<data xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<row _id="1"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1090529321563443</origination_rate_gap></row>
<row _id="2"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10454598246517254</origination_rate_gap></row>
<row _id="3"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04881441082437384</origination_rate_gap></row>
<row _id="4"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1112000834672993</origination_rate_gap></row>
<row _id="5"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1085571144935139</origination_rate_gap></row>
<row _id="6"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10480606546826252</origination_rate_gap></row>
<row _id="7"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.062311553474927846</origination_rate_gap></row>
<row _id="8"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10367250077722402</origination_rate_gap></row>
<row _id="9"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09452567192213636</origination_rate_gap></row>
<row _id="10"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06777133557656813</origination_rate_gap></row>
<row _id="11"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.030672819996162202</origination_rate_gap></row>
<row _id="12"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11199984978302549</origination_rate_gap></row>
<row _id="13"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10296809490789414</origination_rate_gap></row>
<row _id="14"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10155393201750818</origination_rate_gap></row>
<row _id="15"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05226454379489023</origination_rate_gap></row>
<row _id="16"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.089001828083575</origination_rate_gap></row>
<row _id="17"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1158771705316015</origination_rate_gap></row>
<row _id="18"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.13147659862490826</origination_rate_gap></row>
<row _id="19"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02560376193624871</origination_rate_gap></row>
<row _id="20"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.13157605894925092</origination_rate_gap></row>
<row _id="21"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09691547137714877</origination_rate_gap></row>
<row _id="22"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09388969031917935</origination_rate_gap></row>
<row _id="23"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.021939508613673112</origination_rate_gap></row>
<row _id="24"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11070297983979678</origination_rate_gap></row>
<row _id="25"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11944254035278169</origination_rate_gap></row>
<row _id="26"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.12568130277292808</origination_rate_gap></row>
<row _id="27"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.019214257021435872</origination_rate_gap></row>
<row _id="28"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.14467411260565724</origination_rate_gap></row>
<row _id="29"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09732956750145984</origination_rate_gap></row>
<row _id="30"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10248224367637498</origination_rate_gap></row>
<row _id="31"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02653021982758049</origination_rate_gap></row>
<row _id="32"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09723960111432119</origination_rate_gap></row>
<row _id="33"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08285979028342784</origination_rate_gap></row>
<row _id="34"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1370907617137581</origination_rate_gap></row>
<row _id="35"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02645359221392229</origination_rate_gap></row>
<row _id="36"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09187923239935805</origination_rate_gap></row>
<row _id="37"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.07682405112318925</origination_rate_gap></row>
<row _id="38"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06819505312439875</origination_rate_gap></row>
<row _id="39"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.023886024225324706</origination_rate_gap></row>
<row _id="40"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08892821748869835</origination_rate_gap></row>
<row _id="41"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0736756983765406</origination_rate_gap></row>
<row _id="42"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.13087822432941695</origination_rate_gap></row>
<row _id="43"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.01837093835845377</origination_rate_gap></row>
<row _id="44"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.086884437394497</origination_rate_gap></row>
<row _id="45"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08401270909837298</origination_rate_gap></row>
<row _id="46"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1351200971454136</origination_rate_gap></row>
<row _id="47"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03947803570297712</origination_rate_gap></row>
<row _id="48"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.07556663577506308</origination_rate_gap></row>
<row _id="49"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06881801720444043</origination_rate_gap></row>
<row _id="50"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11970448561666097</origination_rate_gap></row>
<row _id="51"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.030974925851846954</origination_rate_gap></row>
<row _id="52"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.07034117772432147</origination_rate_gap></row>
<row _id="53"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.087725046634696</origination_rate_gap></row>
<row _id="54"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09664246823956443</origination_rate_gap></row>
<row _id="55"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03963350510043117</origination_rate_gap></row>
<row _id="56"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09909757185134813</origination_rate_gap></row>
<row _id="57"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0533377821584261</origination_rate_gap></row>
<row _id="58"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1073015873015873</origination_rate_gap></row>
<row _id="59"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02527496388097843</origination_rate_gap></row>
<row _id="60"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.054267388170743995</origination_rate_gap></row>
<row _id="61"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.046300732292970874</origination_rate_gap></row>
<row _id="62"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09421201428915821</origination_rate_gap></row>
<row _id="63"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.011318556845055927</origination_rate_gap></row>
<row _id="64"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03841390668532901</origination_rate_gap></row>
<row _id="65"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.058815574815799986</origination_rate_gap></row>
<row _id="66"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10965043036871926</origination_rate_gap></row>
<row _id="67"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.027995530342100738</origination_rate_gap></row>
<row _id="68"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05489284068609082</origination_rate_gap></row>
<row _id="69"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06032400137954289</origination_rate_gap></row>
<row _id="70"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0720750092749778</origination_rate_gap></row>
<row _id="71"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.037001725233814585</origination_rate_gap></row>
<row _id="72"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06056933560469327</origination_rate_gap></row>
<row _id="73"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.042703784608230995</origination_rate_gap></row>
<row _id="74"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09168634358694497</origination_rate_gap></row>
<row _id="75"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.020497804217428476</origination_rate_gap></row>
<row _id="76"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04131719620886492</origination_rate_gap></row>
<row _id="77"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0711690465678796</origination_rate_gap></row>
<row _id="78"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.12999705063411365</origination_rate_gap></row>
<row _id="79"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.017180165164620426</origination_rate_gap></row>
<row _id="80"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06254846207783747</origination_rate_gap></row>
<row _id="81"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05477251522891136</origination_rate_gap></row>
<row _id="82"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.12021653239089318</origination_rate_gap></row>
<row _id="83"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03491724419758105</origination_rate_gap></row>
<row _id="84"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04894265175728746</origination_rate_gap></row>
<row _id="85"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.054876145308534074</origination_rate_gap></row>
<row _id="86"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09585398856795994</origination_rate_gap></row>
<row _id="87"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03170722414143467</origination_rate_gap></row>
<row _id="88"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05101654236111771</origination_rate_gap></row>
<row _id="89"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04272904067705736</origination_rate_gap></row>
<row _id="90"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10955068688353038</origination_rate_gap></row>
<row _id="91"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03548214635614896</origination_rate_gap></row>
<row _id="92"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03794967722419811</origination_rate_gap></row>
<row _id="93"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06269329522310021</origination_rate_gap></row>
<row _id="94"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1166941616046847</origination_rate_gap></row>
<row _id="95"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.017401021711366538</origination_rate_gap></row>
<row _id="96"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05675881241950252</origination_rate_gap></row>
<row _id="97"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04835760755409726</origination_rate_gap></row>
<row _id="98"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11465876789279551</origination_rate_gap></row>
<row _id="99"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.018488434630922066</origination_rate_gap></row>
<row _id="100"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.044678006870197975</origination_rate_gap></row>
<row _id="101"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.045875686097683305</origination_rate_gap></row>
<row _id="102"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09207166092149342</origination_rate_gap></row>
<row _id="103"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.010982342140075534</origination_rate_gap></row>
<row _id="104"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0439546854727178</origination_rate_gap></row>
<row _id="105"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.040460862344348175</origination_rate_gap></row>
<row _id="106"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10144624133571042</origination_rate_gap></row>
<row _id="107"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.01770420767090815</origination_rate_gap></row>
<row _id="108"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03890513720322054</origination_rate_gap></row>
<row _id="109"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.048596650885519295</origination_rate_gap></row>
<row _id="110"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11254736584769588</origination_rate_gap></row>
<row _id="111"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.018745814986912322</origination_rate_gap></row>
<row _id="112"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03693470356240996</origination_rate_gap></row>
<row _id="113"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.056192504551326364</origination_rate_gap></row>
<row _id="114"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.10323824501602569</origination_rate_gap></row>
<row _id="115"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.024341597412402192</origination_rate_gap></row>
<row _id="116"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04255672971937862</origination_rate_gap></row>
<row _id="117"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04136758170249608</origination_rate_gap></row>
<row _id="118"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06858015484493846</origination_rate_gap></row>
<row _id="119"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.023219777643047394</origination_rate_gap></row>
<row _id="120"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03315172939627088</origination_rate_gap></row>
<row _id="121"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.049906772801371437</origination_rate_gap></row>
<row _id="122"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0826278984173721</origination_rate_gap></row>
<row _id="123"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.021428857042935505</origination_rate_gap></row>
<row _id="124"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04475216633280196</origination_rate_gap></row>
<row _id="125"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06532493997716297</origination_rate_gap></row>
<row _id="126"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.12395209580838323</origination_rate_gap></row>
<row _id="127"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02114936768402115</origination_rate_gap></row>
<row _id="128"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.025635177343090745</origination_rate_gap></row>
<row _id="129"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04324780834585015</origination_rate_gap></row>
<row _id="130"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11916526692867588</origination_rate_gap></row>
<row _id="131"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.012754231701292706</origination_rate_gap></row>
<row _id="132"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04160883103241297</origination_rate_gap></row>
<row _id="133"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02926667135639382</origination_rate_gap></row>
<row _id="134"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08760600863042975</origination_rate_gap></row>
<row _id="135"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.004063245051202117</origination_rate_gap></row>
<row _id="136"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.023609625668449197</origination_rate_gap></row>
<row _id="137"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03737312603877356</origination_rate_gap></row>
<row _id="138"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08767621348390915</origination_rate_gap></row>
<row _id="139"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.008155759335004618</origination_rate_gap></row>
<row _id="140"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0486149457228311</origination_rate_gap></row>
<row _id="141"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05536530920238035</origination_rate_gap></row>
<row _id="142"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.16747552149851</origination_rate_gap></row>
<row _id="143"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02904953747385342</origination_rate_gap></row>
<row _id="144"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.019138028520897573</origination_rate_gap></row>
<row _id="145"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04482659448610732</origination_rate_gap></row>
<row _id="146"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08068862396920697</origination_rate_gap></row>
<row _id="147"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02793070456223189</origination_rate_gap></row>
<row _id="148"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05973392167422167</origination_rate_gap></row>
<row _id="149"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04360241544527701</origination_rate_gap></row>
<row _id="150"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.09795020206863483</origination_rate_gap></row>
<row _id="151"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.028656122483254748</origination_rate_gap></row>
<row _id="152"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.057525590868958164</origination_rate_gap></row>
<row _id="153"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03778730567658443</origination_rate_gap></row>
<row _id="154"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04389031340626365</origination_rate_gap></row>
<row _id="155"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.028006598364360185</origination_rate_gap></row>
<row _id="156"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05316525482515461</origination_rate_gap></row>
<row _id="157"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05085360776453696</origination_rate_gap></row>
<row _id="158"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.11073959528100934</origination_rate_gap></row>
<row _id="159"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.022478949463565014</origination_rate_gap></row>
<row _id="160"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0569001095303508</origination_rate_gap></row>
<row _id="161"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03548411232124749</origination_rate_gap></row>
<row _id="162"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.08391493818124336</origination_rate_gap></row>
<row _id="163"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.024490449073625253</origination_rate_gap></row>
<row _id="164"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03494121288248815</origination_rate_gap></row>
<row _id="165"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03381467270392107</origination_rate_gap></row>
<row _id="166"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.12744795705427794</origination_rate_gap></row>
<row _id="167"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02249225275907401</origination_rate_gap></row>
<row _id="168"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.013638196480938416</origination_rate_gap></row>
<row _id="169"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02399993043784829</origination_rate_gap></row>
<row _id="170"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.02808716797886473</origination_rate_gap></row>
<row _id="171"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.019841501419300064</origination_rate_gap></row>
<row _id="172"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.029146260883084578</origination_rate_gap></row>
<row _id="173"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.06205936920222634</origination_rate_gap></row>
<row _id="174"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.1239808041746261</origination_rate_gap></row>
<row _id="175"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03871820252816838</origination_rate_gap></row>
<row _id="176"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.07450041078924673</origination_rate_gap></row>
<row _id="177"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.006969698942781114</origination_rate_gap></row>
<row _id="178"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0053087013078125115</origination_rate_gap></row>
<row _id="179"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.001135550851102618</origination_rate_gap></row>
<row _id="180"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0035246250726379672</origination_rate_gap></row>
<row _id="181"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0017985903773793314</origination_rate_gap></row>
<row _id="182"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0167448697456244</origination_rate_gap></row>
<row _id="183"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.006636816429992672</origination_rate_gap></row>
<row _id="184"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0076814097697827585</origination_rate_gap></row>
<row _id="185"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.00034565132250633743</origination_rate_gap></row>
<row _id="186"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.010136292034792138</origination_rate_gap></row>
<row _id="187"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0014154493663582199</origination_rate_gap></row>
<row _id="188"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.01577545337958637</origination_rate_gap></row>
<row _id="189"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.01001595823934577</origination_rate_gap></row>
<row _id="190"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.013402849084621192</origination_rate_gap></row>
<row _id="191"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0027443977772592535</origination_rate_gap></row>
<row _id="192"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.005605505269298801</origination_rate_gap></row>
<row _id="193"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.01637377184900434</origination_rate_gap></row>
<row _id="194"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.018565759208238847</origination_rate_gap></row>
<row _id="195"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0012209089253643276</origination_rate_gap></row>
