396"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>199</denials><originations>390</originations><total>589</total><denial_rate>0.3378607809847199</denial_rate><origination_rate>0.6621392190152802</origination_rate></row>
<row _id="2397"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>149</denials><originations>287</originations><total>436</total><denial_rate>0.34174311926605505</denial_rate><origination_rate>0.658256880733945</origination_rate></row>
<row _id="2398"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>109</denials><originations>1195</originations><total>1304</total><denial_rate>0.08358895705521473</denial_rate><origination_rate>0.9164110429447853</origination_rate></row>
<row _id="2399"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>488</denials><originations>1410</originations><total>1898</total><denial_rate>0.2571127502634352</denial_rate><origination_rate>0.7428872497365648</origination_rate></row>
<row _id="2400"><year>2015</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>746</denials><originations>2892</originations><total>3638</total><denial_rate>0.20505772402418912</denial_rate><origination_rate>0.7949422759758109</origination_rate></row>
<row _id="2401"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>16</originations><total>19</total><denial_rate>0.15789473684210525</denial_rate><origination_rate>0.8421052631578947</origination_rate></row>
<row _id="2402"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>13</denials><originations>190</originations><total>203</total><denial_rate>0.06403940886699508</denial_rate><origination_rate>0.9359605911330049</origination_rate></row>
<row _id="2403"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>28</denials><originations>155</originations><total>183</total><denial_rate>0.15300546448087432</denial_rate><origination_rate>0.8469945355191257</origination_rate></row>
<row _id="2404"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>44</denials><originations>361</originations><total>405</total><denial_rate>0.10864197530864197</denial_rate><origination_rate>0.891358024691358</origination_rate></row>
<row _id="2405"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>7</denials><originations>11</originations><total>18</total><denial_rate>0.3888888888888889</denial_rate><origination_rate>0.6111111111111112</origination_rate></row>
<row _id="2406"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>9</denials><originations>63</originations><total>72</total><denial_rate>0.125</denial_rate><origination_rate>0.875</origination_rate></row>
<row _id="2407"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>44</denials><originations>66</originations><total>110</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="2408"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>60</denials><originations>140</originations><total>200</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="2409"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>54</denials><originations>159</originations><total>213</total><denial_rate>0.2535211267605634</denial_rate><origination_rate>0.7464788732394366</origination_rate></row>
<row _id="2410"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>67</denials><originations>620</originations><total>687</total><denial_rate>0.0975254730713246</denial_rate><origination_rate>0.9024745269286754</origination_rate></row>
<row _id="2411"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>181</denials><originations>521</originations><total>702</total><denial_rate>0.25783475783475784</denial_rate><origination_rate>0.7421652421652422</origination_rate></row>
<row _id="2412"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>302</denials><originations>1300</originations><total>1602</total><denial_rate>0.18851435705368288</denial_rate><origination_rate>0.8114856429463171</origination_rate></row>
<row _id="2413"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>7</denials><originations>10</originations><total>17</total><denial_rate>0.4117647058823529</denial_rate><origination_rate>0.5882352941176471</origination_rate></row>
<row _id="2414"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>15</denials><originations>68</originations><total>83</total><denial_rate>0.18072289156626506</denial_rate><origination_rate>0.8192771084337349</origination_rate></row>
<row _id="2415"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>51</originations><total>76</total><denial_rate>0.32894736842105265</denial_rate><origination_rate>0.6710526315789473</origination_rate></row>
<row _id="2416"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>47</denials><originations>129</originations><total>176</total><denial_rate>0.26704545454545453</denial_rate><origination_rate>0.7329545454545454</origination_rate></row>
<row _id="2417"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>133</denials><originations>475</originations><total>608</total><denial_rate>0.21875</denial_rate><origination_rate>0.78125</origination_rate></row>
<row _id="2418"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>197</denials><originations>2572</originations><total>2769</total><denial_rate>0.07114481762369086</denial_rate><origination_rate>0.9288551823763092</origination_rate></row>
<row _id="2419"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>693</denials><originations>2692</originations><total>3385</total><denial_rate>0.20472673559822746</denial_rate><origination_rate>0.7952732644017725</origination_rate></row>
<row _id="2420"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1023</denials><originations>5739</originations><total>6762</total><denial_rate>0.1512866015971606</denial_rate><origination_rate>0.8487133984028394</origination_rate></row>
<row _id="2421"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>169</denials><originations>595</originations><total>764</total><denial_rate>0.2212041884816754</denial_rate><origination_rate>0.7787958115183246</origination_rate></row>
<row _id="2422"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>231</denials><originations>2991</originations><total>3222</total><denial_rate>0.07169459962756052</denial_rate><origination_rate>0.9283054003724395</origination_rate></row>
<row _id="2423"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>797</denials><originations>3018</originations><total>3815</total><denial_rate>0.20891218872870249</denial_rate><origination_rate>0.7910878112712975</origination_rate></row>
<row _id="2424"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1197</denials><originations>6604</originations><total>7801</total><denial_rate>0.1534418664273811</denial_rate><origination_rate>0.8465581335726189</origination_rate></row>
<row _id="2425"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>14</denials><originations>27</originations><total>41</total><denial_rate>0.34146341463414637</denial_rate><origination_rate>0.6585365853658537</origination_rate></row>
<row _id="2426"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>22</denials><originations>270</originations><total>292</total><denial_rate>0.07534246575342465</denial_rate><origination_rate>0.9246575342465754</origination_rate></row>
<row _id="2427"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>83</denials><originations>229</originations><total>312</total><denial_rate>0.266025641025641</denial_rate><origination_rate>0.7339743589743589</origination_rate></row>
<row _id="2428"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>119</denials><originations>526</originations><total>645</total><denial_rate>0.18449612403100776</denial_rate><origination_rate>0.8155038759689922</origination_rate></row>
<row _id="2429"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>161</denials><originations>578</originations><total>739</total><denial_rate>0.2178619756427605</denial_rate><origination_rate>0.7821380243572396</origination_rate></row>
<row _id="2430"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>224</denials><originations>2780</originations><total>3004</total><denial_rate>0.07456724367509987</denial_rate><origination_rate>0.9254327563249002</origination_rate></row>
<row _id="2431"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>737</denials><originations>2826</originations><total>3563</total><denial_rate>0.2068481616615212</denial_rate><origination_rate>0.7931518383384788</origination_rate></row>
<row _id="2432"><year>2015</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1122</denials><originations>6184</originations><total>7306</total><denial_rate>0.15357240624144539</denial_rate><origination_rate>0.8464275937585546</origination_rate></row>
<row _id="2433"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>10</denials><originations>19</originations><total>29</total><denial_rate>0.3448275862068966</denial_rate><origination_rate>0.6551724137931034</origination_rate></row>
<row _id="2434"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>19</denials><originations>161</originations><total>180</total><denial_rate>0.10555555555555556</denial_rate><origination_rate>0.8944444444444445</origination_rate></row>
<row _id="2435"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>40</denials><originations>78</originations><total>118</total><denial_rate>0.3389830508474576</denial_rate><origination_rate>0.6610169491525424</origination_rate></row>
<row _id="2436"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>69</denials><originations>258</originations><total>327</total><denial_rate>0.21100917431192662</denial_rate><origination_rate>0.7889908256880734</origination_rate></row>
<row _id="2437"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>22</denials><originations>15</originations><total>37</total><denial_rate>0.5945945945945946</denial_rate><origination_rate>0.40540540540540543</origination_rate></row>
<row _id="2438"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>17</denials><originations>114</originations><total>131</total><denial_rate>0.1297709923664122</denial_rate><origination_rate>0.8702290076335878</origination_rate></row>
<row _id="2439"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>72</denials><originations>93</originations><total>165</total><denial_rate>0.43636363636363634</denial_rate><origination_rate>0.5636363636363636</origination_rate></row>
<row _id="2440"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>111</denials><originations>222</originations><total>333</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="2441"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>84</denials><originations>130</originations><total>214</total><denial_rate>0.3925233644859813</denial_rate><origination_rate>0.6074766355140186</origination_rate></row>
<row _id="2442"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>43</denials><originations>531</originations><total>574</total><denial_rate>0.07491289198606271</denial_rate><origination_rate>0.9250871080139372</origination_rate></row>
<row _id="2443"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>211</denials><originations>470</originations><total>681</total><denial_rate>0.30983847283406757</denial_rate><origination_rate>0.6901615271659325</origination_rate></row>
<row _id="2444"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>338</denials><originations>1131</originations><total>1469</total><denial_rate>0.23008849557522124</denial_rate><origination_rate>0.7699115044247787</origination_rate></row>
<row _id="2445"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>1</denials><originations>10</originations><total>11</total><denial_rate>0.09090909090909091</denial_rate><origination_rate>0.9090909090909091</origination_rate></row>
<row _id="2446"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>6</denials><originations>28</originations><total>34</total><denial_rate>0.17647058823529413</denial_rate><origination_rate>0.8235294117647058</origination_rate></row>
<row _id="2447"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>19</denials><originations>26</originations><total>45</total><denial_rate>0.4222222222222222</denial_rate><origination_rate>0.5777777777777777</origination_rate></row>
<row _id="2448"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>26</denials><originations>64</originations><total>90</total><denial_rate>0.28888888888888886</denial_rate><origination_rate>0.7111111111111111</origination_rate></row>
<row _id="2449"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>103</denials><originations>302</originations><total>405</total><denial_rate>0.254320987654321</denial_rate><origination_rate>0.745679012345679</origination_rate></row>
<row _id="2450"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>128</denials><originations>1580</originations><total>1708</total><denial_rate>0.07494145199063232</denial_rate><origination_rate>0.9250585480093677</origination_rate></row>
<row _id="2451"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>609</denials><originations>1974</originations><total>2583</total><denial_rate>0.23577235772357724</denial_rate><origination_rate>0.7642276422764228</origination_rate></row>
<row _id="2452"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>840</denials><originations>3856</originations><total>4696</total><denial_rate>0.1788756388415673</denial_rate><origination_rate>0.8211243611584327</origination_rate></row>
<row _id="2453"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>173</denials><originations>402</originations><total>575</total><denial_rate>0.3008695652173913</denial_rate><origination_rate>0.6991304347826087</origination_rate></row>
<row _id="2454"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>144</denials><originations>1970</originations><total>2114</total><denial_rate>0.06811731315042574</denial_rate><origination_rate>0.9318826868495743</origination_rate></row>
<row _id="2455"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>737</denials><originations>2322</originations><total>3059</total><denial_rate>0.2409284079764629</denial_rate><origination_rate>0.7590715920235371</origination_rate></row>
<row _id="2456"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1054</denials><originations>4694</originations><total>5748</total><denial_rate>0.18336812804453723</denial_rate><origination_rate>0.8166318719554627</origination_rate></row>
<row _id="2457"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>34</denials><originations>35</originations><total>69</total><denial_rate>0.4927536231884058</denial_rate><origination_rate>0.5072463768115942</origination_rate></row>
<row _id="2458"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>40</denials><originations>286</originations><total>326</total><denial_rate>0.12269938650306748</denial_rate><origination_rate>0.8773006134969326</origination_rate></row>
<row _id="2459"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>118</denials><originations>186</originations><total>304</total><denial_rate>0.3881578947368421</denial_rate><origination_rate>0.6118421052631579</origination_rate></row>
<row _id="2460"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>192</denials><originations>507</originations><total>699</total><denial_rate>0.27467811158798283</denial_rate><origination_rate>0.7253218884120172</origination_rate></row>
<row _id="2461"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>140</denials><originations>381</originations><total>521</total><denial_rate>0.2687140115163148</denial_rate><origination_rate>0.7312859884836852</origination_rate></row>
<row _id="2462"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>114</denials><originations>1692</originations><total>1806</total><denial_rate>0.06312292358803986</denial_rate><origination_rate>0.9368770764119602</origination_rate></row>
<row _id="2463"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>634</denials><originations>2158</originations><total>2792</total><denial_rate>0.22707736389684813</denial_rate><origination_rate>0.7729226361031518</origination_rate></row>
<row _id="2464"><year>2015</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>888</denials><originations>4231</originations><total>5119</total><denial_rate>0.17347138112912677</denial_rate><origination_rate>0.8265286188708733</origination_rate></row>
<row _id="2465"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>0</denials><originations>2</originations><total>2</total><denial_rate>0.0</denial_rate><origination_rate>1.0</origination_rate></row>
<row _id="2466"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>8</denials><originations>28</originations><total>36</total><denial_rate>0.2222222222222222</denial_rate><origination_rate>0.7777777777777778</origination_rate></row>
<row _id="2467"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>12</denials><originations>22</originations><total>34</total><denial_rate>0.35294117647058826</denial_rate><origination_rate>0.6470588235294118</origination_rate></row>
<row _id="2468"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>20</denials><originations>52</originations><total>72</total><denial_rate>0.2777777777777778</denial_rate><origination_rate>0.7222222222222222</origination_rate></row>
<row _id="2469"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>4</denials><originations>12</originations><total>16</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="2470"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>11</denials><originations>35</originations><total>46</total><denial_rate>0.2391304347826087</denial_rate><origination_rate>0.7608695652173914</origination_rate></row>
<row _id="2471"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>62</denials><originations>70</originations><total>132</total><denial_rate>0.4696969696969697</denial_rate><origination_rate>0.5303030303030303</origination_rate></row>
<row _id="2472"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>77</denials><originations>117</originations><total>194</total><denial_rate>0.39690721649484534</denial_rate><origination_rate>0.6030927835051546</origination_rate></row>
<row _id="2473"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>56</denials><originations>86</originations><total>142</total><denial_rate>0.39436619718309857</denial_rate><origination_rate>0.6056338028169014</origination_rate></row>
<row _id="2474"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>28</denials><originations>243</originations><total>271</total><denial_rate>0.1033210332103321</denial_rate><origination_rate>0.8966789667896679</origination_rate></row>
<row _id="2475"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>124</denials><originations>305</originations><total>429</total><denial_rate>0.289044289044289</denial_rate><origination_rate>0.710955710955711</origination_rate></row>
<row _id="2476"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>208</denials><originations>634</originations><total>842</total><denial_rate>0.24703087885985747</denial_rate><origination_rate>0.7529691211401425</origination_rate></row>
<row _id="2477"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>6</originations><total>12</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2478"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>7</denials><originations>34</originations><total>41</total><denial_rate>0.17073170731707318</denial_rate><origination_rate>0.8292682926829268</origination_rate></row>
<row _id="2479"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>16</denials><originations>34</originations><total>50</total><denial_rate>0.32</denial_rate><origination_rate>0.68</origination_rate></row>
<row _id="2480"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>29</denials><originations>74</originations><total>103</total><denial_rate>0.2815533980582524</denial_rate><origination_rate>0.7184466019417476</origination_rate></row>
<row _id="2481"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>111</denials><originations>216</originations><total>327</total><denial_rate>0.3394495412844037</denial_rate><origination_rate>0.6605504587155964</origination_rate></row>
<row _id="2482"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>88</denials><originations>881</originations><total>969</total><denial_rate>0.09081527347781218</denial_rate><origination_rate>0.9091847265221878</origination_rate></row>
<row _id="2483"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>403</denials><originations>1194</originations><total>1597</total><denial_rate>0.25234815278647466</denial_rate><origination_rate>0.7476518472135254</origination_rate></row>
<row _id="2484"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>602</denials><originations>2291</originations><total>2893</total><denial_rate>0.20808848945731076</denial_rate><origination_rate>0.7919115105426893</origination_rate></row>
<row _id="2485"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>155</denials><originations>283</originations><total>438</total><denial_rate>0.3538812785388128</denial_rate><origination_rate>0.6461187214611872</origination_rate></row>
<row _id="2486"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>105</denials><originations>1048</originations><total>1153</total><denial_rate>0.09106678230702515</denial_rate><origination_rate>0.9089332176929749</origination_rate></row>
<row _id="2487"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>484</denials><originations>1379</originations><total>1863</total><denial_rate>0.25979602791196993</denial_rate><origination_rate>0.74020397208803</origination_rate></row>
<row _id="2488"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>744</denials><originations>2710</originations><total>3454</total><denial_rate>0.2154024319629415</denial_rate><origination_rate>0.7845975680370585</origination_rate></row>
<row _id="2489"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>6</denials><originations>15</originations><total>21</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="2490"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>19</denials><originations>68</originations><total>87</total><denial_rate>0.21839080459770116</denial_rate><origination_rate>0.7816091954022989</origination_rate></row>
<row _id="2491"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>82</denials><originations>98</originations><total>180</total><denial_rate>0.45555555555555555</denial_rate><origination_rate>0.5444444444444444</origination_rate></row>
<row _id="2492"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>107</denials><originations>181</originations><total>288</total><denial_rate>0.3715277777777778</denial_rate><origination_rate>0.6284722222222222</origination_rate></row>
<row _id="2493"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>155</denials><originations>274</originations><total>429</total><denial_rate>0.3613053613053613</denial_rate><origination_rate>0.6386946386946387</origination_rate></row>
<row _id="2494"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>92</denials><originations>998</originations><total>1090</total><denial_rate>0.08440366972477065</denial_rate><origination_rate>0.9155963302752294</origination_rate></row>
<row _id="2495"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>417</denials><originations>1302</originations><total>1719</total><denial_rate>0.2425828970331588</denial_rate><origination_rate>0.7574171029668412</origination_rate></row>
<row _id="2496"><year>2015</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>664</denials><originations>2574</originations><total>3238</total><denial_rate>0.205064854848672</denial_rate><origination_rate>0.794935145151328</origination_rate></row>
<row _id="2497"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>2</denials><originations>15</originations><total>17</total><denial_rate>0.11764705882352941</denial_rate><origination_rate>0.8823529411764706</origination_rate></row>
<row _id="2498"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>50</denials><originations>269</originations><total>319</total><denial_rate>0.15673981191222572</denial_rate><origination_rate>0.8432601880877743</origination_rate></row>
<row _id="2499"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>50</denials><originations>202</originations><total>252</total><denial_rate>0.1984126984126984</denial_rate><origination_rate>0.8015873015873016</origination_rate></row>
<row _id="2500"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>102</denials><originations>486</originations><total>588</total><denial_rate>0.17346938775510204</denial_rate><origination_rate>0.826530612244898</origination_rate></row>
<row _id="2501"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>12</denials><originations>7</originations><total>19</total><denial_rate>0.631578947368421</denial_rate><origination_rate>0.3684210526315789</origination_rate></row>
<row _id="2502"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>10</denials><originations>51</originations><total>61</total><denial_rate>0.16393442622950818</denial_rate><origination_rate>0.8360655737704918</origination_rate></row>
<row _id="2503"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>63</denials><originations>65</originations><total>128</total><denial_rate>0.4921875</denial_rate><origination_rate>0.5078125</origination_rate></row>
<row _id="2504"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>85</denials><originations>123</originations><total>208</total><denial_rate>0.40865384615384615</denial_rate><origination_rate>0.5913461538461539</origination_rate></row>
<row _id="2505"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>24</denials><originations>36</originations><total>60</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="2506"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>27</denials><originations>250</originations><total>277</total><denial_rate>0.09747292418772563</denial_rate><origination_rate>0.9025270758122743</origination_rate></row>
<row _id="2507"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>91</denials><originations>252</originations><total>343</total><denial_rate>0.2653061224489796</denial_rate><origination_rate>0.7346938775510204</origination_rate></row>
<row _id="2508"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>142</denials><originations>538</originations><total>680</total><denial_rate>0.2088235294117647</denial_rate><origination_rate>0.7911764705882353</origination_rate></row>
<row _id="2509"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>7</originations><total>16</total><denial_rate>0.5625</denial_rate><origination_rate>0.4375</origination_rate></row>
<row _id="2510"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>19</denials><originations>107</originations><total>126</total><denial_rate>0.15079365079365079</denial_rate><origination_rate>0.8492063492063492</origination_rate></row>
<row _id="2511"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>50</denials><originations>69</originations><total>119</total><denial_rate>0.42016806722689076</denial_rate><origination_rate>0.5798319327731093</origination_rate></row>
<row _id="2512"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>78</denials><originations>183</originations><total>261</total><denial_rate>0.2988505747126437</denial_rate><origination_rate>0.7011494252873564</origination_rate></row>
<row _id="2513"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>36</denials><originations>98</originations><total>134</total><denial_rate>0.26865671641791045</denial_rate><origination_rate>0.7313432835820896</origination_rate></row>
<row _id="2514"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>117</denials><originations>960</originations><total>1077</total><denial_rate>0.10863509749303621</denial_rate><origination_rate>0.8913649025069638</origination_rate></row>
<row _id="2515"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>344</denials><originations>1140</originations><total>1484</total><denial_rate>0.23180592991913745</denial_rate><origination_rate>0.7681940700808625</origination_rate></row>
<row _id="2516"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>497</denials><originations>2198</originations><total>2695</total><denial_rate>0.18441558441558442</denial_rate><origination_rate>0.8155844155844156</origination_rate></row>
<row _id="2517"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>52</denials><originations>120</originations><total>172</total><denial_rate>0.3023255813953488</denial_rate><origination_rate>0.6976744186046512</origination_rate></row>
<row _id="2518"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>122</denials><originations>1076</originations><total>1198</total><denial_rate>0.1018363939899833</denial_rate><origination_rate>0.8981636060100167</origination_rate></row>
<row _id="2519"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>362</denials><originations>1255</originations><total>1617</total><denial_rate>0.22387136672850957</denial_rate><origination_rate>0.7761286332714904</origination_rate></row>
<row _id="2520"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>536</denials><originations>2451</originations><total>2987</total><denial_rate>0.17944425845329762</denial_rate><origination_rate>0.8205557415467024</origination_rate></row>
<row _id="2521"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>17</denials><originations>22</originations><total>39</total><denial_rate>0.4358974358974359</denial_rate><origination_rate>0.5641025641025641</origination_rate></row>
<row _id="2522"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>61</denials><originations>325</originations><total>386</total><denial_rate>0.15803108808290156</denial_rate><origination_rate>0.8419689119170984</origination_rate></row>
<row _id="2523"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>116</denials><originations>279</originations><total>395</total><denial_rate>0.2936708860759494</denial_rate><origination_rate>0.7063291139240506</origination_rate></row>
<row _id="2524"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>194</denials><originations>626</originations><total>820</total><denial_rate>0.23658536585365852</denial_rate><origination_rate>0.7634146341463415</origination_rate></row>
<row _id="2525"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>42</denials><originations>108</originations><total>150</total><denial_rate>0.28</denial_rate><origination_rate>0.72</origination_rate></row>
<row _id="2526"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>73</denials><originations>845</originations><total>918</total><denial_rate>0.07952069716775599</denial_rate><origination_rate>0.920479302832244</origination_rate></row>
<row _id="2527"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>285</denials><originations>1016</originations><total>1301</total><denial_rate>0.21906225980015373</denial_rate><origination_rate>0.7809377401998463</origination_rate></row>
<row _id="2528"><year>2015</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>400</denials><originations>1969</originations><total>2369</total><denial_rate>0.16884761502743773</denial_rate><origination_rate>0.8311523849725623</origination_rate></row>
<row _id="2529"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>17</denials><originations>17</originations><total>34</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2530"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>32</denials><originations>373</originations><total>405</total><denial_rate>0.07901234567901234</denial_rate><origination_rate>0.9209876543209876</origination_rate></row>
<row _id="2531"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>68</denials><originations>234</originations><total>302</total><denial_rate>0.2251655629139073</denial_rate><origination_rate>0.7748344370860927</origination_rate></row>
<row _id="2532"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>117</denials><originations>624</originations><total>741</total><denial_rate>0.15789473684210525</denial_rate><origination_rate>0.8421052631578947</origination_rate></row>
<row _id="2533"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>20</denials><originations>18</originations><total>38</total><denial_rate>0.5263157894736842</denial_rate><origination_rate>0.47368421052631576</origination_rate></row>
<row _id="2534"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>32</denials><originations>146</originations><total>178</total><denial_rate>0.1797752808988764</denial_rate><origination_rate>0.8202247191011236</origination_rate></row>
<row _id="2535"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>118</denials><originations>125</originations><total>243</total><denial_rate>0.48559670781893005</denial_rate><origination_rate>0.51440329218107</origination_rate></row>
<row _id="2536"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>170</denials><originations>289</originations><total>459</total><denial_rate>0.37037037037037035</denial_rate><origination_rate>0.6296296296296297</origination_rate></row>
<row _id="2537"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>96</denials><originations>202</originations><total>298</total><denial_rate>0.3221476510067114</denial_rate><origination_rate>0.6778523489932886</origination_rate></row>
<row _id="2538"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>72</denials><originations>999</originations><total>1071</total><denial_rate>0.06722689075630252</denial_rate><origination_rate>0.9327731092436975</origination_rate></row>
<row _id="2539"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>296</denials><originations>890</originations><total>1186</total><denial_rate>0.24957841483979765</denial_rate><origination_rate>0.7504215851602024</origination_rate></row>
<row _id="2540"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>464</denials><originations>2091</originations><total>2555</total><denial_rate>0.18160469667318982</denial_rate><origination_rate>0.8183953033268102</origination_rate></row>
<row _id="2541"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>1</denials><originations>14</originations><total>15</total><denial_rate>0.06666666666666667</denial_rate><origination_rate>0.9333333333333333</origination_rate></row>
<row _id="2542"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>11</denials><originations>91</originations><total>102</total><denial_rate>0.10784313725490197</denial_rate><origination_rate>0.8921568627450981</origination_rate></row>
<row _id="2543"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>28</denials><originations>74</originations><total>102</total><denial_rate>0.27450980392156865</denial_rate><origination_rate>0.7254901960784313</origination_rate></row>
<row _id="2544"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>40</denials><originations>179</originations><total>219</total><denial_rate>0.182648401826484</denial_rate><origination_rate>0.817351598173516</origination_rate></row>
<row _id="2545"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>155</denials><originations>591</originations><total>746</total><denial_rate>0.20777479892761394</denial_rate><origination_rate>0.792225201072386</origination_rate></row>
<row _id="2546"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>250</denials><originations>3355</originations><total>3605</total><denial_rate>0.06934812760055478</denial_rate><origination_rate>0.9306518723994452</origination_rate></row>
<row _id="2547"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>978</denials><originations>3791</originations><total>4769</total><denial_rate>0.20507443908576223</denial_rate><origination_rate>0.7949255609142378</origination_rate></row>
<row _id="2548"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1383</denials><originations>7737</originations><total>9120</total><denial_rate>0.15164473684210528</denial_rate><origination_rate>0.8483552631578948</origination_rate></row>
<row _id="2549"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>226</denials><originations>739</originations><total>965</total><denial_rate>0.23419689119170983</denial_rate><origination_rate>0.7658031088082902</origination_rate></row>
<row _id="2550"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>294</denials><originations>4082</originations><total>4376</total><denial_rate>0.06718464351005485</denial_rate><origination_rate>0.9328153564899452</origination_rate></row>
<row _id="2551"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1162</denials><originations>4360</originations><total>5522</total><denial_rate>0.21043100325968853</denial_rate><origination_rate>0.7895689967403114</origination_rate></row>
<row _id="2552"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1682</denials><originations>9181</originations><total>10863</total><denial_rate>0.15483752186320537</denial_rate><origination_rate>0.8451624781367946</origination_rate></row>
<row _id="2553"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>39</denials><originations>36</originations><total>75</total><denial_rate>0.52</denial_rate><origination_rate>0.48</origination_rate></row>
<row _id="2554"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>66</denials><originations>532</originations><total>598</total><denial_rate>0.11036789297658862</denial_rate><origination_rate>0.8896321070234113</origination_rate></row>
<row _id="2555"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>193</denials><originations>384</originations><total>577</total><denial_rate>0.3344887348353553</denial_rate><origination_rate>0.6655112651646448</origination_rate></row>
<row _id="2556"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>298</denials><originations>952</originations><total>1250</total><denial_rate>0.2384</denial_rate><origination_rate>0.7616</origination_rate></row>
<row _id="2557"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>187</denials><originations>724</originations><total>911</total><denial_rate>0.2052689352360044</denial_rate><origination_rate>0.7947310647639956</origination_rate></row>
<row _id="2558"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>238</denials><originations>3625</originations><total>3863</total><denial_rate>0.06161014755371473</denial_rate><origination_rate>0.9383898524462853</origination_rate></row>
<row _id="2559"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>978</denials><originations>4041</originations><total>5019</total><denial_rate>0.19485953377166768</denial_rate><origination_rate>0.8051404662283324</origination_rate></row>
<row _id="2560"><year>2015</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>1403</denials><originations>8390</originations><total>9793</total><denial_rate>0.1432655978760339</denial_rate><origination_rate>0.8567344021239661</origination_rate></row>
<row _id="2561"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>34</denials><originations>25</originations><total>59</total><denial_rate>0.576271186440678</denial_rate><origination_rate>0.423728813559322</origination_rate></row>
<row _id="2562"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>69</denials><originations>426</originations><total>495</total><denial_rate>0.1393939393939394</denial_rate><origination_rate>0.8606060606060606</origination_rate></row>
<row _id="2563"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>95</denials><originations>212</originations><total>307</total><denial_rate>0.30944625407166126</denial_rate><origination_rate>0.6905537459283387</origination_rate></row>
<row _id="2564"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>198</denials><originations>663</originations><total>861</total><denial_rate>0.22996515679442509</denial_rate><origination_rate>0.7700348432055749</origination_rate></row>
<row _id="2565"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>198</denials><originations>64</originations><total>262</total><denial_rate>0.7557251908396947</denial_rate><origination_rate>0.24427480916030533</origination_rate></row>
<row _id="2566"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>69</denials><originations>226</originations><total>295</total><denial_rate>0.23389830508474577</denial_rate><origination_rate>0.7661016949152543</origination_rate></row>
<row _id="2567"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>327</denials><originations>308</originations><total>635</total><denial_rate>0.5149606299212598</denial_rate><origination_rate>0.48503937007874015</origination_rate></row>
<row _id="2568"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>594</denials><originations>598</originations><total>1192</total><denial_rate>0.4983221476510067</denial_rate><origination_rate>0.5016778523489933</origination_rate></row>
<row _id="2569"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>268</denials><originations>137</originations><total>405</total><denial_rate>0.6617283950617284</denial_rate><origination_rate>0.33827160493827163</origination_rate></row>
<row _id="2570"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>143</denials><originations>910</originations><total>1053</total><denial_rate>0.13580246913580246</denial_rate><origination_rate>0.8641975308641975</origination_rate></row>
<row _id="2571"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>399</denials><originations>774</originations><total>1173</total><denial_rate>0.340153452685422</denial_rate><origination_rate>0.659846547314578</origination_rate></row>
<row _id="2572"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>810</denials><originations>1821</originations><total>2631</total><denial_rate>0.30786773090079816</denial_rate><origination_rate>0.6921322690992018</origination_rate></row>
<row _id="2573"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>70</denials><originations>25</originations><total>95</total><denial_rate>0.7368421052631579</denial_rate><origination_rate>0.2631578947368421</origination_rate></row>
<row _id="2574"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>37</denials><originations>165</originations><total>202</total><denial_rate>0.18316831683168316</denial_rate><origination_rate>0.8168316831683168</origination_rate></row>
<row _id="2575"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>103</denials><originations>108</originations><total>211</total><denial_rate>0.4881516587677725</denial_rate><origination_rate>0.5118483412322274</origination_rate></row>
<row _id="2576"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>210</denials><originations>298</originations><total>508</total><denial_rate>0.41338582677165353</denial_rate><origination_rate>0.5866141732283464</origination_rate></row>
<row _id="2577"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>301</denials><originations>308</originations><total>609</total><denial_rate>0.4942528735632184</denial_rate><origination_rate>0.5057471264367817</origination_rate></row>
<row _id="2578"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>264</denials><originations>2209</originations><total>2473</total><denial_rate>0.10675293166194905</denial_rate><origination_rate>0.8932470683380509</origination_rate></row>
<row _id="2579"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>999</denials><originations>2113</originations><total>3112</total><denial_rate>0.32101542416452444</denial_rate><origination_rate>0.6789845758354756</origination_rate></row>
<row _id="2580"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1564</denials><originations>4630</originations><total>6194</total><denial_rate>0.2525024216984178</denial_rate><origination_rate>0.7474975783015821</origination_rate></row>
<row _id="2581"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>435</denials><originations>373</originations><total>808</total><denial_rate>0.5383663366336634</denial_rate><origination_rate>0.46163366336633666</origination_rate></row>
<row _id="2582"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>325</denials><originations>2720</originations><total>3045</total><denial_rate>0.10673234811165845</denial_rate><origination_rate>0.8932676518883416</origination_rate></row>
<row _id="2583"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1147</denials><originations>2526</originations><total>3673</total><denial_rate>0.31227879117887286</denial_rate><origination_rate>0.6877212088211272</origination_rate></row>
<row _id="2584"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1907</denials><originations>5619</originations><total>7526</total><denial_rate>0.2533882540526176</denial_rate><origination_rate>0.7466117459473824</origination_rate></row>
<row _id="2585"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>245</denials><originations>95</originations><total>340</total><denial_rate>0.7205882352941176</denial_rate><origination_rate>0.27941176470588236</origination_rate></row>
<row _id="2586"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>143</denials><originations>670</originations><total>813</total><denial_rate>0.17589175891758918</denial_rate><origination_rate>0.8241082410824109</origination_rate></row>
<row _id="2587"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>440</denials><originations>546</originations><total>986</total><denial_rate>0.4462474645030426</denial_rate><origination_rate>0.5537525354969574</origination_rate></row>
<row _id="2588"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>828</denials><originations>1311</originations><total>2139</total><denial_rate>0.3870967741935484</denial_rate><origination_rate>0.6129032258064516</origination_rate></row>
<row _id="2589"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>238</denials><originations>295</originations><total>533</total><denial_rate>0.44652908067542213</denial_rate><origination_rate>0.5534709193245778</origination_rate></row>
<row _id="2590"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>218</denials><originations>2195</originations><total>2413</total><denial_rate>0.09034397016162453</denial_rate><origination_rate>0.9096560298383755</origination_rate></row>
<row _id="2591"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>780</denials><originations>2012</originations><total>2792</total><denial_rate>0.2793696275071633</denial_rate><origination_rate>0.7206303724928367</origination_rate></row>
<row _id="2592"><year>2015</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>1236</denials><originations>4502</originations><total>5738</total><denial_rate>0.21540606483095154</denial_rate><origination_rate>0.7845939351690484</origination_rate></row>
<row _id="2593"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>7</denials><originations>19</originations><total>26</total><denial_rate>0.2692307692307692</denial_rate><origination_rate>0.7307692307692307</origination_rate></row>
<row _id="2594"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>25</denials><originations>243</originations><total>268</total><denial_rate>0.09328358208955224</denial_rate><origination_rate>0.9067164179104478</origination_rate></row>
<row _id="2595"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>57</denials><originations>170</originations><total>227</total><denial_rate>0.2511013215859031</denial_rate><origination_rate>0.748898678414097</origination_rate></row>
<row _id="2596"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>89</denials><originations>432</originations><total>521</total><denial_rate>0.1708253358925144</denial_rate><origination_rate>0.8291746641074856</origination_rate></row>
<row _id="2597"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>8</denials><originations>6</originations><total>14</total><denial_rate>0.5714285714285714</denial_rate><origination_rate>0.42857142857142855</origination_rate></row>
<row _id="2598"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>17</denials><originations>73</originations><total>90</total><denial_rate>0.18888888888888888</denial_rate><origination_rate>0.8111111111111111</origination_rate></row>
<row _id="2599"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>32</denials><originations>48</originations><total>80</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="2600"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>57</denials><originations>127</originations><total>184</total><denial_rate>0.30978260869565216</denial_rate><origination_rate>0.6902173913043478</origination_rate></row>
<row _id="2601"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>79</denials><originations>191</originations><total>270</total><denial_rate>0.29259259259259257</denial_rate><origination_rate>0.7074074074074074</origination_rate></row>
<row _id="2602"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>80</denials><originations>768</originations><total>848</total><denial_rate>0.09433962264150944</denial_rate><origination_rate>0.9056603773584906</origination_rate></row>
<row _id="2603"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>328</denials><originations>833</originations><total>1161</total><denial_rate>0.28251507321274766</denial_rate><origination_rate>0.7174849267872524</origination_rate></row>
<row _id="2604"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>487</denials><originations>1792</originations><total>2279</total><denial_rate>0.21369021500658184</denial_rate><origination_rate>0.7863097849934182</origination_rate></row>
<row _id="2605"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>11</denials><originations>15</originations><total>26</total><denial_rate>0.4230769230769231</denial_rate><origination_rate>0.5769230769230769</origination_rate></row>
<row _id="2606"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>14</denials><originations>114</originations><total>128</total><denial_rate>0.109375</denial_rate><origination_rate>0.890625</origination_rate></row>
<row _id="2607"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>47</denials><originations>63</originations><total>110</total><denial_rate>0.42727272727272725</denial_rate><origination_rate>0.5727272727272728</origination_rate></row>
<row _id="2608"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>72</denials><originations>192</originations><total>264</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="2609"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>143</denials><originations>551</originations><total>694</total><denial_rate>0.20605187319884727</denial_rate><origination_rate>0.7939481268011528</origination_rate></row>
<row _id="2610"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>237</denials><originations>2863</originations><total>3100</total><denial_rate>0.0764516129032258</denial_rate><origination_rate>0.9235483870967742</origination_rate></row>
<row _id="2611"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1029</denials><originations>3547</originations><total>4576</total><denial_rate>0.22486888111888112</denial_rate><origination_rate>0.7751311188811189</origination_rate></row>
<row _id="2612"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1409</denials><originations>6961</originations><total>8370</total><denial_rate>0.16833930704898448</denial_rate><origination_rate>0.8316606929510155</origination_rate></row>
<row _id="2613"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>200</denials><originations>687</originations><total>887</total><denial_rate>0.2254791431792559</denial_rate><origination_rate>0.7745208568207441</origination_rate></row>
<row _id="2614"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>286</denials><originations>3388</originations><total>3674</total><denial_rate>0.07784431137724551</denial_rate><origination_rate>0.9221556886227545</origination_rate></row>
<row _id="2615"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1252</denials><originations>4044</originations><total>5296</total><denial_rate>0.236404833836858</denial_rate><origination_rate>0.763595166163142</origination_rate></row>
<row _id="2616"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1738</denials><originations>8119</originations><total>9857</total><denial_rate>0.17632139596226032</denial_rate><origination_rate>0.8236786040377396</origination_rate></row>
<row _id="2617"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>17</denials><originations>29</originations><total>46</total><denial_rate>0.3695652173913043</denial_rate><origination_rate>0.6304347826086957</origination_rate></row>
<row _id="2618"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>44</denials><originations>330</originations><total>374</total><denial_rate>0.11764705882352941</denial_rate><origination_rate>0.8823529411764706</origination_rate></row>
<row _id="2619"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>99</denials><originations>227</originations><total>326</total><denial_rate>0.30368098159509205</denial_rate><origination_rate>0.696319018404908</origination_rate></row>
<row _id="2620"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>160</denials><originations>586</originations><total>746</total><denial_rate>0.21447721179624665</denial_rate><origination_rate>0.7855227882037533</origination_rate></row>
<row _id="2621"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>197</denials><originations>678</originations><total>875</total><denial_rate>0.22514285714285714</denial_rate><origination_rate>0.7748571428571429</origination_rate></row>
<row _id="2622"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>250</denials><originations>3152</originations><total>3402</total><denial_rate>0.07348618459729571</denial_rate><origination_rate>0.9265138154027043</origination_rate></row>
<row _id="2623"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1177</denials><originations>3854</originations><total>5031</total><denial_rate>0.23394951301928046</denial_rate><origination_rate>0.7660504869807195</origination_rate></row>
<row _id="2624"><year>2016</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>1624</denials><originations>7684</originations><total>9308</total><denial_rate>0.17447357112161582</denial_rate><origination_rate>0.8255264288783842</origination_rate></row>
<row _id="2625"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>7</denials><originations>7</originations><total>14</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2626"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>12</denials><originations>147</originations><total>159</total><denial_rate>0.07547169811320754</denial_rate><origination_rate>0.9245283018867925</origination_rate></row>
<row _id="2627"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>39</denials><originations>108</originations><total>147</total><denial_rate>0.2653061224489796</denial_rate><origination_rate>0.7346938775510204</origination_rate></row>
<row _id="2628"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>58</denials><originations>262</originations><total>320</total><denial_rate>0.18125</denial_rate><origination_rate>0.81875</origination_rate></row>
<row _id="2629"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>16</denials><originations>27</originations><total>43</total><denial_rate>0.37209302325581395</denial_rate><origination_rate>0.627906976744186</origination_rate></row>
<row _id="2630"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>31</denials><originations>153</originations><total>184</total><denial_rate>0.16847826086956522</denial_rate><origination_rate>0.8315217391304348</origination_rate></row>
<row _id="2631"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>125</denials><originations>140</originations><total>265</total><denial_rate>0.4716981132075472</denial_rate><origination_rate>0.5283018867924528</origination_rate></row>
<row _id="2632"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>172</denials><originations>320</originations><total>492</total><denial_rate>0.34959349593495936</denial_rate><origination_rate>0.6504065040650406</origination_rate></row>
<row _id="2633"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>62</denials><originations>88</originations><total>150</total><denial_rate>0.41333333333333333</denial_rate><origination_rate>0.5866666666666667</origination_rate></row>
<row _id="2634"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>70</denials><originations>460</originations><total>530</total><denial_rate>0.1320754716981132</denial_rate><origination_rate>0.8679245283018868</origination_rate></row>
<row _id="2635"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>208</denials><originations>398</originations><total>606</total><denial_rate>0.3432343234323432</denial_rate><origination_rate>0.6567656765676567</origination_rate></row>
<row _id="2636"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>340</denials><originations>946</originations><total>1286</total><denial_rate>0.2643856920684292</denial_rate><origination_rate>0.7356143079315708</origination_rate></row>
<row _id="2637"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>13</denials><originations>7</originations><total>20</total><denial_rate>0.65</denial_rate><origination_rate>0.35</origination_rate></row>
<row _id="2638"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>29</denials><originations>104</originations><total>133</total><denial_rate>0.21804511278195488</denial_rate><origination_rate>0.7819548872180451</origination_rate></row>
<row _id="2639"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>30</denials><originations>82</originations><total>112</total><denial_rate>0.26785714285714285</denial_rate><origination_rate>0.7321428571428571</origination_rate></row>
<row _id="2640"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>72</denials><originations>193</originations><total>265</total><denial_rate>0.27169811320754716</denial_rate><origination_rate>0.7283018867924528</origination_rate></row>
<row _id="2641"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>94</denials><originations>230</originations><total>324</total><denial_rate>0.29012345679012347</denial_rate><origination_rate>0.7098765432098766</origination_rate></row>
<row _id="2642"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>162</denials><originations>1616</originations><total>1778</total><denial_rate>0.09111361079865017</denial_rate><origination_rate>0.9088863892013498</origination_rate></row>
<row _id="2643"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>628</denials><originations>1892</originations><total>2520</total><denial_rate>0.2492063492063492</denial_rate><origination_rate>0.7507936507936508</origination_rate></row>
<row _id="2644"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>884</denials><originations>3738</originations><total>4622</total><denial_rate>0.19125919515361314</denial_rate><origination_rate>0.8087408048463869</origination_rate></row>
<row _id="2645"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>138</denials><originations>299</originations><total>437</total><denial_rate>0.3157894736842105</denial_rate><origination_rate>0.6842105263157895</origination_rate></row>
<row _id="2646"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>190</denials><originations>1898</originations><total>2088</total><denial_rate>0.09099616858237548</denial_rate><origination_rate>0.9090038314176245</origination_rate></row>
<row _id="2647"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>753</denials><originations>2099</originations><total>2852</total><denial_rate>0.26402524544179523</denial_rate><origination_rate>0.7359747545582047</origination_rate></row>
<row _id="2648"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1081</denials><originations>4296</originations><total>5377</total><denial_rate>0.20104147294030128</denial_rate><origination_rate>0.7989585270596987</origination_rate></row>
<row _id="2649"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>24</denials><originations>37</originations><total>61</total><denial_rate>0.39344262295081966</denial_rate><origination_rate>0.6065573770491803</origination_rate></row>
<row _id="2650"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>44</denials><originations>310</originations><total>354</total><denial_rate>0.12429378531073447</denial_rate><origination_rate>0.8757062146892656</origination_rate></row>
<row _id="2651"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>170</denials><originations>263</originations><total>433</total><denial_rate>0.39260969976905313</denial_rate><origination_rate>0.6073903002309469</origination_rate></row>
<row _id="2652"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>238</denials><originations>610</originations><total>848</total><denial_rate>0.2806603773584906</denial_rate><origination_rate>0.7193396226415094</origination_rate></row>
<row _id="2653"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>126</denials><originations>269</originations><total>395</total><denial_rate>0.3189873417721519</denial_rate><origination_rate>0.6810126582278481</origination_rate></row>
<row _id="2654"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>173</denials><originations>1680</originations><total>1853</total><denial_rate>0.0933621154883972</denial_rate><origination_rate>0.9066378845116028</origination_rate></row>
<row _id="2655"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>603</denials><originations>1888</originations><total>2491</total><denial_rate>0.24207145724608592</denial_rate><origination_rate>0.7579285427539141</origination_rate></row>
<row _id="2656"><year>2016</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>902</denials><originations>3837</originations><total>4739</total><denial_rate>0.1903355138214813</denial_rate><origination_rate>0.8096644861785187</origination_rate></row>
<row _id="2657"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>10</denials><originations>9</originations><total>19</total><denial_rate>0.5263157894736842</denial_rate><origination_rate>0.47368421052631576</origination_rate></row>
<row _id="2658"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>18</denials><originations>91</originations><total>109</total><denial_rate>0.1651376146788991</denial_rate><origination_rate>0.8348623853211009</origination_rate></row>
<row _id="2659"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>54</denials><originations>84</originations><total>138</total><denial_rate>0.391304347826087</denial_rate><origination_rate>0.6086956521739131</origination_rate></row>
<row _id="2660"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>82</denials><originations>184</originations><total>266</total><denial_rate>0.3082706766917293</denial_rate><origination_rate>0.6917293233082706</origination_rate></row>
<row _id="2661"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>21</denials><originations>26</originations><total>47</total><denial_rate>0.44680851063829785</denial_rate><origination_rate>0.5531914893617021</origination_rate></row>
<row _id="2662"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>24</denials><originations>104</originations><total>128</total><denial_rate>0.1875</denial_rate><origination_rate>0.8125</origination_rate></row>
<row _id="2663"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>84</denials><originations>88</originations><total>172</total><denial_rate>0.4883720930232558</denial_rate><origination_rate>0.5116279069767442</origination_rate></row>
<row _id="2664"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>129</denials><originations>218</originations><total>347</total><denial_rate>0.37175792507204614</denial_rate><origination_rate>0.6282420749279539</origination_rate></row>
<row _id="2665"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>71</denials><originations>109</originations><total>180</total><denial_rate>0.39444444444444443</denial_rate><origination_rate>0.6055555555555555</origination_rate></row>
<row _id="2666"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>53</denials><originations>461</originations><total>514</total><denial_rate>0.10311284046692606</denial_rate><origination_rate>0.896887159533074</origination_rate></row>
<row _id="2667"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>178</denials><originations>370</originations><total>548</total><denial_rate>0.3248175182481752</denial_rate><origination_rate>0.6751824817518248</origination_rate></row>
<row _id="2668"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>302</denials><originations>940</originations><total>1242</total><denial_rate>0.2431561996779388</denial_rate><origination_rate>0.7568438003220612</origination_rate></row>
<row _id="2669"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>24</denials><originations>16</originations><total>40</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="2670"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>31</denials><originations>117</originations><total>148</total><denial_rate>0.20945945945945946</denial_rate><origination_rate>0.7905405405405406</origination_rate></row>
<row _id="2671"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>45</denials><originations>79</originations><total>124</total><denial_rate>0.3629032258064516</denial_rate><origination_rate>0.6370967741935484</origination_rate></row>
<row _id="2672"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>100</denials><originations>212</originations><total>312</total><denial_rate>0.32051282051282054</denial_rate><origination_rate>0.6794871794871795</origination_rate></row>
<row _id="2673"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>117</denials><originations>243</originations><total>360</total><denial_rate>0.325</denial_rate><origination_rate>0.675</origination_rate></row>
<row _id="2674"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>116</denials><originations>1239</originations><total>1355</total><denial_rate>0.08560885608856089</denial_rate><origination_rate>0.9143911439114392</origination_rate></row>
<row _id="2675"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>586</denials><originations>1418</originations><total>2004</total><denial_rate>0.29241516966067865</denial_rate><origination_rate>0.7075848303393214</origination_rate></row>
<row _id="2676"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>819</denials><originations>2900</originations><total>3719</total><denial_rate>0.2202204893788653</denial_rate><origination_rate>0.7797795106211347</origination_rate></row>
<row _id="2677"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>151</denials><originations>310</originations><total>461</total><denial_rate>0.3275488069414317</denial_rate><origination_rate>0.6724511930585684</origination_rate></row>
