f
1
{
f
1
{
            
2
  "author": null,
2
  "author": null,
            
3
  "author_email": null,
3
  "author_email": null,
            
4
  "category": [
4
  "category": [
            
5
    "Demographics & Housing",
5
    "Demographics & Housing",
            
6
    "Economy",
6
    "Economy",
            
7
    "Equity & Diversity"
7
    "Equity & Diversity"
            
8
  ],
8
  ],
            
9
  "citation": "",
9
  "citation": "",
            
10
  "creator_user_id": "4e131093-23e7-4594-9fad-b5917d475ddc",
10
  "creator_user_id": "4e131093-23e7-4594-9fad-b5917d475ddc",
            
11
  "dataset_level": "Tabular",
11
  "dataset_level": "Tabular",
            
12
  "groups": [],
12
  "groups": [],
            
13
  "id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
13
  "id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
            
14
  "isopen": false,
14
  "isopen": false,
            
15
  "license_id": "notspecified",
15
  "license_id": "notspecified",
            
16
  "license_title": "DVRPC Data License",
16
  "license_title": "DVRPC Data License",
            
17
  "license_url": "https://catalog.dvrpc.org/dvrpc_data_license.html",
17
  "license_url": "https://catalog.dvrpc.org/dvrpc_data_license.html",
            
18
  "maintainer": null,
18
  "maintainer": null,
            
19
  "maintainer_email": null,
19
  "maintainer_email": null,
            
20
  "managing_users": "ischwarzenberg@dvrpc.org,jdobkin@dvrpc.org",
20
  "managing_users": "ischwarzenberg@dvrpc.org,jdobkin@dvrpc.org",
            
21
  "metadata_created": "2022-12-12T15:32:46.709031",
21
  "metadata_created": "2022-12-12T15:32:46.709031",
            
t
22
  "metadata_modified": "2025-03-17T13:59:10.242567",
t
22
  "metadata_modified": "2025-03-17T14:05:57.267092",
            
23
  "methodology": 
23
  "methodology": 
            
24
"https://github.com/dvrpc/Tracking-Progress-Data-Updates",
24
"https://github.com/dvrpc/Tracking-Progress-Data-Updates",
            
25
  "name": "mortgage-lending",
25
  "name": "mortgage-lending",
            
26
  "notes": "Mortgage lending information comes from the Federal 
26
  "notes": "Mortgage lending information comes from the Federal 
            
27
Financial Institutions Examination Council's (FFIEC) Home Mortgage 
27
Financial Institutions Examination Council's (FFIEC) Home Mortgage 
            
28
Disclosure Act (HMDA) data. Loan originations are the creation of a 
28
Disclosure Act (HMDA) data. Loan originations are the creation of a 
            
29
loan after bank approval. Loan origination rates are calculated from 
29
loan after bank approval. Loan origination rates are calculated from 
            
30
the number of loan applications that were either approved or 
30
the number of loan applications that were either approved or 
            
31
denied\u2014what is termed as decisioned applications. For all charts, 
31
denied\u2014what is termed as decisioned applications. For all charts, 
            
32
the loan\u2019s purpose can be selected via a dropdown list. Trends 
32
the loan\u2019s purpose can be selected via a dropdown list. Trends 
            
33
are summarized by all loan purposes and by Loans for home purchase, 
33
are summarized by all loan purposes and by Loans for home purchase, 
            
34
home improvement, or refinancing.",
34
home improvement, or refinancing.",
            
35
  "num_resources": 4,
35
  "num_resources": 4,
            
36
  "num_tags": 0,
36
  "num_tags": 0,
            
37
  "org_type": [
37
  "org_type": [
            
38
    "Federal Government"
38
    "Federal Government"
            
39
  ],
39
  ],
            
40
  "organization": {
40
  "organization": {
            
41
    "approval_status": "approved",
41
    "approval_status": "approved",
            
42
    "created": "2020-09-17T13:06:47.958778",
42
    "created": "2020-09-17T13:06:47.958778",
            
43
    "description": "",
43
    "description": "",
            
44
    "id": "c59ea1c7-70d9-4a1f-86f2-6b35ce91ccdb",
44
    "id": "c59ea1c7-70d9-4a1f-86f2-6b35ce91ccdb",
            
45
    "image_url": "2020-10-15-205601.9690881bColorPrimaryMedium.png",
45
    "image_url": "2020-10-15-205601.9690881bColorPrimaryMedium.png",
            
46
    "is_organization": true,
46
    "is_organization": true,
            
47
    "name": "dvrpc",
47
    "name": "dvrpc",
            
48
    "state": "active",
48
    "state": "active",
            
49
    "title": "DVRPC",
49
    "title": "DVRPC",
            
50
    "type": "organization"
50
    "type": "organization"
            
51
  },
51
  },
            
52
  "owner_org": "c59ea1c7-70d9-4a1f-86f2-6b35ce91ccdb",
52
  "owner_org": "c59ea1c7-70d9-4a1f-86f2-6b35ce91ccdb",
            