<row _id="196"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.024220472558721957</origination_rate_gap></row>
<row _id="197"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.004834855670564403</origination_rate_gap></row>
<row _id="198"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.009341441443668325</origination_rate_gap></row>
<row _id="199"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0003089138765529525</origination_rate_gap></row>
<row _id="200"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.01735036646699646</origination_rate_gap></row>
<row _id="201"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.003906869454627648</origination_rate_gap></row>
<row _id="202"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.006223890888606002</origination_rate_gap></row>
<row _id="203"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.001308519615049614</origination_rate_gap></row>
<row _id="204"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.006681764968403942</origination_rate_gap></row>
<row _id="205"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.023218941401029758</origination_rate_gap></row>
<row _id="206"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>-7.16362742355265e-05</origination_rate_gap></row>
<row _id="207"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0010196048729883317</origination_rate_gap></row>
<row _id="208"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0332570173089091</origination_rate_gap></row>
<row _id="209"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.00880013134146652</origination_rate_gap></row>
<row _id="210"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.030550025251220095</origination_rate_gap></row>
<row _id="211"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0009967976503272775</origination_rate_gap></row>
<row _id="212"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.010875773336696927</origination_rate_gap></row>
<row _id="213"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0040531760390483335</origination_rate_gap></row>
<row _id="214"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.029723099177996502</origination_rate_gap></row>
<row _id="215"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.007935935192917224</origination_rate_gap></row>
<row _id="216"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.012768061866612251</origination_rate_gap></row>
<row _id="217"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.00714524202993654</origination_rate_gap></row>
<row _id="218"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.023050742338224278</origination_rate_gap></row>
<row _id="219"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.011038750791089074</origination_rate_gap></row>
<row _id="220"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.005072592422920267</origination_rate_gap></row>
<row _id="221"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0017229940899169164</origination_rate_gap></row>
<row _id="222"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.004292340045516089</origination_rate_gap></row>
<row _id="223"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.013389933625981773</origination_rate_gap></row>
<row _id="224"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.004279723931265567</origination_rate_gap></row>
<row _id="225"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.014487643113279873</origination_rate_gap></row>
<row _id="226"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05111772542876414</origination_rate_gap></row>
<row _id="227"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.011191724938004913</origination_rate_gap></row>
<row _id="228"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.010795475739832664</origination_rate_gap></row>
<row _id="229"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.011989354633204202</origination_rate_gap></row>
<row _id="230"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03436229420560182</origination_rate_gap></row>
<row _id="231"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.016072851605504118</origination_rate_gap></row>
<row _id="232"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.011976204936122963</origination_rate_gap></row>
<row _id="233"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.008056704689149792</origination_rate_gap></row>
<row _id="234"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.034723022301077995</origination_rate_gap></row>
<row _id="235"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.012361451811803929</origination_rate_gap></row>
<row _id="236"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0034918410930230227</origination_rate_gap></row>
<row _id="237"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.011537283188444337</origination_rate_gap></row>
<row _id="238"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.029684371235119446</origination_rate_gap></row>
<row _id="239"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0008681543960316489</origination_rate_gap></row>
<row _id="240"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.002718769053428663</origination_rate_gap></row>
<row _id="241"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.010055212238204193</origination_rate_gap></row>
<row _id="242"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.05271458232321354</origination_rate_gap></row>
<row _id="243"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.001102071616021399</origination_rate_gap></row>
<row _id="244"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.0027668529690074908</origination_rate_gap></row>
<row _id="245"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0016422430566439487</origination_rate_gap></row>
<row _id="246"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.04817798726563779</origination_rate_gap></row>
<row _id="247"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0031551317041638985</origination_rate_gap></row>
<row _id="248"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.001565946500289327</origination_rate_gap></row>
<row _id="249"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.008419508822094454</origination_rate_gap></row>
<row _id="250"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.03194621609753037</origination_rate_gap></row>
<row _id="251"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.010982125940320891</origination_rate_gap></row>
<row _id="252"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0036257748396283855</origination_rate_gap></row>
<row _id="253"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.009026396611154902</origination_rate_gap></row>
<row _id="254"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Female to Male</demographic><origination_rate_gap>0.028432991260462396</origination_rate_gap></row>
<row _id="255"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.009033016338350434</origination_rate_gap></row>
<row _id="256"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Female to Male</demographic><origination_rate_gap>-0.0032004257896893064</origination_rate_gap></row>
<row _id="257"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2658881192817768</origination_rate_gap></row>
<row _id="258"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3400742339412847</origination_rate_gap></row>
<row _id="259"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20886884790528817</origination_rate_gap></row>
<row _id="260"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.22877402749520792</origination_rate_gap></row>
<row _id="261"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2059930397369391</origination_rate_gap></row>
<row _id="262"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23303339432064676</origination_rate_gap></row>
<row _id="263"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1786535287147964</origination_rate_gap></row>
<row _id="264"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19065127107925622</origination_rate_gap></row>
<row _id="265"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24650059333088922</origination_rate_gap></row>
<row _id="266"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3354147829168501</origination_rate_gap></row>
<row _id="267"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16459100171288948</origination_rate_gap></row>
<row _id="268"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23229385371928787</origination_rate_gap></row>
<row _id="269"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.28250963347536273</origination_rate_gap></row>
<row _id="270"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3159474933668482</origination_rate_gap></row>
<row _id="271"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24802548376360956</origination_rate_gap></row>
<row _id="272"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21206554033860164</origination_rate_gap></row>
<row _id="273"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.276154779100339</origination_rate_gap></row>
<row _id="274"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.31671214680657384</origination_rate_gap></row>
<row _id="275"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14128882396223275</origination_rate_gap></row>
<row _id="276"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.27745711797194217</origination_rate_gap></row>
<row _id="277"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1994939673931887</origination_rate_gap></row>
<row _id="278"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23399477453939366</origination_rate_gap></row>
<row _id="279"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1432941117186122</origination_rate_gap></row>
<row _id="280"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19869801162400486</origination_rate_gap></row>
<row _id="281"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.25997926328754833</origination_rate_gap></row>
<row _id="282"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2974753010847593</origination_rate_gap></row>
<row _id="283"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.06718204056955274</origination_rate_gap></row>
<row _id="284"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3037458638130047</origination_rate_gap></row>
<row _id="285"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.31227612078025496</origination_rate_gap></row>
<row _id="286"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.25395974081277983</origination_rate_gap></row>
<row _id="287"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.18308996976205427</origination_rate_gap></row>
<row _id="288"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.28749416769215236</origination_rate_gap></row>
<row _id="289"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2468337343636835</origination_rate_gap></row>
<row _id="290"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3588739855146061</origination_rate_gap></row>
<row _id="291"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13435243974052363</origination_rate_gap></row>
<row _id="292"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.25781967444424075</origination_rate_gap></row>
<row _id="293"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17075415859311652</origination_rate_gap></row>
<row _id="294"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24672445071558152</origination_rate_gap></row>
<row _id="295"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.08696351634208715</origination_rate_gap></row>
<row _id="296"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19022872493425377</origination_rate_gap></row>
<row _id="297"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21352467664582708</origination_rate_gap></row>
<row _id="298"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.34771359884812175</origination_rate_gap></row>
<row _id="299"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12760648750612527</origination_rate_gap></row>
<row _id="300"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2332898522239336</origination_rate_gap></row>
<row _id="301"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.30579468486477346</origination_rate_gap></row>
<row _id="302"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24619008901953426</origination_rate_gap></row>
<row _id="303"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17348302947670702</origination_rate_gap></row>
<row _id="304"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3109972969127899</origination_rate_gap></row>
<row _id="305"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2219566859961805</origination_rate_gap></row>
<row _id="306"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.310164365935462</origination_rate_gap></row>
<row _id="307"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10229564247934012</origination_rate_gap></row>
<row _id="308"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2426493555367391</origination_rate_gap></row>
<row _id="309"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.18539791493582275</origination_rate_gap></row>
<row _id="310"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20817600167820433</origination_rate_gap></row>
<row _id="311"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.11312515173360516</origination_rate_gap></row>
<row _id="312"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20976310244657087</origination_rate_gap></row>
<row _id="313"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15858306559964458</origination_rate_gap></row>
<row _id="314"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.32089315589769385</origination_rate_gap></row>
<row _id="315"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.05697884306768157</origination_rate_gap></row>
<row _id="316"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1897844625361245</origination_rate_gap></row>
<row _id="317"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.26526243311795117</origination_rate_gap></row>
<row _id="318"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23556692146433167</origination_rate_gap></row>
<row _id="319"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.11767706566364285</origination_rate_gap></row>
<row _id="320"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2818094510236242</origination_rate_gap></row>
<row _id="321"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21688923471246033</origination_rate_gap></row>
<row _id="322"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3463193757808488</origination_rate_gap></row>
<row _id="323"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12386902515232438</origination_rate_gap></row>
<row _id="324"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20010977051486356</origination_rate_gap></row>
<row _id="325"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14631510895187255</origination_rate_gap></row>
<row _id="326"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.18649359588956904</origination_rate_gap></row>
<row _id="327"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.07954525560224089</origination_rate_gap></row>
<row _id="328"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15492975688479552</origination_rate_gap></row>
<row _id="329"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17080385567934703</origination_rate_gap></row>
<row _id="330"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.29692998799320997</origination_rate_gap></row>
<row _id="331"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10658627841717841</origination_rate_gap></row>
<row _id="332"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17956542063015923</origination_rate_gap></row>
<row _id="333"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.27088955205444926</origination_rate_gap></row>
<row _id="334"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3034916610613822</origination_rate_gap></row>
<row _id="335"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17402030232527912</origination_rate_gap></row>
<row _id="336"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2118482487351559</origination_rate_gap></row>
<row _id="337"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19951928226364118</origination_rate_gap></row>
<row _id="338"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3034488894260468</origination_rate_gap></row>
<row _id="339"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1783343910144868</origination_rate_gap></row>
<row _id="340"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17664766561841935</origination_rate_gap></row>
<row _id="341"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1340489117677282</origination_rate_gap></row>
<row _id="342"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13824953923963826</origination_rate_gap></row>
<row _id="343"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15845241503769836</origination_rate_gap></row>
<row _id="344"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12804782903235598</origination_rate_gap></row>
<row _id="345"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16587525042771867</origination_rate_gap></row>
<row _id="346"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3386640503212744</origination_rate_gap></row>
<row _id="347"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14927129898266947</origination_rate_gap></row>
<row _id="348"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14999639434263112</origination_rate_gap></row>
<row _id="349"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.25319016495487084</origination_rate_gap></row>
<row _id="350"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24976122254059216</origination_rate_gap></row>
<row _id="351"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2007348881485007</origination_rate_gap></row>
<row _id="352"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21645364326507108</origination_rate_gap></row>
<row _id="353"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19879532347017165</origination_rate_gap></row>
<row _id="354"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.33027152080044764</origination_rate_gap></row>
<row _id="355"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1492723335810467</origination_rate_gap></row>
<row _id="356"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17298559005559838</origination_rate_gap></row>
<row _id="357"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1209732721248847</origination_rate_gap></row>
<row _id="358"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17232645403377111</origination_rate_gap></row>
<row _id="359"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14421989843556723</origination_rate_gap></row>
<row _id="360"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10209398508685284</origination_rate_gap></row>
<row _id="361"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1742279902610254</origination_rate_gap></row>
<row _id="362"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2864350479292928</origination_rate_gap></row>
<row _id="363"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13368078338738806</origination_rate_gap></row>
<row _id="364"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17241667591133372</origination_rate_gap></row>
<row _id="365"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2601940677605757</origination_rate_gap></row>
<row _id="366"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2998958194795407</origination_rate_gap></row>
<row _id="367"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15993809846213367</origination_rate_gap></row>
<row _id="368"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21048204625939176</origination_rate_gap></row>
<row _id="369"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24076366087954537</origination_rate_gap></row>
<row _id="370"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3644433055615193</origination_rate_gap></row>
<row _id="371"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13092760342071272</origination_rate_gap></row>
<row _id="372"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.217887631858966</origination_rate_gap></row>
<row _id="373"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17555658582931433</origination_rate_gap></row>
<row _id="374"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21089429026275625</origination_rate_gap></row>
<row _id="375"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09703637495455196</origination_rate_gap></row>
<row _id="376"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17303194286435197</origination_rate_gap></row>
<row _id="377"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19678487842569298</origination_rate_gap></row>
<row _id="378"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.35969085088760044</origination_rate_gap></row>
<row _id="379"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.0965610785817767</origination_rate_gap></row>
<row _id="380"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21274835307770248</origination_rate_gap></row>
<row _id="381"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2930800503627792</origination_rate_gap></row>
<row _id="382"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3332823092062104</origination_rate_gap></row>
<row _id="383"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20125429211952667</origination_rate_gap></row>
<row _id="384"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.22974985638416723</origination_rate_gap></row>
<row _id="385"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.22952168149339616</origination_rate_gap></row>
<row _id="386"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.37430791755640763</origination_rate_gap></row>
<row _id="387"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1042396944195177</origination_rate_gap></row>
<row _id="388"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23893605708679921</origination_rate_gap></row>
<row _id="389"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17262276696915932</origination_rate_gap></row>