<row _id="2678"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>131</denials><originations>1519</originations><total>1650</total><denial_rate>0.07939393939393939</denial_rate><origination_rate>0.9206060606060606</origination_rate></row>
<row _id="2679"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>664</denials><originations>1605</originations><total>2269</total><denial_rate>0.29263992948435436</denial_rate><origination_rate>0.7073600705156456</origination_rate></row>
<row _id="2680"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>946</denials><originations>3434</originations><total>4380</total><denial_rate>0.21598173515981736</denial_rate><origination_rate>0.7840182648401827</origination_rate></row>
<row _id="2681"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>36</denials><originations>36</originations><total>72</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2682"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>43</denials><originations>204</originations><total>247</total><denial_rate>0.17408906882591094</denial_rate><origination_rate>0.8259109311740891</origination_rate></row>
<row _id="2683"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>150</denials><originations>183</originations><total>333</total><denial_rate>0.45045045045045046</denial_rate><origination_rate>0.5495495495495496</origination_rate></row>
<row _id="2684"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>229</denials><originations>423</originations><total>652</total><denial_rate>0.3512269938650307</denial_rate><origination_rate>0.6487730061349694</origination_rate></row>
<row _id="2685"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>133</denials><originations>293</originations><total>426</total><denial_rate>0.31220657276995306</denial_rate><origination_rate>0.687793427230047</origination_rate></row>
<row _id="2686"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>113</denials><originations>1405</originations><total>1518</total><denial_rate>0.07444005270092227</denial_rate><origination_rate>0.9255599472990778</origination_rate></row>
<row _id="2687"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>552</denials><originations>1489</originations><total>2041</total><denial_rate>0.27045565899069085</denial_rate><origination_rate>0.7295443410093092</origination_rate></row>
<row _id="2688"><year>2016</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>798</denials><originations>3187</originations><total>3985</total><denial_rate>0.2002509410288582</denial_rate><origination_rate>0.7997490589711418</origination_rate></row>
<row _id="2689"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>1</denials><originations>12</originations><total>13</total><denial_rate>0.07692307692307693</denial_rate><origination_rate>0.9230769230769231</origination_rate></row>
<row _id="2690"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>37</denials><originations>247</originations><total>284</total><denial_rate>0.13028169014084506</denial_rate><origination_rate>0.8697183098591549</origination_rate></row>
<row _id="2691"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>30</denials><originations>189</originations><total>219</total><denial_rate>0.136986301369863</denial_rate><origination_rate>0.863013698630137</origination_rate></row>
<row _id="2692"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>68</denials><originations>448</originations><total>516</total><denial_rate>0.13178294573643412</denial_rate><origination_rate>0.8682170542635659</origination_rate></row>
<row _id="2693"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>14</denials><originations>9</originations><total>23</total><denial_rate>0.6086956521739131</denial_rate><origination_rate>0.391304347826087</origination_rate></row>
<row _id="2694"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>19</denials><originations>56</originations><total>75</total><denial_rate>0.25333333333333335</denial_rate><origination_rate>0.7466666666666667</origination_rate></row>
<row _id="2695"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>42</denials><originations>65</originations><total>107</total><denial_rate>0.3925233644859813</denial_rate><origination_rate>0.6074766355140186</origination_rate></row>
<row _id="2696"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>75</denials><originations>130</originations><total>205</total><denial_rate>0.36585365853658536</denial_rate><origination_rate>0.6341463414634146</origination_rate></row>
<row _id="2697"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>49</denials><originations>194</originations><total>243</total><denial_rate>0.20164609053497942</denial_rate><origination_rate>0.7983539094650206</origination_rate></row>
<row _id="2698"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>86</denials><originations>674</originations><total>760</total><denial_rate>0.11315789473684211</denial_rate><origination_rate>0.8868421052631579</origination_rate></row>
<row _id="2699"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>201</denials><originations>617</originations><total>818</total><denial_rate>0.24572127139364303</denial_rate><origination_rate>0.7542787286063569</origination_rate></row>
<row _id="2700"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>336</denials><originations>1485</originations><total>1821</total><denial_rate>0.18451400329489293</denial_rate><origination_rate>0.8154859967051071</origination_rate></row>
<row _id="2701"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>10</denials><originations>13</originations><total>23</total><denial_rate>0.43478260869565216</denial_rate><origination_rate>0.5652173913043478</origination_rate></row>
<row _id="2702"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>16</denials><originations>76</originations><total>92</total><denial_rate>0.17391304347826086</denial_rate><origination_rate>0.8260869565217391</origination_rate></row>
<row _id="2703"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>26</denials><originations>62</originations><total>88</total><denial_rate>0.29545454545454547</denial_rate><origination_rate>0.7045454545454546</origination_rate></row>
<row _id="2704"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>52</denials><originations>151</originations><total>203</total><denial_rate>0.2561576354679803</denial_rate><origination_rate>0.7438423645320197</origination_rate></row>
<row _id="2705"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>115</denials><originations>500</originations><total>615</total><denial_rate>0.18699186991869918</denial_rate><origination_rate>0.8130081300813008</origination_rate></row>
<row _id="2706"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>202</denials><originations>2508</originations><total>2710</total><denial_rate>0.07453874538745388</denial_rate><origination_rate>0.9254612546125461</origination_rate></row>
<row _id="2707"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>728</denials><originations>3023</originations><total>3751</total><denial_rate>0.1940815782458011</denial_rate><origination_rate>0.8059184217541989</origination_rate></row>
<row _id="2708"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1045</denials><originations>6031</originations><total>7076</total><denial_rate>0.1476823063877897</denial_rate><origination_rate>0.8523176936122103</origination_rate></row>
<row _id="2709"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>147</denials><originations>647</originations><total>794</total><denial_rate>0.18513853904282115</denial_rate><origination_rate>0.8148614609571788</origination_rate></row>
<row _id="2710"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>253</denials><originations>2975</originations><total>3228</total><denial_rate>0.07837670384138785</denial_rate><origination_rate>0.9216232961586122</origination_rate></row>
<row _id="2711"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>853</denials><originations>3410</originations><total>4263</total><denial_rate>0.20009383063570255</denial_rate><origination_rate>0.7999061693642975</origination_rate></row>
<row _id="2712"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1253</denials><originations>7032</originations><total>8285</total><denial_rate>0.15123717561858782</denial_rate><origination_rate>0.8487628243814122</origination_rate></row>
<row _id="2713"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>15</denials><originations>25</originations><total>40</total><denial_rate>0.375</denial_rate><origination_rate>0.625</origination_rate></row>
<row _id="2714"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>57</denials><originations>318</originations><total>375</total><denial_rate>0.152</denial_rate><origination_rate>0.848</origination_rate></row>
<row _id="2715"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>79</denials><originations>268</originations><total>347</total><denial_rate>0.2276657060518732</denial_rate><origination_rate>0.7723342939481268</origination_rate></row>
<row _id="2716"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>151</denials><originations>611</originations><total>762</total><denial_rate>0.19816272965879264</denial_rate><origination_rate>0.8018372703412073</origination_rate></row>
<row _id="2717"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>142</denials><originations>637</originations><total>779</total><denial_rate>0.1822849807445443</denial_rate><origination_rate>0.8177150192554558</origination_rate></row>
<row _id="2718"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>211</denials><originations>2703</originations><total>2914</total><denial_rate>0.07240905971173645</denial_rate><origination_rate>0.9275909402882636</origination_rate></row>
<row _id="2719"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>788</denials><originations>3190</originations><total>3978</total><denial_rate>0.19808949220713926</denial_rate><origination_rate>0.8019105077928608</origination_rate></row>
<row _id="2720"><year>2016</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1141</denials><originations>6530</originations><total>7671</total><denial_rate>0.14874201538260984</denial_rate><origination_rate>0.8512579846173902</origination_rate></row>
<row _id="2721"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>6</denials><originations>12</originations><total>18</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="2722"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>23</denials><originations>158</originations><total>181</total><denial_rate>0.1270718232044199</denial_rate><origination_rate>0.8729281767955801</origination_rate></row>
<row _id="2723"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>22</denials><originations>100</originations><total>122</total><denial_rate>0.18032786885245902</denial_rate><origination_rate>0.819672131147541</origination_rate></row>
<row _id="2724"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>51</denials><originations>270</originations><total>321</total><denial_rate>0.1588785046728972</denial_rate><origination_rate>0.8411214953271028</origination_rate></row>
<row _id="2725"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>13</originations><total>42</total><denial_rate>0.6904761904761905</denial_rate><origination_rate>0.30952380952380953</origination_rate></row>
<row _id="2726"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>29</denials><originations>128</originations><total>157</total><denial_rate>0.18471337579617833</denial_rate><origination_rate>0.8152866242038217</origination_rate></row>
<row _id="2727"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>75</denials><originations>86</originations><total>161</total><denial_rate>0.4658385093167702</denial_rate><origination_rate>0.5341614906832298</origination_rate></row>
<row _id="2728"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>133</denials><originations>227</originations><total>360</total><denial_rate>0.36944444444444446</denial_rate><origination_rate>0.6305555555555555</origination_rate></row>
<row _id="2729"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>65</denials><originations>162</originations><total>227</total><denial_rate>0.28634361233480177</denial_rate><origination_rate>0.7136563876651982</origination_rate></row>
<row _id="2730"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>63</denials><originations>617</originations><total>680</total><denial_rate>0.09264705882352942</denial_rate><origination_rate>0.9073529411764706</origination_rate></row>
<row _id="2731"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>210</denials><originations>523</originations><total>733</total><denial_rate>0.286493860845839</denial_rate><origination_rate>0.713506139154161</origination_rate></row>
<row _id="2732"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>338</denials><originations>1302</originations><total>1640</total><denial_rate>0.20609756097560974</denial_rate><origination_rate>0.7939024390243903</origination_rate></row>
<row _id="2733"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>5</denials><originations>5</originations><total>10</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="2734"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>11</denials><originations>49</originations><total>60</total><denial_rate>0.18333333333333332</denial_rate><origination_rate>0.8166666666666667</origination_rate></row>
<row _id="2735"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>20</denials><originations>25</originations><total>45</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="2736"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>36</denials><originations>79</originations><total>115</total><denial_rate>0.3130434782608696</denial_rate><origination_rate>0.6869565217391305</origination_rate></row>
<row _id="2737"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>114</denials><originations>341</originations><total>455</total><denial_rate>0.25054945054945055</denial_rate><origination_rate>0.7494505494505495</origination_rate></row>
<row _id="2738"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>137</denials><originations>1756</originations><total>1893</total><denial_rate>0.07237189646064449</denial_rate><origination_rate>0.9276281035393555</origination_rate></row>
<row _id="2739"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>606</denials><originations>1943</originations><total>2549</total><denial_rate>0.23774029030992547</denial_rate><origination_rate>0.7622597096900745</origination_rate></row>
<row _id="2740"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>857</denials><originations>4040</originations><total>4897</total><denial_rate>0.17500510516642842</denial_rate><origination_rate>0.8249948948335716</origination_rate></row>
<row _id="2741"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>167</denials><originations>473</originations><total>640</total><denial_rate>0.2609375</denial_rate><origination_rate>0.7390625</origination_rate></row>
<row _id="2742"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>179</denials><originations>2198</originations><total>2377</total><denial_rate>0.07530500631047539</denial_rate><origination_rate>0.9246949936895246</origination_rate></row>
<row _id="2743"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>753</denials><originations>2332</originations><total>3085</total><denial_rate>0.24408427876823338</denial_rate><origination_rate>0.7559157212317666</origination_rate></row>
<row _id="2744"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1099</denials><originations>5003</originations><total>6102</total><denial_rate>0.18010488364470664</denial_rate><origination_rate>0.8198951163552933</origination_rate></row>
<row _id="2745"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>37</denials><originations>29</originations><total>66</total><denial_rate>0.5606060606060606</denial_rate><origination_rate>0.4393939393939394</origination_rate></row>
<row _id="2746"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>53</denials><originations>296</originations><total>349</total><denial_rate>0.1518624641833811</denial_rate><origination_rate>0.8481375358166189</origination_rate></row>
<row _id="2747"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>106</denials><originations>195</originations><total>301</total><denial_rate>0.3521594684385382</denial_rate><origination_rate>0.6478405315614618</origination_rate></row>
<row _id="2748"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>196</denials><originations>520</originations><total>716</total><denial_rate>0.2737430167597765</denial_rate><origination_rate>0.7262569832402235</origination_rate></row>
<row _id="2749"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>130</denials><originations>459</originations><total>589</total><denial_rate>0.22071307300509338</denial_rate><origination_rate>0.7792869269949066</origination_rate></row>
<row _id="2750"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>137</denials><originations>1932</originations><total>2069</total><denial_rate>0.06621556307394877</denial_rate><origination_rate>0.9337844369260513</origination_rate></row>
<row _id="2751"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>643</denials><originations>2157</originations><total>2800</total><denial_rate>0.22964285714285715</denial_rate><origination_rate>0.7703571428571429</origination_rate></row>
<row _id="2752"><year>2016</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>910</denials><originations>4548</originations><total>5458</total><denial_rate>0.16672773909857092</denial_rate><origination_rate>0.8332722609014291</origination_rate></row>
<row _id="2753"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>2</originations><total>5</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="2754"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>2</denials><originations>43</originations><total>45</total><denial_rate>0.044444444444444446</denial_rate><origination_rate>0.9555555555555556</origination_rate></row>
<row _id="2755"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>12</denials><originations>34</originations><total>46</total><denial_rate>0.2608695652173913</denial_rate><origination_rate>0.7391304347826086</origination_rate></row>
<row _id="2756"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>17</denials><originations>79</originations><total>96</total><denial_rate>0.17708333333333334</denial_rate><origination_rate>0.8229166666666666</origination_rate></row>
<row _id="2757"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>14</denials><originations>6</originations><total>20</total><denial_rate>0.7</denial_rate><origination_rate>0.3</origination_rate></row>
<row _id="2758"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>20</denials><originations>63</originations><total>83</total><denial_rate>0.24096385542168675</denial_rate><origination_rate>0.7590361445783133</origination_rate></row>
<row _id="2759"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>41</denials><originations>81</originations><total>122</total><denial_rate>0.3360655737704918</denial_rate><origination_rate>0.6639344262295082</origination_rate></row>
<row _id="2760"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>75</denials><originations>150</originations><total>225</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="2761"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>61</denials><originations>80</originations><total>141</total><denial_rate>0.4326241134751773</denial_rate><origination_rate>0.5673758865248227</origination_rate></row>
<row _id="2762"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>49</denials><originations>344</originations><total>393</total><denial_rate>0.12468193384223919</denial_rate><origination_rate>0.8753180661577609</origination_rate></row>
<row _id="2763"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>142</denials><originations>311</originations><total>453</total><denial_rate>0.31346578366445915</denial_rate><origination_rate>0.6865342163355408</origination_rate></row>
<row _id="2764"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>252</denials><originations>735</originations><total>987</total><denial_rate>0.2553191489361702</denial_rate><origination_rate>0.7446808510638298</origination_rate></row>
<row _id="2765"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>7</denials><originations>6</originations><total>13</total><denial_rate>0.5384615384615384</denial_rate><origination_rate>0.46153846153846156</origination_rate></row>
<row _id="2766"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>18</denials><originations>51</originations><total>69</total><denial_rate>0.2608695652173913</denial_rate><origination_rate>0.7391304347826086</origination_rate></row>
<row _id="2767"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>17</denials><originations>27</originations><total>44</total><denial_rate>0.38636363636363635</denial_rate><origination_rate>0.6136363636363636</origination_rate></row>
<row _id="2768"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>42</denials><originations>84</originations><total>126</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="2769"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>88</denials><originations>208</originations><total>296</total><denial_rate>0.2972972972972973</denial_rate><origination_rate>0.7027027027027027</origination_rate></row>
<row _id="2770"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>95</denials><originations>1076</originations><total>1171</total><denial_rate>0.08112724167378309</denial_rate><origination_rate>0.918872758326217</origination_rate></row>
<row _id="2771"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>404</denials><originations>1241</originations><total>1645</total><denial_rate>0.24559270516717324</denial_rate><origination_rate>0.7544072948328268</origination_rate></row>
<row _id="2772"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>587</denials><originations>2525</originations><total>3112</total><denial_rate>0.18862467866323906</denial_rate><origination_rate>0.8113753213367609</origination_rate></row>
<row _id="2773"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>131</denials><originations>264</originations><total>395</total><denial_rate>0.33164556962025316</denial_rate><origination_rate>0.6683544303797468</origination_rate></row>
<row _id="2774"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>117</denials><originations>1332</originations><total>1449</total><denial_rate>0.08074534161490683</denial_rate><origination_rate>0.9192546583850931</origination_rate></row>
<row _id="2775"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>494</denials><originations>1448</originations><total>1942</total><denial_rate>0.25437693099897013</denial_rate><origination_rate>0.7456230690010298</origination_rate></row>
<row _id="2776"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>742</denials><originations>3044</originations><total>3786</total><denial_rate>0.19598520866349708</denial_rate><origination_rate>0.8040147913365029</origination_rate></row>
<row _id="2777"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>19</denials><originations>10</originations><total>29</total><denial_rate>0.6551724137931034</denial_rate><origination_rate>0.3448275862068966</origination_rate></row>
<row _id="2778"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>23</denials><originations>107</originations><total>130</total><denial_rate>0.17692307692307693</denial_rate><origination_rate>0.823076923076923</origination_rate></row>
<row _id="2779"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>56</denials><originations>117</originations><total>173</total><denial_rate>0.3236994219653179</denial_rate><origination_rate>0.6763005780346821</origination_rate></row>
<row _id="2780"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>98</denials><originations>234</originations><total>332</total><denial_rate>0.29518072289156627</denial_rate><origination_rate>0.7048192771084337</origination_rate></row>
<row _id="2781"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>126</denials><originations>262</originations><total>388</total><denial_rate>0.3247422680412371</denial_rate><origination_rate>0.6752577319587629</origination_rate></row>
<row _id="2782"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>109</denials><originations>1264</originations><total>1373</total><denial_rate>0.07938820101966497</denial_rate><origination_rate>0.9206117989803351</origination_rate></row>
<row _id="2783"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>452</denials><originations>1353</originations><total>1805</total><denial_rate>0.25041551246537397</denial_rate><origination_rate>0.749584487534626</origination_rate></row>
<row _id="2784"><year>2016</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>687</denials><originations>2879</originations><total>3566</total><denial_rate>0.19265283230510374</denial_rate><origination_rate>0.8073471676948962</origination_rate></row>
<row _id="2785"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>3</denials><originations>8</originations><total>11</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="2786"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>39</denials><originations>288</originations><total>327</total><denial_rate>0.11926605504587157</denial_rate><origination_rate>0.8807339449541285</origination_rate></row>
<row _id="2787"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>64</denials><originations>238</originations><total>302</total><denial_rate>0.2119205298013245</denial_rate><origination_rate>0.7880794701986755</origination_rate></row>
<row _id="2788"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>106</denials><originations>534</originations><total>640</total><denial_rate>0.165625</denial_rate><origination_rate>0.834375</origination_rate></row>
<row _id="2789"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>11</denials><originations>6</originations><total>17</total><denial_rate>0.6470588235294118</denial_rate><origination_rate>0.35294117647058826</origination_rate></row>
<row _id="2790"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>17</denials><originations>82</originations><total>99</total><denial_rate>0.1717171717171717</denial_rate><origination_rate>0.8282828282828283</origination_rate></row>
<row _id="2791"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>60</denials><originations>68</originations><total>128</total><denial_rate>0.46875</denial_rate><origination_rate>0.53125</origination_rate></row>
<row _id="2792"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>88</denials><originations>156</originations><total>244</total><denial_rate>0.36065573770491804</denial_rate><origination_rate>0.639344262295082</origination_rate></row>
<row _id="2793"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>19</denials><originations>30</originations><total>49</total><denial_rate>0.3877551020408163</denial_rate><origination_rate>0.6122448979591837</origination_rate></row>
<row _id="2794"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>43</denials><originations>348</originations><total>391</total><denial_rate>0.10997442455242967</denial_rate><origination_rate>0.8900255754475703</origination_rate></row>
<row _id="2795"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>71</denials><originations>217</originations><total>288</total><denial_rate>0.2465277777777778</denial_rate><origination_rate>0.7534722222222222</origination_rate></row>
<row _id="2796"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>133</denials><originations>595</originations><total>728</total><denial_rate>0.18269230769230768</denial_rate><origination_rate>0.8173076923076923</origination_rate></row>
<row _id="2797"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>5</denials><originations>9</originations><total>14</total><denial_rate>0.35714285714285715</denial_rate><origination_rate>0.6428571428571429</origination_rate></row>
<row _id="2798"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>23</denials><originations>93</originations><total>116</total><denial_rate>0.19827586206896552</denial_rate><origination_rate>0.8017241379310345</origination_rate></row>
<row _id="2799"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>35</denials><originations>66</originations><total>101</total><denial_rate>0.3465346534653465</denial_rate><origination_rate>0.6534653465346535</origination_rate></row>
<row _id="2800"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>63</denials><originations>168</originations><total>231</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="2801"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>51</denials><originations>92</originations><total>143</total><denial_rate>0.35664335664335667</denial_rate><origination_rate>0.6433566433566433</origination_rate></row>
<row _id="2802"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>108</denials><originations>995</originations><total>1103</total><denial_rate>0.09791477787851315</denial_rate><origination_rate>0.9020852221214869</origination_rate></row>
<row _id="2803"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>381</denials><originations>1181</originations><total>1562</total><denial_rate>0.2439180537772087</denial_rate><origination_rate>0.7560819462227913</origination_rate></row>
<row _id="2804"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>540</denials><originations>2268</originations><total>2808</total><denial_rate>0.19230769230769232</denial_rate><origination_rate>0.8076923076923077</origination_rate></row>
<row _id="2805"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>65</denials><originations>109</originations><total>174</total><denial_rate>0.3735632183908046</denial_rate><origination_rate>0.6264367816091954</origination_rate></row>
<row _id="2806"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>121</denials><originations>1207</originations><total>1328</total><denial_rate>0.0911144578313253</denial_rate><origination_rate>0.9088855421686747</origination_rate></row>
<row _id="2807"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>397</denials><originations>1267</originations><total>1664</total><denial_rate>0.23858173076923078</denial_rate><origination_rate>0.7614182692307693</origination_rate></row>
<row _id="2808"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>583</denials><originations>2583</originations><total>3166</total><denial_rate>0.18414403032217308</denial_rate><origination_rate>0.8158559696778269</origination_rate></row>
<row _id="2809"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>14</denials><originations>17</originations><total>31</total><denial_rate>0.45161290322580644</denial_rate><origination_rate>0.5483870967741935</origination_rate></row>
<row _id="2810"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>56</denials><originations>379</originations><total>435</total><denial_rate>0.12873563218390804</denial_rate><origination_rate>0.871264367816092</origination_rate></row>
<row _id="2811"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>129</denials><originations>314</originations><total>443</total><denial_rate>0.291196388261851</denial_rate><origination_rate>0.708803611738149</origination_rate></row>
<row _id="2812"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>199</denials><originations>710</originations><total>909</total><denial_rate>0.21892189218921893</denial_rate><origination_rate>0.7810781078107811</origination_rate></row>
<row _id="2813"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>56</denials><originations>99</originations><total>155</total><denial_rate>0.36129032258064514</denial_rate><origination_rate>0.6387096774193548</origination_rate></row>
<row _id="2814"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>87</denials><originations>907</originations><total>994</total><denial_rate>0.0875251509054326</denial_rate><origination_rate>0.9124748490945674</origination_rate></row>
<row _id="2815"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>288</denials><originations>997</originations><total>1285</total><denial_rate>0.22412451361867705</denial_rate><origination_rate>0.775875486381323</origination_rate></row>
<row _id="2816"><year>2016</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>431</denials><originations>2003</originations><total>2434</total><denial_rate>0.1770747740345111</denial_rate><origination_rate>0.8229252259654889</origination_rate></row>
<row _id="2817"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>7</denials><originations>24</originations><total>31</total><denial_rate>0.22580645161290322</denial_rate><origination_rate>0.7741935483870968</origination_rate></row>
<row _id="2818"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>47</denials><originations>342</originations><total>389</total><denial_rate>0.12082262210796915</denial_rate><origination_rate>0.8791773778920309</origination_rate></row>
<row _id="2819"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>90</denials><originations>259</originations><total>349</total><denial_rate>0.25787965616045844</denial_rate><origination_rate>0.7421203438395415</origination_rate></row>
<row _id="2820"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>144</denials><originations>625</originations><total>769</total><denial_rate>0.18725617685305593</denial_rate><origination_rate>0.812743823146944</origination_rate></row>
<row _id="2821"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>18</denials><originations>29</originations><total>47</total><denial_rate>0.3829787234042553</denial_rate><origination_rate>0.6170212765957447</origination_rate></row>
<row _id="2822"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>45</denials><originations>201</originations><total>246</total><denial_rate>0.18292682926829268</denial_rate><origination_rate>0.8170731707317073</origination_rate></row>
<row _id="2823"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>103</denials><originations>157</originations><total>260</total><denial_rate>0.39615384615384613</denial_rate><origination_rate>0.6038461538461538</origination_rate></row>
<row _id="2824"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>166</denials><originations>387</originations><total>553</total><denial_rate>0.30018083182640143</denial_rate><origination_rate>0.6998191681735986</origination_rate></row>
<row _id="2825"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>77</denials><originations>242</originations><total>319</total><denial_rate>0.2413793103448276</denial_rate><origination_rate>0.7586206896551724</origination_rate></row>
<row _id="2826"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>126</denials><originations>1114</originations><total>1240</total><denial_rate>0.10161290322580645</denial_rate><origination_rate>0.8983870967741936</origination_rate></row>
<row _id="2827"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>366</denials><originations>988</originations><total>1354</total><denial_rate>0.27031019202363366</denial_rate><origination_rate>0.7296898079763663</origination_rate></row>
<row _id="2828"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>569</denials><originations>2344</originations><total>2913</total><denial_rate>0.19533127360109853</denial_rate><origination_rate>0.8046687263989015</origination_rate></row>
<row _id="2829"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>8</denials><originations>20</originations><total>28</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="2830"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>15</denials><originations>127</originations><total>142</total><denial_rate>0.1056338028169014</denial_rate><origination_rate>0.8943661971830986</origination_rate></row>
<row _id="2831"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>40</denials><originations>75</originations><total>115</total><denial_rate>0.34782608695652173</denial_rate><origination_rate>0.6521739130434783</origination_rate></row>
<row _id="2832"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>63</denials><originations>222</originations><total>285</total><denial_rate>0.22105263157894736</denial_rate><origination_rate>0.7789473684210526</origination_rate></row>
<row _id="2833"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>162</denials><originations>604</originations><total>766</total><denial_rate>0.21148825065274152</denial_rate><origination_rate>0.7885117493472585</origination_rate></row>
<row _id="2834"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>262</denials><originations>3575</originations><total>3837</total><denial_rate>0.06828251237946312</denial_rate><origination_rate>0.9317174876205369</origination_rate></row>
<row _id="2835"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1158</denials><originations>4073</originations><total>5231</total><denial_rate>0.2213725865035366</denial_rate><origination_rate>0.7786274134964634</origination_rate></row>
<row _id="2836"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1582</denials><originations>8252</originations><total>9834</total><denial_rate>0.1608704494610535</denial_rate><origination_rate>0.8391295505389466</origination_rate></row>
<row _id="2837"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>219</denials><originations>769</originations><total>988</total><denial_rate>0.2216599190283401</denial_rate><origination_rate>0.77834008097166</origination_rate></row>
<row _id="2838"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>349</denials><originations>4349</originations><total>4698</total><denial_rate>0.07428693060876969</denial_rate><origination_rate>0.9257130693912303</origination_rate></row>
<row _id="2839"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1398</denials><originations>4714</originations><total>6112</total><denial_rate>0.2287303664921466</denial_rate><origination_rate>0.7712696335078534</origination_rate></row>
<row _id="2840"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1966</denials><originations>9832</originations><total>11798</total><denial_rate>0.1666384132903882</denial_rate><origination_rate>0.8333615867096118</origination_rate></row>
<row _id="2841"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>25</denials><originations>59</originations><total>84</total><denial_rate>0.2976190476190476</denial_rate><origination_rate>0.7023809523809523</origination_rate></row>
<row _id="2842"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>94</denials><originations>550</originations><total>644</total><denial_rate>0.14596273291925466</denial_rate><origination_rate>0.8540372670807453</origination_rate></row>
<row _id="2843"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>209</denials><originations>447</originations><total>656</total><denial_rate>0.31859756097560976</denial_rate><origination_rate>0.6814024390243902</origination_rate></row>
<row _id="2844"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>328</denials><originations>1056</originations><total>1384</total><denial_rate>0.23699421965317918</denial_rate><origination_rate>0.7630057803468208</origination_rate></row>
<row _id="2845"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>200</denials><originations>751</originations><total>951</total><denial_rate>0.2103049421661409</denial_rate><origination_rate>0.7896950578338591</origination_rate></row>
<row _id="2846"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>269</denials><originations>3913</originations><total>4182</total><denial_rate>0.06432329029172644</denial_rate><origination_rate>0.9356767097082735</origination_rate></row>
<row _id="2847"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1210</denials><originations>4320</originations><total>5530</total><denial_rate>0.21880650994575046</denial_rate><origination_rate>0.7811934900542495</origination_rate></row>
<row _id="2848"><year>2016</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>1679</denials><originations>8984</originations><total>10663</total><denial_rate>0.15746037700459534</denial_rate><origination_rate>0.8425396229954046</origination_rate></row>
<row _id="2849"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>20</denials><originations>35</originations><total>55</total><denial_rate>0.36363636363636365</denial_rate><origination_rate>0.6363636363636364</origination_rate></row>
<row _id="2850"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>58</denials><originations>550</originations><total>608</total><denial_rate>0.09539473684210527</denial_rate><origination_rate>0.9046052631578947</origination_rate></row>
<row _id="2851"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>129</denials><originations>191</originations><total>320</total><denial_rate>0.403125</denial_rate><origination_rate>0.596875</origination_rate></row>
<row _id="2852"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>207</denials><originations>776</originations><total>983</total><denial_rate>0.2105798575788403</denial_rate><origination_rate>0.7894201424211598</origination_rate></row>
<row _id="2853"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>144</denials><originations>79</originations><total>223</total><denial_rate>0.6457399103139013</denial_rate><origination_rate>0.3542600896860987</origination_rate></row>
<row _id="2854"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>50</denials><originations>262</originations><total>312</total><denial_rate>0.16025641025641027</denial_rate><origination_rate>0.8397435897435898</origination_rate></row>
<row _id="2855"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>322</denials><originations>268</originations><total>590</total><denial_rate>0.5457627118644067</denial_rate><origination_rate>0.4542372881355932</origination_rate></row>
<row _id="2856"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>516</denials><originations>609</originations><total>1125</total><denial_rate>0.45866666666666667</denial_rate><origination_rate>0.5413333333333333</origination_rate></row>
<row _id="2857"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>179</denials><originations>180</originations><total>359</total><denial_rate>0.4986072423398329</denial_rate><origination_rate>0.5013927576601671</origination_rate></row>
<row _id="2858"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>134</denials><originations>1080</originations><total>1214</total><denial_rate>0.11037891268533773</denial_rate><origination_rate>0.8896210873146623</origination_rate></row>
<row _id="2859"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>480</denials><originations>805</originations><total>1285</total><denial_rate>0.3735408560311284</denial_rate><origination_rate>0.6264591439688716</origination_rate></row>
<row _id="2860"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>793</denials><originations>2065</originations><total>2858</total><denial_rate>0.27746675997200837</denial_rate><origination_rate>0.7225332400279916</origination_rate></row>
<row _id="2861"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>49</denials><originations>28</originations><total>77</total><denial_rate>0.6363636363636364</denial_rate><origination_rate>0.36363636363636365</origination_rate></row>
<row _id="2862"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>23</denials><originations>188</originations><total>211</total><denial_rate>0.10900473933649289</denial_rate><origination_rate>0.8909952606635071</origination_rate></row>
<row _id="2863"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>119</denials><originations>127</originations><total>246</total><denial_rate>0.483739837398374</denial_rate><origination_rate>0.516260162601626</origination_rate></row>
<row _id="2864"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>191</denials><originations>343</originations><total>534</total><denial_rate>0.35767790262172283</denial_rate><origination_rate>0.6423220973782772</origination_rate></row>
<row _id="2865"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>211</denials><originations>333</originations><total>544</total><denial_rate>0.38786764705882354</denial_rate><origination_rate>0.6121323529411765</origination_rate></row>
<row _id="2866"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>239</denials><originations>2480</originations><total>2719</total><denial_rate>0.08789996322177271</denial_rate><origination_rate>0.9121000367782273</origination_rate></row>
<row _id="2867"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1018</denials><originations>2197</originations><total>3215</total><denial_rate>0.3166407465007776</denial_rate><origination_rate>0.6833592534992224</origination_rate></row>
<row _id="2868"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1468</denials><originations>5010</originations><total>6478</total><denial_rate>0.22661315220747144</denial_rate><origination_rate>0.7733868477925285</origination_rate></row>
<row _id="2869"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>315</denials><originations>425</originations><total>740</total><denial_rate>0.42567567567567566</denial_rate><origination_rate>0.5743243243243243</origination_rate></row>
<row _id="2870"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>314</denials><originations>3163</originations><total>3477</total><denial_rate>0.090307736554501</denial_rate><origination_rate>0.909692263445499</origination_rate></row>
<row _id="2871"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1242</denials><originations>2582</originations><total>3824</total><denial_rate>0.3247907949790795</denial_rate><origination_rate>0.6752092050209205</origination_rate></row>
<row _id="2872"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1871</denials><originations>6170</originations><total>8041</total><denial_rate>0.23268250217634623</denial_rate><origination_rate>0.7673174978236538</origination_rate></row>
<row _id="2873"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>174</denials><originations>118</originations><total>292</total><denial_rate>0.5958904109589042</denial_rate><origination_rate>0.4041095890410959</origination_rate></row>
<row _id="2874"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>111</denials><originations>824</originations><total>935</total><denial_rate>0.11871657754010695</denial_rate><origination_rate>0.881283422459893</origination_rate></row>
<row _id="2875"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>468</denials><originations>477</originations><total>945</total><denial_rate>0.49523809523809526</denial_rate><origination_rate>0.5047619047619047</origination_rate></row>
<row _id="2876"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>753</denials><originations>1419</originations><total>2172</total><denial_rate>0.34668508287292815</denial_rate><origination_rate>0.6533149171270718</origination_rate></row>
<row _id="2877"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>176</denials><originations>334</originations><total>510</total><denial_rate>0.34509803921568627</denial_rate><origination_rate>0.6549019607843137</origination_rate></row>
<row _id="2878"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>220</denials><originations>2508</originations><total>2728</total><denial_rate>0.08064516129032258</denial_rate><origination_rate>0.9193548387096774</origination_rate></row>
<row _id="2879"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>825</denials><originations>2179</originations><total>3004</total><denial_rate>0.27463382157123833</denial_rate><origination_rate>0.7253661784287616</origination_rate></row>
<row _id="2880"><year>2016</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>1221</denials><originations>5021</originations><total>6242</total><denial_rate>0.1956103812880487</denial_rate><origination_rate>0.8043896187119512</origination_rate></row>
<row _id="2881"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>23</originations><total>27</total><denial_rate>0.14814814814814814</denial_rate><origination_rate>0.8518518518518519</origination_rate></row>
<row _id="2882"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>29</denials><originations>291</originations><total>320</total><denial_rate>0.090625</denial_rate><origination_rate>0.909375</origination_rate></row>
<row _id="2883"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>20</denials><originations>74</originations><total>94</total><denial_rate>0.2127659574468085</denial_rate><origination_rate>0.7872340425531915</origination_rate></row>
<row _id="2884"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>53</denials><originations>388</originations><total>441</total><denial_rate>0.12018140589569161</denial_rate><origination_rate>0.8798185941043084</origination_rate></row>
<row _id="2885"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>2</denials><originations>10</originations><total>12</total><denial_rate>0.16666666666666666</denial_rate><origination_rate>0.8333333333333334</origination_rate></row>
<row _id="2886"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>14</denials><originations>73</originations><total>87</total><denial_rate>0.16091954022988506</denial_rate><origination_rate>0.8390804597701149</origination_rate></row>
<row _id="2887"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>18</denials><originations>45</originations><total>63</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="2888"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>34</denials><originations>128</originations><total>162</total><denial_rate>0.20987654320987653</denial_rate><origination_rate>0.7901234567901234</origination_rate></row>
<row _id="2889"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>55</denials><originations>209</originations><total>264</total><denial_rate>0.20833333333333334</denial_rate><origination_rate>0.7916666666666666</origination_rate></row>
<row _id="2890"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>119</denials><originations>871</originations><total>990</total><denial_rate>0.1202020202020202</denial_rate><origination_rate>0.8797979797979798</origination_rate></row>
<row _id="2891"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>198</denials><originations>626</originations><total>824</total><denial_rate>0.24029126213592233</denial_rate><origination_rate>0.7597087378640777</origination_rate></row>
<row _id="2892"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>372</denials><originations>1706</originations><total>2078</total><denial_rate>0.17901828681424448</denial_rate><origination_rate>0.8209817131857555</origination_rate></row>
<row _id="2893"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>12</originations><total>21</total><denial_rate>0.42857142857142855</denial_rate><origination_rate>0.5714285714285714</origination_rate></row>
<row _id="2894"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>22</denials><originations>120</originations><total>142</total><denial_rate>0.15492957746478872</denial_rate><origination_rate>0.8450704225352113</origination_rate></row>
<row _id="2895"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>15</denials><originations>48</originations><total>63</total><denial_rate>0.23809523809523808</denial_rate><origination_rate>0.7619047619047619</origination_rate></row>
<row _id="2896"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>46</denials><originations>180</originations><total>226</total><denial_rate>0.20353982300884957</denial_rate><origination_rate>0.7964601769911505</origination_rate></row>
<row _id="2897"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>138</denials><originations>527</originations><total>665</total><denial_rate>0.2075187969924812</denial_rate><origination_rate>0.7924812030075188</origination_rate></row>
<row _id="2898"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>248</denials><originations>2911</originations><total>3159</total><denial_rate>0.07850585628363406</denial_rate><origination_rate>0.921494143716366</origination_rate></row>
<row _id="2899"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>573</denials><originations>2101</originations><total>2674</total><denial_rate>0.21428571428571427</denial_rate><origination_rate>0.7857142857142857</origination_rate></row>
<row _id="2900"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>959</denials><originations>5539</originations><total>6498</total><denial_rate>0.14758387196060327</denial_rate><origination_rate>0.8524161280393967</origination_rate></row>
<row _id="2901"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>176</denials><originations>669</originations><total>845</total><denial_rate>0.20828402366863905</denial_rate><origination_rate>0.7917159763313609</origination_rate></row>
<row _id="2902"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>319</denials><originations>3494</originations><total>3813</total><denial_rate>0.08366115919223709</denial_rate><origination_rate>0.916338840807763</origination_rate></row>
<row _id="2903"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>690</denials><originations>2475</originations><total>3165</total><denial_rate>0.21800947867298578</denial_rate><origination_rate>0.7819905213270142</origination_rate></row>
<row _id="2904"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1185</denials><originations>6638</originations><total>7823</total><denial_rate>0.15147641569730283</denial_rate><origination_rate>0.8485235843026971</origination_rate></row>
<row _id="2905"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>9</denials><originations>36</originations><total>45</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="2906"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>45</denials><originations>380</originations><total>425</total><denial_rate>0.10588235294117647</denial_rate><origination_rate>0.8941176470588236</origination_rate></row>
<row _id="2907"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>40</denials><originations>129</originations><total>169</total><denial_rate>0.23668639053254437</denial_rate><origination_rate>0.7633136094674556</origination_rate></row>
<row _id="2908"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>94</denials><originations>545</originations><total>639</total><denial_rate>0.14710485133020346</denial_rate><origination_rate>0.8528951486697965</origination_rate></row>
<row _id="2909"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>180</denials><originations>654</originations><total>834</total><denial_rate>0.2158273381294964</denial_rate><origination_rate>0.7841726618705036</origination_rate></row>
<row _id="2910"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>300</denials><originations>3231</originations><total>3531</total><denial_rate>0.08496176720475786</denial_rate><origination_rate>0.9150382327952421</origination_rate></row>
<row _id="2911"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>663</denials><originations>2372</originations><total>3035</total><denial_rate>0.2184514003294893</denial_rate><origination_rate>0.7815485996705107</origination_rate></row>
<row _id="2912"><year>2017</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>1143</denials><originations>6257</originations><total>7400</total><denial_rate>0.15445945945945946</denial_rate><origination_rate>0.8455405405405405</origination_rate></row>
<row _id="2913"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>5</denials><originations>7</originations><total>12</total><denial_rate>0.4166666666666667</denial_rate><origination_rate>0.5833333333333334</origination_rate></row>
<row _id="2914"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>22</denials><originations>137</originations><total>159</total><denial_rate>0.13836477987421383</denial_rate><origination_rate>0.8616352201257862</origination_rate></row>
<row _id="2915"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>23</denials><originations>49</originations><total>72</total><denial_rate>0.3194444444444444</denial_rate><origination_rate>0.6805555555555556</origination_rate></row>
<row _id="2916"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>50</denials><originations>193</originations><total>243</total><denial_rate>0.205761316872428</denial_rate><origination_rate>0.7942386831275721</origination_rate></row>
<row _id="2917"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>28</originations><total>57</total><denial_rate>0.5087719298245614</denial_rate><origination_rate>0.49122807017543857</origination_rate></row>
<row _id="2918"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>39</denials><originations>162</originations><total>201</total><denial_rate>0.19402985074626866</denial_rate><origination_rate>0.8059701492537313</origination_rate></row>
<row _id="2919"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>69</denials><originations>110</originations><total>179</total><denial_rate>0.3854748603351955</denial_rate><origination_rate>0.6145251396648045</origination_rate></row>
<row _id="2920"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>137</denials><originations>300</originations><total>437</total><denial_rate>0.3135011441647597</denial_rate><origination_rate>0.6864988558352403</origination_rate></row>
<row _id="2921"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>79</denials><originations>104</originations><total>183</total><denial_rate>0.43169398907103823</denial_rate><origination_rate>0.5683060109289617</origination_rate></row>
<row _id="2922"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>81</denials><originations>549</originations><total>630</total><denial_rate>0.12857142857142856</denial_rate><origination_rate>0.8714285714285714</origination_rate></row>
<row _id="2923"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>109</denials><originations>301</originations><total>410</total><denial_rate>0.2658536585365854</denial_rate><origination_rate>0.7341463414634146</origination_rate></row>
<row _id="2924"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>269</denials><originations>954</originations><total>1223</total><denial_rate>0.21995094031071136</denial_rate><origination_rate>0.7800490596892886</origination_rate></row>
<row _id="2925"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>9</denials><originations>8</originations><total>17</total><denial_rate>0.5294117647058824</denial_rate><origination_rate>0.47058823529411764</origination_rate></row>
<row _id="2926"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>17</denials><originations>108</originations><total>125</total><denial_rate>0.136</denial_rate><origination_rate>0.864</origination_rate></row>
<row _id="2927"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>24</denials><originations>52</originations><total>76</total><denial_rate>0.3157894736842105</denial_rate><origination_rate>0.6842105263157895</origination_rate></row>
<row _id="2928"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>50</denials><originations>168</originations><total>218</total><denial_rate>0.22935779816513763</denial_rate><origination_rate>0.7706422018348624</origination_rate></row>
<row _id="2929"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>90</denials><originations>250</originations><total>340</total><denial_rate>0.2647058823529412</denial_rate><origination_rate>0.7352941176470589</origination_rate></row>
<row _id="2930"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>152</denials><originations>1669</originations><total>1821</total><denial_rate>0.08347062053816584</denial_rate><origination_rate>0.9165293794618341</origination_rate></row>
<row _id="2931"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>383</denials><originations>1113</originations><total>1496</total><denial_rate>0.2560160427807487</denial_rate><origination_rate>0.7439839572192514</origination_rate></row>
<row _id="2932"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>625</denials><originations>3032</originations><total>3657</total><denial_rate>0.17090511348099535</denial_rate><origination_rate>0.8290948865190046</origination_rate></row>
<row _id="2933"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>154</denials><originations>327</originations><total>481</total><denial_rate>0.3201663201663202</denial_rate><origination_rate>0.6798336798336798</origination_rate></row>
<row _id="2934"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>208</denials><originations>1988</originations><total>2196</total><denial_rate>0.0947176684881603</denial_rate><origination_rate>0.9052823315118397</origination_rate></row>
<row _id="2935"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>431</denials><originations>1285</originations><total>1716</total><denial_rate>0.2511655011655012</denial_rate><origination_rate>0.7488344988344988</origination_rate></row>
<row _id="2936"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>793</denials><originations>3600</originations><total>4393</total><denial_rate>0.1805144548144776</denial_rate><origination_rate>0.8194855451855224</origination_rate></row>
<row _id="2937"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>36</denials><originations>39</originations><total>75</total><denial_rate>0.48</denial_rate><origination_rate>0.52</origination_rate></row>
<row _id="2938"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>64</denials><originations>315</originations><total>379</total><denial_rate>0.16886543535620052</denial_rate><origination_rate>0.8311345646437994</origination_rate></row>
<row _id="2939"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>96</denials><originations>169</originations><total>265</total><denial_rate>0.3622641509433962</denial_rate><origination_rate>0.6377358490566037</origination_rate></row>
<row _id="2940"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>196</denials><originations>523</originations><total>719</total><denial_rate>0.2726008344923505</denial_rate><origination_rate>0.7273991655076495</origination_rate></row>
<row _id="2941"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>130</denials><originations>301</originations><total>431</total><denial_rate>0.30162412993039445</denial_rate><origination_rate>0.6983758700696056</origination_rate></row>
<row _id="2942"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>156</denials><originations>1777</originations><total>1933</total><denial_rate>0.08070356958096224</denial_rate><origination_rate>0.9192964304190377</origination_rate></row>
<row _id="2943"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>357</denials><originations>1133</originations><total>1490</total><denial_rate>0.2395973154362416</denial_rate><origination_rate>0.7604026845637584</origination_rate></row>
<row _id="2944"><year>2017</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>643</denials><originations>3211</originations><total>3854</total><denial_rate>0.16683964711987545</denial_rate><origination_rate>0.8331603528801246</origination_rate></row>
<row _id="2945"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>9</denials><originations>14</originations><total>23</total><denial_rate>0.391304347826087</denial_rate><origination_rate>0.6086956521739131</origination_rate></row>
<row _id="2946"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>15</denials><originations>111</originations><total>126</total><denial_rate>0.11904761904761904</denial_rate><origination_rate>0.8809523809523809</origination_rate></row>
<row _id="2947"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>27</denials><originations>50</originations><total>77</total><denial_rate>0.35064935064935066</denial_rate><origination_rate>0.6493506493506493</origination_rate></row>
<row _id="2948"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>51</denials><originations>175</originations><total>226</total><denial_rate>0.22566371681415928</denial_rate><origination_rate>0.7743362831858407</origination_rate></row>
<row _id="2949"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>24</denials><originations>18</originations><total>42</total><denial_rate>0.5714285714285714</denial_rate><origination_rate>0.42857142857142855</origination_rate></row>
<row _id="2950"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>45</denials><originations>137</originations><total>182</total><denial_rate>0.24725274725274726</denial_rate><origination_rate>0.7527472527472527</origination_rate></row>
<row _id="2951"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>69</denials><originations>68</originations><total>137</total><denial_rate>0.5036496350364964</denial_rate><origination_rate>0.49635036496350365</origination_rate></row>
<row _id="2952"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>138</denials><originations>223</originations><total>361</total><denial_rate>0.38227146814404434</denial_rate><origination_rate>0.6177285318559557</origination_rate></row>
<row _id="2953"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>92</denials><originations>107</originations><total>199</total><denial_rate>0.4623115577889447</denial_rate><origination_rate>0.5376884422110553</origination_rate></row>
<row _id="2954"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>55</denials><originations>542</originations><total>597</total><denial_rate>0.09212730318257957</denial_rate><origination_rate>0.9078726968174204</origination_rate></row>
<row _id="2955"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>136</denials><originations>283</originations><total>419</total><denial_rate>0.324582338902148</denial_rate><origination_rate>0.6754176610978521</origination_rate></row>
<row _id="2956"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>283</denials><originations>932</originations><total>1215</total><denial_rate>0.23292181069958848</denial_rate><origination_rate>0.7670781893004115</origination_rate></row>
<row _id="2957"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>34</denials><originations>13</originations><total>47</total><denial_rate>0.723404255319149</denial_rate><origination_rate>0.2765957446808511</origination_rate></row>
<row _id="2958"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>25</denials><originations>161</originations><total>186</total><denial_rate>0.13440860215053763</denial_rate><origination_rate>0.8655913978494624</origination_rate></row>