53
  "posting_frequency": "annually",
53
  "posting_frequency": "annually",
            
54
  "private": false,
54
  "private": false,
            
55
  "relationships_as_object": [],
55
  "relationships_as_object": [],
            
56
  "relationships_as_subject": [],
56
  "relationships_as_subject": [],
            
57
  "resources": [
57
  "resources": [
            
58
    {
58
    {
            
59
      "cache_last_updated": null,
59
      "cache_last_updated": null,
            
60
      "cache_url": null,
60
      "cache_url": null,
            
61
      "created": "2023-05-08T02:35:14.104075",
61
      "created": "2023-05-08T02:35:14.104075",
            
62
      "datastore_active": true,
62
      "datastore_active": true,
            
63
      "description": "",
63
      "description": "",
            
64
      "format": "CSV",
64
      "format": "CSV",
            
65
      "hash": "",
65
      "hash": "",
            
66
      "id": "e1d4da24-ec22-4d1a-9a23-764ee13b27de",
66
      "id": "e1d4da24-ec22-4d1a-9a23-764ee13b27de",
            
67
      "last_modified": "2023-07-03T20:57:54.517642",
67
      "last_modified": "2023-07-03T20:57:54.517642",
            
68
      "local_path": "",
68
      "local_path": "",
            
69
      "metadata_modified": "2023-07-03T20:57:54.547238",
69
      "metadata_modified": "2023-07-03T20:57:54.547238",
            
70
      "mimetype": "text/csv",
70
      "mimetype": "text/csv",
            
71
      "mimetype_inner": null,
71
      "mimetype_inner": null,
            
72
      "name": "Mortgage Lending Rate Gaps by County",
72
      "name": "Mortgage Lending Rate Gaps by County",
            
73
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
73
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
            
74
      "position": 0,
74
      "position": 0,
            
75
      "publication_date": "2023-07-03",
75
      "publication_date": "2023-07-03",
            
76
      "resource_type": null,
76
      "resource_type": null,
            
77
      "size": 267905,
77
      "size": 267905,
            
78
      "state": "active",
78
      "state": "active",
            
79
      "url": 
79
      "url": 
            
80
-9a23-764ee13b27de/download/mortgage_lending.rate_gaps_by_county.csv",
80
-9a23-764ee13b27de/download/mortgage_lending.rate_gaps_by_county.csv",
            
81
      "url_type": "upload"
81
      "url_type": "upload"
            
82
    },
82
    },
            
83
    {
83
    {
            
84
      "cache_last_updated": null,
84
      "cache_last_updated": null,
            
85
      "cache_url": null,
85
      "cache_url": null,
            
86
      "created": "2023-05-15T18:49:17.225478",
86
      "created": "2023-05-15T18:49:17.225478",
            
87
      "datastore_active": true,
87
      "datastore_active": true,
            
88
      "description": "",
88
      "description": "",
            
89
      "format": "CSV",
89
      "format": "CSV",
            
90
      "hash": "",
90
      "hash": "",
            
91
      "id": "913d69ca-3f7d-4c3f-9da9-26cbf54475ff",
91
      "id": "913d69ca-3f7d-4c3f-9da9-26cbf54475ff",
            
92
      "last_modified": "2023-07-03T20:58:43.378548",
92
      "last_modified": "2023-07-03T20:58:43.378548",
            
93
      "local_path": "",
93
      "local_path": "",
            
94
      "metadata_modified": "2023-07-03T20:58:43.396604",
94
      "metadata_modified": "2023-07-03T20:58:43.396604",
            
95
      "mimetype": "text/csv",
95
      "mimetype": "text/csv",
            
96
      "mimetype_inner": null,
96
      "mimetype_inner": null,
            
97
      "name": "Mortgage Lending Rate Gaps by Region",
97
      "name": "Mortgage Lending Rate Gaps by Region",
            
98
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
98
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
            
99
      "position": 1,
99
      "position": 1,
            
100
      "publication_date": "2023-07-03",
100
      "publication_date": "2023-07-03",
            
101
      "resource_type": null,
101
      "resource_type": null,
            
102
      "size": 129511,
102
      "size": 129511,
            
103
      "state": "active",
103
      "state": "active",
            
104
      "url": 
104
      "url": 
            
105
-9da9-26cbf54475ff/download/mortgage_lending.rate_gaps_by_region.csv",
105
-9da9-26cbf54475ff/download/mortgage_lending.rate_gaps_by_region.csv",
            
106
      "url_type": "upload"
106
      "url_type": "upload"
            
107
    },
107
    },
            
108
    {
108
    {
            
109
      "cache_last_updated": null,
109
      "cache_last_updated": null,
            
110
      "cache_url": null,
110
      "cache_url": null,
            
111
      "created": "2023-05-08T02:36:31.046724",
111
      "created": "2023-05-08T02:36:31.046724",
            