<row _id="390"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19838156563787532</origination_rate_gap></row>
<row _id="391"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09333664255267406</origination_rate_gap></row>
<row _id="392"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1943086174782994</origination_rate_gap></row>
<row _id="393"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1851900879978717</origination_rate_gap></row>
<row _id="394"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.32463319324633194</origination_rate_gap></row>
<row _id="395"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.07565350992761598</origination_rate_gap></row>
<row _id="396"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23788711410242253</origination_rate_gap></row>
<row _id="397"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.28291608282005515</origination_rate_gap></row>
<row _id="398"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3091961101642725</origination_rate_gap></row>
<row _id="399"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14355433492312122</origination_rate_gap></row>
<row _id="400"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23559100241409653</origination_rate_gap></row>
<row _id="401"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20404567257302803</origination_rate_gap></row>
<row _id="402"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3239820790194531</origination_rate_gap></row>
<row _id="403"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10880905177702661</origination_rate_gap></row>
<row _id="404"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23517327694100384</origination_rate_gap></row>
<row _id="405"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16335185143646147</origination_rate_gap></row>
<row _id="406"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1648751933867504</origination_rate_gap></row>
<row _id="407"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10223342359975333</origination_rate_gap></row>
<row _id="408"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20261485464775414</origination_rate_gap></row>
<row _id="409"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16927692000686836</origination_rate_gap></row>
<row _id="410"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.33816381906550974</origination_rate_gap></row>
<row _id="411"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12467175936977799</origination_rate_gap></row>
<row _id="412"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1942764410015754</origination_rate_gap></row>
<row _id="413"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.26305628537861797</origination_rate_gap></row>
<row _id="414"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.30064187109821505</origination_rate_gap></row>
<row _id="415"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.07961124896608768</origination_rate_gap></row>
<row _id="416"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.27112889029316845</origination_rate_gap></row>
<row _id="417"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.186768813305206</origination_rate_gap></row>
<row _id="418"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3074399702507437</origination_rate_gap></row>
<row _id="419"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.11009164847398209</origination_rate_gap></row>
<row _id="420"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21386110605906752</origination_rate_gap></row>
<row _id="421"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15669469150094786</origination_rate_gap></row>
<row _id="422"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.18820224719101122</origination_rate_gap></row>
<row _id="423"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1324727903675272</origination_rate_gap></row>
<row _id="424"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17919708999297637</origination_rate_gap></row>
<row _id="425"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12937654380538355</origination_rate_gap></row>
<row _id="426"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.28449621440275646</origination_rate_gap></row>
<row _id="427"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.07495376405952847</origination_rate_gap></row>
<row _id="428"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16496654055503032</origination_rate_gap></row>
<row _id="429"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.26052579718252555</origination_rate_gap></row>
<row _id="430"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.33139884393063584</origination_rate_gap></row>
<row _id="431"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12655369452143753</origination_rate_gap></row>
<row _id="432"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.26299940225205576</origination_rate_gap></row>
<row _id="433"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19805841652612857</origination_rate_gap></row>
<row _id="434"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.28201035140025615</origination_rate_gap></row>
<row _id="435"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.11723214628733614</origination_rate_gap></row>
<row _id="436"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.22874708881224023</origination_rate_gap></row>
<row _id="437"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12555226308821202</origination_rate_gap></row>
<row _id="438"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23264719398740016</origination_rate_gap></row>
<row _id="439"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10310958646750386</origination_rate_gap></row>
<row _id="440"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2017758996049719</origination_rate_gap></row>
<row _id="441"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15414129507166235</origination_rate_gap></row>
<row _id="442"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.28202384636026195</origination_rate_gap></row>
<row _id="443"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10815107075358431</origination_rate_gap></row>
<row _id="444"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2335641941717614</origination_rate_gap></row>
<row _id="445"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23516797878499499</origination_rate_gap></row>
<row _id="446"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20473530265995318</origination_rate_gap></row>
<row _id="447"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13089173723707734</origination_rate_gap></row>
<row _id="448"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2122564531053402</origination_rate_gap></row>
<row _id="449"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19381959047458092</origination_rate_gap></row>
<row _id="450"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2836466949834923</origination_rate_gap></row>
<row _id="451"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09595925971713447</origination_rate_gap></row>
<row _id="452"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23600101310012095</origination_rate_gap></row>
<row _id="453"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.11810507624939363</origination_rate_gap></row>
<row _id="454"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23593745484431208</origination_rate_gap></row>
<row _id="455"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.07826810573415431</origination_rate_gap></row>
<row _id="456"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20445156727787353</origination_rate_gap></row>
<row _id="457"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13615156400047285</origination_rate_gap></row>
<row _id="458"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.27317683941821924</origination_rate_gap></row>
<row _id="459"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.08050781525960031</origination_rate_gap></row>
<row _id="460"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19920716218804085</origination_rate_gap></row>
<row _id="461"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.23654367727635797</origination_rate_gap></row>
<row _id="462"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.22710741096131795</origination_rate_gap></row>
<row _id="463"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.11783153240949966</origination_rate_gap></row>
<row _id="464"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.230895250393911</origination_rate_gap></row>
<row _id="465"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16348415890069284</origination_rate_gap></row>
<row _id="466"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2820929039699694</origination_rate_gap></row>
<row _id="467"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09376423048683838</origination_rate_gap></row>
<row _id="468"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19973381533095255</origination_rate_gap></row>
<row _id="469"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10320742142666385</origination_rate_gap></row>
<row _id="470"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.21950948754356525</origination_rate_gap></row>
<row _id="471"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.0845107068929455</origination_rate_gap></row>
<row _id="472"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.14550652007528564</origination_rate_gap></row>
<row _id="473"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13644086765844926</origination_rate_gap></row>
<row _id="474"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2910189776980564</origination_rate_gap></row>
<row _id="475"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09783411488562112</origination_rate_gap></row>
<row _id="476"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16787244964434372</origination_rate_gap></row>
<row _id="477"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20243854160233393</origination_rate_gap></row>
<row _id="478"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2217202507323364</origination_rate_gap></row>
<row _id="479"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.0978094492923162</origination_rate_gap></row>
<row _id="480"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.22744193890371245</origination_rate_gap></row>
<row _id="481"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15851809468428535</origination_rate_gap></row>
<row _id="482"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3010756650059557</origination_rate_gap></row>
<row _id="483"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09335875105105508</origination_rate_gap></row>
<row _id="484"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.18070806865137998</origination_rate_gap></row>
<row _id="485"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10718868397108573</origination_rate_gap></row>
<row _id="486"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2089872638012371</origination_rate_gap></row>
<row _id="487"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09356418475526616</origination_rate_gap></row>
<row _id="488"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.13811347315786743</origination_rate_gap></row>
<row _id="489"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1303702729473858</origination_rate_gap></row>
<row _id="490"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.29761665069526566</origination_rate_gap></row>
<row _id="491"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09528868804384405</origination_rate_gap></row>
<row _id="492"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.15327913857154293</origination_rate_gap></row>
<row _id="493"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1914338901270349</origination_rate_gap></row>
<row _id="494"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24112279719217644</origination_rate_gap></row>
<row _id="495"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.08601471748932708</origination_rate_gap></row>
<row _id="496"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.1901077884310891</origination_rate_gap></row>
<row _id="497"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.18322326126799618</origination_rate_gap></row>
<row _id="498"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.3011336519782102</origination_rate_gap></row>
<row _id="499"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10303053896590605</origination_rate_gap></row>
<row _id="500"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.2034728979850931</origination_rate_gap></row>
<row _id="501"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.12444731944631157</origination_rate_gap></row>
<row _id="502"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.24321151061076685</origination_rate_gap></row>
<row _id="503"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.09733381890669325</origination_rate_gap></row>
<row _id="504"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16694816393530212</origination_rate_gap></row>
<row _id="505"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.16633371261418303</origination_rate_gap></row>
<row _id="506"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.303114948366345</origination_rate_gap></row>
<row _id="507"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.0988831385004008</origination_rate_gap></row>
<row _id="508"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19900758551822523</origination_rate_gap></row>
<row _id="509"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Black to White</demographic><origination_rate_gap>0.20383139457964028</origination_rate_gap></row>
<row _id="510"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Black to White</demographic><origination_rate_gap>0.19258251261366008</origination_rate_gap></row>
<row _id="511"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Black to White</demographic><origination_rate_gap>0.10678853654918595</origination_rate_gap></row>
<row _id="512"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Black to White</demographic><origination_rate_gap>0.17516491815557236</origination_rate_gap></row>
<row _id="513"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1681595054242205</origination_rate_gap></row>
<row _id="514"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.23871826494709966</origination_rate_gap></row>
<row _id="515"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12153559512654188</origination_rate_gap></row>
<row _id="516"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1712140304920531</origination_rate_gap></row>
<row _id="517"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1441416413069967</origination_rate_gap></row>
<row _id="518"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.19126720171291484</origination_rate_gap></row>
<row _id="519"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09934241400208937</origination_rate_gap></row>
<row _id="520"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16865467955662972</origination_rate_gap></row>
<row _id="521"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13742756406622528</origination_rate_gap></row>
<row _id="522"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.17400809716599192</origination_rate_gap></row>
<row _id="523"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10822200263985007</origination_rate_gap></row>
<row _id="524"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15930984655146677</origination_rate_gap></row>
<row _id="525"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14133561618334092</origination_rate_gap></row>
<row _id="526"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1909188034188034</origination_rate_gap></row>
<row _id="527"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1180247182150675</origination_rate_gap></row>
<row _id="528"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10501149382432683</origination_rate_gap></row>
<row _id="529"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16027837217149696</origination_rate_gap></row>
<row _id="530"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.30600077076065596</origination_rate_gap></row>
<row _id="531"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07758910356787335</origination_rate_gap></row>
<row _id="532"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16021723181866768</origination_rate_gap></row>
<row _id="533"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15658101399733915</origination_rate_gap></row>
<row _id="534"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2511560990648443</origination_rate_gap></row>
<row _id="535"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0829533249079687</origination_rate_gap></row>
<row _id="536"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.17055923099337553</origination_rate_gap></row>
<row _id="537"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10077953424147884</origination_rate_gap></row>
<row _id="538"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.24995236928771672</origination_rate_gap></row>
<row _id="539"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04883882506416694</origination_rate_gap></row>
<row _id="540"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11746024835437609</origination_rate_gap></row>
<row _id="541"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13974779383457278</origination_rate_gap></row>
<row _id="542"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.22817182323174048</origination_rate_gap></row>
<row _id="543"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05573238744584931</origination_rate_gap></row>
<row _id="544"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1152435024176109</origination_rate_gap></row>
<row _id="545"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14414665843672994</origination_rate_gap></row>
<row _id="546"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.34080259772818167</origination_rate_gap></row>
<row _id="547"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05791842886859729</origination_rate_gap></row>
<row _id="548"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1588770542835062</origination_rate_gap></row>
<row _id="549"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14314918966293055</origination_rate_gap></row>
<row _id="550"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.3232858360735599</origination_rate_gap></row>
<row _id="551"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.054051924455540995</origination_rate_gap></row>
<row _id="552"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15827985323076488</origination_rate_gap></row>
<row _id="553"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06593296143793785</origination_rate_gap></row>
<row _id="554"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14505978602894903</origination_rate_gap></row>
<row _id="555"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.062455564000098066</origination_rate_gap></row>
<row _id="556"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07225435222107787</origination_rate_gap></row>
<row _id="557"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15971348203658334</origination_rate_gap></row>
<row _id="558"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2617469523020476</origination_rate_gap></row>
<row _id="559"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.016710869338033223</origination_rate_gap></row>
<row _id="560"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.21519830457160158</origination_rate_gap></row>
<row _id="561"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12985328775689345</origination_rate_gap></row>
<row _id="562"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.3040809617732695</origination_rate_gap></row>
<row _id="563"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0657786440143374</origination_rate_gap></row>
<row _id="564"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.140688494620592</origination_rate_gap></row>
<row _id="565"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11478328734795688</origination_rate_gap></row>
<row _id="566"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16514390132480586</origination_rate_gap></row>
<row _id="567"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05691211711346087</origination_rate_gap></row>
<row _id="568"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15029636382563272</origination_rate_gap></row>
<row _id="569"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07014107031488322</origination_rate_gap></row>
<row _id="570"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.26588831154943543</origination_rate_gap></row>
<row _id="571"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06501354858251537</origination_rate_gap></row>
<row _id="572"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.061409859010389686</origination_rate_gap></row>
<row _id="573"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15872349319328025</origination_rate_gap></row>
<row _id="574"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.28790598716797977</origination_rate_gap></row>
<row _id="575"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.036896588907659685</origination_rate_gap></row>
<row _id="576"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.19170563241950636</origination_rate_gap></row>
<row _id="577"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12624630638710907</origination_rate_gap></row>
<row _id="578"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.25356264053541433</origination_rate_gap></row>
<row _id="579"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07547957752808522</origination_rate_gap></row>
<row _id="580"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12258276385992492</origination_rate_gap></row>
<row _id="581"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11178413520480097</origination_rate_gap></row>
<row _id="582"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.23097667638483965</origination_rate_gap></row>
<row _id="583"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10586850469398854</origination_rate_gap></row>