<row _id="2959"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>40</denials><originations>50</originations><total>90</total><denial_rate>0.4444444444444444</denial_rate><origination_rate>0.5555555555555556</origination_rate></row>
<row _id="2960"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>99</denials><originations>224</originations><total>323</total><denial_rate>0.3065015479876161</denial_rate><origination_rate>0.6934984520123839</origination_rate></row>
<row _id="2961"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>109</denials><originations>224</originations><total>333</total><denial_rate>0.32732732732732733</denial_rate><origination_rate>0.6726726726726727</origination_rate></row>
<row _id="2962"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>135</denials><originations>1353</originations><total>1488</total><denial_rate>0.0907258064516129</denial_rate><origination_rate>0.9092741935483871</origination_rate></row>
<row _id="2963"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>376</denials><originations>889</originations><total>1265</total><denial_rate>0.2972332015810277</denial_rate><origination_rate>0.7027667984189724</origination_rate></row>
<row _id="2964"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>620</denials><originations>2466</originations><total>3086</total><denial_rate>0.20090732339598186</denial_rate><origination_rate>0.7990926766040182</origination_rate></row>
<row _id="2965"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>159</denials><originations>299</originations><total>458</total><denial_rate>0.3471615720524017</denial_rate><origination_rate>0.6528384279475983</origination_rate></row>
<row _id="2966"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>154</denials><originations>1596</originations><total>1750</total><denial_rate>0.088</denial_rate><origination_rate>0.912</origination_rate></row>
<row _id="2967"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>428</denials><originations>1054</originations><total>1482</total><denial_rate>0.28879892037786775</denial_rate><origination_rate>0.7112010796221323</origination_rate></row>
<row _id="2968"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>741</denials><originations>2949</originations><total>3690</total><denial_rate>0.2008130081300813</denial_rate><origination_rate>0.7991869918699187</origination_rate></row>
<row _id="2969"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>38</denials><originations>39</originations><total>77</total><denial_rate>0.4935064935064935</denial_rate><origination_rate>0.5064935064935064</origination_rate></row>
<row _id="2970"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>64</denials><originations>256</originations><total>320</total><denial_rate>0.2</denial_rate><origination_rate>0.8</origination_rate></row>
<row _id="2971"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>103</denials><originations>132</originations><total>235</total><denial_rate>0.43829787234042555</denial_rate><origination_rate>0.5617021276595745</origination_rate></row>
<row _id="2972"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>205</denials><originations>427</originations><total>632</total><denial_rate>0.32436708860759494</denial_rate><origination_rate>0.6756329113924051</origination_rate></row>
<row _id="2973"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>152</denials><originations>277</originations><total>429</total><denial_rate>0.3543123543123543</denial_rate><origination_rate>0.6456876456876457</origination_rate></row>
<row _id="2974"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>110</denials><originations>1485</originations><total>1595</total><denial_rate>0.06896551724137931</denial_rate><origination_rate>0.9310344827586207</origination_rate></row>
<row _id="2975"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>351</denials><originations>948</originations><total>1299</total><denial_rate>0.2702078521939954</denial_rate><origination_rate>0.7297921478060047</origination_rate></row>
<row _id="2976"><year>2017</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>613</denials><originations>2710</originations><total>3323</total><denial_rate>0.18447186277460126</denial_rate><origination_rate>0.8155281372253987</origination_rate></row>
<row _id="2977"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>1</denials><originations>15</originations><total>16</total><denial_rate>0.0625</denial_rate><origination_rate>0.9375</origination_rate></row>
<row _id="2978"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>31</denials><originations>266</originations><total>297</total><denial_rate>0.10437710437710437</denial_rate><origination_rate>0.8956228956228957</origination_rate></row>
<row _id="2979"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>13</denials><originations>45</originations><total>58</total><denial_rate>0.22413793103448276</denial_rate><origination_rate>0.7758620689655172</origination_rate></row>
<row _id="2980"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>45</denials><originations>326</originations><total>371</total><denial_rate>0.12129380053908356</denial_rate><origination_rate>0.8787061994609164</origination_rate></row>
<row _id="2981"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>6</denials><originations>13</originations><total>19</total><denial_rate>0.3157894736842105</denial_rate><origination_rate>0.6842105263157895</origination_rate></row>
<row _id="2982"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>12</denials><originations>78</originations><total>90</total><denial_rate>0.13333333333333333</denial_rate><origination_rate>0.8666666666666667</origination_rate></row>
<row _id="2983"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>43</denials><originations>54</originations><total>97</total><denial_rate>0.44329896907216493</denial_rate><origination_rate>0.5567010309278351</origination_rate></row>
<row _id="2984"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>61</denials><originations>145</originations><total>206</total><denial_rate>0.2961165048543689</denial_rate><origination_rate>0.7038834951456311</origination_rate></row>
<row _id="2985"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>44</denials><originations>162</originations><total>206</total><denial_rate>0.21359223300970873</denial_rate><origination_rate>0.7864077669902912</origination_rate></row>
<row _id="2986"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>84</denials><originations>772</originations><total>856</total><denial_rate>0.09813084112149532</denial_rate><origination_rate>0.9018691588785047</origination_rate></row>
<row _id="2987"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>136</denials><originations>432</originations><total>568</total><denial_rate>0.23943661971830985</denial_rate><origination_rate>0.7605633802816901</origination_rate></row>
<row _id="2988"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>264</denials><originations>1366</originations><total>1630</total><denial_rate>0.1619631901840491</denial_rate><origination_rate>0.838036809815951</origination_rate></row>
<row _id="2989"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>4</denials><originations>14</originations><total>18</total><denial_rate>0.2222222222222222</denial_rate><origination_rate>0.7777777777777778</origination_rate></row>
<row _id="2990"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>15</denials><originations>86</originations><total>101</total><denial_rate>0.1485148514851485</denial_rate><origination_rate>0.8514851485148515</origination_rate></row>
<row _id="2991"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>51</originations><total>76</total><denial_rate>0.32894736842105265</denial_rate><origination_rate>0.6710526315789473</origination_rate></row>
<row _id="2992"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>44</denials><originations>151</originations><total>195</total><denial_rate>0.22564102564102564</denial_rate><origination_rate>0.7743589743589744</origination_rate></row>
<row _id="2993"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>96</denials><originations>370</originations><total>466</total><denial_rate>0.20600858369098712</denial_rate><origination_rate>0.7939914163090128</origination_rate></row>
<row _id="2994"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>185</denials><originations>2711</originations><total>2896</total><denial_rate>0.06388121546961326</denial_rate><origination_rate>0.9361187845303868</origination_rate></row>
<row _id="2995"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>424</denials><originations>1605</originations><total>2029</total><denial_rate>0.20896993592902907</denial_rate><origination_rate>0.7910300640709709</origination_rate></row>
<row _id="2996"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>705</denials><originations>4686</originations><total>5391</total><denial_rate>0.13077351140790205</denial_rate><origination_rate>0.869226488592098</origination_rate></row>
<row _id="2997"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>130</denials><originations>494</originations><total>624</total><denial_rate>0.20833333333333334</denial_rate><origination_rate>0.7916666666666666</origination_rate></row>
<row _id="2998"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>242</denials><originations>3231</originations><total>3473</total><denial_rate>0.06968039159228333</denial_rate><origination_rate>0.9303196084077167</origination_rate></row>
<row _id="2999"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>506</denials><originations>1865</originations><total>2371</total><denial_rate>0.21341206242091945</denial_rate><origination_rate>0.7865879375790805</origination_rate></row>
<row _id="3000"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>878</denials><originations>5590</originations><total>6468</total><denial_rate>0.1357452071737786</denial_rate><origination_rate>0.8642547928262214</origination_rate></row>
<row _id="3001"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>8</denials><originations>31</originations><total>39</total><denial_rate>0.20512820512820512</denial_rate><origination_rate>0.7948717948717948</origination_rate></row>
<row _id="3002"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>44</denials><originations>360</originations><total>404</total><denial_rate>0.10891089108910891</denial_rate><origination_rate>0.8910891089108911</origination_rate></row>
<row _id="3003"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>62</denials><originations>108</originations><total>170</total><denial_rate>0.36470588235294116</denial_rate><origination_rate>0.6352941176470588</origination_rate></row>
<row _id="3004"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>114</denials><originations>499</originations><total>613</total><denial_rate>0.1859706362153344</denial_rate><origination_rate>0.8140293637846656</origination_rate></row>
<row _id="3005"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>123</denials><originations>480</originations><total>603</total><denial_rate>0.20398009950248755</denial_rate><origination_rate>0.7960199004975125</origination_rate></row>
<row _id="3006"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>205</denials><originations>2945</originations><total>3150</total><denial_rate>0.06507936507936508</denial_rate><origination_rate>0.9349206349206349</origination_rate></row>
<row _id="3007"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>465</denials><originations>1815</originations><total>2280</total><denial_rate>0.20394736842105263</denial_rate><origination_rate>0.7960526315789473</origination_rate></row>
<row _id="3008"><year>2017</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>793</denials><originations>5240</originations><total>6033</total><denial_rate>0.1314437261727167</denial_rate><origination_rate>0.8685562738272833</origination_rate></row>
<row _id="3009"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>8</denials><originations>6</originations><total>14</total><denial_rate>0.5714285714285714</denial_rate><origination_rate>0.42857142857142855</origination_rate></row>
<row _id="3010"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>23</denials><originations>180</originations><total>203</total><denial_rate>0.11330049261083744</denial_rate><origination_rate>0.8866995073891626</origination_rate></row>
<row _id="3011"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>25</denials><originations>53</originations><total>78</total><denial_rate>0.32051282051282054</denial_rate><origination_rate>0.6794871794871795</origination_rate></row>
<row _id="3012"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>56</denials><originations>239</originations><total>295</total><denial_rate>0.18983050847457628</denial_rate><origination_rate>0.8101694915254237</origination_rate></row>
<row _id="3013"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>10</originations><total>39</total><denial_rate>0.7435897435897436</denial_rate><origination_rate>0.2564102564102564</origination_rate></row>
<row _id="3014"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>42</denials><originations>182</originations><total>224</total><denial_rate>0.1875</denial_rate><origination_rate>0.8125</origination_rate></row>
<row _id="3015"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>58</denials><originations>68</originations><total>126</total><denial_rate>0.4603174603174603</denial_rate><origination_rate>0.5396825396825397</origination_rate></row>
<row _id="3016"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>129</denials><originations>260</originations><total>389</total><denial_rate>0.33161953727506427</denial_rate><origination_rate>0.6683804627249358</origination_rate></row>
<row _id="3017"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>71</denials><originations>121</originations><total>192</total><denial_rate>0.3697916666666667</denial_rate><origination_rate>0.6302083333333334</origination_rate></row>
<row _id="3018"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>65</denials><originations>754</originations><total>819</total><denial_rate>0.07936507936507936</denial_rate><origination_rate>0.9206349206349206</origination_rate></row>
<row _id="3019"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>144</denials><originations>368</originations><total>512</total><denial_rate>0.28125</denial_rate><origination_rate>0.71875</origination_rate></row>
<row _id="3020"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>280</denials><originations>1243</originations><total>1523</total><denial_rate>0.18384766907419567</denial_rate><origination_rate>0.8161523309258043</origination_rate></row>
<row _id="3021"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>5</denials><originations>5</originations><total>10</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="3022"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>7</denials><originations>59</originations><total>66</total><denial_rate>0.10606060606060606</denial_rate><origination_rate>0.8939393939393939</origination_rate></row>
<row _id="3023"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>5</denials><originations>17</originations><total>22</total><denial_rate>0.22727272727272727</denial_rate><origination_rate>0.7727272727272727</origination_rate></row>
<row _id="3024"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>17</denials><originations>81</originations><total>98</total><denial_rate>0.17346938775510204</denial_rate><origination_rate>0.826530612244898</origination_rate></row>
<row _id="3025"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>103</denials><originations>273</originations><total>376</total><denial_rate>0.27393617021276595</denial_rate><origination_rate>0.726063829787234</origination_rate></row>
<row _id="3026"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>148</denials><originations>1832</originations><total>1980</total><denial_rate>0.07474747474747474</denial_rate><origination_rate>0.9252525252525252</origination_rate></row>
<row _id="3027"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>387</denials><originations>1129</originations><total>1516</total><denial_rate>0.2552770448548813</denial_rate><origination_rate>0.7447229551451188</origination_rate></row>
<row _id="3028"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>638</denials><originations>3234</originations><total>3872</total><denial_rate>0.16477272727272727</denial_rate><origination_rate>0.8352272727272727</origination_rate></row>
<row _id="3029"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>157</denials><originations>369</originations><total>526</total><denial_rate>0.2984790874524715</denial_rate><origination_rate>0.7015209125475285</origination_rate></row>
<row _id="3030"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>197</denials><originations>2404</originations><total>2601</total><denial_rate>0.07574009996155324</denial_rate><origination_rate>0.9242599000384467</origination_rate></row>
<row _id="3031"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>475</denials><originations>1388</originations><total>1863</total><denial_rate>0.2549651100375738</denial_rate><origination_rate>0.7450348899624262</origination_rate></row>
<row _id="3032"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>829</denials><originations>4161</originations><total>4990</total><denial_rate>0.1661322645290581</denial_rate><origination_rate>0.8338677354709418</origination_rate></row>
<row _id="3033"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>41</denials><originations>21</originations><total>62</total><denial_rate>0.6612903225806451</denial_rate><origination_rate>0.3387096774193548</origination_rate></row>
<row _id="3034"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>65</denials><originations>368</originations><total>433</total><denial_rate>0.15011547344110854</denial_rate><origination_rate>0.8498845265588915</origination_rate></row>
<row _id="3035"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>85</denials><originations>132</originations><total>217</total><denial_rate>0.391705069124424</denial_rate><origination_rate>0.6082949308755761</origination_rate></row>
<row _id="3036"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>191</denials><originations>521</originations><total>712</total><denial_rate>0.26825842696629215</denial_rate><origination_rate>0.7317415730337079</origination_rate></row>
<row _id="3037"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>117</denials><originations>358</originations><total>475</total><denial_rate>0.2463157894736842</denial_rate><origination_rate>0.7536842105263157</origination_rate></row>
<row _id="3038"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>136</denials><originations>2067</originations><total>2203</total><denial_rate>0.06173399909214707</denial_rate><origination_rate>0.938266000907853</origination_rate></row>
<row _id="3039"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>401</denials><originations>1270</originations><total>1671</total><denial_rate>0.23997606223818074</denial_rate><origination_rate>0.7600239377618193</origination_rate></row>
<row _id="3040"><year>2017</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>654</denials><originations>3695</originations><total>4349</total><denial_rate>0.15037939756265808</denial_rate><origination_rate>0.8496206024373419</origination_rate></row>
<row _id="3041"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>6</denials><originations>4</originations><total>10</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="3042"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>3</denials><originations>33</originations><total>36</total><denial_rate>0.08333333333333333</denial_rate><origination_rate>0.9166666666666666</origination_rate></row>
<row _id="3043"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>11</denials><originations>13</originations><total>24</total><denial_rate>0.4583333333333333</denial_rate><origination_rate>0.5416666666666666</origination_rate></row>
<row _id="3044"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>20</denials><originations>50</originations><total>70</total><denial_rate>0.2857142857142857</denial_rate><origination_rate>0.7142857142857143</origination_rate></row>
<row _id="3045"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>6</denials><originations>11</originations><total>17</total><denial_rate>0.35294117647058826</denial_rate><origination_rate>0.6470588235294118</origination_rate></row>
<row _id="3046"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>9</denials><originations>73</originations><total>82</total><denial_rate>0.10975609756097561</denial_rate><origination_rate>0.8902439024390244</origination_rate></row>
<row _id="3047"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>27</denials><originations>38</originations><total>65</total><denial_rate>0.4153846153846154</denial_rate><origination_rate>0.5846153846153846</origination_rate></row>
<row _id="3048"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>42</denials><originations>122</originations><total>164</total><denial_rate>0.25609756097560976</denial_rate><origination_rate>0.7439024390243902</origination_rate></row>
<row _id="3049"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>52</denials><originations>85</originations><total>137</total><denial_rate>0.3795620437956204</denial_rate><origination_rate>0.6204379562043796</origination_rate></row>
<row _id="3050"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>31</denials><originations>354</originations><total>385</total><denial_rate>0.08051948051948052</denial_rate><origination_rate>0.9194805194805195</origination_rate></row>
<row _id="3051"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>80</denials><originations>232</originations><total>312</total><denial_rate>0.2564102564102564</denial_rate><origination_rate>0.7435897435897436</origination_rate></row>
<row _id="3052"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>163</denials><originations>671</originations><total>834</total><denial_rate>0.19544364508393286</denial_rate><origination_rate>0.8045563549160671</origination_rate></row>
<row _id="3053"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>6</denials><originations>6</originations><total>12</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="3054"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>8</denials><originations>57</originations><total>65</total><denial_rate>0.12307692307692308</denial_rate><origination_rate>0.8769230769230769</origination_rate></row>
<row _id="3055"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>12</denials><originations>32</originations><total>44</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="3056"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>26</denials><originations>95</originations><total>121</total><denial_rate>0.21487603305785125</denial_rate><origination_rate>0.7851239669421488</origination_rate></row>
<row _id="3057"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>70</denials><originations>223</originations><total>293</total><denial_rate>0.23890784982935154</denial_rate><origination_rate>0.7610921501706485</origination_rate></row>
<row _id="3058"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>69</denials><originations>1051</originations><total>1120</total><denial_rate>0.06160714285714286</denial_rate><origination_rate>0.9383928571428571</origination_rate></row>
<row _id="3059"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>275</denials><originations>756</originations><total>1031</total><denial_rate>0.2667313288069835</denial_rate><origination_rate>0.7332686711930165</origination_rate></row>
<row _id="3060"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>414</denials><originations>2030</originations><total>2444</total><denial_rate>0.16939443535188217</denial_rate><origination_rate>0.8306055646481179</origination_rate></row>
<row _id="3061"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>110</denials><originations>285</originations><total>395</total><denial_rate>0.27848101265822783</denial_rate><origination_rate>0.7215189873417721</origination_rate></row>
<row _id="3062"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>90</denials><originations>1278</originations><total>1368</total><denial_rate>0.06578947368421052</denial_rate><origination_rate>0.9342105263157895</origination_rate></row>
<row _id="3063"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>321</denials><originations>886</originations><total>1207</total><denial_rate>0.2659486329743165</denial_rate><origination_rate>0.7340513670256835</origination_rate></row>
<row _id="3064"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>521</denials><originations>2449</originations><total>2970</total><denial_rate>0.17542087542087542</denial_rate><origination_rate>0.8245791245791246</origination_rate></row>
<row _id="3065"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>14</denials><originations>17</originations><total>31</total><denial_rate>0.45161290322580644</denial_rate><origination_rate>0.5483870967741935</origination_rate></row>
<row _id="3066"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>15</denials><originations>108</originations><total>123</total><denial_rate>0.12195121951219512</denial_rate><origination_rate>0.8780487804878049</origination_rate></row>
<row _id="3067"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>41</denials><originations>58</originations><total>99</total><denial_rate>0.41414141414141414</denial_rate><origination_rate>0.5858585858585859</origination_rate></row>
<row _id="3068"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>70</denials><originations>183</originations><total>253</total><denial_rate>0.2766798418972332</denial_rate><origination_rate>0.7233201581027668</origination_rate></row>
<row _id="3069"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>104</denials><originations>278</originations><total>382</total><denial_rate>0.27225130890052357</denial_rate><origination_rate>0.7277486910994765</origination_rate></row>
<row _id="3070"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>83</denials><originations>1201</originations><total>1284</total><denial_rate>0.0646417445482866</denial_rate><origination_rate>0.9353582554517134</origination_rate></row>
<row _id="3071"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>296</denials><originations>848</originations><total>1144</total><denial_rate>0.25874125874125875</denial_rate><origination_rate>0.7412587412587412</origination_rate></row>
<row _id="3072"><year>2017</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>483</denials><originations>2327</originations><total>2810</total><denial_rate>0.1718861209964413</denial_rate><origination_rate>0.8281138790035587</origination_rate></row>
<row _id="3073"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>4</denials><originations>13</originations><total>17</total><denial_rate>0.23529411764705882</denial_rate><origination_rate>0.7647058823529411</origination_rate></row>
<row _id="3074"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>44</denials><originations>287</originations><total>331</total><denial_rate>0.13293051359516617</denial_rate><origination_rate>0.8670694864048338</origination_rate></row>
<row _id="3075"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>28</denials><originations>91</originations><total>119</total><denial_rate>0.23529411764705882</denial_rate><origination_rate>0.7647058823529411</origination_rate></row>
<row _id="3076"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>76</denials><originations>391</originations><total>467</total><denial_rate>0.16274089935760172</denial_rate><origination_rate>0.8372591006423983</origination_rate></row>
<row _id="3077"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>7</denials><originations>9</originations><total>16</total><denial_rate>0.4375</denial_rate><origination_rate>0.5625</origination_rate></row>
<row _id="3078"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>25</denials><originations>82</originations><total>107</total><denial_rate>0.2336448598130841</denial_rate><origination_rate>0.7663551401869159</origination_rate></row>
<row _id="3079"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>36</denials><originations>50</originations><total>86</total><denial_rate>0.4186046511627907</denial_rate><origination_rate>0.5813953488372093</origination_rate></row>
<row _id="3080"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>68</denials><originations>141</originations><total>209</total><denial_rate>0.3253588516746411</denial_rate><origination_rate>0.6746411483253588</origination_rate></row>
<row _id="3081"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>21</denials><originations>47</originations><total>68</total><denial_rate>0.3088235294117647</denial_rate><origination_rate>0.6911764705882353</origination_rate></row>
<row _id="3082"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>49</denials><originations>351</originations><total>400</total><denial_rate>0.1225</denial_rate><origination_rate>0.8775</origination_rate></row>
<row _id="3083"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>73</denials><originations>194</originations><total>267</total><denial_rate>0.27340823970037453</denial_rate><origination_rate>0.7265917602996255</origination_rate></row>
<row _id="3084"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>143</denials><originations>592</originations><total>735</total><denial_rate>0.1945578231292517</denial_rate><origination_rate>0.8054421768707483</origination_rate></row>
<row _id="3085"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>13</denials><originations>12</originations><total>25</total><denial_rate>0.52</denial_rate><origination_rate>0.48</origination_rate></row>
<row _id="3086"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>19</denials><originations>118</originations><total>137</total><denial_rate>0.1386861313868613</denial_rate><origination_rate>0.8613138686131386</origination_rate></row>
<row _id="3087"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>41</denials><originations>45</originations><total>86</total><denial_rate>0.47674418604651164</denial_rate><origination_rate>0.5232558139534884</origination_rate></row>
<row _id="3088"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>73</denials><originations>175</originations><total>248</total><denial_rate>0.29435483870967744</denial_rate><origination_rate>0.7056451612903226</origination_rate></row>
<row _id="3089"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>59</denials><originations>113</originations><total>172</total><denial_rate>0.3430232558139535</denial_rate><origination_rate>0.6569767441860465</origination_rate></row>
<row _id="3090"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>120</denials><originations>1060</originations><total>1180</total><denial_rate>0.1016949152542373</denial_rate><origination_rate>0.8983050847457628</origination_rate></row>
<row _id="3091"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>217</denials><originations>641</originations><total>858</total><denial_rate>0.2529137529137529</denial_rate><origination_rate>0.747086247086247</origination_rate></row>
<row _id="3092"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>396</denials><originations>1814</originations><total>2210</total><denial_rate>0.17918552036199095</denial_rate><origination_rate>0.820814479638009</origination_rate></row>
<row _id="3093"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>62</denials><originations>139</originations><total>201</total><denial_rate>0.30845771144278605</denial_rate><origination_rate>0.6915422885572139</origination_rate></row>
<row _id="3094"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>137</denials><originations>1258</originations><total>1395</total><denial_rate>0.0982078853046595</denial_rate><origination_rate>0.9017921146953405</origination_rate></row>
<row _id="3095"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>230</denials><originations>753</originations><total>983</total><denial_rate>0.23397761953204477</denial_rate><origination_rate>0.7660223804679552</origination_rate></row>
<row _id="3096"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>429</denials><originations>2150</originations><total>2579</total><denial_rate>0.16634354400930593</denial_rate><origination_rate>0.833656455990694</origination_rate></row>
<row _id="3097"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>15</denials><originations>25</originations><total>40</total><denial_rate>0.375</denial_rate><origination_rate>0.625</origination_rate></row>
<row _id="3098"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>71</denials><originations>382</originations><total>453</total><denial_rate>0.15673289183222958</denial_rate><origination_rate>0.8432671081677704</origination_rate></row>
<row _id="3099"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>68</denials><originations>150</originations><total>218</total><denial_rate>0.3119266055045872</denial_rate><origination_rate>0.6880733944954128</origination_rate></row>
<row _id="3100"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>154</denials><originations>557</originations><total>711</total><denial_rate>0.21659634317862167</denial_rate><origination_rate>0.7834036568213784</origination_rate></row>
<row _id="3101"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>58</denials><originations>124</originations><total>182</total><denial_rate>0.31868131868131866</denial_rate><origination_rate>0.6813186813186813</origination_rate></row>
<row _id="3102"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>83</denials><originations>957</originations><total>1040</total><denial_rate>0.0798076923076923</denial_rate><origination_rate>0.9201923076923076</origination_rate></row>
<row _id="3103"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>190</denials><originations>630</originations><total>820</total><denial_rate>0.23170731707317074</denial_rate><origination_rate>0.7682926829268293</origination_rate></row>
<row _id="3104"><year>2017</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>331</denials><originations>1711</originations><total>2042</total><denial_rate>0.16209598432908912</denial_rate><origination_rate>0.8379040156709109</origination_rate></row>
<row _id="3105"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>20</originations><total>33</total><denial_rate>0.3939393939393939</denial_rate><origination_rate>0.6060606060606061</origination_rate></row>
<row _id="3106"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>44</denials><originations>431</originations><total>475</total><denial_rate>0.09263157894736843</denial_rate><origination_rate>0.9073684210526316</origination_rate></row>
<row _id="3107"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>46</denials><originations>118</originations><total>164</total><denial_rate>0.2804878048780488</denial_rate><origination_rate>0.7195121951219512</origination_rate></row>
<row _id="3108"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>103</denials><originations>569</originations><total>672</total><denial_rate>0.15327380952380953</denial_rate><origination_rate>0.8467261904761905</origination_rate></row>
<row _id="3109"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>18</denials><originations>23</originations><total>41</total><denial_rate>0.43902439024390244</denial_rate><origination_rate>0.5609756097560976</origination_rate></row>
<row _id="3110"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>21</denials><originations>197</originations><total>218</total><denial_rate>0.0963302752293578</denial_rate><origination_rate>0.9036697247706422</origination_rate></row>
<row _id="3111"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>65</denials><originations>137</originations><total>202</total><denial_rate>0.3217821782178218</denial_rate><origination_rate>0.6782178217821783</origination_rate></row>
<row _id="3112"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>104</denials><originations>357</originations><total>461</total><denial_rate>0.22559652928416485</denial_rate><origination_rate>0.7744034707158352</origination_rate></row>
<row _id="3113"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>68</denials><originations>232</originations><total>300</total><denial_rate>0.22666666666666666</denial_rate><origination_rate>0.7733333333333333</origination_rate></row>
<row _id="3114"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>94</denials><originations>1238</originations><total>1332</total><denial_rate>0.07057057057057058</denial_rate><origination_rate>0.9294294294294294</origination_rate></row>
<row _id="3115"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>215</denials><originations>695</originations><total>910</total><denial_rate>0.23626373626373626</denial_rate><origination_rate>0.7637362637362637</origination_rate></row>
<row _id="3116"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>377</denials><originations>2165</originations><total>2542</total><denial_rate>0.14830841856805665</denial_rate><origination_rate>0.8516915814319433</origination_rate></row>
<row _id="3117"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>12</denials><originations>19</originations><total>31</total><denial_rate>0.3870967741935484</denial_rate><origination_rate>0.6129032258064516</origination_rate></row>
<row _id="3118"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>16</denials><originations>144</originations><total>160</total><denial_rate>0.1</denial_rate><origination_rate>0.9</origination_rate></row>
<row _id="3119"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>17</denials><originations>57</originations><total>74</total><denial_rate>0.22972972972972974</denial_rate><origination_rate>0.7702702702702703</origination_rate></row>
<row _id="3120"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>45</denials><originations>220</originations><total>265</total><denial_rate>0.16981132075471697</denial_rate><origination_rate>0.8301886792452831</origination_rate></row>
<row _id="3121"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>149</denials><originations>560</originations><total>709</total><denial_rate>0.21015514809590974</denial_rate><origination_rate>0.7898448519040903</origination_rate></row>
<row _id="3122"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>268</denials><originations>3701</originations><total>3969</total><denial_rate>0.06752330561854371</denial_rate><origination_rate>0.9324766943814563</origination_rate></row>
<row _id="3123"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>617</denials><originations>2380</originations><total>2997</total><denial_rate>0.20587253920587253</denial_rate><origination_rate>0.7941274607941274</origination_rate></row>
<row _id="3124"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1034</denials><originations>6641</originations><total>7675</total><denial_rate>0.13472312703583061</denial_rate><origination_rate>0.8652768729641693</origination_rate></row>
<row _id="3125"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>193</denials><originations>719</originations><total>912</total><denial_rate>0.21162280701754385</denial_rate><origination_rate>0.7883771929824561</origination_rate></row>
<row _id="3126"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>319</denials><originations>4549</originations><total>4868</total><denial_rate>0.06552999178307313</denial_rate><origination_rate>0.9344700082169268</origination_rate></row>
<row _id="3127"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>750</denials><originations>2821</originations><total>3571</total><denial_rate>0.21002520302436292</denial_rate><origination_rate>0.7899747969756371</origination_rate></row>
<row _id="3128"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1262</denials><originations>8089</originations><total>9351</total><denial_rate>0.13495882793284142</denial_rate><origination_rate>0.8650411720671586</origination_rate></row>
<row _id="3129"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>35</denials><originations>45</originations><total>80</total><denial_rate>0.4375</denial_rate><origination_rate>0.5625</origination_rate></row>
<row _id="3130"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>67</denials><originations>652</originations><total>719</total><denial_rate>0.09318497913769123</denial_rate><origination_rate>0.9068150208623088</origination_rate></row>
<row _id="3131"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>119</denials><originations>268</originations><total>387</total><denial_rate>0.30749354005167956</denial_rate><origination_rate>0.6925064599483204</origination_rate></row>
<row _id="3132"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>221</denials><originations>965</originations><total>1186</total><denial_rate>0.18634064080944351</denial_rate><origination_rate>0.8136593591905565</origination_rate></row>
<row _id="3133"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>167</denials><originations>703</originations><total>870</total><denial_rate>0.19195402298850575</denial_rate><origination_rate>0.8080459770114943</origination_rate></row>
<row _id="3134"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>264</denials><originations>4001</originations><total>4265</total><denial_rate>0.06189917936694021</denial_rate><origination_rate>0.9381008206330598</origination_rate></row>
<row _id="3135"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>637</denials><originations>2590</originations><total>3227</total><denial_rate>0.19739696312364424</denial_rate><origination_rate>0.8026030368763557</origination_rate></row>
<row _id="3136"><year>2017</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>1068</denials><originations>7294</originations><total>8362</total><denial_rate>0.1277206409949773</denial_rate><origination_rate>0.8722793590050227</origination_rate></row>
<row _id="3137"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>25</denials><originations>32</originations><total>57</total><denial_rate>0.43859649122807015</denial_rate><origination_rate>0.5614035087719298</origination_rate></row>
<row _id="3138"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>66</denials><originations>692</originations><total>758</total><denial_rate>0.0870712401055409</denial_rate><origination_rate>0.9129287598944591</origination_rate></row>
<row _id="3139"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>66</denials><originations>161</originations><total>227</total><denial_rate>0.2907488986784141</denial_rate><origination_rate>0.7092511013215859</origination_rate></row>
<row _id="3140"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>157</denials><originations>885</originations><total>1042</total><denial_rate>0.15067178502879078</denial_rate><origination_rate>0.8493282149712092</origination_rate></row>
<row _id="3141"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>112</denials><originations>61</originations><total>173</total><denial_rate>0.6473988439306358</denial_rate><origination_rate>0.35260115606936415</origination_rate></row>
<row _id="3142"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>79</denials><originations>304</originations><total>383</total><denial_rate>0.206266318537859</denial_rate><origination_rate>0.793733681462141</origination_rate></row>
<row _id="3143"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>284</denials><originations>280</originations><total>564</total><denial_rate>0.5035460992907801</denial_rate><origination_rate>0.49645390070921985</origination_rate></row>
<row _id="3144"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>475</denials><originations>645</originations><total>1120</total><denial_rate>0.42410714285714285</denial_rate><origination_rate>0.5758928571428571</origination_rate></row>
<row _id="3145"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>163</denials><originations>175</originations><total>338</total><denial_rate>0.4822485207100592</denial_rate><origination_rate>0.5177514792899408</origination_rate></row>
<row _id="3146"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>165</denials><originations>1225</originations><total>1390</total><denial_rate>0.11870503597122302</denial_rate><origination_rate>0.8812949640287769</origination_rate></row>
<row _id="3147"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>348</denials><originations>619</originations><total>967</total><denial_rate>0.35987590486039295</denial_rate><origination_rate>0.640124095139607</origination_rate></row>
<row _id="3148"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>676</denials><originations>2019</originations><total>2695</total><denial_rate>0.250834879406308</denial_rate><origination_rate>0.749165120593692</origination_rate></row>
<row _id="3149"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>53</denials><originations>27</originations><total>80</total><denial_rate>0.6625</denial_rate><origination_rate>0.3375</origination_rate></row>
<row _id="3150"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>43</denials><originations>233</originations><total>276</total><denial_rate>0.15579710144927536</denial_rate><origination_rate>0.8442028985507246</origination_rate></row>
<row _id="3151"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>69</denials><originations>120</originations><total>189</total><denial_rate>0.36507936507936506</denial_rate><origination_rate>0.6349206349206349</origination_rate></row>
<row _id="3152"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>165</denials><originations>380</originations><total>545</total><denial_rate>0.30275229357798167</denial_rate><origination_rate>0.6972477064220184</origination_rate></row>
<row _id="3153"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>182</denials><originations>326</originations><total>508</total><denial_rate>0.35826771653543305</denial_rate><origination_rate>0.6417322834645669</origination_rate></row>
<row _id="3154"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>243</denials><originations>2795</originations><total>3038</total><denial_rate>0.07998683344305464</denial_rate><origination_rate>0.9200131665569453</origination_rate></row>
<row _id="3155"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>722</denials><originations>1808</originations><total>2530</total><denial_rate>0.28537549407114626</denial_rate><origination_rate>0.7146245059288537</origination_rate></row>
<row _id="3156"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1147</denials><originations>4929</originations><total>6076</total><denial_rate>0.18877551020408162</denial_rate><origination_rate>0.8112244897959183</origination_rate></row>
<row _id="3157"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>262</denials><originations>419</originations><total>681</total><denial_rate>0.38472834067547723</denial_rate><origination_rate>0.6152716593245228</origination_rate></row>
<row _id="3158"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>334</denials><originations>3535</originations><total>3869</total><denial_rate>0.08632721633497027</denial_rate><origination_rate>0.9136727836650297</origination_rate></row>
<row _id="3159"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>859</denials><originations>2025</originations><total>2884</total><denial_rate>0.2978502080443828</denial_rate><origination_rate>0.7021497919556172</origination_rate></row>
<row _id="3160"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1455</denials><originations>5979</originations><total>7434</total><denial_rate>0.19572235673930588</denial_rate><origination_rate>0.8042776432606941</origination_rate></row>
<row _id="3161"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>152</denials><originations>101</originations><total>253</total><denial_rate>0.6007905138339921</denial_rate><origination_rate>0.39920948616600793</origination_rate></row>
<row _id="3162"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>146</denials><originations>1023</originations><total>1169</total><denial_rate>0.12489307100085544</denial_rate><origination_rate>0.8751069289991446</origination_rate></row>
<row _id="3163"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>366</denials><originations>466</originations><total>832</total><denial_rate>0.43990384615384615</denial_rate><origination_rate>0.5600961538461539</origination_rate></row>
<row _id="3164"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>664</denials><originations>1590</originations><total>2254</total><denial_rate>0.29458740017746227</denial_rate><origination_rate>0.7054125998225377</origination_rate></row>
<row _id="3165"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>158</denials><originations>342</originations><total>500</total><denial_rate>0.316</denial_rate><origination_rate>0.684</origination_rate></row>
<row _id="3166"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>233</denials><originations>2690</originations><total>2923</total><denial_rate>0.07971262401642148</denial_rate><origination_rate>0.9202873759835786</origination_rate></row>
<row _id="3167"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>528</denials><originations>1667</originations><total>2195</total><denial_rate>0.24054669703872436</denial_rate><origination_rate>0.7594533029612757</origination_rate></row>
<row _id="3168"><year>2017</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>919</denials><originations>4699</originations><total>5618</total><denial_rate>0.1635813456746173</denial_rate><origination_rate>0.8364186543253826</origination_rate></row>
<row _id="3169"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>69</denials><originations>51</originations><total>120</total><denial_rate>0.575</denial_rate><origination_rate>0.425</origination_rate></row>
<row _id="3170"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>59</denials><originations>486</originations><total>545</total><denial_rate>0.10825688073394496</denial_rate><origination_rate>0.8917431192660551</origination_rate></row>
<row _id="3171"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>76</denials><originations>173</originations><total>249</total><denial_rate>0.30522088353413657</denial_rate><origination_rate>0.6947791164658634</origination_rate></row>
<row _id="3172"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>204</denials><originations>710</originations><total>914</total><denial_rate>0.22319474835886213</denial_rate><origination_rate>0.7768052516411379</origination_rate></row>
<row _id="3173"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>21</originations><total>50</total><denial_rate>0.58</denial_rate><origination_rate>0.42</origination_rate></row>
<row _id="3174"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>22</denials><originations>166</originations><total>188</total><denial_rate>0.11702127659574468</denial_rate><origination_rate>0.8829787234042553</origination_rate></row>
<row _id="3175"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>56</denials><originations>79</originations><total>135</total><denial_rate>0.4148148148148148</denial_rate><origination_rate>0.5851851851851851</origination_rate></row>
<row _id="3176"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>107</denials><originations>266</originations><total>373</total><denial_rate>0.2868632707774799</denial_rate><origination_rate>0.7131367292225201</origination_rate></row>
<row _id="3177"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>313</denials><originations>397</originations><total>710</total><denial_rate>0.44084507042253523</denial_rate><origination_rate>0.5591549295774648</origination_rate></row>
<row _id="3178"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>185</denials><originations>1345</originations><total>1530</total><denial_rate>0.12091503267973856</denial_rate><origination_rate>0.8790849673202614</origination_rate></row>
<row _id="3179"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>474</denials><originations>988</originations><total>1462</total><denial_rate>0.32421340629274964</denial_rate><origination_rate>0.6757865937072504</origination_rate></row>
<row _id="3180"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>972</denials><originations>2730</originations><total>3702</total><denial_rate>0.2625607779578606</denial_rate><origination_rate>0.7374392220421394</origination_rate></row>
<row _id="3181"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>40</denials><originations>21</originations><total>61</total><denial_rate>0.6557377049180327</denial_rate><origination_rate>0.3442622950819672</origination_rate></row>
<row _id="3182"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>56</denials><originations>242</originations><total>298</total><denial_rate>0.18791946308724833</denial_rate><origination_rate>0.8120805369127517</origination_rate></row>
<row _id="3183"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>49</denials><originations>104</originations><total>153</total><denial_rate>0.3202614379084967</denial_rate><origination_rate>0.6797385620915033</origination_rate></row>
<row _id="3184"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>145</denials><originations>367</originations><total>512</total><denial_rate>0.283203125</denial_rate><origination_rate>0.716796875</origination_rate></row>
<row _id="3185"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>449</denials><originations>539</originations><total>988</total><denial_rate>0.45445344129554655</denial_rate><origination_rate>0.5455465587044535</origination_rate></row>
<row _id="3186"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>277</denials><originations>2400</originations><total>2677</total><denial_rate>0.10347403810235338</denial_rate><origination_rate>0.8965259618976467</origination_rate></row>
<row _id="3187"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>785</denials><originations>1419</originations><total>2204</total><denial_rate>0.3561705989110708</denial_rate><origination_rate>0.6438294010889292</origination_rate></row>
<row _id="3188"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1511</denials><originations>4358</originations><total>5869</total><denial_rate>0.25745442153688874</denial_rate><origination_rate>0.7425455784631113</origination_rate></row>
<row _id="3189"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1051</denials><originations>1939</originations><total>2990</total><denial_rate>0.351505016722408</denial_rate><origination_rate>0.6484949832775919</origination_rate></row>
<row _id="3190"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>644</denials><originations>6485</originations><total>7129</total><denial_rate>0.09033525038574836</denial_rate><origination_rate>0.9096647496142517</origination_rate></row>
<row _id="3191"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1895</denials><originations>4723</originations><total>6618</total><denial_rate>0.2863402840737383</denial_rate><origination_rate>0.7136597159262618</origination_rate></row>
<row _id="3192"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3590</denials><originations>13147</originations><total>16737</total><denial_rate>0.2144948318097628</denial_rate><origination_rate>0.7855051681902372</origination_rate></row>
<row _id="3193"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>113</denials><originations>83</originations><total>196</total><denial_rate>0.576530612244898</denial_rate><origination_rate>0.42346938775510207</origination_rate></row>
<row _id="3194"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>86</denials><originations>676</originations><total>762</total><denial_rate>0.11286089238845144</denial_rate><origination_rate>0.8871391076115486</origination_rate></row>
<row _id="3195"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>150</denials><originations>268</originations><total>418</total><denial_rate>0.3588516746411483</denial_rate><origination_rate>0.6411483253588517</origination_rate></row>
<row _id="3196"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>349</denials><originations>1027</originations><total>1376</total><denial_rate>0.25363372093023256</denial_rate><origination_rate>0.7463662790697675</origination_rate></row>
<row _id="3197"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>994</denials><originations>1897</originations><total>2891</total><denial_rate>0.34382566585956414</denial_rate><origination_rate>0.6561743341404358</origination_rate></row>
<row _id="3198"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>634</denials><originations>6077</originations><total>6711</total><denial_rate>0.09447176277752943</denial_rate><origination_rate>0.9055282372224706</origination_rate></row>
<row _id="3199"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1804</denials><originations>4602</originations><total>6406</total><denial_rate>0.2816109896971589</denial_rate><origination_rate>0.7183890103028411</origination_rate></row>
<row _id="3200"><year>2018</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>3432</denials><originations>12576</originations><total>16008</total><denial_rate>0.2143928035982009</denial_rate><origination_rate>0.7856071964017991</origination_rate></row>
<row _id="3201"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>48</denials><originations>32</originations><total>80</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="3202"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>44</denials><originations>379</originations><total>423</total><denial_rate>0.10401891252955082</denial_rate><origination_rate>0.8959810874704491</origination_rate></row>
<row _id="3203"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>63</denials><originations>88</originations><total>151</total><denial_rate>0.41721854304635764</denial_rate><origination_rate>0.5827814569536424</origination_rate></row>
<row _id="3204"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>155</denials><originations>499</originations><total>654</total><denial_rate>0.23700305810397554</denial_rate><origination_rate>0.7629969418960245</origination_rate></row>
<row _id="3205"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>120</denials><originations>47</originations><total>167</total><denial_rate>0.718562874251497</denial_rate><origination_rate>0.281437125748503</origination_rate></row>
<row _id="3206"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>136</denials><originations>763</originations><total>899</total><denial_rate>0.15127919911012236</denial_rate><origination_rate>0.8487208008898777</origination_rate></row>
<row _id="3207"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>275</denials><originations>239</originations><total>514</total><denial_rate>0.5350194552529183</denial_rate><origination_rate>0.4649805447470817</origination_rate></row>
<row _id="3208"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>531</denials><originations>1049</originations><total>1580</total><denial_rate>0.3360759493670886</denial_rate><origination_rate>0.6639240506329114</origination_rate></row>
<row _id="3209"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>257</denials><originations>188</originations><total>445</total><denial_rate>0.5775280898876405</denial_rate><origination_rate>0.42247191011235957</origination_rate></row>
<row _id="3210"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>174</denials><originations>1532</originations><total>1706</total><denial_rate>0.10199296600234467</denial_rate><origination_rate>0.8980070339976554</origination_rate></row>
<row _id="3211"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>426</denials><originations>582</originations><total>1008</total><denial_rate>0.4226190476190476</denial_rate><origination_rate>0.5773809523809523</origination_rate></row>
<row _id="3212"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>857</denials><originations>2302</originations><total>3159</total><denial_rate>0.2712883823994935</denial_rate><origination_rate>0.7287116176005065</origination_rate></row>
<row _id="3213"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>49</denials><originations>22</originations><total>71</total><denial_rate>0.6901408450704225</denial_rate><origination_rate>0.30985915492957744</origination_rate></row>
<row _id="3214"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>55</denials><originations>334</originations><total>389</total><denial_rate>0.14138817480719795</denial_rate><origination_rate>0.8586118251928021</origination_rate></row>
<row _id="3215"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>75</denials><originations>71</originations><total>146</total><denial_rate>0.5136986301369864</denial_rate><origination_rate>0.4863013698630137</origination_rate></row>
<row _id="3216"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>179</denials><originations>427</originations><total>606</total><denial_rate>0.2953795379537954</denial_rate><origination_rate>0.7046204620462047</origination_rate></row>
<row _id="3217"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>296</denials><originations>239</originations><total>535</total><denial_rate>0.5532710280373832</denial_rate><origination_rate>0.44672897196261685</origination_rate></row>
<row _id="3218"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>286</denials><originations>2077</originations><total>2363</total><denial_rate>0.12103258569614897</denial_rate><origination_rate>0.8789674143038511</origination_rate></row>
<row _id="3219"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>640</denials><originations>795</originations><total>1435</total><denial_rate>0.445993031358885</denial_rate><origination_rate>0.554006968641115</origination_rate></row>
<row _id="3220"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1222</denials><originations>3111</originations><total>4333</total><denial_rate>0.2820216939764597</denial_rate><origination_rate>0.7179783060235403</origination_rate></row>
<row _id="3221"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>702</denials><originations>753</originations><total>1455</total><denial_rate>0.4824742268041237</denial_rate><origination_rate>0.5175257731958763</origination_rate></row>
<row _id="3222"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>518</denials><originations>5035</originations><total>5553</total><denial_rate>0.09328291013866379</denial_rate><origination_rate>0.9067170898613363</origination_rate></row>
<row _id="3223"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1382</denials><originations>2458</originations><total>3840</total><denial_rate>0.35989583333333336</denial_rate><origination_rate>0.6401041666666667</origination_rate></row>
<row _id="3224"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2602</denials><originations>8246</originations><total>10848</total><denial_rate>0.2398598820058997</denial_rate><origination_rate>0.7601401179941003</origination_rate></row>
<row _id="3225"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>184</denials><originations>88</originations><total>272</total><denial_rate>0.6764705882352942</denial_rate><origination_rate>0.3235294117647059</origination_rate></row>
<row _id="3226"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>183</denials><originations>1180</originations><total>1363</total><denial_rate>0.13426265590608952</denial_rate><origination_rate>0.8657373440939105</origination_rate></row>
<row _id="3227"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>364</denials><originations>345</originations><total>709</total><denial_rate>0.5133991537376587</denial_rate><origination_rate>0.48660084626234135</origination_rate></row>
<row _id="3228"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>731</denials><originations>1613</originations><total>2344</total><denial_rate>0.31186006825938567</denial_rate><origination_rate>0.6881399317406144</origination_rate></row>
<row _id="3229"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>576</denials><originations>688</originations><total>1264</total><denial_rate>0.45569620253164556</denial_rate><origination_rate>0.5443037974683544</origination_rate></row>
<row _id="3230"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>385</denials><originations>4159</originations><total>4544</total><denial_rate>0.08472711267605634</denial_rate><origination_rate>0.9152728873239436</origination_rate></row>
<row _id="3231"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1111</denials><originations>2177</originations><total>3288</total><denial_rate>0.3378953771289538</denial_rate><origination_rate>0.6621046228710462</origination_rate></row>
<row _id="3232"><year>2018</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>2072</denials><originations>7024</originations><total>9096</total><denial_rate>0.227792436235708</denial_rate><origination_rate>0.772207563764292</origination_rate></row>
<row _id="3233"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>95</denials><originations>42</originations><total>137</total><denial_rate>0.6934306569343066</denial_rate><origination_rate>0.30656934306569344</origination_rate></row>
<row _id="3234"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>46</denials><originations>273</originations><total>319</total><denial_rate>0.14420062695924765</denial_rate><origination_rate>0.8557993730407524</origination_rate></row>
<row _id="3235"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>83</denials><originations>105</originations><total>188</total><denial_rate>0.44148936170212766</denial_rate><origination_rate>0.5585106382978723</origination_rate></row>
<row _id="3236"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>224</denials><originations>420</originations><total>644</total><denial_rate>0.34782608695652173</denial_rate><origination_rate>0.6521739130434783</origination_rate></row>
<row _id="3237"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>138</denials><originations>54</originations><total>192</total><denial_rate>0.71875</denial_rate><origination_rate>0.28125</origination_rate></row>