112
      "datastore_active": true,
112
      "datastore_active": true,
            
113
      "description": "",
113
      "description": "",
            
114
      "format": "CSV",
114
      "format": "CSV",
            
115
      "hash": "",
115
      "hash": "",
            
116
      "id": "c21a3ffd-86ef-4b45-a1db-1dfb215a1fe3",
116
      "id": "c21a3ffd-86ef-4b45-a1db-1dfb215a1fe3",
            
117
      "last_modified": "2023-07-03T20:59:26.105517",
117
      "last_modified": "2023-07-03T20:59:26.105517",
            
118
      "local_path": "",
118
      "local_path": "",
            
119
      "metadata_modified": "2023-07-03T20:59:26.128614",
119
      "metadata_modified": "2023-07-03T20:59:26.128614",
            
120
      "mimetype": "text/csv",
120
      "mimetype": "text/csv",
            
121
      "mimetype_inner": null,
121
      "mimetype_inner": null,
            
122
      "name": "Mortgage Lending Totals and Rates by County",
122
      "name": "Mortgage Lending Totals and Rates by County",
            
123
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
123
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
            
124
      "position": 2,
124
      "position": 2,
            
125
      "publication_date": "2023-07-03",
125
      "publication_date": "2023-07-03",
            
126
      "resource_type": null,
126
      "resource_type": null,
            
127
      "size": 472772,
127
      "size": 472772,
            
128
      "state": "active",
128
      "state": "active",
            
129
      "url": 
129
      "url": 
            
130
dfb215a1fe3/download/mortgage_lending.totals_and_rates_by_county.csv",
130
dfb215a1fe3/download/mortgage_lending.totals_and_rates_by_county.csv",
            
131
      "url_type": "upload"
131
      "url_type": "upload"
            
132
    },
132
    },
            
133
    {
133
    {
            
134
      "cache_last_updated": null,
134
      "cache_last_updated": null,
            
135
      "cache_url": null,
135
      "cache_url": null,
            
136
      "created": "2023-05-08T02:36:55.781291",
136
      "created": "2023-05-08T02:36:55.781291",
            
137
      "datastore_active": true,
137
      "datastore_active": true,
            
138
      "description": "",
138
      "description": "",
            
139
      "format": "CSV",
139
      "format": "CSV",
            
140
      "hash": "",
140
      "hash": "",
            
141
      "id": "d68a3a14-4929-44a2-8705-8c075f45db95",
141
      "id": "d68a3a14-4929-44a2-8705-8c075f45db95",
            
142
      "last_modified": "2023-07-03T20:59:47.574198",
142
      "last_modified": "2023-07-03T20:59:47.574198",
            
143
      "local_path": "",
143
      "local_path": "",
            
144
      "metadata_modified": "2023-07-03T20:59:47.601163",
144
      "metadata_modified": "2023-07-03T20:59:47.601163",
            
145
      "mimetype": "text/csv",
145
      "mimetype": "text/csv",
            
146
      "mimetype_inner": null,
146
      "mimetype_inner": null,
            
147
      "name": "Mortgage Lending Totals and Rates by Region",
147
      "name": "Mortgage Lending Totals and Rates by Region",
            
148
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
148
      "package_id": "1874a7ac-fb38-4c99-89c8-6cb291693345",
            
149
      "position": 3,
149
      "position": 3,
            
150
      "publication_date": "2023-07-03",
150
      "publication_date": "2023-07-03",
            
151
      "resource_type": null,
151
      "resource_type": null,
            
152
      "size": 227928,
152
      "size": 227928,
            
153
      "state": "active",
153
      "state": "active",
            
154
      "url": 
154
      "url": 
            
155
c075f45db95/download/mortgage_lending.totals_and_rates_by_region.csv",
155
c075f45db95/download/mortgage_lending.totals_and_rates_by_region.csv",
            
156
      "url_type": "upload"
156
      "url_type": "upload"
            
157
    }
157
    }
            
158
  ],
158
  ],
            
159
  "source": "Consumer Financial Protection Bureau (CFPB)",
159
  "source": "Consumer Financial Protection Bureau (CFPB)",
            
160
  "source_url": "https://www.consumerfinance.gov/data-research/hmda/",
160
  "source_url": "https://www.consumerfinance.gov/data-research/hmda/",
            
161
  "staff_contact": "Ian Schwarzenberg",
161
  "staff_contact": "Ian Schwarzenberg",
            
162
  "staff_contact_email": "ischwarzenberg@dvrpc.org",
162
  "staff_contact_email": "ischwarzenberg@dvrpc.org",
            
163
  "state": "active",
163
  "state": "active",
            
164
  "tags": [],
164
  "tags": [],
            
165
  "title": "Mortgage Lending",
165
  "title": "Mortgage Lending",
            
166
  "type": "dataset",
166
  "type": "dataset",
            
167
  "url": null,
167
  "url": null,
            
168
  "use_limitations": "unrestricted_without_agreement",
168
  "use_limitations": "unrestricted_without_agreement",
            
169
  "user_agreement": "",
169
  "user_agreement": "",
            
170
  "version": null
170
  "version": null
            
171
}
171
}