<row _id="584"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10986243812593531</origination_rate_gap></row>
<row _id="585"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05643485382800189</origination_rate_gap></row>
<row _id="586"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13066713648108996</origination_rate_gap></row>
<row _id="587"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.022017505890463814</origination_rate_gap></row>
<row _id="588"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06489199680581725</origination_rate_gap></row>
<row _id="589"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.17658319986544116</origination_rate_gap></row>
<row _id="590"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.17702235756323073</origination_rate_gap></row>
<row _id="591"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06557447858817722</origination_rate_gap></row>
<row _id="592"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.18701894176027534</origination_rate_gap></row>
<row _id="593"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11104353740694878</origination_rate_gap></row>
<row _id="594"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2777811806784103</origination_rate_gap></row>
<row _id="595"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05792684463939096</origination_rate_gap></row>
<row _id="596"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10630580357910682</origination_rate_gap></row>
<row _id="597"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09118577235255372</origination_rate_gap></row>
<row _id="598"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.21643749394790354</origination_rate_gap></row>
<row _id="599"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04484860637657911</origination_rate_gap></row>
<row _id="600"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09689213606848185</origination_rate_gap></row>
<row _id="601"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06658294858550709</origination_rate_gap></row>
<row _id="602"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10587877696221912</origination_rate_gap></row>
<row _id="603"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06516581450150528</origination_rate_gap></row>
<row _id="604"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06984501989897242</origination_rate_gap></row>
<row _id="605"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16022104309108348</origination_rate_gap></row>
<row _id="606"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2749952998683963</origination_rate_gap></row>
<row _id="607"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.023736750244774594</origination_rate_gap></row>
<row _id="608"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14267813255064607</origination_rate_gap></row>
<row _id="609"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11819379307954715</origination_rate_gap></row>
<row _id="610"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2348791852812605</origination_rate_gap></row>
<row _id="611"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08195871218943056</origination_rate_gap></row>
<row _id="612"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1151027378464317</origination_rate_gap></row>
<row _id="613"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0982537333533071</origination_rate_gap></row>
<row _id="614"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.18986344537815125</origination_rate_gap></row>
<row _id="615"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09136571478389485</origination_rate_gap></row>
<row _id="616"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0910835253522698</origination_rate_gap></row>
<row _id="617"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08984851277270049</origination_rate_gap></row>
<row _id="618"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11866191056203236</origination_rate_gap></row>
<row _id="619"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09697267812842524</origination_rate_gap></row>
<row _id="620"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08775469226752887</origination_rate_gap></row>
<row _id="621"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14844851464367168</origination_rate_gap></row>
<row _id="622"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.21794665312139946</origination_rate_gap></row>
<row _id="623"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0038848977042011557</origination_rate_gap></row>
<row _id="624"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16857569052722804</origination_rate_gap></row>
<row _id="625"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12545051382174835</origination_rate_gap></row>
<row _id="626"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2355368697732514</origination_rate_gap></row>
<row _id="627"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08542777583651223</origination_rate_gap></row>
<row _id="628"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1374235999344047</origination_rate_gap></row>
<row _id="629"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13325016167718592</origination_rate_gap></row>
<row _id="630"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2582298361265525</origination_rate_gap></row>
<row _id="631"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10618915039258611</origination_rate_gap></row>
<row _id="632"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15718697771855913</origination_rate_gap></row>
<row _id="633"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.060172617710660285</origination_rate_gap></row>
<row _id="634"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07551045816733068</origination_rate_gap></row>
<row _id="635"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04936561880334801</origination_rate_gap></row>
<row _id="636"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0891542728423694</origination_rate_gap></row>
<row _id="637"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14157433600502908</origination_rate_gap></row>
<row _id="638"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.213272921108742</origination_rate_gap></row>
<row _id="639"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08660651452699307</origination_rate_gap></row>
<row _id="640"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11024559542346103</origination_rate_gap></row>
<row _id="641"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11014699764994151</origination_rate_gap></row>
<row _id="642"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.21281347245103424</origination_rate_gap></row>
<row _id="643"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05903803107870645</origination_rate_gap></row>
<row _id="644"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13763272556841094</origination_rate_gap></row>
<row _id="645"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07699975363142866</origination_rate_gap></row>
<row _id="646"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.20324477189848925</origination_rate_gap></row>
<row _id="647"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.03362128027166304</origination_rate_gap></row>
<row _id="648"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10323349980951785</origination_rate_gap></row>
<row _id="649"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0675789742527499</origination_rate_gap></row>
<row _id="650"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>-0.04671687223276407</origination_rate_gap></row>
<row _id="651"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.056963698713926605</origination_rate_gap></row>
<row _id="652"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11628552489850029</origination_rate_gap></row>
<row _id="653"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15999757271903595</origination_rate_gap></row>
<row _id="654"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.19847576862949454</origination_rate_gap></row>
<row _id="655"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07643596872002471</origination_rate_gap></row>
<row _id="656"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.17587286758889967</origination_rate_gap></row>
<row _id="657"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11039719668963542</origination_rate_gap></row>
<row _id="658"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.24797763261674116</origination_rate_gap></row>
<row _id="659"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08284738123412441</origination_rate_gap></row>
<row _id="660"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1354343646731509</origination_rate_gap></row>
<row _id="661"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09596342634462213</origination_rate_gap></row>
<row _id="662"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.23261171050466586</origination_rate_gap></row>
<row _id="663"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13093620202965095</origination_rate_gap></row>
<row _id="664"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06886673541881518</origination_rate_gap></row>
<row _id="665"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08918257419400549</origination_rate_gap></row>
<row _id="666"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1692875230562416</origination_rate_gap></row>
<row _id="667"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05636172086369381</origination_rate_gap></row>
<row _id="668"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.14459432571893568</origination_rate_gap></row>
<row _id="669"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12499540044537662</origination_rate_gap></row>
<row _id="670"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2106879606879607</origination_rate_gap></row>
<row _id="671"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.018697002781991885</origination_rate_gap></row>
<row _id="672"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15894904241929447</origination_rate_gap></row>
<row _id="673"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08950122159010589</origination_rate_gap></row>
<row _id="674"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.28169258464007635</origination_rate_gap></row>
<row _id="675"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.057776553038487596</origination_rate_gap></row>
<row _id="676"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10070678723625402</origination_rate_gap></row>
<row _id="677"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0903091626683176</origination_rate_gap></row>
<row _id="678"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2979004740864966</origination_rate_gap></row>
<row _id="679"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.046710406462820736</origination_rate_gap></row>
<row _id="680"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13357761993619455</origination_rate_gap></row>
<row _id="681"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04879512576195608</origination_rate_gap></row>
<row _id="682"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1493378052975576</origination_rate_gap></row>
<row _id="683"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05493956369096089</origination_rate_gap></row>
<row _id="684"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0431369886925658</origination_rate_gap></row>
<row _id="685"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10702993683867576</origination_rate_gap></row>
<row _id="686"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.27777165932452275</origination_rate_gap></row>
<row _id="687"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06946988511430509</origination_rate_gap></row>
<row _id="688"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06722915703498228</origination_rate_gap></row>
<row _id="689"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08809376488423773</origination_rate_gap></row>
<row _id="690"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.26043362437762557</origination_rate_gap></row>
<row _id="691"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07398406291106302</origination_rate_gap></row>
<row _id="692"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1345518140922157</origination_rate_gap></row>
<row _id="693"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06337454242910752</origination_rate_gap></row>
<row _id="694"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.21051227218274005</origination_rate_gap></row>
<row _id="695"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07085465813379799</origination_rate_gap></row>
<row _id="696"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13142473669731045</origination_rate_gap></row>
<row _id="697"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08174211123570156</origination_rate_gap></row>
<row _id="698"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2576707795426005</origination_rate_gap></row>
<row _id="699"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06306698378009369</origination_rate_gap></row>
<row _id="700"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11651848275273828</origination_rate_gap></row>
<row _id="701"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0706800492177012</origination_rate_gap></row>
<row _id="702"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.18462178449361397</origination_rate_gap></row>
<row _id="703"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07173033220937412</origination_rate_gap></row>
<row _id="704"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09336942342962604</origination_rate_gap></row>
<row _id="705"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08709678229047253</origination_rate_gap></row>
<row _id="706"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.25914267972782395</origination_rate_gap></row>
<row _id="707"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.053540426770253946</origination_rate_gap></row>
<row _id="708"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.15917278323024955</origination_rate_gap></row>
<row _id="709"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.047183212288934996</origination_rate_gap></row>
<row _id="710"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.20328470381455918</origination_rate_gap></row>
<row _id="711"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0515552491028142</origination_rate_gap></row>
<row _id="712"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1103851634881625</origination_rate_gap></row>
<row _id="713"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09645814126672188</origination_rate_gap></row>
<row _id="714"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.24752293253964433</origination_rate_gap></row>
<row _id="715"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05684024556733363</origination_rate_gap></row>
<row _id="716"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.16774918601416908</origination_rate_gap></row>
<row _id="717"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06976483460264947</origination_rate_gap></row>
<row _id="718"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.19382517841346592</origination_rate_gap></row>
<row _id="719"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.03710296028740975</origination_rate_gap></row>
<row _id="720"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.12719813093047336</origination_rate_gap></row>
<row _id="721"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07619633248206638</origination_rate_gap></row>
<row _id="722"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.23960195482503174</origination_rate_gap></row>
<row _id="723"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.046722445171834395</origination_rate_gap></row>
<row _id="724"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11123961670517006</origination_rate_gap></row>
<row _id="725"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05875518879604552</origination_rate_gap></row>
<row _id="726"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2561027210186324</origination_rate_gap></row>
<row _id="727"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04874097192022034</origination_rate_gap></row>
<row _id="728"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09396858516495459</origination_rate_gap></row>
<row _id="729"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07871520567015587</origination_rate_gap></row>
<row _id="730"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2046341036765992</origination_rate_gap></row>
<row _id="731"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06843888647604332</origination_rate_gap></row>
<row _id="732"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08684559994255273</origination_rate_gap></row>
<row _id="733"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05594421693723359</origination_rate_gap></row>
<row _id="734"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13961129563067776</origination_rate_gap></row>
<row _id="735"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.013165817732368254</origination_rate_gap></row>
<row _id="736"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10745268500020108</origination_rate_gap></row>
<row _id="737"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07431956133702762</origination_rate_gap></row>
<row _id="738"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.25540218215372873</origination_rate_gap></row>
<row _id="739"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04837026915497385</origination_rate_gap></row>
<row _id="740"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.10219270437025263</origination_rate_gap></row>
<row _id="741"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.052090394967189306</origination_rate_gap></row>
<row _id="742"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.2765387176014142</origination_rate_gap></row>
<row _id="743"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0366688411961029</origination_rate_gap></row>
<row _id="744"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.08119053339155835</origination_rate_gap></row>
<row _id="745"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0778127183258421</origination_rate_gap></row>
<row _id="746"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.21775951625223947</origination_rate_gap></row>
<row _id="747"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.06146134676810191</origination_rate_gap></row>
<row _id="748"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09660714195229951</origination_rate_gap></row>
<row _id="749"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.057758413173728165</origination_rate_gap></row>
<row _id="750"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.1284614774260097</origination_rate_gap></row>
<row _id="751"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.041627484627719404</origination_rate_gap></row>
<row _id="752"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07852887561483421</origination_rate_gap></row>
<row _id="753"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.07886534578117421</origination_rate_gap></row>
<row _id="754"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.23489272332459993</origination_rate_gap></row>
<row _id="755"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05551816631799657</origination_rate_gap></row>
<row _id="756"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.13627221864758707</origination_rate_gap></row>
<row _id="757"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.05868398808785306</origination_rate_gap></row>
<row _id="758"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.23501125773360376</origination_rate_gap></row>
<row _id="759"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.054652919574176985</origination_rate_gap></row>
<row _id="760"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11079289197437359</origination_rate_gap></row>
<row _id="761"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.09186552311302768</origination_rate_gap></row>
<row _id="762"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.19707902687231674</origination_rate_gap></row>
<row _id="763"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.0776224513032809</origination_rate_gap></row>
<row _id="764"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11491719565555321</origination_rate_gap></row>
<row _id="765"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.04744139478058345</origination_rate_gap></row>
<row _id="766"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.132899017939763</origination_rate_gap></row>
<row _id="767"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.02385483209238087</origination_rate_gap></row>
<row _id="768"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-Latinx to Latinx</demographic><origination_rate_gap>0.11366617484707912</origination_rate_gap></row>
<row _id="769"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.20486809268839964</origination_rate_gap></row>
<row _id="770"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.29766406912391646</origination_rate_gap></row>
<row _id="771"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.12829890180712558</origination_rate_gap></row>
<row _id="772"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.20133666940874675</origination_rate_gap></row>
<row _id="773"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.16002186215794964</origination_rate_gap></row>
<row _id="774"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.21391257047697745</origination_rate_gap></row>
<row _id="775"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11618517560524572</origination_rate_gap></row>
<row _id="776"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1659653881315372</origination_rate_gap></row>
<row _id="777"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15646793796814235</origination_rate_gap></row>
<row _id="778"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2574497200912295</origination_rate_gap></row>