<row _id="3238"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>197</denials><originations>740</originations><total>937</total><denial_rate>0.2102454642475987</denial_rate><origination_rate>0.7897545357524013</origination_rate></row>
<row _id="3239"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>241</denials><originations>194</originations><total>435</total><denial_rate>0.5540229885057472</denial_rate><origination_rate>0.4459770114942529</origination_rate></row>
<row _id="3240"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>576</denials><originations>988</originations><total>1564</total><denial_rate>0.36828644501278773</denial_rate><origination_rate>0.6317135549872123</origination_rate></row>
<row _id="3241"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>302</denials><originations>184</originations><total>486</total><denial_rate>0.6213991769547325</denial_rate><origination_rate>0.3786008230452675</origination_rate></row>
<row _id="3242"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>231</denials><originations>1585</originations><total>1816</total><denial_rate>0.12720264317180616</denial_rate><origination_rate>0.8727973568281938</origination_rate></row>
<row _id="3243"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>431</denials><originations>531</originations><total>962</total><denial_rate>0.448024948024948</denial_rate><origination_rate>0.5519750519750519</origination_rate></row>
<row _id="3244"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>964</denials><originations>2300</originations><total>3264</total><denial_rate>0.29534313725490197</denial_rate><origination_rate>0.7046568627450981</origination_rate></row>
<row _id="3245"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>125</denials><originations>52</originations><total>177</total><denial_rate>0.7062146892655368</denial_rate><origination_rate>0.2937853107344633</origination_rate></row>
<row _id="3246"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>135</denials><originations>644</originations><total>779</total><denial_rate>0.17329910141206675</denial_rate><origination_rate>0.8267008985879333</origination_rate></row>
<row _id="3247"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>131</denials><originations>115</originations><total>246</total><denial_rate>0.532520325203252</denial_rate><origination_rate>0.46747967479674796</origination_rate></row>
<row _id="3248"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>391</denials><originations>811</originations><total>1202</total><denial_rate>0.32529118136439267</denial_rate><origination_rate>0.6747088186356073</origination_rate></row>
<row _id="3249"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>388</denials><originations>260</originations><total>648</total><denial_rate>0.5987654320987654</denial_rate><origination_rate>0.4012345679012346</origination_rate></row>
<row _id="3250"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>301</denials><originations>2033</originations><total>2334</total><denial_rate>0.1289631533847472</denial_rate><origination_rate>0.8710368466152528</origination_rate></row>
<row _id="3251"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>619</denials><originations>740</originations><total>1359</total><denial_rate>0.4554819720382634</denial_rate><origination_rate>0.5445180279617365</origination_rate></row>
<row _id="3252"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1308</denials><originations>3033</originations><total>4341</total><denial_rate>0.3013130615065653</denial_rate><origination_rate>0.6986869384934347</origination_rate></row>
<row _id="3253"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>790</denials><originations>727</originations><total>1517</total><denial_rate>0.5207646671061306</denial_rate><origination_rate>0.4792353328938695</origination_rate></row>
<row _id="3254"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>482</denials><originations>4230</originations><total>4712</total><denial_rate>0.10229202037351443</denial_rate><origination_rate>0.8977079796264855</origination_rate></row>
<row _id="3255"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1260</denials><originations>2035</originations><total>3295</total><denial_rate>0.38239757207890746</denial_rate><origination_rate>0.6176024279210925</origination_rate></row>
<row _id="3256"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2532</denials><originations>6992</originations><total>9524</total><denial_rate>0.2658546829063419</denial_rate><origination_rate>0.7341453170936582</origination_rate></row>
<row _id="3257"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>260</denials><originations>97</originations><total>357</total><denial_rate>0.7282913165266106</denial_rate><origination_rate>0.27170868347338933</origination_rate></row>
<row _id="3258"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>250</denials><originations>1041</originations><total>1291</total><denial_rate>0.19364833462432224</denial_rate><origination_rate>0.8063516653756778</origination_rate></row>
<row _id="3259"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>350</denials><originations>311</originations><total>661</total><denial_rate>0.529500756429652</denial_rate><origination_rate>0.47049924357034795</origination_rate></row>
<row _id="3260"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>860</denials><originations>1449</originations><total>2309</total><denial_rate>0.37245560848852316</denial_rate><origination_rate>0.6275443915114768</origination_rate></row>
<row _id="3261"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>658</denials><originations>698</originations><total>1356</total><denial_rate>0.48525073746312686</denial_rate><origination_rate>0.5147492625368731</origination_rate></row>
<row _id="3262"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>351</denials><originations>3790</originations><total>4141</total><denial_rate>0.08476213475006038</denial_rate><origination_rate>0.9152378652499397</origination_rate></row>
<row _id="3263"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1037</denials><originations>1817</originations><total>2854</total><denial_rate>0.36334968465311845</denial_rate><origination_rate>0.6366503153468815</origination_rate></row>
<row _id="3264"><year>2018</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>2046</denials><originations>6305</originations><total>8351</total><denial_rate>0.24500059873069094</denial_rate><origination_rate>0.7549994012693091</origination_rate></row>
<row _id="3265"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>40</denials><originations>55</originations><total>95</total><denial_rate>0.42105263157894735</denial_rate><origination_rate>0.5789473684210527</origination_rate></row>
<row _id="3266"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>63</denials><originations>672</originations><total>735</total><denial_rate>0.08571428571428572</denial_rate><origination_rate>0.9142857142857143</origination_rate></row>
<row _id="3267"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>51</denials><originations>141</originations><total>192</total><denial_rate>0.265625</denial_rate><origination_rate>0.734375</origination_rate></row>
<row _id="3268"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>154</denials><originations>868</originations><total>1022</total><denial_rate>0.1506849315068493</denial_rate><origination_rate>0.8493150684931506</origination_rate></row>
<row _id="3269"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>36</denials><originations>28</originations><total>64</total><denial_rate>0.5625</denial_rate><origination_rate>0.4375</origination_rate></row>
<row _id="3270"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>45</denials><originations>162</originations><total>207</total><denial_rate>0.21739130434782608</denial_rate><origination_rate>0.782608695652174</origination_rate></row>
<row _id="3271"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>112</denials><originations>92</originations><total>204</total><denial_rate>0.5490196078431373</denial_rate><origination_rate>0.45098039215686275</origination_rate></row>
<row _id="3272"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>193</denials><originations>282</originations><total>475</total><denial_rate>0.4063157894736842</denial_rate><origination_rate>0.5936842105263158</origination_rate></row>
<row _id="3273"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>173</denials><originations>256</originations><total>429</total><denial_rate>0.40326340326340326</denial_rate><origination_rate>0.5967365967365967</origination_rate></row>
<row _id="3274"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>140</denials><originations>1259</originations><total>1399</total><denial_rate>0.10007147962830593</denial_rate><origination_rate>0.899928520371694</origination_rate></row>
<row _id="3275"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>367</denials><originations>759</originations><total>1126</total><denial_rate>0.3259325044404973</denial_rate><origination_rate>0.6740674955595026</origination_rate></row>
<row _id="3276"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>680</denials><originations>2274</originations><total>2954</total><denial_rate>0.23019634394041977</denial_rate><origination_rate>0.7698036560595802</origination_rate></row>
<row _id="3277"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>25</denials><originations>23</originations><total>48</total><denial_rate>0.5208333333333334</denial_rate><origination_rate>0.4791666666666667</origination_rate></row>
<row _id="3278"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>24</denials><originations>211</originations><total>235</total><denial_rate>0.10212765957446808</denial_rate><origination_rate>0.8978723404255319</origination_rate></row>
<row _id="3279"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>66</denials><originations>67</originations><total>133</total><denial_rate>0.49624060150375937</denial_rate><origination_rate>0.5037593984962406</origination_rate></row>
<row _id="3280"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>115</denials><originations>301</originations><total>416</total><denial_rate>0.2764423076923077</denial_rate><origination_rate>0.7235576923076923</origination_rate></row>
<row _id="3281"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>273</denials><originations>432</originations><total>705</total><denial_rate>0.3872340425531915</denial_rate><origination_rate>0.6127659574468085</origination_rate></row>
<row _id="3282"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>243</denials><originations>2125</originations><total>2368</total><denial_rate>0.10261824324324324</denial_rate><origination_rate>0.8973817567567568</origination_rate></row>
<row _id="3283"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>576</denials><originations>1107</originations><total>1683</total><denial_rate>0.3422459893048128</denial_rate><origination_rate>0.6577540106951871</origination_rate></row>
<row _id="3284"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1092</denials><originations>3664</originations><total>4756</total><denial_rate>0.22960470984020184</denial_rate><origination_rate>0.7703952901597981</origination_rate></row>
<row _id="3285"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>716</denials><originations>1417</originations><total>2133</total><denial_rate>0.33567744960150026</denial_rate><origination_rate>0.6643225503984997</origination_rate></row>
<row _id="3286"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>534</denials><originations>6025</originations><total>6559</total><denial_rate>0.0814148498246684</denial_rate><origination_rate>0.9185851501753316</origination_rate></row>
<row _id="3287"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1488</denials><originations>3712</originations><total>5200</total><denial_rate>0.28615384615384615</denial_rate><origination_rate>0.7138461538461538</origination_rate></row>
<row _id="3288"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2738</denials><originations>11154</originations><total>13892</total><denial_rate>0.19709185142528074</denial_rate><origination_rate>0.8029081485747193</origination_rate></row>
<row _id="3289"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>81</denials><originations>87</originations><total>168</total><denial_rate>0.48214285714285715</denial_rate><origination_rate>0.5178571428571429</origination_rate></row>
<row _id="3290"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>114</denials><originations>859</originations><total>973</total><denial_rate>0.1171634121274409</denial_rate><origination_rate>0.8828365878725591</origination_rate></row>
<row _id="3291"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>179</denials><originations>247</originations><total>426</total><denial_rate>0.42018779342723006</denial_rate><origination_rate>0.57981220657277</origination_rate></row>
<row _id="3292"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>374</denials><originations>1193</originations><total>1567</total><denial_rate>0.23867262284620294</denial_rate><origination_rate>0.7613273771537971</origination_rate></row>
<row _id="3293"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>671</denials><originations>1375</originations><total>2046</total><denial_rate>0.3279569892473118</denial_rate><origination_rate>0.6720430107526881</origination_rate></row>
<row _id="3294"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>449</denials><originations>5395</originations><total>5844</total><denial_rate>0.0768309377138946</denial_rate><origination_rate>0.9231690622861054</origination_rate></row>
<row _id="3295"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1378</denials><originations>3564</originations><total>4942</total><denial_rate>0.27883447996762445</denial_rate><origination_rate>0.7211655200323756</origination_rate></row>
<row _id="3296"><year>2018</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2498</denials><originations>10334</originations><total>12832</total><denial_rate>0.19466957605985039</denial_rate><origination_rate>0.8053304239401496</origination_rate></row>
<row _id="3297"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>100</denials><originations>35</originations><total>135</total><denial_rate>0.7407407407407407</denial_rate><origination_rate>0.25925925925925924</origination_rate></row>
<row _id="3298"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>87</denials><originations>413</originations><total>500</total><denial_rate>0.174</denial_rate><origination_rate>0.826</origination_rate></row>
<row _id="3299"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>107</denials><originations>94</originations><total>201</total><denial_rate>0.5323383084577115</denial_rate><origination_rate>0.46766169154228854</origination_rate></row>
<row _id="3300"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>294</denials><originations>542</originations><total>836</total><denial_rate>0.35167464114832536</denial_rate><origination_rate>0.6483253588516746</origination_rate></row>
<row _id="3301"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>203</denials><originations>76</originations><total>279</total><denial_rate>0.7275985663082437</denial_rate><origination_rate>0.2724014336917563</origination_rate></row>
<row _id="3302"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>272</denials><originations>983</originations><total>1255</total><denial_rate>0.21673306772908366</denial_rate><origination_rate>0.7832669322709164</origination_rate></row>
<row _id="3303"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>325</denials><originations>236</originations><total>561</total><denial_rate>0.5793226381461676</denial_rate><origination_rate>0.4206773618538324</origination_rate></row>
<row _id="3304"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>800</denials><originations>1295</originations><total>2095</total><denial_rate>0.3818615751789976</denial_rate><origination_rate>0.6181384248210023</origination_rate></row>
<row _id="3305"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>352</denials><originations>251</originations><total>603</total><denial_rate>0.5837479270315091</denial_rate><origination_rate>0.41625207296849087</origination_rate></row>
<row _id="3306"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>219</denials><originations>1574</originations><total>1793</total><denial_rate>0.12214166201896264</denial_rate><origination_rate>0.8778583379810374</origination_rate></row>
<row _id="3307"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>563</denials><originations>698</originations><total>1261</total><denial_rate>0.4464710547184774</denial_rate><origination_rate>0.5535289452815226</origination_rate></row>
<row _id="3308"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1134</denials><originations>2523</originations><total>3657</total><denial_rate>0.31009023789991796</denial_rate><origination_rate>0.689909762100082</origination_rate></row>
<row _id="3309"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>46</denials><originations>12</originations><total>58</total><denial_rate>0.7931034482758621</denial_rate><origination_rate>0.20689655172413793</origination_rate></row>
<row _id="3310"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>36</denials><originations>175</originations><total>211</total><denial_rate>0.17061611374407584</denial_rate><origination_rate>0.8293838862559242</origination_rate></row>
<row _id="3311"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>49</denials><originations>54</originations><total>103</total><denial_rate>0.47572815533980584</denial_rate><origination_rate>0.5242718446601942</origination_rate></row>
<row _id="3312"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>131</denials><originations>241</originations><total>372</total><denial_rate>0.3521505376344086</denial_rate><origination_rate>0.6478494623655914</origination_rate></row>
<row _id="3313"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>427</denials><originations>346</originations><total>773</total><denial_rate>0.5523932729624839</denial_rate><origination_rate>0.4476067270375162</origination_rate></row>
<row _id="3314"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>316</denials><originations>1972</originations><total>2288</total><denial_rate>0.1381118881118881</denial_rate><origination_rate>0.8618881118881119</origination_rate></row>
<row _id="3315"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>687</denials><originations>926</originations><total>1613</total><denial_rate>0.425914445133292</denial_rate><origination_rate>0.574085554866708</origination_rate></row>
<row _id="3316"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1430</denials><originations>3244</originations><total>4674</total><denial_rate>0.30594779632006847</denial_rate><origination_rate>0.6940522036799316</origination_rate></row>
<row _id="3317"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1014</denials><originations>1122</originations><total>2136</total><denial_rate>0.4747191011235955</denial_rate><origination_rate>0.5252808988764045</origination_rate></row>
<row _id="3318"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>641</denials><originations>5275</originations><total>5916</total><denial_rate>0.10835023664638269</denial_rate><origination_rate>0.8916497633536173</origination_rate></row>
<row _id="3319"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1641</denials><originations>2960</originations><total>4601</total><denial_rate>0.3566615953053684</denial_rate><origination_rate>0.6433384046946315</origination_rate></row>
<row _id="3320"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3296</denials><originations>9357</originations><total>12653</total><denial_rate>0.26049158302378883</denial_rate><origination_rate>0.7395084169762112</origination_rate></row>
<row _id="3321"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>331</denials><originations>123</originations><total>454</total><denial_rate>0.7290748898678414</denial_rate><origination_rate>0.2709251101321586</origination_rate></row>
<row _id="3322"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>369</denials><originations>1416</originations><total>1785</total><denial_rate>0.20672268907563024</denial_rate><origination_rate>0.7932773109243697</origination_rate></row>
<row _id="3323"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>449</denials><originations>349</originations><total>798</total><denial_rate>0.5626566416040101</denial_rate><origination_rate>0.43734335839599</origination_rate></row>
<row _id="3324"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1149</denials><originations>1888</originations><total>3037</total><denial_rate>0.37833388212051366</denial_rate><origination_rate>0.6216661178794863</origination_rate></row>
<row _id="3325"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>740</denials><originations>1036</originations><total>1776</total><denial_rate>0.4166666666666667</denial_rate><origination_rate>0.5833333333333334</origination_rate></row>
<row _id="3326"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>311</denials><originations>4002</originations><total>4313</total><denial_rate>0.07210758172965454</denial_rate><origination_rate>0.9278924182703455</origination_rate></row>
<row _id="3327"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1229</denials><originations>2683</originations><total>3912</total><denial_rate>0.314161554192229</denial_rate><origination_rate>0.685838445807771</origination_rate></row>
<row _id="3328"><year>2018</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>2280</denials><originations>7721</originations><total>10001</total><denial_rate>0.22797720227977203</denial_rate><origination_rate>0.772022797720228</origination_rate></row>
<row _id="3329"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>23</denials><originations>17</originations><total>40</total><denial_rate>0.575</denial_rate><origination_rate>0.425</origination_rate></row>
<row _id="3330"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>20</denials><originations>96</originations><total>116</total><denial_rate>0.1724137931034483</denial_rate><origination_rate>0.8275862068965517</origination_rate></row>
<row _id="3331"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>26</denials><originations>39</originations><total>65</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="3332"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>69</denials><originations>152</originations><total>221</total><denial_rate>0.31221719457013575</denial_rate><origination_rate>0.6877828054298643</origination_rate></row>
<row _id="3333"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>40</denials><originations>27</originations><total>67</total><denial_rate>0.5970149253731343</denial_rate><origination_rate>0.40298507462686567</origination_rate></row>
<row _id="3334"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>46</denials><originations>270</originations><total>316</total><denial_rate>0.14556962025316456</denial_rate><origination_rate>0.8544303797468354</origination_rate></row>
<row _id="3335"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>106</denials><originations>96</originations><total>202</total><denial_rate>0.5247524752475248</denial_rate><origination_rate>0.4752475247524752</origination_rate></row>
<row _id="3336"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>192</denials><originations>393</originations><total>585</total><denial_rate>0.3282051282051282</denial_rate><origination_rate>0.6717948717948717</origination_rate></row>
<row _id="3337"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>152</denials><originations>115</originations><total>267</total><denial_rate>0.5692883895131086</denial_rate><origination_rate>0.4307116104868914</origination_rate></row>
<row _id="3338"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>79</denials><originations>899</originations><total>978</total><denial_rate>0.08077709611451943</denial_rate><origination_rate>0.9192229038854806</origination_rate></row>
<row _id="3339"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>245</denials><originations>347</originations><total>592</total><denial_rate>0.41385135135135137</denial_rate><origination_rate>0.5861486486486487</origination_rate></row>
<row _id="3340"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>476</denials><originations>1361</originations><total>1837</total><denial_rate>0.25911812738160045</denial_rate><origination_rate>0.7408818726183996</origination_rate></row>
<row _id="3341"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>24</denials><originations>21</originations><total>45</total><denial_rate>0.5333333333333333</denial_rate><origination_rate>0.4666666666666667</origination_rate></row>
<row _id="3342"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>29</denials><originations>191</originations><total>220</total><denial_rate>0.1318181818181818</denial_rate><origination_rate>0.8681818181818182</origination_rate></row>
<row _id="3343"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>25</denials><originations>53</originations><total>78</total><denial_rate>0.32051282051282054</denial_rate><origination_rate>0.6794871794871795</origination_rate></row>
<row _id="3344"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>78</denials><originations>265</originations><total>343</total><denial_rate>0.22740524781341107</denial_rate><origination_rate>0.7725947521865889</origination_rate></row>
<row _id="3345"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>198</denials><originations>159</originations><total>357</total><denial_rate>0.5546218487394958</denial_rate><origination_rate>0.44537815126050423</origination_rate></row>
<row _id="3346"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>157</denials><originations>1397</originations><total>1554</total><denial_rate>0.10102960102960103</denial_rate><origination_rate>0.898970398970399</origination_rate></row>
<row _id="3347"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>398</denials><originations>588</originations><total>986</total><denial_rate>0.40365111561866124</denial_rate><origination_rate>0.5963488843813387</origination_rate></row>
<row _id="3348"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>753</denials><originations>2144</originations><total>2897</total><denial_rate>0.2599240593717639</denial_rate><origination_rate>0.7400759406282361</origination_rate></row>
<row _id="3349"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>461</denials><originations>559</originations><total>1020</total><denial_rate>0.4519607843137255</denial_rate><origination_rate>0.5480392156862746</origination_rate></row>
<row _id="3350"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>292</denials><originations>3287</originations><total>3579</total><denial_rate>0.08158703548477228</denial_rate><origination_rate>0.9184129645152277</origination_rate></row>
<row _id="3351"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>879</denials><originations>1626</originations><total>2505</total><denial_rate>0.3508982035928144</denial_rate><origination_rate>0.6491017964071857</origination_rate></row>
<row _id="3352"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1632</denials><originations>5472</originations><total>7104</total><denial_rate>0.22972972972972974</denial_rate><origination_rate>0.7702702702702703</origination_rate></row>
<row _id="3353"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>75</denials><originations>46</originations><total>121</total><denial_rate>0.6198347107438017</denial_rate><origination_rate>0.38016528925619836</origination_rate></row>
<row _id="3354"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>68</denials><originations>380</originations><total>448</total><denial_rate>0.15178571428571427</denial_rate><origination_rate>0.8482142857142857</origination_rate></row>
<row _id="3355"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>147</denials><originations>141</originations><total>288</total><denial_rate>0.5104166666666666</denial_rate><origination_rate>0.4895833333333333</origination_rate></row>
<row _id="3356"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>290</denials><originations>567</originations><total>857</total><denial_rate>0.338389731621937</denial_rate><origination_rate>0.661610268378063</origination_rate></row>
<row _id="3357"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>423</denials><originations>537</originations><total>960</total><denial_rate>0.440625</denial_rate><origination_rate>0.559375</origination_rate></row>
<row _id="3358"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>268</denials><originations>3058</originations><total>3326</total><denial_rate>0.08057726999398677</denial_rate><origination_rate>0.9194227300060133</origination_rate></row>
<row _id="3359"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>764</denials><originations>1532</originations><total>2296</total><denial_rate>0.3327526132404181</denial_rate><origination_rate>0.6672473867595818</origination_rate></row>
<row _id="3360"><year>2018</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1455</denials><originations>5127</originations><total>6582</total><denial_rate>0.2210574293527803</denial_rate><origination_rate>0.7789425706472197</origination_rate></row>
<row _id="3361"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>74</denials><originations>78</originations><total>152</total><denial_rate>0.4868421052631579</denial_rate><origination_rate>0.5131578947368421</origination_rate></row>
<row _id="3362"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>109</denials><originations>717</originations><total>826</total><denial_rate>0.13196125907990314</denial_rate><origination_rate>0.8680387409200968</origination_rate></row>
<row _id="3363"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>98</denials><originations>180</originations><total>278</total><denial_rate>0.35251798561151076</denial_rate><origination_rate>0.6474820143884892</origination_rate></row>
<row _id="3364"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>281</denials><originations>975</originations><total>1256</total><denial_rate>0.22372611464968153</denial_rate><origination_rate>0.7762738853503185</origination_rate></row>
<row _id="3365"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>61</denials><originations>31</originations><total>92</total><denial_rate>0.6630434782608695</denial_rate><origination_rate>0.33695652173913043</origination_rate></row>
<row _id="3366"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>98</denials><originations>316</originations><total>414</total><denial_rate>0.23671497584541062</denial_rate><origination_rate>0.7632850241545893</origination_rate></row>
<row _id="3367"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>140</denials><originations>111</originations><total>251</total><denial_rate>0.5577689243027888</denial_rate><origination_rate>0.44223107569721115</origination_rate></row>
<row _id="3368"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>299</denials><originations>458</originations><total>757</total><denial_rate>0.3949801849405548</denial_rate><origination_rate>0.6050198150594451</origination_rate></row>
<row _id="3369"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>163</denials><originations>120</originations><total>283</total><denial_rate>0.5759717314487632</denial_rate><origination_rate>0.42402826855123676</origination_rate></row>
<row _id="3370"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>145</denials><originations>832</originations><total>977</total><denial_rate>0.14841351074718526</denial_rate><origination_rate>0.8515864892528148</origination_rate></row>
<row _id="3371"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>244</denials><originations>350</originations><total>594</total><denial_rate>0.4107744107744108</denial_rate><origination_rate>0.5892255892255892</origination_rate></row>
<row _id="3372"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>552</denials><originations>1302</originations><total>1854</total><denial_rate>0.2977346278317152</denial_rate><origination_rate>0.7022653721682848</origination_rate></row>
<row _id="3373"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>61</denials><originations>19</originations><total>80</total><denial_rate>0.7625</denial_rate><origination_rate>0.2375</origination_rate></row>
<row _id="3374"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>87</denials><originations>369</originations><total>456</total><denial_rate>0.19078947368421054</denial_rate><origination_rate>0.8092105263157895</origination_rate></row>
<row _id="3375"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>86</denials><originations>86</originations><total>172</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="3376"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>234</denials><originations>474</originations><total>708</total><denial_rate>0.3305084745762712</denial_rate><origination_rate>0.6694915254237288</origination_rate></row>
<row _id="3377"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>200</denials><originations>147</originations><total>347</total><denial_rate>0.5763688760806917</denial_rate><origination_rate>0.42363112391930835</origination_rate></row>
<row _id="3378"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>188</denials><originations>1233</originations><total>1421</total><denial_rate>0.13230119634060522</denial_rate><origination_rate>0.8676988036593948</origination_rate></row>
<row _id="3379"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>348</denials><originations>490</originations><total>838</total><denial_rate>0.4152744630071599</denial_rate><origination_rate>0.5847255369928401</origination_rate></row>
<row _id="3380"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>736</denials><originations>1870</originations><total>2606</total><denial_rate>0.28242517267843437</denial_rate><origination_rate>0.7175748273215656</origination_rate></row>
<row _id="3381"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>400</denials><originations>471</originations><total>871</total><denial_rate>0.4592422502870264</denial_rate><origination_rate>0.5407577497129736</origination_rate></row>
<row _id="3382"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>317</denials><originations>2760</originations><total>3077</total><denial_rate>0.10302242443938901</denial_rate><origination_rate>0.896977575560611</origination_rate></row>
<row _id="3383"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>738</denials><originations>1376</originations><total>2114</total><denial_rate>0.3491012298959319</denial_rate><origination_rate>0.6508987701040682</origination_rate></row>
<row _id="3384"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1455</denials><originations>4607</originations><total>6062</total><denial_rate>0.24001979544704719</denial_rate><origination_rate>0.7599802045529528</origination_rate></row>
<row _id="3385"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>145</denials><originations>115</originations><total>260</total><denial_rate>0.5576923076923077</denial_rate><origination_rate>0.4423076923076923</origination_rate></row>
<row _id="3386"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>217</denials><originations>1043</originations><total>1260</total><denial_rate>0.17222222222222222</denial_rate><origination_rate>0.8277777777777777</origination_rate></row>
<row _id="3387"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>250</denials><originations>306</originations><total>556</total><denial_rate>0.44964028776978415</denial_rate><origination_rate>0.5503597122302158</origination_rate></row>
<row _id="3388"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>612</denials><originations>1464</originations><total>2076</total><denial_rate>0.2947976878612717</denial_rate><origination_rate>0.7052023121387283</origination_rate></row>
<row _id="3389"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>308</denials><originations>380</originations><total>688</total><denial_rate>0.4476744186046512</denial_rate><origination_rate>0.5523255813953488</origination_rate></row>
<row _id="3390"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>174</denials><originations>2045</originations><total>2219</total><denial_rate>0.07841369986480397</denial_rate><origination_rate>0.921586300135196</origination_rate></row>
<row _id="3391"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>546</denials><originations>1135</originations><total>1681</total><denial_rate>0.32480666270077335</denial_rate><origination_rate>0.6751933372992267</origination_rate></row>
<row _id="3392"><year>2018</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>1028</denials><originations>3560</originations><total>4588</total><denial_rate>0.22406277244986922</denial_rate><origination_rate>0.7759372275501307</origination_rate></row>
<row _id="3393"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>130</denials><originations>141</originations><total>271</total><denial_rate>0.4797047970479705</denial_rate><origination_rate>0.5202952029520295</origination_rate></row>
<row _id="3394"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>125</denials><originations>880</originations><total>1005</total><denial_rate>0.12437810945273632</denial_rate><origination_rate>0.8756218905472637</origination_rate></row>
<row _id="3395"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>157</denials><originations>250</originations><total>407</total><denial_rate>0.3857493857493858</denial_rate><origination_rate>0.6142506142506142</origination_rate></row>
<row _id="3396"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>412</denials><originations>1271</originations><total>1683</total><denial_rate>0.24480095068330363</denial_rate><origination_rate>0.7551990493166963</origination_rate></row>
<row _id="3397"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>133</denials><originations>106</originations><total>239</total><denial_rate>0.5564853556485355</denial_rate><origination_rate>0.4435146443514644</origination_rate></row>
<row _id="3398"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>93</denials><originations>574</originations><total>667</total><denial_rate>0.13943028485757122</denial_rate><origination_rate>0.8605697151424287</origination_rate></row>
<row _id="3399"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>253</denials><originations>289</originations><total>542</total><denial_rate>0.466789667896679</denial_rate><origination_rate>0.533210332103321</origination_rate></row>
<row _id="3400"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>479</denials><originations>969</originations><total>1448</total><denial_rate>0.3308011049723757</denial_rate><origination_rate>0.6691988950276243</origination_rate></row>
<row _id="3401"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>369</denials><originations>558</originations><total>927</total><denial_rate>0.39805825242718446</denial_rate><origination_rate>0.6019417475728155</origination_rate></row>
<row _id="3402"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>241</denials><originations>2168</originations><total>2409</total><denial_rate>0.10004151100041511</denial_rate><origination_rate>0.8999584889995849</origination_rate></row>
<row _id="3403"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>652</denials><originations>1294</originations><total>1946</total><denial_rate>0.33504624871531347</denial_rate><origination_rate>0.6649537512846866</origination_rate></row>
<row _id="3404"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1262</denials><originations>4020</originations><total>5282</total><denial_rate>0.2389246497538811</denial_rate><origination_rate>0.7610753502461189</origination_rate></row>
<row _id="3405"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>62</denials><originations>44</originations><total>106</total><denial_rate>0.5849056603773585</denial_rate><origination_rate>0.41509433962264153</origination_rate></row>
<row _id="3406"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>48</denials><originations>297</originations><total>345</total><denial_rate>0.1391304347826087</denial_rate><origination_rate>0.8608695652173913</origination_rate></row>
<row _id="3407"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>78</denials><originations>112</originations><total>190</total><denial_rate>0.4105263157894737</denial_rate><origination_rate>0.5894736842105263</origination_rate></row>
<row _id="3408"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>188</denials><originations>453</originations><total>641</total><denial_rate>0.29329173166926675</denial_rate><origination_rate>0.7067082683307332</origination_rate></row>
<row _id="3409"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>528</denials><originations>633</originations><total>1161</total><denial_rate>0.45478036175710596</denial_rate><origination_rate>0.5452196382428941</origination_rate></row>
<row _id="3410"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>330</denials><originations>3067</originations><total>3397</total><denial_rate>0.09714453929938181</denial_rate><origination_rate>0.9028554607006182</origination_rate></row>
<row _id="3411"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>928</denials><originations>1603</originations><total>2531</total><denial_rate>0.3666534966416436</denial_rate><origination_rate>0.6333465033583564</origination_rate></row>
<row _id="3412"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1786</denials><originations>5303</originations><total>7089</total><denial_rate>0.25193962477077164</denial_rate><origination_rate>0.7480603752292284</origination_rate></row>
<row _id="3413"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1285</denials><originations>2269</originations><total>3554</total><denial_rate>0.36156443444006753</denial_rate><origination_rate>0.6384355655599324</origination_rate></row>
<row _id="3414"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>743</denials><originations>8923</originations><total>9666</total><denial_rate>0.07686737016345956</denial_rate><origination_rate>0.9231326298365404</origination_rate></row>
<row _id="3415"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2264</denials><originations>5494</originations><total>7758</total><denial_rate>0.2918277906676979</denial_rate><origination_rate>0.7081722093323022</origination_rate></row>
<row _id="3416"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>4292</denials><originations>16686</originations><total>20978</total><denial_rate>0.20459529030412812</denial_rate><origination_rate>0.7954047096958718</origination_rate></row>
<row _id="3417"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>283</denials><originations>259</originations><total>542</total><denial_rate>0.522140221402214</denial_rate><origination_rate>0.477859778597786</origination_rate></row>
<row _id="3418"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>226</denials><originations>1490</originations><total>1716</total><denial_rate>0.1317016317016317</denial_rate><origination_rate>0.8682983682983683</origination_rate></row>
<row _id="3419"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>442</denials><originations>565</originations><total>1007</total><denial_rate>0.43892750744786496</denial_rate><origination_rate>0.5610724925521351</origination_rate></row>
<row _id="3420"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>951</denials><originations>2314</originations><total>3265</total><denial_rate>0.291271056661562</denial_rate><origination_rate>0.7087289433384379</origination_rate></row>
<row _id="3421"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>1070</denials><originations>2076</originations><total>3146</total><denial_rate>0.34011443102352196</denial_rate><origination_rate>0.6598855689764781</origination_rate></row>
<row _id="3422"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>570</denials><originations>7646</originations><total>8216</total><denial_rate>0.06937682570593963</denial_rate><origination_rate>0.9306231742940604</origination_rate></row>
<row _id="3423"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1895</denials><originations>5067</originations><total>6962</total><denial_rate>0.2721918988796323</denial_rate><origination_rate>0.7278081011203678</origination_rate></row>
<row _id="3424"><year>2018</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>3535</denials><originations>14789</originations><total>18324</total><denial_rate>0.19291639380048026</denial_rate><origination_rate>0.8070836061995198</origination_rate></row>
<row _id="3425"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>381</denials><originations>234</originations><total>615</total><denial_rate>0.6195121951219512</denial_rate><origination_rate>0.3804878048780488</origination_rate></row>
<row _id="3426"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>307</denials><originations>2207</originations><total>2514</total><denial_rate>0.12211614956245027</denial_rate><origination_rate>0.8778838504375497</origination_rate></row>
<row _id="3427"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>320</denials><originations>443</originations><total>763</total><denial_rate>0.41939711664482304</denial_rate><origination_rate>0.580602883355177</origination_rate></row>
<row _id="3428"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>1008</denials><originations>2884</originations><total>3892</total><denial_rate>0.2589928057553957</denial_rate><origination_rate>0.7410071942446043</origination_rate></row>
<row _id="3429"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>1595</denials><originations>697</originations><total>2292</total><denial_rate>0.6958987783595113</denial_rate><origination_rate>0.30410122164048864</origination_rate></row>
<row _id="3430"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>685</denials><originations>2473</originations><total>3158</total><denial_rate>0.2169094363521216</denial_rate><origination_rate>0.7830905636478784</origination_rate></row>
<row _id="3431"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>2170</denials><originations>1870</originations><total>4040</total><denial_rate>0.5371287128712872</denial_rate><origination_rate>0.4628712871287129</origination_rate></row>
<row _id="3432"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>4450</denials><originations>5040</originations><total>9490</total><denial_rate>0.46891464699683877</denial_rate><origination_rate>0.5310853530031612</origination_rate></row>
<row _id="3433"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>1606</denials><originations>940</originations><total>2546</total><denial_rate>0.6307934014139828</denial_rate><origination_rate>0.3692065985860173</origination_rate></row>
<row _id="3434"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>711</denials><originations>4671</originations><total>5382</total><denial_rate>0.13210702341137123</denial_rate><origination_rate>0.8678929765886287</origination_rate></row>
<row _id="3435"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>2105</denials><originations>2472</originations><total>4577</total><denial_rate>0.4599082368363557</denial_rate><origination_rate>0.5400917631636443</origination_rate></row>
<row _id="3436"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>4422</denials><originations>8083</originations><total>12505</total><denial_rate>0.3536185525789684</denial_rate><origination_rate>0.6463814474210315</origination_rate></row>
<row _id="3437"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>416</denials><originations>128</originations><total>544</total><denial_rate>0.7647058823529411</denial_rate><origination_rate>0.23529411764705882</origination_rate></row>
<row _id="3438"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>305</denials><originations>1333</originations><total>1638</total><denial_rate>0.1862026862026862</denial_rate><origination_rate>0.8137973137973138</origination_rate></row>
<row _id="3439"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>418</denials><originations>417</originations><total>835</total><denial_rate>0.5005988023952096</denial_rate><origination_rate>0.4994011976047904</origination_rate></row>
<row _id="3440"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>1139</denials><originations>1878</originations><total>3017</total><denial_rate>0.37752734504474644</denial_rate><origination_rate>0.6224726549552536</origination_rate></row>
<row _id="3441"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>1615</denials><originations>892</originations><total>2507</total><denial_rate>0.644196250498604</denial_rate><origination_rate>0.3558037495013961</origination_rate></row>
<row _id="3442"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>835</denials><originations>5357</originations><total>6192</total><denial_rate>0.1348514211886305</denial_rate><origination_rate>0.8651485788113695</origination_rate></row>
<row _id="3443"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2212</denials><originations>2657</originations><total>4869</total><denial_rate>0.4543027315670569</denial_rate><origination_rate>0.5456972684329431</origination_rate></row>
<row _id="3444"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>4662</denials><originations>8906</originations><total>13568</total><denial_rate>0.34360259433962265</denial_rate><origination_rate>0.6563974056603774</origination_rate></row>
<row _id="3445"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>3035</denials><originations>2197</originations><total>5232</total><denial_rate>0.5800840978593272</denial_rate><origination_rate>0.41991590214067276</origination_rate></row>
<row _id="3446"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>1472</denials><originations>11387</originations><total>12859</total><denial_rate>0.11447235399331207</denial_rate><origination_rate>0.8855276460066879</origination_rate></row>
<row _id="3447"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>4236</denials><originations>6166</originations><total>10402</total><denial_rate>0.40722937896558353</denial_rate><origination_rate>0.5927706210344165</origination_rate></row>
<row _id="3448"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>8743</denials><originations>19750</originations><total>28493</total><denial_rate>0.30684729582704523</denial_rate><origination_rate>0.6931527041729547</origination_rate></row>
<row _id="3449"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>2098</denials><originations>963</originations><total>3061</total><denial_rate>0.6853969291081345</denial_rate><origination_rate>0.3146030708918654</origination_rate></row>
<row _id="3450"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>1027</denials><originations>4775</originations><total>5802</total><denial_rate>0.177007928300586</denial_rate><origination_rate>0.822992071699414</origination_rate></row>
<row _id="3451"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>2604</denials><originations>2399</originations><total>5003</total><denial_rate>0.5204877073755747</denial_rate><origination_rate>0.47951229262442535</origination_rate></row>
<row _id="3452"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>5729</denials><originations>8137</originations><total>13866</total><denial_rate>0.41316890235107456</denial_rate><origination_rate>0.5868310976489254</origination_rate></row>
<row _id="3453"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>1334</denials><originations>1382</originations><total>2716</total><denial_rate>0.49116347569955815</denial_rate><origination_rate>0.5088365243004418</origination_rate></row>
<row _id="3454"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>729</denials><originations>7746</originations><total>8475</total><denial_rate>0.08601769911504424</denial_rate><origination_rate>0.9139823008849558</origination_rate></row>
<row _id="3455"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1971</denials><originations>4096</originations><total>6067</total><denial_rate>0.3248722597659469</denial_rate><origination_rate>0.6751277402340531</origination_rate></row>
<row _id="3456"><year>2018</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>4034</denials><originations>13224</originations><total>17258</total><denial_rate>0.23374666821184378</denial_rate><origination_rate>0.7662533317881562</origination_rate></row>
<row _id="3457"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>69</denials><originations>62</originations><total>131</total><denial_rate>0.5267175572519084</denial_rate><origination_rate>0.4732824427480916</origination_rate></row>
<row _id="3458"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>47</denials><originations>479</originations><total>526</total><denial_rate>0.08935361216730038</denial_rate><origination_rate>0.9106463878326996</origination_rate></row>
<row _id="3459"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>104</denials><originations>335</originations><total>439</total><denial_rate>0.23690205011389523</denial_rate><origination_rate>0.7630979498861048</origination_rate></row>
<row _id="3460"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>220</denials><originations>876</originations><total>1096</total><denial_rate>0.20072992700729927</denial_rate><origination_rate>0.7992700729927007</origination_rate></row>
<row _id="3461"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>29</denials><originations>22</originations><total>51</total><denial_rate>0.5686274509803921</denial_rate><origination_rate>0.43137254901960786</origination_rate></row>
<row _id="3462"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>35</denials><originations>215</originations><total>250</total><denial_rate>0.14</denial_rate><origination_rate>0.86</origination_rate></row>
<row _id="3463"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>60</denials><originations>120</originations><total>180</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="3464"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>124</denials><originations>357</originations><total>481</total><denial_rate>0.2577962577962578</denial_rate><origination_rate>0.7422037422037422</origination_rate></row>
<row _id="3465"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>272</denials><originations>330</originations><total>602</total><denial_rate>0.45182724252491696</denial_rate><origination_rate>0.5481727574750831</origination_rate></row>
<row _id="3466"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>158</denials><originations>1503</originations><total>1661</total><denial_rate>0.09512341962673089</denial_rate><origination_rate>0.9048765803732691</origination_rate></row>
<row _id="3467"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>480</denials><originations>1358</originations><total>1838</total><denial_rate>0.2611534276387378</denial_rate><origination_rate>0.7388465723612623</origination_rate></row>
<row _id="3468"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>910</denials><originations>3191</originations><total>4101</total><denial_rate>0.22189709826871495</denial_rate><origination_rate>0.778102901731285</origination_rate></row>
<row _id="3469"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>49</denials><originations>31</originations><total>80</total><denial_rate>0.6125</denial_rate><origination_rate>0.3875</origination_rate></row>
<row _id="3470"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>36</denials><originations>265</originations><total>301</total><denial_rate>0.11960132890365449</denial_rate><origination_rate>0.8803986710963455</origination_rate></row>
<row _id="3471"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>71</denials><originations>125</originations><total>196</total><denial_rate>0.3622448979591837</denial_rate><origination_rate>0.6377551020408163</origination_rate></row>
<row _id="3472"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>156</denials><originations>421</originations><total>577</total><denial_rate>0.2703639514731369</denial_rate><origination_rate>0.729636048526863</origination_rate></row>
<row _id="3473"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>427</denials><originations>555</originations><total>982</total><denial_rate>0.434826883910387</denial_rate><origination_rate>0.5651731160896131</origination_rate></row>
<row _id="3474"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>264</denials><originations>2517</originations><total>2781</total><denial_rate>0.09492988133764833</denial_rate><origination_rate>0.9050701186623517</origination_rate></row>
<row _id="3475"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>833</denials><originations>2384</originations><total>3217</total><denial_rate>0.2589368977308051</denial_rate><origination_rate>0.7410631022691949</origination_rate></row>
<row _id="3476"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1524</denials><originations>5456</originations><total>6980</total><denial_rate>0.2183381088825215</denial_rate><origination_rate>0.7816618911174785</origination_rate></row>
<row _id="3477"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>996</denials><originations>1783</originations><total>2779</total><denial_rate>0.35840230298668585</denial_rate><origination_rate>0.6415976970133141</origination_rate></row>
<row _id="3478"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>569</denials><originations>6719</originations><total>7288</total><denial_rate>0.07807354555433589</denial_rate><origination_rate>0.9219264544456641</origination_rate></row>
<row _id="3479"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1982</denials><originations>7285</originations><total>9267</total><denial_rate>0.21387719866191865</denial_rate><origination_rate>0.7861228013380813</origination_rate></row>
<row _id="3480"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3547</denials><originations>15787</originations><total>19334</total><denial_rate>0.18345919106237715</denial_rate><origination_rate>0.8165408089376228</origination_rate></row>
<row _id="3481"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>111</denials><originations>90</originations><total>201</total><denial_rate>0.5522388059701493</denial_rate><origination_rate>0.44776119402985076</origination_rate></row>
<row _id="3482"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>86</denials><originations>712</originations><total>798</total><denial_rate>0.10776942355889724</denial_rate><origination_rate>0.8922305764411027</origination_rate></row>
<row _id="3483"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>182</denials><originations>475</originations><total>657</total><denial_rate>0.2770167427701674</denial_rate><origination_rate>0.7229832572298326</origination_rate></row>
<row _id="3484"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>379</denials><originations>1277</originations><total>1656</total><denial_rate>0.2288647342995169</denial_rate><origination_rate>0.7711352657004831</origination_rate></row>
<row _id="3485"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>947</denials><originations>1728</originations><total>2675</total><denial_rate>0.3540186915887851</denial_rate><origination_rate>0.6459813084112149</origination_rate></row>
<row _id="3486"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>532</denials><originations>6313</originations><total>6845</total><denial_rate>0.0777209642074507</denial_rate><origination_rate>0.9222790357925493</origination_rate></row>
<row _id="3487"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1881</denials><originations>6961</originations><total>8842</total><denial_rate>0.21273467541280253</denial_rate><origination_rate>0.7872653245871974</origination_rate></row>
<row _id="3488"><year>2019</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>3360</denials><originations>15002</originations><total>18362</total><denial_rate>0.18298660276658316</denial_rate><origination_rate>0.8170133972334168</origination_rate></row>
<row _id="3489"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>57</denials><originations>38</originations><total>95</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="3490"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>42</denials><originations>378</originations><total>420</total><denial_rate>0.1</denial_rate><origination_rate>0.9</origination_rate></row>
<row _id="3491"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>73</denials><originations>190</originations><total>263</total><denial_rate>0.27756653992395436</denial_rate><origination_rate>0.7224334600760456</origination_rate></row>
<row _id="3492"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>172</denials><originations>606</originations><total>778</total><denial_rate>0.2210796915167095</denial_rate><origination_rate>0.7789203084832905</origination_rate></row>
<row _id="3493"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>109</denials><originations>48</originations><total>157</total><denial_rate>0.6942675159235668</denial_rate><origination_rate>0.3057324840764331</origination_rate></row>
<row _id="3494"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>153</denials><originations>841</originations><total>994</total><denial_rate>0.15392354124748492</denial_rate><origination_rate>0.8460764587525151</origination_rate></row>
<row _id="3495"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>258</denials><originations>375</originations><total>633</total><denial_rate>0.4075829383886256</denial_rate><origination_rate>0.5924170616113744</origination_rate></row>
<row _id="3496"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>520</denials><originations>1264</originations><total>1784</total><denial_rate>0.2914798206278027</denial_rate><origination_rate>0.7085201793721974</origination_rate></row>
<row _id="3497"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>224</denials><originations>170</originations><total>394</total><denial_rate>0.5685279187817259</denial_rate><origination_rate>0.43147208121827413</origination_rate></row>
<row _id="3498"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>212</denials><originations>1677</originations><total>1889</total><denial_rate>0.11222869242985707</denial_rate><origination_rate>0.8877713075701429</origination_rate></row>
<row _id="3499"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>404</denials><originations>876</originations><total>1280</total><denial_rate>0.315625</denial_rate><origination_rate>0.684375</origination_rate></row>
<row _id="3500"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>840</denials><originations>2723</originations><total>3563</total><denial_rate>0.2357563850687623</denial_rate><origination_rate>0.7642436149312377</origination_rate></row>
<row _id="3501"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>56</denials><originations>25</originations><total>81</total><denial_rate>0.691358024691358</denial_rate><origination_rate>0.30864197530864196</origination_rate></row>
<row _id="3502"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>66</denials><originations>388</originations><total>454</total><denial_rate>0.14537444933920704</denial_rate><origination_rate>0.8546255506607929</origination_rate></row>
<row _id="3503"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>70</denials><originations>146</originations><total>216</total><denial_rate>0.32407407407407407</denial_rate><origination_rate>0.6759259259259259</origination_rate></row>
<row _id="3504"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>192</denials><originations>559</originations><total>751</total><denial_rate>0.255659121171771</denial_rate><origination_rate>0.7443408788282291</origination_rate></row>
<row _id="3505"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>315</denials><originations>229</originations><total>544</total><denial_rate>0.5790441176470589</denial_rate><origination_rate>0.4209558823529412</origination_rate></row>
<row _id="3506"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>250</denials><originations>2278</originations><total>2528</total><denial_rate>0.09889240506329114</denial_rate><origination_rate>0.9011075949367089</origination_rate></row>
<row _id="3507"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>621</denials><originations>1527</originations><total>2148</total><denial_rate>0.28910614525139666</denial_rate><origination_rate>0.7108938547486033</origination_rate></row>
<row _id="3508"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1186</denials><originations>4034</originations><total>5220</total><denial_rate>0.22720306513409963</denial_rate><origination_rate>0.7727969348659004</origination_rate></row>
<row _id="3509"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>682</denials><originations>725</originations><total>1407</total><denial_rate>0.48471926083866385</denial_rate><origination_rate>0.5152807391613362</origination_rate></row>
<row _id="3510"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>512</denials><originations>5203</originations><total>5715</total><denial_rate>0.08958880139982502</denial_rate><origination_rate>0.9104111986001749</origination_rate></row>
<row _id="3511"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1318</denials><originations>3863</originations><total>5181</total><denial_rate>0.2543910441999614</denial_rate><origination_rate>0.7456089558000386</origination_rate></row>
<row _id="3512"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2512</denials><originations>9791</originations><total>12303</total><denial_rate>0.20417784280256848</denial_rate><origination_rate>0.7958221571974315</origination_rate></row>
<row _id="3513"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>183</denials><originations>90</originations><total>273</total><denial_rate>0.6703296703296703</denial_rate><origination_rate>0.32967032967032966</origination_rate></row>
<row _id="3514"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>200</denials><originations>1247</originations><total>1447</total><denial_rate>0.138217000691085</denial_rate><origination_rate>0.861782999308915</origination_rate></row>