<row _id="779"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08489333085152337</origination_rate_gap></row>
<row _id="780"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18595113725941945</origination_rate_gap></row>
<row _id="781"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.24200230289023889</origination_rate_gap></row>
<row _id="782"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2839822210700842</origination_rate_gap></row>
<row _id="783"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.16985922300767325</origination_rate_gap></row>
<row _id="784"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2008363380864349</origination_rate_gap></row>
<row _id="785"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2007186568717639</origination_rate_gap></row>
<row _id="786"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.28306203043729533</origination_rate_gap></row>
<row _id="787"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09346488210744677</origination_rate_gap></row>
<row _id="788"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.22710061353795855</origination_rate_gap></row>
<row _id="789"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14341835532754002</origination_rate_gap></row>
<row _id="790"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.21225526058005878</origination_rate_gap></row>
<row _id="791"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07620009462459512</origination_rate_gap></row>
<row _id="792"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17058345426412955</origination_rate_gap></row>
<row _id="793"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14472115775468014</origination_rate_gap></row>
<row _id="794"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.22156981155448197</origination_rate_gap></row>
<row _id="795"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06446029218306445</origination_rate_gap></row>
<row _id="796"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19528481459366168</origination_rate_gap></row>
<row _id="797"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2757968741829839</origination_rate_gap></row>
<row _id="798"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2463544103510757</origination_rate_gap></row>
<row _id="799"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.13857415948537444</origination_rate_gap></row>
<row _id="800"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2759883535478158</origination_rate_gap></row>
<row _id="801"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14655045252287946</origination_rate_gap></row>
<row _id="802"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.30957228848128115</origination_rate_gap></row>
<row _id="803"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09740192781733163</origination_rate_gap></row>
<row _id="804"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15022657445977672</origination_rate_gap></row>
<row _id="805"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10474107694048623</origination_rate_gap></row>
<row _id="806"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2295703165186379</origination_rate_gap></row>
<row _id="807"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06727273259267279</origination_rate_gap></row>
<row _id="808"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11712949984889313</origination_rate_gap></row>
<row _id="809"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09260037509625671</origination_rate_gap></row>
<row _id="810"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.21505683915257992</origination_rate_gap></row>
<row _id="811"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08216094488506315</origination_rate_gap></row>
<row _id="812"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09614577893799948</origination_rate_gap></row>
<row _id="813"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2462818391964779</origination_rate_gap></row>
<row _id="814"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.24153441979854098</origination_rate_gap></row>
<row _id="815"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14103963345827628</origination_rate_gap></row>
<row _id="816"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2600857042055315</origination_rate_gap></row>
<row _id="817"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11835283355155084</origination_rate_gap></row>
<row _id="818"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.28892813915651</origination_rate_gap></row>
<row _id="819"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0662980543095718</origination_rate_gap></row>
<row _id="820"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1231369905071327</origination_rate_gap></row>
<row _id="821"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09866147924336835</origination_rate_gap></row>
<row _id="822"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17841409691629956</origination_rate_gap></row>
<row _id="823"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06902460216314309</origination_rate_gap></row>
<row _id="824"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11208630476977319</origination_rate_gap></row>
<row _id="825"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06287366429723094</origination_rate_gap></row>
<row _id="826"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.27282314363709265</origination_rate_gap></row>
<row _id="827"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.03615224827882263</origination_rate_gap></row>
<row _id="828"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06829714495700849</origination_rate_gap></row>
<row _id="829"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2072497925293779</origination_rate_gap></row>
<row _id="830"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2452631677536379</origination_rate_gap></row>
<row _id="831"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09440121282226545</origination_rate_gap></row>
<row _id="832"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.22703399942858105</origination_rate_gap></row>
<row _id="833"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.12223558908516062</origination_rate_gap></row>
<row _id="834"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.29890405059274205</origination_rate_gap></row>
<row _id="835"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0851346689814793</origination_rate_gap></row>
<row _id="836"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11282126579842891</origination_rate_gap></row>
<row _id="837"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07906337285703652</origination_rate_gap></row>
<row _id="838"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1775264845804265</origination_rate_gap></row>
<row _id="839"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07442125478240076</origination_rate_gap></row>
<row _id="840"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07838822689038276</origination_rate_gap></row>
<row _id="841"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08069784861220923</origination_rate_gap></row>
<row _id="842"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.24380856760374833</origination_rate_gap></row>
<row _id="843"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.060645098242104414</origination_rate_gap></row>
<row _id="844"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08187894872390654</origination_rate_gap></row>
<row _id="845"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.208304739873068</origination_rate_gap></row>
<row _id="846"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.27884661698628627</origination_rate_gap></row>
<row _id="847"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.12686604592337383</origination_rate_gap></row>
<row _id="848"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18377677158187575</origination_rate_gap></row>
<row _id="849"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11320527780724622</origination_rate_gap></row>
<row _id="850"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2838829911734452</origination_rate_gap></row>
<row _id="851"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09321770000147303</origination_rate_gap></row>
<row _id="852"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10246761916511524</origination_rate_gap></row>
<row _id="853"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07921342207375077</origination_rate_gap></row>
<row _id="854"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18580724469208054</origination_rate_gap></row>
<row _id="855"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09205463267633363</origination_rate_gap></row>
<row _id="856"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07134125682275784</origination_rate_gap></row>
<row _id="857"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07781315676729422</origination_rate_gap></row>
<row _id="858"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.255538908372603</origination_rate_gap></row>
<row _id="859"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06894470635705813</origination_rate_gap></row>
<row _id="860"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07468441569461995</origination_rate_gap></row>
<row _id="861"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18490700443529307</origination_rate_gap></row>
<row _id="862"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2471971199764896</origination_rate_gap></row>
<row _id="863"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11109028884536483</origination_rate_gap></row>
<row _id="864"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17252266051938467</origination_rate_gap></row>
<row _id="865"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11646019501079355</origination_rate_gap></row>
<row _id="866"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.29383719105799205</origination_rate_gap></row>
<row _id="867"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09104155418244037</origination_rate_gap></row>
<row _id="868"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11082230842904815</origination_rate_gap></row>
<row _id="869"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06913380042523323</origination_rate_gap></row>
<row _id="870"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15996124914520174</origination_rate_gap></row>
<row _id="871"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08481690436494213</origination_rate_gap></row>
<row _id="872"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06277574471405292</origination_rate_gap></row>
<row _id="873"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08734697999680645</origination_rate_gap></row>
<row _id="874"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2625937742395526</origination_rate_gap></row>
<row _id="875"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07903761754124577</origination_rate_gap></row>
<row _id="876"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08906429757764031</origination_rate_gap></row>
<row _id="877"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18827056224276414</origination_rate_gap></row>
<row _id="878"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2810262475132246</origination_rate_gap></row>
<row _id="879"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10780539704033272</origination_rate_gap></row>
<row _id="880"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17786666576771518</origination_rate_gap></row>
<row _id="881"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14010767515090441</origination_rate_gap></row>
<row _id="882"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.3264339011728046</origination_rate_gap></row>
<row _id="883"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0720645851633656</origination_rate_gap></row>
<row _id="884"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.16138508782883373</origination_rate_gap></row>
<row _id="885"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10301383012456156</origination_rate_gap></row>
<row _id="886"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2144046018029054</origination_rate_gap></row>
<row _id="887"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06644650742859422</origination_rate_gap></row>
<row _id="888"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11945526163397793</origination_rate_gap></row>
<row _id="889"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09498844417138949</origination_rate_gap></row>
<row _id="890"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2923711776216445</origination_rate_gap></row>
<row _id="891"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.04984337478442689</origination_rate_gap></row>
<row _id="892"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.13718933462211416</origination_rate_gap></row>
<row _id="893"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.20102137868048797</origination_rate_gap></row>
<row _id="894"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.314341413798949</origination_rate_gap></row>
<row _id="895"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1054079873730556</origination_rate_gap></row>
<row _id="896"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.20379009341333726</origination_rate_gap></row>
<row _id="897"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11904378469603963</origination_rate_gap></row>
<row _id="898"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.3060635159706367</origination_rate_gap></row>
<row _id="899"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06489875605478435</origination_rate_gap></row>
<row _id="900"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.13950975139248015</origination_rate_gap></row>
<row _id="901"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10133680519584985</origination_rate_gap></row>
<row _id="902"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18261797557903628</origination_rate_gap></row>
<row _id="903"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08344308398722589</origination_rate_gap></row>
<row _id="904"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11795907068758216</origination_rate_gap></row>
<row _id="905"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07187839065749577</origination_rate_gap></row>
<row _id="906"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.22597418941491432</origination_rate_gap></row>
<row _id="907"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.03401318135248214</origination_rate_gap></row>
<row _id="908"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10939056778390001</origination_rate_gap></row>
<row _id="909"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17169070936259684</origination_rate_gap></row>
<row _id="910"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2740591546186955</origination_rate_gap></row>
<row _id="911"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08554778875596464</origination_rate_gap></row>
<row _id="912"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.16687783699587927</origination_rate_gap></row>
<row _id="913"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10229183564726292</origination_rate_gap></row>
<row _id="914"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.24694446785848384</origination_rate_gap></row>
<row _id="915"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.062014960097832215</origination_rate_gap></row>
<row _id="916"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1366904486053612</origination_rate_gap></row>
<row _id="917"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08734218064286062</origination_rate_gap></row>
<row _id="918"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15855150198289092</origination_rate_gap></row>
<row _id="919"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.05836567268135693</origination_rate_gap></row>
<row _id="920"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11679003691424132</origination_rate_gap></row>
<row _id="921"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06967788934961583</origination_rate_gap></row>
<row _id="922"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18884985619222483</origination_rate_gap></row>
<row _id="923"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07337488512777027</origination_rate_gap></row>
<row _id="924"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08225674452111043</origination_rate_gap></row>
<row _id="925"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15107470158487948</origination_rate_gap></row>
<row _id="926"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.25079237174321783</origination_rate_gap></row>
<row _id="927"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.03807141624978437</origination_rate_gap></row>
<row _id="928"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2206042736668569</origination_rate_gap></row>
<row _id="929"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09552264753178773</origination_rate_gap></row>
<row _id="930"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.24307031213108563</origination_rate_gap></row>
<row _id="931"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.05968841514136663</origination_rate_gap></row>
<row _id="932"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15152619598990247</origination_rate_gap></row>
<row _id="933"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0978942717087413</origination_rate_gap></row>
<row _id="934"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1500856552627601</origination_rate_gap></row>
<row _id="935"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09402222132872287</origination_rate_gap></row>
<row _id="936"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.12577922183270968</origination_rate_gap></row>
<row _id="937"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.05690801616444211</origination_rate_gap></row>
<row _id="938"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.200505143686022</origination_rate_gap></row>
<row _id="939"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.042733291541528315</origination_rate_gap></row>
<row _id="940"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11241364866830675</origination_rate_gap></row>
<row _id="941"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.131006054502845</origination_rate_gap></row>
<row _id="942"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2847905138339921</origination_rate_gap></row>
<row _id="943"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.04518044698443395</origination_rate_gap></row>
<row _id="944"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19935714911512178</origination_rate_gap></row>
<row _id="945"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14260994230929155</origination_rate_gap></row>
<row _id="946"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.25515262297676444</origination_rate_gap></row>
<row _id="947"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08393316073116865</origination_rate_gap></row>
<row _id="948"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19466741125499523</origination_rate_gap></row>
<row _id="949"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09796460395734714</origination_rate_gap></row>
<row _id="950"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19702274351146454</origination_rate_gap></row>
<row _id="951"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08182053981182273</origination_rate_gap></row>
<row _id="952"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.16007331187058288</origination_rate_gap></row>
<row _id="953"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09989636046859317</origination_rate_gap></row>
<row _id="954"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.24164782253300957</origination_rate_gap></row>
<row _id="955"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07353653831605561</origination_rate_gap></row>
<row _id="956"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17677831364950117</origination_rate_gap></row>
<row _id="957"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.17942223413923078</origination_rate_gap></row>
<row _id="958"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19423345340857642</origination_rate_gap></row>
<row _id="959"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.09099022918554175</origination_rate_gap></row>
<row _id="960"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19561544760962774</origination_rate_gap></row>
<row _id="961"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.13806414248778007</origination_rate_gap></row>
<row _id="962"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.26403028054723215</origination_rate_gap></row>
<row _id="963"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07024671901751996</origination_rate_gap></row>
<row _id="964"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1757570154384428</origination_rate_gap></row>
<row _id="965"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08727942802822503</origination_rate_gap></row>
<row _id="966"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19936833637889587</origination_rate_gap></row>
<row _id="967"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06461844311484916</origination_rate_gap></row>
<row _id="968"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.13196167527817868</origination_rate_gap></row>
<row _id="969"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08880948204756668</origination_rate_gap></row>
<row _id="970"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2497232350299645</origination_rate_gap></row>
<row _id="971"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.05793186372982194</origination_rate_gap></row>
<row _id="972"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11819274899095727</origination_rate_gap></row>
<row _id="973"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1807894052145183</origination_rate_gap></row>
<row _id="974"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.22190093434902422</origination_rate_gap></row>