<row _id="3515"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>351</denials><originations>583</originations><total>934</total><denial_rate>0.3758029978586724</denial_rate><origination_rate>0.6241970021413277</origination_rate></row>
<row _id="3516"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>734</denials><originations>1920</originations><total>2654</total><denial_rate>0.2765636774679729</denial_rate><origination_rate>0.7234363225320272</origination_rate></row>
<row _id="3517"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>579</denials><originations>672</originations><total>1251</total><denial_rate>0.4628297362110312</denial_rate><origination_rate>0.5371702637889688</origination_rate></row>
<row _id="3518"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>377</denials><originations>4319</originations><total>4696</total><denial_rate>0.08028109028960818</denial_rate><origination_rate>0.9197189097103918</origination_rate></row>
<row _id="3519"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1026</denials><originations>3398</originations><total>4424</total><denial_rate>0.23191681735985534</denial_rate><origination_rate>0.7680831826401446</origination_rate></row>
<row _id="3520"><year>2019</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1982</denials><originations>8389</originations><total>10371</total><denial_rate>0.1911098254748819</denial_rate><origination_rate>0.8088901745251181</origination_rate></row>
<row _id="3521"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>74</denials><originations>33</originations><total>107</total><denial_rate>0.6915887850467289</denial_rate><origination_rate>0.308411214953271</origination_rate></row>
<row _id="3522"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>54</denials><originations>309</originations><total>363</total><denial_rate>0.1487603305785124</denial_rate><origination_rate>0.8512396694214877</origination_rate></row>
<row _id="3523"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>82</denials><originations>142</originations><total>224</total><denial_rate>0.36607142857142855</denial_rate><origination_rate>0.6339285714285714</origination_rate></row>
<row _id="3524"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>210</denials><originations>484</originations><total>694</total><denial_rate>0.3025936599423631</denial_rate><origination_rate>0.6974063400576369</origination_rate></row>
<row _id="3525"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>155</denials><originations>62</originations><total>217</total><denial_rate>0.7142857142857143</denial_rate><origination_rate>0.2857142857142857</origination_rate></row>
<row _id="3526"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>162</denials><originations>863</originations><total>1025</total><denial_rate>0.15804878048780488</denial_rate><origination_rate>0.8419512195121951</origination_rate></row>
<row _id="3527"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>273</denials><originations>307</originations><total>580</total><denial_rate>0.4706896551724138</denial_rate><origination_rate>0.5293103448275862</origination_rate></row>
<row _id="3528"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>590</denials><originations>1232</originations><total>1822</total><denial_rate>0.3238199780461032</denial_rate><origination_rate>0.6761800219538968</origination_rate></row>
<row _id="3529"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>302</denials><originations>199</originations><total>501</total><denial_rate>0.6027944111776448</denial_rate><origination_rate>0.3972055888223553</origination_rate></row>
<row _id="3530"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>217</denials><originations>1710</originations><total>1927</total><denial_rate>0.1126102750389206</denial_rate><origination_rate>0.8873897249610794</origination_rate></row>
<row _id="3531"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>419</denials><originations>855</originations><total>1274</total><denial_rate>0.32888540031397173</denial_rate><origination_rate>0.6711145996860283</origination_rate></row>
<row _id="3532"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>938</denials><originations>2764</originations><total>3702</total><denial_rate>0.25337655321447866</denial_rate><origination_rate>0.7466234467855214</origination_rate></row>
<row _id="3533"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>115</denials><originations>44</originations><total>159</total><denial_rate>0.7232704402515723</denial_rate><origination_rate>0.27672955974842767</origination_rate></row>
<row _id="3534"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>117</denials><originations>762</originations><total>879</total><denial_rate>0.13310580204778158</denial_rate><origination_rate>0.8668941979522184</origination_rate></row>
<row _id="3535"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>133</denials><originations>193</originations><total>326</total><denial_rate>0.40797546012269936</denial_rate><origination_rate>0.5920245398773006</origination_rate></row>
<row _id="3536"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>365</denials><originations>999</originations><total>1364</total><denial_rate>0.26759530791788855</denial_rate><origination_rate>0.7324046920821115</origination_rate></row>
<row _id="3537"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>396</denials><originations>252</originations><total>648</total><denial_rate>0.6111111111111112</denial_rate><origination_rate>0.3888888888888889</origination_rate></row>
<row _id="3538"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>273</denials><originations>2191</originations><total>2464</total><denial_rate>0.11079545454545454</denial_rate><origination_rate>0.8892045454545454</origination_rate></row>
<row _id="3539"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>564</denials><originations>1200</originations><total>1764</total><denial_rate>0.3197278911564626</denial_rate><origination_rate>0.6802721088435374</origination_rate></row>
<row _id="3540"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1233</denials><originations>3643</originations><total>4876</total><denial_rate>0.2528712059064807</denial_rate><origination_rate>0.7471287940935193</origination_rate></row>
<row _id="3541"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>761</denials><originations>730</originations><total>1491</total><denial_rate>0.5103957075788061</denial_rate><origination_rate>0.48960429242119385</origination_rate></row>
<row _id="3542"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>459</denials><originations>4654</originations><total>5113</total><denial_rate>0.08977117152356738</denial_rate><origination_rate>0.9102288284764326</origination_rate></row>
<row _id="3543"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1178</denials><originations>3070</originations><total>4248</total><denial_rate>0.2773069679849341</denial_rate><origination_rate>0.722693032015066</origination_rate></row>
<row _id="3544"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2398</denials><originations>8454</originations><total>10852</total><denial_rate>0.2209730925175083</denial_rate><origination_rate>0.7790269074824917</origination_rate></row>
<row _id="3545"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>252</denials><originations>102</originations><total>354</total><denial_rate>0.711864406779661</denial_rate><origination_rate>0.288135593220339</origination_rate></row>
<row _id="3546"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>230</denials><originations>1204</originations><total>1434</total><denial_rate>0.1603905160390516</denial_rate><origination_rate>0.8396094839609484</origination_rate></row>
<row _id="3547"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>373</denials><originations>462</originations><total>835</total><denial_rate>0.4467065868263473</denial_rate><origination_rate>0.5532934131736527</origination_rate></row>
<row _id="3548"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>855</denials><originations>1768</originations><total>2623</total><denial_rate>0.3259626382005337</denial_rate><origination_rate>0.6740373617994663</origination_rate></row>
<row _id="3549"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>622</denials><originations>679</originations><total>1301</total><denial_rate>0.47809377401998465</denial_rate><origination_rate>0.5219062259800153</origination_rate></row>
<row _id="3550"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>334</denials><originations>4104</originations><total>4438</total><denial_rate>0.07525912573231185</denial_rate><origination_rate>0.9247408742676881</origination_rate></row>
<row _id="3551"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>922</denials><originations>2809</originations><total>3731</total><denial_rate>0.24711873492361297</denial_rate><origination_rate>0.752881265076387</origination_rate></row>
<row _id="3552"><year>2019</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1878</denials><originations>7592</originations><total>9470</total><denial_rate>0.1983104540654699</denial_rate><origination_rate>0.8016895459345301</origination_rate></row>
<row _id="3553"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>43</denials><originations>61</originations><total>104</total><denial_rate>0.41346153846153844</denial_rate><origination_rate>0.5865384615384616</origination_rate></row>
<row _id="3554"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>64</denials><originations>691</originations><total>755</total><denial_rate>0.0847682119205298</denial_rate><origination_rate>0.9152317880794701</origination_rate></row>
<row _id="3555"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>85</denials><originations>464</originations><total>549</total><denial_rate>0.15482695810564662</denial_rate><origination_rate>0.8451730418943534</origination_rate></row>
<row _id="3556"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>192</denials><originations>1216</originations><total>1408</total><denial_rate>0.13636363636363635</denial_rate><origination_rate>0.8636363636363636</origination_rate></row>
<row _id="3557"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>31</denials><originations>28</originations><total>59</total><denial_rate>0.5254237288135594</denial_rate><origination_rate>0.4745762711864407</origination_rate></row>
<row _id="3558"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>43</denials><originations>186</originations><total>229</total><denial_rate>0.18777292576419213</denial_rate><origination_rate>0.8122270742358079</origination_rate></row>
<row _id="3559"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>79</denials><originations>150</originations><total>229</total><denial_rate>0.34497816593886466</denial_rate><origination_rate>0.6550218340611353</origination_rate></row>
<row _id="3560"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>153</denials><originations>364</originations><total>517</total><denial_rate>0.29593810444874274</denial_rate><origination_rate>0.7040618955512572</origination_rate></row>
<row _id="3561"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>162</denials><originations>228</originations><total>390</total><denial_rate>0.4153846153846154</denial_rate><origination_rate>0.5846153846153846</origination_rate></row>
<row _id="3562"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>120</denials><originations>1240</originations><total>1360</total><denial_rate>0.08823529411764706</denial_rate><origination_rate>0.9117647058823529</origination_rate></row>
<row _id="3563"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>347</denials><originations>1069</originations><total>1416</total><denial_rate>0.24505649717514125</denial_rate><origination_rate>0.7549435028248588</origination_rate></row>
<row _id="3564"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>629</denials><originations>2537</originations><total>3166</total><denial_rate>0.19867340492735314</denial_rate><origination_rate>0.8013265950726469</origination_rate></row>
<row _id="3565"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>22</denials><originations>21</originations><total>43</total><denial_rate>0.5116279069767442</denial_rate><origination_rate>0.4883720930232558</origination_rate></row>
<row _id="3566"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>33</denials><originations>195</originations><total>228</total><denial_rate>0.14473684210526316</denial_rate><origination_rate>0.8552631578947368</origination_rate></row>
<row _id="3567"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>64</denials><originations>93</originations><total>157</total><denial_rate>0.40764331210191085</denial_rate><origination_rate>0.5923566878980892</origination_rate></row>
<row _id="3568"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>119</denials><originations>309</originations><total>428</total><denial_rate>0.2780373831775701</denial_rate><origination_rate>0.7219626168224299</origination_rate></row>
<row _id="3569"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>265</denials><originations>392</originations><total>657</total><denial_rate>0.4033485540334855</denial_rate><origination_rate>0.5966514459665144</origination_rate></row>
<row _id="3570"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>246</denials><originations>2215</originations><total>2461</total><denial_rate>0.09995936611133685</denial_rate><origination_rate>0.9000406338886632</origination_rate></row>
<row _id="3571"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>622</denials><originations>2043</originations><total>2665</total><denial_rate>0.23339587242026266</denial_rate><origination_rate>0.7666041275797373</origination_rate></row>
<row _id="3572"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1133</denials><originations>4650</originations><total>5783</total><denial_rate>0.19591907314542625</denial_rate><origination_rate>0.8040809268545738</origination_rate></row>
<row _id="3573"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>610</denials><originations>1240</originations><total>1850</total><denial_rate>0.32972972972972975</denial_rate><origination_rate>0.6702702702702703</origination_rate></row>
<row _id="3574"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>515</denials><originations>5844</originations><total>6359</total><denial_rate>0.08098757666299733</denial_rate><origination_rate>0.9190124233370027</origination_rate></row>
<row _id="3575"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1443</denials><originations>6023</originations><total>7466</total><denial_rate>0.1932761853736941</denial_rate><origination_rate>0.8067238146263059</origination_rate></row>
<row _id="3576"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2568</denials><originations>13107</originations><total>15675</total><denial_rate>0.16382775119617224</denial_rate><origination_rate>0.8361722488038278</origination_rate></row>
<row _id="3577"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>78</denials><originations>95</originations><total>173</total><denial_rate>0.4508670520231214</denial_rate><origination_rate>0.5491329479768786</origination_rate></row>
<row _id="3578"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>111</denials><originations>895</originations><total>1006</total><denial_rate>0.110337972166998</denial_rate><origination_rate>0.889662027833002</origination_rate></row>
<row _id="3579"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>174</denials><originations>628</originations><total>802</total><denial_rate>0.2169576059850374</denial_rate><origination_rate>0.7830423940149626</origination_rate></row>
<row _id="3580"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>363</denials><originations>1618</originations><total>1981</total><denial_rate>0.18324078748107017</denial_rate><origination_rate>0.8167592125189298</origination_rate></row>
<row _id="3581"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>573</denials><originations>1176</originations><total>1749</total><denial_rate>0.3276157804459691</denial_rate><origination_rate>0.6723842195540308</origination_rate></row>
<row _id="3582"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>440</denials><originations>5156</originations><total>5596</total><denial_rate>0.07862759113652609</denial_rate><origination_rate>0.9213724088634739</origination_rate></row>
<row _id="3583"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1325</denials><originations>5522</originations><total>6847</total><denial_rate>0.1935154082079743</denial_rate><origination_rate>0.8064845917920257</origination_rate></row>
<row _id="3584"><year>2019</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2338</denials><originations>11854</originations><total>14192</total><denial_rate>0.16474069898534385</denial_rate><origination_rate>0.8352593010146562</origination_rate></row>
<row _id="3585"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>113</denials><originations>42</originations><total>155</total><denial_rate>0.7290322580645161</denial_rate><origination_rate>0.2709677419354839</origination_rate></row>
<row _id="3586"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>75</denials><originations>428</originations><total>503</total><denial_rate>0.14910536779324055</denial_rate><origination_rate>0.8508946322067594</origination_rate></row>
<row _id="3587"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>107</denials><originations>203</originations><total>310</total><denial_rate>0.34516129032258064</denial_rate><origination_rate>0.6548387096774193</origination_rate></row>
<row _id="3588"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>295</denials><originations>673</originations><total>968</total><denial_rate>0.3047520661157025</denial_rate><origination_rate>0.6952479338842975</origination_rate></row>
<row _id="3589"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>261</denials><originations>99</originations><total>360</total><denial_rate>0.725</denial_rate><origination_rate>0.275</origination_rate></row>
<row _id="3590"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>206</denials><originations>1058</originations><total>1264</total><denial_rate>0.1629746835443038</denial_rate><origination_rate>0.8370253164556962</origination_rate></row>
<row _id="3591"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>331</denials><originations>373</originations><total>704</total><denial_rate>0.47017045454545453</denial_rate><origination_rate>0.5298295454545454</origination_rate></row>
<row _id="3592"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>798</denials><originations>1530</originations><total>2328</total><denial_rate>0.3427835051546392</denial_rate><origination_rate>0.6572164948453608</origination_rate></row>
<row _id="3593"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>327</denials><originations>271</originations><total>598</total><denial_rate>0.5468227424749164</denial_rate><origination_rate>0.4531772575250836</origination_rate></row>
<row _id="3594"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>193</denials><originations>1585</originations><total>1778</total><denial_rate>0.10854893138357705</denial_rate><origination_rate>0.891451068616423</origination_rate></row>
<row _id="3595"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>484</denials><originations>1047</originations><total>1531</total><denial_rate>0.3161332462442848</denial_rate><origination_rate>0.6838667537557153</origination_rate></row>
<row _id="3596"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1004</denials><originations>2903</originations><total>3907</total><denial_rate>0.2569746608651139</denial_rate><origination_rate>0.7430253391348861</origination_rate></row>
<row _id="3597"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>42</denials><originations>18</originations><total>60</total><denial_rate>0.7</denial_rate><origination_rate>0.3</origination_rate></row>
<row _id="3598"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>32</denials><originations>168</originations><total>200</total><denial_rate>0.16</denial_rate><origination_rate>0.84</origination_rate></row>
<row _id="3599"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>42</denials><originations>66</originations><total>108</total><denial_rate>0.3888888888888889</denial_rate><origination_rate>0.6111111111111112</origination_rate></row>
<row _id="3600"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>116</denials><originations>252</originations><total>368</total><denial_rate>0.31521739130434784</denial_rate><origination_rate>0.6847826086956522</origination_rate></row>
<row _id="3601"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>483</denials><originations>378</originations><total>861</total><denial_rate>0.5609756097560976</denial_rate><origination_rate>0.43902439024390244</origination_rate></row>
<row _id="3602"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>272</denials><originations>2110</originations><total>2382</total><denial_rate>0.11418975650713686</denial_rate><origination_rate>0.8858102434928632</origination_rate></row>
<row _id="3603"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>682</denials><originations>1558</originations><total>2240</total><denial_rate>0.3044642857142857</denial_rate><origination_rate>0.6955357142857143</origination_rate></row>
<row _id="3604"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1437</denials><originations>4046</originations><total>5483</total><denial_rate>0.2620828013861025</denial_rate><origination_rate>0.7379171986138975</origination_rate></row>
<row _id="3605"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1000</denials><originations>1133</originations><total>2133</total><denial_rate>0.46882325363338023</denial_rate><origination_rate>0.5311767463666198</origination_rate></row>
<row _id="3606"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>534</denials><originations>5365</originations><total>5899</total><denial_rate>0.09052381759620275</denial_rate><origination_rate>0.9094761824037972</origination_rate></row>
<row _id="3607"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1593</denials><originations>4581</originations><total>6174</total><denial_rate>0.25801749271137026</denial_rate><origination_rate>0.7419825072886297</origination_rate></row>
<row _id="3608"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3127</denials><originations>11079</originations><total>14206</total><denial_rate>0.22011825989018724</denial_rate><origination_rate>0.7798817401098127</origination_rate></row>
<row _id="3609"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>405</denials><originations>150</originations><total>555</total><denial_rate>0.7297297297297297</denial_rate><origination_rate>0.2702702702702703</origination_rate></row>
<row _id="3610"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>287</denials><originations>1507</originations><total>1794</total><denial_rate>0.15997770345596432</denial_rate><origination_rate>0.8400222965440357</origination_rate></row>
<row _id="3611"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>452</denials><originations>601</originations><total>1053</total><denial_rate>0.42924976258309594</denial_rate><origination_rate>0.5707502374169041</origination_rate></row>
<row _id="3612"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1144</denials><originations>2258</originations><total>3402</total><denial_rate>0.33627278071722516</denial_rate><origination_rate>0.6637272192827748</origination_rate></row>
<row _id="3613"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>639</denials><originations>1010</originations><total>1649</total><denial_rate>0.38750758035172833</denial_rate><origination_rate>0.6124924196482717</origination_rate></row>
<row _id="3614"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>286</denials><originations>4012</originations><total>4298</total><denial_rate>0.0665425779432294</denial_rate><origination_rate>0.9334574220567706</origination_rate></row>
<row _id="3615"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1181</denials><originations>4061</originations><total>5242</total><denial_rate>0.22529568866844715</denial_rate><origination_rate>0.7747043113315528</origination_rate></row>
<row _id="3616"><year>2019</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>2106</denials><originations>9083</originations><total>11189</total><denial_rate>0.1882205737778175</denial_rate><origination_rate>0.8117794262221825</origination_rate></row>
<row _id="3617"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>22</denials><originations>13</originations><total>35</total><denial_rate>0.6285714285714286</denial_rate><origination_rate>0.37142857142857144</origination_rate></row>
<row _id="3618"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>10</denials><originations>96</originations><total>106</total><denial_rate>0.09433962264150944</denial_rate><origination_rate>0.9056603773584906</origination_rate></row>
<row _id="3619"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>32</denials><originations>66</originations><total>98</total><denial_rate>0.32653061224489793</denial_rate><origination_rate>0.673469387755102</origination_rate></row>
<row _id="3620"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>64</denials><originations>175</originations><total>239</total><denial_rate>0.26778242677824265</denial_rate><origination_rate>0.7322175732217573</origination_rate></row>
<row _id="3621"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>47</denials><originations>36</originations><total>83</total><denial_rate>0.5662650602409639</denial_rate><origination_rate>0.43373493975903615</origination_rate></row>
<row _id="3622"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>66</denials><originations>433</originations><total>499</total><denial_rate>0.13226452905811623</denial_rate><origination_rate>0.8677354709418837</origination_rate></row>
<row _id="3623"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>124</denials><originations>158</originations><total>282</total><denial_rate>0.4397163120567376</denial_rate><origination_rate>0.5602836879432624</origination_rate></row>
<row _id="3624"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>237</denials><originations>627</originations><total>864</total><denial_rate>0.2743055555555556</denial_rate><origination_rate>0.7256944444444444</origination_rate></row>
<row _id="3625"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>149</denials><originations>129</originations><total>278</total><denial_rate>0.5359712230215827</denial_rate><origination_rate>0.46402877697841727</origination_rate></row>
<row _id="3626"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>104</denials><originations>1114</originations><total>1218</total><denial_rate>0.08538587848932677</denial_rate><origination_rate>0.9146141215106732</origination_rate></row>
<row _id="3627"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>246</denials><originations>542</originations><total>788</total><denial_rate>0.31218274111675126</denial_rate><origination_rate>0.6878172588832487</origination_rate></row>
<row _id="3628"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>499</denials><originations>1785</originations><total>2284</total><denial_rate>0.21847635726795098</denial_rate><origination_rate>0.781523642732049</origination_rate></row>
<row _id="3629"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>24</denials><originations>15</originations><total>39</total><denial_rate>0.6153846153846154</denial_rate><origination_rate>0.38461538461538464</origination_rate></row>
<row _id="3630"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>33</denials><originations>251</originations><total>284</total><denial_rate>0.11619718309859155</denial_rate><origination_rate>0.8838028169014085</origination_rate></row>
<row _id="3631"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>27</denials><originations>48</originations><total>75</total><denial_rate>0.36</denial_rate><origination_rate>0.64</origination_rate></row>
<row _id="3632"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>84</denials><originations>314</originations><total>398</total><denial_rate>0.21105527638190955</denial_rate><origination_rate>0.7889447236180904</origination_rate></row>
<row _id="3633"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>213</denials><originations>175</originations><total>388</total><denial_rate>0.5489690721649485</denial_rate><origination_rate>0.45103092783505155</origination_rate></row>
<row _id="3634"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>160</denials><originations>1612</originations><total>1772</total><denial_rate>0.09029345372460497</denial_rate><origination_rate>0.909706546275395</origination_rate></row>
<row _id="3635"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>395</denials><originations>952</originations><total>1347</total><denial_rate>0.29324424647364516</denial_rate><origination_rate>0.7067557535263549</origination_rate></row>
<row _id="3636"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>768</denials><originations>2739</originations><total>3507</total><denial_rate>0.21899059024807527</denial_rate><origination_rate>0.7810094097519247</origination_rate></row>
<row _id="3637"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>478</denials><originations>553</originations><total>1031</total><denial_rate>0.463627546071775</denial_rate><origination_rate>0.5363724539282251</origination_rate></row>
<row _id="3638"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>290</denials><originations>3630</originations><total>3920</total><denial_rate>0.07397959183673469</denial_rate><origination_rate>0.9260204081632653</origination_rate></row>
<row _id="3639"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>899</denials><originations>2457</originations><total>3356</total><denial_rate>0.2678784266984505</denial_rate><origination_rate>0.7321215733015495</origination_rate></row>
<row _id="3640"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1667</denials><originations>6640</originations><total>8307</total><denial_rate>0.20067413025159503</denial_rate><origination_rate>0.7993258697484049</origination_rate></row>
<row _id="3641"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>74</denials><originations>53</originations><total>127</total><denial_rate>0.5826771653543307</denial_rate><origination_rate>0.41732283464566927</origination_rate></row>
<row _id="3642"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>79</denials><originations>545</originations><total>624</total><denial_rate>0.1266025641025641</denial_rate><origination_rate>0.8733974358974359</origination_rate></row>
<row _id="3643"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>164</denials><originations>234</originations><total>398</total><denial_rate>0.4120603015075377</denial_rate><origination_rate>0.5879396984924623</origination_rate></row>
<row _id="3644"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>317</denials><originations>832</originations><total>1149</total><denial_rate>0.2758920800696258</denial_rate><origination_rate>0.7241079199303743</origination_rate></row>
<row _id="3645"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>449</denials><originations>524</originations><total>973</total><denial_rate>0.4614594039054471</denial_rate><origination_rate>0.538540596094553</origination_rate></row>
<row _id="3646"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>241</denials><originations>3307</originations><total>3548</total><denial_rate>0.06792559188275085</denial_rate><origination_rate>0.9320744081172492</origination_rate></row>
<row _id="3647"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>753</denials><originations>2284</originations><total>3037</total><denial_rate>0.247942048073757</denial_rate><origination_rate>0.752057951926243</origination_rate></row>
<row _id="3648"><year>2019</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1443</denials><originations>6115</originations><total>7558</total><denial_rate>0.19092352474199523</denial_rate><origination_rate>0.8090764752580047</origination_rate></row>
<row _id="3649"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>50</denials><originations>56</originations><total>106</total><denial_rate>0.4716981132075472</denial_rate><origination_rate>0.5283018867924528</origination_rate></row>
<row _id="3650"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>79</denials><originations>715</originations><total>794</total><denial_rate>0.09949622166246852</denial_rate><origination_rate>0.9005037783375315</origination_rate></row>
<row _id="3651"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>116</denials><originations>501</originations><total>617</total><denial_rate>0.1880064829821718</denial_rate><origination_rate>0.8119935170178282</origination_rate></row>
<row _id="3652"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>245</denials><originations>1272</originations><total>1517</total><denial_rate>0.16150296638101516</denial_rate><origination_rate>0.8384970336189849</origination_rate></row>
<row _id="3653"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>112</denials><originations>30</originations><total>142</total><denial_rate>0.7887323943661971</denial_rate><origination_rate>0.2112676056338028</origination_rate></row>
<row _id="3654"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>80</denials><originations>368</originations><total>448</total><denial_rate>0.17857142857142858</denial_rate><origination_rate>0.8214285714285714</origination_rate></row>
<row _id="3655"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>137</denials><originations>148</originations><total>285</total><denial_rate>0.4807017543859649</denial_rate><origination_rate>0.519298245614035</origination_rate></row>
<row _id="3656"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>329</denials><originations>546</originations><total>875</total><denial_rate>0.376</denial_rate><origination_rate>0.624</origination_rate></row>
<row _id="3657"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>181</denials><originations>99</originations><total>280</total><denial_rate>0.6464285714285715</denial_rate><origination_rate>0.3535714285714286</origination_rate></row>
<row _id="3658"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>100</denials><originations>858</originations><total>958</total><denial_rate>0.10438413361169102</denial_rate><origination_rate>0.8956158663883089</origination_rate></row>
<row _id="3659"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>237</denials><originations>553</originations><total>790</total><denial_rate>0.3</denial_rate><origination_rate>0.7</origination_rate></row>
<row _id="3660"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>518</denials><originations>1510</originations><total>2028</total><denial_rate>0.25542406311637084</denial_rate><origination_rate>0.7445759368836292</origination_rate></row>
<row _id="3661"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>59</denials><originations>27</originations><total>86</total><denial_rate>0.686046511627907</denial_rate><origination_rate>0.313953488372093</origination_rate></row>
<row _id="3662"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>87</denials><originations>470</originations><total>557</total><denial_rate>0.1561938958707361</denial_rate><origination_rate>0.8438061041292639</origination_rate></row>
<row _id="3663"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>80</denials><originations>138</originations><total>218</total><denial_rate>0.3669724770642202</denial_rate><origination_rate>0.6330275229357798</origination_rate></row>
<row _id="3664"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>226</denials><originations>635</originations><total>861</total><denial_rate>0.26248548199767713</denial_rate><origination_rate>0.7375145180023229</origination_rate></row>
<row _id="3665"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>206</denials><originations>163</originations><total>369</total><denial_rate>0.5582655826558266</denial_rate><origination_rate>0.44173441734417346</origination_rate></row>
<row _id="3666"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>186</denials><originations>1252</originations><total>1438</total><denial_rate>0.12934631432545202</denial_rate><origination_rate>0.8706536856745479</origination_rate></row>
<row _id="3667"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>356</denials><originations>866</originations><total>1222</total><denial_rate>0.29132569558101473</denial_rate><origination_rate>0.7086743044189853</origination_rate></row>
<row _id="3668"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>748</denials><originations>2281</originations><total>3029</total><denial_rate>0.24694618686034994</denial_rate><origination_rate>0.75305381313965</origination_rate></row>
<row _id="3669"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>444</denials><originations>428</originations><total>872</total><denial_rate>0.5091743119266054</denial_rate><origination_rate>0.4908256880733945</origination_rate></row>
<row _id="3670"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>297</denials><originations>2696</originations><total>2993</total><denial_rate>0.09923154026060808</denial_rate><origination_rate>0.9007684597393919</origination_rate></row>
<row _id="3671"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>720</denials><originations>2269</originations><total>2989</total><denial_rate>0.24088323854131816</denial_rate><origination_rate>0.7591167614586818</origination_rate></row>
<row _id="3672"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1461</denials><originations>5393</originations><total>6854</total><denial_rate>0.2131601984242778</denial_rate><origination_rate>0.7868398015757222</origination_rate></row>
<row _id="3673"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>174</denials><originations>92</originations><total>266</total><denial_rate>0.6541353383458647</denial_rate><origination_rate>0.3458646616541353</origination_rate></row>
<row _id="3674"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>167</denials><originations>1096</originations><total>1263</total><denial_rate>0.13222486144101345</denial_rate><origination_rate>0.8677751385589866</origination_rate></row>
<row _id="3675"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>264</denials><originations>662</originations><total>926</total><denial_rate>0.28509719222462204</denial_rate><origination_rate>0.714902807775378</origination_rate></row>
<row _id="3676"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>605</denials><originations>1850</originations><total>2455</total><denial_rate>0.24643584521384929</denial_rate><origination_rate>0.7535641547861507</origination_rate></row>
<row _id="3677"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>333</denials><originations>359</originations><total>692</total><denial_rate>0.48121387283236994</denial_rate><origination_rate>0.5187861271676301</origination_rate></row>
<row _id="3678"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>200</denials><originations>2048</originations><total>2248</total><denial_rate>0.08896797153024912</denial_rate><origination_rate>0.9110320284697508</origination_rate></row>
<row _id="3679"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>543</denials><originations>1754</originations><total>2297</total><denial_rate>0.23639529821506314</denial_rate><origination_rate>0.7636047017849369</origination_rate></row>
<row _id="3680"><year>2019</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>1076</denials><originations>4161</originations><total>5237</total><denial_rate>0.20546114187511935</denial_rate><origination_rate>0.7945388581248807</origination_rate></row>
<row _id="3681"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>109</denials><originations>102</originations><total>211</total><denial_rate>0.5165876777251185</denial_rate><origination_rate>0.4834123222748815</origination_rate></row>
<row _id="3682"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>105</denials><originations>877</originations><total>982</total><denial_rate>0.10692464358452139</denial_rate><origination_rate>0.8930753564154786</origination_rate></row>
<row _id="3683"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>177</denials><originations>516</originations><total>693</total><denial_rate>0.2554112554112554</denial_rate><origination_rate>0.7445887445887446</origination_rate></row>
<row _id="3684"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>391</denials><originations>1495</originations><total>1886</total><denial_rate>0.2073170731707317</denial_rate><origination_rate>0.7926829268292683</origination_rate></row>
<row _id="3685"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>122</denials><originations>121</originations><total>243</total><denial_rate>0.5020576131687243</denial_rate><origination_rate>0.49794238683127573</origination_rate></row>
<row _id="3686"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>92</denials><originations>668</originations><total>760</total><denial_rate>0.12105263157894737</denial_rate><origination_rate>0.8789473684210526</origination_rate></row>
<row _id="3687"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>255</denials><originations>432</originations><total>687</total><denial_rate>0.37117903930131</denial_rate><origination_rate>0.62882096069869</origination_rate></row>
<row _id="3688"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>469</denials><originations>1221</originations><total>1690</total><denial_rate>0.2775147928994083</denial_rate><origination_rate>0.7224852071005917</origination_rate></row>
<row _id="3689"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>365</denials><originations>477</originations><total>842</total><denial_rate>0.4334916864608076</denial_rate><origination_rate>0.5665083135391924</origination_rate></row>
<row _id="3690"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>211</denials><originations>2270</originations><total>2481</total><denial_rate>0.08504635227730754</denial_rate><origination_rate>0.9149536477226925</origination_rate></row>
<row _id="3691"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>642</denials><originations>1830</originations><total>2472</total><denial_rate>0.25970873786407767</denial_rate><origination_rate>0.7402912621359223</origination_rate></row>
<row _id="3692"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1218</denials><originations>4577</originations><total>5795</total><denial_rate>0.21018119068162208</denial_rate><origination_rate>0.7898188093183779</origination_rate></row>
<row _id="3693"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>41</denials><originations>24</originations><total>65</total><denial_rate>0.6307692307692307</denial_rate><origination_rate>0.36923076923076925</origination_rate></row>
<row _id="3694"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>48</denials><originations>338</originations><total>386</total><denial_rate>0.12435233160621761</denial_rate><origination_rate>0.8756476683937824</origination_rate></row>
<row _id="3695"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>98</denials><originations>161</originations><total>259</total><denial_rate>0.3783783783783784</denial_rate><origination_rate>0.6216216216216216</origination_rate></row>
<row _id="3696"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>187</denials><originations>523</originations><total>710</total><denial_rate>0.2633802816901408</denial_rate><origination_rate>0.7366197183098592</origination_rate></row>
<row _id="3697"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>468</denials><originations>629</originations><total>1097</total><denial_rate>0.4266180492251595</denial_rate><origination_rate>0.5733819507748404</origination_rate></row>
<row _id="3698"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>293</denials><originations>3400</originations><total>3693</total><denial_rate>0.07933929054968861</denial_rate><origination_rate>0.9206607094503114</origination_rate></row>
<row _id="3699"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>970</denials><originations>2747</originations><total>3717</total><denial_rate>0.2609631423190745</denial_rate><origination_rate>0.7390368576809255</origination_rate></row>
<row _id="3700"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1731</denials><originations>6776</originations><total>8507</total><denial_rate>0.20347948748089809</denial_rate><origination_rate>0.7965205125191019</origination_rate></row>
<row _id="3701"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1146</denials><originations>2139</originations><total>3285</total><denial_rate>0.34885844748858447</denial_rate><origination_rate>0.6511415525114155</origination_rate></row>
<row _id="3702"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>636</denials><originations>9170</originations><total>9806</total><denial_rate>0.06485825005098919</denial_rate><origination_rate>0.9351417499490108</origination_rate></row>
<row _id="3703"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2255</denials><originations>8793</originations><total>11048</total><denial_rate>0.20410934105720493</denial_rate><origination_rate>0.7958906589427951</origination_rate></row>
<row _id="3704"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>4037</denials><originations>20102</originations><total>24139</total><denial_rate>0.16723973652595386</denial_rate><origination_rate>0.8327602634740462</origination_rate></row>
<row _id="3705"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>246</denials><originations>230</originations><total>476</total><denial_rate>0.5168067226890757</denial_rate><origination_rate>0.4831932773109244</origination_rate></row>
<row _id="3706"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>204</denials><originations>1588</originations><total>1792</total><denial_rate>0.11383928571428571</denial_rate><origination_rate>0.8861607142857143</origination_rate></row>
<row _id="3707"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>462</denials><originations>973</originations><total>1435</total><denial_rate>0.32195121951219513</denial_rate><origination_rate>0.6780487804878049</origination_rate></row>
<row _id="3708"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>912</denials><originations>2791</originations><total>3703</total><denial_rate>0.24628679449095328</denial_rate><origination_rate>0.7537132055090467</origination_rate></row>
<row _id="3709"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>960</denials><originations>1926</originations><total>2886</total><denial_rate>0.33264033264033266</denial_rate><origination_rate>0.6673596673596673</origination_rate></row>
<row _id="3710"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>494</denials><originations>7899</originations><total>8393</total><denial_rate>0.05885857262004051</denial_rate><origination_rate>0.9411414273799595</origination_rate></row>
<row _id="3711"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1873</denials><originations>7947</originations><total>9820</total><denial_rate>0.19073319755600815</denial_rate><origination_rate>0.8092668024439919</origination_rate></row>
<row _id="3712"><year>2019</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>3327</denials><originations>17772</originations><total>21099</total><denial_rate>0.15768519835063274</denial_rate><origination_rate>0.8423148016493672</origination_rate></row>
<row _id="3713"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>361</denials><originations>191</originations><total>552</total><denial_rate>0.6539855072463768</denial_rate><origination_rate>0.34601449275362317</origination_rate></row>
<row _id="3714"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>293</denials><originations>2399</originations><total>2692</total><denial_rate>0.10884101040118871</denial_rate><origination_rate>0.8911589895988113</origination_rate></row>
<row _id="3715"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>355</denials><originations>638</originations><total>993</total><denial_rate>0.35750251762336355</denial_rate><origination_rate>0.6424974823766365</origination_rate></row>
<row _id="3716"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>1009</denials><originations>3228</originations><total>4237</total><denial_rate>0.23814019353316027</denial_rate><origination_rate>0.7618598064668397</origination_rate></row>
<row _id="3717"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>1883</denials><originations>820</originations><total>2703</total><denial_rate>0.6966333703292638</denial_rate><origination_rate>0.30336662967073624</origination_rate></row>
<row _id="3718"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>656</denials><originations>2687</originations><total>3343</total><denial_rate>0.19623093030212385</denial_rate><origination_rate>0.8037690696978762</origination_rate></row>
<row _id="3719"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>2039</denials><originations>2162</originations><total>4201</total><denial_rate>0.48536062842180433</denial_rate><origination_rate>0.5146393715781956</origination_rate></row>
<row _id="3720"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>4578</denials><originations>5669</originations><total>10247</total><denial_rate>0.4467649068019908</denial_rate><origination_rate>0.5532350931980091</origination_rate></row>
<row _id="3721"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>1731</denials><originations>1009</originations><total>2740</total><denial_rate>0.6317518248175182</denial_rate><origination_rate>0.36824817518248176</origination_rate></row>
<row _id="3722"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>709</denials><originations>5024</originations><total>5733</total><denial_rate>0.12366998081283796</denial_rate><origination_rate>0.876330019187162</origination_rate></row>
<row _id="3723"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>2105</denials><originations>3270</originations><total>5375</total><denial_rate>0.3916279069767442</denial_rate><origination_rate>0.6083720930232558</origination_rate></row>
<row _id="3724"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>4545</denials><originations>9303</originations><total>13848</total><denial_rate>0.3282062391681109</denial_rate><origination_rate>0.6717937608318891</origination_rate></row>
<row _id="3725"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>439</denials><originations>131</originations><total>570</total><denial_rate>0.7701754385964912</denial_rate><origination_rate>0.22982456140350876</origination_rate></row>
<row _id="3726"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>244</denials><originations>1417</originations><total>1661</total><denial_rate>0.1468994581577363</denial_rate><origination_rate>0.8531005418422637</origination_rate></row>
<row _id="3727"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>476</denials><originations>563</originations><total>1039</total><denial_rate>0.45813282001924927</denial_rate><origination_rate>0.5418671799807507</origination_rate></row>
<row _id="3728"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>1159</denials><originations>2111</originations><total>3270</total><denial_rate>0.354434250764526</denial_rate><origination_rate>0.645565749235474</origination_rate></row>
<row _id="3729"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>1632</denials><originations>951</originations><total>2583</total><denial_rate>0.6318234610917538</denial_rate><origination_rate>0.3681765389082462</origination_rate></row>
<row _id="3730"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>783</denials><originations>5601</originations><total>6384</total><denial_rate>0.12265037593984962</denial_rate><origination_rate>0.8773496240601504</origination_rate></row>
<row _id="3731"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2147</denials><originations>3844</originations><total>5991</total><denial_rate>0.3583708896678351</denial_rate><origination_rate>0.641629110332165</origination_rate></row>
<row _id="3732"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>4562</denials><originations>10396</originations><total>14958</total><denial_rate>0.30498729776708117</denial_rate><origination_rate>0.6950127022329189</origination_rate></row>
<row _id="3733"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>3212</denials><originations>2361</originations><total>5573</total><denial_rate>0.5763502601830253</denial_rate><origination_rate>0.4236497398169747</origination_rate></row>
<row _id="3734"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>1392</denials><originations>11286</originations><total>12678</total><denial_rate>0.10979649787032655</denial_rate><origination_rate>0.8902035021296735</origination_rate></row>
<row _id="3735"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>4231</denials><originations>8554</originations><total>12785</total><denial_rate>0.33093468908877594</denial_rate><origination_rate>0.6690653109112241</origination_rate></row>
<row _id="3736"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>8835</denials><originations>22201</originations><total>31036</total><denial_rate>0.2846694161618765</denial_rate><origination_rate>0.7153305838381234</origination_rate></row>
<row _id="3737"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>2355</denials><originations>1051</originations><total>3406</total><denial_rate>0.6914268937169701</denial_rate><origination_rate>0.30857310628303</origination_rate></row>
<row _id="3738"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>980</denials><originations>5172</originations><total>6152</total><denial_rate>0.15929778933680103</denial_rate><origination_rate>0.840702210663199</origination_rate></row>
<row _id="3739"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>2511</denials><originations>2882</originations><total>5393</total><denial_rate>0.4656035601705915</denial_rate><origination_rate>0.5343964398294085</origination_rate></row>
<row _id="3740"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>5846</denials><originations>9105</originations><total>14951</total><denial_rate>0.3910106347401512</denial_rate><origination_rate>0.6089893652598488</origination_rate></row>
<row _id="3741"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>1248</denials><originations>1410</originations><total>2658</total><denial_rate>0.46952595936794583</denial_rate><origination_rate>0.5304740406320542</origination_rate></row>
<row _id="3742"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>625</denials><originations>7347</originations><total>7972</total><denial_rate>0.07839939789262418</denial_rate><origination_rate>0.9216006021073758</origination_rate></row>
<row _id="3743"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2080</denials><originations>6094</originations><total>8174</total><denial_rate>0.2544653780278933</denial_rate><origination_rate>0.7455346219721066</origination_rate></row>
<row _id="3744"><year>2019</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>3953</denials><originations>14851</originations><total>18804</total><denial_rate>0.21022122952563285</denial_rate><origination_rate>0.7897787704743672</origination_rate></row>
<row _id="3745"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>50</denials><originations>49</originations><total>99</total><denial_rate>0.5050505050505051</denial_rate><origination_rate>0.494949494949495</origination_rate></row>
<row _id="3746"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>50</denials><originations>537</originations><total>587</total><denial_rate>0.08517887563884156</denial_rate><origination_rate>0.9148211243611585</origination_rate></row>
<row _id="3747"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>195</denials><originations>1167</originations><total>1362</total><denial_rate>0.14317180616740088</denial_rate><origination_rate>0.8568281938325991</origination_rate></row>
<row _id="3748"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>295</denials><originations>1753</originations><total>2048</total><denial_rate>0.14404296875</denial_rate><origination_rate>0.85595703125</origination_rate></row>
<row _id="3749"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>22</denials><originations>20</originations><total>42</total><denial_rate>0.5238095238095238</denial_rate><origination_rate>0.47619047619047616</origination_rate></row>
<row _id="3750"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>24</denials><originations>188</originations><total>212</total><denial_rate>0.11320754716981132</denial_rate><origination_rate>0.8867924528301887</origination_rate></row>
<row _id="3751"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>87</denials><originations>246</originations><total>333</total><denial_rate>0.26126126126126126</denial_rate><origination_rate>0.7387387387387387</origination_rate></row>
<row _id="3752"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>133</denials><originations>454</originations><total>587</total><denial_rate>0.22657580919931858</denial_rate><origination_rate>0.7734241908006815</origination_rate></row>
<row _id="3753"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>183</denials><originations>287</originations><total>470</total><denial_rate>0.3893617021276596</denial_rate><origination_rate>0.6106382978723405</origination_rate></row>
<row _id="3754"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>178</denials><originations>1561</originations><total>1739</total><denial_rate>0.10235767682576193</denial_rate><origination_rate>0.8976423231742381</origination_rate></row>
<row _id="3755"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>622</denials><originations>3361</originations><total>3983</total><denial_rate>0.1561636957067537</denial_rate><origination_rate>0.8438363042932463</origination_rate></row>
<row _id="3756"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>983</denials><originations>5209</originations><total>6192</total><denial_rate>0.15875322997416022</denial_rate><origination_rate>0.8412467700258398</origination_rate></row>
<row _id="3757"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>28</denials><originations>36</originations><total>64</total><denial_rate>0.4375</denial_rate><origination_rate>0.5625</origination_rate></row>
<row _id="3758"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>39</denials><originations>294</originations><total>333</total><denial_rate>0.11711711711711711</denial_rate><origination_rate>0.8828828828828829</origination_rate></row>
<row _id="3759"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>94</denials><originations>355</originations><total>449</total><denial_rate>0.20935412026726058</denial_rate><origination_rate>0.7906458797327395</origination_rate></row>
<row _id="3760"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>161</denials><originations>685</originations><total>846</total><denial_rate>0.19030732860520094</denial_rate><origination_rate>0.8096926713947991</origination_rate></row>
<row _id="3761"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>289</denials><originations>445</originations><total>734</total><denial_rate>0.39373297002724794</denial_rate><origination_rate>0.6062670299727521</origination_rate></row>
<row _id="3762"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>250</denials><originations>2653</originations><total>2903</total><denial_rate>0.08611780916293489</denial_rate><origination_rate>0.9138821908370651</origination_rate></row>
<row _id="3763"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1180</denials><originations>5943</originations><total>7123</total><denial_rate>0.16566053629088867</denial_rate><origination_rate>0.8343394637091114</origination_rate></row>
<row _id="3764"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1719</denials><originations>9041</originations><total>10760</total><denial_rate>0.15975836431226767</denial_rate><origination_rate>0.8402416356877324</origination_rate></row>
<row _id="3765"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>710</denials><originations>1462</originations><total>2172</total><denial_rate>0.3268876611418048</denial_rate><origination_rate>0.6731123388581952</origination_rate></row>
<row _id="3766"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>552</denials><originations>6789</originations><total>7341</total><denial_rate>0.07519411524315488</denial_rate><origination_rate>0.9248058847568451</origination_rate></row>
<row _id="3767"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2674</denials><originations>17710</originations><total>20384</total><denial_rate>0.1311813186813187</denial_rate><origination_rate>0.8688186813186813</origination_rate></row>
<row _id="3768"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3936</denials><originations>25961</originations><total>29897</total><denial_rate>0.13165200521791484</denial_rate><origination_rate>0.8683479947820851</origination_rate></row>
<row _id="3769"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>80</denials><originations>80</originations><total>160</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="3770"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>80</denials><originations>756</originations><total>836</total><denial_rate>0.09569377990430622</denial_rate><origination_rate>0.9043062200956937</origination_rate></row>
<row _id="3771"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>295</denials><originations>1464</originations><total>1759</total><denial_rate>0.16770892552586697</denial_rate><origination_rate>0.832291074474133</origination_rate></row>
<row _id="3772"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>455</denials><originations>2300</originations><total>2755</total><denial_rate>0.16515426497277677</denial_rate><origination_rate>0.8348457350272233</origination_rate></row>
<row _id="3773"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>676</denials><originations>1465</originations><total>2141</total><denial_rate>0.31574030826716487</denial_rate><origination_rate>0.6842596917328351</origination_rate></row>
<row _id="3774"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>518</denials><originations>6364</originations><total>6882</total><denial_rate>0.07526881720430108</denial_rate><origination_rate>0.9247311827956989</origination_rate></row>
<row _id="3775"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2501</denials><originations>16779</originations><total>19280</total><denial_rate>0.12971991701244814</denial_rate><origination_rate>0.8702800829875519</origination_rate></row>
<row _id="3776"><year>2020</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>3695</denials><originations>24608</originations><total>28303</total><denial_rate>0.1305515316397555</denial_rate><origination_rate>0.8694484683602445</origination_rate></row>
<row _id="3777"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>45</denials><originations>33</originations><total>78</total><denial_rate>0.5769230769230769</denial_rate><origination_rate>0.4230769230769231</origination_rate></row>
<row _id="3778"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>53</denials><originations>438</originations><total>491</total><denial_rate>0.1079429735234216</denial_rate><origination_rate>0.8920570264765784</origination_rate></row>
<row _id="3779"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>156</denials><originations>808</originations><total>964</total><denial_rate>0.16182572614107885</denial_rate><origination_rate>0.8381742738589212</origination_rate></row>
<row _id="3780"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>254</denials><originations>1279</originations><total>1533</total><denial_rate>0.16568819308545335</denial_rate><origination_rate>0.8343118069145466</origination_rate></row>
<row _id="3781"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>69</denials><originations>41</originations><total>110</total><denial_rate>0.6272727272727273</denial_rate><origination_rate>0.37272727272727274</origination_rate></row>
<row _id="3782"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>164</denials><originations>1016</originations><total>1180</total><denial_rate>0.13898305084745763</denial_rate><origination_rate>0.8610169491525423</origination_rate></row>
<row _id="3783"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>327</denials><originations>810</originations><total>1137</total><denial_rate>0.287598944591029</denial_rate><origination_rate>0.712401055408971</origination_rate></row>
<row _id="3784"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>560</denials><originations>1867</originations><total>2427</total><denial_rate>0.23073753605274</denial_rate><origination_rate>0.76926246394726</origination_rate></row>
<row _id="3785"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>185</denials><originations>152</originations><total>337</total><denial_rate>0.5489614243323442</denial_rate><origination_rate>0.45103857566765576</origination_rate></row>
<row _id="3786"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>210</denials><originations>1890</originations><total>2100</total><denial_rate>0.1</denial_rate><origination_rate>0.9</origination_rate></row>
<row _id="3787"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>511</denials><originations>2116</originations><total>2627</total><denial_rate>0.19451846212409593</denial_rate><origination_rate>0.805481537875904</origination_rate></row>
<row _id="3788"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>906</denials><originations>4158</originations><total>5064</total><denial_rate>0.17890995260663506</denial_rate><origination_rate>0.8210900473933649</origination_rate></row>
<row _id="3789"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>40</denials><originations>16</originations><total>56</total><denial_rate>0.7142857142857143</denial_rate><origination_rate>0.2857142857142857</origination_rate></row>
<row _id="3790"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>82</denials><originations>479</originations><total>561</total><denial_rate>0.14616755793226383</denial_rate><origination_rate>0.8538324420677362</origination_rate></row>
<row _id="3791"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>121</denials><originations>358</originations><total>479</total><denial_rate>0.25260960334029225</denial_rate><origination_rate>0.7473903966597077</origination_rate></row>
<row _id="3792"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>243</denials><originations>853</originations><total>1096</total><denial_rate>0.22171532846715328</denial_rate><origination_rate>0.7782846715328468</origination_rate></row>
<row _id="3793"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>243</denials><originations>200</originations><total>443</total><denial_rate>0.5485327313769752</denial_rate><origination_rate>0.45146726862302483</origination_rate></row>
<row _id="3794"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>299</denials><originations>2494</originations><total>2793</total><denial_rate>0.10705334765485142</denial_rate><origination_rate>0.8929466523451486</origination_rate></row>
<row _id="3795"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>912</denials><originations>3718</originations><total>4630</total><denial_rate>0.19697624190064794</denial_rate><origination_rate>0.803023758099352</origination_rate></row>
<row _id="3796"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1454</denials><originations>6412</originations><total>7866</total><denial_rate>0.1848461734045258</denial_rate><origination_rate>0.8151538265954742</origination_rate></row>
<row _id="3797"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>517</denials><originations>631</originations><total>1148</total><denial_rate>0.45034843205574915</denial_rate><origination_rate>0.5496515679442509</origination_rate></row>
<row _id="3798"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>524</denials><originations>5632</originations><total>6156</total><denial_rate>0.08512020792722547</denial_rate><origination_rate>0.9148797920727745</origination_rate></row>
<row _id="3799"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1826</denials><originations>9594</originations><total>11420</total><denial_rate>0.15989492119089316</denial_rate><origination_rate>0.8401050788091068</origination_rate></row>
<row _id="3800"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2867</denials><originations>15857</originations><total>18724</total><denial_rate>0.15311899166844692</denial_rate><origination_rate>0.8468810083315531</origination_rate></row>
<row _id="3801"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>119</denials><originations>76</originations><total>195</total><denial_rate>0.6102564102564103</denial_rate><origination_rate>0.38974358974358975</origination_rate></row>
<row _id="3802"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>226</denials><originations>1489</originations><total>1715</total><denial_rate>0.13177842565597667</denial_rate><origination_rate>0.8682215743440234</origination_rate></row>
<row _id="3803"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>508</denials><originations>1663</originations><total>2171</total><denial_rate>0.23399355135882083</denial_rate><origination_rate>0.7660064486411792</origination_rate></row>
<row _id="3804"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>853</denials><originations>3228</originations><total>4081</total><denial_rate>0.209017397696643</denial_rate><origination_rate>0.790982602303357</origination_rate></row>
<row _id="3805"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>439</denials><originations>591</originations><total>1030</total><denial_rate>0.4262135922330097</denial_rate><origination_rate>0.5737864077669903</origination_rate></row>
<row _id="3806"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>375</denials><originations>4596</originations><total>4971</total><denial_rate>0.07543753771876886</denial_rate><origination_rate>0.9245624622812312</origination_rate></row>
<row _id="3807"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1431</denials><originations>8301</originations><total>9732</total><denial_rate>0.14704069050554872</denial_rate><origination_rate>0.8529593094944513</origination_rate></row>
<row _id="3808"><year>2020</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>2245</denials><originations>13488</originations><total>15733</total><denial_rate>0.14269370113773597</denial_rate><origination_rate>0.8573062988622641</origination_rate></row>
<row _id="3809"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>51</denials><originations>17</originations><total>68</total><denial_rate>0.75</denial_rate><origination_rate>0.25</origination_rate></row>
<row _id="3810"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>62</denials><originations>352</originations><total>414</total><denial_rate>0.1497584541062802</denial_rate><origination_rate>0.8502415458937198</origination_rate></row>
<row _id="3811"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>141</denials><originations>386</originations><total>527</total><denial_rate>0.2675521821631879</denial_rate><origination_rate>0.7324478178368121</origination_rate></row>
<row _id="3812"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>254</denials><originations>755</originations><total>1009</total><denial_rate>0.25173439048562934</denial_rate><origination_rate>0.7482656095143707</origination_rate></row>
<row _id="3813"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>92</denials><originations>51</originations><total>143</total><denial_rate>0.6433566433566433</denial_rate><origination_rate>0.35664335664335667</origination_rate></row>
<row _id="3814"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>198</denials><originations>964</originations><total>1162</total><denial_rate>0.1703958691910499</denial_rate><origination_rate>0.8296041308089501</origination_rate></row>
<row _id="3815"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>293</denials><originations>650</originations><total>943</total><denial_rate>0.3107104984093319</denial_rate><origination_rate>0.689289501590668</origination_rate></row>
<row _id="3816"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>583</denials><originations>1665</originations><total>2248</total><denial_rate>0.25934163701067614</denial_rate><origination_rate>0.7406583629893239</origination_rate></row>
<row _id="3817"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>196</denials><originations>148</originations><total>344</total><denial_rate>0.5697674418604651</denial_rate><origination_rate>0.43023255813953487</origination_rate></row>
<row _id="3818"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>232</denials><originations>1981</originations><total>2213</total><denial_rate>0.10483506552191595</denial_rate><origination_rate>0.8951649344780841</origination_rate></row>
<row _id="3819"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>505</denials><originations>1943</originations><total>2448</total><denial_rate>0.2062908496732026</denial_rate><origination_rate>0.7937091503267973</origination_rate></row>
<row _id="3820"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>933</denials><originations>4072</originations><total>5005</total><denial_rate>0.1864135864135864</denial_rate><origination_rate>0.8135864135864136</origination_rate></row>
<row _id="3821"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>75</denials><originations>25</originations><total>100</total><denial_rate>0.75</denial_rate><origination_rate>0.25</origination_rate></row>
<row _id="3822"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>113</denials><originations>890</originations><total>1003</total><denial_rate>0.11266201395812563</denial_rate><origination_rate>0.8873379860418744</origination_rate></row>
<row _id="3823"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>139</denials><originations>421</originations><total>560</total><denial_rate>0.24821428571428572</denial_rate><origination_rate>0.7517857142857143</origination_rate></row>
<row _id="3824"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>327</denials><originations>1336</originations><total>1663</total><denial_rate>0.19663259170174383</denial_rate><origination_rate>0.8033674082982561</origination_rate></row>
<row _id="3825"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>232</denials><originations>195</originations><total>427</total><denial_rate>0.5433255269320844</denial_rate><origination_rate>0.4566744730679157</origination_rate></row>
<row _id="3826"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>291</denials><originations>2582</originations><total>2873</total><denial_rate>0.10128785241907413</denial_rate><origination_rate>0.8987121475809259</origination_rate></row>
<row _id="3827"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>783</denials><originations>2994</originations><total>3777</total><denial_rate>0.2073073868149325</denial_rate><origination_rate>0.7926926131850676</origination_rate></row>
<row _id="3828"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1306</denials><originations>5771</originations><total>7077</total><denial_rate>0.18454147237530028</denial_rate><origination_rate>0.8154585276246997</origination_rate></row>
<row _id="3829"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>494</denials><originations>571</originations><total>1065</total><denial_rate>0.463849765258216</denial_rate><origination_rate>0.536150234741784</origination_rate></row>
<row _id="3830"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>506</denials><originations>5106</originations><total>5612</total><denial_rate>0.09016393442622951</denial_rate><origination_rate>0.9098360655737705</origination_rate></row>
<row _id="3831"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1570</denials><originations>7638</originations><total>9208</total><denial_rate>0.170503909643788</denial_rate><origination_rate>0.829496090356212</origination_rate></row>
<row _id="3832"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2570</denials><originations>13315</originations><total>15885</total><denial_rate>0.1617878501731193</denial_rate><origination_rate>0.8382121498268807</origination_rate></row>
<row _id="3833"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>157</denials><originations>77</originations><total>234</total><denial_rate>0.6709401709401709</denial_rate><origination_rate>0.32905982905982906</origination_rate></row>
<row _id="3834"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>267</denials><originations>1362</originations><total>1629</total><denial_rate>0.16390423572744015</denial_rate><origination_rate>0.8360957642725598</origination_rate></row>
<row _id="3835"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>451</denials><originations>1079</originations><total>1530</total><denial_rate>0.29477124183006537</denial_rate><origination_rate>0.7052287581699347</origination_rate></row>
<row _id="3836"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>875</denials><originations>2518</originations><total>3393</total><denial_rate>0.25788387857353373</denial_rate><origination_rate>0.7421161214264662</origination_rate></row>
<row _id="3837"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>408</denials><originations>524</originations><total>932</total><denial_rate>0.43776824034334766</denial_rate><origination_rate>0.5622317596566524</origination_rate></row>
<row _id="3838"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>328</denials><originations>4538</originations><total>4866</total><denial_rate>0.06740649404027949</denial_rate><origination_rate>0.9325935059597205</origination_rate></row>
<row _id="3839"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1216</denials><originations>6957</originations><total>8173</total><denial_rate>0.1487825767771932</denial_rate><origination_rate>0.8512174232228068</origination_rate></row>
<row _id="3840"><year>2020</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1952</denials><originations>12019</originations><total>13971</total><denial_rate>0.13971798725932288</denial_rate><origination_rate>0.8602820127406772</origination_rate></row>
<row _id="3841"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>28</denials><originations>56</originations><total>84</total><denial_rate>0.3333333333333333</denial_rate><origination_rate>0.6666666666666666</origination_rate></row>
<row _id="3842"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>50</denials><originations>747</originations><total>797</total><denial_rate>0.06273525721455459</denial_rate><origination_rate>0.9372647427854455</origination_rate></row>
<row _id="3843"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>200</denials><originations>1752</originations><total>1952</total><denial_rate>0.10245901639344263</denial_rate><origination_rate>0.8975409836065574</origination_rate></row>
<row _id="3844"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>278</denials><originations>2555</originations><total>2833</total><denial_rate>0.09812919166960819</denial_rate><origination_rate>0.9018708083303918</origination_rate></row>
<row _id="3845"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>15</denials><originations>16</originations><total>31</total><denial_rate>0.4838709677419355</denial_rate><origination_rate>0.5161290322580645</origination_rate></row>
<row _id="3846"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>39</denials><originations>180</originations><total>219</total><denial_rate>0.1780821917808219</denial_rate><origination_rate>0.821917808219178</origination_rate></row>
<row _id="3847"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>121</denials><originations>294</originations><total>415</total><denial_rate>0.29156626506024097</denial_rate><origination_rate>0.708433734939759</origination_rate></row>
<row _id="3848"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>175</denials><originations>490</originations><total>665</total><denial_rate>0.2631578947368421</denial_rate><origination_rate>0.7368421052631579</origination_rate></row>
<row _id="3849"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>120</denials><originations>198</originations><total>318</total><denial_rate>0.37735849056603776</denial_rate><origination_rate>0.6226415094339622</origination_rate></row>
<row _id="3850"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>160</denials><originations>1370</originations><total>1530</total><denial_rate>0.10457516339869281</denial_rate><origination_rate>0.8954248366013072</origination_rate></row>
<row _id="3851"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>507</denials><originations>2655</originations><total>3162</total><denial_rate>0.1603415559772296</denial_rate><origination_rate>0.8396584440227703</origination_rate></row>
<row _id="3852"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>787</denials><originations>4223</originations><total>5010</total><denial_rate>0.15708582834331336</denial_rate><origination_rate>0.8429141716566866</origination_rate></row>
<row _id="3853"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>27</denials><originations>17</originations><total>44</total><denial_rate>0.6136363636363636</denial_rate><origination_rate>0.38636363636363635</origination_rate></row>
<row _id="3854"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>48</denials><originations>238</originations><total>286</total><denial_rate>0.16783216783216784</denial_rate><origination_rate>0.8321678321678322</origination_rate></row>
<row _id="3855"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>86</denials><originations>243</originations><total>329</total><denial_rate>0.2613981762917933</denial_rate><origination_rate>0.7386018237082067</origination_rate></row>
<row _id="3856"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>161</denials><originations>498</originations><total>659</total><denial_rate>0.24430955993930198</denial_rate><origination_rate>0.7556904400606981</origination_rate></row>
<row _id="3857"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>196</denials><originations>337</originations><total>533</total><denial_rate>0.3677298311444653</denial_rate><origination_rate>0.6322701688555347</origination_rate></row>
<row _id="3858"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>200</denials><originations>2380</originations><total>2580</total><denial_rate>0.07751937984496124</denial_rate><origination_rate>0.9224806201550387</origination_rate></row>
<row _id="3859"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>971</denials><originations>5468</originations><total>6439</total><denial_rate>0.1507998136356577</denial_rate><origination_rate>0.8492001863643422</origination_rate></row>
<row _id="3860"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1367</denials><originations>8185</originations><total>9552</total><denial_rate>0.1431113902847571</denial_rate><origination_rate>0.8568886097152428</origination_rate></row>
<row _id="3861"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>428</denials><originations>1122</originations><total>1550</total><denial_rate>0.2761290322580645</denial_rate><origination_rate>0.7238709677419355</origination_rate></row>
<row _id="3862"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>477</denials><originations>6273</originations><total>6750</total><denial_rate>0.07066666666666667</denial_rate><origination_rate>0.9293333333333333</origination_rate></row>
<row _id="3863"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2189</denials><originations>15591</originations><total>17780</total><denial_rate>0.12311586051743532</denial_rate><origination_rate>0.8768841394825647</origination_rate></row>
<row _id="3864"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3094</denials><originations>22986</originations><total>26080</total><denial_rate>0.11863496932515337</denial_rate><origination_rate>0.8813650306748466</origination_rate></row>
<row _id="3865"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>48</denials><originations>76</originations><total>124</total><denial_rate>0.3870967741935484</denial_rate><origination_rate>0.6129032258064516</origination_rate></row>
<row _id="3866"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>92</denials><originations>958</originations><total>1050</total><denial_rate>0.08761904761904762</denial_rate><origination_rate>0.9123809523809524</origination_rate></row>
<row _id="3867"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>335</denials><originations>2094</originations><total>2429</total><denial_rate>0.13791683820502265</denial_rate><origination_rate>0.8620831617949773</origination_rate></row>
<row _id="3868"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>475</denials><originations>3128</originations><total>3603</total><denial_rate>0.131834582292534</denial_rate><origination_rate>0.868165417707466</origination_rate></row>
<row _id="3869"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>422</denials><originations>1082</originations><total>1504</total><denial_rate>0.28058510638297873</denial_rate><origination_rate>0.7194148936170213</origination_rate></row>
<row _id="3870"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>431</denials><originations>5604</originations><total>6035</total><denial_rate>0.07141673570836786</denial_rate><origination_rate>0.9285832642916322</origination_rate></row>
<row _id="3871"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1987</denials><originations>13977</originations><total>15964</total><denial_rate>0.12446755199198196</denial_rate><origination_rate>0.875532448008018</origination_rate></row>
<row _id="3872"><year>2020</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2840</denials><originations>20663</originations><total>23503</total><denial_rate>0.12083563800365911</denial_rate><origination_rate>0.8791643619963408</origination_rate></row>
<row _id="3873"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>50</denials><originations>40</originations><total>90</total><denial_rate>0.5555555555555556</denial_rate><origination_rate>0.4444444444444444</origination_rate></row>
<row _id="3874"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>86</denials><originations>442</originations><total>528</total><denial_rate>0.16287878787878787</denial_rate><origination_rate>0.8371212121212122</origination_rate></row>
<row _id="3875"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>157</denials><originations>676</originations><total>833</total><denial_rate>0.18847539015606243</denial_rate><origination_rate>0.8115246098439376</origination_rate></row>
<row _id="3876"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>293</denials><originations>1158</originations><total>1451</total><denial_rate>0.20192970365265334</denial_rate><origination_rate>0.7980702963473466</origination_rate></row>
<row _id="3877"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>160</denials><originations>61</originations><total>221</total><denial_rate>0.7239819004524887</denial_rate><origination_rate>0.27601809954751133</origination_rate></row>
<row _id="3878"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>249</denials><originations>1141</originations><total>1390</total><denial_rate>0.17913669064748203</denial_rate><origination_rate>0.820863309352518</origination_rate></row>
<row _id="3879"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>370</denials><originations>671</originations><total>1041</total><denial_rate>0.3554274735830932</denial_rate><origination_rate>0.6445725264169068</origination_rate></row>
<row _id="3880"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>779</denials><originations>1873</originations><total>2652</total><denial_rate>0.29374057315233787</denial_rate><origination_rate>0.7062594268476622</origination_rate></row>
<row _id="3881"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>232</denials><originations>203</originations><total>435</total><denial_rate>0.5333333333333333</denial_rate><origination_rate>0.4666666666666667</origination_rate></row>
<row _id="3882"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>234</denials><originations>1812</originations><total>2046</total><denial_rate>0.11436950146627566</denial_rate><origination_rate>0.8856304985337243</origination_rate></row>
<row _id="3883"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>603</denials><originations>2206</originations><total>2809</total><denial_rate>0.21466714133143466</denial_rate><origination_rate>0.7853328586685653</origination_rate></row>
<row _id="3884"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1069</denials><originations>4221</originations><total>5290</total><denial_rate>0.20207939508506617</denial_rate><origination_rate>0.7979206049149339</origination_rate></row>
<row _id="3885"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>23</denials><originations>21</originations><total>44</total><denial_rate>0.5227272727272727</denial_rate><origination_rate>0.4772727272727273</origination_rate></row>
<row _id="3886"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>35</denials><originations>210</originations><total>245</total><denial_rate>0.14285714285714285</denial_rate><origination_rate>0.8571428571428571</origination_rate></row>
<row _id="3887"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>42</denials><originations>145</originations><total>187</total><denial_rate>0.22459893048128343</denial_rate><origination_rate>0.7754010695187166</origination_rate></row>
<row _id="3888"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>100</denials><originations>376</originations><total>476</total><denial_rate>0.21008403361344538</denial_rate><origination_rate>0.7899159663865546</origination_rate></row>
<row _id="3889"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>269</denials><originations>287</originations><total>556</total><denial_rate>0.48381294964028776</denial_rate><origination_rate>0.5161870503597122</origination_rate></row>
<row _id="3890"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>268</denials><originations>2165</originations><total>2433</total><denial_rate>0.11015207562679818</denial_rate><origination_rate>0.8898479243732018</origination_rate></row>
<row _id="3891"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>890</denials><originations>3503</originations><total>4393</total><denial_rate>0.20259503755975417</denial_rate><origination_rate>0.7974049624402458</origination_rate></row>
<row _id="3892"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1427</denials><originations>5955</originations><total>7382</total><denial_rate>0.19330804659983744</denial_rate><origination_rate>0.8066919534001625</origination_rate></row>
<row _id="3893"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>612</denials><originations>859</originations><total>1471</total><denial_rate>0.416043507817811</denial_rate><origination_rate>0.583956492182189</origination_rate></row>
<row _id="3894"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>568</denials><originations>5579</originations><total>6147</total><denial_rate>0.0924027981129006</denial_rate><origination_rate>0.9075972018870994</origination_rate></row>
<row _id="3895"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2021</denials><originations>10647</originations><total>12668</total><denial_rate>0.15953583833280707</denial_rate><origination_rate>0.840464161667193</origination_rate></row>
<row _id="3896"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3201</denials><originations>17085</originations><total>20286</total><denial_rate>0.1577935522034901</denial_rate><origination_rate>0.8422064477965099</origination_rate></row>
<row _id="3897"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>218</denials><originations>103</originations><total>321</total><denial_rate>0.6791277258566978</denial_rate><origination_rate>0.32087227414330216</origination_rate></row>
<row _id="3898"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>348</denials><originations>1613</originations><total>1961</total><denial_rate>0.1774604793472718</denial_rate><origination_rate>0.8225395206527282</origination_rate></row>
<row _id="3899"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>542</denials><originations>1373</originations><total>1915</total><denial_rate>0.28302872062663187</denial_rate><origination_rate>0.7169712793733681</origination_rate></row>
<row _id="3900"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1108</denials><originations>3089</originations><total>4197</total><denial_rate>0.2639980938765785</denial_rate><origination_rate>0.7360019061234215</origination_rate></row>
<row _id="3901"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>438</denials><originations>780</originations><total>1218</total><denial_rate>0.35960591133004927</denial_rate><origination_rate>0.6403940886699507</origination_rate></row>
<row _id="3902"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>259</denials><originations>4163</originations><total>4422</total><denial_rate>0.05857078245137946</denial_rate><origination_rate>0.9414292175486205</origination_rate></row>
<row _id="3903"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1566</denials><originations>9533</originations><total>11099</total><denial_rate>0.14109379223353455</denial_rate><origination_rate>0.8589062077664654</origination_rate></row>
<row _id="3904"><year>2020</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>2263</denials><originations>14476</originations><total>16739</total><denial_rate>0.13519326124619152</denial_rate><origination_rate>0.8648067387538084</origination_rate></row>
<row _id="3905"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>11</originations><total>24</total><denial_rate>0.5416666666666666</denial_rate><origination_rate>0.4583333333333333</origination_rate></row>
<row _id="3906"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>21</denials><originations>102</originations><total>123</total><denial_rate>0.17073170731707318</denial_rate><origination_rate>0.8292682926829268</origination_rate></row>
<row _id="3907"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>43</denials><originations>162</originations><total>205</total><denial_rate>0.2097560975609756</denial_rate><origination_rate>0.7902439024390244</origination_rate></row>
<row _id="3908"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>77</denials><originations>275</originations><total>352</total><denial_rate>0.21875</denial_rate><origination_rate>0.78125</origination_rate></row>
<row _id="3909"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>28</denials><originations>16</originations><total>44</total><denial_rate>0.6363636363636364</denial_rate><origination_rate>0.36363636363636365</origination_rate></row>
<row _id="3910"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>88</denials><originations>497</originations><total>585</total><denial_rate>0.15042735042735042</denial_rate><origination_rate>0.8495726495726496</origination_rate></row>
<row _id="3911"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>127</denials><originations>345</originations><total>472</total><denial_rate>0.2690677966101695</denial_rate><origination_rate>0.7309322033898306</origination_rate></row>
<row _id="3912"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>243</denials><originations>858</originations><total>1101</total><denial_rate>0.22070844686648503</denial_rate><origination_rate>0.779291553133515</origination_rate></row>
<row _id="3913"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>113</denials><originations>91</originations><total>204</total><denial_rate>0.553921568627451</denial_rate><origination_rate>0.44607843137254904</origination_rate></row>
<row _id="3914"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>124</denials><originations>1303</originations><total>1427</total><denial_rate>0.08689558514365803</denial_rate><origination_rate>0.913104414856342</origination_rate></row>
<row _id="3915"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>346</denials><originations>1345</originations><total>1691</total><denial_rate>0.2046126552335896</denial_rate><origination_rate>0.7953873447664104</origination_rate></row>
<row _id="3916"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>583</denials><originations>2739</originations><total>3322</total><denial_rate>0.17549668874172186</denial_rate><origination_rate>0.8245033112582781</origination_rate></row>
<row _id="3917"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>17</denials><originations>12</originations><total>29</total><denial_rate>0.5862068965517241</denial_rate><origination_rate>0.41379310344827586</origination_rate></row>
<row _id="3918"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>48</denials><originations>294</originations><total>342</total><denial_rate>0.14035087719298245</denial_rate><origination_rate>0.8596491228070176</origination_rate></row>
<row _id="3919"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>68</denials><originations>180</originations><total>248</total><denial_rate>0.27419354838709675</denial_rate><origination_rate>0.7258064516129032</origination_rate></row>
<row _id="3920"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>133</denials><originations>486</originations><total>619</total><denial_rate>0.2148626817447496</denial_rate><origination_rate>0.7851373182552503</origination_rate></row>
<row _id="3921"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>136</denials><originations>157</originations><total>293</total><denial_rate>0.4641638225255973</denial_rate><origination_rate>0.5358361774744027</origination_rate></row>
<row _id="3922"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>187</denials><originations>1794</originations><total>1981</total><denial_rate>0.09439676930843009</denial_rate><origination_rate>0.9056032306915699</origination_rate></row>
<row _id="3923"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>506</denials><originations>2451</originations><total>2957</total><denial_rate>0.1711193777477173</denial_rate><origination_rate>0.8288806222522828</origination_rate></row>
<row _id="3924"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>829</denials><originations>4402</originations><total>5231</total><denial_rate>0.15847830242783406</denial_rate><origination_rate>0.8415216975721659</origination_rate></row>
<row _id="3925"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>321</denials><originations>447</originations><total>768</total><denial_rate>0.41796875</denial_rate><origination_rate>0.58203125</origination_rate></row>
<row _id="3926"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>329</denials><originations>4076</originations><total>4405</total><denial_rate>0.07468785471055618</denial_rate><origination_rate>0.9253121452894438</origination_rate></row>
<row _id="3927"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1137</denials><originations>6342</originations><total>7479</total><denial_rate>0.15202567188126756</denial_rate><origination_rate>0.8479743281187324</origination_rate></row>
<row _id="3928"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1787</denials><originations>10865</originations><total>12652</total><denial_rate>0.14124249130572242</denial_rate><origination_rate>0.8587575086942776</origination_rate></row>
<row _id="3929"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>42</denials><originations>31</originations><total>73</total><denial_rate>0.5753424657534246</denial_rate><origination_rate>0.4246575342465753</origination_rate></row>
<row _id="3930"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>111</denials><originations>630</originations><total>741</total><denial_rate>0.14979757085020243</denial_rate><origination_rate>0.8502024291497976</origination_rate></row>
<row _id="3931"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>182</denials><originations>533</originations><total>715</total><denial_rate>0.2545454545454545</denial_rate><origination_rate>0.7454545454545455</origination_rate></row>
<row _id="3932"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>335</denials><originations>1194</originations><total>1529</total><denial_rate>0.21909744931327665</denial_rate><origination_rate>0.7809025506867233</origination_rate></row>
<row _id="3933"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>306</denials><originations>434</originations><total>740</total><denial_rate>0.4135135135135135</denial_rate><origination_rate>0.5864864864864865</origination_rate></row>
<row _id="3934"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>264</denials><originations>3667</originations><total>3931</total><denial_rate>0.06715848384634952</denial_rate><origination_rate>0.9328415161536505</origination_rate></row>
<row _id="3935"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1013</denials><originations>6011</originations><total>7024</total><denial_rate>0.14421981776765375</denial_rate><origination_rate>0.8557801822323462</origination_rate></row>
<row _id="3936"><year>2020</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1583</denials><originations>10112</originations><total>11695</total><denial_rate>0.1353569901667379</denial_rate><origination_rate>0.864643009833262</origination_rate></row>
<row _id="3937"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>60</denials><originations>66</originations><total>126</total><denial_rate>0.47619047619047616</denial_rate><origination_rate>0.5238095238095238</origination_rate></row>
<row _id="3938"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>92</denials><originations>622</originations><total>714</total><denial_rate>0.12885154061624648</denial_rate><origination_rate>0.8711484593837535</origination_rate></row>
<row _id="3939"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>220</denials><originations>1838</originations><total>2058</total><denial_rate>0.10689990281827016</denial_rate><origination_rate>0.8931000971817298</origination_rate></row>
<row _id="3940"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>372</denials><originations>2526</originations><total>2898</total><denial_rate>0.12836438923395446</denial_rate><origination_rate>0.8716356107660456</origination_rate></row>
<row _id="3941"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>48</denials><originations>21</originations><total>69</total><denial_rate>0.6956521739130435</denial_rate><origination_rate>0.30434782608695654</origination_rate></row>
<row _id="3942"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>88</denials><originations>400</originations><total>488</total><denial_rate>0.18032786885245902</denial_rate><origination_rate>0.819672131147541</origination_rate></row>
<row _id="3943"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>139</denials><originations>338</originations><total>477</total><denial_rate>0.2914046121593291</denial_rate><origination_rate>0.7085953878406709</origination_rate></row>
<row _id="3944"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>275</denials><originations>759</originations><total>1034</total><denial_rate>0.26595744680851063</denial_rate><origination_rate>0.7340425531914894</origination_rate></row>
<row _id="3945"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>106</denials><originations>74</originations><total>180</total><denial_rate>0.5888888888888889</denial_rate><origination_rate>0.4111111111111111</origination_rate></row>
<row _id="3946"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>118</denials><originations>946</originations><total>1064</total><denial_rate>0.11090225563909774</denial_rate><origination_rate>0.8890977443609023</origination_rate></row>
<row _id="3947"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>314</denials><originations>1310</originations><total>1624</total><denial_rate>0.1933497536945813</denial_rate><origination_rate>0.8066502463054187</origination_rate></row>
<row _id="3948"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>538</denials><originations>2330</originations><total>2868</total><denial_rate>0.18758716875871687</denial_rate><origination_rate>0.8124128312412832</origination_rate></row>
<row _id="3949"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>38</denials><originations>18</originations><total>56</total><denial_rate>0.6785714285714286</denial_rate><origination_rate>0.32142857142857145</origination_rate></row>
<row _id="3950"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>100</denials><originations>516</originations><total>616</total><denial_rate>0.16233766233766234</denial_rate><origination_rate>0.8376623376623377</origination_rate></row>
<row _id="3951"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>106</denials><originations>332</originations><total>438</total><denial_rate>0.2420091324200913</denial_rate><origination_rate>0.7579908675799086</origination_rate></row>
<row _id="3952"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>244</denials><originations>866</originations><total>1110</total><denial_rate>0.21981981981981982</denial_rate><origination_rate>0.7801801801801802</origination_rate></row>
<row _id="3953"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>158</denials><originations>120</originations><total>278</total><denial_rate>0.5683453237410072</denial_rate><origination_rate>0.4316546762589928</origination_rate></row>
<row _id="3954"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>225</denials><originations>1366</originations><total>1591</total><denial_rate>0.14142049025769957</denial_rate><origination_rate>0.8585795097423005</origination_rate></row>
<row _id="3955"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>499</denials><originations>2576</originations><total>3075</total><denial_rate>0.16227642276422763</denial_rate><origination_rate>0.8377235772357724</origination_rate></row>
<row _id="3956"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>882</denials><originations>4062</originations><total>4944</total><denial_rate>0.1783980582524272</denial_rate><origination_rate>0.8216019417475728</origination_rate></row>
<row _id="3957"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>285</denials><originations>333</originations><total>618</total><denial_rate>0.46116504854368934</denial_rate><origination_rate>0.5388349514563107</origination_rate></row>
<row _id="3958"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>329</denials><originations>2842</originations><total>3171</total><denial_rate>0.10375275938189846</denial_rate><origination_rate>0.8962472406181016</origination_rate></row>
<row _id="3959"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>985</denials><originations>5915</originations><total>6900</total><denial_rate>0.1427536231884058</denial_rate><origination_rate>0.8572463768115942</origination_rate></row>
<row _id="3960"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1599</denials><originations>9090</originations><total>10689</total><denial_rate>0.1495930395733932</denial_rate><origination_rate>0.8504069604266068</origination_rate></row>
<row _id="3961"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>117</denials><originations>92</originations><total>209</total><denial_rate>0.5598086124401914</denial_rate><origination_rate>0.44019138755980863</origination_rate></row>
<row _id="3962"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>185</denials><originations>1042</originations><total>1227</total><denial_rate>0.15077424612876936</denial_rate><origination_rate>0.8492257538712307</origination_rate></row>
<row _id="3963"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>371</denials><originations>2200</originations><total>2571</total><denial_rate>0.1443018280824582</denial_rate><origination_rate>0.8556981719175418</origination_rate></row>
<row _id="3964"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>673</denials><originations>3334</originations><total>4007</total><denial_rate>0.1679560768654854</denial_rate><origination_rate>0.8320439231345146</origination_rate></row>
<row _id="3965"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>206</denials><originations>267</originations><total>473</total><denial_rate>0.4355179704016913</denial_rate><origination_rate>0.5644820295983086</origination_rate></row>
<row _id="3966"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>219</denials><originations>2253</originations><total>2472</total><denial_rate>0.08859223300970874</denial_rate><origination_rate>0.9114077669902912</origination_rate></row>
<row _id="3967"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>695</denials><originations>4002</originations><total>4697</total><denial_rate>0.14796678731104962</denial_rate><origination_rate>0.8520332126889504</origination_rate></row>
<row _id="3968"><year>2020</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>1120</denials><originations>6522</originations><total>7642</total><denial_rate>0.14655849254121958</denial_rate><origination_rate>0.8534415074587804</origination_rate></row>
<row _id="3969"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>79</denials><originations>81</originations><total>160</total><denial_rate>0.49375</denial_rate><origination_rate>0.50625</origination_rate></row>
<row _id="3970"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>112</denials><originations>951</originations><total>1063</total><denial_rate>0.10536218250235184</denial_rate><origination_rate>0.8946378174976481</origination_rate></row>
<row _id="3971"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>338</denials><originations>1746</originations><total>2084</total><denial_rate>0.16218809980806143</denial_rate><origination_rate>0.8378119001919386</origination_rate></row>
<row _id="3972"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>529</denials><originations>2778</originations><total>3307</total><denial_rate>0.15996371333534926</denial_rate><origination_rate>0.8400362866646507</origination_rate></row>
<row _id="3973"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>90</denials><originations>90</originations><total>180</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="3974"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>124</denials><originations>709</originations><total>833</total><denial_rate>0.148859543817527</denial_rate><origination_rate>0.851140456182473</origination_rate></row>
<row _id="3975"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>303</denials><originations>878</originations><total>1181</total><denial_rate>0.25656223539373413</denial_rate><origination_rate>0.7434377646062659</origination_rate></row>
<row _id="3976"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>517</denials><originations>1677</originations><total>2194</total><denial_rate>0.23564266180492252</denial_rate><origination_rate>0.7643573381950775</origination_rate></row>
<row _id="3977"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>270</denials><originations>371</originations><total>641</total><denial_rate>0.42121684867394693</denial_rate><origination_rate>0.5787831513260531</origination_rate></row>
<row _id="3978"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>226</denials><originations>2461</originations><total>2687</total><denial_rate>0.08410867138072199</denial_rate><origination_rate>0.915891328619278</origination_rate></row>
<row _id="3979"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>886</denials><originations>4376</originations><total>5262</total><denial_rate>0.16837704294944889</denial_rate><origination_rate>0.8316229570505511</origination_rate></row>
<row _id="3980"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1382</denials><originations>7208</originations><total>8590</total><denial_rate>0.1608847497089639</denial_rate><origination_rate>0.8391152502910361</origination_rate></row>
<row _id="3981"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>39</denials><originations>26</originations><total>65</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="3982"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>60</denials><originations>339</originations><total>399</total><denial_rate>0.15037593984962405</denial_rate><origination_rate>0.849624060150376</origination_rate></row>
<row _id="3983"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>105</denials><originations>408</originations><total>513</total><denial_rate>0.2046783625730994</denial_rate><origination_rate>0.7953216374269005</origination_rate></row>
<row _id="3984"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>204</denials><originations>773</originations><total>977</total><denial_rate>0.20880245649948823</denial_rate><origination_rate>0.7911975435005117</origination_rate></row>
<row _id="3985"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>396</denials><originations>594</originations><total>990</total><denial_rate>0.4</denial_rate><origination_rate>0.6</origination_rate></row>
<row _id="3986"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>323</denials><originations>3499</originations><total>3822</total><denial_rate>0.08451072736787023</denial_rate><origination_rate>0.9154892726321298</origination_rate></row>
<row _id="3987"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1356</denials><originations>7021</originations><total>8377</total><denial_rate>0.16187179181091083</denial_rate><origination_rate>0.8381282081890892</origination_rate></row>
<row _id="3988"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2075</denials><originations>11114</originations><total>13189</total><denial_rate>0.1573280764273258</denial_rate><origination_rate>0.8426719235726742</origination_rate></row>
<row _id="3989"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>938</denials><originations>1904</originations><total>2842</total><denial_rate>0.33004926108374383</denial_rate><origination_rate>0.6699507389162561</origination_rate></row>
<row _id="3990"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>693</denials><originations>9335</originations><total>10028</total><denial_rate>0.06910650179497407</denial_rate><origination_rate>0.930893498205026</origination_rate></row>
<row _id="3991"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>3320</denials><originations>21771</originations><total>25091</total><denial_rate>0.13231836116535808</denial_rate><origination_rate>0.8676816388346419</origination_rate></row>
<row _id="3992"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>4951</denials><originations>33010</originations><total>37961</total><denial_rate>0.13042332920629066</denial_rate><origination_rate>0.8695766707937094</origination_rate></row>
<row _id="3993"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>186</denials><originations>180</originations><total>366</total><denial_rate>0.5081967213114754</denial_rate><origination_rate>0.4918032786885246</origination_rate></row>
<row _id="3994"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>246</denials><originations>1707</originations><total>1953</total><denial_rate>0.1259600614439324</denial_rate><origination_rate>0.8740399385560675</origination_rate></row>
<row _id="3995"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>665</denials><originations>2682</originations><total>3347</total><denial_rate>0.19868538990140425</denial_rate><origination_rate>0.8013146100985957</origination_rate></row>
<row _id="3996"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1097</denials><originations>4569</originations><total>5666</total><denial_rate>0.19361101306036005</denial_rate><origination_rate>0.80638898693964</origination_rate></row>
<row _id="3997"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>803</denials><originations>1772</originations><total>2575</total><denial_rate>0.3118446601941748</denial_rate><origination_rate>0.6881553398058252</origination_rate></row>
<row _id="3998"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>500</denials><originations>7866</originations><total>8366</total><denial_rate>0.059765718383934976</denial_rate><origination_rate>0.940234281616065</origination_rate></row>
<row _id="3999"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2797</denials><originations>19600</originations><total>22397</total><denial_rate>0.12488279680314328</denial_rate><origination_rate>0.8751172031968567</origination_rate></row>
<row _id="4000"><year>2020</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>4100</denials><originations>29238</originations><total>33338</total><denial_rate>0.12298278241046254</denial_rate><origination_rate>0.8770172175895374</origination_rate></row>
<row _id="4001"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>190</denials><originations>112</originations><total>302</total><denial_rate>0.6291390728476821</denial_rate><origination_rate>0.3708609271523179</origination_rate></row>
<row _id="4002"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>243</denials><originations>1902</originations><total>2145</total><denial_rate>0.11328671328671329</denial_rate><origination_rate>0.8867132867132868</origination_rate></row>
<row _id="4003"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>446</denials><originations>1416</originations><total>1862</total><denial_rate>0.23952738990332975</denial_rate><origination_rate>0.7604726100966702</origination_rate></row>
<row _id="4004"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>879</denials><originations>3430</originations><total>4309</total><denial_rate>0.20399164539336273</denial_rate><origination_rate>0.7960083546066373</origination_rate></row>
<row _id="4005"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>1093</denials><originations>583</originations><total>1676</total><denial_rate>0.6521479713603818</denial_rate><origination_rate>0.3478520286396181</origination_rate></row>
<row _id="4006"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>590</denials><originations>2953</originations><total>3543</total><denial_rate>0.16652554332486594</denial_rate><origination_rate>0.8334744566751341</origination_rate></row>
<row _id="4007"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>1858</denials><originations>2854</originations><total>4712</total><denial_rate>0.39431239388794564</denial_rate><origination_rate>0.6056876061120543</origination_rate></row>
<row _id="4008"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>3541</denials><originations>6390</originations><total>9931</total><denial_rate>0.3565602658342564</denial_rate><origination_rate>0.6434397341657436</origination_rate></row>
<row _id="4009"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>1072</denials><originations>755</originations><total>1827</total><denial_rate>0.5867542419266557</denial_rate><origination_rate>0.4132457580733443</origination_rate></row>
<row _id="4010"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>600</denials><originations>5320</originations><total>5920</total><denial_rate>0.10135135135135136</denial_rate><origination_rate>0.8986486486486487</origination_rate></row>
<row _id="4011"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>2030</denials><originations>5919</originations><total>7949</total><denial_rate>0.2553780349729526</denial_rate><origination_rate>0.7446219650270475</origination_rate></row>
<row _id="4012"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>3702</denials><originations>11994</originations><total>15696</total><denial_rate>0.23585626911314986</denial_rate><origination_rate>0.7641437308868502</origination_rate></row>
<row _id="4013"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>251</denials><originations>121</originations><total>372</total><denial_rate>0.6747311827956989</denial_rate><origination_rate>0.32526881720430106</origination_rate></row>
<row _id="4014"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>180</denials><originations>1431</originations><total>1611</total><denial_rate>0.11173184357541899</denial_rate><origination_rate>0.888268156424581</origination_rate></row>
<row _id="4015"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>478</denials><originations>993</originations><total>1471</total><denial_rate>0.3249490142760027</denial_rate><origination_rate>0.6750509857239972</origination_rate></row>
<row _id="4016"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>909</denials><originations>2545</originations><total>3454</total><denial_rate>0.2631731325998842</denial_rate><origination_rate>0.7368268674001158</origination_rate></row>
<row _id="4017"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>977</denials><originations>676</originations><total>1653</total><denial_rate>0.5910465819721719</denial_rate><origination_rate>0.4089534180278282</origination_rate></row>
<row _id="4018"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>734</denials><originations>5663</originations><total>6397</total><denial_rate>0.11474128497733313</denial_rate><origination_rate>0.8852587150226668</origination_rate></row>
<row _id="4019"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2572</denials><originations>7671</originations><total>10243</total><denial_rate>0.251098311041687</denial_rate><origination_rate>0.748901688958313</origination_rate></row>
<row _id="4020"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>4283</denials><originations>14010</originations><total>18293</total><denial_rate>0.23413327502323292</denial_rate><origination_rate>0.7658667249767671</origination_rate></row>
<row _id="4021"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1897</denials><originations>1648</originations><total>3545</total><denial_rate>0.5351198871650211</denial_rate><origination_rate>0.4648801128349788</origination_rate></row>
<row _id="4022"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>1251</denials><originations>11441</originations><total>12692</total><denial_rate>0.09856602584305074</denial_rate><origination_rate>0.9014339741569493</origination_rate></row>
<row _id="4023"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>4592</denials><originations>16521</originations><total>21113</total><denial_rate>0.21749632927580165</denial_rate><origination_rate>0.7825036707241984</origination_rate></row>
<row _id="4024"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>7740</denials><originations>29610</originations><total>37350</total><denial_rate>0.20722891566265061</denial_rate><origination_rate>0.7927710843373494</origination_rate></row>
<row _id="4025"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>1351</denials><originations>715</originations><total>2066</total><denial_rate>0.653920619554695</denial_rate><origination_rate>0.34607938044530495</origination_rate></row>
<row _id="4026"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>852</denials><originations>4957</originations><total>5809</total><denial_rate>0.14666896195558615</denial_rate><origination_rate>0.8533310380444138</origination_rate></row>
<row _id="4027"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>2399</denials><originations>4394</originations><total>6793</total><denial_rate>0.35315766229942586</denial_rate><origination_rate>0.6468423377005741</origination_rate></row>
<row _id="4028"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>4602</denials><originations>10066</originations><total>14668</total><denial_rate>0.31374420507226614</denial_rate><origination_rate>0.6862557949277338</origination_rate></row>
<row _id="4029"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>795</denials><originations>1052</originations><total>1847</total><denial_rate>0.43042772062804546</denial_rate><origination_rate>0.5695722793719545</origination_rate></row>
<row _id="4030"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>570</denials><originations>7725</originations><total>8295</total><denial_rate>0.06871609403254973</denial_rate><origination_rate>0.9312839059674503</origination_rate></row>
<row _id="4031"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2593</denials><originations>12946</originations><total>15539</total><denial_rate>0.16687045498423322</denial_rate><origination_rate>0.8331295450157667</origination_rate></row>
<row _id="4032"><year>2020</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>3958</denials><originations>21723</originations><total>25681</total><denial_rate>0.15412172423192244</denial_rate><origination_rate>0.8458782757680776</origination_rate></row>
<row _id="4033"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>44</denials><originations>77</originations><total>121</total><denial_rate>0.36363636363636365</denial_rate><origination_rate>0.6363636363636364</origination_rate></row>
<row _id="4034"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>69</denials><originations>658</originations><total>727</total><denial_rate>0.09491059147180192</denial_rate><origination_rate>0.9050894085281981</origination_rate></row>
<row _id="4035"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>187</denials><originations>955</originations><total>1142</total><denial_rate>0.1637478108581436</denial_rate><origination_rate>0.8362521891418564</origination_rate></row>
<row _id="4036"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>300</denials><originations>1690</originations><total>1990</total><denial_rate>0.1507537688442211</denial_rate><origination_rate>0.8492462311557789</origination_rate></row>
<row _id="4037"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>45</denials><originations>33</originations><total>78</total><denial_rate>0.5769230769230769</denial_rate><origination_rate>0.4230769230769231</origination_rate></row>
<row _id="4038"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>35</denials><originations>213</originations><total>248</total><denial_rate>0.14112903225806453</denial_rate><origination_rate>0.8588709677419355</origination_rate></row>
<row _id="4039"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>107</denials><originations>321</originations><total>428</total><denial_rate>0.25</denial_rate><origination_rate>0.75</origination_rate></row>
<row _id="4040"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>187</denials><originations>567</originations><total>754</total><denial_rate>0.2480106100795756</denial_rate><origination_rate>0.7519893899204244</origination_rate></row>
<row _id="4041"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>236</denials><originations>381</originations><total>617</total><denial_rate>0.3824959481361426</denial_rate><origination_rate>0.6175040518638574</origination_rate></row>
<row _id="4042"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>163</denials><originations>1663</originations><total>1826</total><denial_rate>0.08926615553121577</denial_rate><origination_rate>0.9107338444687842</origination_rate></row>
<row _id="4043"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>710</denials><originations>3613</originations><total>4323</total><denial_rate>0.1642377978255841</denial_rate><origination_rate>0.8357622021744159</origination_rate></row>
<row _id="4044"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1109</denials><originations>5657</originations><total>6766</total><denial_rate>0.16390777416494237</denial_rate><origination_rate>0.8360922258350576</origination_rate></row>
<row _id="4045"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>50</denials><originations>48</originations><total>98</total><denial_rate>0.5102040816326531</denial_rate><origination_rate>0.4897959183673469</origination_rate></row>
<row _id="4046"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>64</denials><originations>357</originations><total>421</total><denial_rate>0.15201900237529692</denial_rate><origination_rate>0.8479809976247031</origination_rate></row>
<row _id="4047"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>127</denials><originations>444</originations><total>571</total><denial_rate>0.2224168126094571</denial_rate><origination_rate>0.7775831873905429</origination_rate></row>
<row _id="4048"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>241</denials><originations>849</originations><total>1090</total><denial_rate>0.22110091743119267</denial_rate><origination_rate>0.7788990825688074</origination_rate></row>
<row _id="4049"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>349</denials><originations>627</originations><total>976</total><denial_rate>0.35758196721311475</denial_rate><origination_rate>0.6424180327868853</origination_rate></row>
<row _id="4050"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>253</denials><originations>2866</originations><total>3119</total><denial_rate>0.08111574222507213</denial_rate><origination_rate>0.9188842577749279</origination_rate></row>
<row _id="4051"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1218</denials><originations>6001</originations><total>7219</total><denial_rate>0.16872142956088101</denial_rate><origination_rate>0.831278570439119</origination_rate></row>
<row _id="4052"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1820</denials><originations>9494</originations><total>11314</total><denial_rate>0.16086264804666783</denial_rate><origination_rate>0.8391373519533322</origination_rate></row>
<row _id="4053"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>788</denials><originations>1967</originations><total>2755</total><denial_rate>0.28602540834845736</denial_rate><origination_rate>0.7139745916515426</origination_rate></row>
<row _id="4054"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>490</denials><originations>7154</originations><total>7644</total><denial_rate>0.0641025641025641</denial_rate><origination_rate>0.9358974358974359</origination_rate></row>
<row _id="4055"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2667</denials><originations>17170</originations><total>19837</total><denial_rate>0.1344457327216817</denial_rate><origination_rate>0.8655542672783183</origination_rate></row>
<row _id="4056"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3945</denials><originations>26291</originations><total>30236</total><denial_rate>0.13047360762005555</denial_rate><origination_rate>0.8695263923799444</origination_rate></row>
<row _id="4057"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>102</denials><originations>120</originations><total>222</total><denial_rate>0.4594594594594595</denial_rate><origination_rate>0.5405405405405406</origination_rate></row>
<row _id="4058"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>112</denials><originations>898</originations><total>1010</total><denial_rate>0.11089108910891089</denial_rate><origination_rate>0.8891089108910891</origination_rate></row>
<row _id="4059"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>308</denials><originations>1320</originations><total>1628</total><denial_rate>0.1891891891891892</denial_rate><origination_rate>0.8108108108108109</origination_rate></row>
<row _id="4060"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>522</denials><originations>2338</originations><total>2860</total><denial_rate>0.1825174825174825</denial_rate><origination_rate>0.8174825174825174</origination_rate></row>
<row _id="4061"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>757</denials><originations>1924</originations><total>2681</total><denial_rate>0.2823573293547184</denial_rate><origination_rate>0.7176426706452816</origination_rate></row>
<row _id="4062"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>457</denials><originations>6653</originations><total>7110</total><denial_rate>0.06427566807313642</denial_rate><origination_rate>0.9357243319268636</origination_rate></row>
<row _id="4063"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2451</denials><originations>16363</originations><total>18814</total><denial_rate>0.13027532688423515</denial_rate><origination_rate>0.8697246731157648</origination_rate></row>
<row _id="4064"><year>2021</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>3665</denials><originations>24940</originations><total>28605</total><denial_rate>0.128124453766824</denial_rate><origination_rate>0.871875546233176</origination_rate></row>
<row _id="4065"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>32</denials><originations>27</originations><total>59</total><denial_rate>0.5423728813559322</denial_rate><origination_rate>0.4576271186440678</origination_rate></row>
<row _id="4066"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>63</denials><originations>622</originations><total>685</total><denial_rate>0.09197080291970802</denial_rate><origination_rate>0.908029197080292</origination_rate></row>