<row _id="975"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08089839144417686</origination_rate_gap></row>
<row _id="976"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2111381821426982</origination_rate_gap></row>
<row _id="977"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10405547684306721</origination_rate_gap></row>
<row _id="978"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.25786927988131925</origination_rate_gap></row>
<row _id="979"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07330023146152766</origination_rate_gap></row>
<row _id="980"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.10873535152310185</origination_rate_gap></row>
<row _id="981"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0696011702768085</origination_rate_gap></row>
<row _id="982"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18378284992856905</origination_rate_gap></row>
<row _id="983"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07550206985577779</origination_rate_gap></row>
<row _id="984"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06940263181380982</origination_rate_gap></row>
<row _id="985"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06667179227101161</origination_rate_gap></row>
<row _id="986"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.23342252008986614</origination_rate_gap></row>
<row _id="987"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06562274882788133</origination_rate_gap></row>
<row _id="988"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0656309874028815</origination_rate_gap></row>
<row _id="989"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15962248084034372</origination_rate_gap></row>
<row _id="990"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.22349289892664959</origination_rate_gap></row>
<row _id="991"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07795286792303643</origination_rate_gap></row>
<row _id="992"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18628720731519266</origination_rate_gap></row>
<row _id="993"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1022205637097067</origination_rate_gap></row>
<row _id="994"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.2662324878046999</origination_rate_gap></row>
<row _id="995"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06529904745090326</origination_rate_gap></row>
<row _id="996"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.11632799342940224</origination_rate_gap></row>
<row _id="997"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06791702216223157</origination_rate_gap></row>
<row _id="998"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.18099725605869843</origination_rate_gap></row>
<row _id="999"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07137961986710967</origination_rate_gap></row>
<row _id="1000"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07832011249824113</origination_rate_gap></row>
<row _id="1001"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06878222333934786</origination_rate_gap></row>
<row _id="1002"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.23564452358527588</origination_rate_gap></row>
<row _id="1003"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.05774307443952382</origination_rate_gap></row>
<row _id="1004"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07748729909279725</origination_rate_gap></row>
<row _id="1005"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1431860842312382</origination_rate_gap></row>
<row _id="1006"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.228764112278036</origination_rate_gap></row>
<row _id="1007"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06286036676370847</origination_rate_gap></row>
<row _id="1008"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.15990281077933108</origination_rate_gap></row>
<row _id="1009"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.12372876504347832</origination_rate_gap></row>
<row _id="1010"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.265738776977972</origination_rate_gap></row>
<row _id="1011"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06794964914271026</origination_rate_gap></row>
<row _id="1012"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1716738282032687</origination_rate_gap></row>
<row _id="1013"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.08927623444482928</origination_rate_gap></row>
<row _id="1014"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19255327392483534</origination_rate_gap></row>
<row _id="1015"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.07616686831044112</origination_rate_gap></row>
<row _id="1016"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.13884349629668066</origination_rate_gap></row>
<row _id="1017"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.0941761967703604</origination_rate_gap></row>
<row _id="1018"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.23998340396362194</origination_rate_gap></row>
<row _id="1019"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.059512859413731085</origination_rate_gap></row>
<row _id="1020"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14796832642776003</origination_rate_gap></row>
<row _id="1021"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.14738686351035657</origination_rate_gap></row>
<row _id="1022"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.19184359164103282</origination_rate_gap></row>
<row _id="1023"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.06597941046821441</origination_rate_gap></row>
<row _id="1024"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Non-White to White</demographic><origination_rate_gap>0.1588308908235782</origination_rate_gap></row>
<row _id="1025"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.01723540632867128</origination_rate_gap></row>
<row _id="1026"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.13339282113173823</origination_rate_gap></row>
<row _id="1027"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.022377127659022705</origination_rate_gap></row>
<row _id="1028"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07194843090954513</origination_rate_gap></row>
<row _id="1029"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.024176349225457548</origination_rate_gap></row>
<row _id="1030"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04082646593926001</origination_rate_gap></row>
<row _id="1031"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.010614210011996599</origination_rate_gap></row>
<row _id="1032"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.028754017811212902</origination_rate_gap></row>
<row _id="1033"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.011486779690929703</origination_rate_gap></row>
<row _id="1034"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.13578682416362772</origination_rate_gap></row>
<row _id="1035"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02399709631137887</origination_rate_gap></row>
<row _id="1036"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.06864670608637513</origination_rate_gap></row>
<row _id="1037"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04560443255581483</origination_rate_gap></row>
<row _id="1038"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12378567288644365</origination_rate_gap></row>
<row _id="1039"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.01237538290169869</origination_rate_gap></row>
<row _id="1040"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.10572435066407863</origination_rate_gap></row>
<row _id="1041"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.034120269173453656</origination_rate_gap></row>
<row _id="1042"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.18917314154840642</origination_rate_gap></row>
<row _id="1043"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04464323833106654</origination_rate_gap></row>
<row _id="1044"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.06967884595285158</origination_rate_gap></row>
<row _id="1045"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.0016401464768379395</origination_rate_gap></row>
<row _id="1046"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1411244943273413</origination_rate_gap></row>
<row _id="1047"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.0004997395379256138</origination_rate_gap></row>
<row _id="1048"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.061300131844562976</origination_rate_gap></row>
<row _id="1049"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.006561558275558314</origination_rate_gap></row>
<row _id="1050"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.13721648638108336</origination_rate_gap></row>
<row _id="1051"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05249296596482472</origination_rate_gap></row>
<row _id="1052"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.019105030391683504</origination_rate_gap></row>
<row _id="1053"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1156989549663376</origination_rate_gap></row>
<row _id="1054"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.19094414555865985</origination_rate_gap></row>
<row _id="1055"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.08149980320581585</origination_rate_gap></row>
<row _id="1056"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.17531440771257964</origination_rate_gap></row>
<row _id="1057"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05651378772321472</origination_rate_gap></row>
<row _id="1058"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.16065185481718708</origination_rate_gap></row>
<row _id="1059"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.08242836041205204</origination_rate_gap></row>
<row _id="1060"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05418717964919636</origination_rate_gap></row>
<row _id="1061"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03623328463634955</origination_rate_gap></row>
<row _id="1062"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.14129565449213544</origination_rate_gap></row>
<row _id="1063"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05716027302174017</origination_rate_gap></row>
<row _id="1064"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04122698882314267</origination_rate_gap></row>
<row _id="1065"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03140307378453858</origination_rate_gap></row>
<row _id="1066"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.10289347721117713</origination_rate_gap></row>
<row _id="1067"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07402677837944784</origination_rate_gap></row>
<row _id="1068"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02247042262667962</origination_rate_gap></row>
<row _id="1069"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.13431396075712732</origination_rate_gap></row>
<row _id="1070"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.163163805551099</origination_rate_gap></row>
<row _id="1071"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.11828283994815927</origination_rate_gap></row>
<row _id="1072"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.16661938606781315</origination_rate_gap></row>
<row _id="1073"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03543107342189288</origination_rate_gap></row>
<row _id="1074"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.22221918644098668</origination_rate_gap></row>
<row _id="1075"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03878965652026038</origination_rate_gap></row>
<row _id="1076"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.039532456937007895</origination_rate_gap></row>
<row _id="1077"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.021721565261915772</origination_rate_gap></row>
<row _id="1078"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.023868642370845013</origination_rate_gap></row>
<row _id="1079"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03136257794291792</origination_rate_gap></row>
<row _id="1080"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03675475486195209</origination_rate_gap></row>
<row _id="1081"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018422230693236362</origination_rate_gap></row>
<row _id="1082"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.2407221800845162</origination_rate_gap></row>
<row _id="1083"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02622300610685846</origination_rate_gap></row>
<row _id="1084"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018058020249115476</origination_rate_gap></row>
<row _id="1085"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.09306201519507414</origination_rate_gap></row>
<row _id="1086"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.26512978762025774</origination_rate_gap></row>
<row _id="1087"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.06271062271062271</origination_rate_gap></row>
<row _id="1088"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.11404739433206643</origination_rate_gap></row>
<row _id="1089"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04874120097724595</origination_rate_gap></row>
<row _id="1090"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.18644541289529556</origination_rate_gap></row>
<row _id="1091"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.06480398209714505</origination_rate_gap></row>
<row _id="1092"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04840570782881489</origination_rate_gap></row>
<row _id="1093"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02348112749465542</origination_rate_gap></row>
<row _id="1094"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.17025003981525721</origination_rate_gap></row>
<row _id="1095"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07237259248665141</origination_rate_gap></row>
<row _id="1096"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.01645462095788571</origination_rate_gap></row>
<row _id="1097"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.031496251805822</origination_rate_gap></row>
<row _id="1098"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1629093694365089</origination_rate_gap></row>
<row _id="1099"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03892035763469208</origination_rate_gap></row>
<row _id="1100"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.032269266895059975</origination_rate_gap></row>
<row _id="1101"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.11233126512449394</origination_rate_gap></row>
<row _id="1102"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1534078738808208</origination_rate_gap></row>
<row _id="1103"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.09405612856800191</origination_rate_gap></row>
<row _id="1104"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.146638094760957</origination_rate_gap></row>
<row _id="1105"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04364973179736892</origination_rate_gap></row>
<row _id="1106"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.20707871367419106</origination_rate_gap></row>
<row _id="1107"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0373227110427901</origination_rate_gap></row>
<row _id="1108"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04817122169729299</origination_rate_gap></row>
<row _id="1109"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.020068468985712223</origination_rate_gap></row>
<row _id="1110"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.19158145322728995</origination_rate_gap></row>
<row _id="1111"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03307030161420664</origination_rate_gap></row>
<row _id="1112"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018428925388575487</origination_rate_gap></row>
<row _id="1113"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03541852794103371</origination_rate_gap></row>
<row _id="1114"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.15665954120055292</origination_rate_gap></row>
<row _id="1115"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03509504676534416</origination_rate_gap></row>
<row _id="1116"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03986578192338997</origination_rate_gap></row>
<row _id="1117"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.08064963359081007</origination_rate_gap></row>
<row _id="1118"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.2080945558739255</origination_rate_gap></row>
<row _id="1119"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02611599564035739</origination_rate_gap></row>
<row _id="1120"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1128447266818583</origination_rate_gap></row>
<row _id="1121"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.043774010597196364</origination_rate_gap></row>
<row _id="1122"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.17563839294202652</origination_rate_gap></row>
<row _id="1123"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05965138904938788</origination_rate_gap></row>
<row _id="1124"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.052690483139895515</origination_rate_gap></row>
<row _id="1125"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.012613383318863955</origination_rate_gap></row>
<row _id="1126"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0535230352303523</origination_rate_gap></row>
<row _id="1127"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04865675850382662</origination_rate_gap></row>
<row _id="1128"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018552739331791163</origination_rate_gap></row>
<row _id="1129"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.036478609403161236</origination_rate_gap></row>
<row _id="1130"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.23574247386234395</origination_rate_gap></row>
<row _id="1131"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.052248415665652595</origination_rate_gap></row>
<row _id="1132"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.037489735168406965</origination_rate_gap></row>
<row _id="1133"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.08436476898578654</origination_rate_gap></row>
<row _id="1134"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1317614424410541</origination_rate_gap></row>
<row _id="1135"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07823812942262331</origination_rate_gap></row>
<row _id="1136"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12871146738257064</origination_rate_gap></row>
<row _id="1137"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02905142144875583</origination_rate_gap></row>
<row _id="1138"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.20912502561519805</origination_rate_gap></row>
<row _id="1139"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03748951182240852</origination_rate_gap></row>
<row _id="1140"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.06915509733936098</origination_rate_gap></row>
<row _id="1141"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.012266634058049739</origination_rate_gap></row>
<row _id="1142"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.17048254798292398</origination_rate_gap></row>
<row _id="1143"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04236388167756387</origination_rate_gap></row>
<row _id="1144"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.027974469655579155</origination_rate_gap></row>
<row _id="1145"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.019773565195513258</origination_rate_gap></row>
<row _id="1146"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.2387231089521166</origination_rate_gap></row>
<row _id="1147"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02417726619796432</origination_rate_gap></row>
<row _id="1148"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.054679921244002457</origination_rate_gap></row>
<row _id="1149"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03943365453901914</origination_rate_gap></row>
<row _id="1150"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1223529411764706</origination_rate_gap></row>
<row _id="1151"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.045680365922601204</origination_rate_gap></row>
<row _id="1152"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.13504680662493768</origination_rate_gap></row>
<row _id="1153"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.016054112570730996</origination_rate_gap></row>
<row _id="1154"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.15543505945982727</origination_rate_gap></row>
<row _id="1155"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04309027401067592</origination_rate_gap></row>
<row _id="1156"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.021777309179329442</origination_rate_gap></row>
<row _id="1157"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.022021843768167522</origination_rate_gap></row>
<row _id="1158"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12876897483884384</origination_rate_gap></row>
<row _id="1159"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0775244787679653</origination_rate_gap></row>
<row _id="1160"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.009272121127934435</origination_rate_gap></row>
<row _id="1161"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.0007497647421854877</origination_rate_gap></row>
<row _id="1162"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.11813424146436129</origination_rate_gap></row>
<row _id="1163"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.013791744157839412</origination_rate_gap></row>
<row _id="1164"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.01347020932469642</origination_rate_gap></row>
<row _id="1165"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.014559091963473537</origination_rate_gap></row>
<row _id="1166"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12974210576525583</origination_rate_gap></row>
<row _id="1167"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04904996923231486</origination_rate_gap></row>