<row _id="4067"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>151</denials><originations>743</originations><total>894</total><denial_rate>0.16890380313199105</denial_rate><origination_rate>0.831096196868009</origination_rate></row>
<row _id="4068"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>246</denials><originations>1392</originations><total>1638</total><denial_rate>0.15018315018315018</denial_rate><origination_rate>0.8498168498168498</origination_rate></row>
<row _id="4069"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>92</denials><originations>63</originations><total>155</total><denial_rate>0.5935483870967742</denial_rate><origination_rate>0.4064516129032258</origination_rate></row>
<row _id="4070"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>192</denials><originations>1222</originations><total>1414</total><denial_rate>0.13578500707213578</denial_rate><origination_rate>0.8642149929278642</origination_rate></row>
<row _id="4071"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>504</denials><originations>1239</originations><total>1743</total><denial_rate>0.2891566265060241</denial_rate><origination_rate>0.7108433734939759</origination_rate></row>
<row _id="4072"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>788</denials><originations>2524</originations><total>3312</total><denial_rate>0.23792270531400966</denial_rate><origination_rate>0.7620772946859904</origination_rate></row>
<row _id="4073"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>203</denials><originations>179</originations><total>382</total><denial_rate>0.5314136125654451</denial_rate><origination_rate>0.468586387434555</origination_rate></row>
<row _id="4074"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>253</denials><originations>2114</originations><total>2367</total><denial_rate>0.10688635403464301</denial_rate><origination_rate>0.893113645965357</origination_rate></row>
<row _id="4075"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>687</denials><originations>2847</originations><total>3534</total><denial_rate>0.19439728353140917</denial_rate><origination_rate>0.8056027164685908</origination_rate></row>
<row _id="4076"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1143</denials><originations>5140</originations><total>6283</total><denial_rate>0.1819194652236193</denial_rate><origination_rate>0.8180805347763808</origination_rate></row>
<row _id="4077"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>43</denials><originations>21</originations><total>64</total><denial_rate>0.671875</denial_rate><origination_rate>0.328125</origination_rate></row>
<row _id="4078"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>92</denials><originations>596</originations><total>688</total><denial_rate>0.13372093023255813</denial_rate><origination_rate>0.8662790697674418</origination_rate></row>
<row _id="4079"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>134</denials><originations>470</originations><total>604</total><denial_rate>0.22185430463576158</denial_rate><origination_rate>0.7781456953642384</origination_rate></row>
<row _id="4080"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>269</denials><originations>1087</originations><total>1356</total><denial_rate>0.19837758112094395</denial_rate><origination_rate>0.801622418879056</origination_rate></row>
<row _id="4081"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>239</denials><originations>263</originations><total>502</total><denial_rate>0.4760956175298805</denial_rate><origination_rate>0.5239043824701195</origination_rate></row>
<row _id="4082"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>263</denials><originations>2694</originations><total>2957</total><denial_rate>0.08894149475820087</denial_rate><origination_rate>0.9110585052417991</origination_rate></row>
<row _id="4083"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>970</denials><originations>4075</originations><total>5045</total><denial_rate>0.19226957383548068</denial_rate><origination_rate>0.8077304261645193</origination_rate></row>
<row _id="4084"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1472</denials><originations>7032</originations><total>8504</total><denial_rate>0.17309501411100658</denial_rate><origination_rate>0.8269049858889934</origination_rate></row>
<row _id="4085"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>504</denials><originations>726</originations><total>1230</total><denial_rate>0.4097560975609756</denial_rate><origination_rate>0.5902439024390244</origination_rate></row>
<row _id="4086"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>519</denials><originations>6132</originations><total>6651</total><denial_rate>0.07803337843933243</denial_rate><origination_rate>0.9219666215606676</origination_rate></row>
<row _id="4087"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2047</denials><originations>10557</originations><total>12604</total><denial_rate>0.1624087591240876</denial_rate><origination_rate>0.8375912408759124</origination_rate></row>
<row _id="4088"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3070</denials><originations>17415</originations><total>20485</total><denial_rate>0.14986575543080302</denial_rate><origination_rate>0.850134244569197</origination_rate></row>
<row _id="4089"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>133</denials><originations>94</originations><total>227</total><denial_rate>0.5859030837004405</denial_rate><origination_rate>0.41409691629955947</origination_rate></row>
<row _id="4090"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>259</denials><originations>1894</originations><total>2153</total><denial_rate>0.12029725963771482</denial_rate><origination_rate>0.8797027403622851</origination_rate></row>
<row _id="4091"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>683</denials><originations>2046</originations><total>2729</total><denial_rate>0.2502748259435691</denial_rate><origination_rate>0.7497251740564309</origination_rate></row>
<row _id="4092"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1075</denials><originations>4034</originations><total>5109</total><denial_rate>0.21041299667253865</denial_rate><origination_rate>0.7895870033274613</origination_rate></row>
<row _id="4093"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>426</denials><originations>660</originations><total>1086</total><denial_rate>0.39226519337016574</denial_rate><origination_rate>0.6077348066298343</origination_rate></row>
<row _id="4094"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>345</denials><originations>4757</originations><total>5102</total><denial_rate>0.06762054096432771</denial_rate><origination_rate>0.9323794590356723</origination_rate></row>
<row _id="4095"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1459</denials><originations>8886</originations><total>10345</total><denial_rate>0.14103431609473174</denial_rate><origination_rate>0.8589656839052683</origination_rate></row>
<row _id="4096"><year>2021</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>2230</denials><originations>14303</originations><total>16533</total><denial_rate>0.13488175164821872</denial_rate><origination_rate>0.8651182483517813</origination_rate></row>
<row _id="4097"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>53</denials><originations>40</originations><total>93</total><denial_rate>0.5698924731182796</denial_rate><origination_rate>0.43010752688172044</origination_rate></row>
<row _id="4098"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>43</denials><originations>457</originations><total>500</total><denial_rate>0.086</denial_rate><origination_rate>0.914</origination_rate></row>
<row _id="4099"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>141</denials><originations>533</originations><total>674</total><denial_rate>0.20919881305637983</denial_rate><origination_rate>0.7908011869436202</origination_rate></row>
<row _id="4100"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>237</denials><originations>1030</originations><total>1267</total><denial_rate>0.18705603788476716</denial_rate><origination_rate>0.8129439621152328</origination_rate></row>
<row _id="4101"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>145</denials><originations>80</originations><total>225</total><denial_rate>0.6444444444444445</denial_rate><origination_rate>0.35555555555555557</origination_rate></row>
<row _id="4102"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>269</denials><originations>1232</originations><total>1501</total><denial_rate>0.17921385742838108</denial_rate><origination_rate>0.820786142571619</origination_rate></row>
<row _id="4103"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>441</denials><originations>1043</originations><total>1484</total><denial_rate>0.2971698113207547</denial_rate><origination_rate>0.7028301886792453</origination_rate></row>
<row _id="4104"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>855</denials><originations>2355</originations><total>3210</total><denial_rate>0.26635514018691586</denial_rate><origination_rate>0.7336448598130841</origination_rate></row>
<row _id="4105"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>250</denials><originations>193</originations><total>443</total><denial_rate>0.5643340857787811</denial_rate><origination_rate>0.435665914221219</origination_rate></row>
<row _id="4106"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>284</denials><originations>2188</originations><total>2472</total><denial_rate>0.11488673139158576</denial_rate><origination_rate>0.8851132686084142</origination_rate></row>
<row _id="4107"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>718</denials><originations>2650</originations><total>3368</total><denial_rate>0.21318289786223277</denial_rate><origination_rate>0.7868171021377672</origination_rate></row>
<row _id="4108"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1252</denials><originations>5031</originations><total>6283</total><denial_rate>0.19926786566926627</denial_rate><origination_rate>0.8007321343307338</origination_rate></row>
<row _id="4109"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>126</denials><originations>40</originations><total>166</total><denial_rate>0.7590361445783133</denial_rate><origination_rate>0.24096385542168675</origination_rate></row>
<row _id="4110"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>117</denials><originations>1036</originations><total>1153</total><denial_rate>0.10147441457068516</denial_rate><origination_rate>0.8985255854293148</origination_rate></row>
<row _id="4111"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>236</denials><originations>724</originations><total>960</total><denial_rate>0.24583333333333332</denial_rate><origination_rate>0.7541666666666667</origination_rate></row>
<row _id="4112"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>479</denials><originations>1800</originations><total>2279</total><denial_rate>0.21017990346643264</denial_rate><origination_rate>0.7898200965335673</origination_rate></row>
<row _id="4113"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>322</denials><originations>267</originations><total>589</total><denial_rate>0.5466893039049237</denial_rate><origination_rate>0.4533106960950764</origination_rate></row>
<row _id="4114"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>285</denials><originations>2732</originations><total>3017</total><denial_rate>0.09446470003314551</denial_rate><origination_rate>0.9055352999668544</origination_rate></row>
<row _id="4115"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>957</denials><originations>3710</originations><total>4667</total><denial_rate>0.20505678165845298</denial_rate><origination_rate>0.794943218341547</origination_rate></row>
<row _id="4116"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1564</denials><originations>6709</originations><total>8273</total><denial_rate>0.18904871267980178</denial_rate><origination_rate>0.8109512873201983</origination_rate></row>
<row _id="4117"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>561</denials><originations>677</originations><total>1238</total><denial_rate>0.4531502423263328</denial_rate><origination_rate>0.5468497576736672</origination_rate></row>
<row _id="4118"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>519</denials><originations>5435</originations><total>5954</total><denial_rate>0.08716829022505879</denial_rate><origination_rate>0.9128317097749412</origination_rate></row>
<row _id="4119"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1883</denials><originations>8866</originations><total>10749</total><denial_rate>0.17517908642664434</denial_rate><origination_rate>0.8248209135733556</origination_rate></row>
<row _id="4120"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2963</denials><originations>14978</originations><total>17941</total><denial_rate>0.1651524441224012</denial_rate><origination_rate>0.8348475558775988</origination_rate></row>
<row _id="4121"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>219</denials><originations>125</originations><total>344</total><denial_rate>0.6366279069767442</denial_rate><origination_rate>0.3633720930232558</origination_rate></row>
<row _id="4122"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>326</denials><originations>1743</originations><total>2069</total><denial_rate>0.15756404059932336</denial_rate><origination_rate>0.8424359594006766</origination_rate></row>
<row _id="4123"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>609</denials><originations>1641</originations><total>2250</total><denial_rate>0.27066666666666667</denial_rate><origination_rate>0.7293333333333333</origination_rate></row>
<row _id="4124"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1154</denials><originations>3509</originations><total>4663</total><denial_rate>0.24748016298520267</denial_rate><origination_rate>0.7525198370147973</origination_rate></row>
<row _id="4125"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>460</denials><originations>596</originations><total>1056</total><denial_rate>0.4356060606060606</denial_rate><origination_rate>0.5643939393939394</origination_rate></row>
<row _id="4126"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>294</denials><originations>4554</originations><total>4848</total><denial_rate>0.06064356435643564</denial_rate><origination_rate>0.9393564356435643</origination_rate></row>
<row _id="4127"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1450</denials><originations>7744</originations><total>9194</total><denial_rate>0.15771155101152926</denial_rate><origination_rate>0.8422884489884708</origination_rate></row>
<row _id="4128"><year>2021</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>2204</denials><originations>12894</originations><total>15098</total><denial_rate>0.14597959994701284</denial_rate><origination_rate>0.8540204000529872</origination_rate></row>
<row _id="4129"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>38</denials><originations>85</originations><total>123</total><denial_rate>0.3089430894308943</denial_rate><origination_rate>0.6910569105691057</origination_rate></row>
<row _id="4130"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>68</denials><originations>1094</originations><total>1162</total><denial_rate>0.058519793459552494</denial_rate><origination_rate>0.9414802065404475</origination_rate></row>
<row _id="4131"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>121</denials><originations>1390</originations><total>1511</total><denial_rate>0.0800794176042356</denial_rate><origination_rate>0.9199205823957644</origination_rate></row>
<row _id="4132"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>227</denials><originations>2569</originations><total>2796</total><denial_rate>0.08118741058655221</denial_rate><origination_rate>0.9188125894134478</origination_rate></row>
<row _id="4133"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>40</denials><originations>20</originations><total>60</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="4134"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>40</denials><originations>253</originations><total>293</total><denial_rate>0.13651877133105803</denial_rate><origination_rate>0.863481228668942</origination_rate></row>
<row _id="4135"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>122</denials><originations>337</originations><total>459</total><denial_rate>0.2657952069716776</denial_rate><origination_rate>0.7342047930283224</origination_rate></row>
<row _id="4136"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>202</denials><originations>610</originations><total>812</total><denial_rate>0.24876847290640394</denial_rate><origination_rate>0.7512315270935961</origination_rate></row>
<row _id="4137"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>139</denials><originations>229</originations><total>368</total><denial_rate>0.37771739130434784</denial_rate><origination_rate>0.6222826086956522</origination_rate></row>
<row _id="4138"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>143</denials><originations>1531</originations><total>1674</total><denial_rate>0.08542413381123058</denial_rate><origination_rate>0.9145758661887694</origination_rate></row>
<row _id="4139"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>551</denials><originations>2949</originations><total>3500</total><denial_rate>0.15742857142857142</denial_rate><origination_rate>0.8425714285714285</origination_rate></row>
<row _id="4140"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>833</denials><originations>4709</originations><total>5542</total><denial_rate>0.15030674846625766</denial_rate><origination_rate>0.8496932515337423</origination_rate></row>
<row _id="4141"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>19</denials><originations>25</originations><total>44</total><denial_rate>0.4318181818181818</denial_rate><origination_rate>0.5681818181818182</origination_rate></row>
<row _id="4142"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>34</denials><originations>306</originations><total>340</total><denial_rate>0.1</denial_rate><origination_rate>0.9</origination_rate></row>
<row _id="4143"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>113</denials><originations>348</originations><total>461</total><denial_rate>0.24511930585683298</denial_rate><origination_rate>0.754880694143167</origination_rate></row>
<row _id="4144"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>166</denials><originations>679</originations><total>845</total><denial_rate>0.19644970414201182</denial_rate><origination_rate>0.8035502958579882</origination_rate></row>
<row _id="4145"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>216</denials><originations>444</originations><total>660</total><denial_rate>0.32727272727272727</denial_rate><origination_rate>0.6727272727272727</origination_rate></row>
<row _id="4146"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>216</denials><originations>2709</originations><total>2925</total><denial_rate>0.07384615384615385</denial_rate><origination_rate>0.9261538461538461</origination_rate></row>
<row _id="4147"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>882</denials><originations>5085</originations><total>5967</total><denial_rate>0.1478129713423831</denial_rate><origination_rate>0.8521870286576169</origination_rate></row>
<row _id="4148"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1314</denials><originations>8238</originations><total>9552</total><denial_rate>0.13756281407035176</denial_rate><origination_rate>0.8624371859296482</origination_rate></row>
<row _id="4149"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>507</denials><originations>1282</originations><total>1789</total><denial_rate>0.2833985466741196</denial_rate><origination_rate>0.7166014533258804</origination_rate></row>
<row _id="4150"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>426</denials><originations>7122</originations><total>7548</total><denial_rate>0.05643879173290938</denial_rate><origination_rate>0.9435612082670907</origination_rate></row>
<row _id="4151"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2011</denials><originations>14703</originations><total>16714</total><denial_rate>0.12031829603924854</denial_rate><origination_rate>0.8796817039607515</origination_rate></row>
<row _id="4152"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2944</denials><originations>23107</originations><total>26051</total><denial_rate>0.11300909753944187</denial_rate><origination_rate>0.8869909024605581</origination_rate></row>
<row _id="4153"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>84</denials><originations>108</originations><total>192</total><denial_rate>0.4375</denial_rate><origination_rate>0.5625</origination_rate></row>
<row _id="4154"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>111</denials><originations>1394</originations><total>1505</total><denial_rate>0.07375415282392027</denial_rate><origination_rate>0.9262458471760797</origination_rate></row>
<row _id="4155"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>251</denials><originations>1762</originations><total>2013</total><denial_rate>0.12468951813214109</denial_rate><origination_rate>0.8753104818678589</origination_rate></row>
<row _id="4156"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>446</denials><originations>3264</originations><total>3710</total><denial_rate>0.12021563342318059</denial_rate><origination_rate>0.8797843665768194</origination_rate></row>
<row _id="4157"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>436</denials><originations>1210</originations><total>1646</total><denial_rate>0.2648845686512758</denial_rate><origination_rate>0.7351154313487241</origination_rate></row>
<row _id="4158"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>342</denials><originations>5982</originations><total>6324</total><denial_rate>0.054079696394686905</denial_rate><origination_rate>0.9459203036053131</origination_rate></row>
<row _id="4159"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1890</denials><originations>13370</originations><total>15260</total><denial_rate>0.12385321100917432</denial_rate><origination_rate>0.8761467889908257</origination_rate></row>
<row _id="4160"><year>2021</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>2668</denials><originations>20562</originations><total>23230</total><denial_rate>0.11485148514851486</denial_rate><origination_rate>0.8851485148514852</origination_rate></row>
<row _id="4161"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>77</denials><originations>56</originations><total>133</total><denial_rate>0.5789473684210527</denial_rate><origination_rate>0.42105263157894735</origination_rate></row>
<row _id="4162"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>78</denials><originations>620</originations><total>698</total><denial_rate>0.11174785100286533</denial_rate><origination_rate>0.8882521489971347</origination_rate></row>
<row _id="4163"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>123</denials><originations>593</originations><total>716</total><denial_rate>0.1717877094972067</denial_rate><origination_rate>0.8282122905027933</origination_rate></row>
<row _id="4164"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>278</denials><originations>1269</originations><total>1547</total><denial_rate>0.17970265029088558</denial_rate><origination_rate>0.8202973497091144</origination_rate></row>
<row _id="4165"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>212</denials><originations>123</originations><total>335</total><denial_rate>0.6328358208955224</denial_rate><origination_rate>0.36716417910447763</origination_rate></row>
<row _id="4166"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>309</denials><originations>1557</originations><total>1866</total><denial_rate>0.16559485530546625</denial_rate><origination_rate>0.8344051446945338</origination_rate></row>
<row _id="4167"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>529</denials><originations>1064</originations><total>1593</total><denial_rate>0.33207784055241685</denial_rate><origination_rate>0.6679221594475832</origination_rate></row>
<row _id="4168"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>1050</denials><originations>2744</originations><total>3794</total><denial_rate>0.2767527675276753</denial_rate><origination_rate>0.7232472324723247</origination_rate></row>
<row _id="4169"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>299</denials><originations>270</originations><total>569</total><denial_rate>0.5254833040421792</denial_rate><origination_rate>0.47451669595782076</origination_rate></row>
<row _id="4170"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>278</denials><originations>2200</originations><total>2478</total><denial_rate>0.11218724778046812</denial_rate><origination_rate>0.8878127522195319</origination_rate></row>
<row _id="4171"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>781</denials><originations>2841</originations><total>3622</total><denial_rate>0.21562672556598564</denial_rate><origination_rate>0.7843732744340144</origination_rate></row>
<row _id="4172"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1358</denials><originations>5311</originations><total>6669</total><denial_rate>0.20362872994451942</denial_rate><origination_rate>0.7963712700554806</origination_rate></row>
<row _id="4173"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>27</denials><originations>11</originations><total>38</total><denial_rate>0.7105263157894737</denial_rate><origination_rate>0.2894736842105263</origination_rate></row>
<row _id="4174"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>36</denials><originations>278</originations><total>314</total><denial_rate>0.11464968152866242</denial_rate><origination_rate>0.8853503184713376</origination_rate></row>
<row _id="4175"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>72</denials><originations>204</originations><total>276</total><denial_rate>0.2608695652173913</denial_rate><origination_rate>0.7391304347826086</origination_rate></row>
<row _id="4176"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>135</denials><originations>493</originations><total>628</total><denial_rate>0.21496815286624205</denial_rate><origination_rate>0.785031847133758</origination_rate></row>
<row _id="4177"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>362</denials><originations>362</originations><total>724</total><denial_rate>0.5</denial_rate><origination_rate>0.5</origination_rate></row>
<row _id="4178"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>272</denials><originations>2500</originations><total>2772</total><denial_rate>0.09812409812409813</denial_rate><origination_rate>0.9018759018759018</origination_rate></row>
<row _id="4179"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1042</denials><originations>3946</originations><total>4988</total><denial_rate>0.20890136327185244</denial_rate><origination_rate>0.7910986367281475</origination_rate></row>
<row _id="4180"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1676</denials><originations>6808</originations><total>8484</total><denial_rate>0.19754832626119756</denial_rate><origination_rate>0.8024516737388024</origination_rate></row>
<row _id="4181"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>810</denials><originations>1155</originations><total>1965</total><denial_rate>0.4122137404580153</denial_rate><origination_rate>0.5877862595419847</origination_rate></row>
<row _id="4182"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>579</denials><originations>6503</originations><total>7082</total><denial_rate>0.08175656594182434</denial_rate><origination_rate>0.9182434340581757</origination_rate></row>
<row _id="4183"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>2215</denials><originations>11107</originations><total>13322</total><denial_rate>0.1662663263774208</denial_rate><origination_rate>0.8337336736225792</origination_rate></row>
<row _id="4184"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3604</denials><originations>18765</originations><total>22369</total><denial_rate>0.161115829943225</denial_rate><origination_rate>0.838884170056775</origination_rate></row>
<row _id="4185"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>310</denials><originations>181</originations><total>491</total><denial_rate>0.6313645621181263</denial_rate><origination_rate>0.36863543788187375</origination_rate></row>
<row _id="4186"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>398</denials><originations>2234</originations><total>2632</total><denial_rate>0.15121580547112462</denial_rate><origination_rate>0.8487841945288754</origination_rate></row>
<row _id="4187"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>689</denials><originations>1704</originations><total>2393</total><denial_rate>0.28792310906811536</denial_rate><origination_rate>0.7120768909318846</origination_rate></row>
<row _id="4188"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1397</denials><originations>4119</originations><total>5516</total><denial_rate>0.25326323422770125</denial_rate><origination_rate>0.7467367657722987</origination_rate></row>
<row _id="4189"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>526</denials><originations>985</originations><total>1511</total><denial_rate>0.34811383189940437</denial_rate><origination_rate>0.6518861681005956</origination_rate></row>
<row _id="4190"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>237</denials><originations>4515</originations><total>4752</total><denial_rate>0.049873737373737376</denial_rate><origination_rate>0.9501262626262627</origination_rate></row>
<row _id="4191"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1609</denials><originations>9658</originations><total>11267</total><denial_rate>0.1428064258453892</denial_rate><origination_rate>0.8571935741546108</origination_rate></row>
<row _id="4192"><year>2021</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>2372</denials><originations>15158</originations><total>17530</total><denial_rate>0.13531089560752996</denial_rate><origination_rate>0.86468910439247</origination_rate></row>
<row _id="4193"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>13</denials><originations>12</originations><total>25</total><denial_rate>0.52</denial_rate><origination_rate>0.48</origination_rate></row>
<row _id="4194"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>31</denials><originations>219</originations><total>250</total><denial_rate>0.124</denial_rate><origination_rate>0.876</origination_rate></row>
<row _id="4195"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>46</denials><originations>180</originations><total>226</total><denial_rate>0.20353982300884957</denial_rate><origination_rate>0.7964601769911505</origination_rate></row>
<row _id="4196"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>90</denials><originations>411</originations><total>501</total><denial_rate>0.17964071856287425</denial_rate><origination_rate>0.8203592814371258</origination_rate></row>
<row _id="4197"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>52</denials><originations>25</originations><total>77</total><denial_rate>0.6753246753246753</denial_rate><origination_rate>0.3246753246753247</origination_rate></row>
<row _id="4198"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>106</denials><originations>668</originations><total>774</total><denial_rate>0.13695090439276486</denial_rate><origination_rate>0.8630490956072352</origination_rate></row>
<row _id="4199"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>188</denials><originations>500</originations><total>688</total><denial_rate>0.27325581395348836</denial_rate><origination_rate>0.7267441860465116</origination_rate></row>
<row _id="4200"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>346</denials><originations>1193</originations><total>1539</total><denial_rate>0.22482131254061077</denial_rate><origination_rate>0.7751786874593892</origination_rate></row>
<row _id="4201"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>142</denials><originations>122</originations><total>264</total><denial_rate>0.5378787878787878</denial_rate><origination_rate>0.4621212121212121</origination_rate></row>
<row _id="4202"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>143</denials><originations>1431</originations><total>1574</total><denial_rate>0.09085133418043202</denial_rate><origination_rate>0.909148665819568</origination_rate></row>
<row _id="4203"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>441</denials><originations>1648</originations><total>2089</total><denial_rate>0.21110579224509335</denial_rate><origination_rate>0.7888942077549067</origination_rate></row>
<row _id="4204"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>726</denials><originations>3201</originations><total>3927</total><denial_rate>0.18487394957983194</denial_rate><origination_rate>0.8151260504201681</origination_rate></row>
<row _id="4205"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>32</denials><originations>13</originations><total>45</total><denial_rate>0.7111111111111111</denial_rate><origination_rate>0.28888888888888886</origination_rate></row>
<row _id="4206"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>52</denials><originations>394</originations><total>446</total><denial_rate>0.11659192825112108</denial_rate><origination_rate>0.8834080717488789</origination_rate></row>
<row _id="4207"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>83</denials><originations>251</originations><total>334</total><denial_rate>0.24850299401197604</denial_rate><origination_rate>0.7514970059880239</origination_rate></row>
<row _id="4208"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>167</denials><originations>658</originations><total>825</total><denial_rate>0.20242424242424242</denial_rate><origination_rate>0.7975757575757576</origination_rate></row>
<row _id="4209"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>196</denials><originations>191</originations><total>387</total><denial_rate>0.5064599483204134</denial_rate><origination_rate>0.4935400516795866</origination_rate></row>
<row _id="4210"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>160</denials><originations>1845</originations><total>2005</total><denial_rate>0.0798004987531172</denial_rate><origination_rate>0.9201995012468828</origination_rate></row>
<row _id="4211"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>634</denials><originations>2746</originations><total>3380</total><denial_rate>0.18757396449704142</denial_rate><origination_rate>0.8124260355029586</origination_rate></row>
<row _id="4212"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>990</denials><originations>4782</originations><total>5772</total><denial_rate>0.17151767151767153</denial_rate><origination_rate>0.8284823284823285</origination_rate></row>
<row _id="4213"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>399</denials><originations>559</originations><total>958</total><denial_rate>0.4164926931106472</denial_rate><origination_rate>0.5835073068893528</origination_rate></row>
<row _id="4214"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>300</denials><originations>4131</originations><total>4431</total><denial_rate>0.06770480704129993</denial_rate><origination_rate>0.9322951929587001</origination_rate></row>
<row _id="4215"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1357</denials><originations>6850</originations><total>8207</total><denial_rate>0.16534665529426099</denial_rate><origination_rate>0.834653344705739</origination_rate></row>
<row _id="4216"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2056</denials><originations>11540</originations><total>13596</total><denial_rate>0.1512209473374522</denial_rate><origination_rate>0.8487790526625478</origination_rate></row>
<row _id="4217"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>66</denials><originations>39</originations><total>105</total><denial_rate>0.6285714285714286</denial_rate><origination_rate>0.37142857142857144</origination_rate></row>
<row _id="4218"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>143</denials><originations>920</originations><total>1063</total><denial_rate>0.13452492944496708</denial_rate><origination_rate>0.8654750705550329</origination_rate></row>
<row _id="4219"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>241</denials><originations>714</originations><total>955</total><denial_rate>0.2523560209424084</denial_rate><origination_rate>0.7476439790575916</origination_rate></row>
<row _id="4220"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>450</denials><originations>1673</originations><total>2123</total><denial_rate>0.2119642016015073</denial_rate><origination_rate>0.7880357983984927</origination_rate></row>
<row _id="4221"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>372</denials><originations>555</originations><total>927</total><denial_rate>0.40129449838187703</denial_rate><origination_rate>0.598705501618123</origination_rate></row>
<row _id="4222"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>214</denials><originations>3565</originations><total>3779</total><denial_rate>0.05662873776131252</denial_rate><origination_rate>0.9433712622386875</origination_rate></row>
<row _id="4223"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1174</denials><originations>6425</originations><total>7599</total><denial_rate>0.1544940123700487</denial_rate><origination_rate>0.8455059876299513</origination_rate></row>
<row _id="4224"><year>2021</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1760</denials><originations>10545</originations><total>12305</total><denial_rate>0.14303128809427063</denial_rate><origination_rate>0.8569687119057294</origination_rate></row>
<row _id="4225"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>53</denials><originations>66</originations><total>119</total><denial_rate>0.44537815126050423</denial_rate><origination_rate>0.5546218487394958</origination_rate></row>
<row _id="4226"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>94</denials><originations>930</originations><total>1024</total><denial_rate>0.091796875</denial_rate><origination_rate>0.908203125</origination_rate></row>
<row _id="4227"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>181</denials><originations>1590</originations><total>1771</total><denial_rate>0.10220214568040654</denial_rate><origination_rate>0.8977978543195935</origination_rate></row>
<row _id="4228"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>328</denials><originations>2586</originations><total>2914</total><denial_rate>0.11256005490734386</denial_rate><origination_rate>0.8874399450926561</origination_rate></row>
<row _id="4229"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>45</denials><originations>37</originations><total>82</total><denial_rate>0.5487804878048781</denial_rate><origination_rate>0.45121951219512196</origination_rate></row>
<row _id="4230"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>106</denials><originations>493</originations><total>599</total><denial_rate>0.17696160267111852</denial_rate><origination_rate>0.8230383973288815</origination_rate></row>
<row _id="4231"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>205</denials><originations>525</originations><total>730</total><denial_rate>0.2808219178082192</denial_rate><origination_rate>0.7191780821917808</origination_rate></row>
<row _id="4232"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>356</denials><originations>1055</originations><total>1411</total><denial_rate>0.2523033309709426</denial_rate><origination_rate>0.7476966690290574</origination_rate></row>
<row _id="4233"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>103</denials><originations>87</originations><total>190</total><denial_rate>0.5421052631578948</denial_rate><origination_rate>0.45789473684210524</origination_rate></row>
<row _id="4234"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>148</denials><originations>1156</originations><total>1304</total><denial_rate>0.11349693251533742</denial_rate><origination_rate>0.8865030674846626</origination_rate></row>
<row _id="4235"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>400</denials><originations>1658</originations><total>2058</total><denial_rate>0.19436345966958213</denial_rate><origination_rate>0.8056365403304179</origination_rate></row>
<row _id="4236"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>651</denials><originations>2901</originations><total>3552</total><denial_rate>0.18327702702702703</denial_rate><origination_rate>0.816722972972973</origination_rate></row>
<row _id="4237"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>41</denials><originations>28</originations><total>69</total><denial_rate>0.5942028985507246</denial_rate><origination_rate>0.4057971014492754</origination_rate></row>
<row _id="4238"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>100</denials><originations>715</originations><total>815</total><denial_rate>0.12269938650306748</denial_rate><origination_rate>0.8773006134969326</origination_rate></row>
<row _id="4239"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>187</denials><originations>534</originations><total>721</total><denial_rate>0.2593619972260749</denial_rate><origination_rate>0.7406380027739251</origination_rate></row>
<row _id="4240"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>328</denials><originations>1277</originations><total>1605</total><denial_rate>0.2043613707165109</denial_rate><origination_rate>0.795638629283489</origination_rate></row>
<row _id="4241"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>142</denials><originations>138</originations><total>280</total><denial_rate>0.5071428571428571</denial_rate><origination_rate>0.4928571428571429</origination_rate></row>
<row _id="4242"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>191</denials><originations>1685</originations><total>1876</total><denial_rate>0.10181236673773987</denial_rate><origination_rate>0.8981876332622601</origination_rate></row>
<row _id="4243"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>579</denials><originations>2743</originations><total>3322</total><denial_rate>0.17429259482239615</denial_rate><origination_rate>0.8257074051776039</origination_rate></row>
<row _id="4244"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>912</denials><originations>4566</originations><total>5478</total><denial_rate>0.1664841182913472</denial_rate><origination_rate>0.8335158817086528</origination_rate></row>
<row _id="4245"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>266</denials><originations>360</originations><total>626</total><denial_rate>0.4249201277955272</denial_rate><origination_rate>0.5750798722044729</origination_rate></row>
<row _id="4246"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>309</denials><originations>3318</originations><total>3627</total><denial_rate>0.08519437551695616</denial_rate><origination_rate>0.9148056244830438</origination_rate></row>
<row _id="4247"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1050</denials><originations>6225</originations><total>7275</total><denial_rate>0.14432989690721648</denial_rate><origination_rate>0.8556701030927835</origination_rate></row>
<row _id="4248"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1625</denials><originations>9903</originations><total>11528</total><denial_rate>0.1409611380985427</denial_rate><origination_rate>0.8590388619014573</origination_rate></row>
<row _id="4249"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>108</denials><originations>105</originations><total>213</total><denial_rate>0.5070422535211268</denial_rate><origination_rate>0.49295774647887325</origination_rate></row>
<row _id="4250"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>207</denials><originations>1446</originations><total>1653</total><denial_rate>0.12522686025408347</denial_rate><origination_rate>0.8747731397459165</origination_rate></row>
<row _id="4251"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>404</denials><originations>2148</originations><total>2552</total><denial_rate>0.15830721003134796</denial_rate><origination_rate>0.841692789968652</origination_rate></row>
<row _id="4252"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>719</denials><originations>3699</originations><total>4418</total><denial_rate>0.1627433227704844</denial_rate><origination_rate>0.8372566772295156</origination_rate></row>
<row _id="4253"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>188</denials><originations>264</originations><total>452</total><denial_rate>0.415929203539823</denial_rate><origination_rate>0.584070796460177</origination_rate></row>
<row _id="4254"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>185</denials><originations>2462</originations><total>2647</total><denial_rate>0.06989044200982245</denial_rate><origination_rate>0.9301095579901776</origination_rate></row>
<row _id="4255"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>769</denials><originations>4453</originations><total>5222</total><denial_rate>0.1472615855993872</denial_rate><origination_rate>0.8527384144006128</origination_rate></row>
<row _id="4256"><year>2021</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>1142</denials><originations>7179</originations><total>8321</total><denial_rate>0.13724311981732965</denial_rate><origination_rate>0.8627568801826704</origination_rate></row>
<row _id="4257"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>98</denials><originations>122</originations><total>220</total><denial_rate>0.44545454545454544</denial_rate><origination_rate>0.5545454545454546</origination_rate></row>
<row _id="4258"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>103</denials><originations>1280</originations><total>1383</total><denial_rate>0.07447577729573392</denial_rate><origination_rate>0.925524222704266</origination_rate></row>
<row _id="4259"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>318</denials><originations>1576</originations><total>1894</total><denial_rate>0.1678986272439282</denial_rate><origination_rate>0.8321013727560718</origination_rate></row>
<row _id="4260"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>519</denials><originations>2978</originations><total>3497</total><denial_rate>0.1484129253645982</denial_rate><origination_rate>0.8515870746354017</origination_rate></row>
<row _id="4261"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>120</denials><originations>123</originations><total>243</total><denial_rate>0.49382716049382713</denial_rate><origination_rate>0.5061728395061729</origination_rate></row>
<row _id="4262"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>131</denials><originations>872</originations><total>1003</total><denial_rate>0.13060817547357925</denial_rate><origination_rate>0.8693918245264207</origination_rate></row>
<row _id="4263"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>368</denials><originations>1136</originations><total>1504</total><denial_rate>0.24468085106382978</denial_rate><origination_rate>0.7553191489361702</origination_rate></row>
<row _id="4264"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>619</denials><originations>2131</originations><total>2750</total><denial_rate>0.2250909090909091</denial_rate><origination_rate>0.7749090909090909</origination_rate></row>
<row _id="4265"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>301</denials><originations>523</originations><total>824</total><denial_rate>0.36529126213592233</denial_rate><origination_rate>0.6347087378640777</origination_rate></row>
<row _id="4266"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>235</denials><originations>2666</originations><total>2901</total><denial_rate>0.08100654946570149</denial_rate><origination_rate>0.9189934505342985</origination_rate></row>
<row _id="4267"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>1017</denials><originations>4908</originations><total>5925</total><denial_rate>0.17164556962025315</denial_rate><origination_rate>0.8283544303797469</origination_rate></row>
<row _id="4268"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1553</denials><originations>8097</originations><total>9650</total><denial_rate>0.16093264248704664</denial_rate><origination_rate>0.8390673575129534</origination_rate></row>
<row _id="4269"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>45</denials><originations>41</originations><total>86</total><denial_rate>0.5232558139534884</denial_rate><origination_rate>0.47674418604651164</origination_rate></row>
<row _id="4270"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>68</denials><originations>452</originations><total>520</total><denial_rate>0.13076923076923078</denial_rate><origination_rate>0.8692307692307693</origination_rate></row>
<row _id="4271"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>135</denials><originations>472</originations><total>607</total><denial_rate>0.22240527182866557</denial_rate><origination_rate>0.7775947281713345</origination_rate></row>
<row _id="4272"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>248</denials><originations>965</originations><total>1213</total><denial_rate>0.2044517724649629</denial_rate><origination_rate>0.7955482275350371</origination_rate></row>
<row _id="4273"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>388</denials><originations>756</originations><total>1144</total><denial_rate>0.33916083916083917</denial_rate><origination_rate>0.6608391608391608</origination_rate></row>
<row _id="4274"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>286</denials><originations>3755</originations><total>4041</total><denial_rate>0.07077456075228904</denial_rate><origination_rate>0.929225439247711</origination_rate></row>
<row _id="4275"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>1500</denials><originations>7218</originations><total>8718</total><denial_rate>0.1720578114246387</denial_rate><origination_rate>0.8279421885753613</origination_rate></row>
<row _id="4276"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>2174</denials><originations>11729</originations><total>13903</total><denial_rate>0.1563691289649716</denial_rate><origination_rate>0.8436308710350284</origination_rate></row>
<row _id="4277"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>966</denials><originations>2358</originations><total>3324</total><denial_rate>0.29061371841155237</denial_rate><origination_rate>0.7093862815884476</origination_rate></row>
<row _id="4278"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>654</denials><originations>10040</originations><total>10694</total><denial_rate>0.06115578829250047</denial_rate><origination_rate>0.9388442117074995</origination_rate></row>
<row _id="4279"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>3329</denials><originations>21513</originations><total>24842</total><denial_rate>0.1340069237581515</denial_rate><origination_rate>0.8659930762418485</origination_rate></row>
<row _id="4280"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>4949</denials><originations>33911</originations><total>38860</total><denial_rate>0.12735460627895007</denial_rate><origination_rate>0.8726453937210499</origination_rate></row>
<row _id="4281"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>230</denials><originations>260</originations><total>490</total><denial_rate>0.46938775510204084</denial_rate><origination_rate>0.5306122448979592</origination_rate></row>
<row _id="4282"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>241</denials><originations>2208</originations><total>2449</total><denial_rate>0.09840751327072274</denial_rate><origination_rate>0.9015924867292773</origination_rate></row>
<row _id="4283"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>724</denials><originations>2776</originations><total>3500</total><denial_rate>0.20685714285714285</denial_rate><origination_rate>0.7931428571428571</origination_rate></row>
<row _id="4284"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1195</denials><originations>5244</originations><total>6439</total><denial_rate>0.18558782419630376</denial_rate><origination_rate>0.8144121758036962</origination_rate></row>
<row _id="4285"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>778</denials><originations>2152</originations><total>2930</total><denial_rate>0.26552901023890785</denial_rate><origination_rate>0.7344709897610922</origination_rate></row>
<row _id="4286"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>460</denials><originations>8194</originations><total>8654</total><denial_rate>0.053154610584700716</denial_rate><origination_rate>0.9468453894152993</origination_rate></row>
<row _id="4287"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2745</denials><originations>19134</originations><total>21879</total><denial_rate>0.12546277252159604</denial_rate><origination_rate>0.8745372274784039</origination_rate></row>
<row _id="4288"><year>2021</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>3983</denials><originations>29480</originations><total>33463</total><denial_rate>0.11902698502824015</denial_rate><origination_rate>0.8809730149717598</origination_rate></row>
<row _id="4289"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>233</denials><originations>178</originations><total>411</total><denial_rate>0.5669099756690997</denial_rate><origination_rate>0.43309002433090027</origination_rate></row>
<row _id="4290"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>293</denials><originations>2967</originations><total>3260</total><denial_rate>0.08987730061349693</denial_rate><origination_rate>0.910122699386503</origination_rate></row>
<row _id="4291"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>513</denials><originations>1639</originations><total>2152</total><denial_rate>0.2383828996282528</denial_rate><origination_rate>0.7616171003717472</origination_rate></row>
<row _id="4292"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>1039</denials><originations>4784</originations><total>5823</total><denial_rate>0.1784303623561738</denial_rate><origination_rate>0.8215696376438262</origination_rate></row>
<row _id="4293"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>1429</denials><originations>751</originations><total>2180</total><denial_rate>0.6555045871559633</denial_rate><origination_rate>0.3444954128440367</origination_rate></row>
<row _id="4294"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>635</denials><originations>3573</originations><total>4208</total><denial_rate>0.15090304182509506</denial_rate><origination_rate>0.8490969581749049</origination_rate></row>
<row _id="4295"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>2410</denials><originations>4077</originations><total>6487</total><denial_rate>0.37151225527979037</denial_rate><origination_rate>0.6284877447202096</origination_rate></row>
<row _id="4296"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>4474</denials><originations>8401</originations><total>12875</total><denial_rate>0.347495145631068</denial_rate><origination_rate>0.652504854368932</origination_rate></row>
<row _id="4297"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>1372</denials><originations>897</originations><total>2269</total><denial_rate>0.6046716615249008</denial_rate><origination_rate>0.3953283384750992</origination_rate></row>
<row _id="4298"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>768</denials><originations>6644</originations><total>7412</total><denial_rate>0.10361575822989746</denial_rate><origination_rate>0.8963842417701026</origination_rate></row>
<row _id="4299"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>2579</denials><originations>6917</originations><total>9496</total><denial_rate>0.27158803706823925</denial_rate><origination_rate>0.7284119629317607</origination_rate></row>
<row _id="4300"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>4719</denials><originations>14458</originations><total>19177</total><denial_rate>0.24607602857589822</denial_rate><origination_rate>0.7539239714241018</origination_rate></row>
<row _id="4301"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>352</denials><originations>176</originations><total>528</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="4302"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>278</denials><originations>1848</originations><total>2126</total><denial_rate>0.13076199435559738</denial_rate><origination_rate>0.8692380056444027</origination_rate></row>
<row _id="4303"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>615</denials><originations>1321</originations><total>1936</total><denial_rate>0.31766528925619836</denial_rate><origination_rate>0.6823347107438017</origination_rate></row>
<row _id="4304"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>1245</denials><originations>3345</originations><total>4590</total><denial_rate>0.27124183006535946</denial_rate><origination_rate>0.7287581699346405</origination_rate></row>
<row _id="4305"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>1131</denials><originations>836</originations><total>1967</total><denial_rate>0.5749872902897813</denial_rate><origination_rate>0.4250127097102186</origination_rate></row>
<row _id="4306"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>804</denials><originations>7021</originations><total>7825</total><denial_rate>0.10274760383386582</denial_rate><origination_rate>0.8972523961661342</origination_rate></row>
<row _id="4307"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2832</denials><originations>7701</originations><total>10533</total><denial_rate>0.2688692680148106</denial_rate><origination_rate>0.7311307319851894</origination_rate></row>
<row _id="4308"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>4767</denials><originations>15558</originations><total>20325</total><denial_rate>0.23453874538745387</denial_rate><origination_rate>0.7654612546125461</origination_rate></row>
<row _id="4309"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>2261</denials><originations>1940</originations><total>4201</total><denial_rate>0.538205189240657</denial_rate><origination_rate>0.46179481075934303</origination_rate></row>
<row _id="4310"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>1379</denials><originations>14092</originations><total>15471</total><denial_rate>0.08913450972787797</denial_rate><origination_rate>0.910865490272122</origination_rate></row>
<row _id="4311"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>5217</denials><originations>16599</originations><total>21816</total><denial_rate>0.23913641364136415</denial_rate><origination_rate>0.7608635863586358</origination_rate></row>
<row _id="4312"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>8857</denials><originations>32631</originations><total>41488</total><denial_rate>0.2134834168916313</denial_rate><origination_rate>0.7865165831083687</origination_rate></row>
<row _id="4313"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>1750</denials><originations>971</originations><total>2721</total><denial_rate>0.6431459022418229</denial_rate><origination_rate>0.3568540977581771</origination_rate></row>
<row _id="4314"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>976</denials><originations>6664</originations><total>7640</total><denial_rate>0.12774869109947645</denial_rate><origination_rate>0.8722513089005236</origination_rate></row>
<row _id="4315"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>3039</denials><originations>5865</originations><total>8904</total><denial_rate>0.34130727762803237</denial_rate><origination_rate>0.6586927223719676</origination_rate></row>
<row _id="4316"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>5765</denials><originations>13500</originations><total>19265</total><denial_rate>0.29924733973527123</denial_rate><origination_rate>0.7007526602647288</origination_rate></row>
<row _id="4317"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>801</denials><originations>1132</originations><total>1933</total><denial_rate>0.4143817899637869</denial_rate><origination_rate>0.5856182100362132</origination_rate></row>
<row _id="4318"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>613</denials><originations>8834</originations><total>9447</total><denial_rate>0.06488832433576797</denial_rate><origination_rate>0.935111675664232</origination_rate></row>
<row _id="4319"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>2591</denials><originations>11692</originations><total>14283</total><denial_rate>0.18140446684870126</denial_rate><origination_rate>0.8185955331512987</origination_rate></row>
<row _id="4320"><year>2021</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>4005</denials><originations>21658</originations><total>25663</total><denial_rate>0.15606125550403305</denial_rate><origination_rate>0.843938744495967</origination_rate></row>
<row _id="4321"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>65</denials><originations>118</originations><total>183</total><denial_rate>0.3551912568306011</denial_rate><origination_rate>0.644808743169399</origination_rate></row>
<row _id="4322"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>62</denials><originations>584</originations><total>646</total><denial_rate>0.09597523219814241</denial_rate><origination_rate>0.9040247678018576</origination_rate></row>
<row _id="4323"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>62</denials><originations>195</originations><total>257</total><denial_rate>0.24124513618677043</denial_rate><origination_rate>0.7587548638132295</origination_rate></row>
<row _id="4324"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>189</denials><originations>897</originations><total>1086</total><denial_rate>0.17403314917127072</denial_rate><origination_rate>0.8259668508287292</origination_rate></row>
<row _id="4325"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>43</denials><originations>45</originations><total>88</total><denial_rate>0.48863636363636365</denial_rate><origination_rate>0.5113636363636364</origination_rate></row>
<row _id="4326"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>31</denials><originations>149</originations><total>180</total><denial_rate>0.17222222222222222</denial_rate><origination_rate>0.8277777777777777</origination_rate></row>
<row _id="4327"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>85</denials><originations>142</originations><total>227</total><denial_rate>0.3744493392070485</denial_rate><origination_rate>0.6255506607929515</origination_rate></row>
<row _id="4328"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Black</demographic><denials>159</denials><originations>336</originations><total>495</total><denial_rate>0.3212121212121212</denial_rate><origination_rate>0.6787878787878788</origination_rate></row>
<row _id="4329"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>264</denials><originations>491</originations><total>755</total><denial_rate>0.34966887417218545</denial_rate><origination_rate>0.6503311258278146</origination_rate></row>
<row _id="4330"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>188</denials><originations>1378</originations><total>1566</total><denial_rate>0.12005108556832694</denial_rate><origination_rate>0.879948914431673</origination_rate></row>
<row _id="4331"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>412</denials><originations>1132</originations><total>1544</total><denial_rate>0.266839378238342</denial_rate><origination_rate>0.7331606217616581</origination_rate></row>
<row _id="4332"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Female</demographic><denials>864</denials><originations>3001</originations><total>3865</total><denial_rate>0.22354463130659766</denial_rate><origination_rate>0.7764553686934024</origination_rate></row>
<row _id="4333"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>57</denials><originations>77</originations><total>134</total><denial_rate>0.4253731343283582</denial_rate><origination_rate>0.5746268656716418</origination_rate></row>
<row _id="4334"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>61</denials><originations>299</originations><total>360</total><denial_rate>0.16944444444444445</denial_rate><origination_rate>0.8305555555555556</origination_rate></row>
<row _id="4335"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>80</denials><originations>147</originations><total>227</total><denial_rate>0.3524229074889868</denial_rate><origination_rate>0.6475770925110133</origination_rate></row>
<row _id="4336"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>198</denials><originations>523</originations><total>721</total><denial_rate>0.27461858529819694</denial_rate><origination_rate>0.7253814147018031</origination_rate></row>
<row _id="4337"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>452</denials><originations>864</originations><total>1316</total><denial_rate>0.3434650455927052</denial_rate><origination_rate>0.6565349544072948</origination_rate></row>
<row _id="4338"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>220</denials><originations>2249</originations><total>2469</total><denial_rate>0.08910490076954232</denial_rate><origination_rate>0.9108950992304576</origination_rate></row>
<row _id="4339"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>707</denials><originations>1784</originations><total>2491</total><denial_rate>0.28382175832998796</denial_rate><origination_rate>0.7161782416700121</origination_rate></row>
<row _id="4340"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1379</denials><originations>4897</originations><total>6276</total><denial_rate>0.2197259400892288</denial_rate><origination_rate>0.7802740599107711</origination_rate></row>
<row _id="4341"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>950</denials><originations>2573</originations><total>3523</total><denial_rate>0.26965654271927336</denial_rate><origination_rate>0.7303434572807267</origination_rate></row>