<row _id="1168"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.030076626564497912</origination_rate_gap></row>
<row _id="1169"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.011737208874672632</origination_rate_gap></row>
<row _id="1170"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07958431991581164</origination_rate_gap></row>
<row _id="1171"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03552952051838973</origination_rate_gap></row>
<row _id="1172"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.031983160769143246</origination_rate_gap></row>
<row _id="1173"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.007552788761522657</origination_rate_gap></row>
<row _id="1174"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.14607397211083847</origination_rate_gap></row>
<row _id="1175"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.026936105785988148</origination_rate_gap></row>
<row _id="1176"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018360213616275826</origination_rate_gap></row>
<row _id="1177"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.003739036442686961</origination_rate_gap></row>
<row _id="1178"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.029181135082825754</origination_rate_gap></row>
<row _id="1179"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04865684636232149</origination_rate_gap></row>
<row _id="1180"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.0031852475710010836</origination_rate_gap></row>
<row _id="1181"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.014969476290791582</origination_rate_gap></row>
<row _id="1182"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018538324420677363</origination_rate_gap></row>
<row _id="1183"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.014749575551782683</origination_rate_gap></row>
<row _id="1184"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12849117842876165</origination_rate_gap></row>
<row _id="1185"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.007865901884701793</origination_rate_gap></row>
<row _id="1186"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.10619549104573821</origination_rate_gap></row>
<row _id="1187"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.030791937599254828</origination_rate_gap></row>
<row _id="1188"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05711995148325634</origination_rate_gap></row>
<row _id="1189"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.023740919682668806</origination_rate_gap></row>
<row _id="1190"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07529902138455963</origination_rate_gap></row>
<row _id="1191"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05501343990204177</origination_rate_gap></row>
<row _id="1192"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.053584758292527575</origination_rate_gap></row>
<row _id="1193"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.004545800901720948</origination_rate_gap></row>
<row _id="1194"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07788960779614985</origination_rate_gap></row>
<row _id="1195"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02924297133742719</origination_rate_gap></row>
<row _id="1196"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05187675109010562</origination_rate_gap></row>
<row _id="1197"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.012909560645826514</origination_rate_gap></row>
<row _id="1198"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12259649122807018</origination_rate_gap></row>
<row _id="1199"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0073586160891194125</origination_rate_gap></row>
<row _id="1200"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05020220163968973</origination_rate_gap></row>
<row _id="1201"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0346459887012591</origination_rate_gap></row>
<row _id="1202"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1814017422117763</origination_rate_gap></row>
<row _id="1203"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04215433237064187</origination_rate_gap></row>
<row _id="1204"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0878087205168263</origination_rate_gap></row>
<row _id="1205"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03203561670486925</origination_rate_gap></row>
<row _id="1206"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12639406695187705</origination_rate_gap></row>
<row _id="1207"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.047264652811046214</origination_rate_gap></row>
<row _id="1208"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05416105528956155</origination_rate_gap></row>
<row _id="1209"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.033374887096569945</origination_rate_gap></row>
<row _id="1210"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1934238952809493</origination_rate_gap></row>
<row _id="1211"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04163126437360773</origination_rate_gap></row>
<row _id="1212"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.08896310126113655</origination_rate_gap></row>
<row _id="1213"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0252461375435519</origination_rate_gap></row>
<row _id="1214"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12834871942239304</origination_rate_gap></row>
<row _id="1215"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03609845044740603</origination_rate_gap></row>
<row _id="1216"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.09452485687887614</origination_rate_gap></row>
<row _id="1217"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03362452022038414</origination_rate_gap></row>
<row _id="1218"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.19923163381581233</origination_rate_gap></row>
<row _id="1219"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03421920594137338</origination_rate_gap></row>
<row _id="1220"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04917668149446582</origination_rate_gap></row>
<row _id="1221"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.018605433854678537</origination_rate_gap></row>
<row _id="1222"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.12159722793551853</origination_rate_gap></row>
<row _id="1223"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03276267660649679</origination_rate_gap></row>
<row _id="1224"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.011587613941673557</origination_rate_gap></row>
<row _id="1225"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03326378362109112</origination_rate_gap></row>
<row _id="1226"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.2075988989590033</origination_rate_gap></row>
<row _id="1227"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.035494152695891505</origination_rate_gap></row>
<row _id="1228"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.033998445183743745</origination_rate_gap></row>
<row _id="1229"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02791896400752741</origination_rate_gap></row>
<row _id="1230"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.184459547878431</origination_rate_gap></row>
<row _id="1231"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.030441612508564524</origination_rate_gap></row>
<row _id="1232"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.10303713959547023</origination_rate_gap></row>
<row _id="1233"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.029162933715436084</origination_rate_gap></row>
<row _id="1234"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.18838767080846877</origination_rate_gap></row>
<row _id="1235"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.043117408343187905</origination_rate_gap></row>
<row _id="1236"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.021337211200410253</origination_rate_gap></row>
<row _id="1237"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.024529301421147103</origination_rate_gap></row>
<row _id="1238"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.14291444988295382</origination_rate_gap></row>
<row _id="1239"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05785448468155622</origination_rate_gap></row>
<row _id="1240"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.00217495676251774</origination_rate_gap></row>
<row _id="1241"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0181283628161275</origination_rate_gap></row>
<row _id="1242"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.16359379181992229</origination_rate_gap></row>
<row _id="1243"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03372185053753071</origination_rate_gap></row>
<row _id="1244"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.014073669028037845</origination_rate_gap></row>
<row _id="1245"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.049869921161440296</origination_rate_gap></row>
<row _id="1246"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.19871135221963665</origination_rate_gap></row>
<row _id="1247"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04457061925416356</origination_rate_gap></row>
<row _id="1248"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07265693491909653</origination_rate_gap></row>
<row _id="1249"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.01560394615597774</origination_rate_gap></row>
<row _id="1250"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.15799670518241418</origination_rate_gap></row>
<row _id="1251"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.027145348257434</origination_rate_gap></row>
<row _id="1252"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0204722770487596</origination_rate_gap></row>
<row _id="1253"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.0021801845697856964</origination_rate_gap></row>
<row _id="1254"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.09945635069889543</origination_rate_gap></row>
<row _id="1255"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.030555184160436333</origination_rate_gap></row>
<row _id="1256"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.004356147617008514</origination_rate_gap></row>
<row _id="1257"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.011299209128807813</origination_rate_gap></row>
<row _id="1258"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.14570017820244777</origination_rate_gap></row>
<row _id="1259"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02436305074947351</origination_rate_gap></row>
<row _id="1260"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.012962885911272369</origination_rate_gap></row>
<row _id="1261"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02236910685214075</origination_rate_gap></row>
<row _id="1262"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1525281857053129</origination_rate_gap></row>
<row _id="1263"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.024988976277728964</origination_rate_gap></row>
<row _id="1264"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.05697843277955154</origination_rate_gap></row>
<row _id="1265"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.007210250154244218</origination_rate_gap></row>
<row _id="1266"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1564904614452579</origination_rate_gap></row>
<row _id="1267"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.02541737203844461</origination_rate_gap></row>
<row _id="1268"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.049539317642765916</origination_rate_gap></row>
<row _id="1269"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.003433272317330567</origination_rate_gap></row>
<row _id="1270"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.07852887508131232</origination_rate_gap></row>
<row _id="1271"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03550720052733607</origination_rate_gap></row>
<row _id="1272"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.023422351872978</origination_rate_gap></row>
<row _id="1273"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.013298918207910482</origination_rate_gap></row>
<row _id="1274"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1522085612940547</origination_rate_gap></row>
<row _id="1275"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.03156029250012521</origination_rate_gap></row>
<row _id="1276"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.04163348479880077</origination_rate_gap></row>
<row _id="1277"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Asian to White</demographic><origination_rate_gap>-0.014523794608768643</origination_rate_gap></row>
<row _id="1278"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.1539070716400194</origination_rate_gap></row>
<row _id="1279"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.009374901967612793</origination_rate_gap></row>
<row _id="1280"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Asian to White</demographic><origination_rate_gap>0.048304504024061216</origination_rate_gap></row>
<row _id="1281"><year>2007</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23820220320367128</origination_rate_gap></row>
<row _id="1282"><year>2007</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.30849896175512026</origination_rate_gap></row>
<row _id="1283"><year>2007</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1478419935819039</origination_rate_gap></row>
<row _id="1284"><year>2007</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.19760448278187967</origination_rate_gap></row>
<row _id="1285"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24133505172625402</origination_rate_gap></row>
<row _id="1286"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3345939729420611</origination_rate_gap></row>
<row _id="1287"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18940560517400679</origination_rate_gap></row>
<row _id="1288"><year>2007</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1797122676821925</origination_rate_gap></row>
<row _id="1289"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14148738399356448</origination_rate_gap></row>
<row _id="1290"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17229262366652748</origination_rate_gap></row>
<row _id="1291"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.054658757372325374</origination_rate_gap></row>
<row _id="1292"><year>2007</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14049421341775342</origination_rate_gap></row>
<row _id="1293"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.28279468375402006</origination_rate_gap></row>
<row _id="1294"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.28347996089931576</origination_rate_gap></row>
<row _id="1295"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.21037037037037037</origination_rate_gap></row>
<row _id="1296"><year>2007</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2246047252915797</origination_rate_gap></row>
<row _id="1297"><year>2008</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23809324665141696</origination_rate_gap></row>
<row _id="1298"><year>2008</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2762438486191135</origination_rate_gap></row>
<row _id="1299"><year>2008</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13265250246413318</origination_rate_gap></row>
<row _id="1300"><year>2008</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2237925785602321</origination_rate_gap></row>
<row _id="1301"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24954255025578975</origination_rate_gap></row>
<row _id="1302"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.20798415796119848</origination_rate_gap></row>
<row _id="1303"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13756960366852278</origination_rate_gap></row>
<row _id="1304"><year>2008</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.25725582025673105</origination_rate_gap></row>
<row _id="1305"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11686841932153649</origination_rate_gap></row>
<row _id="1306"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.10168677061880946</origination_rate_gap></row>
<row _id="1307"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.15793348565625792</origination_rate_gap></row>
<row _id="1308"><year>2008</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09220697968528811</origination_rate_gap></row>
<row _id="1309"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.36470065526042755</origination_rate_gap></row>
<row _id="1310"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3061754424901515</origination_rate_gap></row>
<row _id="1311"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.03938584779706275</origination_rate_gap></row>
<row _id="1312"><year>2008</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.35063442819389046</origination_rate_gap></row>
<row _id="1313"><year>2009</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.10058744790616218</origination_rate_gap></row>
<row _id="1314"><year>2009</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.4064851881505204</origination_rate_gap></row>
<row _id="1315"><year>2009</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>-0.003559336101960268</origination_rate_gap></row>
<row _id="1316"><year>2009</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11429596120282008</origination_rate_gap></row>
<row _id="1317"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.0850792063617165</origination_rate_gap></row>
<row _id="1318"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.4068870523415978</origination_rate_gap></row>
<row _id="1319"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.0012812613773209734</origination_rate_gap></row>
<row _id="1320"><year>2009</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09698900083515469</origination_rate_gap></row>
<row _id="1321"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.048428697348001586</origination_rate_gap></row>
<row _id="1322"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23712814645308924</origination_rate_gap></row>
<row _id="1323"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>-0.009389870175214199</origination_rate_gap></row>
<row _id="1324"><year>2009</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08127453291635275</origination_rate_gap></row>
<row _id="1325"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2197017368228695</origination_rate_gap></row>
<row _id="1326"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3861292459078437</origination_rate_gap></row>
<row _id="1327"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.003997125662444983</origination_rate_gap></row>
<row _id="1328"><year>2009</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18582148819267735</origination_rate_gap></row>
<row _id="1329"><year>2010</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1807748386941327</origination_rate_gap></row>
<row _id="1330"><year>2010</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3159567530837813</origination_rate_gap></row>
<row _id="1331"><year>2010</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11927072266685554</origination_rate_gap></row>
<row _id="1332"><year>2010</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17246803926846632</origination_rate_gap></row>
<row _id="1333"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1957618053434529</origination_rate_gap></row>
<row _id="1334"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.36262462323208905</origination_rate_gap></row>
<row _id="1335"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14629324546952224</origination_rate_gap></row>
<row _id="1336"><year>2010</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1843990356190894</origination_rate_gap></row>
<row _id="1337"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08230170891701558</origination_rate_gap></row>
<row _id="1338"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.15208581644815256</origination_rate_gap></row>
<row _id="1339"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.033215776865590976</origination_rate_gap></row>
<row _id="1340"><year>2010</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08561345106584295</origination_rate_gap></row>
<row _id="1341"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2855673477527627</origination_rate_gap></row>
<row _id="1342"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.329415501905972</origination_rate_gap></row>
<row _id="1343"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1830554502968296</origination_rate_gap></row>
<row _id="1344"><year>2010</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2917553871050166</origination_rate_gap></row>
<row _id="1345"><year>2011</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18077979637488764</origination_rate_gap></row>
<row _id="1346"><year>2011</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2886168250321952</origination_rate_gap></row>
<row _id="1347"><year>2011</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08786819276313619</origination_rate_gap></row>
<row _id="1348"><year>2011</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1601159437626533</origination_rate_gap></row>
<row _id="1349"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13938803182115125</origination_rate_gap></row>
<row _id="1350"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14126453256888039</origination_rate_gap></row>
<row _id="1351"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.05968276515151515</origination_rate_gap></row>
<row _id="1352"><year>2011</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13972066933031707</origination_rate_gap></row>
<row _id="1353"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18748176821019918</origination_rate_gap></row>
<row _id="1354"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3662833150784958</origination_rate_gap></row>
<row _id="1355"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11348360994137562</origination_rate_gap></row>