<row _id="4342"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>478</denials><originations>5835</originations><total>6313</total><denial_rate>0.07571677490891811</denial_rate><origination_rate>0.9242832250910819</origination_rate></row>
<row _id="4343"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1455</denials><originations>4868</originations><total>6323</total><denial_rate>0.23011228847066267</denial_rate><origination_rate>0.7698877115293373</origination_rate></row>
<row _id="4344"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2883</denials><originations>13276</originations><total>16159</total><denial_rate>0.17841450584813418</denial_rate><origination_rate>0.8215854941518659</origination_rate></row>
<row _id="4345"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>116</denials><originations>172</originations><total>288</total><denial_rate>0.4027777777777778</denial_rate><origination_rate>0.5972222222222222</origination_rate></row>
<row _id="4346"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>97</denials><originations>755</originations><total>852</total><denial_rate>0.11384976525821597</denial_rate><origination_rate>0.886150234741784</origination_rate></row>
<row _id="4347"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>162</denials><originations>356</originations><total>518</total><denial_rate>0.3127413127413127</denial_rate><origination_rate>0.6872586872586872</origination_rate></row>
<row _id="4348"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>375</denials><originations>1283</originations><total>1658</total><denial_rate>0.22617611580217128</denial_rate><origination_rate>0.7738238841978287</origination_rate></row>
<row _id="4349"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>907</denials><originations>2538</originations><total>3445</total><denial_rate>0.2632801161103048</denial_rate><origination_rate>0.7367198838896952</origination_rate></row>
<row _id="4350"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>432</denials><originations>5389</originations><total>5821</total><denial_rate>0.07421405256828724</denial_rate><origination_rate>0.9257859474317127</origination_rate></row>
<row _id="4351"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1343</denials><originations>4667</originations><total>6010</total><denial_rate>0.22346089850249584</denial_rate><origination_rate>0.7765391014975042</origination_rate></row>
<row _id="4352"><year>2022</year><county_id>42017</county_id><county_name>Bucks</county_name><purpose>All</purpose><demographic>White</demographic><denials>2682</denials><originations>12594</originations><total>15276</total><denial_rate>0.1755695208169678</denial_rate><origination_rate>0.8244304791830322</origination_rate></row>
<row _id="4353"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>57</denials><originations>79</originations><total>136</total><denial_rate>0.41911764705882354</denial_rate><origination_rate>0.5808823529411765</origination_rate></row>
<row _id="4354"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>75</denials><originations>628</originations><total>703</total><denial_rate>0.10668563300142248</denial_rate><origination_rate>0.8933143669985776</origination_rate></row>
<row _id="4355"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>57</denials><originations>125</originations><total>182</total><denial_rate>0.3131868131868132</denial_rate><origination_rate>0.6868131868131868</origination_rate></row>
<row _id="4356"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>189</denials><originations>832</originations><total>1021</total><denial_rate>0.1851126346718903</denial_rate><origination_rate>0.8148873653281097</origination_rate></row>
<row _id="4357"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>173</denials><originations>109</originations><total>282</total><denial_rate>0.6134751773049646</denial_rate><origination_rate>0.38652482269503546</origination_rate></row>
<row _id="4358"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>172</denials><originations>985</originations><total>1157</total><denial_rate>0.14866032843560933</denial_rate><origination_rate>0.8513396715643907</origination_rate></row>
<row _id="4359"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>323</denials><originations>547</originations><total>870</total><denial_rate>0.37126436781609196</denial_rate><origination_rate>0.628735632183908</origination_rate></row>
<row _id="4360"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Black</demographic><denials>668</denials><originations>1641</originations><total>2309</total><denial_rate>0.2893027284538761</denial_rate><origination_rate>0.7106972715461238</origination_rate></row>
<row _id="4361"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>276</denials><originations>244</originations><total>520</total><denial_rate>0.5307692307692308</denial_rate><origination_rate>0.46923076923076923</origination_rate></row>
<row _id="4362"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>200</denials><originations>1671</originations><total>1871</total><denial_rate>0.10689470871191876</denial_rate><origination_rate>0.8931052912880812</origination_rate></row>
<row _id="4363"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>404</denials><originations>943</originations><total>1347</total><denial_rate>0.29992576095025986</denial_rate><origination_rate>0.7000742390497402</origination_rate></row>
<row _id="4364"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Female</demographic><denials>880</denials><originations>2858</originations><total>3738</total><denial_rate>0.23542001070090957</denial_rate><origination_rate>0.7645799892990904</origination_rate></row>
<row _id="4365"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>66</denials><originations>34</originations><total>100</total><denial_rate>0.66</denial_rate><origination_rate>0.34</origination_rate></row>
<row _id="4366"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>100</denials><originations>586</originations><total>686</total><denial_rate>0.1457725947521866</denial_rate><origination_rate>0.8542274052478134</origination_rate></row>
<row _id="4367"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>97</denials><originations>183</originations><total>280</total><denial_rate>0.3464285714285714</denial_rate><origination_rate>0.6535714285714286</origination_rate></row>
<row _id="4368"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>263</denials><originations>803</originations><total>1066</total><denial_rate>0.24671669793621012</denial_rate><origination_rate>0.7532833020637899</origination_rate></row>
<row _id="4369"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>331</denials><originations>445</originations><total>776</total><denial_rate>0.4265463917525773</denial_rate><origination_rate>0.5734536082474226</origination_rate></row>
<row _id="4370"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>280</denials><originations>2228</originations><total>2508</total><denial_rate>0.11164274322169059</denial_rate><origination_rate>0.8883572567783095</origination_rate></row>
<row _id="4371"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>625</denials><originations>1351</originations><total>1976</total><denial_rate>0.31629554655870445</denial_rate><origination_rate>0.6837044534412956</origination_rate></row>
<row _id="4372"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1236</denials><originations>4024</originations><total>5260</total><denial_rate>0.2349809885931559</denial_rate><origination_rate>0.7650190114068441</origination_rate></row>
<row _id="4373"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>723</denials><originations>1174</originations><total>1897</total><denial_rate>0.3811280969952557</denial_rate><origination_rate>0.6188719030047444</origination_rate></row>
<row _id="4374"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>471</denials><originations>4926</originations><total>5397</total><denial_rate>0.08727070594774874</denial_rate><origination_rate>0.9127292940522512</origination_rate></row>
<row _id="4375"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1147</denials><originations>3182</originations><total>4329</total><denial_rate>0.26495726495726496</denial_rate><origination_rate>0.7350427350427351</origination_rate></row>
<row _id="4376"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2341</denials><originations>9282</originations><total>11623</total><denial_rate>0.2014109954400757</denial_rate><origination_rate>0.7985890045599243</origination_rate></row>
<row _id="4377"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>239</denials><originations>191</originations><total>430</total><denial_rate>0.5558139534883721</denial_rate><origination_rate>0.4441860465116279</origination_rate></row>
<row _id="4378"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>254</denials><originations>1655</originations><total>1909</total><denial_rate>0.13305395495023573</denial_rate><origination_rate>0.8669460450497642</origination_rate></row>
<row _id="4379"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>416</denials><originations>697</originations><total>1113</total><denial_rate>0.37376460017969454</denial_rate><origination_rate>0.6262353998203055</origination_rate></row>
<row _id="4380"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>909</denials><originations>2543</originations><total>3452</total><denial_rate>0.26332560834298957</denial_rate><origination_rate>0.7366743916570104</origination_rate></row>
<row _id="4381"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>546</denials><originations>1030</originations><total>1576</total><denial_rate>0.3464467005076142</denial_rate><origination_rate>0.6535532994923858</origination_rate></row>
<row _id="4382"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>296</denials><originations>3780</originations><total>4076</total><denial_rate>0.07262021589793916</denial_rate><origination_rate>0.9273797841020608</origination_rate></row>
<row _id="4383"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>816</denials><originations>2646</originations><total>3462</total><denial_rate>0.23570190641247835</denial_rate><origination_rate>0.7642980935875217</origination_rate></row>
<row _id="4384"><year>2022</year><county_id>34005</county_id><county_name>Burlington</county_name><purpose>All</purpose><demographic>White</demographic><denials>1658</denials><originations>7456</originations><total>9114</total><denial_rate>0.18191792846170726</denial_rate><origination_rate>0.8180820715382927</origination_rate></row>
<row _id="4385"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>54</denials><originations>64</originations><total>118</total><denial_rate>0.4576271186440678</denial_rate><origination_rate>0.5423728813559322</origination_rate></row>
<row _id="4386"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>61</denials><originations>437</originations><total>498</total><denial_rate>0.12248995983935743</denial_rate><origination_rate>0.8775100401606426</origination_rate></row>
<row _id="4387"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>59</denials><originations>135</originations><total>194</total><denial_rate>0.30412371134020616</denial_rate><origination_rate>0.6958762886597938</origination_rate></row>
<row _id="4388"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>174</denials><originations>636</originations><total>810</total><denial_rate>0.21481481481481482</denial_rate><origination_rate>0.7851851851851852</origination_rate></row>
<row _id="4389"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>196</denials><originations>129</originations><total>325</total><denial_rate>0.6030769230769231</denial_rate><origination_rate>0.39692307692307693</origination_rate></row>
<row _id="4390"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>237</denials><originations>1034</originations><total>1271</total><denial_rate>0.18646734854445318</denial_rate><origination_rate>0.8135326514555468</origination_rate></row>
<row _id="4391"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>362</denials><originations>459</originations><total>821</total><denial_rate>0.440925700365408</denial_rate><origination_rate>0.559074299634592</origination_rate></row>
<row _id="4392"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Black</demographic><denials>795</denials><originations>1622</originations><total>2417</total><denial_rate>0.3289201489449731</denial_rate><origination_rate>0.6710798510550269</origination_rate></row>
<row _id="4393"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>300</denials><originations>316</originations><total>616</total><denial_rate>0.487012987012987</denial_rate><origination_rate>0.512987012987013</origination_rate></row>
<row _id="4394"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>236</denials><originations>1806</originations><total>2042</total><denial_rate>0.11557296767874632</denial_rate><origination_rate>0.8844270323212536</origination_rate></row>
<row _id="4395"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>485</denials><originations>968</originations><total>1453</total><denial_rate>0.33379215416379904</denial_rate><origination_rate>0.666207845836201</origination_rate></row>
<row _id="4396"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1021</denials><originations>3090</originations><total>4111</total><denial_rate>0.2483580637314522</denial_rate><origination_rate>0.7516419362685478</origination_rate></row>
<row _id="4397"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>166</denials><originations>83</originations><total>249</total><denial_rate>0.6666666666666666</denial_rate><origination_rate>0.3333333333333333</origination_rate></row>
<row _id="4398"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>121</denials><originations>860</originations><total>981</total><denial_rate>0.12334352701325178</denial_rate><origination_rate>0.8766564729867482</origination_rate></row>
<row _id="4399"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>208</denials><originations>300</originations><total>508</total><denial_rate>0.4094488188976378</denial_rate><origination_rate>0.5905511811023622</origination_rate></row>
<row _id="4400"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>495</denials><originations>1243</originations><total>1738</total><denial_rate>0.2848101265822785</denial_rate><origination_rate>0.7151898734177216</origination_rate></row>
<row _id="4401"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>419</denials><originations>436</originations><total>855</total><denial_rate>0.49005847953216375</denial_rate><origination_rate>0.5099415204678363</origination_rate></row>
<row _id="4402"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>310</denials><originations>2153</originations><total>2463</total><denial_rate>0.12586276898091758</denial_rate><origination_rate>0.8741372310190825</origination_rate></row>
<row _id="4403"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>653</denials><originations>1386</originations><total>2039</total><denial_rate>0.3202550269740069</denial_rate><origination_rate>0.6797449730259931</origination_rate></row>
<row _id="4404"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1382</denials><originations>3975</originations><total>5357</total><denial_rate>0.2579802128056748</denial_rate><origination_rate>0.7420197871943252</origination_rate></row>
<row _id="4405"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>722</denials><originations>1141</originations><total>1863</total><denial_rate>0.3875469672571122</denial_rate><origination_rate>0.6124530327428879</origination_rate></row>
<row _id="4406"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>496</denials><originations>4534</originations><total>5030</total><denial_rate>0.09860834990059641</denial_rate><origination_rate>0.9013916500994036</origination_rate></row>
<row _id="4407"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1151</denials><originations>2980</originations><total>4131</total><denial_rate>0.2786250302590172</denial_rate><origination_rate>0.7213749697409828</origination_rate></row>
<row _id="4408"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2369</denials><originations>8655</originations><total>11024</total><denial_rate>0.21489477503628446</denial_rate><origination_rate>0.7851052249637155</origination_rate></row>
<row _id="4409"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>273</denials><originations>203</originations><total>476</total><denial_rate>0.5735294117647058</denial_rate><origination_rate>0.4264705882352941</origination_rate></row>
<row _id="4410"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>313</denials><originations>1527</originations><total>1840</total><denial_rate>0.1701086956521739</denial_rate><origination_rate>0.8298913043478261</origination_rate></row>
<row _id="4411"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>447</denials><originations>615</originations><total>1062</total><denial_rate>0.4209039548022599</denial_rate><origination_rate>0.5790960451977402</origination_rate></row>
<row _id="4412"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1033</denials><originations>2345</originations><total>3378</total><denial_rate>0.3058022498519834</denial_rate><origination_rate>0.6941977501480165</origination_rate></row>
<row _id="4413"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>576</denials><originations>1018</originations><total>1594</total><denial_rate>0.3613550815558344</denial_rate><origination_rate>0.6386449184441656</origination_rate></row>
<row _id="4414"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>275</denials><originations>3674</originations><total>3949</total><denial_rate>0.06963788300835655</denial_rate><origination_rate>0.9303621169916435</origination_rate></row>
<row _id="4415"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>849</denials><originations>2619</originations><total>3468</total><denial_rate>0.24480968858131488</denial_rate><origination_rate>0.7551903114186851</origination_rate></row>
<row _id="4416"><year>2022</year><county_id>34007</county_id><county_name>Camden</county_name><purpose>All</purpose><demographic>White</demographic><denials>1700</denials><originations>7311</originations><total>9011</total><denial_rate>0.18865830651426035</denial_rate><origination_rate>0.8113416934857397</origination_rate></row>
<row _id="4417"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>59</denials><originations>125</originations><total>184</total><denial_rate>0.32065217391304346</denial_rate><origination_rate>0.6793478260869565</origination_rate></row>
<row _id="4418"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>78</denials><originations>918</originations><total>996</total><denial_rate>0.0783132530120482</denial_rate><origination_rate>0.9216867469879518</origination_rate></row>
<row _id="4419"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>56</denials><originations>212</originations><total>268</total><denial_rate>0.208955223880597</denial_rate><origination_rate>0.7910447761194029</origination_rate></row>
<row _id="4420"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>193</denials><originations>1255</originations><total>1448</total><denial_rate>0.13328729281767956</denial_rate><origination_rate>0.8667127071823204</origination_rate></row>
<row _id="4421"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>46</denials><originations>44</originations><total>90</total><denial_rate>0.5111111111111111</denial_rate><origination_rate>0.4888888888888889</origination_rate></row>
<row _id="4422"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>49</denials><originations>189</originations><total>238</total><denial_rate>0.20588235294117646</denial_rate><origination_rate>0.7941176470588235</origination_rate></row>
<row _id="4423"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>93</denials><originations>132</originations><total>225</total><denial_rate>0.41333333333333333</denial_rate><origination_rate>0.5866666666666667</origination_rate></row>
<row _id="4424"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>188</denials><originations>365</originations><total>553</total><denial_rate>0.3399638336347197</denial_rate><origination_rate>0.6600361663652803</origination_rate></row>
<row _id="4425"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>213</denials><originations>377</originations><total>590</total><denial_rate>0.3610169491525424</denial_rate><origination_rate>0.6389830508474577</origination_rate></row>
<row _id="4426"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>167</denials><originations>1176</originations><total>1343</total><denial_rate>0.12434847356664185</denial_rate><origination_rate>0.8756515264333582</origination_rate></row>
<row _id="4427"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>315</denials><originations>840</originations><total>1155</total><denial_rate>0.2727272727272727</denial_rate><origination_rate>0.7272727272727273</origination_rate></row>
<row _id="4428"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>695</denials><originations>2393</originations><total>3088</total><denial_rate>0.22506476683937823</denial_rate><origination_rate>0.7749352331606217</origination_rate></row>
<row _id="4429"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>40</denials><originations>45</originations><total>85</total><denial_rate>0.47058823529411764</denial_rate><origination_rate>0.5294117647058824</origination_rate></row>
<row _id="4430"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>46</denials><originations>232</originations><total>278</total><denial_rate>0.16546762589928057</denial_rate><origination_rate>0.8345323741007195</origination_rate></row>
<row _id="4431"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>47</denials><originations>113</originations><total>160</total><denial_rate>0.29375</denial_rate><origination_rate>0.70625</origination_rate></row>
<row _id="4432"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>133</denials><originations>390</originations><total>523</total><denial_rate>0.25430210325047803</denial_rate><origination_rate>0.745697896749522</origination_rate></row>
<row _id="4433"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>298</denials><originations>695</originations><total>993</total><denial_rate>0.3001007049345418</denial_rate><origination_rate>0.6998992950654582</origination_rate></row>
<row _id="4434"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>178</denials><originations>2061</originations><total>2239</total><denial_rate>0.07949977668602054</denial_rate><origination_rate>0.9205002233139794</origination_rate></row>
<row _id="4435"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>502</denials><originations>1308</originations><total>1810</total><denial_rate>0.2773480662983425</denial_rate><origination_rate>0.7226519337016575</origination_rate></row>
<row _id="4436"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>978</denials><originations>4064</originations><total>5042</total><denial_rate>0.1939706465688219</denial_rate><origination_rate>0.8060293534311781</origination_rate></row>
<row _id="4437"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>664</denials><originations>1966</originations><total>2630</total><denial_rate>0.25247148288973387</denial_rate><origination_rate>0.7475285171102661</origination_rate></row>
<row _id="4438"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>414</denials><originations>5473</originations><total>5887</total><denial_rate>0.0703244436894853</denial_rate><origination_rate>0.9296755563105147</origination_rate></row>
<row _id="4439"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1055</denials><originations>4001</originations><total>5056</total><denial_rate>0.2086629746835443</denial_rate><origination_rate>0.7913370253164557</origination_rate></row>
<row _id="4440"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2133</denials><originations>11440</originations><total>13573</total><denial_rate>0.15715022471082296</denial_rate><origination_rate>0.842849775289177</origination_rate></row>
<row _id="4441"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>111</denials><originations>177</originations><total>288</total><denial_rate>0.3854166666666667</denial_rate><origination_rate>0.6145833333333334</origination_rate></row>
<row _id="4442"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>130</denials><originations>1133</originations><total>1263</total><denial_rate>0.10292953285827396</denial_rate><origination_rate>0.897070467141726</origination_rate></row>
<row _id="4443"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>159</denials><originations>364</originations><total>523</total><denial_rate>0.30401529636711283</denial_rate><origination_rate>0.6959847036328872</origination_rate></row>
<row _id="4444"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>400</denials><originations>1674</originations><total>2074</total><denial_rate>0.19286403085824494</denial_rate><origination_rate>0.8071359691417551</origination_rate></row>
<row _id="4445"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>596</denials><originations>1849</originations><total>2445</total><denial_rate>0.24376278118609407</denial_rate><origination_rate>0.7562372188139059</origination_rate></row>
<row _id="4446"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>335</denials><originations>4539</originations><total>4874</total><denial_rate>0.06873204759950759</denial_rate><origination_rate>0.9312679524004924</origination_rate></row>
<row _id="4447"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>936</denials><originations>3747</originations><total>4683</total><denial_rate>0.19987187700192185</denial_rate><origination_rate>0.8001281229980781</origination_rate></row>
<row _id="4448"><year>2022</year><county_id>42029</county_id><county_name>Chester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1867</denials><originations>10135</originations><total>12002</total><denial_rate>0.15555740709881685</denial_rate><origination_rate>0.8444425929011832</origination_rate></row>
<row _id="4449"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>94</denials><originations>83</originations><total>177</total><denial_rate>0.5310734463276836</denial_rate><origination_rate>0.4689265536723164</origination_rate></row>
<row _id="4450"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>91</denials><originations>615</originations><total>706</total><denial_rate>0.12889518413597734</denial_rate><origination_rate>0.8711048158640227</origination_rate></row>
<row _id="4451"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>72</denials><originations>137</originations><total>209</total><denial_rate>0.3444976076555024</denial_rate><origination_rate>0.6555023923444976</origination_rate></row>
<row _id="4452"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>257</denials><originations>835</originations><total>1092</total><denial_rate>0.23534798534798534</denial_rate><origination_rate>0.7646520146520146</origination_rate></row>
<row _id="4453"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>323</denials><originations>193</originations><total>516</total><denial_rate>0.625968992248062</denial_rate><origination_rate>0.374031007751938</origination_rate></row>
<row _id="4454"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>238</denials><originations>1240</originations><total>1478</total><denial_rate>0.16102841677943167</denial_rate><origination_rate>0.8389715832205683</origination_rate></row>
<row _id="4455"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>448</denials><originations>579</originations><total>1027</total><denial_rate>0.436222005842259</denial_rate><origination_rate>0.563777994157741</origination_rate></row>
<row _id="4456"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Black</demographic><denials>1009</denials><originations>2012</originations><total>3021</total><denial_rate>0.3339953657729229</denial_rate><origination_rate>0.6660046342270771</origination_rate></row>
<row _id="4457"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>381</denials><originations>442</originations><total>823</total><denial_rate>0.4629404617253949</denial_rate><origination_rate>0.5370595382746051</origination_rate></row>
<row _id="4458"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>208</denials><originations>1736</originations><total>1944</total><denial_rate>0.10699588477366255</denial_rate><origination_rate>0.8930041152263375</origination_rate></row>
<row _id="4459"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>536</denials><originations>1079</originations><total>1615</total><denial_rate>0.3318885448916409</denial_rate><origination_rate>0.6681114551083591</origination_rate></row>
<row _id="4460"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1125</denials><originations>3257</originations><total>4382</total><denial_rate>0.2567320858055682</denial_rate><origination_rate>0.7432679141944317</origination_rate></row>
<row _id="4461"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>42</denials><originations>28</originations><total>70</total><denial_rate>0.6</denial_rate><origination_rate>0.4</origination_rate></row>
<row _id="4462"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>38</denials><originations>263</originations><total>301</total><denial_rate>0.12624584717607973</denial_rate><origination_rate>0.8737541528239202</origination_rate></row>
<row _id="4463"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>39</denials><originations>76</originations><total>115</total><denial_rate>0.3391304347826087</denial_rate><origination_rate>0.6608695652173913</origination_rate></row>
<row _id="4464"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>119</denials><originations>367</originations><total>486</total><denial_rate>0.2448559670781893</denial_rate><origination_rate>0.7551440329218106</origination_rate></row>
<row _id="4465"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>456</denials><originations>593</originations><total>1049</total><denial_rate>0.43469971401334606</denial_rate><origination_rate>0.5653002859866539</origination_rate></row>
<row _id="4466"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>282</denials><originations>2052</originations><total>2334</total><denial_rate>0.12082262210796915</denial_rate><origination_rate>0.8791773778920309</origination_rate></row>
<row _id="4467"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>618</denials><originations>1421</originations><total>2039</total><denial_rate>0.3030897498773909</denial_rate><origination_rate>0.6969102501226091</origination_rate></row>
<row _id="4468"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1356</denials><originations>4066</originations><total>5422</total><denial_rate>0.250092216894135</denial_rate><origination_rate>0.749907783105865</origination_rate></row>
<row _id="4469"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>943</denials><originations>1702</originations><total>2645</total><denial_rate>0.3565217391304348</denial_rate><origination_rate>0.6434782608695652</origination_rate></row>
<row _id="4470"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>513</denials><originations>5232</originations><total>5745</total><denial_rate>0.08929503916449086</denial_rate><origination_rate>0.9107049608355091</origination_rate></row>
<row _id="4471"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1317</denials><originations>3652</originations><total>4969</total><denial_rate>0.26504326826323205</denial_rate><origination_rate>0.734956731736768</origination_rate></row>
<row _id="4472"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>2773</denials><originations>10586</originations><total>13359</total><denial_rate>0.20757541732165583</denial_rate><origination_rate>0.7924245826783441</origination_rate></row>
<row _id="4473"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>439</denials><originations>290</originations><total>729</total><denial_rate>0.6021947873799726</denial_rate><origination_rate>0.39780521262002744</origination_rate></row>
<row _id="4474"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>336</denials><originations>1897</originations><total>2233</total><denial_rate>0.15047021943573669</denial_rate><origination_rate>0.8495297805642633</origination_rate></row>
<row _id="4475"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>537</denials><originations>735</originations><total>1272</total><denial_rate>0.4221698113207547</denial_rate><origination_rate>0.5778301886792453</origination_rate></row>
<row _id="4476"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>1312</denials><originations>2922</originations><total>4234</total><denial_rate>0.30987246102975907</denial_rate><origination_rate>0.6901275389702409</origination_rate></row>
<row _id="4477"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>565</denials><originations>1442</originations><total>2007</total><denial_rate>0.2815146985550573</denial_rate><origination_rate>0.7184853014449427</origination_rate></row>
<row _id="4478"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>217</denials><originations>3516</originations><total>3733</total><denial_rate>0.058130190195553176</denial_rate><origination_rate>0.9418698098044468</origination_rate></row>
<row _id="4479"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>804</denials><originations>2973</originations><total>3777</total><denial_rate>0.21286735504368545</denial_rate><origination_rate>0.7871326449563145</origination_rate></row>
<row _id="4480"><year>2022</year><county_id>42045</county_id><county_name>Delaware</county_name><purpose>All</purpose><demographic>White</demographic><denials>1586</denials><originations>7931</originations><total>9517</total><denial_rate>0.16664915414521383</denial_rate><origination_rate>0.8333508458547861</origination_rate></row>
<row _id="4481"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>35</denials><originations>21</originations><total>56</total><denial_rate>0.625</denial_rate><origination_rate>0.375</origination_rate></row>
<row _id="4482"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>28</denials><originations>172</originations><total>200</total><denial_rate>0.14</denial_rate><origination_rate>0.86</origination_rate></row>
<row _id="4483"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>20</denials><originations>51</originations><total>71</total><denial_rate>0.28169014084507044</denial_rate><origination_rate>0.7183098591549296</origination_rate></row>
<row _id="4484"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>83</denials><originations>244</originations><total>327</total><denial_rate>0.25382262996941896</denial_rate><origination_rate>0.746177370030581</origination_rate></row>
<row _id="4485"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>76</denials><originations>70</originations><total>146</total><denial_rate>0.5205479452054794</denial_rate><origination_rate>0.4794520547945205</origination_rate></row>
<row _id="4486"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>100</denials><originations>421</originations><total>521</total><denial_rate>0.19193857965451055</denial_rate><origination_rate>0.8080614203454894</origination_rate></row>
<row _id="4487"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>113</denials><originations>187</originations><total>300</total><denial_rate>0.37666666666666665</denial_rate><origination_rate>0.6233333333333333</origination_rate></row>
<row _id="4488"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Black</demographic><denials>289</denials><originations>678</originations><total>967</total><denial_rate>0.2988624612202689</denial_rate><origination_rate>0.7011375387797312</origination_rate></row>
<row _id="4489"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>189</denials><originations>194</originations><total>383</total><denial_rate>0.4934725848563969</denial_rate><origination_rate>0.5065274151436031</origination_rate></row>
<row _id="4490"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>149</denials><originations>1008</originations><total>1157</total><denial_rate>0.12878133102852204</denial_rate><origination_rate>0.8712186689714779</origination_rate></row>
<row _id="4491"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>254</denials><originations>598</originations><total>852</total><denial_rate>0.2981220657276995</denial_rate><origination_rate>0.7018779342723005</origination_rate></row>
<row _id="4492"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Female</demographic><denials>592</denials><originations>1800</originations><total>2392</total><denial_rate>0.24749163879598662</denial_rate><origination_rate>0.7525083612040134</origination_rate></row>
<row _id="4493"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>34</denials><originations>44</originations><total>78</total><denial_rate>0.4358974358974359</denial_rate><origination_rate>0.5641025641025641</origination_rate></row>
<row _id="4494"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>80</denials><originations>331</originations><total>411</total><denial_rate>0.19464720194647203</denial_rate><origination_rate>0.805352798053528</origination_rate></row>
<row _id="4495"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>47</denials><originations>101</originations><total>148</total><denial_rate>0.31756756756756754</denial_rate><origination_rate>0.6824324324324325</origination_rate></row>
<row _id="4496"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>161</denials><originations>476</originations><total>637</total><denial_rate>0.25274725274725274</denial_rate><origination_rate>0.7472527472527473</origination_rate></row>
<row _id="4497"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>256</denials><originations>345</originations><total>601</total><denial_rate>0.4259567387687188</denial_rate><origination_rate>0.5740432612312812</origination_rate></row>
<row _id="4498"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>186</denials><originations>1343</originations><total>1529</total><denial_rate>0.12164813603662525</denial_rate><origination_rate>0.8783518639633747</origination_rate></row>
<row _id="4499"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>417</denials><originations>920</originations><total>1337</total><denial_rate>0.3118922961854899</denial_rate><origination_rate>0.6881077038145101</origination_rate></row>
<row _id="4500"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Male</demographic><denials>859</denials><originations>2608</originations><total>3467</total><denial_rate>0.24776463801557544</denial_rate><origination_rate>0.7522353619844245</origination_rate></row>
<row _id="4501"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>559</denials><originations>911</originations><total>1470</total><denial_rate>0.3802721088435374</denial_rate><origination_rate>0.6197278911564625</origination_rate></row>
<row _id="4502"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>316</denials><originations>3136</originations><total>3452</total><denial_rate>0.09154113557358054</denial_rate><origination_rate>0.9084588644264194</origination_rate></row>
<row _id="4503"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>788</denials><originations>2231</originations><total>3019</total><denial_rate>0.2610135806558463</denial_rate><origination_rate>0.7389864193441537</origination_rate></row>
<row _id="4504"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1663</denials><originations>6278</originations><total>7941</total><denial_rate>0.20941946858078328</denial_rate><origination_rate>0.7905805314192167</origination_rate></row>
<row _id="4505"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>123</denials><originations>98</originations><total>221</total><denial_rate>0.5565610859728507</denial_rate><origination_rate>0.4434389140271493</origination_rate></row>
<row _id="4506"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>138</denials><originations>618</originations><total>756</total><denial_rate>0.18253968253968253</denial_rate><origination_rate>0.8174603174603174</origination_rate></row>
<row _id="4507"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>141</denials><originations>254</originations><total>395</total><denial_rate>0.3569620253164557</denial_rate><origination_rate>0.6430379746835443</origination_rate></row>
<row _id="4508"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>402</denials><originations>970</originations><total>1372</total><denial_rate>0.29300291545189505</denial_rate><origination_rate>0.706997084548105</origination_rate></row>
<row _id="4509"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>478</denials><originations>859</originations><total>1337</total><denial_rate>0.3575168287210172</denial_rate><origination_rate>0.6424831712789828</origination_rate></row>
<row _id="4510"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>240</denials><originations>2789</originations><total>3029</total><denial_rate>0.07923407065037966</denial_rate><origination_rate>0.9207659293496203</origination_rate></row>
<row _id="4511"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>687</denials><originations>2071</originations><total>2758</total><denial_rate>0.24909354604786077</denial_rate><origination_rate>0.7509064539521393</origination_rate></row>
<row _id="4512"><year>2022</year><county_id>34015</county_id><county_name>Gloucester</county_name><purpose>All</purpose><demographic>White</demographic><denials>1405</denials><originations>5719</originations><total>7124</total><denial_rate>0.1972206625491297</denial_rate><origination_rate>0.8027793374508703</origination_rate></row>
<row _id="4513"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>65</denials><originations>114</originations><total>179</total><denial_rate>0.36312849162011174</denial_rate><origination_rate>0.6368715083798883</origination_rate></row>
<row _id="4514"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>86</denials><originations>722</originations><total>808</total><denial_rate>0.10643564356435643</denial_rate><origination_rate>0.8935643564356436</origination_rate></row>
<row _id="4515"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>55</denials><originations>235</originations><total>290</total><denial_rate>0.1896551724137931</denial_rate><origination_rate>0.8103448275862069</origination_rate></row>
<row _id="4516"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>206</denials><originations>1071</originations><total>1277</total><denial_rate>0.16131558339859045</denial_rate><origination_rate>0.8386844166014096</origination_rate></row>
<row _id="4517"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>85</denials><originations>51</originations><total>136</total><denial_rate>0.625</denial_rate><origination_rate>0.375</origination_rate></row>
<row _id="4518"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>100</denials><originations>431</originations><total>531</total><denial_rate>0.18832391713747645</denial_rate><origination_rate>0.8116760828625236</origination_rate></row>
<row _id="4519"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>162</denials><originations>231</originations><total>393</total><denial_rate>0.4122137404580153</denial_rate><origination_rate>0.5877862595419847</origination_rate></row>
<row _id="4520"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Black</demographic><denials>347</denials><originations>713</originations><total>1060</total><denial_rate>0.3273584905660377</denial_rate><origination_rate>0.6726415094339623</origination_rate></row>
<row _id="4521"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>118</denials><originations>143</originations><total>261</total><denial_rate>0.4521072796934866</denial_rate><origination_rate>0.5478927203065134</origination_rate></row>
<row _id="4522"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>144</denials><originations>825</originations><total>969</total><denial_rate>0.14860681114551083</denial_rate><origination_rate>0.8513931888544891</origination_rate></row>
<row _id="4523"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>200</denials><originations>528</originations><total>728</total><denial_rate>0.27472527472527475</denial_rate><origination_rate>0.7252747252747253</origination_rate></row>
<row _id="4524"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Female</demographic><denials>462</denials><originations>1496</originations><total>1958</total><denial_rate>0.23595505617977527</denial_rate><origination_rate>0.7640449438202247</origination_rate></row>
<row _id="4525"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>59</denials><originations>43</originations><total>102</total><denial_rate>0.5784313725490197</denial_rate><origination_rate>0.4215686274509804</origination_rate></row>
<row _id="4526"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>116</denials><originations>585</originations><total>701</total><denial_rate>0.16547788873038516</denial_rate><origination_rate>0.8345221112696148</origination_rate></row>
<row _id="4527"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>95</denials><originations>173</originations><total>268</total><denial_rate>0.35447761194029853</denial_rate><origination_rate>0.6455223880597015</origination_rate></row>
<row _id="4528"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>270</denials><originations>801</originations><total>1071</total><denial_rate>0.25210084033613445</denial_rate><origination_rate>0.7478991596638656</origination_rate></row>
<row _id="4529"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>193</denials><originations>252</originations><total>445</total><denial_rate>0.4337078651685393</denial_rate><origination_rate>0.5662921348314607</origination_rate></row>
<row _id="4530"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>211</denials><originations>1257</originations><total>1468</total><denial_rate>0.14373297002724797</denial_rate><origination_rate>0.8562670299727521</origination_rate></row>
<row _id="4531"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>270</denials><originations>754</originations><total>1024</total><denial_rate>0.263671875</denial_rate><origination_rate>0.736328125</origination_rate></row>
<row _id="4532"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Male</demographic><denials>674</denials><originations>2263</originations><total>2937</total><denial_rate>0.22948586993530815</denial_rate><origination_rate>0.7705141300646918</origination_rate></row>
<row _id="4533"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>315</denials><originations>568</originations><total>883</total><denial_rate>0.3567383918459796</denial_rate><origination_rate>0.6432616081540203</origination_rate></row>
<row _id="4534"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>306</denials><originations>2471</originations><total>2777</total><denial_rate>0.11019085343896291</denial_rate><origination_rate>0.889809146561037</origination_rate></row>
<row _id="4535"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>453</denials><originations>1655</originations><total>2108</total><denial_rate>0.2148956356736243</denial_rate><origination_rate>0.7851043643263758</origination_rate></row>
<row _id="4536"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>1074</denials><originations>4694</originations><total>5768</total><denial_rate>0.1861997226074896</denial_rate><origination_rate>0.8138002773925104</origination_rate></row>
<row _id="4537"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>156</denials><originations>167</originations><total>323</total><denial_rate>0.48297213622291024</denial_rate><origination_rate>0.5170278637770898</origination_rate></row>
<row _id="4538"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>198</denials><originations>1167</originations><total>1365</total><denial_rate>0.14505494505494507</denial_rate><origination_rate>0.8549450549450549</origination_rate></row>
<row _id="4539"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>222</denials><originations>481</originations><total>703</total><denial_rate>0.3157894736842105</denial_rate><origination_rate>0.6842105263157895</origination_rate></row>
<row _id="4540"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>576</denials><originations>1815</originations><total>2391</total><denial_rate>0.24090338770388958</denial_rate><origination_rate>0.7590966122961104</origination_rate></row>
<row _id="4541"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>222</denials><originations>433</originations><total>655</total><denial_rate>0.33893129770992364</denial_rate><origination_rate>0.6610687022900763</origination_rate></row>
<row _id="4542"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>202</denials><originations>1787</originations><total>1989</total><denial_rate>0.10155857214680744</denial_rate><origination_rate>0.8984414278531926</origination_rate></row>
<row _id="4543"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>313</denials><originations>1304</originations><total>1617</total><denial_rate>0.19356833642547927</denial_rate><origination_rate>0.8064316635745207</origination_rate></row>
<row _id="4544"><year>2022</year><county_id>34021</county_id><county_name>Mercer</county_name><purpose>All</purpose><demographic>White</demographic><denials>737</denials><originations>3524</originations><total>4261</total><denial_rate>0.17296409293593054</denial_rate><origination_rate>0.8270359070640695</origination_rate></row>
<row _id="4545"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>123</denials><originations>177</originations><total>300</total><denial_rate>0.41</denial_rate><origination_rate>0.59</origination_rate></row>
<row _id="4546"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>120</denials><originations>1162</originations><total>1282</total><denial_rate>0.093603744149766</denial_rate><origination_rate>0.906396255850234</origination_rate></row>
<row _id="4547"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>104</denials><originations>338</originations><total>442</total><denial_rate>0.23529411764705882</denial_rate><origination_rate>0.7647058823529411</origination_rate></row>
<row _id="4548"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>347</denials><originations>1677</originations><total>2024</total><denial_rate>0.17144268774703558</denial_rate><origination_rate>0.8285573122529645</origination_rate></row>
<row _id="4549"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>184</denials><originations>196</originations><total>380</total><denial_rate>0.4842105263157895</denial_rate><origination_rate>0.5157894736842106</origination_rate></row>
<row _id="4550"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>105</denials><originations>578</originations><total>683</total><denial_rate>0.15373352855051245</denial_rate><origination_rate>0.8462664714494875</origination_rate></row>
<row _id="4551"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>280</denials><originations>465</originations><total>745</total><denial_rate>0.37583892617449666</denial_rate><origination_rate>0.6241610738255033</origination_rate></row>
<row _id="4552"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Black</demographic><denials>569</denials><originations>1239</originations><total>1808</total><denial_rate>0.314712389380531</denial_rate><origination_rate>0.6852876106194691</origination_rate></row>
<row _id="4553"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>404</denials><originations>726</originations><total>1130</total><denial_rate>0.35752212389380533</denial_rate><origination_rate>0.6424778761061947</origination_rate></row>
<row _id="4554"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>210</denials><originations>2075</originations><total>2285</total><denial_rate>0.09190371991247265</denial_rate><origination_rate>0.9080962800875274</origination_rate></row>
<row _id="4555"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>543</denials><originations>1580</originations><total>2123</total><denial_rate>0.25577013659915215</denial_rate><origination_rate>0.7442298634008478</origination_rate></row>
<row _id="4556"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Female</demographic><denials>1157</denials><originations>4381</originations><total>5538</total><denial_rate>0.20892018779342722</denial_rate><origination_rate>0.7910798122065728</origination_rate></row>
<row _id="4557"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>88</denials><originations>98</originations><total>186</total><denial_rate>0.4731182795698925</denial_rate><origination_rate>0.5268817204301075</origination_rate></row>
<row _id="4558"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>65</denials><originations>373</originations><total>438</total><denial_rate>0.14840182648401826</denial_rate><origination_rate>0.8515981735159818</origination_rate></row>
<row _id="4559"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>89</denials><originations>154</originations><total>243</total><denial_rate>0.3662551440329218</denial_rate><origination_rate>0.6337448559670782</origination_rate></row>
<row _id="4560"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>242</denials><originations>625</originations><total>867</total><denial_rate>0.279123414071511</denial_rate><origination_rate>0.720876585928489</origination_rate></row>
<row _id="4561"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>523</denials><originations>1049</originations><total>1572</total><denial_rate>0.3326972010178117</denial_rate><origination_rate>0.6673027989821882</origination_rate></row>
<row _id="4562"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>319</denials><originations>2905</originations><total>3224</total><denial_rate>0.0989454094292804</denial_rate><origination_rate>0.9010545905707196</origination_rate></row>
<row _id="4563"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>812</denials><originations>2134</originations><total>2946</total><denial_rate>0.2756279701289885</denial_rate><origination_rate>0.7243720298710116</origination_rate></row>
<row _id="4564"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Male</demographic><denials>1654</denials><originations>6088</originations><total>7742</total><denial_rate>0.21363988633428055</denial_rate><origination_rate>0.7863601136657195</origination_rate></row>
<row _id="4565"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>1161</denials><originations>3281</originations><total>4442</total><denial_rate>0.2613687528140477</denial_rate><origination_rate>0.7386312471859523</origination_rate></row>
<row _id="4566"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>611</denials><originations>8366</originations><total>8977</total><denial_rate>0.06806282722513089</denial_rate><origination_rate>0.9319371727748691</origination_rate></row>
<row _id="4567"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>1680</denials><originations>6193</originations><total>7873</total><denial_rate>0.21338752699098185</denial_rate><origination_rate>0.7866124730090182</origination_rate></row>
<row _id="4568"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>3452</denials><originations>17840</originations><total>21292</total><denial_rate>0.16212662032688333</denial_rate><origination_rate>0.8378733796731167</origination_rate></row>
<row _id="4569"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>324</denials><originations>384</originations><total>708</total><denial_rate>0.4576271186440678</denial_rate><origination_rate>0.5423728813559322</origination_rate></row>
<row _id="4570"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>231</denials><originations>1791</originations><total>2022</total><denial_rate>0.1142433234421365</denial_rate><origination_rate>0.8857566765578635</origination_rate></row>
<row _id="4571"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>402</denials><originations>821</originations><total>1223</total><denial_rate>0.3286999182338512</denial_rate><origination_rate>0.6713000817661489</origination_rate></row>
<row _id="4572"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>957</denials><originations>2996</originations><total>3953</total><denial_rate>0.24209461168732607</denial_rate><origination_rate>0.757905388312674</origination_rate></row>
<row _id="4573"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>907</denials><originations>3010</originations><total>3917</total><denial_rate>0.2315547612969109</denial_rate><origination_rate>0.7684452387030891</origination_rate></row>
<row _id="4574"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>424</denials><originations>6765</originations><total>7189</total><denial_rate>0.058978995687856445</denial_rate><origination_rate>0.9410210043121435</origination_rate></row>
<row _id="4575"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1365</denials><originations>5512</originations><total>6877</total><denial_rate>0.19848771266540643</denial_rate><origination_rate>0.8015122873345936</origination_rate></row>
<row _id="4576"><year>2022</year><county_id>42091</county_id><county_name>Montgomery</county_name><purpose>All</purpose><demographic>White</demographic><denials>2696</denials><originations>15287</originations><total>17983</total><denial_rate>0.14991936829227603</denial_rate><origination_rate>0.850080631707724</origination_rate></row>
<row _id="4577"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Asian</demographic><denials>267</denials><originations>190</originations><total>457</total><denial_rate>0.5842450765864332</denial_rate><origination_rate>0.41575492341356673</origination_rate></row>
<row _id="4578"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Asian</demographic><denials>229</denials><originations>2630</originations><total>2859</total><denial_rate>0.0800979363413781</denial_rate><origination_rate>0.9199020636586219</origination_rate></row>
<row _id="4579"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Asian</demographic><denials>267</denials><originations>546</originations><total>813</total><denial_rate>0.3284132841328413</denial_rate><origination_rate>0.6715867158671587</origination_rate></row>
<row _id="4580"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Asian</demographic><denials>763</denials><originations>3366</originations><total>4129</total><denial_rate>0.1847905061758295</denial_rate><origination_rate>0.8152094938241705</origination_rate></row>
<row _id="4581"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Black</demographic><denials>1685</denials><originations>1020</originations><total>2705</total><denial_rate>0.6229205175600739</denial_rate><origination_rate>0.37707948243992606</origination_rate></row>
<row _id="4582"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Black</demographic><denials>652</denials><originations>3021</originations><total>3673</total><denial_rate>0.17751157092295128</denial_rate><origination_rate>0.8224884290770488</origination_rate></row>
<row _id="4583"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Black</demographic><denials>2046</denials><originations>2448</originations><total>4494</total><denial_rate>0.4552736982643525</denial_rate><origination_rate>0.5447263017356475</origination_rate></row>
<row _id="4584"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Black</demographic><denials>4383</denials><originations>6489</originations><total>10872</total><denial_rate>0.4031456953642384</denial_rate><origination_rate>0.5968543046357616</origination_rate></row>
<row _id="4585"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Female</demographic><denials>1627</denials><originations>1101</originations><total>2728</total><denial_rate>0.5964076246334311</denial_rate><origination_rate>0.4035923753665689</origination_rate></row>
<row _id="4586"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Female</demographic><denials>666</denials><originations>5400</originations><total>6066</total><denial_rate>0.10979228486646884</denial_rate><origination_rate>0.8902077151335311</origination_rate></row>
<row _id="4587"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Female</demographic><denials>1853</denials><originations>2856</originations><total>4709</total><denial_rate>0.3935018050541516</denial_rate><origination_rate>0.6064981949458483</origination_rate></row>
<row _id="4588"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Female</demographic><denials>4146</denials><originations>9357</originations><total>13503</total><denial_rate>0.3070428793601422</denial_rate><origination_rate>0.6929571206398578</origination_rate></row>
<row _id="4589"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Latinx</demographic><denials>412</denials><originations>212</originations><total>624</total><denial_rate>0.6602564102564102</denial_rate><origination_rate>0.33974358974358976</origination_rate></row>
<row _id="4590"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Latinx</demographic><denials>245</denials><originations>1732</originations><total>1977</total><denial_rate>0.12392513909964593</denial_rate><origination_rate>0.876074860900354</origination_rate></row>
<row _id="4591"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Latinx</demographic><denials>517</denials><originations>586</originations><total>1103</total><denial_rate>0.46872166817769717</denial_rate><origination_rate>0.5312783318223028</origination_rate></row>
<row _id="4592"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Latinx</demographic><denials>1174</denials><originations>2530</originations><total>3704</total><denial_rate>0.3169546436285097</denial_rate><origination_rate>0.6830453563714903</origination_rate></row>
<row _id="4593"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Male</demographic><denials>1433</denials><originations>1090</originations><total>2523</total><denial_rate>0.5679746333729687</denial_rate><origination_rate>0.43202536662703134</origination_rate></row>
<row _id="4594"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Male</demographic><denials>789</denials><originations>5851</originations><total>6640</total><denial_rate>0.11882530120481928</denial_rate><origination_rate>0.8811746987951807</origination_rate></row>
<row _id="4595"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Male</demographic><denials>2045</denials><originations>3110</originations><total>5155</total><denial_rate>0.39670223084384093</denial_rate><origination_rate>0.6032977691561591</origination_rate></row>
<row _id="4596"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Male</demographic><denials>4267</denials><originations>10051</originations><total>14318</total><denial_rate>0.2980164827489873</denial_rate><origination_rate>0.7019835172510127</origination_rate></row>
<row _id="4597"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-Latinx</demographic><denials>2718</denials><originations>2436</originations><total>5154</total><denial_rate>0.5273573923166472</denial_rate><origination_rate>0.47264260768335276</origination_rate></row>
<row _id="4598"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-Latinx</demographic><denials>1281</denials><originations>11520</originations><total>12801</total><denial_rate>0.10007030700726506</denial_rate><origination_rate>0.899929692992735</origination_rate></row>
<row _id="4599"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-Latinx</demographic><denials>3487</denials><originations>6334</originations><total>9821</total><denial_rate>0.3550554933306181</denial_rate><origination_rate>0.644944506669382</origination_rate></row>
<row _id="4600"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-Latinx</demographic><denials>7486</denials><originations>20290</originations><total>27776</total><denial_rate>0.26951324884792627</denial_rate><origination_rate>0.7304867511520737</origination_rate></row>
<row _id="4601"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>Non-White</demographic><denials>2042</denials><originations>1240</originations><total>3282</total><denial_rate>0.6221815965874467</denial_rate><origination_rate>0.3778184034125533</origination_rate></row>
<row _id="4602"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>Non-White</demographic><denials>917</denials><originations>5791</originations><total>6708</total><denial_rate>0.13670244484197971</denial_rate><origination_rate>0.8632975551580203</origination_rate></row>
<row _id="4603"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>Non-White</demographic><denials>2401</denials><originations>3069</originations><total>5470</total><denial_rate>0.4389396709323583</denial_rate><origination_rate>0.5610603290676417</origination_rate></row>
<row _id="4604"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>Non-White</demographic><denials>5360</denials><originations>10100</originations><total>15460</total><denial_rate>0.34670116429495473</denial_rate><origination_rate>0.6532988357050453</origination_rate></row>
<row _id="4605"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home improvement</purpose><demographic>White</demographic><denials>1044</denials><originations>1382</originations><total>2426</total><denial_rate>0.43033800494641383</denial_rate><origination_rate>0.5696619950535862</origination_rate></row>
<row _id="4606"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Home purchase</purpose><demographic>White</demographic><denials>537</denials><originations>7056</originations><total>7593</total><denial_rate>0.07072303437376531</denial_rate><origination_rate>0.9292769656262347</origination_rate></row>
<row _id="4607"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>Refinancing</purpose><demographic>White</demographic><denials>1442</denials><originations>3706</originations><total>5148</total><denial_rate>0.2801087801087801</denial_rate><origination_rate>0.7198912198912198</origination_rate></row>
<row _id="4608"><year>2022</year><county_id>42101</county_id><county_name>Philadelphia</county_name><purpose>All</purpose><demographic>White</demographic><denials>3023</denials><originations>12144</originations><total>15167</total><denial_rate>0.19931430078459814</denial_rate><origination_rate>0.8006856992154019</origination_rate></row>
</data>