<row _id="1356"><year>2011</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16824787753295511</origination_rate_gap></row>
<row _id="1357"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.19646748065895073</origination_rate_gap></row>
<row _id="1358"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2905046480743692</origination_rate_gap></row>
<row _id="1359"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.035268249780123134</origination_rate_gap></row>
<row _id="1360"><year>2011</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12143430538003608</origination_rate_gap></row>
<row _id="1361"><year>2012</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18798462875775346</origination_rate_gap></row>
<row _id="1362"><year>2012</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3378048079135036</origination_rate_gap></row>
<row _id="1363"><year>2012</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1786428715466828</origination_rate_gap></row>
<row _id="1364"><year>2012</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.15148004227285883</origination_rate_gap></row>
<row _id="1365"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.20403718843830265</origination_rate_gap></row>
<row _id="1366"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.4036716171617162</origination_rate_gap></row>
<row _id="1367"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17992932000974896</origination_rate_gap></row>
<row _id="1368"><year>2012</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1586865023772811</origination_rate_gap></row>
<row _id="1369"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1198591341255571</origination_rate_gap></row>
<row _id="1370"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17059682343051807</origination_rate_gap></row>
<row _id="1371"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09349404521883853</origination_rate_gap></row>
<row _id="1372"><year>2012</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11343788425594727</origination_rate_gap></row>
<row _id="1373"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24434912854030502</origination_rate_gap></row>
<row _id="1374"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3330945558739255</origination_rate_gap></row>
<row _id="1375"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3273231234426184</origination_rate_gap></row>
<row _id="1376"><year>2012</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16676741218349117</origination_rate_gap></row>
<row _id="1377"><year>2013</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17087245307720117</origination_rate_gap></row>
<row _id="1378"><year>2013</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3371547725435125</origination_rate_gap></row>
<row _id="1379"><year>2013</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.21379258726353442</origination_rate_gap></row>
<row _id="1380"><year>2013</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.10958155046009158</origination_rate_gap></row>
<row _id="1381"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16230675820576454</origination_rate_gap></row>
<row _id="1382"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.29796747967479675</origination_rate_gap></row>
<row _id="1383"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.22499350480644323</origination_rate_gap></row>
<row _id="1384"><year>2013</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09700447555351782</origination_rate_gap></row>
<row _id="1385"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1439626502941929</origination_rate_gap></row>
<row _id="1386"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24661203907973528</origination_rate_gap></row>
<row _id="1387"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23974998361427405</origination_rate_gap></row>
<row _id="1388"><year>2013</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09622542456611727</origination_rate_gap></row>
<row _id="1389"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18665440062660252</origination_rate_gap></row>
<row _id="1390"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3209845000851644</origination_rate_gap></row>
<row _id="1391"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13979591836734695</origination_rate_gap></row>
<row _id="1392"><year>2013</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11862268610734869</origination_rate_gap></row>
<row _id="1393"><year>2014</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26872164666885645</origination_rate_gap></row>
<row _id="1394"><year>2014</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.37121389287060447</origination_rate_gap></row>
<row _id="1395"><year>2014</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17272454269996235</origination_rate_gap></row>
<row _id="1396"><year>2014</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23110786043716225</origination_rate_gap></row>
<row _id="1397"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23916875312969454</origination_rate_gap></row>
<row _id="1398"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3567716686982742</origination_rate_gap></row>
<row _id="1399"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.19637848021770987</origination_rate_gap></row>
<row _id="1400"><year>2014</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.15657394609536973</origination_rate_gap></row>
<row _id="1401"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.20999425715926526</origination_rate_gap></row>
<row _id="1402"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13002745677820354</origination_rate_gap></row>
<row _id="1403"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.164595420201024</origination_rate_gap></row>
<row _id="1404"><year>2014</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26203925587950117</origination_rate_gap></row>
<row _id="1405"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.34353655306963476</origination_rate_gap></row>
<row _id="1406"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.4752100840336134</origination_rate_gap></row>
<row _id="1407"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14591078066914498</origination_rate_gap></row>
<row _id="1408"><year>2014</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2370876229514683</origination_rate_gap></row>
<row _id="1409"><year>2015</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16416065412391917</origination_rate_gap></row>
<row _id="1410"><year>2015</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.30580674659622026</origination_rate_gap></row>
<row _id="1411"><year>2015</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08680889289780709</origination_rate_gap></row>
<row _id="1412"><year>2015</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13778981046320543</origination_rate_gap></row>
<row _id="1413"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16801072139129714</origination_rate_gap></row>
<row _id="1414"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2434306289741822</origination_rate_gap></row>
<row _id="1415"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.0801117296762555</origination_rate_gap></row>
<row _id="1416"><year>2015</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14989712112793444</origination_rate_gap></row>
<row _id="1417"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12709837354790782</origination_rate_gap></row>
<row _id="1418"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26907763769077636</origination_rate_gap></row>
<row _id="1419"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.07039747743577876</origination_rate_gap></row>
<row _id="1420"><year>2015</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11831977195086195</origination_rate_gap></row>
<row _id="1421"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.20319858633183915</origination_rate_gap></row>
<row _id="1422"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23768144564036733</origination_rate_gap></row>
<row _id="1423"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12704733418620157</origination_rate_gap></row>
<row _id="1424"><year>2015</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12972128158374577</origination_rate_gap></row>
<row _id="1425"><year>2016</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16242608688564572</origination_rate_gap></row>
<row _id="1426"><year>2016</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1613453262051198</origination_rate_gap></row>
<row _id="1427"><year>2016</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.04661505945202993</origination_rate_gap></row>
<row _id="1428"><year>2016</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18699983890754532</origination_rate_gap></row>
<row _id="1429"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1419451236077153</origination_rate_gap></row>
<row _id="1430"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1472744523029153</origination_rate_gap></row>
<row _id="1431"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.00974860578598815</origination_rate_gap></row>
<row _id="1432"><year>2016</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17073242989309384</origination_rate_gap></row>
<row _id="1433"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12875052743506218</origination_rate_gap></row>
<row _id="1434"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>-0.027637046735356066</origination_rate_gap></row>
<row _id="1435"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.046394402923407456</origination_rate_gap></row>
<row _id="1436"><year>2016</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17980275679104907</origination_rate_gap></row>
<row _id="1437"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2731396187119513</origination_rate_gap></row>
<row _id="1438"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.36918767507002803</origination_rate_gap></row>
<row _id="1439"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11935483870967742</origination_rate_gap></row>
<row _id="1440"><year>2016</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.21108046414304737</origination_rate_gap></row>
<row _id="1441"><year>2017</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13541708589333634</origination_rate_gap></row>
<row _id="1442"><year>2017</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26682433588510934</origination_rate_gap></row>
<row _id="1443"><year>2017</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.05167665134599476</origination_rate_gap></row>
<row _id="1444"><year>2017</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09843977623681603</origination_rate_gap></row>
<row _id="1445"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13951007287943026</origination_rate_gap></row>
<row _id="1446"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13647810925997675</origination_rate_gap></row>
<row _id="1447"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16147320172087973</origination_rate_gap></row>
<row _id="1448"><year>2017</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.059135065330789265</origination_rate_gap></row>
<row _id="1449"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08884078927368581</origination_rate_gap></row>
<row _id="1450"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26900071890726096</origination_rate_gap></row>
<row _id="1451"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.005800338939570911</origination_rate_gap></row>
<row _id="1452"><year>2017</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08299932744027622</origination_rate_gap></row>
<row _id="1453"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18424474128190443</origination_rate_gap></row>
<row _id="1454"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.33617391304347827</origination_rate_gap></row>
<row _id="1455"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>-0.04399833830213577</origination_rate_gap></row>
<row _id="1456"><year>2017</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14969720540030002</origination_rate_gap></row>
<row _id="1457"><year>2018</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2935643844350294</origination_rate_gap></row>
<row _id="1458"><year>2018</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.33909418583940054</origination_rate_gap></row>
<row _id="1459"><year>2018</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14772150005142284</origination_rate_gap></row>
<row _id="1460"><year>2018</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2600384653470418</origination_rate_gap></row>
<row _id="1461"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.28010214477139733</origination_rate_gap></row>
<row _id="1462"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.32272953105768903</origination_rate_gap></row>
<row _id="1463"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.11364571830137536</origination_rate_gap></row>
<row _id="1464"><year>2018</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26595893482937655</origination_rate_gap></row>
<row _id="1465"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24566993447933663</origination_rate_gap></row>
<row _id="1466"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2830441941657748</origination_rate_gap></row>
<row _id="1467"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13812098810682674</origination_rate_gap></row>
<row _id="1468"><year>2018</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24154361796782525</origination_rate_gap></row>
<row _id="1469"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.32617068716005704</origination_rate_gap></row>
<row _id="1470"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.30104431650823404</origination_rate_gap></row>
<row _id="1471"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.183213070115725</origination_rate_gap></row>
<row _id="1472"><year>2018</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.24512774023405307</origination_rate_gap></row>
<row _id="1473"><year>2019</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.30448671836076907</origination_rate_gap></row>
<row _id="1474"><year>2019</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3208392541366679</origination_rate_gap></row>
<row _id="1475"><year>2019</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.15622308381236494</origination_rate_gap></row>
<row _id="1476"><year>2019</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3068873417988936</origination_rate_gap></row>
<row _id="1477"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.27207346520375075</origination_rate_gap></row>
<row _id="1478"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26052972401087177</origination_rate_gap></row>
<row _id="1479"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17494075996105074</origination_rate_gap></row>
<row _id="1480"><year>2019</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2730212605666679</origination_rate_gap></row>
<row _id="1481"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2522496154532154</origination_rate_gap></row>
<row _id="1482"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.34416615865438277</origination_rate_gap></row>
<row _id="1483"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.10384179795144448</origination_rate_gap></row>
<row _id="1484"><year>2019</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.25796784594872463</origination_rate_gap></row>
<row _id="1485"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.34438262486408877</origination_rate_gap></row>
<row _id="1486"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2655733783803986</origination_rate_gap></row>
<row _id="1487"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18655786706464078</origination_rate_gap></row>
<row _id="1488"><year>2019</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.333474320464569</origination_rate_gap></row>
<row _id="1489"><year>2020</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1957881524683144</origination_rate_gap></row>
<row _id="1490"><year>2020</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3110478905632352</origination_rate_gap></row>
<row _id="1491"><year>2020</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.09659905384801722</origination_rate_gap></row>
<row _id="1492"><year>2020</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1990943136615517</origination_rate_gap></row>
<row _id="1493"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.14851708714317072</origination_rate_gap></row>
<row _id="1494"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16380523863088542</origination_rate_gap></row>
<row _id="1495"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.07535754012394724</origination_rate_gap></row>
<row _id="1496"><year>2020</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17653015435567326</origination_rate_gap></row>
<row _id="1497"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1543955418640552</origination_rate_gap></row>
<row _id="1498"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.27928374563054587</origination_rate_gap></row>
<row _id="1499"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12068828623461657</origination_rate_gap></row>
<row _id="1500"><year>2020</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13629969397520253</origination_rate_gap></row>
<row _id="1501"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.27111192062789063</origination_rate_gap></row>
<row _id="1502"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.34229955209922724</origination_rate_gap></row>
<row _id="1503"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.08830869935588002</origination_rate_gap></row>
<row _id="1504"><year>2020</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2669194993536663</origination_rate_gap></row>
<row _id="1505"><year>2021</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.21493606676729474</origination_rate_gap></row>
<row _id="1506"><year>2021</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.34688341582404897</origination_rate_gap></row>
<row _id="1507"><year>2021</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.12677117253227801</origination_rate_gap></row>
<row _id="1508"><year>2021</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.212133004062302</origination_rate_gap></row>
<row _id="1509"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.15136353450540124</origination_rate_gap></row>
<row _id="1510"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.34858047482301957</origination_rate_gap></row>
<row _id="1511"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.0989182228110605</origination_rate_gap></row>
<row _id="1512"><year>2021</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1399168771609251</origination_rate_gap></row>
<row _id="1513"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.18088298807169154</origination_rate_gap></row>
<row _id="1514"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3493607575218088</origination_rate_gap></row>
<row _id="1515"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.07852155434122647</origination_rate_gap></row>
<row _id="1516"><year>2021</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.20862771055984458</origination_rate_gap></row>
<row _id="1517"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.28838318894041143</origination_rate_gap></row>
<row _id="1518"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2625412869592901</origination_rate_gap></row>
<row _id="1519"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2141814431060925</origination_rate_gap></row>
<row _id="1520"><year>2021</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2563313822079025</origination_rate_gap></row>
<row _id="1521"><year>2022</year><geography>DVRPC Region</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23633704965949776</origination_rate_gap></row>
<row _id="1522"><year>2022</year><geography>DVRPC Region</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3714224295997359</origination_rate_gap></row>
<row _id="1523"><year>2022</year><geography>DVRPC Region</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.1230433296322109</origination_rate_gap></row>
<row _id="1524"><year>2022</year><geography>DVRPC Region</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.26813401142669435</origination_rate_gap></row>
<row _id="1525"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2309064514644544</origination_rate_gap></row>
<row _id="1526"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3414804769899694</origination_rate_gap></row>
<row _id="1527"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.16542774155862694</origination_rate_gap></row>
<row _id="1528"><year>2022</year><geography>NJ Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.25768465280849184</origination_rate_gap></row>
<row _id="1529"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.17807135815734157</origination_rate_gap></row>
<row _id="1530"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.3060748621172026</origination_rate_gap></row>
<row _id="1531"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.0590896801085642</origination_rate_gap></row>
<row _id="1532"><year>2022</year><geography>PA Suburban Counties Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.23280995538703605</origination_rate_gap></row>
<row _id="1533"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>All</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.266916636034574</origination_rate_gap></row>
<row _id="1534"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home improvement</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.31966199505358617</origination_rate_gap></row>
<row _id="1535"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Home purchase</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.13382242017168924</origination_rate_gap></row>
<row _id="1536"><year>2022</year><geography>Philadelphia County Subregion</geography><purpose>Refinancing</purpose><demographic>Other Race to White</demographic><origination_rate_gap>0.2597685205047168</origination_rate_gap></row>
</data>
